Life and Annuity Division Annuity New Business Checklist

Life and Annuity Division Annuity New Business Checklist Protective Life Insurance Company 1 West Coast Life Insurance Company 1 Protective Life and Annuity Insurance Company APPLICATION Customer information completed in its entirety where applicable. Beneficiary information completed in its entirety. Please note the following: Beneficiary allocations must equal 100% for both Primary and Contingent Beneficiaries. Percentage and Designation are required for each beneficiary. Any additional beneficiaries not included on the application must be submitted in writing with a signature of the owner(s) and dated. Plan Type. Please note the following: Include the plan type that we are to issue the contract and ensure that it is applicable to the product being sold. Include the amount being submitted as well as any transfer and tax information applicable to this contract. Fund Allocations must equal 100%. Replacement Questions completed in their entirety by both customer and agent. Customer Signature. All owners must sign. Annuitant signature is required if different than the owner(s). Complete Date, City and State fields. Agent Signature. To ensure timely processing, please include the following: Agent s name printed, Agency name, and Agent s phone number. Florida License ID # if applicable. SUITABILITY FORM This form does not need to be completed if the suitability of this annuity transaction has been approved by a registered principal of your firm. REPLACEMENT FORM(S) Please complete all applicable Replacement Forms. TRANSFER / ROLLOVER / EXCHANGE FORM Please complete all applicable forms. TRUST DOCUMENTATION If the owner is a Trust, we must receive a copy of the Trust Certification form or the first and last page of the trust in order to issue the contract. POWER OF ATTORNEY DOCUMENTATION If applicable, Durable POA documentation is required. 1 Not authorized in New York FOR AGENT / BROKER DEALER INFORMATION ONLY. NOT FOR USE WITH CONSUMERS. "Annuities are issued by Protective Life Insurance Company (PLICO) or West Coast Life Insurance Company (WCL) in all states except New York and in New York by Protective Life & Annuity Insurance Company (PLAICO); securities issued by Investment Distributors, Inc. (IDI) the principal underwriter for registered products issued by PLICO and PLAICO, its affiliates. All companies are located in Birmingham, AL. Product availability and features may vary by state. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company."". PABD.4504.07.10

GO PAPERLESS. edelivery is simple and free Reduce clutter, stay organized, and help the environment with edelivery! You can sign up to receive email notifi cations when copies of important account documents are available for viewing. Enroll today at www.edelivery.protective.com! Prospectuses Supplements Semi-Annual Reports Annual Reports For questions or assistance, please contact Customer Service at 1-800-456-6330. Protective Life refers to Protective Life Insurance Company (PLICO) and its affi liates, including Protective Life & Annuity Insurance Company (PLAICO). Life insurance and annuities are issued by PLICO in all states except New York and, in New York, by PLAICO. Securities issued by Investment Distributors, Inc. (IDI), principal underwriter for registered products issued by PLICO and PLAICO, its affi liates. All companies located in Birmingham, AL. Product availability and features may vary by state. Each company is solely responsible for the fi nancial obligations accruing under the products it issues. Product guarantees are backed by the fi nancial strength and claims-paying ability of the issuing company. CLAC.1000 (07.18)

INDIVIDUAL ANNUITY APPLICATION Send Applications to: Protective Life Insurance Company Overnight: 2801 Hwy 280 South, Birmingham, Alabama 35223 U. S. Mail: P. O. Box 10648, Birmingham, Alabama 35202-0648 Select Product: Protective Market Defender (800) 456-6330 A Modified Guaranteed Annuity Contract # PRIMARY OWNER (If mailing address is a P.O. Box, please provide a physical address in the 'Remarks' area.) Name: Daytime Phone: Address: City: State: Zip: SSN/Tax ID: DOB: M F Email: JOINT OWNER (If applicable.) Name: Daytime Phone: Address: City: State: Zip: SSN/Tax ID: DOB: M F Email: ANNUITANT (If different from Primary Owner. Must be a living person.) Name: Daytime Phone: Address: City: State: Zip: SSN/Tax ID: DOB: M F Email: PLAN TYPE: Non-Qualified Traditional IRA Roth IRA Other (Please choose one.) INITIAL PURCHASE PAYMENT: $ (Minimum: $25,000) FUNDING SOURCE: Transfer - $ Cash - $ (Please check all that apply.) Rollover - $ 1035 Exchange - $ IRA or Roth IRA Contribution - $ for Tax Year ALLOCATION INSTRUCTIONS: Use whole percentages only to allocate your initial purchase payment. Must equal 100%. Automatic Renewal: Set Automatic Renewal for ALL Strategies selected below. Declared Rate Account: % Guaranteed Interest Strategy: % Fixed Interest, 1-Year Term Set Automatic Renewal for this Strategy Indexed Strategies: % % % S&P 500 1-Year Term, -5% Floor Set Automatic Renewal for this Strategy 1-Year Term, -10% Floor Set Automatic Renewal for this Strategy 1-Year Term, -20% Floor Set Automatic Renewal for this Strategy % % % MSCI EAFE 1-Year Term, -5% Floor Set Automatic Renewal for this Strategy 1-Year Term, -10% Floor Set Automatic Renewal for this Strategy 1-Year Term, -20% Floor Set Automatic Renewal for this Strategy An annuity contract is not a deposit or obligation of, or guaranteed by any bank or financial institution. It is not insured by the Federal Deposit Insurance Corporation or any other government agency. SG-IMG-P-1010 CO Protective Market Defender 8/18R

