AUGUST 2018 This Independence Day, Achieve Financial Freedom with LIC Mutual Fund Connect with us: /LICMutual /LICMutual /company/licmutual 18002585678 www.licmf.com MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.
MARKET REVIEW to believe consumer centric players with rong diribution networks, differentiated products, no regulatory overhang on manufacturing units, rong urban base and clear competitive advantage are better placed to tide over any market volatility. EQUITY Market Review Unlike June, market witnessed broad based recovery in month of July. Hike in MSP (minimum support price), reduction in GST rates and rong volume growth in quarterly results led to rally in FMCG ocks. Domeic rally was also supported by incumbent party winning no confidence motion, recovery in rupee, sharp correction in crude prices and rong global cues. Thus, SENSEX was up 6% in month of July. On the economy front, May IIP growth ood at 3.2%, as again 4.8% in April. CPI inflation increased to 5% in June from 4.9% in May as core inflation continued to ay above 6%. WPI inflation rose sharply to 5.8% in June from 4.4% in May. Sectorwise indices For month of July18, Oil and Gas and FMCG indices outperformed and returned 10% and 7.1% respectively. Metal index underperformed the market during the month returning 3.1%. Capital flows: FIIs were net buyers in the equity to the tune of 2,264 crores (USD 329 million) in July 2018. Cumulative, FIIs sold equity worth 12,567 crores (USD 1.8 billion) in la twelve months i.e. from Aug17 to July18 and DII bought equity worth 1,27,493 crores (USD 19.56 billion) for the same period. (As on 31 July 2018, Source: SEBI) (June 2018 Avg. 1 USD = INR 68.74). Outlook The monsoon fell below expectations in July, which ended with a countrywide rain shortfall of 6%. Large rain deficits in ates like UP, Bihar, Jharkhand and We Bengal have been the main reason for sluggish kharif sowing this year. After recent heavy showers in Eaern India, we are hopeful that Kharif sowing to gain momentum going forward albeit with some delay. In the recent Monetary Policy Committee meeting, RBI has remained cautious on inflation. The MPC noted risks to inflation remains from (1) Increase in Minimum Support Price (MSP) for kharif crops (2) Temporally normal monsoon but spatial diribution is a risk monsoon (3) Impact of geopolitical tensions and supply disruptions on crude oil prices (4) Rise in households' inflation expectations (5) Fiscal slippages at center and /or ate levels. Mr. Saravana Kumar Chief Invement Officer Improvement in rural consumption demand is expected to be a major theme for FY2019 supported by a gradually rising rural wage level, implementation of higher MSP rates and continued government spending. In time to come, we expect CPI inflation to surge up from the current 5% in June 2018 led by higher food, pickup in economic activity and imported inflation. This means CPI inflation trajectory is likely to remain well above the RBI's target rate of 4.8% in H2FY19 leading to the RBI mo likely continue increasing repo rates over next 6 months. For Equity markets, rising coled inflation rather than demandled inflation would be margin dilutive and it will bring back the discussion on pricing power ability on the table. Moreover, the combined effect of increased co of capital and INR depreciation likely to have negative implications on domeic and FII flows with effect on multiples. We see FY19 to be a phase of better earnings but volatile returns. As a fund house, we continue DEBT Market Review Month of July 2018 was relatively less eventful and ended on speculator note with Monetary policy committee (MPC) and Federal Open Market Committee (FOMC) scheduled on fir week of Augu. The rising oil prices, which have hit the local demand coupled with fears of trade war pose threat to India's GDP growth. During the month, International Monetary Fund (IMF) cut India's GDP growth foreca by 10 basis points to 7.3 percent in the year 2019 and by 30 basis points to 7.5 percent in 2020 on the expectation of accelerated tightening of monetary policy by RBI. Despite the cut, India will remain the fae growing economy and is expected to beat China in terms of GDP growth rate. The 10 yearg Sec yields have declined from 7.92 percent to 7.75 percent in July to close at 7.77 percent. At current levels, yields seem to have factored in 25bps rate hike in upcoming MPC. We expect Open Market Operations (OMO) purchases to the tune of 80,000 crore in 201819, including 30,000 crore done so far. Despite this, we believe liquidity deficit to continue for the quarter. Syemic liquidity remained generally in surplus mode during JuneJuly 2018. The RBI injected liquidity under the liquidity adjument facility (LAF) of 10,700 crore in July. Based on an assessment of prevailing liquidity conditions and of durable future liquidity needs, the RBI conducted two OMO of 10,000 crore each in July 2018. Brent Crude touched the levels of $80/barrel in early July to average at $75/barrel during the month. CPI inflation increased to 5 percent in June from 4.9 percent in May as core inflation continued to ay above 6 percent. WPI inflation rose sharply to 5.8 percent in June from 4.4 percent in May. During the month, central government reduced Goods and Services Tax (GST) rates on several goods and services from 28 percent to 18 percent. A passthrough of reduced GST rates to retail consumers is expected to provide some relief on inflation. Monsoon has been normal this year. Overall sowing during the ongoing kharif season at 6.31 lakh hectares is 4 per cent lower than normal and 9.3 per cent YoY. While the monsoon deficit has narrowed appreciably in the la two weeks, its geographic dispersion remains