Airport Lounge Access terms and conditions

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Airport Lounge Access terms and conditions 1. Nature of the Airport Lounge Access Scheme These terms and conditions cover your participation in the Airport Lounge Access scheme which is a lifestyle benefit ( Benefit ), offering airport lounge access to your qualifying account. The Scheme is provided by Assurant Solutions in conjunction with DragonPass International Limited ( DragonPass ). Assurant Solutions in conjunction with DragonPass is responsible for the operation and running of the Scheme, the airport lounges, restaurants, spas or nail bars within the Scheme or any of the connected services, vouchers or offers. By accessing this Service, you agree to be bound by these terms and conditions and you consent to us sharing your personal data with: affiliates and Suppliers, third party organisations locally and outside South Africa for purposes of this Service. These terms and conditions apply in addition to the terms and conditions applicable to the qualifying account. If there is a conflict between the terms and conditions applicable to a qualifying account or service and these terms and conditions, these terms and conditions will apply insofar as the Scheme is concerned. A copy of these terms and conditions is available at https://absa.dragonpasstraveller.com or Lifestyle Services Group Limited 1 Eastgate Lane, Bedfordview, 2007 / PO Box 346, Bedfordview, 2008, Johannesburg 2. Interpreting these terms and conditions Words or expressions that have a particular meaning, (as defined in this section) shall have the same meaning wherever they may appear in these terms and conditions. Absa means Absa Bank Limited (Reg No 1986/004794/06), a public company duly incorporated in accordance with the laws of the Republic of South Africa with its registered address at 7th Floor, 15 Troye Street, Johannesburg, 2001, acting for itself and on behalf of its subsidiaries, affiliates and associated companies; Affiliate means, in relation to Assurant Solutions, any entity controlling, controlled by or under common control with Assurant Solutions from time to time; Airport Services means the Airport Lounge Access benefits made available by Assurant Solutions, which includes access to airport lounges, discounts at selected airport restaurants spas and nail bars at participating airport outlets; Assurant Solutions means Lifestyle Services Group Limited t/a Assurant Solutions (Registration Number 5114385) whose registered office is at Emerald Buildings, Westmere Drive, Crewe, Cheshire, CW1 6UN; DragonPass means DragonPass International Limited (Company Registration Number 8643888) whose registered office is at 173A Ashley Road, Hale, Cheshire, WA15 9SD; Free Visit means one entry to an airport lounge per person in accordance with your Qualifying Account; Personal Data means any information that relates to an individual as defined in POPI; POPI means the Protection of Personal Information Act No 4 of 2013, as amended, replaced or re-enacted from time to time; Qualifying Account means your Absa Private Bank to which your Airport Services is automatically embedded; OR

Absa Premium Banking which provides you an option to purchase the benefit of Airport Services at a fee of R59.52 per month. Scheme means the airport lounge access scheme which gives you access to the Airport Services for the duration of your membership as part of your Qualifying Account; Third Party Organisations means the third parties who operate the airport lounges, restaurants, spas and nail bars which you have access to under the Traveller scheme; Visit means one entry to an airport lounge per person; We, Us, our or Assurant Solutions means Lifestyle Services Group Limited. 3. Qualifying criteria You can access the Scheme if you hold the following Qualifying Account with Absa: 3.1 Absa Private Bank to which your Airport Services is automatically embedded; 3.2 Absa Premium Banking which provides you an option to purchase the benefits of Airport Services at a fee of R59.52 per month. 4 Benefits Benefits of your Qualifying Account include: access to over 800 airport lounges around the world, including 6 (six) free visits plus access to discounts at participating airport restaurants, spas and nail bars per 12 month cycle. This cycle will start on date of registration with DragonPass. 5 How to Register To access these benefits of your Qualifying Account, you must register via the Absa DragonPass Traveller App, online at absa.dragonpasstraveller.com or over the telephone on 0800 999 855. Call charges will vary depending on your phone provider. If you are unsure of your call charges we recommend contacting your provider before calling us. To maintain a quality service, we may monitor and record phone calls. The Absa DragonPass Traveller App can be downloaded from the South Africa Google Play or Apple App Store. This app is your digital membership card for the scheme. With your app, you can access not only the airport lounges, but also all the additional discounts and benefits plus helpful travel information. Please note that this service is designed to work as a digital service through access to the app provided.