IMPORTANT NOTICE: It is unlawful to knowingly provide false, incomplete or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete or misleading facts or information to a policy holder or claimant for the purpose of defrauding or attempting to defraud the policy holder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado division of Insurance within the department of regulatory agencies. REPLACEMENT: Will this annuity change or replace an existing life insurance policy or annuity contract? NO YES Do you currently have a life insurance policy or annuity contract? NO YES (If 'YES', please provide the company name and policy or contract number below.) Company - Company - Company - Policy or Contract # Policy or Contract # Policy or Contract # REMARKS: NOT INSURED BY ANY GOVERNMENT AGENCY NO BANK GUARANTEE NOT A DEPOSIT I understand this application will become part of my annuity contract. I have read the completed application and confirm the information it contains is true and correct, to the best of my knowledge and belief. However, these statements are representations and not warranties. If this application has a Joint Owner, Protective Life may accept instructions from either Owner on behalf of both Owners. I acknowledge receipt of an "Annuity Buyer's Guide" and a prospectus describing the Protective Market Defender Annuity. I understand this annuity includes indexed Strategies and a market value adjustment. Interest credited to, or losses deducted from indexed Strategy segments depend upon the performance of the Strategy's independent index and the Strategy s elements, but the Strategies do not participate directly in any index or stock investment. I understand that during the withdrawal charge period, withdrawals from the contract that exceed any available free-withdrawal amount are subject to an unlimited market value adjustment and a withdrawal charge. Application signed at: on (City and State) (Date) Owner s Signature Joint Owner s Signature (if applicable) Annuitant s Signature (if not an Owner) Federal law requires the following notice: We may request or obtain additional information to establish or verify your identity. Use Administrative Form LAD-1225 to name or change a beneficiary any time before the death of an owner. PRODUCER REPORT: (To prevent delays processing this application, please complete all questions in this section.) To the best of your knowledge and belief: Does this annuity purchase change or replace any existing life insurance policy or annuity contract? NO YES Does the applicant have any existing life insurance policy(s) or annuity contract(s)? NO YES Type of unexpired government issued photo I.D. used to verify the applicant s identity? I determined the suitability of this annuity to the applicant s current financial needs, goals, and situation by asking about the applicant s financial status, tax status, financial goals and objectives, and other relevant information. I have accurately recorded the information provided by the applicant(s). I have not used any written sales materials other than those approved by Protective Life. I have reasonable grounds to believe the purchase of this annuity is suitable for the applicant(s). Producer 1 Signature Producer 1 # Producer 1 Printed Name Producer 1 Florida Lic. # (if applicable) (Type) (Number) Share % Broker/Agency Name Phone # Email Producer 2 Printed Name Producer 2 # Share % SG-IMG-P-1010 Select Commission Option: A B C CO Protective Market Defender 8/18R

Life and Annuity Division Protective Life Insurance Company 1 West Coast Life Insurance Company 1 Protective Life and Annuity Insurance Company Beneficiary Information Request Post Office Box 1928 / Birmingham, AL 35201-1928 Use this form for initial beneficiary designations. Toll Free: 800-456-6330 / Fax: 205-268-6479 Owner s Name: Annuitant s Name: Contract Number: Owner s SSN/TIN: PLEASE NOTE: If multiple beneficiaries are named, proceeds will be paid equally to all primary beneficiaries surviving the owner (or annuitant if non-material owner) unless instructed otherwise. If all primary beneficiaries have predeceased the owner, proceeds will be paid to the named contingent beneficiaries equally unless instructed otherwise. If there are no surviving beneficiaries, proceeds will be paid to the owner s estate. BENEFICIARY INFORMATION: Beneficiary Type: (select one) Primary Name: Social Security Number: Address: Date of Birth: Telephone Number: Contingent Relationship to Owner: (select one) Spouse Non-spouse Percentage: % Beneficiary Type: Name: Social Security Number: (select one) Address: Primary Date of Birth: Telephone Number: Contingent Relationship to Owner: (select one) Spouse Non-spouse Percentage: % Beneficiary Type: Name: Social Security Number: (select one) Address: Primary Date of Birth: Telephone Number: Contingent Relationship to Owner: (select one) Spouse Non-spouse Percentage: % Beneficiary Type: Name: Social Security Number: (select one) Address: Primary Date of Birth: Telephone Number: Contingent Relationship to Owner: (select one) Spouse Non-spouse Percentage: % Beneficiary Type: Name: Social Security Number: (select one) Address: Primary Date of Birth: Telephone Number: Contingent Relationship to Owner: (select one) Spouse Non-spouse Percentage: % Beneficiary Type: Name: Social Security Number: (select one) Address: Primary Date of Birth: Telephone Number: Contingent Relationship to Owner: (select one) Spouse Non-spouse Percentage: % SPECIAL INSTRUCTIONS: SIGNATURES: Owner s Name (please print) Owner s Signature Date Joint Owner s Name (please print) Joint Owner s Signature Date 1 Not authorized in New York Page 1 of 1 LAD-1225 R:7/13