unfavorable. Monthly GST collection released by Government imply a runrate of 92,000 crore for 4 months ending July 2018. This is lower than the required run rate of 1 lakh crore as per central and ates' budget eimates thereby taking the required rate to 1.1 lakh crore for re of FY2019. Fixed Income Market Outlook We expect the 10year GSec yield to trade in a range of 7.50 percent8.0 percent in the remainder of this quarter. Greater clarity on MSPs and other inflationary trends, fiscal risks and the central and ate government borrowing programme for second half of FY2019 may emerge as triggers for a rise in bond yields. On the other hand, the announcements of additional open market operations (OMO) by the RBI could help cap the GSec yields. Given the inflationary risks building up due to increasing momentum in core inflation, higher oil prices, weakening Rupee and FPI outflows, rate hike in Augu looks almo certain. There may not be enough clarity by the October 2018 policy, on the impact of specific inflation risks such as the revised minimum support prices (MSPs) on the prices of kharif crops (with the harve and procurement to take place in OctoberNovember 2018), to support a rate hike in October. Hence, we believe a final rate hike of 25 bps may emerge towards the end of FY2019 given inflation projection is well above the mediumterm target of 4.0 percent. We expect 10year Gsec yield to trade rangebound in near term, within a band of 7.50 percent8.00 percent and 10year Corporate bonds to trade in a range of 8.45 8.75 percent. We expect the shortterm rates to remain range bound during the month of Augu. The FOMC is not expected to tinker rate change in Augu. The next intererate hike is not expected until September as the U.S. gross domeic product report for the second quarter will almo certainly cement the case for a September intererate increase. 2
RISKOMETER Name Of The The Product Is Suitable For Inveors Who Are Seeking * Riskometer LIC MF Large Cap Fund Long Term Capital Growth A Fund that primarily inve in largecap ock Risk Moderately High LIC MF Multicap Fund Long Term Capital Appreciation and Current Income. Inveing in Large, Mid & Smallcap ocks Risk Moderately High LIC MF Large & Mid Cap Fund Long Term Capital Appreciation A Fund that primarily inve in large and midcap ocks Risk Moderately High LIC MF Tax Plan Long Term Capital Growth Inveing in equity and equity related securities. Risk Moderately High LIC MF Index FundSensex Plan Long Term Capital Growth Invement in equity inrument of S&P BSE Sensex Index ocks subject to tracking error. Risk Moderately High LIC MF Index FundNifty Plan Long Term Capital Growth Invement in equity inrument of NIFTY 50 Index ocks subject to tracking errors. Risk Moderately High RISKOMETER Inveors underand that their principal will be at moderately high risk. LIC MF Exchange Traded Fund Nifty 50 Long Term Invement Invement in securities covered by NIFTY 50 Index, subject to tracking errors. Risk Moderately High LIC MF Exchange Traded Fund Sensex Long Term Invement Invement in securities covered by S&P BSE SENSEX, subject to tracking errors. Risk Moderately High LIC MF Exchange Traded Fund Nifty 100 Long Term Invement Invement in equity and equity related securities and portfolios replicating the composition of NIFTY 100 Index, subject to tracking errors. Risk Moderately High LIC MF Banking & Financial Services Fund Capital appreciation over long term Invement predominantly in a portfolio of equity and equity related securities of companies engaged in banking and financial services. Risk High LIC MF Infraructure Fund Long Term Capital Growth Invement in equity and equity related inruments of companies directly or indirectly engaged in infraructure sector. Risk High RISKOMETER Inveors underand that their principal will be at high risk. LIC MF Liquid Fund Regular income for short term Invement in debt / money market inruments with maturity of upto 91 days. Risk Low RISKOMETER Inveors underand that their principal will be at low risk. *Inveors should consult their financial advisors if in doubt about whether the product is suitable for them. 3
RISKOMETER Name Of The The Product Is Suitable For Inveors Who Are Seeking * Riskometer LIC MF Equity Hybrid Fund Long term capital appreciation with current income. A fund that inves both in ocks and fixed income inruments. Risk Moderately High LIC MF Unit Linked Insurance Long term capital appreciation and current income. Invement in equity and equity related securiries, fixed income securities (debt and money market securities). Risk Moderately High RISKOMETER LIC MF Children s Gift Fund Long term capital appreciation and current income A fund that inves both in ocks and fixed income inruments. Risk Moderately High Inveors underand that their principal will be at moderately high risk. LIC MF Government Securities Fund Long term capital appreciation and current income Invement in sovereign securities issued by Central State Government. Risk Moderate LIC MF GSec Long Term Exchange Traded Fund Medium to long term regular income Invement in securities in line with Nifty 813 yr GSec Index to generate comparable returns subject to tracking errors. Risk Moderate LIC MF Debt Hybrid Fund Medium term capital appreciation with current income A fund that inves predominantly in debt inruments with marginal equity exposure. Risk Moderate RISKOMETER Inveors underand that their principal will be at moderate risk. LIC MF Bond Fund Income over medium to long term To generate income/capital appreciation through invements in Debt and Money market inruments. Risk Moderate LIC MF Banking & PSU Debt Fund Regular income for medium term capital appreciation with current income An income fund that inves predominantly in debt and money market inruments issued by Banks, PSU s, PFIs and Municipal Bonds. Risk Moderate LIC MF Savings Fund Regular Income for short term A fund that focuses on low duration securities. Risk Moderate *Inveors should consult their financial advisors if in doubt about whether the product is suitable for them. 4
