Trans$ure - Interest Sensitive Whole Life Insurance Illustration With Riders: TI, WPLF, LTC Non-Tobacco $100,000 Face Amount $150,000 Face Amount $500,000 Face Amount 16 50.00 43,265 75.00 64,898 249.99 216,325 16 17 51.75 43,064 77.62 64,596 258.74 215,320 17 18 53.50 42,857 80.25 64,286 267.49 214,285 18 19 55.41 42,642 83.12 63,963 277.07 213,210 19 20 57.33 42,416 86.00 63,624 286.66 212,080 20 21 59.50 42,179 89.25 63,269 297.49 210,895 21 22 61.75 41,929 92.62 62,894 308.74 209,645 22 23 64.00 41,665 96.00 62,498 319.99 208,325 23 24 66.33 41,388 99.50 62,082 331.65 206,940 24 25 68.75 41,096 103.12 61,644 343.74 205,480 25 26 71.41 40,788 107.12 61,182 357.07 203,940 26 27 74.16 40,465 111.25 60,698 370.82 202,325 27 28 77.00 40,125 115.50 60,188 384.98 200,625 28 29 80.16 39,766 120.25 59,649 400.82 198,830 29 30 83.33 39,384 125.00 59,076 416.65 196,920 30 31 86.58 38,979 129.87 58,469 432.90 194,895 31 32 90.08 38,549 135.12 57,824 450.40 192,745 32 33 93.91 38,094 140.87 57,141 469.56 190,470 33 34 97.91 37,614 146.87 56,421 489.56 188,070 34 35 102.00 37,106 152.99 55,659 509.98 185,530 35 36 106.58 36,568 159.87 54,852 532.90 182,840 36 37 111.33 36,001 166.99 54,002 556.64 180,005 37 38 116.33 35,401 174.49 53,102 581.64 177,005 38 39 121.66 34,766 182.49 52,149 608.31 173,830 39 40 127.16 34,094 190.74 51,141 635.81 170,470 40 41 132.91 33,382 199.37 50,073 664.56 166,910 41 42 139.16 32,630 208.74 48,945 695.81 163,150 42 43 145.41 31,835 218.12 47,753 727.05 159,175 43 44 152.16 30,995 228.24 46,493 760.80 154,975 44 45 159.08 30,109 238.62 45,164 795.38 150,545 45 46 166.74 29,172 250.11 43,758 833.72 145,860 46 47 174.91 28,180 262.36 42,270 874.55 140,900 47 48 185.33 27,126 277.99 40,689 926.63 135,630 48 49 196.66 26,001 294.99 39,002 983.29 130,005 49 50 208.49 24,802 312.74 37,203 1,042.46 124,010 50 51 221.24 23,523 331.86 35,285 1,106.21 117,615 51 52 234.74 22,163 352.11 33,245 1,173.70 110,815 52 53 249.07 20,716 373.61 31,074 1,245.37 103,580 53 54 264.41 19,177 396.61 28,766 1,322.03 95,885 54 55 280.57 17,546 420.86 26,319 1,402.86 87,730 55 56 297.65 15,814 446.48 23,721 1,488.27 79,070 56 57 315.82 13,975 473.73 20,963 1,579.10 69,875 57 58 335.15 12,011 502.73 18,017 1,675.77 60,055 58 59 355.90 9,908 533.85 14,862 1,779.51 49,540 59 60 378.23 7,655 567.35 11,483 1,891.17 38,275 60 61 402.48 5,244 603.73 7,866 2,012.42 26,220 61 62 428.57 2,673 642.85 4,010 2,142.83 13,365 62 63 456.32 0 684.47 0 2,281.58 0 63 64 485.90 0 728.85 0 2,429.49 0 64 65 517.73 776.59 2,588.65 65 66 553.73 830.59 2,768.64 66 67 592.39 888.59 2,961.96 67 68 634.31 951.46 3,171.54 68 69 679.81 1,019.71 3,399.03 69 70 729.22 1,093.83 3,646.10 70 Solve for Target A100 * Values assume that all stipulated premiums are paid to 100. The minimum interest rate is 4.00%. The Child Term Rider may be added for additional premium of $1.25 per $5,000. A detailed illustration will be provided on delivery of a contract or earlier if requested. This is a quotation, not a contract. 5/16/2016 State: FL Ver: 3.0.0.2563