OUT-OF-STATE VERIFICATION Protective Life Insurance Company 1 Protective Life and Annuity Insurance Company 2 P.O. Box 10648 Birmingham, AL 35202-0648 Phone: 1-800-456-6330 "Application State" is the state where the owner signs the application and where the contract is solicited and delivered. Owner/Entity Name SSN/TIN Annuitant Name SSN 1. REASON FOR EXCEPTION (Select one.) The applicant has a residence address in the state where the product is being solicited. The applicant works or has a business address in the state where the product is being solicited. The applicant is an existing customer or the producer has an existing relationship with the owner in the state where the product is being solicited. The applicant is a relative of the producer who is licensed in the state where the product is being solicited. The owner is not the annuitant and the application was signed in the annuitant's state of residence. This sale is to a New York resident and complies with New York laws for issuing contracts in a non-resident state. 2. ACKNOWLEDGEMENT AND SIGNATURE In connection with the above referenced application, the undersigned acknowledges and affirms: A. All communications, solicitation and negotiation of the application occurred in the Application State. B. The application was signed by the owner and the producer in the Application State. C. The owner will take delivery of the contract issued in the Application State. D. The applicable Insurer will rely on this verification in issuing a contract under the application. E. I am properly licensed and appointed in the state where the applicant/owner has a resident address. (Please check with your agency or state laws to see if dual registration is required.) F. I am also properly licensed and appointed in the state where the solicitation was made, the application was taken, and where the contract will be delivered. G. I have advised the applicant/owner of the differences (if any) between the product as approved in the applicant's/ owner's primary state of residence or place of business, and the product as approved in the state of solicitation, execution of application and contract issue. I hereby represent and warrant to the Company that, after conducting a reasonable inquiry into the validity of the representations set forth herein, the representations set forth herein are true and correct to the best of my knowledge. Producer Signature Date 1 Not Authorized in New York 2 Authorized to sell in New York Page 1 of 1 LAD-1215 R:10/13

Life and Annuity Division Protective Life Insurance Company 1 West Coast Life Insurance Company 1 Request for Transfer or Protective Life and Annuity Insurance Company Exchange of Assets Post Office Box 10648 / Birmingham, AL 35202-0648 Toll Free: 800-456-6330 / Fax: 205-268-3151 Existing Protective Contract Number: (for additional payments only) Check here and complete Box 4 if this is being submitted for a Rate Lock only. (If Rate Lock request is for a CD, you must include proof of maturity from the Financial Institution.) Please do not select this option for the Protective Indexed Annuity, because the interest crediting elements for that product are determined as of the date the contract is purchased. Complete this form to transfer assets to Protective Life Insurance Company, West Coast Life Insurance Company or Protective Life and Annuity Insurance Company (each, the Company ) for the issuance of a new annuity contract. EXISTING ACCOUNT, CONTRACT OR POLICY TO BE TRANSFERRED Company Name Telephone Number Company (Overnight) Address Contract/Account Owner s Name Contract/Account Number Owner s SSN/Tax ID The contract is: attached lost or destroyed Please check this box if the existing contract being surrendered is a Fixed Annuity. (If box is checked, and your new Protective Life annuity is being issued in the state of Nevada, please complete form A-1128-NEV-Annuity.) EXISTING ACCOUNT, CONTRACT OR POLICY TO BE TRANSFERRED Non-Qualified: Qualified: 1035 Exchange 1. Plan Type: 2. Transfer Type: Non-1035 Exchange IRA CD Trustee Transfer Mutual Fund 401(k) Roth IRA Direct Rollover Bank CD Mutual Fund 403(b)/TSA Other Non-1035 Exchanges Other Proposed Plan Type: Non-Qual IRA Roth IRA Other TRANSFER INSTRUCTIONS 1. Amount to be transferred: Complete: Liquidate and transfer all assets in my account, contract or policy Partial: Liquidate and transfer assets totaling $ 2. When should transfer occur: Immediately Upon maturity date of / / (mm/dd/yy) 3. Current estimated value of the assets to be transferred are $ 4. RATE LOCK I wish to lock in the interest rate that is in effect when this signed form is received by the Company. If this box is not checked, you will receive the interest rate in effect on the day we receive the transferred amounts. (Please do not select this option for the Protective Indexed Annuity, because the interest crediting elements for that product are determined as of the date the contract is purchased.) 1 Not authorized in New York Page 1 of 2 LAD-1120 R:08/14