Type: An open ended equity scheme predominantly inveing in Large Cap ocks. Date of allotment: September 01, 1994 AUM as on 31/07/2018: 245.09 Cr Average AUM for July 2018: 235.90 Cr Entry Load: Nil Exit Load: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Benchmark: Nifty 100 Index Minimum Invement: 5,000/ Name: Mr. Sachin Relekar; Experience: 13+ years V as on July 31, 2018: V Regular Plan Direct Plan Growth 26.4250 27.7403 Dividend 17.8036 20.2377 Expense Ratio Regular: 2.75% Direct: 1.52% Annual Portfolio Turnover Ratio: 0.64 times Risk Measures Standard Deviation 3.6365 Sharpe Ratio 0.0454 Portfolio Beta 0.9046 SECTOR ALLOCATION (% of V) Banks Finance Auto Software Consumer Non Durables Retailing Conruction Project Auto Ancillaries Cement Media & Entertainment Non Ferrous Metals Indurial Capital Goods Petroleum Products Indurial Products Telecom Services Transportation Ferrous Metals 4.13% 3.53% 2.89% 2.09% 1.96% 1.85% 1.74% 1.68% 1.48% 1.45% 1.02% 0.83% 7.82% 11.10% 17.61% 16.53% 14.74% To achieve long term capital appreciation by inveing in diversified portfolio predominantly consiing of equity and equity related securities of Large Cap companies including derivatives. However there can be no assurance that the invement objective of the scheme will be achieved. Company % of V Company % of V Equity Holdings Auto 14.74% Maruti Suzuki India Ltd. 9.16% Mahindra & Mahindra Ltd. 3.10% Ashok Leyland Ltd. 2.47% Auto Ancillaries 2.89% Motherson Sumi Syems Ltd. 2.89% Banks 17.61% HDFC Bank Ltd. 8.79% Kotak Mahindra Bank Ltd. 6.75% ICICI Bank Ltd. 2.08% Cement 2.09% Shree Cements Ltd. 2.09% Conruction Project 3.53% Larsen & Toubro Ltd. 3.12% KEC International Ltd. 0.41% Consumer Non Durables 7.82% Britannia Induries Ltd. 5.29% Godrej Consumer Products Ltd. 2.53% Hinduan Unilever Ltd. 0.00% Ferrous Metals 0.83% Tata Steel Ltd. 0.82% Tata Steel Ltd. (Partly paid) 0.01% Finance 16.53% Housing Development Finance Corporation Ltd. 5.39% Bajaj Finserv Ltd. 4.81% Bajaj Finance Ltd. 4.30% L&T Finance Holdings Ltd. 1.08% SIP PERFORMANCE SIP Invements 1 Year 3 Years 5 Years 10 Years Since Inception* Total Amount Inveed ( ) 1,20,000 3,60,000 6,00,000 12,00,000 Market Value as on July 31, 2018 ( ) 1,22,779 4,35,720 8,17,869 22,67,201 Returns () (%) 12.28 12.82 12.35 12.23 Benchmark Returns () (%) # Nifty 100 Index* Nifty 50** Nifty 100 Index* Nifty 50** 1 Year 7.86% 13.14% 14.20% 10,786 11,314 11,420 3 Years 7.26% 11.88% 11.42% 12,344 14,010 13,834 5 Years 15.69% 17.16% 16.03% 20,733 22,083 21,038 Since Inception 4.14% 10.47% 26,425 1,08,435 Additional Benchmark Returns () (%) ## 17.42 19.86 Piramal Enterprises Ltd. 0.95% Indurial Capital Goods 1.74% Bharat Electronics Ltd. 1.74% Indurial Products 1.48% Cummins India Ltd. 1.48% Media & Entertainment 1.96% Zee Entertainment Enterprises Ltd. 1.96% Non Ferrous Metals 1.85% Hindalco Induries Ltd. 1.85% Petroleum Products 1.68% Reliance Induries Ltd. 1.68% Retailing 4.13% Avenue Supermarts Ltd. 4.13% Software 11.10% Tata Consultancy Services Ltd. 6.52% Infosys Ltd. 4.58% Telecom Services 1.45% Bharti Airtel Ltd. 1.45% Transportation 1.02% InterGlobe Aviation Ltd. 1.02% Equity Holdings Total 92.46% Mutual Fund/ETF Mutual Fund 0.04% LIC MF Index FundSensex PlanDR PLNGR 0.04% Mutual Fund Holding Total/ETF 0.04% Cash & Other Receivables Total 7.50% Value of lumpsum invement of 10,000/ inveed on inception date Above returns are as on 31 July, 2018. Different plans shall have a different expense ructure. The performance details provided herein are of Regular plan Growth option. Mr. Sachin Relekar is managing the above scheme from 5th March, 2015 and total no. of schemes managed by him is 11. Pa performance may or may not be suained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecaing any returns.* Benchmark, ** Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 27(3). Above returns are as on 31 July, 2018. Pa performance may or may not be suained in the future. # Nifty 100 Index, ## Nifty 50 index. Assuming 10,000/ inveed syematically on the fir Business Day of every month over a period of time. returns are computed after accounting for the cash by using XIRR method (invement internal rate of return) for Regular Plan Growth Option. Load is not taken into consideration for computation of performance. The above invement simulation is for illurative purpose only and should not be conrued as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecaing any returns. : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * data & TRI value of the Index are not available for since inception, hence performance for such period is not available. 17.79 17.87 15.42 14.75 14.32 13.50 5 Factsheet Augu, 2018
