INSIDE Summer 2017 www.mhcu.org Heritage Loan Get a Great Rate and Fixed Monthly Payments Take up to 48 Months to Repay No Prepayment Fee Enter to Win a $500 Payment Toward Your Loan! * Minimum loan amount $500. All MHCU loan refinances must include an additional $500 in new money. Drawing will occur in August, September and October for previous month s booked loans. Winner will be contacted via phone and $500 will be made as payment to the loan. No purchase necessary to enter to win. Contact MHCU for details. You could win $500! See page 2 for details. Page 2 Low Rate Auto Loans Summer Fun d Loan AARP Driver Safety Back to School Promotion Page 3 Kids Eat Free Mondays Christmas Club Shred-It Events Page 4 Did You Know? Indirect Lending SWBC 1st Mortgages estatement Promotion Page 5 Scholarship Winners Annual Meeting Recap Page 6 Holiday Closings Discount Amusement Park Tickets
2 You could win $500!* Summer Fun d Loan It s time for some summer fun! Borrow up to $2,500 for as low as 6.90% APR.* Not only is this a great rate, but you have 12 months to repay. You will be entered to win a $200 payment from Members Heritage toward your loan! Apply Today! Auto Loan Rates ALWAYS AS LOW AS 1.99% APR*! www.mhcu.org * This credit union and its policies comply with the Equal Credit Opportunity Act. All credit offers and rates are subject to approval. Drawing will occur in September after promotion ends. Winner will be contacted via phone and $200 will be made as payment to loan. Summer Fun d Loan available 6/1/17-8/31/17. Open a car loan in July and you will have a chance to win $500! * APR=Annual Percentage Rate. This credit union and its policies comply with the Equal Credit Opportunity Act. All credit offers and rates subject to approval. Your rate may be higher based on your credit history. In-house refinances require an additional $500 in new money. Auto loan rate shown is based on 100% financing. No purchase necessary for $500 drawing. Two winners will be drawn. One entry per person. You may write your name and full mailing address, email address and phone number on a 3 x5 index card and turn into: MHCU, Attn: Marketing, 2420 Members Way, Lexington, KY 40504. AARP Driver Safety Course Members Heritage is happy to host the AARP Driver Safety Course again this year to our membership. Where: 2420 Members Way (off Harrodsburg Rd.) When: Thursday, August 10 Time: Cost: 8:30 a.m. to 1 p.m. $15 per person (AARP members) $20 per person (non-aarp members) For adults 50 and over, you will learn how to handle age-related physical changes, declining perceptual skills, rules of the road, local driving problems, license renewal requirements and more. To enroll in the program, applicants must contact Tammy at x 7228. Space is limited and enrollees will be processed on a first-come, first-served basis until the class is filled. Get Ready Back-To-School School will be starting before you know it. Open a New Membership Youth Account in July and you will receive a $20 Walgreens gift card to help purchase all your back-toschool needs! * Account must be opened in child s name. New Membership Youth Share Savings account requires a minimum $5 deposit. Child s Social Security card must be presented when account is opened. $20 gift card will be mailed to member s residence within 2-4 weeks of promotion. Existing members opening a new subaccount do not qualify for promotion. Promotion valid 7/1/17-7/31/17.
3 Kids Eat n Play Free Monday Members Heritage is the proud sponsor of Kids Eat n Play Free Monday with the Lexington Legends. Kids 12 and under who attend a Monday home game will receive a voucher for a free hot dog, chips and soft drink. Just redeem the coupon at the concession stand that night for a free meal. Kids will also receive a free wristband for the play area! Remaining games this season for Kids Eat Free Monday with Members Heritage include: July 10, July 17, July 31 and August 21. Good luck to the Lexington Legends! For more information about our home team and the 2017 game schedule, visit www.lexingtonlegends.com. Go Team! Christmas Club in July! The holidays are closer than you think! Open a Christmas Club account for just $5 and start saving today! Only 177 shopping days are left! Ask for more details. Only 177 shopping days are left! Shred-It Events Look for these Shred-It events at a branch near you this summer: Nicholasville Branch Location 1039 N. Main Street Wednesday, July 12 12 to 1 p.m. Winchester Branch Location 339 Shoppers Drive Wednesday, September 13 12 to 1 p.m. This service will be provided for personal shredding only. No businesses, please. Watch your October newsletter and mhcu.org for scheduling information in Lexington at our Park Place branch location.