Complete 1035 Exchange: I hereby make a complete and absolute assignment and transfer all rights, title and interest of every nature in the above contract to the accepting insurance company indicated below. Partial 1035 Exchange: I hereby direct the issuer of the above-referenced existing annuity contract to process a partial 1035 exchange to the accepting insurance company indicated below. I intend for this transaction to qualify as a tax-free exchange for Federal income tax purposes. Based on our understanding of IRS guidance in Rev. Proc. 2011-38, if a contract is involved in a tax-free partial exchange under Internal Revenue Code section 1035 that is completed on or after October 24, 2011, and an amount is withdrawn from or received in surrender of either contract within 180 days of the exchange, the IRS will apply general tax principles to determine the substance, and hence the treatment of the partial exchange and the subsequent withdrawal or surrender. Such a withdrawal or surrender could affect how the partial exchange and the withdrawal or surrender is reported to you and the IRS. For Other Transfers: Unless it is noted above to hold for a future date, I request the surrendering company to immediately complete the transfer or rollover. Do not withhold any amount for taxes from the proceeds. SIGNATURES: Owner s Signature Date Joint Owner s Signature Date Annuitant s Signature Date FOR HOME OFFICE USE ONLY NOTICE OF ACCEPTANCE: The Company will accept the assets and credit them to an annuity contract as described above. The Company has received an application from the Owner to establish an annuity contract for this transaction. Authorized Signature Title Date SETTLEMENT: Please make check payable for the proceeds and mail to: Protective Life Insurance Company Protective Life and Annuity Insurance Company (New York Only) West Coast Life Insurance Company Mailing Address: PO Box 10648 Overnight Address: 2801 Highway 280 South Attn: 3-1 Annuity New Business Attn: 3-1 Annuity New Business Birmingham, AL 35202-0648 Birmingham, AL 35223 Page 2 of 2 LAD-1120 R:08/14

Life and Annuity Division Protective Life and Annuity Insurance Company Protective Life Insurance Company 1 Post Office Box 1928 Protective Annuity Birmingham, AL 35201-1928 Transfer Authorization Toll Free: 800-456-6330 / Fax: 205-268-6479 TRANSFER AUTHORIZATION The Company will not be held liable for any loss, liability, cost or expense for acting on verbal or electronic instructions. I authorize the Company to honor my verbal and electronic instructions regarding allocations to the Investment Options. I authorize the Company to honor my agent s instructions regarding allocations to the Investment Options. SIGNATURES By signing below I/we authorize the Company to act on the instructions indicated above. Owner s Signature Date Joint Owner s Signature Date Please refer to your contract for transfer guidelines. 1 Not authorized in New York LAD-1242 R:09/18

PROTECTIVE LIFE INSURANCE COMPANY P.O. Box 10648 Birmingham, AL 35202-0648 Telephone: 1-800-456-6330 IMPORTANT NOTICE: REPLACEMENT OF LIFE INSURANCE OR ANNUITIES This document must be signed by the applicant and the insurance producer/agent, if there is one, and a copy left with the applicant. You are contemplating the purchase of a life insurance policy or annuity contract. In some cases this purchase may involve discontinuing or changing an existing policy or contract. If so, a replacement is occurring. Financed purchases are also considered replacements. A replacement occurs when a new life insurance policy or annuity contract is purchased and, in connection with the sale, you discontinue making premium payments on the existing life insurance policy or annuity contract, or an existing life insurance policy or annuity contract is surrendered, forfeited, assigned to the replacing insurer, or otherwise terminated or used in a financed purchase. A financed purchase occurs when the purchase of a new life insurance policy involves the use of funds obtained by the withdrawal or surrender of or by borrowing some or all of the life insurance policy values, including accumulated dividends, of an existing life insurance policy, to pay all or part of any premium or payment due on the new life insurance policy. A financed purchase is a replacement. You should carefully consider whether a replacement is in your best interests. You will pay acquisition costs and there may be surrender costs deducted from your life insurance policy or annuity contract. You may be able to make changes to your existing life insurance policy or annuity contract to meet your insurance needs at less cost. A financed purchase will reduce the value of your existing life insurance policy and may reduce the amount paid upon the death of the insured. We want you to understand the effects of replacements and ask that you answer the following questions and consider the questions on the back of this form. 1. Are you considering discontinuing making premium payments, surrendering, forfeiting, assigning to the insurer, or otherwise terminating your existing life insurance policy or annuity contract? Yes No 2. Are you considering using funds from your existing policies or annuity contracts to pay premiums due on the new life insurance policy or annuity contract? Yes No If you answered yes to either of the above questions, list each existing life insurance policy or annuity contract you are contemplating replacing (include the name of the insurer, the insured or annuitant, and the life insurance policy or annuity contract number if available) and whether each life insurance policy or annuity contract will be replaced or used as a source of financing: 1. 2. 3. ANNUITY CONTRACT INSURED REPLACED (R) INSURER OR OR OR NAME LIFE INSURANCE POLICY # ANNUITANT FINANCING (F) Make sure you know the facts. Contact your existing company or its insurance producer/agent for information about the old life insurance policy or annuity contract. If you request one, an in-force illustration, life insurance policy summary or available disclosure documents must be sent to you by the existing insurer. Ask for and keep all sales material used by the insurance producer/agent in the sales presentation. Be sure that you make an informed decision. The existing life insurance policy or annuity contract is being replaced because. I certify that the responses herein are, to the best of my knowledge, accurate: Applicant s Signature and Printed Name Insurance Producer s/agent Signature and Printed Name Date Date IPD-1145

