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Pelican HRA1000 Magnolia Local Plus Network Blue Cross and Blue Shield of Louisiana Preferred Care Providers & Blue Cross National Providers Blue Cross and Blue Shield of Louisiana Preferred Care Providers & Blue Cross National Providers Eligible OGB Members Network Non-Network Network Non-Network You Pay You Pay You $2,000 $4,000 $400 You + 1 (Spouse or child) $4,000 $8,000 $800 You + Children $4,000 $8,000 $1,200 You + Family $4,000 $8,000 $1,200 HRA dollars will reduce this amount Out-of-Pocket Maximum You $5,000 $10,000 $2,500 You + 1 (Spouse or child) $10,000 $20,000 $5,000 You + Children $10,000 $20,000 $7,500 You + Family $10,000 $20,000 $7,500 State Funding The Plan Pays The Plan Pays You $1,000 You + 1 (Spouse or child) $2,000 You + Children $2,000 Not Available You + Family $2,000 Funding not applicable to Pharmacy Expenses. Physicians The Plan Pays The Plan Pays Primary Care Physician or Specialist Office - Treatment of illness or injury subject to subject to a $25 PCP or $50 SPC 68

Magnolia Open Access Magnolia Local Vantage Medical Home HMO Blue Cross and Blue Shield of Louisiana Preferred Care Provider & Blue Cross National Providers Blue Cross and Blue Shield of Louisiana Community Blue & Blue Connect Tier I (Affinity Health Network AHN and standard) and Out-of-Network Network Non-Network Network Non-Network Network Non-Network You Pay You Pay You Pay $900 $900 $400 $400 $1,500 $1,800 $1,800 $800 $800 $3,000 $2,700 $2,700 $1,200 $1,200 $4,500 $2,700 $2,700 $1,200 $1,200 $4,500 Out-of-Pocket Maximum $2,500 $3,700 $2,500 $2,500 No Maximum $5,000 $7,500 $5,000 $5,000 No Maximum $7,500 $11,250 $7,500 $7,500 No Maximum $7,500 $11,250 $7,500 $7,500 No Maximum Not Available Not Available Not Available subject to subject to 100% coverage after a $25 PCP or $50 SPC copayment a $10 AHN/$20 PCP or $35 AHN/$45 SPC Network 69

Pelican HRA1000 Magnolia Local Plus Network Non-Network Network Non-Network Physicians The Plan Pays The Plan Pays Maternity Care (prenatal, delivery and postpartum) after a $90 copayment per pregnancy Physician Furnished in a Hospital Visits; surgery in general, including charges by surgeon, anesthesiologist, pathologist and radiologist. Preventative Care Primary Care Physician or Specialist Office or Clinic For a complete list of benefits, refer to the Preventive and Wellness/ Routine Care in the Benefit Plan not 100% of fee schedule amount. Plan participant pays the difference between the billed amount and the fee schedule amount; not not Physician for Emergency Room Care Allergy Shots and Serum Copayment is applicable only to office a $25 PCP or $50 SPC per office ; shots and serum 100% after Outpatient Surgery/ When billed as office s after a $25 PCP or $50 SPC per office copayment Outpatient Surgery/ When billed as outpatient surgery at a facility Hospital The Plan Pays The Plan Pays Inpatient Inpatient care, delivery and inpatient short-term acute rehabilitation services after a $100 copayment per day max $300 per admission 70

Magnolia Open Access Magnolia Local Vantage Medical Home HMO Network Non-Network Network Non-Network Network Non-Network after a $90 copayment per pregnancy 100% coverage after a $10 AHN/$20 copayment per pregnancy Network Network not subject to not subject to not subject to Network Network 100% coverage after a $25 PCP or $50 SPC per office copayment ; shots and serum 100% after Network after a $25 PCP or $50 SPC per office copayment per a $10 AHN/$20 PCP or $35 AHN/$45 SPC office Network Network + $50 copayment per day (days 1-5) after a $100 copayment per day max $300 per admission a $50 AHN/$100 copayment per day max $150 AHN/$300 per admission; not Network 71

Pelican HRA1000 Magnolia Local Plus Network Non-Network Network Non-Network Hospital The Plan Pays The Plan Pays Outpatient Surgery/ Hospital / Facility after a $100 facility Emergency Room - Hospital (Facility) Treatment of an emergency medical condition or injury $150 $150 ; waived ; waived Behavioral Health The Plan Pays The Plan Pays Mental Health and Substance Abuse Inpatient Facility after a $100 copayment per day max $300 per admission Mental Health and Substance Abuse Outpatient Visits - Professional after a $25 copayment per Other Coverage The Plan Pays The Plan Pays Outpatient Acute Short- Term Rehabilitation Physical Therapy, Speech Therapy, Occupational Therapy, Other short term rehabilitative services Chiropractic Care after a $25 copayment per after a $25 copayment per Hearing Aid Not covered for individuals age eighteen (18) and older Vision Exam (routine) Urgent Care Center a $50 Home Health Care 100% coverage subject to 72

