Mortgage Range Valid from 10 August 2018
Max LTV 65% Max LTV 50% Residential Coventry Building Society New borrowers First time buyer, Purchase and Remortgage Existing borrowers Transfers and s Benefits code 2 Year Fixed 1.55% 30.09.20 SVR 999 FHP04 2 Year Fixed 1.85% 30.09.20 SVR FHP42 2 Year Flexx Fixed 1.95% 30.09.20 SVR 499 FHP06 5 Year Fixed 1.94% 30.09.23 Privilege 999 FHP48 5 Year Fixed 2.14% 30.09.23 Privilege FHP49 5 Year Flexx Fixed 2.14% 30.09.23 Privilege 499 FHP50 7 Year Fixed 2.09% 30.09.25 Privilege 999 FHN93 10 Year Fixed with 5 Year 2.39% 30.09.28 Privilege 999 FHN98 Flexx for Term 1.89%* Term N/a 999 FFN10 Flexx for Term 2.29%* Term N/a 499 FFN11 Benefits code 2 Year Fixed 1.65% 30.09.20 SVR 999 FHP07 2 Year Fixed 1.95% 30.09.20 SVR FHP43 2 Year Flexx Fixed 2.05% 30.09.20 SVR 499 FHP09 3 Year Fixed 1.75% 30.09.21 SVR 999 FHP21 5 Year Fixed 2.05% 30.09.23 Privilege 999 FHP28 5 Year Fixed 2.25% 30.09.23 Privilege FHP29 5 Year Flexx Fixed 2.25% 30.09.23 Privilege 499 FHP30 7 Year Fixed 2.19% 30.09.25 Privilege 999 FHN94 10 Year Fixed with 5 Year 2.49% 30.09.28 Privilege 999 FHN99 Flexx for Term 1.99%* Term N/a 999 FFN12 Flexx for Term 2.39%* Term N/a 499 FFN13
Max LTV 75% Residential Coventry Building Society (continued) New borrowers First time buyer, Purchase and Remortgage Existing borrowers Transfers and s Benefits code 2 Year Fixed 1.75% 30.09.20 SVR 999 FHP10 2 Year Fixed 2.05% 30.09.20 SVR FHP44 2 Year Flexx Fixed 2.15% 30.09.20 SVR 499 FHP12 3 Year Fixed 1.79% 30.09.21 SVR 999 FHP22 5 Year Fixed 2.15% 30.09.23 Privilege 999 FHP31 5 Year Fixed 2.35% 30.09.23 Privilege FHP32 5 Year Flexx Fixed 2.35% 30.09.23 Privilege 499 FHP33 7 Year Fixed 2.29% 30.09.25 Privilege 999 FHN95 10 Year Fixed 2.55% 30.09.28 Privilege 999 FHP01 Flexx for Term 2.05%* Term N/a 999 FFN14 Flexx for Term 2.45%* Term N/a 499 FFN15 Cashback available for Purchase and First Time Buyers only
Max LTV 85% Residential Coventry Building Society (continued) New borrowers First time buyer, Purchase and Remortgage Existing borrowers Transfers and s Benefits code 2 Year Fixed 1.99% 30.09.20 SVR 999 FHP45 2 Year Fixed 1.85% 30.09.20 SVR 999 FHP14 2 Year Fixed 2.15% 30.09.20 SVR FHP46 2 Year Flexx Fixed 2.25% 30.09.20 SVR 499 FHP16 3 Year Fixed 1.89% 30.09.21 SVR 999 FHP23 5 Year Fixed 2.25% 30.09.23 Privilege 999 FHP34 5 Year Fixed 2.19% 30.09.23 Privilege 999 FHP35 5 Year Fixed 2.45% 30.09.23 Privilege FHP36 5 Year Flexx Fixed 2.45% 30.09.23 Privilege 499 FHP37 7 Year Fixed 2.45% 30.09.25 Privilege 999 FHN96 10 Year Fixed 2.69% 30.09.28 Privilege 999 FHP02 Flexx for Term 2.25%* Term N/a 999 FFN16 Flexx for Term 2.65%* Term N/a 499 FFN17 Cashback available for Purchase and First Time Buyers only
Max LTV 90% Residential Coventry Building Society (continued) New borrowers First time buyer, Purchase and Remortgage Existing borrowers Transfers and s Benefits code 2 Year Fixed 2.15% 30.09.20 SVR 999 FHP17 2 Year Fixed 1.99% 30.09.20 SVR 999 FHP47 2 Year Fixed 2.29% 30.09.20 SVR FHP19 2 Year Flexx Fixed 2.29% 30.09.20 SVR 499 FHP20 3 Year Fixed 2.19% 30.09.21 SVR 999 FHP24 5 Year Fixed 2.45% 30.09.23 Privilege 999 FHP38 5 Year Fixed 2.39% 30.09.23 Privilege 999 FHP39 5 Year Fixed 2.65% 30.09.23 Privilege FHP40 5 Year Flexx Fixed 2.65% 30.09.23 Privilege 499 FHP41 7 Year Fixed 3.05% 30.09.25 Privilege 999 FHN97 10 Year Fixed 3.15% 30.09.28 Privilege 999 FHP03 Flexx for Term 2.95%* Term N/a 999 FFN18 Flexx for Term 3.35%* Term N/a 499 FFN19 Cashback available for Purchase and First Time Buyers only