I do not want this notice read aloud to me. aloud.) (Applicants must initial only if they do not want the notice read A replacement may not be in your best interest, or your decision could be a good one. You should make a careful comparison of the costs and benefits of your existing life insurance policy or annuity contract and the proposed life insurance policy or annuity contract. One way to do this is to ask the company or insurance producer/agent that sold you your existing life insurance policy or annuity contract to provide you with information concerning your existing life insurance policy or annuity contract. This may include an illustration of how your existing life insurance policy or annuity contract is working now and how it would perform in the future based on certain assumptions. Illustrations should not, however, be used as a sole basis to compare policies or annuity contracts. You should discuss the following with your agent to determine whether replacement or financing your purchase makes sense: PREMIUMS: Are they affordable? Could they change? You re older are premiums higher for the proposed new life insurance policy? How long will you have to pay premiums on the new life insurance policy? On the old life insurance policy? POLICY VALUES: New policies usually take longer to build cash values and to pay dividends. Acquisition costs for the old life insurance policy may have been paid; you will incur costs for the new one. What surrender charges do the policies have? What expense and sales charges will you pay on the new life insurance policy? Does the new life insurance policy provide more insurance coverage? INSURABILITY: If your health has changed since you bought your old life insurance policy, the new one could cost you more, or you could be turned down. You may need a medical exam for a new life insurance policy. (Claims on most new policies for up to the first two years can be denied based on inaccurate statements. Suicide limitations may begin anew on the coverage.) IF YOU ARE KEEPING THE OLD LIFE INSURANCE POLICY AS WELL AS THE NEW LIFE INSURANCE POLICY: How are premiums for both policies being paid? How will the premiums on your existing life insurance policy be affected? Will a loan be deducted from death benefits? What values from the old life insurance policy are being used to pay premiums? IF YOU ARE SURRENDERING AN ANNUITY OR INTEREST SENSITIVE LIFE PRODUCT: Will you pay surrender charges on your old annuity contract? What are the interest rate guarantees for the new annuity contract? Have you compared the annuity contract charges or other life insurance policy expenses? OTHER ISSUES TO CONSIDER FOR ALL TRANSACTIONS: What are the tax consequences of buying the new life insurance policy? Is this a tax-free exchange? (See your tax advisor.) Is there a benefit from favorable grandfathered treatment of the old life insurance policy under the Federal Internal Revenue Tax Code? Will the existing insurer be willing to modify the old life insurance policy? How does the quality and financial stability of the new company compare with your existing company? IPD-1145

PROTECTIVE LIFE INSURANCE COMPANY P.O. Box 10648 Birmingham, AL 35202-0648 Telephone: 1-800-456-6330 SALES LITERATURE CERTIFICATION FORM I certify that I used only insurer-approved sales materials and copies of all sales materials used were left with the applicant. Producer s Signature, Printed Name & Date IPD-1150

