Our Capabilities 2017
SIMMONS LIVINGSTONE AND ASSOCIATES OUR CAPABILITIES An esteemed professional accounting firm based on the Gold Coast. We pride ourselves on providing effective Accounting, Financial, and Tax agent advice to businesses and individuals. We understand that your needs are unique, and are therefore committed 6 DIALOGUE to helping you achieve financial prosperity. 2
PARTNERS IN SUCCESS SIMMONS LIVINGSTONE AND ASSOCIATES OUR CAPABILITIES WHY US It is our mission to help businesses grow and to help people improve the way they save, use and invest money. WHY US? Our ambition is to provide expert support for individuals and businesses. We work with clients who are looking to be leaders in their field. Clients who want to learn how to better themselves, and raise the level of their business. We provide the advice and experience to make a difference. We help businesses grow. With greater passion to ensure your pursuit succeeds, we succeed in turn. We are your partners in success, and we are proud of the work we do to enable greater financial returns for our clients. We value individual relationships. It is our priority to help our clients better their pursuit. Specialists in Accounting services Business development advice Cloud accounting / Xero assist Financial Planning Superannuation services Personal & Risk insurance Finance & Lending assistance Our culture We stay true to these practices: Provide superior quality services that enhance opportunities for businesses Dedicate ourselves to our clients and provide timely responses to all matters Provide our clients - current and future - with cost effective, honest advice Reliable service Regular communication 3
SIMMONS LIVINGSTONE AND ASSOCIATES OUR CAPABILITIES WE PROVIDE A COMPLETE SERVICE Preparation of financial statements and income tax returns Small Business Entity Concessions SIMMONS LIVINGSTONE AND ASSOCIATES OUR CAPABILITIES ACCOUNTING SERVICES ACCOUNTING SERVICES We take care of your accounting so you can focus on what you do best. Financials, compliance and reporting are our world. We are committed to helping you grow your business so you can enjoy more of what life offers. We pride ourselves on our ability to work seamlessly with our clients. We like to keep in regular contact, and experience transparent communication. We are here to provide you with advice, and are always a phone call away. Capital Gains Tax Goods and Services Tax Fringe Benefits Tax Business Activity Statements General Taxation Advice Liaison with the Australian Taxation Office Employment Taxes Corporate Tax is complex, and with legislation constantly changing, it pays to partner with reliable consultants whom pride themselves on being ahead of the game. Our experience covers: Tax consultation; Finance structuring; Employee tax minimisation; Taxation restructuring; Capital gains tax rollovers; Rollover concessions. Our team of experts have assisted companies at both ends of the spectrum of size in all matters relating to tax and compliance. We pride ourselves on our ability to assist boards for matters such as corporate governance and associated tax strategy. hether it is a partnership, trust, or company, we will simplify your accounting and tax affairs. We are dedicated to preparing all taxation and compliance work on time, every time. 4
The guys at Simmons Livingstone do all our accounting in the background so that we can get on with day to day business. As well as tax; cashflow management and budgeting, they provide support to our book keepers, and assist with finance for equipment. It s handy to have them only a call away for anything that comes up. Simon Moore Think Kitchens TOTAL FINANCIAL SOLUTIONS 5
BUSINESS ADVICE SIMMONS LIVINGSTONE AND ASSOCIATES OUR CAPABILITIES BUSINESS ADVICE Success in todays business climate requires you decide between spending more time working on your business, rather than in the business. The team at Simmons Livingstone & Associates offers the support to ensure you are spending your time where you want to, to establish your continuing success as a business. We offer services to add value and make your business a success such as: Budgeting Forecasting and planning for business growth Business cash flow Business setup and registration. Our expertise and experience having helped hundreds of businesses from various sectors, means you can rely on our advice, and trust our guidance and recommendations. Business development is a journey that every entrepreneur can benefit from some quality guidance and mentoring. Our Financial statements and Management accounts provide the ideal platform for discussion, whether it be analysing the financial health of an entity, or plan for operational decisions based on market trends in a fluctuating environment. 6