6 Contacting Us Complaints and feedback about the Scheme can be addressed directly to us on 0800 999 855, by email at absa@dragonpasstraveller.com or you can write to us at: Lifestyle Services Group Limited 1 Eastgate Lane, Bedfordview, 2007 / PO Box 346, Bedfordview, 2008, Johannesburg 7. Key Features In this introduction we have set out the terms and conditions which deal with those features of the Scheme that we would particularly like to bring to your attention. Please read all the terms and conditions carefully because we will rely on all of them in our dealings with you. 7.1 The Scheme applies to those airport lounges, restaurants, nail bars and spas participating in it and access to the benefits and facilities are at all times subject to availability. We reserve the right to include and withdraw airport lounges, restaurants, spas and nail bars from the Scheme entirely at our discretion without notice. We cannot accept any liability in the event that an airport lounge, restaurant, spa or nail bar is full or already reserved/allocated and cannot provide you with access. 7.2 To gain access to participating airport lounges, restaurants, spas and nail bars and the discounts available under the Scheme you must show your passport and/or boarding pass and your valid digital membership card.. If you hold a joint Qualifying Account and both account holders wish to gain access, each account holder must present their digital membership card, as well as their passport and/or boarding pass. 7.3 The number of guests permitted varies from lounge to lounge as does the policy of individual lounges regarding access for children. Please check with the individual lounges you plan to use prior to travelling to determine their policy on guests and children. 7.4 At busy times airport lounges may be at their full capacity and unable to accept more guests. Some lounges also reserve and/or pre-allocate space. This means that you may be refused access to a lounge on the basis of a lack of capacity even if the lounge does not look full. Neither we nor DragonPass have any control over the decision of individual airport lounges whether to admit any individual. 7.5 If you or any member of your party has any medical problem or disability which may affect your access to an airport lounge, we recommend that you check with the individual lounge prior to travelling to see whether they can facilitate any special requirements you may have. We regret that we cannot accept liability in the event an airport lounge is unable to facilitate special requirements. 7.6 We will notify you of any changes to the free visits or any of these Conditions of Use in writing or by e-mail at least 30 (thirty) days before they become effective. 7.7 DragonPass and Assurant Solutions store your personal data in the UK. Please read the Privacy Policy that forms part of these Conditions of Use to help you understand what data is collected, what is done with the data collected and with whom this data is shared. 7.8 Should providing the Airport Services to you be in violation of any economic or trade sanctions, including UK, EU or US economic or trade sanctions, we may withdraw the services immediately and shall be under no obligation to provide them to you.

8. The Scheme 8.1 The Scheme is provided by Assurant Solutions in conjunction with DragonPass. Assurant Solutions in conjunction with DragonPass is responsible for the operation and running of the Scheme, the airport lounges, restaurants, spas or nail bars within the Scheme or any of the connected services, vouchers or offers. 8.2 These terms and conditions of use govern your use of the Scheme and the relationship between you, Absa and DragonPass. They will apply to you once you have activated your membership of the Scheme. 8.3 To activate your membership of the Scheme you must register via the Absa DragonPass Traveller App on your smartphone, online at absa.dragonpasstraveller.com or over the telephone on 0800 999 855. The name which you use to register should be consistent with your passport for travel purposes. 8.4 The Absa DragonPass Traveller App can be downloaded from the South African Google Play or Apple App Store. When you use our website or the DragonPass Traveller App you will also be subject to their conditions of use and privacy, accessibility and cookie policies which can be accessed via the website (absa.dragonpasstraveller.com) or the App. Please note, the Scheme is designed to work as a digital service through access to the DragonPass Traveller App. If you do not download the app, this may mean you cannot access all of the discounts and information you would have access to if you used it. 8.5 If you register via the Absa DragonPass Traveller App or online, this will give you access to your digital membership card. 8.6 By registering for membership of the Scheme you will have access to the Airport Services and the Free Visits that your Qualifying Account entitles you to. 8.7 The Airport Services are operated by Third Party Organisations. By using the Airport Services you agree to be bound by not just these terms and conditions but also those of the Third Party Organisations. These include any opening hours or access restrictions which they have. It is your responsibility to check a Third Party Organisation s conditions of use and/or opening hours and access restrictions before you use the Airport Service. We cannot be liable for any loss or damage you suffer if you fail to comply with the Third Party Organisations terms and conditions. 8.8 All users of the Airport Services are expected to conduct themselves in an orderly and acceptable manner and not to disrupt the enjoyment of other users. If in the opinion of any member of staff or other representative of a Third Party Organisation, your behaviour or that of any member of your party is causing or likely to cause distress, danger or offence to anyone else or damage to property, they shall be entitled to ask you to leave. In those circumstances we will have no liability to you and you will not be entitled to any reimbursement of your Free Visit allowance under the Scheme. 8.9 Our responsibility to you is to use reasonable skill and care in selecting our Third Party Organisations. Assurant Solutions, DragonPass and Absa are not liable to you or any third party for any losses of any nature incurred by you/them in relation to the standard, quality or provision of service or products by the Third Party Organisations or their employees or agents; your own acts or omissions or the acts of other users of the Airport Services. 8.10 Nothing in these terms and conditions does, nor is intended to, exclude or limit our liability for death or personal injury resulting from our negligence; fraudulent misrepresentation; or any other liability which cannot be excluded under South African law. 8.11 If you have any complaints or feedback about the standard, quality or provision of any of the Airport Services, you should contact the relevant Third Party Organisation directly. If they cannot satisfactorily resolve your complaint you can contact us on 0800 999 855, by email at absa@dragonpasstraveller.com or you can write to us at:

ABSA Airport Lounge Access Lifestyle Services Group Limited, 1 Eastgate Lane Bedfordview 2007 PO Box 346 Bedfordview 2008 Johannesburg We will liaise between you and them to try to assist you reaching a resolution, but we have no further liability to you. If you have a complaint about any other aspect of the DragonPass Traveller Scheme, please contact us. 9. Membership 9.1 Membership of the Scheme is annual. 9.2 The membership year is defined as the date from which you register your membership and the period of 365 days thereafter. 9.3 Membership will be automatically renewed provided you continue to have a Qualifying Account. 9.4 You have an allowance of 6 (six) Free Visits per membership year depending on your Qualifying Account type. Your allowance is renewed each membership year. Unused visits have no cash or monetary value and cannot be carried over into another membership year. 9.5 If you hold a joint Qualifying Account, you will be issued with one membership number and two access codes for the digital membership card on the Absa DragonPass Traveller App. This means that your Free Visits are shared between the two members. 9.6 Your Free Visits can be used by you and your accompanying guests with 1 (one) Free Visit being used for each person, e.g. access to a participating airport lounge for you, your partner and two children would use 4 (four) Free Visits. 9.7 Should you choose to close or cancel your Qualifying Account or switch to a non-qualifying account, your membership will be immediately cancelled and your Free Visit allocation removed. Any pre-paid additional airport lounge visits which you have purchased and not used will be refunded to you. 9.8 If you cancel your membership of the Scheme, you will not be entitled to any cash equivalents or a reduction in the monthly fee for your Qualifying Account. 9.9 If you change your name you must tell Absa as soon as possible and before your next use of your membership card. Please allow up to 72 hours for name changes to take effect. Your name should be consistent with your passport for travel purposes. 9.10 You must tell us as soon as possible if you lose access to your digital membership card, by calling us on 0800 999 855 (lines open 24 hours a day, 7 days a week). 10 Airport Lounge Access 10.1 Additional lounge visits can be purchased via your Traveller App, or by calling us on 0800 999 855. 10.2 Participating airport lounge staff will record your details and communicate them to DragonPass. This information will be used for record keeping, tracking usage and billing purposes, where appropriate. 10.3 Please note that any food and drink, including alcoholic drinks, provided as part of your airport lounge visit are only for consumption in the airport lounge and are not to be taken out of the lounge.