Life and Annuity Division Protective Life Insurance Company 1 West Coast Life Insurance Company 1 Protective Life and Annuity Insurance Company Pre-Determined Death Benefit Post Office Box 1928 / Birmingham, AL 35201-1928 Payout Election Form Toll Free: 800-456-6330 / Fax: 205-268-6479 Owner's Name: Contract Number: This election is made at the Owner's request. The company reserves the right to modify or disregard an election if necessary to comply with applicable laws and regulations in effect at the time of the Owner's death (or the Annuitant's death if there is a non-natural Owner). After we receive and acknowledge this form, a copy will be returned for the Owner's records. (Other options may be available. Contact us for special cases.) 1. Name of Beneficiary to whom this election applies. NOTE: This form does not change your current Beneficiary designation. The name below must match a Beneficiary designation or this election will have no legal effect. Beneficiary Name: Beneficiary Type: Primary Contingent Date of Birth: Address & Telephone No: Relationship: Percentage: Social Security No: 2. The Beneficiary named may take up to % as a lump sum withdrawal immediately upon proof of death. (Whole percentages only) The balance will be paid as designated below. 3. Apply this option to the remaining portion of the death benefit payable to the Beneficiary named above: Payments guaranteed for years. (5-30 years)* Payments for a Fixed Amount $. (Fixed amount payments may not be made for less than 5 years or more than 30 years.* The Company reserves the right to adjust the payment amount to meet these restrictions.) Payments for the Beneficiary's lifetime. Life with Cash Refund (not available with Single Premium Whole Life products) Life with Installment Refund (not available with Single Premium Whole Life products) Payments for the Beneficiary's lifetime and guaranteed for years. (5-30 years)* 4. Payment Mode (Please select one): Monthly Semi-Annually Quarterly Annually * Payout period may not exceed the Beneficiary's life expectancy. If the selected payout period exceeds the Beneficiary's life expectancy, we will adjust the payout period to the longest allowable period. (If monthly payments are less than $50, payments may be made quarterly, semi-annually or annually at the Company's option.) SIGNATURES: I / We request and authorize the Company to act on this election. I understand that neither the Beneficiary nor the Company can modify this election except the Company may modify or disregard this election if necessary to comply with any applicable law or regulation in effect at the time of Owner's death. Owner's Signature Date Spouse or Joint Owner's Signature Date Registrar Date Recorded SIGNATURES: I / We hereby cancel the election with respect to the Beneficiary named above. I / We understand this cancellation removes any pre-determined death benefit payout option election made for this Beneficiary prior to the date entered next to my / our signature below and that a new election may now be made on a new form. Owner's Signature Date Spouse or Joint Owner's Signature Date Registrar Date Recorded 1 Not authorized in New York. Page 1 of 1 LAD-1153 R:10/12

Life and Annuity Division Protective Life Insurance Company 1 West Coast Life Insurance Company 1 Protective Life and Annuity Insurance Company Telephone Withdrawal Authorization Post Office Box 1928 / Birmingham, AL 35201-1928 Toll Free: 800-456-6330 / Fax: 205-268-6479 Owner's Name: Contract Number: SECURITY - Checks issued for withdrawals requested over the telephone will always be made payable to the owner and mailed to the owner's address according to our records. Requests on contracts owned jointly may be made by either owner, and will be made payable to both owners, if owners share a common address of record. A party with Power of Attorney (POA) will be allowed to make a request as an owner. Requests on custodial accounts must come from the broker of record, and checks will be made payable to and mailed to the broker / dealer. We will verify your date of birth and social security (or tax id) number prior to processing a withdrawal request. We may adopt other procedures to confirm that telephone instructions are genuine. We will not be liable for losses or expenses arising from telephone instructions reasonably believed to be genuine. 1. We must receive this signed form before we will honor a telephone withdrawal request. 2. Telephone withdrawals are allowed from fixed, indexed and variable annuities, and may be subject to a surrender charge and / or a market value adjustment, according to the terms of your contract. 3. The maximum telephone withdrawal is 25% of your current contract value up to $50,000.00. The allowable withdrawal may be further limited according to the minimum required remaining contract value, if applicable, as described in your contract. 4. Withdrawals from your annuity contract will be taken pro-rata from the investment options unless otherwise specified. 5. Full surrenders must be requested in writing. 6. Automatic withdrawals must be requested in writing, and may not be available on all products. 7. Brokers / Agents are not authorized to make a telephone withdrawal requests on behalf of an owner unless the broker / agent is the owner and custodian. 8. For contracts with a SecurePay rider, an Excess Withdrawal during the Benefit Period may significantly reduce or eliminate the value of the SecurePay benefit. REVOCATION - We reserve the right to modify, suspend, or terminate telephone withdrawal privileges at any time without notice on an individual case basis. ELECTION: I / We wish to authorize telephone withdrawals. I/we have read and agree to the terms and conditions specified on this form. I / We wish to revoke telephone withdrawals. Page 1 of 2 LAD-1155 R:07/18

IMPORTANT FOR WITHDRAWAL OR SURRENDER REQUESTS FROM A CONTRACT INVOLVED IN A TAX- FREE PARTIAL EXCHANGE UNDER INTERNAL REVENUE SECTION 1035. Please consult your tax advisor about whether a withdrawal from, or surrender of, a contract involved in partial exchange could cause the exchange to be treated as a taxable distribution or have other adverse federal income tax consequences. For Contracts Involved in a Partial Exchange on or after October 24, 2011 Based on our understanding of IRS guidance in Rev. Proc 2011-38, if a contract is involved in a tax-free partial exchange under Internal Revenue Code section 1035 that is completed on or after October 24, 2011, and an amount is withdrawn from or received in surrender of either contract within 180 days of the exchange, the IRS will apply general tax principles to determine the substance, and hence the treatment of the partial exchange and the subsequent withdrawal or surrender. Such a withdrawal or surrender could affect how the partial exchange and the withdrawal or surrender is reported to you and the IRS. SIGNATURES - By signing below I authorize the Company to act on the instructions indicated above. Owner's Signature Date Joint Owner's Signature Date Irrevocable Beneficiary's Signature Date 1 Not authorized in New York. Page 2 of 2 LAD-1155 R:07/18