Type: An open ended equity scheme inveing across Large Cap, Mid Cap, Small Cap ocks Date of Allotment: April 15, 1993 AUM as on 31/07/2018: 275.47 Cr Average AUM for July 2018 : 267.26 Cr Entry Load: Nil Exit Load: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Benchmark: Nifty 500 Index Minimum Invement: 5,000/ Name: Mr. Saravana Kumar Experience: 29+ years V as on July 31, 2018: V Regular Plan Direct Plan Growth 45. 4435 47. 1498 Dividend 14. 8728 18. 1808 Expense Ratio Regular: 2.74% Direct: 1.48% Annual Portfolio Turnover Ratio: 0.77 times An open ended pure growth scheme seeking to provide capital growth by inveing mainly in mix of equity inruments. The invement portfolio of the scheme will be conantly monitored and reviewed to optimize capital growth. However, there is no assurance that the invement objective of the s will be realized. Company % of V Company % of V Equity Holdings Auto 6.41% Hero MotoCorp Ltd. 3.79% Mahindra & Mahindra Ltd. 2.62% Auto Ancillaries 2.21% Endurance Technologies Ltd. 2.21% Banks 20.38% ICICI Bank Ltd. 6.51% HDFC Bank Ltd. 4.87% State Bank of India 4.17% IndusInd Bank Ltd. 2.54% Kotak Mahindra Bank Ltd. 2.30% Cement 2.12% JK Lakshmi Cement Ltd. 2.12% Chemicals 5.13% Tata Chemicals Ltd. 2.72% Navin Fluorine International Ltd. 2.41% Conruction 3.50% KNR Conructions Ltd 1.95% Preige Eates Projects Ltd. 1.56% Consumer Durables 1.42% Bajaj Electricals Ltd. 1.42% Consumer Non Durables 5.64% Dabur India Ltd. 3.13% Britannia Induries Ltd. 1.26% Hinduan Unilever Ltd. 1.24% Ferrous Metals 1.66% Tata Steel Ltd. 1.08% Jindal Steel & Power Ltd. 0.58% Finance 5.47% Housing Development Finance Corporation Ltd. 4.29% HDFC Standard Life Insurance Co Ltd. 1.18% Indurial Products 8.41% AIA Engineering Ltd. 3.76% Supreme Induries Ltd. 2.69% Bharat Forge Ltd. 1.96% Petroleum Products 2.55% Reliance Induries Ltd. 2.55% Pharmaceuticals 11.11% Aurobindo Pharma Ltd. 4.09% Jubilant Life Sciences Ltd. 2.26% Sun Pharmaceutical Ind Ltd. 2.25% Sanofi India Ltd. 1.64% IPCA Laboratories Ltd. 0.58% Cadila Healthcare Ltd. 0.28% Power 2.38% Tata Power Company Ltd. 2.38% Software 16.24% Infosys Ltd. 5.26% Tata Consultancy Services Ltd. 4.19% Larsen & Toubro Infotech Ltd. 2.77% Tech Mahindra Ltd. 2.63% KPIT Technologies Ltd. 1.38% Equity Holdings Total 94.64% Fixed Deposit Standard Chartered Bank ASBA FD 2.90% Fixed Deposit Total 2.90% Cash & Other Receivables Total 2.45% Risk Measures Standard Deviation 4.7186 Sharpe Ratio 0.0125 Portfolio Beta 1.0705 Nifty 500 Index* Value of lumpsum invement of 10,000/ inveed on inception date Nifty 50** Nifty 500 Index* Nifty 50** SECTOR ALLOCATION (% of V) 20.38% Banks Software 16.24% Pharmaceuticals 11.11% Indurial Products 8.41% Auto 6.41% Consumer Non Durables 5.64% Finance 5.47% Chemicals 5.13% Conruction 3.50% Petroleum Products 2.55% Power 2.38% Auto Ancillaries 2.21% Cement 2.12% Ferrous Metals 1.66% Consumer Durables 1.42% 1 Year 3.24% 11.06% 14.20% 10,324 11,106 11,420 3 Years 3.74% 12.09% 11.42% 11,164 14,087 13,834 5 Years 12.36% 18.46% 16.03% 17,917 23,334 21,038 Since Inception 6.16% 13.04% 45,444 2,22,237 Above returns are as on 31 July, 2018. Different plans shall have a different expense ructure. The performance details provided herein are of Regular plan Growth option. Mr. Saravana Kumar is managing the above scheme from 17th April 2018 and total no. of schemes managed by him is 7. Pa performance may or may not be suained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecaing any returns. * Benchmark, ** Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 27(2). SIP PERFORMANCE SIP Invements 1 Year 3 Years 5 Years 10 Years Since Inception* Total Amount Inveed ( ) 1,20,000 3,60,000 6,00,000 12,00,000 Market Value as on July 31, 2018 ( ) 1,21,471 4,01,548 7,28,753 19,21,695 Returns () (%) 2.29 7.23 7.72 9.11 Benchmark Returns () (%) # Additional Benchmark Returns () (%) ## 12.31 19.86 Above returns are as on 31 July, 2018. Pa performance may or may not be suained in the future. # Nifty 500 Index, ## Nifty 50 Index. Assuming 10,000/ inveed syematically on the fir Business Day of every month over a period of time. returns are computed after accounting for the cash by using XIRR method (invement internal rate of return) for Regular Plan Growth Option. Load is not taken into consideration for computation of performance. The above invement simulation is for illurative purpose only and should not be conrued as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecaing any returns. : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * data & TRI value of the Index are not available for since inception, hence performance for such period is not available. 17.01 17.87 15.76 14.75 14.36 13.50 6 Factsheet Augu, 2018
Type: An open ended equity scheme inveing in both Large Cap and Mid Cap ocks Date of Allotment: February 25, 2015 AUM as on 31/07/2018: 334.56 Cr Average AUM for July 2018 : 320.09 Cr Entry Load: Nil Exit Load: 1% upto 1 year and No Exit Load after 1 Year Benchmark: Nifty LargeMidcap 250 Index Minimum Invement: 5,000/ Name: Mr. Sachin Relekar Experience: 13+ years V as on July 31, 2018: V Regular Plan Direct Plan Growth 14.9348 15.5917 Dividend 13.7172 14.3506 Expense Ratio Regular: 2.72% Direct: 1.49% Annual Portfolio Turnover Ratio: 1.19 times Risk Measures Standard Deviation 4.2059 Sharpe Ratio 0.1607 Portfolio Beta 0.9289 SECTOR ALLOCATION (% of V) Finance Auto Ancillaries Banks Consumer Non Durables Auto Chemicals Software Conruction Project Consumer Durables Conruction Indurial Products TeleEquipment & Accessories Pharmaceuticals Retailing Petroleum Products Textile Products Power 6.17% 5.75% 5.29% 4.06% 3.94% 3.78% 2.95% 2.93% 2.40% 2.04% 1.61% 0.97% 0.81% 9.19% 8.34% 18.21% 12.98% To generate long term capital appreciation by inveing subantially in a portfolio of equity and equity linked inruments of large cap and midcap companies. Company % of V Company % of V Equity Holdings Auto 6.17% Mahindra & Mahindra Ltd. 3.81% Ashok Leyland Ltd. 2.36% Auto Ancillaries 12.98% Exide Induries Ltd. 3.48% Motherson Sumi Syems Ltd. 2.61% MRF Ltd. 2.42% Jamna Auto Induries Ltd. 2.14% Balkrishna Induries Ltd. 1.95% Tube Invements of India 0.39% Banks 9.19% City Union Bank Ltd. 5.13% HDFC Bank Ltd. 4.06% Chemicals 5.75% Tata Chemicals Ltd. 3.41% Vinati Organics Ltd. 2.34% Conruction 3.78% KNR Conructions Ltd 1.86% Brigade Enterprises Ltd. 1.33% Simplex Infraructures Ltd. 0.58% Conruction Project 4.06% Voltas