FEBRUARY 2017 Empowered
FOUNDATION The Trévo EXTRAORDINARY LIFESTYLE Wellness Legacy Prosperity
FACT SHEET Based in Oklahoma City, OK in the United States Founded in November 2010 Debt-free Present in over 31 countries globally Extraordinary company, product and compensation plan.
FOUNDERS Mark A. Stevens, CEO/President Holli J. Stevens, CFO 60 years of combined corporate experience 48 years of combined network marketing experience Building their own businesses Becoming top leaders Believe that all people are created by God for greatness Mark, Holli, and Alexandria Stevens
CREATION STORY Mark Stevens watched his mother suffer from chronic illness, which ignited Mark s passion for wellness. This led to Trévo s four-year journey of research, development and testing in exotic locations around the world.
WHAT IS IN TRÉVO? 13 essential vitamins A revolutionary liquid formula. 14 minerals 24 exotic and garden fruits 18 land and sea vegetables 174 natural ingredients found worldwide. 25 herbs 5 green superfoods Essential fatty acids Just 2 ounces a day! 20 amino acids Marine grade coral calcium complex (1,000 mg)
3-PHASE FORMULA Restore Restore vital energy and mental focus naturally with gotu kola, ashwagandha, bacopa, schizandra fruit, Korean ginseng, noni fruit, energy-boosting essential vitamins and minerals, amino acids, plant and sea trace minerals, Co-enzyme Q10, alpha lipoic acid, and grape seed extract.
3-PHASE FORMULA Renew Renew body s systems with a proprietary phytonutrient-rich blend of life-giving fruits, vegetables, sea vegetables, essential fatty acids from borage seed oil and flaxseed oil, chlorella, blue green spirulina, barley grass, kelp, and wheatgrass.
3-PHASE FORMULA Revive Revive body s anti-aging and immune function with camu camu, maqui berries, mangosteen, acai berries, amalaki fruit, acerola cherries, goji berries, coral calcium complex, ellagic acid, graviola, turmeric, green tea, lycopene, milk thistle, pau d arco, cat s claw, bilberry, and hawthorne berry.
CERTIFICATIONS Tested and certified by Brunswick Laboratory, scoring a phenomenal rating of over 400,000 per bottle. A food label is stamped HALAL if the contents of the food conform with Muslim dietary laws. An industrial Kosher certification allows Trévo to be available for everyone to consume, regardless of religious affiliation. Trévo is 100% vegetarian, which means it is free of any meat, poultry or seafood, making it a viable option for so many people, regardless of specific diet choices. Trévo has been given the certified drug free seal from BSCG, the leader in supplement and certification testing.
TRÉVO SUPPORTS THE MAINTENANCE OF: circulatory system health vibrant good health bone & joint health blood pressure health immune system health weight management cellular health eye health cardiovascular health powerful anti-aging benefits mental focus & cognition a wonderful sense of well-being digestive system health nervous system health
OPPORTUNITY Good health is something that we all desire and deserve. Nutrition is just one aspect of Trévo. We offer balance and prosperity to every area of your life. We are a lifestyle company!
OPPORTUNITY The power of the Trévo opportunity is that every person in the company is focused on one goal, which is building the next Billion Dollar Brand so that everyone can have a share in the company's revenue, not just the revenue from your individual group!
SINGLE-LINE MATRIX Every Life and Health Coach Who Enrolls After YOU 42 POINTS You Counts Towards Your Team Volume. 100 POINTS 100 POINTS FIRST GENERATION TEAM VOLUME (TV) 75 POINTS FIRST GENERATION GROUP VOLUME (GV) TEAM VOLUME (TV) 100 POINTS SECOND GENERATION GROUP VOLUME (GV) TEAM VOLUME (TV) 100 POINTS 200 POINTS SECOND GENERATION
COMPENSATION PLAN 1. Elite Customer Retail Sales 2. Power Start Business System Commission 3. Upgrade Commission 4. QVP Commission 5. Bulk Pack Commission 6. Recognition Pool Bonus 7. Leadership Bonuses 8. Charity Bonus
8 LEVEL LIFELEVEL Your 8 level LifeLevel
1. RETAIL SALES Earn significant bonuses upon registering a new Elite Customer, as well as commissions on all 8 generations of Elite sales with Trévo, either through a person-to-person method, or through our Elite retail program. ELITE CUSTOMER PRICE COMMISSIONS ON GENERATION 1 FOR REORDERS COMMISSIONS ON GENERATIONS 2-8 FOR REORDERS GVP QUANTITY 1 BOTTLE $59.99 $12.00 $1.70 90 2 BOTTLES $109.99 $22.00 $3.25 140
1. RETAIL SALES ELITE SUBSCRIPTION PRICE COMMISSIONS ON LEVELS 1 & 2 COMMISSIONS ON LEVELS 3-8 POINTS QUANTITY 1 BOTTLE $48.00 $9.60 $1.30 68 2 BOTTLES $90.00 $18.00 $2.50 110 4 BOTTLES $168.00 $33.60 $4.60 188 6 BOTTLES $252.00 $50.60 $7.20 272 15 2GO S $60.00 $9.00 $1.10 80 30 2GO S $112.50 $16.80 $1.85 132