Life and Annuity Division Protective Life Insurance Company 1 West Coast Life Insurance Company 1 Protective Life and Annuity Insurance Company Withdrawal Request Form Post Office Box 1928 / Birmingham, AL 35201-1928 (Please use LAD-1233 for any 2801 Highway 280 South / Birmingham, AL 35223 SecurePay Benefit Withdrawals) Toll Free: 800-456-6330 / Fax: 205-268-6479 Owner s Name: Contract Number: Owner s Phone Number: WITHDRAWAL 2 Withdrawals in excess of the surrender charge-free amount may be subject to surrender charges and/or MVA (if applicable). If you wish to exercise the ProPayer SPIA Commutable Benefit, a full surrender is required. Your contract may require a remaining balance after your withdrawal has been processed. If you would like the withdrawal to be deposited directly into your checking account via Electronic Funds Transfer (EFT) you must enclose a voided check with this request. Withdrawal of earnings is subject to income tax and may be subject to a 10% IRS penalty if taken prior to age 59 ½. For additional information, please refer to your contract or prospectus, if applicable. Also please note: Certain withdrawals within 12 months of a partial exchange can potentially disqualify the tax free exchange. See signature page for IMPORTANT information. 1. Please withdraw $ from my contract. Process my withdrawal as: Gross Net (If no selection is made, will process as NET) Please withdraw the entire contract value. (Please enclose your contract or check the Lost Contract Statement box at the bottom of page 3.) Withdraw the Required Minimum Distribution (RMD). Withdraw the maximum amount without incurring surrender charges. 2. Pro-rate the withdrawal across my current investment allocations. Take the withdrawal from the funds/guaranteed periods or indexed strategies indicated below: $% from $% from $% from $% from AUTOMATIC INTEREST WITHDRAWAL (AIW) MVA Contracts ONLY: You may withdraw up to the prior year s interest earned. If you choose any payment frequency, except annual, the payment amount during a contract year will be less because of the interruption of interest compounding. Withdrawals will be made by the 3 rd business day after your contract anniversary and checks will be mailed within the next 5 calendar days. If you would like the AIW to be deposited directly into your checking account via Electronic Funds Transfer (EFT) you must enclose a voided check with this request. Withdrawal of earnings is subject to income tax and may be subject to a 10% IRS penalty tax if taken prior to age 59 ½. AIWs are not available on all products. 1. Withdraw the maximum amount available for the frequency chosen below. 2. Withdraw $ ($100 minimum) from the year Guaranteed Period(s). Withdrawal Mode: Monthly Quarterly Semi-Annually Annually 3. Take the AIWs from the year Guaranteed Period(s). 4. Cancel my existing AIW. Page 1 of 3 LAD-1147 R:07/18

PARTIAL AUTOMATIC / SYSTEMATIC WITHDRAWALS 2 (PAW / SWIP 3 ) Variable and Indexed Annuity Contracts ONLY All PAWs must be taken via Electronic Funds Transfer (EFT). PAWs taken from Variable Annuity Contracts must be taken pro-rata from your investment elections. For SWIPs, and withdrawals taken from Index Annuity Contracts, you may choose either pro-rata withdrawals or specify how withdrawals are to be allocated between accounts by completing part three of this section below. Minimum contract values may be required before initiating a Partial Automatic Withdrawal. Please refer to your contract or prospectus, if applicable, for additional information. Please enclose a voided check with this request if your withdrawals will be made via EFT. Withdrawal of earnings is subject to income tax and may be subject to a 10% IRS penalty if taken prior to age 59 ½. Withdrawals in excess of the surrender charge-free amount may be subject to surrender charges. PAW / SWIPS are not available on all products. 1. Begin new PAW/SWIP Change existing PAW/SWIP Cancel existing PAW/SWIP 2. Withdraw $ ($100 minimum) from my contract beginning (1 st 28 th ). Withdrawal Mode: Monthly Quarterly Semi-Annually Annually 3. For Index Annuity Contracts, and Variable Annuity Contracts that begin with either VA or NV, please make payout selection below: Please pro-rate my withdrawals across my current investment allocations. Please take my withdrawals from the funds indicated below: $% from $% from $% from $% from PAYMENT INSTRUCTIONS Yes Please withdraw $15.00 from my account and express mail the check to the address indicated below. I understand that this constitutes a distribution from my account and the company will withhold the appropriate amount for federal income taxes (if withholding is elected.) Express fees may change based on mailing address but currently will not exceed $15.00. Please note: express mail will not be delivered to a PO Box. Select one: Payment to Owner or both Joint Owners Payment to third party or only one Joint Owner Select one: Name: SSN or Tax ID of Third Party Payee Named above: Address of Third Party Payee: *You must include the appropriate W-9 or W-8 for the Third Party Payee. Use address of record for owner Use address of Third Party Payee Use alternate address I want my funds sent electronically to my bank (EFT): PLEASE ATTACH A VOIDED CHECK Routing Number: Bank Account Number: *Foreign Individuals or Entities must provide the correct W-8; all others provide W-9. Page 2 of 3 LAD-1147 R:07/18

