Bonus Gallery Travel Reward Programme Terms and Conditions:

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Bonus Gallery Travel Reward Programme Terms and Conditions: 1. Only principal holders of BEA World MasterCard and/or BEA Flyer World MasterCard registered for BEA Mileage Reward programme (collectively BEA World MasterCard ) issued by The Bank of East Asia, Limited ( BEA ) (the Cardholder of the BEA World MasterCard ) are eligible to participate in the Bonus Gallery Travel Reward Programme (the Programme ). Cardholders may earn 1 Bonus Point for every HK$1 spent on transactions (rounded down to the nearest dollar for every individual transaction, not counting cents) made with their BEA World MasterCard. No will be offered for transactions involving: cash advances, statement instalment amounts, Cash in Hand amounts, balance transfer amounts, selected online bill payments (including but not limited to Banking & Credit Card Services, Credit Services, Securities Trading, Tax Payment, Education, and Insurance) via Cyberbanking including internet, phone, ATM, and mobile phone channels, casino chips, finance charges, late charges, annual fees, speculation commerce, or any other fees or charges determined from time to time and notified to Cardholders by BEA. BEA reserves the final right to determine whether a Cardholder is entitled to receive for any transaction amount in the event that said Cardholder s BEA World MasterCard account balance exceeds the original specified credit limit. 2. earned by supplementary cardholders will be automatically combined with those of the relevant principal Cardholder. 3. If a Cardholder redeems for gifts/vouchers/cash coupons/free spending credit through two or more programmes on the same day, BEA will first deduct any required for i-coupons, then those required for items in the Bonus Gallery Travel Reward Programme, then for items in the Bonus Gallery Hot Picks, and lastly those required for Bonus Gallery items, from the relevant BEA World MasterCard account. Accumulated are not transferrable to any other person. 4. are valid for a maximum of 60 months for the BEA World MasterCard. The expiry date of a Cardholder s will be specified on said Cardholder s monthly statement. Expired will be automatically cancelled and cannot be carried forward or redeemed. 5. Only Cardholders whose BEA World MasterCard accounts are valid and in good standing are eligible to redeem for gift items. The of a cancelled account are automatically cancelled and cannot be redeemed. 6. BEA s acceptance of a redemption request is subject to the accumulation of sufficient by the Cardholder and the Cardholder s current credit standing during the redemption period. The required Bonus Points will be deducted from the Cardholder s BEA World MasterCard account in accordance with the Cardholder s redemption request. In the event that the Cardholder s BEA World MasterCard account does not have sufficient, the redemption request will be automatically cancelled. 7. Stock of the vouchers/cash coupons featured in the Programme may be limited. In the event that a requested voucher/cash coupon is out of stock, BEA reserves the right to cancel the redemption request with appropriate notice. The of a cancelled request will be credited to the Cardholder s BEA World MasterCard principal card account.

8. All prices quoted are in Hong Kong dollars. Redemption letters/vouchers/cash coupons will be sent to the Cardholder s correspondence address by ordinary mail within 11 working days after the redemption request is accepted by BEA. Redemption requests cannot be changed, cancelled, or refunded once made. Redemption letters/vouchers/cash coupons that have been claimed or delivered will not be refunded. 9. Vouchers/cash coupons cannot be exchanged for cash and the use of vouchers/cash coupons will be bound by the terms and conditions as prescribed on the vouchers/cash coupons by hutchgo.com, Jebsen Holidays Limited, Singapore Airlines Holidays (operated by Travel Resources Limited), WiFiBB (www.wifibb.com), and Zuji (collectively the Participating Merchants ). 10. Cardholders who redeem for vouchers/cash coupons worth HK$5,000 or above must collect the vouchers/cash coupons at a BEA branch. Customer Services Representative will contact Cardholders to arrange collection. 11. The terms and conditions of the Bonus Gallery Programme shall apply in conjunction with these Terms and Conditions. 12. BEA makes no representation or guarantee as to the quality and availability of the products, services, or information provided by the Partipating Merchants. BEA shall not be liable for any matters arising from or in connection with the products, services, or information provided by the Partipating Merchants. All product information, prices, and photos shown are for reference only. The suppliers information shall prevail. Cardholders should direct any queries or complaints to the Partipating Merchants. 13. BEA will not be responsible for damaged, lost, or stolen vouchers/cash coupons redeemed through the Programme and will not re-issue the same. 14. If any transaction is cancelled or refunded for whatever reason, the relevant may be deducted or cancelled at BEA s discretion. Illegal/fraudulent transactions and fraud relating to redemption requests may result in the deduction or cancellation of the relevant as well as the cancellation of the Cardholder s BEA World MasterCard account. BEA reserves the right to charge an amount equivalent to the required (at a conversion rate of HK$1 to every 200, rounded up to the nearest Hong Kong dollar) directly from the relevant credit card account with appropriate notice and to take legal action, if deemed appropriate. 15. No person other than the Cardholder or BEA will have any right under the Contracts (Rights of Third Parties) Ordinance (Cap. 623 of the Laws of Hong Kong) to enforce or enjoy the benefit of any of the provisions of these Terms and Conditions. 16. BEA reserves the sole right to vary or cancel the Programme and/or amend or alter these Terms and Conditions at any time with appropriate notice. In the event of any dispute, the decision of BEA shall be final and conclusive.