10.4 It is the account holder s responsibility to ensure they arrive at their departure gate on time and board their flight. There is no obligation on the lounges to provide flight information or announcements. 11. Spas and Nail Bars 11.1 Members are able to claim discounts at participating airport spas and nail bars. To view a list of participating spas and nail bars please visit: absa.dragonpasstraveller.com Please note that the discounts available at participating spas and nail bars are subject to change without notice so please check before you travel. 11.2 Each spa or nail bar reserves the right to operate under their specific terms and conditions with relation to passenger health and medical conditions, e.g. pregnancy may reduce range of treatments on offer. Age, behaviour, single sex party groups, party size and treatment exclusions may apply. It is your responsibility to check the restrictions and policies of the spa or nail bar before your treatment. 11.3 It is the account holder s responsibility to allow enough time for their treatment prior to boarding their flight. 11.4 The discount may not be used with any other promotions or offers the participating spas or nail bars may be offering. 12. Restaurants 12.1 Members are able to claim discounts at participating airport restaurants. To view a list of participating restaurants please visit absa.dragonpasstraveller.com. Here you will also find details of the offers available at each restaurant. Offers and participating restaurants are subject to change without notice so please check before you travel. 12.2 Each restaurant reserves the right to operate under their specific terms and conditions in terms of menu availability, dress code, behaviour, single sex party groups, total party size and food/drink exclusions. 12.3 The discount may not be used with any other promotions or offers the participating restaurants may be offering. 12.4 You may only use your airport restaurant discount at the same restaurant once in any 24 hour period. 13 General 13.1 We do not give any warranty for any goods or services accessed through, or displayed on, our App or connected website. 13.2 All discounts available under the Scheme are only valid for the named person on the membership card and cannot be assigned to a third-party. Discounts or benefits cannot be applied for retrospectively and there is no cash alternative. 13.3 Severability If any court or competent authority decides that any of the provisions of these terms and conditions are invalid, unlawful or unenforceable to any extent, the term or condition will, to that extent only, be severed from the remaining terms, which will continue to be valid to the fullest extent permitted by law. 13.4 Force majeure We will not be liable or pay you compensation if our contractual obligations to you are affected by any event which we, DragonPass or a Third Party Organisation could not, even with all due care, foresee or avoid. These events can include, but are not limited to war, threat of war, civil strife, terrorist activity and its consequences or the threat of such activity, riot, the act of any government or other national or local authority, including industrial dispute, natural or nuclear disaster, fire, chemical or biological disaster and adverse weather conditions and all similar events outside our or their control.

13.5 Third Party Rights A person who is not party to these terms and conditions shall not have any rights under or in connection with these terms and conditions. 13.6 Entire Agreement These terms and conditions and any document expressly referred to in them constitute the whole agreement between you and us and supersede all previous discussions, correspondence, negotiations, previous arrangement, understanding or agreement between us relating to the subject matter of these terms and conditions. We each acknowledge that, in entering into these terms and conditions, neither of us relies on, or will have any remedies in respect of, any representation or warranty (whether made innocently or negligently) that is not set out in these terms and conditions or the documents referred to in them. Nothing in this clause limits or excludes any liability for fraud. 13.7 Law and jurisdiction These terms and conditions and any agreement to which they apply shall be interpreted in accordance with and governed by the laws of the Republic of South Africa. It is agreed that any dispute, claim or other Privacy Policy matter which arises in connection with these terms and conditions will be dealt with by any South African court which has jurisdiction. This Privacy Policy is provided to help you understand what data we collect, what we do with the data we collect and with whom this data is shared. We may collect the following data: Name and contact information Address Records of correspondence between you and us Credit/ debit card or other payment details (including card number, cardholder name, expiry date) or information collected through your DragonPass registration Notification of usage on lounge visits, restaurants, spas and nail bars Location information relating to your usage of the services. We may use your data to: Administer the services we provide Internal record keeping To communicate with you with information on purchases you may make To process any required payments To allow us to contact you directly if there are any issues we would like you to be aware of To contact you obtain your views on our services Analysis of anonymous data to enable us to improve our product and services. Who sees your information: Your information will only be shared with Absa, Assurant Solutions and DragonPass employees who will need access to the data to perform their day-to-day duties We may need to disclose your information where required by law, where such a request is made by a legal or regulatory authority. To the extent necessary to supply the services to you, we may need to share your information with third parties such as the airport lounge, restaurant, spa and nail bar operators. In these circumstances the recipient of your information may be located in a jurisdiction outside South Africa or the UK/EEA that may not provide an equivalent level of data protection to the laws in your home jurisdiction. The only information which we will share with these third parties is your name so that they can verify your membership and entitlement Subject to the requirement to send your information to the third party suppliers providing the services to you, your data will remain within our South African and UK data centres We may share your information with the Absa Group. You have the right to request a copy of the personal information we hold about you and to have any inaccuracies corrected. We will use reasonable efforts to supply, correct or delete personal information about you on our files. Please send an e-mail listing the details you require to absa@dragonpasstraveller.com or alternatively please write to;

Data Controller ABSA Airport Lounge Access Lifestyle Services Group Limited, 1 Eastgate Lane Bedfordview 2007 PO Box 346 Bedfordview 2008 Johannesburg