Discovery Vitality 2009

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Discovery Vitality 2009 The wellness programme that rewards you for getting healthier Vitality empowers you to improve your health by giving you the knowledge, tools and motivation to set and meet your health goals. And the healthier you get, the more Vitality rewards you! As you interact with Vitality to improve your health, you earn Vitality points which will determine your Vitality status. The higher your Vitality status, the greater the rewards you qualify for. Know your health status Vitality recognises that people s health needs differ, so we have developed an interactive, online tool that adapts the Vitality programme to meet each individual s needs. You complete a Personal Health Review on www.discovery.co.za to find out how healthy you are and earn Vitality points. You can also do various health assessments to learn more about your health, and earn more Vitality points. Get on the path to better health Vitality makes it easier for you to get healthier by giving you access to a range of health and fitness partners at reduced rates. Vitality gives you extra Vitality points for improving key areas of your health and achieving your personalised health goals. Plus, Vitality offers tailored wellness initiatives for every stage of your life. Enjoy the rewards Vitality s rewards include savings on local and international flights, holiday accommodation, car rental and shopping savings. Because the size of your saving is directly linked to your Vitality status, your rewards increase as you work with Vitality to get healthier. In addition, the DiscoveryCard gives you cash back at a wide range of partner stores and savings on international travel according to your Vitality status. The higher your Vitality status, the greater your rewards! Vitality members start at Blue Vitality status, progress to Bronze, Silver, Gold and, ultimately, Diamond status. The table below shows how many Vitality points you need to reach each status. Bronze Silver Gold Single member 15 000 35 000 45 000 Family with two adults 30 000 70 000 90 000 Family with three adults 40 000 90 000 120 000 For each additional adult add 10 000 20 000 30 000 Members who have earned enough Vitality points to get to Gold Vitality status for three consecutive years are awarded Diamond Vitality status in the following year. Vitality monthly contributions Main member Main + 1 Main + 2 or more R105 R122 R128

Know your health status Understanding your health status is the first step to getting healthier To get healthier, you first need to understand your health status and what your health risk factors are. Vitality offers a range of health assessments to help you learn more about your health. The Personal Health Review Complete a Personal Health Review on www.discovery.co.za to find out your major health risk factors are, set and achieve health goals to address them and earn 5 000 Vitality points. You ll find out your Vitality Age, which is a measure of your health status relative to your biological age. Vitality adapts to your unique needs and creates personal pathways that you can follow to meet your health goals. Vitality Check Vitality Check is a range of screening tests that help you identify your risk for lifestyle-related chronic conditions. Vitality Check costs R95 and if you are a Discovery Health member this amount is paid for you from the Screening Benefit. All adults over 18 can have a Vitality Check at a pharmacy in the Vitality Wellness Network or their company s Wellness Day and earn Vitality points. Bonus points are awarded when your results are in the clinically acceptable range. Tests included in Vitality Check Test Vitality points Bonus points Blood glucose 1 500 1 500 Blood pressure 1 500 1 500 Cholesterol 1 500 1 500 Weight assessment 2 500 2 500 Other preventive screening tests You earn Vitality points for other screening tests to detect certain illnesses. You will only earn Vitality points for the different tests after a certain age. Other screening tests Test Age to earn points Vitality points Pap smear Women over 16 2 500 HIV test All adults over 18 5 000 Glaucoma screening All adults over 40 2 500 Mammogram Women over 35 2 500 Prostate screening (blood test) Men over 50 2 500 Fitness, nutrition and online assessments Vitality Fitness Assessment Have your Vitality Fitness Assessment at a biokineticist in the Vitality Wellness Network and earn 7 500 Vitality points. For only R165 you ll find out how fit you are and get advice on how to improve your fitness. You can also earn bonus Vitality points based on your level of fitness. Vitality Nutrition Assessment Get advice about your eating habits and weight from a registered dietitian in the Vitality Wellness Network and earn 5 000 Vitality points. The Vitality Nutrition Assessment costs only R226. Vitality s online Stress and Nutrition Centres earn up to 2 500 Vitality points for assessing your stress online and up to 2 500 points for visiting the online Nutrition Centre each year. You ll find useful tips on managing your stress and making healthy dietary changes. Complete the assessments on www.discovery.co.za Virgin Life Care HealthZone Earn 100 Vitality points every time you measure your blood pressure, weight and body fat percentage up to a maximum of 2 500 Vitality points a year. Visit a Virgin Life Care HealthZone at any Virgin Active club. Access is free for Virgin Active members. Wellness for the whole family Vitality gives children great rewards for getting health-savvy and offers benefits for new and expecting parents. Discovery Baby New and expectant moms get expert advice and support during this exciting time. Parents also get valuable savings on selected car seats, prams, nappies and other baby items when they preauthorise their delivery with Discovery Health after 12 weeks of pregnancy. Discovery Life members need to call Vitality on 0860 99 88 77 to join Discovery Baby. Children s wellness Children between the age of two and 15 get great rewards for completing healthy activities. The healthy activities children earn points and rewards for are: Assessment Where to have the assessment Vitality points Vitality Child Health Assessment At a doctor in the Discovery GP network or certain paediatricians Dental check-up Any dentist 2 000 Kids online wellness assessment www.discovery.co.za 1 500 Kids lifestyle questionnaire www.discovery.co.za 1 000 Children get rewards like free movies from Ster-Kinekor before 7pm, discounts on Apple ipod Shuffles and entries into a prize draw to win a trip to Disney World or 100 other prizes. 2 500

