TOGETHER WE WIN! FROM CONNECT BENEFITS

TOGETHER WE WIN! FROM CONNECT BENEFITS

WELCOME TO TOGETHER WE WIN! BENEFITS JUST FOR YOU

A WINNING COMMITMENT TO MAKING YOUR LIFE BETTER. CREATED EXCLUSIVELY FOR YOU!

A WHOLE NEW SET OF VALUABLE EMPLOYEE BENEFITS.

BENEFITS DESIGNED TO SAVE YOU Money Time AND Provide unrivaled services Keep more of what you earn

PRESENTING THE CONNECT BENEFITS PACKAGE Check out the following package THESE CONNECT BENEFIT PACKAGE ITEMS ARE NOT INSURANCE and are not intended to replace health insurance. This plan does not meet the minimum creditable coverage requirements under M.G.L. c.111m and 956 CMR 5.00. This plan is not a Qualified Health Plan under the Affordable Care Act. The range of discounts will vary depending on the type of provider and service. The plan does not pay providers directly. Plan members must pay for all services but will receive a discount from participating providers. A look-up list list of participating Chiropractic, Alternative Medicine and Pet Care Program providers can be accessed by cutting and pasting the following link into your browser. https://www1.careington.com/search/search.aspx?agentcode=cifglcpponder. Participating providers located in your area can also be obtained, on request, by calling 800-441-0380 or in writing from Discount Plan Organization and Administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034.

PACKAGE BENEFITS (TO BE ACTIVATED JULY 5, 2017) Dining and Attractions 6 benefits in 1 with over 480,000 savings opportunities. Dining discounts you can use every day at work, at home, or on vacation. Exclusive offers are local to your area or anywhere you go. The value travels with you. You can print an offer or use your mobile device, your choice. Even better, Dining and Attractions gives you great savings on shopping, travel, services, attractions, online offers and more. From haircuts to dry cleaning to new clothes and shoes to a day at the museum, you'll save on the things you buy and do every day. Specifically, with Dining and Attractions Savings you get over 200,000 exclusive restaurants offers nationwide with savings of up to 50% as well as 2-for-1 dining experiences. In addition, you get over 280,000 shopping, events, attractions, services and travel savings. Roadside Assistance Gives you three $100 claims* per year in any car**. With a live dispatch agent available 24/7/365 throughout the US and Canada, we'll be there when you need us. Available 24 hours a day 7 days a week, at home and on the road. Use your roadside assistance up to three times per year up to the $100.00 per disablement benefit limit. Towing - Winching - Flat Tire - Out of Fuel (This service does not include the price of fuel) - Lost Key and Lock Out (This service does not include the cost of keys) - Dead Battery Auto Deductable Reimbursement Will reimburse you for up to $500.00 for the deductible amount you will have to pay for damages to your covered auto caused by comprehensive (theft, vandalism, or fire) and collision claims. You must pay your deductible to receive a reimbursement.

PACKAGE BENEFITS (TO BE ACTIVATED JULY 5, 2017) Home Deductible Reimbursement benefit Perfect for all renters and owners. Even a simple plumbing problem will almost certainly exceed your insurance policy deductible. The Home Deductible Reimbursement benefit will reimburse you for up to $500.00 for the deductible amount you will have to pay for damages to your covered home. The benefit covers primary, and secondary homes. If you have damages to your home, or a theft, and your insurance company subsequently pays your claim, we will reimburse you your deductible payment up to $500.00. You must pay your deductible to receive a reimbursement. Certified Financial Plan Advisors You get immediate access to over $500 in certified financial advisor services & over 40% savings in professional services the same kind of financial expertise the wealthy have come to rely on! Whether you are saving for your child s college education, planning for retirement, need help with your 401k or IRA planning, or just need help with taxes you get access to a wealth of financial services provided by certified financial and tax professionals. See Terms and Conditions for a complete list of included services at no additional charge and discounted services. Tax Related Benefits include: Federal taxation advice for personal and business matters. IRS notification assistance Tax professionals will review any notice or letter issued by the IRS and provide advice on how to understand and resolve the matter Tax planning Review of prior year s tax return Virtual training sessions and/or conference calls regarding financial and tax issues by request 25% off standard rates for tax return preparation.

PACKAGE BENEFITS (TO BE ACTIVATED JULY 5, 2017) Family Legal Protection Plan From a simple traffic ticket to a divorce to corporate issues and more, having access to legal services and experienced attorneys and legal professionals can be invaluable. The Family Legal Protection Plan offers exclusive legal benefits. These include discounts, flat rates, and covered services for common legal needs experienced by members. The Family Legal Protection Plan is designed with complete family protection in mind. Coverage is extended to member s spouse and all of their children up to age 23. What you get with a Family Legal Protection Plan: Legal Consultations - in person or over the phone with a national network of attorneys with exceptional experience that are matched to meet your needs - unlimited number of initial 1/2 hour consultations by phone or in person, one half hour per legal topic. Concierge help navigating common individual or family legal issues. Simple will preparation - includes member and spouse. Document reviews - 3 per year. Dispute Resolution Calls/Letters - 3 matters per year. Guaranteed reduced rates Members receive a 25% discount on Plan Attorney s hourly rates when legal representation is needed. Comprehensive Financial Counseling - unlimited number of consultations. Personal Budget Preparation and Assistance - Unlimited number of consultations (one half hour per new topic). Exclusive Flat Fee Services.