2. POWERSTART Trévo PowerStart Business System commissions reward you with immediate income for building your business.
2. POWERSTART You can start with any of the first 3 PowerStart Systems and upgrade to the next level to receive new product to sell while you expand and build your business. As an enroller, you can enjoy the benefits of commissions on all 8 generations of your organization as your team develops their business. ENROLLMENT SYSTEM PRICE GVP NUMBER OF BOTTLES ELIGIBILITY FOR POWERSTART DESCRIPTION COMMISSIONS PS 3 DIRECTOR POWERSTART SYSTEM $302.00 $47.00 per bottle 300 PS 3 ELIGIBLE PS 2 EXPOSURE PACK $170.00 $50.00 per bottle 75 quick reference PS 2 ELIGIBLE PS 2 POWERSTART SYSTEM $170.00 $50.00 per bottle 75 PS 2 ELIGIBLE PS 1 1 BOTTLE SYSTEM $72.00 $52.00 per bottle 25 PS 1 ELIGIBLE The upgraded systems on the next slide are not available until you have been enrolled for at least 7 days in the company. In order to qualify for commissions and promotions, each Life and Health Coach MUST have the appropriate amount of QVP volume in their personal Customer ID in the month prior to the commission date. You must earn all 8 generations in all parts of the compensation plan: PowerStarts, Upgrades, QVP and Bulk Packs for your QVP order. PowerStarts are required to unlock levels just like GV.
2. POWERSTART UPGRADES After 7 days, your options will open up and allow you to upgrade to larger systems to expand your business. You will pay the difference between your current level and the level you want to upgrade to. You will receive the difference in product and points in between the two Powerstart Systems. For example, if you enroll as a PS3 and then after your 7 day waiting period, you decide to upgrade to a PS6, you will pay the difference between the PS3 and PS6 which, comes out to about $678 with 700 GVP. ENROLLMENT SYSTEM PRICE GVP NUMBER OF BOTTLES ELIGIBILITY FOR POWERSTART DESCRIPTION COMMISSIONS PS 3 $980.00 6 ELITE EXECUTIVE POWERSTART SYSTEM $40.00 per bottle 1000 PS 6 ELIGIBLE PS 5 EXECUTIVE POWERSTART SYSTEM $665.00 $43.00 per bottle 700 PS 5 ELIGIBLE PS 4 ELITE DIRECTOR POWERSTART SYSTEM $425.00 $45.00 per bottle 500 PS 4 ELIGIBLE
2. POWERSTART COMMISSIONS With Trévo's PowerStart Commission program, you can earn commissions from all 8 generations of product sales from the PowerStart business development packages. WHAT COMMISSIONS DO I QUALIFY FOR? You are eligible to receive the commissions tied to your PS Level. GVP PS 3 or exposure pack PS 2 300 75 PS 1 25 If you have entered Trévo with a smaller system, you can upgrade systems as you grow your business through retailing more product. 1st Generation $72.00 $40.00 $12.00 2nd Generation $17.00 $10.00 $3.00 3rd Generation $12.00 $8.00 $2.00 4th Generation $8.00 $5.00 $2.00 5th Generation $4.00 $2.00 $1.00 6th Generation $4.00 $2.00 $1.00 7th Generation $2.00 $1.00 $1.00 8th Generation $2.00 $1.00 $1.00
2. POWERSTART COMMISSIONS POWERSTART ROLL UP EXAMPLE: POWERSTART ROLL UP EXAMPLE The commissions earned on a purchase made by a new Life and Health Coach that you enroll will be based on the level that each individual in your upline is at upon the time of that enrollment. If the enroller is at a higher PowerStart level, that individual will earn the maximum commissions available from the PowerStart level at which they enroll the new Life and Health Coach. Likewise, the individual in the generation directly above you will receive the maximum commission available if he or she is also at a higher PowerStart level than the enrollee. However, if an individual is at a lower PowerStart level than the enrollee, that individual s commissions will max out