Ltd. 2.26% KEC International Ltd. 1.80% Consumer Durables 3.94% Bata India Ltd. 2.80% VIP Induries Ltd. 1.14% Consumer Non Durables 8.34% Kansai Nerolac Paints Ltd. 2.73% Procter & Gamble Hygiene&HealthCare Ltd. 2.58% Bombay Burmah Trading Corp Ltd. 1.66% SIP PERFORMANCE SIP Invements 1 Year 3 Years 5 Years 10 Years Since Inception Total Amount Inveed ( ) 1,20,000 3,60,000 4,10,000 Market Value as on July 31, 2018 ( ) 1,23,143 4,58,661 5,33,180 Returns () (%) 4.91 16.40 15.56 Benchmark Returns () (%) # Nifty LargeMidcap 250 Index* Nifty 50** Nifty LargeMidcap 250 Index* Nifty 50** 1 Year 7.05% 10.90% 14.20% 10,705 11,090 11,420 3 Years 12.54% 13.61% 11.42% 14,256 14,671 13,834 5 Years Since Inception 12.40% 12.44% 9.32% 14,935 14,952 13,574 Additional Benchmark Returns () (%) ## 9.17 17.53 19.86 17.87 Colgate Palmolive (India) Ltd. 0.91% Britannia Induries Ltd. 0.45% Finance 18.21% Bajaj Finance Ltd. 6.67% Housing Development Finance Corporation Ltd. 3.89% TI Financial Holdings Ltd. 3.29% Max Financial Services Ltd. 2.10% Piramal Enterprises Ltd. 1.77% Motilal Oswal Financial Services Ltd. 0.49% Indurial Products 2.95% Supreme Induries Ltd. 2.95% Petroleum Products 1.61% Reliance Induries Ltd. 1.61% Pharmaceuticals 2.40% Sanofi India Ltd. 2.40% Power 0.81% Tata Power Company Ltd. 0.81% Retailing 2.04% Avenue Supermarts Ltd. 2.04% Software 5.29% Tata Consultancy Services Ltd. 5.29% Telecom Equipment & Accessories 2.93% Sterlite Technologies Ltd. 2.93% Textile Products 0.97% K.P.R. Mill Ltd. 0.97% Equity Holdings Total 91.41% Fixed Deposit Standard Chartered Bank ASBA FD 1.79% Fixed Deposit Total 1.79% Cash & Other Receivables Total 6.80% Value of lumpsum invement of 10,000/ inveed on inception date Above returns are as on 31 July, 2018. Different plans shall have a different expense ructure. The performance details provided herein are of Regular plan Growth option. Mr. Sachin Relekar is managing the above scheme from 5th March 2015 and total no. of schemes managed by him is 11. Date of allotment is 25th Feb 2015, hence returns are available for 1yr, 3 yrs & since inception. Pa performance may or may not be suained in the future. Load is not taken into consideration for computation of performance. : Not Available. The Mutual Fund is not guaranteeing or promising or forecaing any returns. The performance of the scheme is benchmarked to the Total Return variant of the index. Above returns are as on 31 July, 2018. Pa performance may or may not be suained in the future. # Nifty LargeMidcap 250 Index, ## NIFTY 50 INDEX. Assuming 10,000/ inveed syematically on the fir Business Day of every month over a period of time. returns are computed after accounting for the cash by using XIRR method (invement internal rate of return) for Regular Plan Growth Option. Load is not taken into consideration for computation of performance. The above invement simulation is for illurative purpose only and should not be conrued as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecaing any returns. The performance of the scheme is benchmarked to the Total Return variant of the index. 16.48 16.06 7 Factsheet Augu, 2018
Type: An open ended equity scheme inveing in banking & financial companies Date of Allotment: March 27, 2015 AUM as on 31/07/2018: 65.16 Cr Average AUM for July 2018 : 64.59 Cr Entry Load: Nil Exit Load: 1% upto 1 year and No Exit Load after 1 Year Benchmark: Nifty Financial Services Index Minimum Invement: 5,000/ Name: Mr. Saravana Kumar Experience: 29+ years V AS ON JULY 31, 2018: V Regular Plan Direct Plan Growth 10. 9054 11. 2931 Dividend 10. 9045 11.2744 Expense Ratio Regular: 3.14% Direct: 1.84% Annual Portfolio Turnover Ratio: 0.70 times Risk Measures Standard Deviation 6.1303 Sharpe Ratio 0.0053 Portfolio Beta 0.9349 SECTOR ALLOCATION (% of V) Banks 48.53% The invement objective of the scheme is to generate longterm capital appreciation for unit holders from a portfolio that in inveed subantially in equity and equity related securities of companies engaged in banking and financial services sector. However there can be no assurance that the invement objective of the scheme will be achieved. Company Equity Holdings Nifty Financial Services Index* % of V Banks 48.53% ICICI Bank Ltd. 8.80% HDFC Bank Ltd. 8.46% City Union Bank Ltd. 8.07% IndusInd Bank Ltd. 6.75% Axis Bank Ltd. 4.54% The Federal Bank Ltd. 4.31% Kotak Mahindra Bank Ltd. 3.86% DCB Bank Ltd. 3.73% Finance 38.16% Housing Development Finance Corporation Ltd. 9.35% Cholamandalam Invement & Finance Company Ltd. 6.82% Bajaj Finance Ltd. 6.08% Dewan Housing Finance Corporation Ltd. 5.99% ICICI Lombard General Insurance Co. Ltd. 4.74% L&T Finance Holdings Ltd. 3.26% Equitas Holdings Ltd. 1.92% Equity Holdings Total 86.70% Fixed Deposit Standard Chartered Bank ASBA FD 9.21% Fixed Deposit Total 9.21% Cash & Other Receivables Total 4.10% Value of lumpsum invement of 10,000/ inveed on inception date Nifty 50** Nifty Financial Nifty 50** Services Index* 1 Year 11.28% 14.24% 14.20% 8,872 11,424 16,274 11,420 3 Years 2.87% 15.93% 11.42% 10,888 15,586 13,834 5 Years Since Inception 2.62% 15.66% 11.14% 10,905 14,242 Finance 38.16% Above returns are as on 31 July, 2018. Different plans shall have a different expense ructure. The performance details provided herein are of Regular plan Growth option. Mr. Saravana Kumar is managing the above scheme from 17th April 2018 and total no. of schemes managed by him is 7. Date of allotment is 27th March'2015, hence returns are available only for 1 yr, 3 yrs & since inception. Pa performance may or may not be suained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecaing any returns. * Benchmark, ** Additional Benchmark. : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. SIP