Terms & Conditions for Vouchers/Coupons: Item No. Items Terms & Conditions for Vouchers/Coupons Required 6001 hutchgo.com HK$300 Cash Travel Voucher - Reservation must be made through hutchgo.com hotline 6002 Jebsen Holidays HK$300 Cash Voucher - Only 1 voucher can be used per booking for any Jebsen Holidays air and hotel travel package - Reservation must be made through Jebsen Holidays hotline or service counter - Voucher cannot be used in conjunction with any other membership offer and discount coupon. It can be used in any joint promotions by Jebsen - Original copy must be presented during reservation 6003 hutchgo.com HK$500 Cash Travel Voucher - Reservation must be made through hutchgo.com hotline 6004 Jebsen Holidays HK$500 Cash Voucher - Only 1 voucher can be used per booking for any Jebsen Holidays air and hotel travel package - Reservation must be made through Jebsen Holidays hotline or service counter - Voucher cannot be used in conjunction with any other membership offer and discount coupon. It can be used in any joint promotions by Jebsen - Original copy must be presented during reservation 6005 SIA Holidays HK$500 Cash Voucher - Only 1 voucher can be used per booking for any SIA Holidays air & hotel travel package. - Reservation must be made through SIA Holidays hotline or service counter. - This voucher cannot be used in conjunction with any other membership offer and discount coupon. It can be used in any joint promotions by SIA - This voucher is non-redeemable for cash and nonrefundable. - Original copy must be presented upon reservation. - Should there be any dispute, the decision of SIA Holidays shall by final. - SIA holidays is operated by Travel Resources Limited.

Item No. Items Terms & Conditions for Vouchers/Coupons Required 6006 Zuji HK$500 Voucher - Vouchers are redeemable for flights and hotel bookings on www.zuji.com.hk only - Voucher amounts are in Hong Kong dollars (HKD) and can be redeemed in HKD only - Vouchers are not redeemable for cash and are not refundable - A maximum of 4 vouchers can be redeemed at the time of booking - Coupon code cannot be used or combined with any other promotions or promotional codes 6007 Zuji HK$500 Hotel Coupon - Does not apply to purchases made directly with the supplier or hotel, including on-site check-in at the hotel premises - Can only be used once per qualifying transaction and is applied to the transaction as a whole, not per customer - To use the coupon, simply type the code on the coupon into the coupon code field in the check-out section of the website, click the validate button and the relevant discount will be automatically deducted from the final price of your qualifying purchase. If you fail to enter the coupon code at the time of purchase as specified above, your purchase will not be eligible for the discount. Discounts may not be claimed after you have confirmed your purchase on the website - The coupon cannot be exchanged or redeemed for cash - Coupon code cannot be used or combined with any other promotions or promotional codes 6008 WifiBB Pocket Wi-Fi 5-day Pass (designated South East Asian countries) - Designated South East Asian countries includes: Japan, South Korea, Taiwan, Singapore, Philippines, and Thailand - This coupon must be presented upon collection of www.wifibb.com 6009 WifiBB Pocket Wi-Fi 5-day Pass (U.S.A.) - This coupon must be presented upon collection of www.wifibb.com 30,000 40,000

Item No. Items Terms & Conditions for Vouchers/Coupons Required 6010 WifiBB Pocket Wi-Fi 5-day Pass - Please visit www.wifibb.com for designated 45,000 (designated European countries) European countries details - This coupon must be presented upon collection of www.wifibb.com. 6011 Free Spending Credit HK$300 60,000 6012 Free Spending Credit HK$500 100,000 6013 HK Express HK$300 Gift Vouchers - Once issued, gift vouchers are non-refundable - Each gift voucher issued is only redeemable once. Any balance remaining will be forfeited - For each booking, any cost over the voucher value must be paid by credit card - Gift cards are redeemable on or before 27th January, 2018 - No extensions will be given if a gift voucher is not redeemed within the stipulated redemption period - Guests are responsible for obtaining a valid visa for their destination (if necessary) - Gift vouchers can be redeemed for a maximum of 9 guests per booking 6014 HK Express HK$500 Gift Vouchers - Once issued, gift vouchers are non-refundable - Each gift voucher issued is only redeemable once. Any balance remaining will be forfeited - For each booking, any cost over the voucher value must be paid by credit card - Gift cards are redeemable on or before 27th January, 2018 - No extensions will be given if a gift voucher is not redeemed within the stipulated redemption period - Guests are responsible for obtaining a valid visa for their destination (if necessary) - Gift vouchers can be redeemed for a maximum of 9 guests per booking