at whatever level they are at, not the level of the enrollee. In this event, the commissions amount left over the cap of that person s earnings will ROLL UP to the next individual in your upline who is at or above the enrollee s PowerStart level. UPLINE ALEX STEVEN TYLER APRIL MAX YOU DIANA MUHAMMED ASHLEY KEVIN SARAH DIANA SALLY LEVEL OF ELIGIBILITY PS4 PS2 PS3 PS2 PS2 PS4 PS2 PS3 PS5 PS6 PS6 PS4 POTENTIAL COMMISSIONS $3.00 $3.00 $5.00 $5.00 $13.00 $17.00 $24.00 $100.00 ELIGIBLE COMMISSIONS $1.00 $2.00 $5.00 $2.00 $8.00 $17.00 $24.00 $100.00 ROLL UP AMOUNT $2.00 $1.00 $3.00 $5.00 The roll up commissions from both April and Max roll up to Alex The roll up commissions from both Ashley and Muhammed roll up to YOU. In order to qualify for commissions and promotions, each Life and Health Coach MUST have the appropriate amount of QVP volume in their personal Customer ID in the month prior to the commission date. You must earn all 8 generations in all parts of the compensation plan: PowerStarts, Upgrades, QVP and Bulk Packs for your QVP order. PowerStarts are required to unlock levels just like GV.
3. UPGRADE COMMISSION Example upgrade from PS2 (3 bottle enrollment): No matter what level of PowerStart you start at, you can upgrade your system as you develop your retail customers and team members! Your maximum eligible commission is the level you are currently qualified for. When you enroll with a PowerStart System, you are only eligible for the commissions that particular PS level carries. EXAMPLE UPGRADE FROM PS2 TO: PS 6 PS 5 PS 4 PS 3 24 BOTTLE 15 BOTTLE 9 BOTTLE 6 BOTTLE GVP 925 625 425 225 1st Generation $188.00 $121.00 $60.00 $32.00 2nd Generation $45.00 $29.00 $14.00 $7.00 3rd Generation $32.00 $20.00 $9.00 $4.00 4th Generation $22.00 $14.00 $8.00 $3.00 5th Generation $10.00 $6.00 $3.00 $2.00 6th Generation $10.00 $6.00 $3.00 $2.00 7th Generation 8th Generation $4.00 $4.00 $3.00 $3.00 $2.00 $2.00 $1.00 $1.00
4. QUALIFYING VOLUME WHAT IS QVP? Qualifying Volume Points (QVP) is any of the packages listed below that are purchased under your personal Customer ID number. The purchase of a QVP package is used to determine the qualifications that one can possibly earn. The number of accessible generations will depend on the QVP package that the Life and Health Coach purchases. QVP PACKAGES PRICE QVP GENERATIONS ACCESSED A TRÉVO LIFE AND HEALTH COACH MUST GENERATE A MONTHLY MINIMUM OF: GVP TVP 1 BOTTLE $39.00 34 1 34 QVP to receive 1st generation commission. 34 34 2 BOTTLE $75.00 72 1-3 72 QVP to receive 1-3 generations commission. 72 72 1 CASE $105.00 100 1-5 100 QVP to receive 1-5 generations commission. 100 100 quick reference EXPOSURE PACK $105.00 100 1-5 100 QVP to receive 1-5 generations commission. 100 100 1 CASE + 1 BOTTLE $140.00 133 1-5 133 QVP to receive 1-5 generations commission. 133 133 2 CASE $210.00 200 1-8 200 QVP to receive 1-8 generations commission. 200 200 Qualifying Volume Points (QVP) is any one of the above product packages that are purchased under your personal Customer ID number. Group Volume Points (GVP) is any generations that you have accessed. For example, if you have 34 QV points, you can count one (1) generation towards Group Volume. Team Volume Points (TVP) reflects all volume under you on a monthly basis, regardless of who personally enrolled the Life and Health Coaches who are under you. All Trévo Life and Health Coaches who enter the company after you will automatically be placed under you and count toward your Team Volume. NOTE: In order to receive revenue, a Trévo Life and Health Coach must be in good standing with Trévo and be personally fulfilling thier QVP monthly requirement.