Did You Know?? We have Cash Back Credit on Members Heritage Credit Cards! You can now redeem your ScoreCard Rewards for any of the following: Cash Back Credit Gift Cards Charity Gift Cards choose from over 1,000 charities to donate money! Gifting to another individual* And don t forget, we will also continue to offer merchandise and travel rewards with our ScoreCard program. * Some restrictions apply. See scorecardrewards.com for complete details about gifting to another individual. 4 Dealer Direct Put yourself behind the wheel of a new car this year with MHCU s Indirect Lending program. You can find your dream car, finance it directly on the lot and drive away, all in the same day! Simply tell the salesperson that you are a Members Heritage member, and you want your loan with us no need for a special trip to the credit union. Indirect dealers can even open new accounts, so your family may also be eligible for our financing. For a list of participating dealerships close to you, go to www.mhcu.org. Or give us a call at. As of October 1, 2017, Members Heritage will no longer sell Travelers Cheques. THAT TIME OF YEAR ALREADY? Summer is the time to move! Members Heritage Credit Union has partnered with SWBC Mortgage Corporation to provide members with several competitive options get into a new home this season! Our team of experienced, dedicated mortgage lending professionals can help you reach your goals of homeownership. Contact me today to learn more about this unique lending program from Members Heritage! JAMIE MORRISON SWBC MORTGAGE CORPORATION FINANCIAL INSTITUTION LOAN OFFICER NMLS #6298 GA LICENSE #47227 440 Park Place Lexington, KY 40511 CELL: 859.321.4894 OFFICE: 859.455.7373 APPLY ONLINE: www.mhcu.org EMAIL: jmorrison@swbc.com 2017 SWBC. All rights reserved. Loans are subject to credit and property approval. Programs and guidelines are subject to change without notice. Rates change daily. Certain restrictions and conditions may apply. First mortgage services provided by our partner SWBC Mortgage. Corporate Office located at 9311 San Pedro, Suite 100 San Antonio, Texas 78216. NMLS #9741 (www.nmlsconsumeraccess.org). Georgia Residential Mortgage Licensee. 8640-4666 5/17 Save the Environment. Sign up for FREE estatements! Sign-up for estatements in August and receive a $10 Walgreen s Gift Card! Benefits include: Convenience Access your estatement anytime. Security Your estatement is protected by the latest security measures. Privacy Your estatement notice is sent directly to your email address. Flexibility Ability to print a paper copy or to save to your personal computer. Statement Archive Statements are archived for 18 months. And estatements are FREE! Go to www.mhcu.org and sign up today or stop by any of our convenient locations! Hurry this is a limited time offer! * Offer valid 8/1/17-8/31/17.
5 2017 Scholarship Winners We are happy to announce the three winners of the 2017 Youth Scholarship Program: Amanda Wallin, Chris Collins and Ethan Tan. These students have excelled not only in their studies but also in many extracurricular and leadership activities. Amanda Wallin is a graduate of Lafayette High School and plans on attending Indiana University in the fall, majoring in Public Policy Analysis. Chris Collins graduated from George Rogers Clark High School and plans on attending the US Air Force Academy in the fall, pursing a degree in Aerospace Engineering. Ethan Tan is a graduate of Paul Laurence Dunbar High School and plans on attending Purdue University, majoring in Mechanical Engineering. These students received $2,000 from Members Heritage to help finance their continuing education. Annual Meeting Notes Bobby A. Flynn, Board Chairman, called the 57th Annual Meeting for MHCU to order on Friday, April 14 at 7 p.m. There were 162 members in attendance at the meeting. Two Director Emeriti, Joe Nichols and Jesse Northcutt, and retired President, John Brubaker, were recognized. Reports were given by the following: Bobby A. Flynn, Board Chairman; Treasurer, Manlus (Les) Burton; President, Pat Ferry; Supervisory Committee Chair, Mark Mefford; Education Committee Chair, Mike Harding; and