Credit and Money Management

Similar documents
Understanding Credit

Credit Reports 101. Bill Bufkins, November 3, 2011

Bring Balance to Your BUDGET. MKD-3965E-A-SL EXP 31 OCT EDWARD D. JONES & CO., L.P. ALL RIGHTS RESERVED. Page 1 of 31

PRACTICAL MONEY GUIDES. Credit History. Your credit history and how it affects your future.

Money Smart - A Financial Education Program

Debt and Credit. Financial Literacy Module #2

Creditworthiness (UXL)

Budgeting & Debt Basics

OVERCOMING THE CREDIT BARRIER. Clearing the Way to Your Financial Goals

Introduction. In short- credit is an essential part of our personal and national economic stability.

Banking, Saving, and Payday Loans

Credit Cards. Annual Percentage Rate - What you are paying each month -- unpaid balances calculated as a percentage.

Does providing FICO Scores influence financial behavior?

FORT MEADE FINANCIAL READINESS The Key to Family Resiliency Page 1 of 8 (301)

MODULE J: SMART CHOICES FOR MANAGING CREDIT

PAYDAY LOANS The Facts

UNDERSTANDING CREDIT. WASFAA Conference Seattle, WA Speakers: Thalassa Naylor, Sallie Mae Anthony Lombardi, Sallie Mae Date: April 10, 2017

PERSONAL FINANCE: A Lifetime Responsibility

Project Pro$per. Credit Reports and Credit Scores

Essential Facts for Students Carol A. Carolan, Ph.D.

Young and Financially Empowered!

2. To earn as much interest as possible, you should open a savings account that earns () interest Hide answers

Federal Reserve Bank of Philadelphia

Your guide to fnancing your frst home. Brought to you by:

This page intentionally left blank

FarmHouse International Fraternity New Member Education Program Topic Summary: Personal Finance

You re listening to rebuilding after a financial crisis. Hi, I m Niki, your host for today s Podcast.

Understanding Your FICO Score. Understanding FICO Scores

Table of Contents. Introduction. The History of Credit Scoring. What Is a Good Credit Score? The 5 Factors of Credit Scoring

Your Credit. Objectives. An Introduction to Personal Credit. By the end of this presentation you will have a understanding of: 1/19/2016.

Military Family Appreciation Month

Credit Score: What it Means to your Business

Money Management Financial Survivor: Understanding Credit and Banking

Create a budget, ditch your debt, and start building for the future

Understanding Credit. Lisa Mitchell, Sallie Mae April 6, Champions of Financial Aid ILASFAA Conference

Financial Well-being. Debt and Credit

Top Things To Know KOFA HIGH SCHOOL SOCIAL SCIENCES DEPARTMENT ECONOMICS - PERSONAL FINANCE WORKSHOPS # 4 - CONTROLLING DEBT

yourmoney a guide to managing your credit and debt Volume 6 Life After Debt

Now, let me turn the program over to Jacqueline Cooke, Women s Bureau Regional Administrator in Boston, to introduce our first speaker. Jackie?

Chapter 6 - Credit. Section 6.1

Beyond the Classroom. Blaise P. Johnson Gate City Bank

GREENPATH FINANCIAL WELLNESS SERIES

About Salt Money Management Student Loan Repayment

Managing Credit & Debt. Presenter: [William Cheeks, ABBA Associates Inc.] Jump$tart Teacher Training Program Managing Credit & Debt

UNDERSTANDING CREDIT. KASFAA Conference Manhattan, KS April 21, Robb Cummings Director of Business Development

UNDERSTANDING YOUR CREDIT REPORT & YOUR CREDIT SCORE

Presented by Dr. Rebecca Neumann for Academic Staff

HOW TO USE CREDIT. Latino Community Credit Union & the Latino Community Development Center.