Max LTV 90% Residential Coventry Building Society (continued) First Time Buyer Members Applicants can apply for the First Time Buyer Members' Mortgage if they've held a savings or current account with us for the last 3 years, or if one of their parents, grandparents or guardians has held a mortgage, savings or current account with us for the last 3 years. Applicants must also be buying their first property. Benefits code 5 Year Fixed 2.55% 30.09.23 Privilege FTM59 Val included Cashback available for Purchase and First Time Buyers only Early repayment charge
Max LTV 85% Max LTV 75% Max LTV 65% Max LTV 50% Offset Coventry Building Society New borrowers First time buyer, Purchase and Remortgage Existing borrowers Transfers Benefits code 2 Year Fixed 1.69% 30.09.20 SVR 999 OFN79 5 Year Fixed 2.15% 30.09.23 Privilege 999 OFN83 Flexx for Term 2.09%* Term N/a 999 OFL59 Benefits code 2 Year Fixed 1.79% 30.09.20 SVR 999 OFN80 5 Year Fixed 2.19% 30.09.23 Privilege 999 OFN84 10 Year Fixed 2.59% 30.09.28 Privilege 999 OFN86 Flexx for Term 2.19%* Term N/a 999 OFL60 Benefits code 2 Year Fixed 1.89% 30.09.20 SVR 999 OFN81 5 Year Fixed 2.29% 30.09.23 Privilege 999 OFN85 Flexx for Term 2.35%* Term N/a 999 OFL61 Benefits code 2 Year Fixed 1.99% 30.09.20 SVR 999 OFN82
Max LTV 65% Max LTV 50% Buy to Let Godiva Mortgages Limited New borrowers Purchase and Remortgage Existing borrowers Transfers and s Benefits code 2 Year Fixed 1.59% 31.10.20 SVR 1,999 GMA30 2 Year Fixed 1.99% 31.10.20 SVR 999 GMA31 3 Year Fixed 1.75% 31.10.21 SVR 1,999 GMA41 3 Year Fixed 2.15% 31.10.21 SVR 999 GMA42 5 Year Fixed 2.25% 30.04.24 SVR 1,999 GMA45 5 Year Fixed 2.55% 30.04.24 SVR 999 GMA46 10 Year Fixed 2.85% 31.10.28 SVR 1,999 GMA56 Flexx for Term 2.10%* Term N/a 1,999 GFC57 Flexx for Term 2.50%* Term N/a 999 GFC58 Benefits code 2 Year Fixed 1.69% 31.10.20 SVR 1,999 GMA32 2 Year Flexx Fixed 1.85% 31.10.20 SVR 1,999 GMA33 2 Year Fixed 2.09% 31.10.20 SVR 999 GMA34 2 Year Fixed 2.39% 31.10.20 SVR GMA35 3 Year Fixed 1.95% 31.10.21 SVR 1,999 GMA43 3 Year Fixed 2.35% 31.10.21 SVR 999 GMA44 5 Year Fixed 2.35% 30.04.24 SVR 1,999 GMA47 5 Year Flexx Fixed 2.55% 30.04.24 SVR 1,999 GMA48 5 Year Fixed 2.65% 30.04.24 SVR 999 GMA49 5 Year Fixed 2.95% 30.04.24 SVR GMA50 10 Year Fixed 2.95% 31.10.28 SVR 1,999 GMA57 Flexx for Term 2.30%* Term N/a 1,999 GFC59 Flexx for Term 2.70%* Term N/a 999 GFC60
Max LTV 75% Max LTV 70% Buy to Let Godiva Mortgages Limited New borrowers Purchase and Remortgage Existing borrowers Transfers and s Benefits code 2 Year Fixed 2.15% 31.10.20 SVR 999 GMA36 5 Year Fixed 2.95% 30.04.24 SVR 999 GMA51 Benefits code 2 Year Fixed 1.79% 31.10.20 SVR 1,999 GMA37 2 Year Flexx Fixed 1.95% 31.10.20 SVR 1,999 GMA38 2 Year Fixed 2.19% 31.10.20 SVR 999 GMA39 2 Year Fixed 2.69% 31.10.20 SVR GMA40 3 Year Fixed 2.09% 31.10.21 SVR 1,999 GMA58 3 Year Fixed 2.49% 31.10.21 SVR 999 GMA59 5 Year Fixed 2.65% 30.04.24 SVR 1,999 GMA52 5 Year Flexx Fixed 2.85% 30.04.24 SVR 1,999 GMA53 5 Year Fixed 3.05% 30.04.24 SVR 999 GMA54 5 Year Fixed 3.35% 30.04.24 SVR GMA55 Flexx for Term 2.64%* Term N/a 1,999 GFC61 Flexx for Term 3.04%* Term N/a 999 GFC62