IMPORTANT FOR WITHDRAWAL OR SURRENDER REQUESTS FROM A CONTRACT INVOLVED IN A TAX- FREE PARTIAL EXCHANGE UNDER INTERNAL REVENUE SECTION 1035. Please consult your tax advisor about whether a withdrawal from, or surrender of, a contract involved in partial exchange could cause the exchange to be treated as a taxable distribution or have other adverse federal income tax consequences. For Contracts Involved in a Partial Exchange on or after October 24, 2011 Based on our understanding of IRS guidance in Rev. Proc. 2011-38, if a contract is involved in a tax-free partial exchange under Internal Revenue Code section 1035 that is completed prior to October 24, 2011, and an amount is withdrawn from or received in surrender of either contract involved within 180 days of the exchange, the IRS will apply general tax principles to determine the substance, and hence the treatment of the partial exchange and the subsequent withdrawal or surrender. Such a withdrawal or surrender could affect how the partial exchange and the withdrawal or surrender is reported to you and the IRS. For your protection, Protective Life requires a Notary Signature for ALL first time electronic fund transfers (EFTs), new bank accounts, changes to your bank account on file, payments to a different address than on file or third party payees. If your request does not include a notarization, we will process your request as a check to the address of record. Witness by Notary Public Signature Date Title SIGNATURES: By signing below I authorize the Company to act on the instructions indicated above. *In order for us to process your request, you must also complete the Notice of Federal Tax Withholding on Non-Periodic Distribution form (LAD-1133.) Lost Contract Statement: I certify that this contract has been lost or destroyed. If it is found later, I agree to surrender it to the Company without claim. Owner s Signature Date Joint Owner s Signature Date 1 Not authorized in New York 2 For Indexed annuities only, withdrawals from any indexed account will receive no indexed interest for the contract year in which they occur. 3 Only available for contracts beginning with NV or VA. Page 3 of 3 LAD-1147 R:07/18

Taxpayer Identification Number and Certification Name (as shown on your income tax return). Name is required on this line; do not leave this line blank. Business name/disregarded entity name, if different from above Check appropriate box for federal tax classification; check only one of the following seven boxes: Exemptions (codes apply only to certain entitles, not individuals): Individual/sole proprietor or C Corporation S Corporation Partnership Trust/estate single-member LLC Exempt payee code (if any) Limited liability company. Enter the tax classification (C=C corporation, S=S corporation, P=Partnership) Note. For a single-member LLC that is disregarded, do not check LLC; check the appropriate box in the line above for the tax classification of the single-member owner. Exemption from FATCA reporting code (if any) Other (Applies to accounts maintained outside the U.S.) Address (number, street, and apt, or suite no.) Requester s name and address (optional) City, State, and ZIP code List account number(s) here (optional) Part I Taxpayer Identification Number (TIN) Enter your TIN in the appropriate box. The TIN provided must match the name given on the Name line to avoid backup withholding. For individuals, this is your social security (SSN). However, for a resident alien, sole proprietor, or disregarded entity, see the Part I instructions of the W-9 instructions at website listed below. For other entities, it is your employer identification number (EIN). If you do not have a number, see How to get a TIN on the W-9 instructions at website listed below. Note. If the account is in more than one name, please refer to the W-9 instructions for guidelines on whose number to enter. Also, see What Name and Number to Give the Requester for guidelines on whose number to enter. Social security number - - Employer identification number - Part II Certification Under penalties of perjury, I certify that: 1. The number shown on this form is my correct taxpayer identification number (or) I am waiting for a number to be issued to me), and 2. I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding, and 3. I am a U.S. citizen or other U.S. person, and 4. The FATCA code(s) entered on this form (if any) indicating that I am exempt from FATCA reporting is correct. Certification instructions. You must cross out item 2 above if you have been notified by the IRS that you are currently subject to backup withholding because you have failed to report all interest and dividends on your tax return. For real estate transactions, item 2 does not apply. For mortgage interest paid, acquisition or abandonment of secured property, cancellation of debt, contributions to an individual retirement arrangement (IRA), and generally, payments other than interest and dividends, you are not required to sign the certification, but you must provide your correct TIN. Sign Here Signature of U.S. person Date IMPORTANT if any part of the payment made to you could be subject to backup withholding and we do not receive this completed form, we will do backup withholding of 24% on those amounts. IRS W-9 form instructions can be used for clarification in completing this form. See www.irs.gov/pub/irs-pdf/fw9.pdf R: 02/2018