Smart Debt Management: Six Tips for Keeping Your Debt in Check

Credit Myths Resolved. Credit Report Myths

Quick Credit Repair Guide

CreditReport.LifeTips.com

Secured and Unsecured (1)

ECONOMIC EDUCATION FOR CONSUMERS Chapter 10

Chapter 11. Evaluating Consumer Loans

SAFE CREDIT UNION Helping Members Improve Their Financial Well-Being After The Damaging Effects Of The Financial Crisis

Credit Repair Company

YOU work hard to earn your money. Make it work for YOU!

Homebuyer Guide Presented by:

Understanding. What you need to know about the most widely used credit scores

Your Guide to Cars, Insurance and Identity Theft

ves a rue re i Credit Scoring: How it Works and How You Can Improve Your Score What Is Credit Scoring?

Building Your Future

What you need to know about getting, using and keeping credit. A Guide to Credit* American Financial Services Association Education Foundation

Your Money, Your Goals Spotlight Series. Understanding credit reports and scores: An in-depth look

Workbook 3. Borrowing Money

JANUARY SUCCESSFUL Ways to Reduce Your Debt In 2018

Budget Seminar. Cari Bray, Branch Manager Southeast Branch December 6, 2017

Homeowner Benefits and Responsibilities

Credit cards for bad credit bank

CREDIT SESSION OBJECTIVES SUBJECT INDEX

Using Credit Wisely: Curves Ahead

TABLE OF CONTENTS LEGAL CPN 2010 TELL ALL CREDIT SECRETS INTRODUCTION... 2

Your Credit Score 35% 10%

Week 3 Debt & Credit. Lee s Summit Baptist Temple

Student Loans And Credit: An Overview Tanya Tanaro, Manager Higher Education Partnerships, ASA

] Can Bad Credit Cost Yon Your Job?

CSU: Engaged Learning for the Real World

Maximizing Purchasing Power: Make the Most of Your Credit Score

Financial Wellness: Making sure your employees are financially fit which will lead to more productivity

You also have access to the prior released materials in a library that you can search when faced with a specific topic.

66 Ways to Save Money

CURRICULUM MAP. Course /Subject: Finance and Investment Grade: 9, 10, 11, 12

CREDIT CARD MAKEOVER ACTION PLAN. First. Ask yourself, why are you carrying a balance? Be honest!

Borrow Wisely Protect against fraud Save More

Personal Credit Fundamentals &

Basics of Banking. What Are Banks, Anyway? Types of Financial Institutions. Table of Contents

What You Can Do to Improve Your Credit, Now

A banking service allowing a customer s money to be handled and tracked. Common bank accounts are savings and checking accounts.

Deciding which car and car loan you can afford

Credit Building Apps

Understanding Credit. What it is, why it s important, and how you can maintain it. Brought to you by Sallie Mae and FICO

Improving Your Credit Score

money management managing credit and debt

CommonInterest. Born from a passion for rewarding members.

CREDIT AND DEBT MANAGEMENT

Credit and Credit Cards

Are You Mortgage Ready? Preparing Your Finances for Homeownership. Foundation Communities Financial Coaching Program

Your Money, Your Goals Spotlight Series. Dealing with debt: A closer look

Homebuyer Education TEST

Transcription:

Credit and Money Management Disclaimer: The appearance of hyperlinks does not constitute endorsement by the U.S. Air Force of this Web site or the information, products, or services contained therein. For other than authorized activities such as military exchanges and morale, welfare and recreation sites, the U.S. Air Force does not exercise any editorial control over the information you may find at these locations. Such links are provided consistent with the stated purpose of this DoD Web site. A Dollar Saved Here and There Adds Up to Big Money http://www.credit-counselors.cc/financial_tools/mm_dollar_saved.asp Contains an informatinal article on saving money, a little here and there. A Recipe For Financial Success http://www.ameriforce.net/pdf/fg06/financialsuccess.pdf Provides resources and information on reaching financial success. From Ameriforce Publishing, Inc. About.com Credit http://credit.about.com/ Learn budget debt reduction, wise use of credit, credit report and repair and much more through these articles, Newsletter, and Forum interaction... all for free. America Saves http://www.americasaves.org/ America Saves is a nationwide campaign in which a coalition of nonprofit, corporate, and government groups helps individuals and families save and build wealth. Through information, advice, and encouragement, they assist those who wish to pay down debt, build an emergency fund, save for a home, save for an education, or save for retirement. American Express https://home.americanexpress.com/home/mt_personal.shtml? Contains information on credit cards and financial services for consumers. Avoiding the Cash Advance Debt Trap http://www.ameriforce.net/pdf/fg06/cashadvancedebt.pdf Provides information on payday lending and how to avoid the debt trap. From Ameriforce Publishing, Inc. Bankrate.Com http://www.bankrate.com/calculators.aspx Contains rates and news on auto loans, checking/atm fees, credit cards, credit unions, home equity, money markets, mortgages, online finance, and savings. Also includes online calculator to "calculate the real cost of your debt." Budgeting Tips for Newlyweds http://www.tuliptreepress.com/newed.htm Provides budgeting tips for newlyweds, including six topics to ask each other about. Clearpoint Financial Solutions http://www.credit-counselors.cc/financial_tools/money_management.asp Established in 1980, Credit Counselors, is a non-profit consumer credit counseling agency. Our goal is to provide money management counseling, including personal budget planning and consumer credit counseling and education to all age levels. Over the past 25 years, we've counseled over 500,000 families in the wise use of credit. This is experience you can count on and we look forward to providing you and your family with financial solutions as well

Consumer Corner http://fnic.nal.usda.gov/nal_display/index.php?info_center=4&tax_level=1&tax_subject=358 Contains online articles, pamphlets and links on credit management, repair and reports, and consumer credit counseling services. Credit Cards and Credit Card Rates http://www.bankrate.com/kip/rate/brm_ccsearch_advanced.asp Contains a credit card search for the best rates. Credit Information Center http://www.creditinfocenter.com/ Contains resources on credit reports, rebuilding credit, credit cards, loans and mortgages, and credit repair. Dealing with Delinquent Debt http://www.moneymanagement.org/education/budgeting/delinquentdebt.asp Provides information on how to deal with delinquent debt. Debit Cards - Like Credit Cards, But Without The Debt http://www.credit-counselors.cc/financial_tools/mm_debt_cards.asp Provides an informational article regarding debit cards. Equifax http://www.equifax.com/home/ Order credit profile online also includes consumer center with resources. Experian Credit Information http://www.experian.com/ Provides information solutions to consumers regarding consumer credit and credit advice. Federal Citizen Information Center http://www.pueblo.gsa.gov/ Contains articles on cars, money, housing, and much more. FinanCenter http://www.leadfusion.com/ Contains excellent information on homes, retirement, credit lines, credit cards, autos, savings, mutual funds, insurance, budgeting, stocks, and bonds. Financial Basic Training http://www.ameriforce.net/pdf/fg06/financialbasictraining.pdf Provides resources on how to get your finances in shape. From Ameriforce Publishing, Inc. Financial Planning Guide http://www.stripes.com/shop_pages/pages/fpg/ Financial Planning Guide from Stars and Stripes Newspaper. General Budgeting Tips http://www.tuliptreepress.com/tips.htm