4. QVP COMMISSION 2 CASE QVP PACKAGE 1 CASE + 1 BOTTLE QVP PACKAGE 1 CASE or EXPOSURE PACK QVP PACKAGE 2 BOTTLE QVP PACKAGE 1 BOTTLE QVP PACKAGE QVP, GVP, TVP 200 133 100 72 34 1st Generation $15.00 $9.25 $7.00 $5.50 $2.72 2nd Generation $15.00 $9.25 $7.00 $5.50 $2.72 3rd Generation $10.00 $6.50 $5.00 $3.00 $1.75 4th Generation $10.00 $6.50 $5.00 $3.00 $1.75 5th Generation $10.00 $6.50 $5.00 $3.00 $1.75 6th Generation $10.00 $6.50 $5.00 $3.00 $1.75 7th Generation $10.00 $6.50 $5.00 $3.00 $1.75 8th Generation $10.00 $6.50 $5.00 $3.00 $1.75 In order to qualify for commissions and promotions, each Life and Health Coach MUST have the appropriate amount of QVP volume in their personal Customer ID in the month prior to the commission date. You must earn all 8 generations in all parts of the compensation plan: PowerStarts, Upgrades, QVP and Bulk Packs for your QVP order. PowerStarts are required to unlock levels just like GV.
QVP COMMISSION SCENARIO 1 Everyone is purchasing a 1-bottle QVP Package * These totals reflect only an example of commission amounts. Actual commissions paid will be calculated based on the exchange rate on the date commissions are issued. GENERATION LIFE AND HEALTH COACHES GENERATION COMMISSION 1st Generation 2nd Generation 3rd Generation 4th Generation 5th Generation 6th Generation 5 25 125 625 $13.60 $68.00 $218.75 $1,093.75 In order to qualify for commissions and promotions, each Life and Health Coach MUST have the appropriate amount of QVP volume in their personal Customer ID in the month prior to the commission date. A 1-bottle AutoShip gives you access to Generation 1. 7th Generation 8th Generation TOTAL FROM GENERATIONS 1-4 $1,394.10
QVP COMMISSION SCENARIO 2 Everyone is purchasing a 3-bottle QVP Package *These totals reflect only an example of commission amounts. Actual commissions paid will be calculated based on the exchange rate on the date commissions are issued. GENERATION LIFE AND HEALTH COACHES GENERATION COMMISSION 1st Generation 2nd Generation 5 25 $35.00 $175.00 3rd Generation 125 4th Generation 625 5th Generation 6th Generation 7th Generation 8th Generation TOTAL FROM GENERATIONS 1-4 $625.00 $3,125.00 $3,960.00 In order to qualify for commissions and promotions, each Life and Health Coach MUST have the appropriate amount of QVP volume in their personal Customer ID in the month prior to the commission date. A 3-bottle AutoShip gives you access to Generation 1-5. Unless your GVP volume falls below 13,000 points.
QVP COMMISSION SCENARIO 3 Everyone is purchasing a 2 case QVP Package *These totals reflect only an example of commission amounts. Actual commissions paid will be calculated based on the exchange rate on the date commissions are issued. GENERATION LIFE AND HEALTH COACHES GENERATION COMMISSION 1st Generation 5 $75.00 2nd Generation 25 $375.00 3rd Generation 4th Generation 5th Generation 6th Generation 7th Generation 8th Generation 125 625 $1,250.00 $6,250.00 In order to qualify for commissions and promotions, each Life and Health Coach MUST have the appropriate amount of QVP volume in their personal Customer ID in the month prior to the commission date. A 6-bottle AutoShip gives you access to Generation 1-8. TOTAL FROM GENERATIONS 1-4 $7,950.00
5. BULK PACK COMMISSION Additional product purchases will need to be made through the Bulk Pack program. Bulk Pack Commission will be paid with QVP commission.