PACKAGE BENEFITS (TO BE ACTIVATED BY JULY 5, 2017) Deep Drug Discounts Drug Discounts: The free to use Connect Benefits Discount Drug Card saves you money each time you fill your prescription. Just paste the following link in your web browser, print the card and use. https://www.dropbox.com/s/m3ecf5becqnapdy/connect%20pharmacy%20discount%20card.pdf?dl=0 Depending on the medication and the pharmacy, you can save up to 75% at 54,000 pharmacies nationwide including CVS, Walgreens, Walmart and RiteAid on the cost of your medication. How It Works You can begin making your health care more affordable: Show it at the pharmacy You are pre-approved and can begin collecting your discounts immediately. What It Covers The program allows you to save on your out-of-pocket medicine expenses. You can use the Rx card anytime and if your insurance does not: cover a particular drug or medication limits the number of refills allowed while you are fulfilling your insurance deductible requirements. Your prescription savings card works regardless of the medication involved and discounts can be applied toward brand name and generic drugs approved by the Food and Drug Administration. Enjoy the following: Save up to 75% off prescriptions (Average savings of 60%.) No registration required. This card is pre-activated. Anyone in your family can use the card. No activation required. Does not work with your insurance. This card is great for people who don't have insurance or if your insurance doesn't cover the drug you need. This card works at all major retail pharmacies. Place the following link in your browser to look up the closest pharmacy to you and prices for the prescription required. https://discount-youngevity.citizensrx.com/? This card is not insurance. In addition our card will work on your Pet's drugs. (SEE NEXT PAGE).

PACKAGE BENEFITS (TO BE ACTIVATED BY July 5, 2017) Pet Rx Coverage Our card covers hundreds of FDA-approved medications frequently prescribed for cats and dogs and includes brand name and generic medications. To find a pharmacy and see how much your pet s prescription will cost, utilize the following link (copy and paste into your browser). Just fill in the name of the medicine and quantity. https://discount-youngevity.citizensrx.com/? And if you are paying full price by filling your pet prescriptions at a veterinarian s office or a store that does not honor our discount pet medication program, do not delay any longer. It is very easy to transfer your pet s prescription to one of thousands stores located throughout the country. If you are a pet owner, take the first step toward saving money on your pet prescriptions by printing out your free pet Rx card today..

PACKAGE BENEFITS (TO BE ACTIVATED JULY 5, 2017) Home Buyer/Seller 20% Rebate Buy a home get a check! Sell a home get a check! Sell then buy? Checkcheck! Home Buyer/Seller Rebate is a unique program that gives members, the buyer or seller of a home, a 20% rebate of their broker s commission at closing. So, not only do they have a great selling or buying experience, they earn a rebate that could pay for their move or put some extra cash in their pockets. Benefit to Buyers 20% rebate of the commission paid to the realtor you are assigned One-on-one home purchase counseling with a professionally trained agent Our Buyer s Services Guarantee Neighborhood Market Analysis Contract Negotiation Assistance Buyer Agency Representation Help with Inspections Legal Assistance Contract to Closing Administrative Assistance Benefit to Sellers 20% rebate of the commission paid to the realtor you are assigned Provide the seller with an experienced listing agent in your market area Professional Competitive Market Analysis (CMA), Absorption Rate, Salability Rating and Pricing Analysis Grid Exposure to buyers through more than 100 websites and search engines that are real estate specific Comprehensive Marketing Plan throughout the listing period Professional Staging advice Pre-Approval of all prospective buyers Strong Negotiation Assistance Coordination of all closing details Attend the walk-thru and closing