Get on the path to better health HealthyFood Card Eat healthily Save 25% on Healthyfood at Pick n Pay Vitality makes eating healthily easy through the HealthyFood benefit. You ll save 15% or 25% on all HealthyFood you buy at Pick n Pay. Vitality members immediately qualify for a 15% saving and by completing a Personal Health Review on www.discovery.co.za you will increase your saving to 25%. All adults eligible for the HealthyFood saving need to complete a Personal Health Review to get the increased saving. Apply for your HealthyFood benefit on www.discovery.co.za or by calling 0860 99 88 77. You also earn 10 Vitality points for every HealthyFood you buy up to a maximum of 500 Vitality points a month. Your maximum saving depends on your Vitality points Vitality members qualify for savings on HealthyFood up to the value of their Vitality points earned over the year and up to a maximum spend of R2 000 (single member) or R4 000 (family) a month. So, to get the most savings from buying HealthyFood at Pick n Pay, make sure you keep improving your health and earning Vitality points! Get active In partnership with We know that there are many ways to get in shape so we reward you for a wide range of fitness activities: running, walking, cycling, playing golf, going to gym and just about anything that will get you fit! Partner Vitality member rates and savings Vitality points The main member and spouse each pay a once-off joining fee of R850. If you both join, the member who joins second pays a monthly fee of R65 to Vitality. Earn 150 Vitality points a day when you work out at Virgin Active. The main member and spouse each pay a once-off joining fee of R850. The spouse pays a monthly fee of R95 to Vitality. A gym for women only. When joining Curves, you ll have your activation fee waived and pay only the monthly fee. You and your spouse pay a fee of R545 for the year. Earn 150 Vitality points a day when you work out at Planet Fitness. Earn 150 Vitality points a day when you work out at Curves. Earn 150 Vitality points a day when you go to Run/Walk For Life. Buy your Polar Heart Rate Monitor with your DiscoveryCard at Totalsports or Cape Union Mart and get up to 20% cash back. Take part in fun outdoor sporting events with sa-active.com. Activate your sa-active.com profile for only R110 a year. Activate for free on www.discovery.co.za Earn 1 000 Vitality points for registering online and 150 or 200 Vitality points for every exercise session, depending on your average heart rate. Earn 3 000 or 5 000 Vitality points for every event you take part in. You ll earn 5 000 bonus Vitality points for completing your fifth event in a year. Earn 150 Vitality points every day you enter your score after a round of golf. All Vitality points earned at the fitness partners above contribute towards the fitness points category. The maximum number of fitness points you can earn in a year is 15 000 each per adult. You can only belong to Virgin Active, Planet Fitness or Run/Walk For Life at the Vitality rate. You can, however, belong to either Planet Fitness, Virgin Active or Run/Walk For Life and any other fitness partner, such as Curves and sa-active at the Vitality rate. Live a healthy lifestyle Vitality gives you huge savings at our health partners. Not only is getting healthier cost effective, but you are rewarded with Vitality points for using their services to improve your health. Partner Vitality member rates and savings Vitality points Stop smoking through Smokenders or Allen Carr s Easyway Adults will each pay R295 to attend a course. Earn 5 000 Vitality points a year for not smoking or for stopping smoking. Reach your goal weight at Weigh-Less Vitality members can join Weigh-Less for 30% less than the standard rates, regardless of Vitality status. Earn 2 500 Vitality points for having the assessment. If you reach your goal weight, you will earn 2 500 bonus points. You can also earn these points at the