Magnolia Open Access Magnolia Local Vantage Medical Home HMO Network Non-Network Network Non-Network Network Non-Network ; $150 copayment per ; waived i f admitted ; $150 copayment per ; waived after a $100 facility $150 copayment per ; waived $150 copayment per ; waived a $50 AHN/$100 copayment; not subject to a $150 copayment per ; waived a $150 copayment per ; not subject to + $50 copayment per day (days 1-5) after a $100 copayment per day max $300 per admission a $50 AHN/$100 copayment per day max $150 AHN/$300 per admission; not after a $25 copayment a $10 AHN/$20 PCP or $35 AHN/$45 SPC after a $25 copayment a $10 AHN/$20 copayment after a $25 copayment a $20 PCP copayment subject to Tier I after a $35AHN/$45 a $50 copayment per after a $50 copayment 100% coverage subject to 73

Pelican HRA1000 Magnolia Local Plus Network Non-Network Network Non-Network Other Coverage The Plan Pays The Plan Pays Skilled Nursing Facility after a $100 copayment per day max $300 per admission Hospice Care subject to Durable Medical Equipment (DME) - Rental or Purchase 80% coverage of the first $5,000 allowable; subject to ; 100% in excess of $5,000 per plan year Transplant Pharmacy You Pay You Pay Tier 1 - Generic 50% up to $30 1 50% up to $30 1 Tier 2 - Preferred 50% up to $55 1,2 50% up to $55 1,2 Tier 3 - Non-Preferred 65% up to $80 1,2 65% up to $80 1,2 Tier 4 - Specialty 50% up to $80 1,2 50% up to $80 1,2 90 day supply for maintenance drugs from mail order OR at participating 90-day retail network pharmacies 2.5 times the cost of applicable maximum copayment 2.5 times the cost of applicable maximum copayment After the out-of-pocket threshold amount of $1,500 is met by you and/or your covered dependent(s): Tier 1 - Generic $0 copayment 1 $0 copayment 1 Tier 2 - Preferred $20 copayment 1,2 $20 copayment 1,2 Tier 3 - Non-Preferred $40 copayment 1,2 $40 copayment 1,2 Tier 4 - Specialty $40 copayment 1,2 $40 copayment 1,2 NOTE: Prior Authorizations and Visit Limits may apply to some benefits - refer to your Plan Document for details. This comparison chart is a summary of plan features and is presented for general information only. It is not a guarantee of coverage. 74

Magnolia Open Access Magnolia Local Vantage Medical Home HMO Network Non-Network Network Non-Network Network Non-Network after a $100 copayment per day max $300 per admission $100 copayment per day, max $300 per admission; not subject to subject to subject to Tier I 80% coverage of the first $5,000 allowable ; 100% in excess of $5,000 per plan year 80% coverage of the first $5,000 allowable; 100% in excess of $5,000 per plan year; subject to Tier I $100 copayment per day, max $300 per admission; subject to Tier I You Pay You Pay You Pay 50% up to $30 1 50% up to $30 1 Tier 2 - Non-Preferred Tier 1 - Preferred Generics Generics $5 copayment 3 $20 copayment 3 50% up to $55 1,2 50% up to $55 1,2 Tier 3 - Preferred Brand $50 copayment 2,3 65% up to $80 1,2 65% up to $80 1,2 Tier 4 - Non-Preferred $80 copayment 2,3 50% up to $80 1,2 50% up to $80 1,2 Tier 5 - Specialty $150 copayment 2,3 2.5 times the cost of applicable maximum copayment 2.5 times the cost of applicable maximum copayment Tier I Preferred Generics: $0 AHN copay; Tiers 2-4: 3 copays; Tier 5 Specialty: 90-day mailorder not available After the out-of-pocket threshold amount of $1,500 is met by you and/or your covered dependent(s)*: $0 copayment 1 $0 copayment 1 N/A $20 copayment 1,2 $20 copayment 1,2 N/A $40 copayment 1,2 $40 copayment 1,2 N/A $40 copayment 1,2 $40 copayment 1,2 N/A 1 Prescription drug benefit - 31-day fill 2 Member who chooses brand-name drug for which approved generic version is available pays cost difference between brand-name drug & generic drug, plus copay for brand-name drug; cost difference does not apply to $1,500 out-of-pocket threshold. (if applicable) 3 Prescription drug benefit - 30-day fill *$1,500 threshold does not apply to Vantage Medical Home HMO pharmacy benefits 75