6. TEAM VOLUME POOL BONUSES How do I qualify? RECOGNITION RANKING * Group Volume Points GVP 15 SEPARATE 1% POOL BONUSES 14 SEPARATE 1% POOL BONUSES 13 SEPARATE 1% POOL BONUSES 12 SEPARATE 1% POOL BONUSES 11SEPARATE 1% POOL BONUSES 5 SEPARATE 1% POOL BONUSES 10 SEPARATE 1% POOL BONUSES 9 SEPARATE 1% POOL BONUSES 8 SEPARATE 1% POOL BONUSES 7 SEPARATE 1% POOL BONUSES 6 SEPARATE 1% POOL BONUSES 5 SEPARATE 1% POOL BONUSES 4 SEPARATE 1% POOL BONUSES 3 SEPARATE 1% POOL BONUSES 2 SEPARATE 1% POOL BONUSES LEADER 1 SEPARATE 1% POOL BONUS * Team Volume Points TVP Name of rank GVP TVP Bronze 4,000 20,000 Silver 5,000 30,000 Gold 6,000 40,000 Platinum 8,000 50,000 Platinum Executive 10,000 60,000 Amethyst 13,000 100,000 White Sapphire 17,000 200,000 Ruby 20,000 300,000 Blue Sapphire 23,000 400,000 Emerald 26,000 500,000 Emerald Elite 45,000 1,000,000 Blue Diamond 55,000 2,000,000 Blue Diamond Elite 65,000 3,000,000 Yellow Diamond 75,000 4,000,000 Yellow Diamond Elite 85,000 5,000,000 White Diamond 150,000 7,000,000 PLATINUM EXECUTIVE EMERALD YELLOW DIAMOND ELITE BLACK DIAMOND GRAND ELITE White Diamond Elite 225,000 9,000,000 PLATINUM BLUE SAPPHIRE YELLOW DIAMOND BLACK DIAMOND ELITE Black Diamond 300,000 11,000,000 GOLD RUBY BLUE DIAMOND ELITE BLACK DIAMOND Black Diamond Elite 400,000 13,000,000 SILVER WHITE SAPPHIRE BLUE DIAMOND WHITE DIAMOND ELITE Black Diamond Grand Elite 500,000 15,000,000 BRONZE AMETHYST EMRALD ELITE WHITE DIAMOND LEADER F E B R U A R Y 2 0 1 7. T R É V O C O R P O R AT E DIRECTOR. A C O M PA N Y E M P O W E R I N G D R E A M S EXECUTIVE DIAMOND Pool bonuses are made up of 1% of the global sales for QVP Packages and Bulk Packs.
6. RECOGNITION Level Qualifier GVP TVP PLATINUM EXECUTIVE PS3 10,000 60,000 $500.00 LEADER PLATINUM PS2 8,000 50,000 GOLD PS2 6,000 40,000 SILVER PS2 5,000 30,000 BRONZE PS2 4,000 20,000 $500.00 *Anyone that was ranked before January 1, 2017 will be grandfathered in.
6. RECOGNITION Level Qualifier GVP TVP DIRECTOR EMERALD PS5 26,000 26,000 500,000 5 separate 1% pool bonuses BLUE SAPPHIRE PS5 23,000 400,000 4 separate 1% pool bonuses RUBY PS4 20,000 300,000 3 separate 1% pool bonuses WHITE SAPPHIRE PS4 17,000 200,000 2 separate 1% pool bonuses AMETHYST PS3 13,000 100,000 1 separate 1% pool bonus *Anyone that was ranked before January 1, 2017 will be grandfathered in.
6. RECOGNITION Level Qualifier GVP TVP EXECUTIVE YELLOW DIAMOND ELITE PS6 85,000 5,000,000 10 separate 1% pool bonuses YELLOW DIAMOND PS6 75,000 75,000 4,000,000 9 separate 1% pool bonuses BLUE DIAMOND ELITE PS6 65,000 3,000,000 8 separate 1% pool bonuses BLUE DIAMOND PS6 55,000 2,000,000 7 separate 1% pool bonuses EMERALD ELITE PS6 45,000 1,000,000 6 separate 1% pool bonuses *Anyone that was ranked before January 1, 2017 will be grandfathered in.
