TARIFF GUIDE 2014
Lending Prime lending rate Penalty interest rate Advances Est fee-corporates (O/D) Est Fee - personal Fixed from time to time by Alco 10% 4% flat 4% flat Cash Withdrawal Cash Withdrawal Fees (Over The Counter)-Personal Cash Withdrawal Fees (Over The Counter)-Business ATM - Cash Withdrawal Fees over ATM (Local debit card) 1.5% Min $3.00 1% Min $3.00 1% of amount no Min Change Fee s and soiled notes Change for non-customers Change for customers Soiled notes 5% of amount being changed 2% of amount being changed 2% of amount deposited as soiled notes Service Fees Per transaction service fee Personal - Silver Personal - Executive Banking Clients Personal - Private Banking Clients Personal - Private Banking Club - Joining Fee Business - Small Business Account Business - Corporate Cheque transactions Min fixed monthly service fee per month per month $15.00 per month Once off on opening of account, EURO 15.00, ZAR 215.00, GBP 10.00, BWP 130.00. $40.00, EURO 30.00, ZAR 430.00, GBP 25.00, BWP 270.00. 1% of cheque value (included in monthly service fee application) Current Accounts Transaction Charge/ Service Fee Copy statements per page Over 4 mths per page Mini statement (Personal) Mini statement (Business) Copy deposit slips Error in cast Document/voucher search charge 1% Min per deposit slip n/a for below three months, above three months Auditors Certificates Certificate of balance Auditors certified return
Cheque Books Personal - 25 page Executive 25 page Company - 25 page Technical Irregularities Stop Payment Instruction Refer to Drawer/Insufficient Funds $4.75 Inclusive of $1.25 Stamp duty Inclusive of $1.25 Stamp duty Inclusive of $1.25 Stamp duty Deposit Books Duplicate Triplicate Loose Dep Slips, ZAR 64.50, GBP 4.00, EURO 4.50, BWP 40.00 $8.00, ZAR 86.00, GBP 5.00, EURO 6.00, BWP 54.00 $0.10 Transfers Telegraphic Transfers - Individuals Telegraphic Transfers - Corporates Telegraphic Transfers - Non-customers Inter - account Personal Inter - account Business Telegraphic Transfer Recall MT 191 Telegraphic Transfer Enquiry Charge RTGS-personal RTGS-Business and corporate Rejected RTGS RTGS Recall Charge - initiated by customer Erroneous Incoming RTGS Beneficiary Details Correction Charge Erroneous Incoming RTGS Sending Back to Sender Bank Charge Personalised RTGS Stationery recovery Non-Personalised RTGS Stationery recovery 1% Min $15.00 Max $125.00 or equivalent in the currency of transfer 1% Min $25.00 Max $150.00 or equivalent in the currency of transfer 1% (of currency) Min Max $150.00 $100.00 $40.00, GBP 30.00, EURO 40.00, JPY 5000.00 $15.00 per instruction 1% Min Max per instruction per instruction $25.00 per instruction No charge $2.50 per instruction $8.00 per pad a set (two forms) Exchange Control CD1 S - Individuals CD1 S - Companies PTSI/GSD/TRI Forms Other applications - Individuals Other applications - Companies Follow ups - Individuals Follow ups - Companies CD1/CD3 CHARGE for reminders and advance payments Follow up on overdues CD1/CD3 CHARGE per letter Foreign Currency Transactions Purchases Sales-Market funds Sales-Foreign Currency Account funds No charge 1% Min $25.00 Max $100.00 No charge
Guarantees Commission Establishment fee Shipping Guarantees 0.5% Min mthly 4% with Security, 2.5% Back to back with 1st Class bank, 2% pledge, 6% no security Min 3% Min Letters of Credit Outward-commission Extensions Increases in amt Inward - commission Confirmation Payments/Negotiation Amendments Transferable credits $100.00 0.5% per month on sight Min $100.00 0.5% Min Bills For Collection Inward bills for collection Exchange Commission Unpaid Bills Outward bills for collection Exchange Commission (waived on pension cheques) Confirmed Certified list for Auditors Preparing certificates Certificate of balance Bills Discounted Refer to Treasury 3% of bill value Min $25.00 Max $100.00 $25.00 flat Refer to Treasury 3% of bill value Min $25.00 Max $100.00 Refer to Treasury for Discount Rates Reports Category report Full general report Safe Custody Open packets-payable in advance Blocked account holders Lodgement Deposit fee Sealed packets-annual Deed Boxes Inspection Fee Confirming Certificates Preparing certificates
Safe Deposit Lockers Small (annually- paid in advance) Medium (annually- paid in advance) Large (annually- paid in advance) Access fee Inspection Fee Standard File Interchange (SFI) Installation fee Annual fees Re-Installation fee Late diskette Submission fee Additional Machines Salaries Salaries - Onward Passing Salary recall Debit Order per file per machine $1.20 per entry-onward passing per txn or per file per transaction Paynet Salaries Module Trade Payments Module per transaction $3.00 per transaction New Business Online (nbol) Connection fee (Once off) Monthly Maintenance Annual Licence Inter Account Transfer Late salary fee $25.00 per transaction E-Statement (set-up fee) Personal Accounts Corporates Local Debit Card Local Debit Card fee Renewal ZimSwitch POS ZimSwitch ATM Charge First debit card free and thereafter. Debit cards are mandatory. per transaction per transaction
International VISA Card Signup fee Monthly Card Maintenance Fee Card Replacement Over the counter Withdrawal at own branch ATM Cash withdrawal Cash withdrawal at other bank ATM $25.00 Once off $8.00 per card 1% 2% Min 1% of cash withdrawn Internet Banking Stanbic to Stanbic Payments Stanbic to Other Banks Bill Payments Funds Transfer Own Accounts Balance and Statement download per transaction per transaction per transaction Free Free Mobile Banking Balance Enquiry Mini statement Self-funds transfer Funds transfer Inter Account (Same Bank) Funds transfer Inter bank - ZIPIT Funds transfer Inter bank - RTGS Bill Payment Airtime purchases $0.15 $0.20 $2.50 $0.10 Other EcoCash Excesses Penalty Charge Consolidated payments Photocopying per entry