Nominating Committee, Connie Oliver. Chairman Bobby A. Flynn recognized Bobby Joe Young for his 20 years of service and presented him with a service pin. Jim Allen recognized Bobby A. Flynn for his 45 years of service and presented him with a service pin and plaque. It was reported by President Pat Ferry, that 2016 was another extremely busy and challenging year. New services and enhancements added in 2016 included: online lending platform, EMV chip and PIN technology for debit cards, upgraded online banking, completed remodeling to some areas at our Park Place branch and sale of the Zebulon, NC, branch. The next items on the horizon are: new online membership application that is in testing and will be released soon, new debit card processor in July to help the credit union realize a significant cost savings, the addition of an ewallet product and upgrading information systems hardware and software for security and increased performance. We continue to review and evaluate new products and services to enhance our members credit union experience. President Pat Ferry concluded with, 2016 was a good year. Thank you for your support and usage of the Credit Union. I want to assure you that your credit union is Safe, Sound and Secure! We are excited about 2017! There were two vacancies on the board to be filled. The Nominating Committee nominated Jim Allen and Mike Proctor to fill the vacancies. With no other nominees being submitted, a three-year appointment to the Board of Directors was declared for Jim Allen and Mike Proctor by acclamation, by Chairman Flynn. A drawing for several door prizes courtesy of Members Heritage and area vendors/business partners was held. The meeting was then adjourned by Chairman Flynn. At a later date, the Board s reorganizational meeting was held and the following offices were filled: 2017-2018 Officers Bobby A. Flynn, Chairman Jim Allen, Vice Chair Mike Proctor, Secretary Les Burton, Treasurer Mike Harding, Director Michelle Thomas, Associate Director
Holiday Closings Independence Day Tuesday, July 4 Labor Day Monday, September 4 Columbus Day Monday, October 9 440 Park Place Lexington, KY 40511 Like us on Facebook! www.fb.com/membersheritage Locations and Hours Park Place 440 Park Place Lexington, KY 40511 Fax 859-455-7281 M F 8 a.m. to 5 p.m. M Th 8 a.m. to 5:30 p.m. Fri. 8 a.m. to 6 p.m. Federal Medical Center (FMC) (Employee Access Only) 3301 Leestown Road Lexington, KY 40511 859-255-7687 Fax 859-255-7687 M F 8 a.m. to 4:30 p.m. Pimlico 3202 Custer Drive Lexington, KY 40517 Fax 859-455-7255 M F 8 a.m. to 5 p.m. M Th 8 a.m. to 5:30 p.m. Fri. 8 a.m. to 6 p.m. Members Way 2420 Members Way Lexington, KY 40504 Fax 859-455-7302 M F 8 a.m. to 5 p.m. M Th 8 a.m. to 5:30 p.m. Fri. 8 a.m. to 6 p.m. Winchester 339 Shoppers Drive Winchester, KY 40391 859-737-3671 Fax 859-737-3675 M F 9 a.m. to 5 p.m. M F 9 a.m. to 5:30 p.m. Lexmark (Employee Access Only) Lexmark Building 003 Lexington, KY 40511 M F 8 a.m. to Noon Nicholasville 1039 N. Main Street Nicholasville, KY 40356 859-887-3674 Fax 859-887-3819 M F 9 a.m. to 5 p.m. M F 9 a.m. to 5:30 p.m. Visit Us Online. Be sure to check out www.mhcu.org on a regular basis. Find news, articles and information about your credit union. MHCU Board of Directors Bobby A. Flynn Chairman Jim Allen Vice Chairman Mike Proctor Secretary Manlus Les Burton Treasurer Mike Harding Director Michelle Thomas Associate Director Federally Insured by NCUA Discount Amusement Park Tickets MHCU offers discount tickets at our teller lines at the Park Place, Pimlico and Members Way locations for the following amusement parks: Cincinnati Zoo Newport Aquarium Kings Island Kentucky Kingdom Louisville Zoo Dollywood Pricing information can be found at www.mhcu.org. This publication does not constitute legal, accounting or other professional advice. Although it is intended to be accurate, neither the publisher nor any other party assumes liability for loss or damage due to reliance on this material. Websites not belonging to this organization are provided for information only. No endorsement is implied. Images may be from istock and/or Fotolia. 2017 Members Heritage