PERFORMANCE SIP Invements 1 Year 3 Years 5 Years 10 Years Since Inception Total Amount Inveed ( ) 1,20,000 3,60,000 Market Value as on July 31, 2018 ( ) 1,13,813 3,90,792 4,34,493 Returns () (%) 9.45 5.41 4.91 Benchmark Returns () (%) # Additional Benchmark Returns () (%) ## 22.52 24.43 19.86 17.87 4,00,000 Above returns are as on 31 July, 2018. Pa performance may or may not be suained in the future. # Nifty Financial Services Index, ## Nifty 50 Index. Assuming 10,000/ inveed syematically on the fir Business Day of every month over a period of time. returns are computed after accounting for the cash by using XIRR method (invement internal rate of return) for Regular Plan Growth Option. Load is not taken into consideration for computation of performance. The above invement simulation is for illurative purpose only and should not be conrued as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecaing any returns. The performance of the scheme is benchmarked to the Total Return variant of the index. 22.56 16.47 8 Factsheet Augu, 2018
Type: An open ended equity scheme inveing in infraructure companies. Date of Allotment: March 24, 2008 AUM as on 31/07/2018: 56.78 Cr Average AUM for July 2018 : 55.34 Cr Entry Load: Nil Exit Load: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Benchmark: Nifty Infraructure Index Minimum Invement: 5,000/ Name: Mr. Sachin Relekar Experience: 13+ years V AS ON JULY 31, 2018: V Regular Plan Direct Plan Growth 13.7593 14.5415 Dividend 13.7604 14.4415 Expense Ratio Regular: 3.14% Direct: 1.62% Annual Portfolio Turnover Ratio: 0.64 times Risk Measures Standard Deviation 5.0230 Sharpe Ratio 0.0197 Portfolio Beta 0.8892 SECTOR ALLOCATION (% of V) The invement objective of the scheme is to generate longterm growth from a portfolio of equity / equity related inruments of companies engaged either directly or indirectly in the infraructure sector. However, there is no assurance that the invement objective of the s will be realized. Company % of V Company % of V Equity Holdings Banks 27.25% HDFC Bank Ltd. 9.15% ICICI Bank Ltd. 6.66% State Bank of India 6.12% City Union Bank Ltd. 5.32% Cement 13.03% The Ramco Cements Ltd. 5.57% JK Lakshmi Cement Ltd. 2.94% Ultratech Cement Ltd. 2.36% ACC Ltd. 2.16% Conruction 7.32% KNR Conructions Ltd 3.75% Brigade Enterprises Ltd. 2.19% Simplex Infraructures Ltd. 1.38% Conruction Project 9.70% KEC International Ltd. 3.55% Sadbhav Engineering Ltd. 3.51% Larsen & Toubro Ltd. 2.64% Indurial Capital Goods 3.02% Bharat Electronics Ltd. 3.02% Nifty Infraructure Index* Indurial Products 6.25% SKF India Ltd. 4.23% Cummins India Ltd. 2.02% Minerals/Mining 2.03% Coal India Ltd. 1.99% Gujarat Mineral Development Co Ltd. 0.04% Non Ferrous Metals 3.39% Hindalco Induries Ltd. 3.39% Petroleum Products 4.16% Reliance Induries Ltd. 2.94% Indian Oil Corporation Ltd. 1.21% Power 1.95% Tata Power Company Ltd. 1.95% TelecomEquipment & Accessories 3.54% Sterlite Technologies Ltd. 3.54% Telecom Services 3.61% Bharti Airtel Ltd. 3.61% Transportation 4.98% Container Corporation Of India Ltd. 2.56% InterGlobe Aviation Ltd. 2.42% Equity Holdings Total 90.23% Cash & Other Receivables Total 9.77% Value of lumpsum invement of 10,000/ inveed on inception date Nifty Infraructure Nifty 50** Nifty 50** Index* 1 Year 2.80% 5.67% 14.20% 9,720 9,433 11,420 3 Years 2.95% 0.07% 11.42% 10,912 9,978 13,834 5 Years 14.24% 9.21% 16.03% 19,469 15,536 21,038 Since Inception 3.13% 1.25% 10.42% 13,759 8,783 27,931 Banks Cement 13.03% 27.25% Above returns are as on 31 July, 2018. Different plans shall have a different expense ructure. The performance details provided herein are of Regular plan Growth option. Mr. Sachin Relekar managing the above scheme from 1 March 2013 and total no. of schemes managed by him is 11. Pa performance may or may not be suained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecaing any returns. * Benchmark, ** Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. Conruction Project Conruction 9.70% 7.32% SIP PERFORMANCE Indurial Products Transportation Petroleum Products Telecom Services TeleEquipment & Accessories Non Ferrous Metals Indurial Capital Goods Minerals/Mining Power 6.25% 4.98% 4.16% 3.61% 3.54% 3.39% 3.02% 2.03% 1.95% SIP Invements 1 Year 3 Years 5 Years 10 Years Since Inception Total Amount Inveed ( ) 1,20,000 Market Value as on July 31, 2018 ( ) 1,13,909 3,98,010 7,39,629 17,75,176 18,37,247 Returns () (%) 9.30 6.64 8.31 7.60 7.38 Benchmark Returns () (%) # Additional Benchmark Returns () (%) ## 12.30 19.86 3,60,000 6,00,000 12,00,000 12,40,000 Above returns are as on 31 July, 2018. Pa performance may or may not be suained in the future. # Nifty Infraructure Index, ## Nifty 50 Index. Assuming 10,000/ inveed syematically on the fir Business Day of every month over a period of time. returns are computed after accounting for the cash by using XIRR method (invement internal rate of return) for Regular Plan Growth Option. Load is not taken into consideration for computation of performance. The above invement simulation is for illurative purpose only and should not be conrued as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecaing any returns. The performance of the scheme is benchmarked to the Total Return variant of the index. 4.52 17.87 4.60 14.75 3.15 13.50 2.91 13.25 9 Factsheet Augu, 2018