Enjoy the rewards The rewards of a healthy lifestyle keep adding up The higher your Vitality status, the greater your rewards! Vitality members start at Blue Vitality status, and as you get healthier you progress to Bronze, Silver, Gold and ultimately, Diamond status. Vitality offers you terrific travel, lifestyle, entertainment and online rewards. Travel rewards Partner Benefit Years on Vitality Blue Bronze Silver Gold Diamond Fly to 16 international destinations on World Traveller and World Traveller Plus prices* Return flights within South Africa. Johannesburg to Cape Town rates* Fewer than 3 5% 10% 15% 20% n/a 3 years or more 10% 15% 20% 25% 30% - - R930 R750 R530 R400 Discount on lowest advertised flight* - 15% 20% 25% 30% 35% Discount on lowest advertised car rental rate - 8% 10% 15% 20% 25% Discount on lowest public rate - 30% 35% 40% 45% 50% Discount on lowest advertised rate - 20% 20% 20% 20% 20% * These rates exclude airport taxes. Lifestyle and entertainment rewards Partner Saving Blue Bronze Silver Gold Diamond Qualify for a Gold Clicks ClubCard and cash back vouchers 8% 10% 12% 15% 18% See the latest blockbusters at Ster-Kinekor! R10 for a movie ticket at Junction theatres and R18 at Classic and Cinema Nouveau theatres. A ticket at a 3D-Cinema costs R28. Children under 16 watch any movie that starts before 7pm for free if they take part in a wellness activity. Being part of the Discovery Baby programme offers great benefits. The Discovery Baby bag is packed with useful goodies for mother and baby. There are also free magazines on pregnancy and motherhood for members registered on the programme. Vitality internet access Get exciting internet access (broadband) offers from Internet Solutions. The rates start from R44 a month for Vitality Broadband, which includes only local internet access and goes up according to the amount of local and international internet access you need. You pay an extra fee for the Telkom line. You can choose up to 20GB of local and 20GB of international internet access. All the Internet Solution offers give you further choices when you choose to include a Telkom DSL line. You can contact Internet Solutions directly to get these exciting offers. Online rewards Visit VitalityMall on www.discovery.co.za at any time of the day or night and get great discounts on a wide range of products, vouchers and 40% to 80% off lifestyle magazines. There are new specials every week. You can use your Discovery Miles, cash or both to pay on VitalityMall. Products Magazines at 40% to 80% discount Vouchers Terms and conditions apply. Subject to the rules of Vitality. All rates are subject to change. To find out more, visit www.discovery.co.za or call 0860 99 88 77. Vitality Healthstyle (Pty) Ltd is An Authorised Financial Services Provider.

DiscoveryCard The credit card that rewards you for getting healthier The DiscoveryCard is a VISA credit card that gives you cash back when you shop, helps you save on dream holidays and allows you to earn Discovery Miles. Your cash back and savings are based on your Vitality status a measure of how much you interact with Vitality to improve your health. It s the only credit card that rewards you for getting healthier, and the healthier you get, the greater your rewards. Shopping savings Each month, you will get cash back for using your DiscoveryCard at our partner stores. Cash back at Pick n Pay This cash back is over and above the 25% you can save on HealthyFood TM at Pick n Pay. Cash back at DiscoveryCard partner stores (excluding Pick n Pay) Years on Vitality Blue Bronze Silver Gold Diamond Fewer than three years 10% 10% 10% 10% - Three to five years 10% 11% 12% 13% 15% More than five years 10% 12% 14% 15% 20% The cash back amount depends on your Vitality status and the number of years you ve been on Vitality. DiscoveryCard partner stores Blue Bronze Silver Gold Diamond 5% 6% 7% 8% 10% The amount you spend at a partner store in a month, which qualifies for the DiscoveryCard cash back reward, is limited to 30% of your total DiscoveryCard spend in that month and up to a maximum of R10 000 a month. The 30% limit does not apply at The Pro Shop. Save up to 60% on British Airways international flights By activating the Discovery Miles benefit, you qualify for an enhanced British Airways international travel benefit, which gives you discounted travel based on your Vitality status and monthly DiscoveryCard spend. You can fly to 16 exciting international destinations through the British Airways International benefit: 16 exciting international destinations Athens Geneva Miami San Francisco Barcelona London New York Tel Aviv Chicago Los Angeles Paris Toronto Edinburgh Manchester Rome Vancouver International holidays with our travel partners DiscoveryCard can bring your dream holiday within reach. Use your DiscoveryCard at World Leisure Holidays, Royal Caribbean International or Contiki Holidays and get 15% to 22% cash back, depending on your Vitality status. Earn Discovery Miles when you use your DiscoveryCard For every R10 you spend on your DiscoveryCard, you ll earn one Discovery Mile. There are many ways to spend your Discovery Miles: pay the already discounted Vitality rates at kulula.com and Southern Sun, shop at VitalityMall on www.discovery.co.za, increase your saving at DiscoveryCard s international holiday partners, or convert your Discovery Miles to SAA Voyager Miles. Fast Miles for DiscoveryPlatinum cardholders DiscoveryPlatinum cardholders qualify for our Fast Miles earning rate and can earn one Discovery Mile for every R5 spent. Visit www.discovery.co.za to see the Discovery Miles and Fast Miles annual fees. For further detailed Vitality and DiscoveryCard information and a list of Vitality s rules, please visit www.discovery.co.za The DiscoveryCard is issued under the banking licence of FirstRand Bank Ltd, An Authorised Financial Services and Registered Credit Provider. Credit provider number NCRCP20. Please call 0860 11 CARD (2273) for more information To find out more, visit www.discovery.co.za GM_2868DHV_09/12/08