CLOUD ACCOUNTING / XERO ASSIST SIMMONS LIVINGSTONE AND ASSOCIATES OUR CAPABILITIES XERO Simmons Livingstone & Associates are a gold accredited Xero practice. To aid you in attaining financial efficiency, we provide a bookkeeping services with the use of Xero. By combining your bookkeeping and financial compliance procedures in one location, you will love being able to focus on developing the core of your business. Cloud accounting products such as Xero are an essential part of modern day business. Both to keep on top of bookkeeping, allowing your expenses and invoicing to be summarised in one place, as well as communicating those expenses and income directly to the Simmons Livingstone & Associates team behind the scenes in real time. We can provide you with advice on the best software solutions for your business. We will simplify and reduce time on bookkeeping. FINANCIAL PLANNING Cloud Accounting online software solutions Software recommendations Software setups and data conversions Training You can be assured that you are in good hands when working with our team at Simmons Livingstone & Associates. We are your partner in success, and your confidant with decision making. Financial Planning is an ongoing process to help you make sensible decisions about money that can help you achieve your goals in life. It can involve putting appropriate wills in place to protect your family, thinking about how your family will manage without your income should you fall ill or die prematurely, spending money differently, but it involves thinking about all of these things together i.e. your plan. Let us help build your plan with strategic advice about your options, and knowledge from years of experience. 7
Simmons Livingstone are the advisory backbone of our brands. We lean on their support for all areas of accounting, taxation and planning. Weekly catch ups, monthly profit and loss reports, ongoing bookkeeping assistance and payroll are the practical aspects of their consultancy. Then with detailed business analysis, business development and tax planning advice covered, we leave our BAS and Tax submissions to them with confidence. Our businesses have prospered with their input and continual guidance. I couldn t recommend them highly Enough. Joel Simpson Safe & Healthy People / Vive Sleep Health Better Breathing / Hippocamp WE HELP YOU BEHIND THE SCENES 8
SIMMONS LIVINGSTONE AND ASSOCIATES OUR CAPABILITIES SUPERANNUATION By making small changes, the potential effect on your superannuation can be significantly enhanced over time. SUPERANNUATION Superannuation is something that most of you will have, but not many of you will be clear on exactly where your money is invested. Our role is to help you understand the part that super will play in your future, and therefore how you need to invest it now, to ensure you obtain great long term results. Our expert team will help you understand the relationship between risk and return, therefore enabling you to make informed decisions about super, which for most of you will be your biggest retirement asset. Services provided by Simmons Livingstone include: Researching existing superannuation investments to get an understanding of exactly where your money is invested currently Consolidating funds (where appropriate) if you have more than one Providing investment advice to industry, retail and Self Managed Superfund investors. Our team will show you how to make your money work hard for you and ensure you aren t taking more risk than you need to. 9
Simmons Livingstone & Associates provide research and recommendations that suit your personal situation in the following areas: Life insurance Income protection SIMMONS LIVINGSTONE AND ASSOCIATES OUR CAPABILITIES INSURANCE Critical illness insurance Total and permanent disability insurance Key person business insurance Business buy-sell insurance Risk Management PERSONAL & RISK INSURANCE If your life was a building, think of insurance as the foundation. Having quality insurance in place, allows you and your family to continue along your financial plan, when unexpected life events occur. Our experienced team is able to provide quality advice that will simplify the insurance land scape and ensure that your policies meet your needs. It s our job to read the fine print to find you the most competitive policy, which will be there at your time of need. We specialise in helping you become aware of what you need and showing you the most tax effective and cost effective way to meet those needs. To us, insurance provides a fundamental building block, upon which we can help you build a brighter future. It is important to have quality insurance cover in place to go into bat for you in case of a claim. Like any form of insurance, it is to be used as a safety blanket for yourself and your loved ones to look after you when you least expect. 10