Type: An open ended equity linked saving scheme with a atutory lock in of 3 years and tax benefit. Date of Allotment: March 31,1997 AUM as on 31/07/2018: 182.17 Cr Average AUM for July 2018 : 176.48 Cr Entry Load: Nil Exit Load: Nil (Subject to lockin period of 3 years) Benchmark: Nifty 500 Index Minimum Invement: 500/ Name: Mr. Sachin Relekar Experience: 13+ years V AS ON JULY 31, 2018: V Regular Plan Direct Plan Growth 65.5898 69.0611 Dividend 17.9328 18.9623 Expense Ratio Regular: 2.94% Direct: 1.66% Annual Portfolio Turnover Ratio: 0.57 times Risk Measures Standard Deviation 4.1001 Sharpe Ratio 0.0699 Portfolio Beta 0.9791 To provide capital growth along with tax rebate and tax relief to our inveors through prudent invements in the ock markets. However, there is no assurance that the invement objective of the s will be realized. Company % of V Company % of V Equity Holdings Auto 10.06% Maruti Suzuki India Ltd. 4.81% Mahindra & Mahindra Ltd. 2.91% Ashok Leyland Ltd. 2.34% Auto Ancillaries 5.55% Jamna Auto Induries Ltd. 2.10% Exide Induries Ltd. 2.09% Motherson Sumi Syems Ltd. 0.97% Tube Invements of India 0.39% Banks 15.30% HDFC Bank Ltd. 6.22% City Union Bank Ltd. 3.62% Kotak Mahindra Bank Ltd. 3.42% ICICI Bank Ltd. 2.05% Chemicals 5.86% Tata Chemicals Ltd. 3.43% Vinati Organics Ltd. 2.42% Conruction 3.75% Brigade Enterprises Ltd. 1.82% KNR Conructions Ltd 1.28% Simplex Infraructures Ltd. 0.64% Conruction Project 2.61% KEC International Ltd. 1.61% Voltas Ltd. 1.00% Consumer Durables 3.39% Bata India Ltd. 2.09% VIP Induries Ltd. 1.30% Consumer Non Durables 7.14% Britannia Induries Ltd. 3.39% Kansai Nerolac Paints Ltd. 1.74% Bombay Burmah Trading Corp Ltd. 1.04% Procter & Gamble Hygiene&HealthCare Ltd. 0.96% Ferrous Metals 0.72% Tata Steel Ltd. 0.71% Tata Steel Ltd. (Partly paid) 0.01% Finance 10.45% Bajaj Finance Ltd. 4.56% TI Financial Holdings Ltd. 1.92% Max Financial Services Ltd. 1.65% Piramal Enterprises Ltd. 1.25% L&T Finance Holdings Ltd. 1.06% Indurial Products 2.66% Supreme Induries Ltd. 1.84% SKF India Ltd. 0.82% Media & Entertainment 1.71% Zee Entertainment Enterprises Ltd. 1.71% Non Ferrous Metals 1.86% Hindalco Induries Ltd. 1.86% Peicides 0.15% P I Induries Ltd. 0.15% Petroleum Products 1.68% Reliance Induries Ltd. 1.68% Pharmaceuticals 1.05% Sanofi India Ltd. 1.05% Power 0.91% Tata Power Company Ltd. 0.91% Retailing 1.83% Avenue Supermarts Ltd. 1.83% Software 7.16% Tata Consultancy Services Ltd. 4.64% Infosys Ltd. 2.52% Telecom Equipment & Accessories 2.31% Sterlite Technologies Ltd. 2.31% Textile Products 1.13% K.P.R. Mill Ltd. 1.13% Equity Holdings Total 87.29% Fixed Deposit Standard Chartered Bank ASBA FD 2.74% Fixed Deposit Total 2.74% Cash & Other Receivables Total 9.97% SECTOR ALLOCATION (% of V) Nifty 500 Index* Nifty 50** Nifty 500 Index* Nifty 50** Banks Finance Auto Software Consumer Non Durables Chemicals Auto Ancillaries Conruction Consumer Durables Indurial Products Conruction Project TeleEquipment & Accessories Non Ferrous Metals Retailing Media & Entertainment Petroleum Products Textile Products Pharmaceuticals Power Ferrous Metals Peicides 7.16% 7.14% 5.86% 5.55% 3.75% 3.39% 2.66% 2.61% 2.31% 1.86% 1.83% 1.71% 1.68% 1.13% 1.05% 0.91% 0.72% 0.15% 15.30% 10.45% 10.06% 1 Year 9.33% 11.06% 14.20% 10,933 3 Years 8.62% 12.09% 11.42% 12,818 14,087 13,834 SIP PERFORMANCE SIP Invements 1 Year 3 Years 5 Years 10 Years Since Inception* Total Amount Inveed ( ) 1,20,000 3,60,000 6,00,000 12,00,000 Market Value as on July 31, 2018 ( ) 1,24,872 4,43,713 8,55,291 23,97,071 Returns () (%) 7.64 14.08 14.17 13.27 Benchmark Returns () (%) # Additional Benchmark Returns () (%) ## 12.31 19.86 Above returns are as on 31 July, 2018. Pa performance may or may not be suained in the future. # Nifty 500 Index, ## Nifty 50 Index. Assuming 10,000/ inveed syematically on the fir Business Day of every month over a period of time. returns are computed after accounting for the cash by using XIRR method (invement internal rate of return) for Regular Plan Growth Option. Load is not taken into consideration for computation of performance. The above invement simulation is for illurative purpose only and should not be conrued as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecaing any returns. : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * data & TRI value of the Index are not available for since inception, hence performance for such period is not available. 17.01 17.87 Value of lumpsum invement of 10,000/ inveed on inception date 15.76 14.75 11,106 11,420 5 Years 17.95% 18.46% 16.03% 22,836 23,334 21,038 Since Inception 9.21% 15.30% 13.63% 65,589 2,08,853 1,53,007 Above returns are as on 31 July, 2018. Different plans shall have a different expense ructure. The performance details provided herein are of Regular plan Growth option. Mr. Sachin Relekar is managing the above scheme from 5th March 2015 and total no. of schemes managed by him is 11. Pa performance may or may not be suained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecaing any returns. *Benchmark, **Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 27(6). 10 14.36 13.50 Factsheet Augu, 2018
Type: An open ended scheme replicating/tracking S&P BSE Sensex Index Date of Allotment: December 05, 2002 AUM as on 31/07/2018: 20.58 Cr Average AUM for July 2018 : 19.90 Cr Entry Load: Nil Exit Load: 1% if redeemed or switched out on or before completion of 1 month from the date of allotments of units Benchmark: S&P BSE Sensex Minimum Invement: 5,000/ Name: Mr. Saravana Kumar Experience: 29+ years V AS ON JULY 31, 2018: V Regular Plan Direct Plan Growth 69.7675 71.8697 Dividend 23.9138 24.1145 Expense Ratio Regular: 1.68% Direct: 1.15% Annual Portfolio Turnover Ratio: 0.25 times Risk Measures Tracking Error 0.20% SECTOR ALLOCATION (% of V) Banks Software Consumer Non Durables Petroleum Products Auto Finance Conruction Project Power Pharmaceuticals Oil Ferrous Metals Telecom Services Non Ferrous Metals Minerals/Mining Transportation 4.25% 2.34% 1.63% 1.26% 1.20% 1.18% 1.09% 0.92% 0.85% 12.99% 11.83% 10.27% 9.29% 8.96% 31.46% The main invement objective of the fund is to generate returns