Max LTV 100% Max LTV 65% Max LTV 100% Max LTV 75% Existing borrowers Coventry Building Society Residential code 10 Year Flexx Fixed 3.45% 31.03.28 Privilege COT04 Standard Variable Rate 4.99%* 61 months Privilege VAR44 code 5 Year Flexx Fixed 4.49% 31.03.23 Privilege COT03 MOREgage 5 Year Flexx Fixed Credit Impaired 5 Year Flexx Fixed 4.74% 31.03.23 Privilege 250 TMM19 4.74% 31.03.23 Privilege 250 TCI15 Self Certified 5 Year Flexx Fixed 4.74% 31.03.23 Privilege 250 TSZ28 Buy to Let code Standard Variable Rate 4.99%* Term N/a VAR42 code 5 Year Flexx Fixed 4.74% 31.10.23 SVR TBZ57
Max LTV 100% Max LTV 85% Max LTV 75% Existing borrowers Godiva Mortgages Limited Residential code 2 Year Fixed 2.05% 30.09.20 SVR GTF70 5 Year Fixed 2.35% 30.09.23 Privilege GTF69 10 Year Flexx Fixed 3.45% 31.03.28 Privilege GOT04 Standard Variable Rate 4.99%* 61 months Privilege GSV44 code 2 Year Fixed 2.15% 30.09.20 SVR GTF71 Flexx for Term 2.65%* Term N/a 499 GFT23 code 5 Year Flexx Fixed 4.49% 31.03.23 Privilege GOT03 MOREgage 5 Year Flexx Fixed Credit Impaired 5 Year Flexx Fixed 4.74% 31.03.23 Privilege 250 GTM19 4.74% 31.03.23 Privilege 250 GTC15 Self Certified 5 Year Flexx Fixed 4.74% 31.03.23 Privilege 250 GTS28
Max LTV 100% Max LTV 65% Existing borrowers Godiva Mortgages Limited Buy to Let code Standard Variable Rate 4.99%* Term N/a GSV42 code 5 Year Flexx Fixed 4.74% 31.10.23 SVR GTB57
Notes Early repayment charges (ERC) are clearly outlined in the Key Facts Illustration document (KFI). They are usually payable during the initial benefit period of a fixed rate or tracker product, when a customer redeems, partially redeems or s to a new business scheme or exceeds their annual overpayment limit. 2 Year 3 Year 4 Year 5 Year are dependent on the specific product scheme. For example for a 5 year product with a scheme of 30.09.23, the would apply as follows: Year 1 5% until 30.09.19 Years 2 and 3 3% until 30.09.21 Years 4 and 5 1% until 30.09.23 Residential Loan to Value *if the property is unencumbered or there is less than 5,000 outstanding on the current mortgage the maximum LTV is 50% First time buyer products have a maximum loan amount of 250,000. Buy to Let Loan to Value 10 Year with 5 Year 7 Year 10 Year Year 1 2% 3% 4% 5% 5% 5% 5% Year 2 1% 2% 2% 3% 5% 3% 5% Year 3 1% 2% 3% 3% 3% 3% Year 4 1% 1% 3% 1% 3% Year 5 1% 3% 1% 3% Year 6 1% 1% Year 7 1% 1% Year 8 1% Year 9 1% Year 10 1% Loan amount Purchases Period Like for Like Remortgages Capital Raising <=250000 95% 95% 75%* >250,000 <=500,000 90% 90% 75%* >500,000 <=750,000 85% 85% 75%* >750,000 <=1,000,000 80% 80% 75%* >1,000,000 <=1,250,000 75% 75% 75%* >1,250,000 <=2,000,000 65% 65% 65%* Loan amount ( ) Purchases Remortgages 25,001 <=350,000 80% 80% >350,000 <=500,000 75% 75% >500,000 <=1,000,000 50% 50% Overpayments For all Fixed products, overpayments are restricted to 10% of the outstanding balance per year. For all Flexx Fixed, Flexx for Term and Flexx Tracker products, there are no restrictions on the amount that can be overpaid. Flexx for Term This