PARTNERS IN SUCCESS Simmons Livingstone & Associates have been an incredible support for our business through a major growth period. They help with all areas of our daily accounting, as well as planning and reporting. Usually we just catch up once per quarter, but the last few months have been intense, and we ve had valuable help from the SLA team with managing growth; budgeting; business plan advice; submissions for registrations and certifications; finance. Everything that has made our expansion possible. I recommend them to anyone who s looking to grow their business. Adam Blackwell Action Smart Group 11
SIMMONS LIVINGSTONE AND ASSOCIATES OUR CAPABILITIES The areas of finance that we can assist you in are as follows: Home Loans (First Home owner, refinancing, investment lending, construction loans, debt consolidation) SIMMONS LIVINGSTONE AND ASSOCIATES OUR CAPABILITIES FINANCE & LENDING ASSISTANCE FINANCE & LENDING ASSISTANCE The Simmons Livingstone & Associates team understand that most clients have some form of loan, whether that be credit card, personal, line of credit, mortgage, business loan or anything in between. We work closely with a network of experienced finance brokers to help you negotiate the best financing option for your personal and business goals. Our qualified finance and lending consultants have years of expertise gained from personal, retail, corporate and mortgage lending roles. Debt is another integral piece to the financial jigsaw puzzle. In times where interest rates are dropping and lenders rules and rates are ever changing, it is important to have personalised advice to ensure that you are enjoying the best rate possible. Investment Loans (Margin loans, line of credit, investment lending) SMSF Lending Vehicle Finance Credit Cards, Personal Loans, ATO Debt repayment, HECS Repayment Simmons Livingstone & Associates know our customers needs come from different life stages, and diverse backgrounds. Our partners have the depth of professional knowledge to approach solutions from a range of perspectives. It is possible to structure your lending so that you can potentially reduce the overall interest that you are paying (putting more money in your back pocket) and giving you the ability to release equity built up to take advantage of wealth creation opportunities. Minor adjustments can cut years off loan repayments, ultimately giving you more money to put towards the things that you enjoy the most. 12
SIMMONS LIVINGSTONE AND ASSOCIATES OUR CAPABILITIES RELIABLE SERVICE / REGULAR COMMUNICATION RELIABLE SERVICE Simmons Livingstone & Associates is an esteemed professional accounting firm based on the Gold Coast. We pride ourselves on providing effective Accounting, Financial, and Tax agent advice to businesses and individuals. Our ambition is to help people improve the way they save, use and invest money. We are a gold accredited Xero practice. We help businesses grow. At Simmons Livingstone & Associates, we value the importance of relationship, and we work tirelessly to ensure that your individual financial needs are satisfied. We are your partners in success. Our elite team of financial minds undergo regular professional development training, ensuring that the advice you are current and correct. The years of experience that go before our team enables us to specialise our strategies to effectively handle your situation. REGULAR COMMUNICATION The Simmons Livingstone & Associates team meet regularly with clients. For businesses, it depends on the scale and complexity of the business model for whether monthly or quarterly reviews and business development discussions are routine. Regular contact by phone is available to everyone we work with, and open communication about ideas or complications is encouraged. We are your partners in success. Providing professional expertise for you. To stay in the loop with topical issues that may affect you and your circumstances, please feel free to subscribe to our mailing list and you ll receive the updates fresh off the press into your email inbox (don t worry, we won t spam you!). We also run a blog on our website and post articles which report on updates to legislation, processes and organisational changes regularly. Knowledge is essential for success, and joining our mailing list is your FREE turn-key solution to unlocking it. 13