Trans$ure - Interest Sensitive Whole Life Insurance Illustration With Riders: TI, WPLF, LTC Tobacco $100,000 Face Amount $150,000 Face Amount $500,000 Face Amount 16 67.25 48,520 100.87 72,780 336.24 242,600 16 17 68.58 48,273 102.87 72,410 342.90 241,365 17 18 70.00 48,020 105.00 72,030 349.99 240,100 18 19 72.58 47,758 108.87 71,637 362.90 238,790 19 20 75.50 47,485 113.25 71,228 377.48 237,425 20 21 78.33 47,201 117.50 70,802 391.65 236,005 21 22 81.41 46,903 122.12 70,355 407.07 234,515 22 23 84.58 46,591 126.87 69,887 422.90 232,955 23 24 88.08 46,264 132.12 69,396 440.40 231,320 24 25 91.66 45,923 137.49 68,885 458.32 229,615 25 26 95.83 45,565 143.74 68,348 479.15 227,825 26 27 100.25 45,190 150.37 67,785 501.23 225,950 27 28 104.66 44,796 156.99 67,194 523.31 223,980 28 29 109.41 44,377 164.12 66,566 547.06 221,885 29 30 114.50 43,933 171.74 65,900 572.48 219,665 30 31 120.00 43,461 179.99 65,192 599.98 217,305 31 32 125.49 42,960 188.24 64,440 627.47 214,800 32 33 131.24 42,428 196.87 63,642 656.22 212,140 33 34 137.58 41,865 206.37 62,798 687.89 209,325 34 35 144.16 41,269 216.24 61,904 720.80 206,345 35 36 151.33 40,637 226.99 60,956 756.64 203,185 36 37 158.83 39,968 238.24 59,952 794.13 199,840 37 38 166.49 39,261 249.74 58,892 832.47 196,305 38 39 175.08 38,513 262.61 57,770 875.38 192,565 39 40 183.66 37,720 275.49 56,580 918.30 188,600 40 41 192.66 36,883 288.99 55,325 963.29 184,415 41 42 201.99 35,997 302.99 53,996 1,009.96 179,985 42 43 211.74 35,063 317.61 52,595 1,058.71 175,315 43 44 222.24 34,080 333.36 51,120 1,111.21 170,400 44 45 232.99 33,045 349.49 49,568 1,164.95 165,225 45 46 246.91 31,955 370.36 47,933 1,234.53 159,775 46 47 261.74 30,802 392.61 46,203 1,308.70 154,010 47 48 277.07 29,579 415.61 44,369 1,385.36 147,895 48 49 293.57 28,271 440.36 42,407 1,467.86 141,355 49 50 310.99 26,876 466.48 40,314 1,554.94 134,380 50 51 329.40 25,390 494.11 38,085 1,647.02 126,950 51 52 348.74 23,812 523.10 35,718 1,743.68 119,060 52 53 369.15 22,141 553.73 33,212 1,845.76 110,705 53 54 391.07 20,376 586.60 30,564 1,955.34 101,880 54 55 413.90 18,517 620.85 27,776 2,069.50 92,585 55 56 437.23 16,558 655.85 24,837 2,186.16 82,790 56 57 462.31 14,491 693.47 21,737 2,311.57 72,455 57 58 488.81 12,293 733.22 18,440 2,444.07 61,465 58 59 517.06 9,943 775.59 14,915 2,585.31 49,715 59 60 547.31 7,433 820.97 11,150 2,736.56 37,165 60 61 580.23 4,996 870.34 7,494 2,901.13 24,980 61 62 615.06 2,442 922.59 3,663 3,075.29 12,210 62 63 651.97 0 977.96 0 3,259.87 0 63 64 691.14 0 1,036.71 0 3,455.70 0 64 65 732.22 1,098.33 3,661.10 65 66 778.97 1,168.45 3,894.84 66 67 828.55 1,242.83 4,142.75 67 68 882.38 1,323.57 4,411.91 68 69 940.38 1,410.57 4,701.90 69 70 1,003.04 1,504.56 5,015.22 70 Solve for Target A100 * Values assume that all stipulated premiums are paid to 100. The minimum interest rate is 4.00%. The Child Term Rider may be added for additional premium of $1.25 per $5,000. A detailed illustration will be provided on delivery of a contract or earlier if requested. This is a quotation, not a contract. 5/16/2016 State: FL Ver: 3.0.0.2563