6. RECOGNITION Level Qualifier GVP TVP DIAMOND BLACK DIAMOND GRAND ELITE PS6 500,000 15,000,000 15 separate 1% pool bonuses BLACK DIAMOND ELITE PS6 400,000 13,000,000 13,000,000 14 separate 1% pool bonuses BLACK DIAMOND PS6 300,000 11,000,000 13 separate 1% pool bonuses WHITE DIAMOND ELITE PS6 225,000 9,000,000 12 separate 1% pool bonuses PS6 WHITE DIAMOND 150,000 7,000,000 11 separate 1% pool bonuses *Anyone that was ranked before January 1, 2017 will be grandfathered in.
7. LEADERSHIP BONUSES Impressive array of leadership bonuses that will amaze even the most experienced network marketer Trévo treats its elite field leaders with style and opulence Executive-class travel, cash and training bonuses Luxury car program with Trévo customized vehicles
8. CHARITY BONUS Charity pool bonus program for Black Diamond Executive status and above Rewarded with shares of the charities of your choice.
EMPOWERED SUCCESS THIS IS YOUR TIME FOR EMPOWERED SUCCESS! EXTRAORDINARY company. EXTRAORDINARY product. EXTRAORDINARY compensation plan. EXTRAORDINARY support system!
PAY SCHEDULE All payments are subject to the Life and Health Coach being activated and qualified. They must have the appropriate amount of QVP volume in their personal CID the month prior to the pay date of the commission pending. Enrollment Month If you enroll in the month of January, you automatically qualify for commissions in the months of January and February. However, to qualify for commissions in March you MUST have the appropriate amount of QVP volume in your personal CID by the last day of February. For every month following, you must also have the appropriate amount of QVP volume in the month prior to receive commissions. * It is important to note that qualification is based on the date of the commission payment, not the date of purchase.
PAY SCHEDULE: ENROLLMENTS Weekly enrollments are accumulated from Sunday through Saturday. For example: May 6th through May 12th would be considered a one-week period. The commissions for the one-week period in this example would be paid on Friday, May 25th, which is two Fridays after the close of the May 6th business week. The only reasons a Life and Health Coach would not receive an expected commission would be because of an unregistered card or they did not have the appropriate amount of QVP volume in their personal CID in the month prior to pay day. Summary: Paid two Fridays after the closing Saturday.
PAY SCHEDULE: ENROLLMENTS This includes Power Start, Upgrades and Elite Customer Enrollments. Paid two weeks following the enrollment or upgrade. Always paid on Fridays. Trévo uses a Sunday-Saturday pay period. For Example: Mr. Singh enrolls Mr. Patel on any day between January 5th through January 11th, he will be paid on January 24th. Enrollment Date is anywhere between January 5th through January 11th Commission Payment * It is important to note that qualification is based on the date of the commission payment, not the date of purchase.
PAY SCHEDULE: GV COMMISSIONS This includes QVP Packages, Bulk Packs, Elite Customer subscriptions and Trévo 2Gos orders. Paid twice per month, for the previous month's activities. For Example: The orders from the 1st and second weeks of January are paid on the 2nd Friday of the following month (February). The orders from the 3rd and 4th weeks of January are paid on the 4th Friday of the following month (February). Payment: Jan 1-18 commissions Payment: Jan 19-31 commissions * It is important to note that qualification is based on the date of the commission payment, not the date of purchase.
PAY SCHEDULE: GV COMMISSIONS QVP Package sales from the first and second week, along with any Bulk Pack Sales and Elite Customer Sales from the same time period, are paid on the second Friday of the following month. For example, QVP Package sales and Bulk Pack sales from the 1st -14th of the month are paid out on the 2nd Friday of the following month. Similarly, QVP Package sales and Bulk Pack sales from the 15th - 30th are paid out on the last Friday of the following month. Summary: GV Commissions will be paid on the 2nd and last Friday of every month.
PAY SCHEDULE: POOL BONUSES Paid the 2nd Friday of the month for the previous month's recognition. For Example: If you earn a pool bonus for January it is paid in February. Payment: Pool Bonus * It is important to note that qualification is based on the date of the commission payment, not the date of purchase.
PAY SCHEDULE: BRONZE/PLATINUM Paid the last Friday of the month following the recognition. For Example: If you qualified in January, you will be paid the last day of February. Payment: Bronze and Platinum Bonus * It is important to note that qualification is based on the date of the commission payment, not the date of purchase.