is a variable rate subject to change in line with the customer s mortgage terms and conditions, which is managed by the Society, and is set independently of both its Standard Variable Rate and the Bank of England Base Rate. The rates shown will be effective from the 1 September 2018. Standard Variable Rate (SVR) Our Standard Variable Rate is currently 4.74%. From the 1 September the SVR will increase to 4.99%. Privilege Rate The Privilege Rate is only available to existing borrowers, with a residential owner-occupier mortgage, who have remained on the same mortgage product and/or the Society's Standard Variable Rate (SVR) for a total period of five years or more. The Privilege Rate, which is variable, is set independently of, but will not be higher than, the Standard Variable Rate and is currently set at 4.49%. From the 1 September the Privilege rate will increase to 4.74%. Bank of England Base Rate (BBR) The Bank of England Base Rate is currently 0.75%. Tracker Mortgages Tracker products launched from 8 September 2016 will have a 1.00% floor, which means the rate payable will not go below 1.00% during the initial scheme period. Benefits We will cover the cost of one standard mortgage valuation up to 670 for standard residential new business applications and 700 for BTL new business applications. Where a homebuyers has been requested, we will discount the cost of this by the amount of the standard mortgage valuation. RMTS Your clients can take advantage of our quick and easy Remortgage Transfer Service when they their existing mortgage to a new product with us. Payment holiday option Providing the first six monthly payments on the mortgage have been made and the account is not in arrears, a payment holiday may be requested. Restrictions apply to the number and frequency of payment holidays that may be taken. The 500 cashback incentive is only available on selected products for purchase and first time buyer applications. It will be paid into the account specified on the application form via faster payment within 30 days of the mortgage completing.
Our commitment to you
Your support teams Our intermediary website is full of useful information, including a range of mortgage calculators, to help you find the right mortgage for your clients needs. With a team of field and telephone BDMs covering the UK, plus our UK based team just a phone call away, together we hold the key to successful mortgage business for you and your clients. All information is subject to change. Calls to 0800 numbers are free when made from the UK. You may be charged for calls to all other numbers, please contact your service provider for further details. We may monitor, record, store and use telephone calls to help improve our service and as a record of our conversation. Mortgages are provided by Coventry Building Society and/or Godiva Mortgages Limited. The Coventry for intermediaries is a trading name of Coventry Building Society. Coventry Building Society. Registered Office: Economic House, PO Box 9, High Street, Coventry CV1 5QN. Godiva Mortgages Limited. Registered Office: Oakfield House, Binley Business Park, Harry Weston Road, Coventry CV3 2TQ. Information correct at time of going to print (7 August 2018).