Contains a tip list with general budgeting information. Healthy Credit http://www.pueblo.gsa.gov/cic_text/money/healthy/healthycredit.htm Learn more about how your credit report and credit score affect your ability to borrow money and stay healthy financially. Household Finance http://www.hsbcusa.com/?fromdom=www.household.com Contains tips on money management, career opportunities and financial facts. Is a lower rate worth the annual fee? http://partners.leadfusion.com/tools/kiplinger/card03/tool.fcs Contains and online calculator to compare lower rates verses annual fees. Kiplinger Online http://www.kiplinger.com/ Contains personal finance and business forecasting guidance, financial news of the day, business forecasts, stock quotes, calculators, yields & rates, retirement advice, kids & money, great money sites, and financial Frequently Asked Questions. Managing Your Budget Gets Harder During Summer Vacation http://www.credit-counselors.cc/financial_tools/mm_summer_vacation.asp Contains an informational article on how to manage your budget during summer vacation, when it becomes harder to manage. MasterCard International http://www.mastercard.com/index.html Contains information about MasterCard also includes financial links and resources. Money Managment International http://www.moneymanagement.org/ Money Management International (MMI) is a nonprofit, community service organization that provides professional financial guidance, counseling, community-wide educational programs, and debt management assistance. Money Management International (MMI), and its family of agencies, has over 46 years experience helping consumers regain financial control of their lives and reduce their debt liabilities. Thousands of consumers nationwide have chosen the Money Management International (MMI) Debt Management Program as an alternative to bankruptcy. Money Management International (MMI) is the largest full service, non-profit credit counseling agency affiliated with the National Foundation for Credit Counseling (NFCC) Money Matters: Your Guide To Financial Security http://www.pueblo.gsa.gov/cic_text/money/moneymatters/moneymatters.pdf Provides helpful tips on how to set financial goals, organize your financial files, find a financial professional, understand your investment options and responsibilities, and be a wise borrower. Money Personal Finance Center http://money.cnn.com/ Features include calculating your retirement savings, index that tracks stocks, online Americans and their money survey, interactive mortgage calculator also includes links to more resources.

Money Savings Tips http://www.moneymanagement.org/education/budgeting/moneysavingtips.asp Provides a list of money saving tips to help you be successful in saving money. Myths of Budgeting http://www.tuliptreepress.com/myths.htm Contiains information on budgeting, including common myths. Personal Budgeting http://partners.financenter.com/mortgagedotcom/learn/guides/budgeting/time_value_money.fcs Contains tips on personal budgeting. Protecting Yourself From Overdraft and Bounced Check Fees http://www.pueblo.gsa.gov/cic_text/money/protect_overdraft/bounce.htm Find out how much overdraft and bounced check fees can cost you and learn how to avoid these fees. Save and Invest Manage Your Money with Confidence http://www.saveandinvest.org/military/index.htm A free online service of the FINRA Investor Education Foundation that offers unbiased information and tools to help servicemembers and their families learn to manage their money with confidence. Selecting a Budgeting System http://www.tuliptreepress.com/select.htm Provides features to look for when selecting a budgeting method. Should I Consolidate My Debts http://partners.leadfusion.com/tools/kiplinger/card05/tool.fcs Contains an online calculator to help with the decision to consolidate all debts. Simple Strategies for Managing Your Money http://www.fdic.gov/consumers/consumer/news/cnwin0607/index.html Informational article from the FDIC including simple strategies for managing your money. Trans Union http://www.transunion.com/ Contains consumer products and information on credit reports. Understanding your debt: Introduction http://www.bankrate.com/finance/debt/chapter-1-understanding-your-debt.aspx To learn to manage your debt, begin by using our debt load analyzer to see if you've already got too much to handle. Next, learn that not all debt is bad -- but you have to learn how to use the "good" debt in your financial plan. Finally, we'll look at the top 10 reasons why people are in debt. Some of the situations are unavoidable -- like losing your job or unexpected medical expenses -- but all can be managed with proper planning. Visa http://usa.visa.com/?country=us&ep=v_gg_new&akamai=true Includes information about Visa and other financial tips for consumers.

Why Budget? http://www.tuliptreepress.com/why.htm A budget is the most fundamental and most effective financial management tool available to anyone. This information guide provides information on budgeting, including the seven benefits of budgeting. Your Credit Scores http://www.pueblo.gsa.gov/cic_text/money/creditscores/your.htm Your credit score shows how likely you are to pay a loan on time. Learn why your credit score matters, what good and bad scores are, the elements of your FICO credit score, and how to raise your score