KRIS SIMMONS SIMON LIVINGSTONE PARTNER PARTNER SIMMONS LIVINGSTONE AND ASSOCIATES OUR CAPABILITIES PARTNERS M 0402 663 635 kris@simmonslivingstone.com.au Kris has over 15 years experience in the accounting and taxation industry. His initial years were spent with WHK Group and PKF before founding Simmons Livingstone & Associates. As partner, Kris has steered the firm to success, being instrumental in expansion of the firms client base and subsequent recruitment to increase the professional team size. He brings his extensive experience within a variety of areas of business services and compliance, and has a proven track record of success with clients from a variety of sectors. Not only is Kris a an exceptionally valuable asset to the firm, his business advice is invaluable for professional service clients, from a financial perspective. Professionally, Kris has a focus on structuring, capital gains tax, acquisition due diligence and technical income tax issues. He has significant experience in business development and growth and adopts a proactive approach to helping clients and their businesses. Kris is a forward thinking person who is dedicated to providing his clients with the best possible outcome in all situations. With a keen eye for detail, he ensures nothing is overlooked, so that client outcomes are maximised. Kris has a young family, and lives on the on the northern end of the Gold Coast. Outside of work, when he s not spending valuable time with the family, you ll find him on the golf course or sampling a brew with the guys. M 0401 564 670 simon@simmonslivingstone.com.au Prior to becoming a founding partner of Simmons Livingstone & Associates, Simon spent time at PKF and several boutique accounting firms. He has established his reputation for excellent accounting consultancy, which has spanned over 12 years. Simon is a passionate business advisor specialising in consulting services, establishment and ongoing assistance to charities, corporate structuring, taxation & accounting. His ability to give timely and accurate advice and reporting service makes Simon a reliable professional. Simons personable service and attention to detail ensures his professional relationships are strong. He has built a rapport with his clients for his consistently good service and approachable nature. As a partner at Simmons Livingstone & Associates, Simon has assisted in the substantial growth of the firms large corporate space. Through his sporting connections, Simon also has a strong reputation as an industry leader for professional sports men and women, representing sporting players and companies involved in various professional sporting federations and leagues. Simon is a former representative golfer, and still enjoys a round most weeks. An avid sports enthusiast, you ll find him kicking back with a red wine if there s a good game on. 14
TOM GRAHAM PARTNER OUR PROFESSIONAL NETWORK SIMMONS LIVINGSTONE AND ASSOCIATES OUR CAPABILITIES PARTNERS M 0447 177 644 tom@simmonslivingstone.com.au Tom joined the Simmons Livingstone & Associates team to head the Financial Planning division in 2015. The addition of this professional service to the already successful accounting, taxation and business advisory has enriched the SLA client experience. Tom has a passion for providing quality advice and exceptional customer service. He is driven by the ability to fundamentally change a clients future for the better. Tom enjoys creating deeply personal relationships with each individual. Providing a point of contact for all major decisions in life is his objective. His approachable and trustworthy demeanor makes his service enjoyable and ensures a relaxed environment for decision making about financial matters. As well as his own skillset, Toms extensive network of allied professional services provide the same level of outstanding consultancy, so clients can be assured that any financial problem or opportunity will be addressed with Toms help. Outside of work, Tom likes to be outdoors. He plays football and golf amongst other things. You will also find him enjoying good food and good beer with good friends. Family law, Commercial Law, Litigation, Commercial broking, Residential Broking, Quantitive surveying, Equipment finance, Legal, Business Valuation, Business broking, Real estate borrowing - Residential and Commercial, General insurance, Research and Development Government incentives. We are a gold accredited Xero practice. 15
Simon and his team have been there when we need them! They have assisted us immensely with the structuring and ongoing compliance of our group. SLA assists us with our bookkeeping, budget and cashflow and regular meetings about business strategy. As a result of the work completed, the tax compliance work is a by-product of this work throughout the year. We would highly recommend the team at SLA if you are looking for a very proactive approach to business. Adam Hall Aphex Pty Ltd 6 DIALOGUE LOCAL SERVICE GLOBAL APPROACH CONTACT 340 Hope Island Road Hope Island, Qld 4212 (07) 5561 8800 admin@simmonslivingstone.com.au simmonslivingstone.com.au FIND AND FOLLOW 16