PACKAGE BENEFITS (TO BE ACTIVATED JULY 5, 2017) Connect Travel Dream Destinations. Unlimited Savings. Gain access to unlimited savings on thousands of hotels, cars, cruises, activities and more all year long when you become a member of Snazzy Traveler. We are so confident we have the best prices that you ll get back 110% of the difference if you find it cheaper. We are able to save you hundreds of dollars on travel each year by cutting out the middle man and getting rates straight from the source. When you become a member of Connect Travel you are part of an exclusive community where you will receive special rates and promotions not available to the general public. There are never any travel restrictions or blackout dates so you can always find exactly what you need when you need it. Wyndam Hotel Group Savings You get up to 20% off the Best Available Rate at over 7,400 Wyndham Hotel Group locations worldwide. You can book online or call a live agent. Whether you are looking for an upscale hotel, an all-inclusive resort or something more cost-effective, we have the right hotel for you and at the right price. Best available rate means that even if you find a participating Wyndham Hotel Group property already discounted, your Up To 20% Savings is on top of that. Some restrictions may apply. Newsstand You get 3 free print magazine subscriptions. From fashion to fitness, from business to politics, there are over 100 titles to choose from. Use your subscriptions for yourself or give them as gifts...it's up to you. Magazine categories include: African-American, Animals and Pets, Arts and Photography, Autos and Cycles, Business and Finance, Cooking and Food, Entertainment, Fashion, Health and Fitness, Hispanic, Hobbies, Home and Garden, Literary, Men's, Music, News and Politics, Outdoors and Nature, Parenting, Science, Sports and Recreation, Teen, Travel and Women's. You also get the Media Center which provides you with continually updated and current information from NASA and the Department of Education to important health and wellness information from the CDC.

PACKAGE BENEFITS (TO BE ACTIVATED BY AUGUST 1, 2017) MYTELEMEDICINE - MyTelemedicine is a modern healthcare solution for non-emergency illnesses. With this program, members and their family will have direct access to interact with a physician, a pediatrician, or even a behavioral therapist 24 hours a day, 7 days a week. Consultations can take place by phone call, email or a web-based video call, and will include discussing treatment options. When medically appropriate, the physician may prescribe a short term, non-dea controlled medication for the member to pick up at the pharmacy of their choice. Disclaimer: *MyTelemedicine does not guarantee that a prescription will be written. MyTelemedicine does not prescribe DEA controlled substances, lifestyle drugs and certain other drugs which may be harmful because of their potential for abuse. MyTelemedicine physicians reserve the right to deny care for potential misuse of services..

PACKAGE BENEFITS (TO BE ACTIVATED BY AUGUST 1, 2017) Pet Product & Care Discounts: Pet Assure is a veterinary discount plan, accepted at over 2,000 veterinary practices, that is designed to give members peace-of-mind knowing they can better provide for their pet. Pet Assure includes all companion pets (dogs, cats, birds and other pets) in a household. Pet Assure members will save 25% on veterinary services provided by participating veterinarians, and can also save 10% to 30% on pet services and supplies. Participating veterinary practices are not required to discount: Products taken home; outsourced services, e.g., blood work sent to a lab or an outside specialist; non-medical services, e.g., routine grooming; services already discounted and mileage fees for mobile vets. A lookup list of participating Pet Care Program providers can be accessed by cutting and pasting the following link into your browser: https://www1.careington.com/search/search.aspx?agentcode=cifglcpponder. Participating providers located in your area can also be obtained on request by calling 800-441-0380 or in writing from Discount Plan Organization and Administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034

PACKAGE BENEFITS (TO BE ACTIVATED BY AUGUST 1, 2017) Diabetes Management & Lifestyle Better Living Now, Inc. (BLN) is a managed care provider of healthcare products and services, specializing in the needs of patients with chronic conditions. BLN brings these values to the member: Free shipping and choice of free gift with first order Durable Medical Equipment 20% to 30% off of retail price Disposable Medical Supplies 20% to 40% off of retail price Chiropractic & Alternative Medicine Healthways WholeHealth Network Members will have access to one of the largest networks of chiropractors and other qualified alternative health care practitioners in the United States. Healthways WholeHealth Network is a complete wellness program comprised of over 36,000 practitioners nationally including over 14,000 chiropractors and over 22,000 alternative health care providers. Members save 10% to 40% on chiropractic services and many types of alternative health care therapies. A lookup list of participating Chiropractic, Alternative Medicine providers can be accessed by cutting and pasting the following link into your browser. https://www1.careington.com/search/search.aspx?agentcode=cifglcpponder. Participating providers located in your area can also be obtained on request by calling 800-441-0380 or in writing from Discount Plan Organization and Administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034.

PACKAGE BENEFITS (TO BE ACTIVATED BY SEPTEMBER 1, 2017) ID EXPERTS is a fully managed identity theft restoration service that provides the complete coverage identity theft victims expect and need. The ID Experts team includes experts in every aspect of identity theft, protection, restoration and data breach response management. ID Experts have a 100% record of success in completely restoring identity theft victims to pre-theft status. Services of ID Experts Include: Fully Managed Identity Theft Restoration Certified Identity Restoration Experts One Year of FREE Credit Monitoring for Victims Free ID Theft Restoration for Data Breach Victims Online Education Document Recovery Assistance.

THE EMPLOYEE PLATINUM CONNECT BENEFITS PACKAGE FREE \

GET YOUR CONNECT BENEFITS NOW! GO TO WWW.CONNECTBENEFITSIG.COM FOR BENEFITS DETAILS.

TOGETHER WE WIN! FROM CONNECT BENEFITS