Lockton Benefits Bureau. Benefits made easy

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Lockton Benefits Bureau Benefits made easy

Your employees covered Accessing high quality, cost effective employee benefits can be a challenge. The benefit market can be commoditised and transactional in its servicing. At Lockton we recognise that every one of our clients deserves a personal service and flexible options no matter the industry, employee base or location. This is why we have developed the Benefits Bureau. The Lockton Benefits Bureau provides access to excellent levels of coverage, superior service and discounted premium rates for: Group Life Group Income Protection Private Medical Insurance Dental Insurance Healthscreening Preferential terms have been negotiated by Lockton to ensure that our clients are receiving the best possible value. Each include a number of key features, and are all available for group sizes as low as 3 employees. Policies can be purchased separately or combined at any time to fit your organisation s specific and often changing requirements. Our arrangements require minimal client administration and are underpinned by named dedicated support, providing the highest levels of personal service. A competitive benefits programme helps attract and retain staff, improve productivity, reduce sickness absence and support broader well-being in the workplace. The Benefits Bureau offers smaller and emerging businesses the opportunity to leverage this value in a cost effective and efficient way.

Benefits summary Product Competitive rates Simple administration Advanced levels of cover Group Life Discounted rate guaranteed Minimum group size of 3 Online administration Enhanced medical underwriting terms On-line medical underwriting Immediate cover facility and simplified underwriting No minimum policy fee Master Trust facility free of charge Group Income Protection Discounted rate guaranteed Minimum group size of 3 Dedicated account handler Fast track medical underwriting Immediate cover facility and simplified underwriting Enhanced Employee Assistance Programme Enhanced free cover levels (minimum free cover level of 60,000) Private Medical Preferential rates for new and transferring schemes Simplified enrolment Three levels of underwriting available including Medical History Disregarded Benefit flexibility Medical advice line Dedicated heart and cancer nurse Lifestyle discounts On line well-being support Dental Discounted rate guaranteed Straight forward reimbursement Choice of 5 levels of cover On-line claims submission Enhanced overage dependent levels Scheme leaver continuation option Cosmetic treatment discounts Health Screening Discounted rate across full range of screens No minimum group size Reduced day rate for on-site programmes Detailed literature/marketing support Easy booking service Comprehensive access across UK Complimentary one month gym membership Access to management information (subject to group size) Dedicated support and service from Lockton P P P

About us Our team of industry experts specialising in employee benefits, with a particular focus on health, risk and well-being. We listen to our clients only then can we fully appreciate specific needs and goals We understand our clients requirements so we are able to deliver tailored, cost effective solutions Senior contacts across the whole market we know who to speak to and we negotiate aggressively on your behalf Technical understanding and knowledge leading to best outcomes we provide the tools to help your business succeed

Contact us Beth Devin Mobile: +44 (0)798 472 4012 Direct Fax: +44 (0)207 933 1872 E-mail: beth.devin@uk.lockton.com Steve Desborough Direct Tel: +44 (0)207 933 2057 Mobile: +44 (0)778 545 1833 E-mail: steve.desborough@uk.lockton.com Chris Rofe Direct Tel:+44 (0)207 933 2876 Mobile: +44 (0)793 030 7266 E-mail:chris.rofe@uk.lockton.com www.lockton.com/employee-benefits

Lockton Benefits also specialise in: International medical Occupational health Employee well-being International life Primary care services Keyperson Flexible benefits Critical illness Business travel EAPs

Lockton is the world s largest privately owned global insurance broker. As a privately owned company our focus is on our clients and our people rather than external analysts and institutional shareholders. This enables us to make long-term decisions that will provide benefit and improved service delivery to our clients. Over 48,000 clients Exceptional client retention rate (96%) Over $1 billion revenues 90% reinvestment due to our private ownership Over $20 billion premiums placed Clients in over 125 countries Over 11% annual organic growth since 2000 Over 5,600 associates

Our mission To be the worldwide value and service leader in insurance brokerage, risk management, employee benefits, and retirement services Our goal To be the best place to do business and to work Lockton Companies LLP. Authorised and regulated by the Financial Conduct Authority. A Lloyd s broker. Registered in England & Wales at The St Botolph Building, 138 Houndsditch, London, EC3A 7AG. Company No. OC353198. www.lockton.com