Trans$ure - Interest Sensitive Whole Life Insurance Illustration With Riders: TI, WPLF, LTC Non-Tobacco $15,000 Face Amount $25,000 Face Amount $100,000 Face Amount 16 N/A N/A 50.00 43,265 16 17 N/A N/A 51.75 43,064 17 18 N/A N/A 53.50 42,857 18 19 N/A N/A 55.41 42,642 19 20 N/A N/A 57.33 42,416 20 21 N/A N/A 59.50 42,179 21 22 N/A N/A 61.75 41,929 22 23 N/A N/A 64.00 41,665 23 24 N/A N/A 66.33 41,388 24 25 N/A N/A 68.75 41,096 25 26 N/A 17.85 10,197 71.41 40,788 26 27 N/A 18.54 10,116 74.16 40,465 27 28 N/A 19.25 10,031 77.00 40,125 28 29 N/A 20.04 9,942 80.16 39,766 29 30 N/A 20.83 9,846 83.33 39,384 30 31 N/A 21.64 9,745 86.58 38,979 31 32 N/A 22.52 9,637 90.08 38,549 32 33 N/A 23.48 9,524 93.91 38,094 33 34 N/A 24.48 9,404 97.91 37,614 34 35 N/A 25.50 9,277 102.00 37,106 35 36 N/A 26.64 9,142 106.58 36,568 36 37 N/A 27.83 9,000 111.33 36,001 37 38 17.45 5,310 29.08 8,850 116.33 35,401 38 39 18.25 5,215 30.42 8,692 121.66 34,766 39 40 19.07 5,114 31.79 8,524 127.16 34,094 40 41 19.94 5,007 33.23 8,346 132.91 33,382 41 42 20.87 4,895 34.79 8,158 139.16 32,630 42 43 21.81 4,775 36.35 7,959 145.41 31,835 43 44 22.82 4,649 38.04 7,749 152.16 30,995 44 45 23.86 4,516 39.77 7,527 159.08 30,109 45 46 25.01 4,376 41.69 7,293 166.74 29,172 46 47 26.24 4,227 43.73 7,045 174.91 28,180 47 48 27.80 4,069 46.33 6,782 185.33 27,126 48 49 29.50 3,900 49.16 6,500 196.66 26,001 49 50 31.27 3,720 52.12 6,201 208.49 24,802 50 51 33.19 3,528 55.31 5,881 221.24 23,523 51 52 35.21 3,324 58.69 5,541 234.74 22,163 52 53 37.36 3,107 62.27 5,179 249.07 20,716 53 54 39.66 2,877 66.10 4,794 264.41 19,177 54 55 42.09 2,632 70.14 4,387 280.57 17,546 55 56 44.65 2,372 74.41 3,954 297.65 15,814 56 57 47.37 2,096 78.96 3,494 315.82 13,975 57 58 50.27 1,802 83.79 3,003 335.15 12,011 58 59 53.39 1,486 88.98 2,477 355.90 9,908 59 60 56.74 1,148 94.56 1,914 378.23 7,655 60 61 60.37 787 100.62 1,311 402.48 5,244 61 62 64.28 401 107.14 668 428.57 2,673 62 63 68.45 0 114.08 0 456.32 0 63 64 72.88 0 121.47 0 485.90 0 64 65 77.66 129.43 517.73 65 66 83.06 138.43 553.73 66 67 88.86 148.10 592.39 67 68 95.15 158.58 634.31 68 69 101.97 169.95 679.81 69 70 109.38 182.31 729.22 70 The requested face amount results in a premium less than $4.00 per week. Solve for Target A100 * Values assume that all stipulated premiums are paid to 100. The minimum interest rate is 4.00%. The Child Term Rider may be added for additional premium of $1.25 per $5,000. A detailed illustration will be provided on delivery of a contract or earlier if requested. This is a quotation, not a contract. 5/16/2016 State: FL Ver: 3.0.0.2563
Trans$ure - Interest Sensitive Whole Life Insurance Illustration With Riders: TI, WPLF, LTC Tobacco $15,000 Face Amount $25,000 Face Amount $100,000 Face Amount 16 N/A N/A 67.25 48,520 16 17 N/A N/A 68.58 48,273 17 18 N/A 17.50 12,005 70.00 48,020 18 19 N/A 18.15 11,940 72.58 47,758 19 20 N/A 18.87 11,871 75.50 47,485 20 21 N/A 19.58 11,800 78.33 47,201 21 22 N/A 20.35 11,726 81.41 46,903 22 23 N/A 21.14 11,648 84.58 46,591 23 24 N/A 22.02 11,566 88.08 46,264 24 25 N/A 22.92 11,481 91.66 45,923 25 26 N/A 23.96 11,391 95.83 45,565 26 27 N/A 25.06 11,298 100.25 45,190 27 28 N/A 26.17 11,199 104.66 44,796 28 29 N/A 27.35 11,094 109.41 44,377 29 30 N/A 28.62 10,983 114.50 43,933 30 31 18.00 6,519 30.00 10,865 120.00 43,461 31 32 18.82 6,444 31.37 10,740 125.49 42,960 32 33 19.69 6,364 32.81 10,607 131.24 42,428 33 34 20.64 6,280 34.39 10,466 137.58 41,865 34 35 21.62 6,190 36.04 10,317 144.16 41,269 35 36 22.70 6,096 37.83 10,159 151.33 40,637 36 37 23.82 5,995 39.71 9,992 158.83 39,968 37 38 24.97 5,889 41.62 9,815 166.49 39,261 38 39 26.26 5,777 43.77 9,628 175.08 38,513 39 40 27.55 5,658 45.91 9,430 183.66 37,720 40 41 28.90 5,532 48.16 9,221 192.66 36,883 41 42 30.30 5,400 50.50 8,999 201.99 35,997 42 43 31.76 5,259 52.94 8,766 211.74 35,063 43 44 33.34 5,112 55.56 8,520 222.24 34,080 44 45 34.95 4,957 58.25 8,261 232.99 33,045 45 46 37.04 4,793 61.73 7,989 246.91 31,955 46 47 39.26 4,620 65.43 7,701 261.74 30,802 47 48 41.56 4,437 69.27 7,395 277.07 29,579 48 49 44.04 4,241 73.39 7,068 293.57 28,271 49 50 46.65 4,031 77.75 6,719 310.99 26,876 50 51 49.41 3,809 82.35 6,348 329.40 25,390 51 52 52.31 3,572 87.18 5,953 348.74 23,812 52 53 55.37 3,321 92.29 5,535 369.15 22,141 53 54 58.66 3,056 97.77 5,094 391.07 20,376 54 55 62.09 2,778 103.48 4,629 413.90 18,517 55 56 65.58 2,484 109.31 4,140 437.23 16,558 56 57 69.35 2,174 115.58 3,623 462.31 14,491 57 58 73.32 1,844 122.20 3,073 488.81 12,293 58 59 77.56 1,491 129.27 2,486 517.06 9,943 59 60 82.10 1,115 136.83 1,858 547.31 7,433 60 61 87.03 749 145.06 1,249 580.23 4,996 61 62 92.26 366 153.76 611 615.06 2,442 62 63 97.80 0 162.99 0 651.97 0 63 64 103.67 0 172.78 0 691.14 0 64 65 109.83 183.06 732.22 65 66 116.85 194.74 778.97 66 67 124.28 207.14 828.55 67 68 132.36 220.60 882.38 68 69 141.06 235.09 940.38 69 70 150.46 250.76 1,003.04 70 The requested face amount results in a premium less than $4.00 per week. Solve for Target A100 * Values assume that all stipulated premiums are paid to 100. The minimum interest rate is 4.00%. The Child Term Rider may be added for additional premium of $1.25 per $5,000. A detailed illustration will be provided on delivery of a contract or earlier if requested. This is a quotation, not a contract. 5/16/2016 State: FL Ver: 3.0.0.2563
TI WPLF LTC Accelerated Death Benefit for Terminal Illness Rider (Form CRABTIFL): Lets the insured "tap into" life insurance in the event of a future terminal illness diagnosis and still provides a benefit for the beneficiary. Waiver of Due to Layoff Rider (Form CRWPL100): Protects life insurance from lapsing for up to six months if the insured (employee only) is involuntarily laid off. Accelerated Death Benefit for Long Term Care Rider (Form CRABLTFL): Allows the owner to receive 4% of the rider face amount per month for up to 25 months if the insured is confined in a licensed nursing or assisted living facility, or 2% of the rider face amount per month for up to 50 months if the insured receives home health care or adult day care services. The benefit for this rider can only be triggered by a chronically ill diagnosis that must be certified by a licensed physician.