commensurate with the performance of the index S&P BSE Sensex based on the plans by inveing in the respective index ocks subject to tracking errors. However, there is no assurance that the invement objective of the s will be realized. Company % of V Company % of V Equity Holdings Auto 9.29% Maruti Suzuki India Ltd. 3.37% Mahindra & Mahindra Ltd. 2.30% Tata Motors Ltd. 1.33% Hero MotoCorp Ltd. 1.13% Bajaj Auto Ltd. 0.98% Tata Motors Ltd (DVR) 0.18% Banks 31.46% HDFC Bank Ltd. 11.92% ICICI Bank Ltd. 5.25% Kotak Mahindra Bank Ltd. 4.13% State Bank of India 3.01% IndusInd Bank Ltd. 2.71% Axis Bank Ltd. 2.67% Yes Bank Ltd. 1.78% Conruction Project 4.25% Larsen & Toubro Ltd. 4.25% Consumer Non Durables 11.83% ITC Ltd. 6.78% Hinduan Unilever Ltd. 3.29% Asian Paints Ltd. 1.76% Ferrous Metals 1.20% Tata Steel Ltd. 1.20% SIP PERFORMANCE SIP Invements 1 Year 3 Years 5 Years 10 Years Since Inception Total Amount Inveed ( ) 1,20,000 3,60,000 6,00,000 12,00,000 18,70,000 Market Value as on July 31, 2018 ( ) 1,33,818 4,62,600 8,32,070 22,24,279 50,05,171 Returns () (%) 22.11 17.01 13.05 11.87 11.66 Benchmark Returns () (%) # S&P BSE Sensex* Nifty 50** S&P BSE Sensex* Nifty 50** 1 Year 15.14% 16.97% 14.20% 11,514 11,697 11,420 3 Years 9.64% 11.61% 11.42% 13,184 13,909 13,834 5 Years Since Inception 13.76% 15.80% 16.03% 19,059 20,828 21,038 13.91% 18.17% 18.09% 76,907 1,36,733 1,35,310 Additional Benchmark Returns () (%) ## 23.94 19.86 Above returns are as on 31 July, 2018. Pa performance may or may not be suained in the future. # S&P BSE SENSEX, ## NIFTY 50 INDEX. Assuming 10,000/ inveed syematically on the fir Business Day of every month over a period of time. returns are computed after accounting for the cash by using XIRR method (invement internal rate of return) for Regular Plan Growth Option. Load is not taken into consideration for computation of performance. The above invement simulation is for illurative purpose only and should not be conrued as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecaing any returns. The performance of the scheme is benchmarked to the Total Return variant of the index. : Since TRI data is not available prior to 31/05/2007 for S&P BSE Sensex, performance for such period is not available. 18.96 17.87 Value of lumpsum invement of 10,000/ inveed on inception date Above returns are as on 31 July, 2018. Different plans shall have a different expense ructure. The performance details provided herein are of Regular plan Growth option. Mr. Saravana Kumar is managing the above scheme from 17th April 2018 and total no. of schemes managed by him is 7. Pa performance may or may not be suained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecaing any returns. * Benchmark, ** Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 27(5). 11 Finance 8.96% Housing Development Finance Co Ltd. 8.96% Minerals/Mining 0.92% Coal India Ltd. 0.92% Non Ferrous Metals 1.09% Vedanta Ltd. 1.09% Oil 1.26% Oil & Natural Gas Corporation Ltd. 1.26% Petroleum Products 10.27% Reliance Induries Ltd. 10.27% Pharmaceuticals 1.63% Sun Pharmaceutical Ind Ltd. 1.63% Power 2.34% NTPC Ltd. 1.28% Power Grid Corporation of India Ltd. 1.06% Software 12.99% Infosys Ltd. 6.95% Tata Consultancy Services Ltd. 5.18% Wipro Ltd. 0.87% Telecom Services 1.18% Bharti Airtel Ltd. 1.18% Transportation 0.85% Adani Ports & Special Economic Zone Ltd. 0.85% Equity Holdings Total 99.52% Cash & Other Receivables Total 0.48% 14.99 14.75 13.74 13.50 14.63 Factsheet Augu, 2018
Type: An open ended scheme replicating/tracking Nifty 50 Index Date of Allotment: December 05, 2002 AUM as on 31/07/2018: 23.77 Cr Average AUM for July 2018 : 23.06 Cr Entry Load: Nil Exit Load: 1% if redeemed or switched out on or before completion of 1 month from the date of allotments of units Benchmark: Nifty 50 Index Minimum Invement: 5,000/ Name: Mr. Saravana Kumar Experience: 29+ years V AS ON JULY 31, 2018: V Regular Plan Direct Plan Growth 62.4893 64.3081 Dividend 23. 0503 23. 6901 Expense Ratio Regular: 1.25% Direct: 0.69% Annual Portfolio Turnover Ratio: 0.48 times Risk Measures Tracking Error 0.29% The main invement objective of the fund is to generate returns commensurate with the performance of the index Nifty based on the plans by inveing in the respective index ocks subject to tracking errors. However, there is no assurance that the invement objective of the s will be realized. Company % of V Company % of V Equity Holdings Auto 8.52% Maruti Suzuki India Ltd. 2.82% Mahindra & Mahindra Ltd. 1.95% Tata Motors Ltd. 1.09% Hero MotoCorp Ltd. 0.96% Eicher Motors Ltd. 0.89% Bajaj Auto Ltd. 0.81% Banks 26.52% HDFC Bank Ltd. 9.99% ICICI Bank Ltd. 4.35% Kotak Mahindra Bank Ltd. 3.90% State Bank of India 2.42% IndusInd Bank Ltd. 2.27% Axis Bank Ltd. 2.08% Yes Bank Ltd. 1.51% Cement 1.88% Ultratech Cement Ltd. 0.99% Grasim Induries Ltd. 0.89% Conruction Project 3.57% Larsen & Toubro Ltd. 3.57% Consumer Durables 0.82% Titan Company Ltd. 0.82% Consumer Non Durables 9.90% ITC Ltd. 5.66% Hinduan Unilever Ltd. 2.77% Asian Paints Ltd. 1.47% Ferrous Metals 0.97% Tata Steel Ltd. 0.97% Finance 10.43% Housing Development Finance Corporation Ltd. 7.18% Bajaj Finance Ltd. 1.43% Indiabulls Housing Finance Ltd. 0.92% Bajaj Finserv Ltd. 0.90% Gas 0.72% GAIL (India) Ltd. 0.72% Media & Entertainment 0.63% Zee Entertainment Enterprises Ltd. 0.63% Minerals/Mining 0.75% Coal India Ltd. 0.75% Non Ferrous Metals 1.61% Vedanta Ltd. 0.92% Hindalco Induries Ltd. 0.69% Oil 1.04% Oil & Natural Gas Corporation Ltd. 1.04% Peicides 0.51% UPL Ltd. 0.51% Petroleum Products 11.17% Reliance Induries Ltd. 9.26% Indian Oil Corporation Ltd. 0.77% Bharat Petroleum Corporation Ltd. 0.66% Hinduan Petroleum Corporation Ltd. 0.47% Pharmaceuticals 3.13% Sun Pharmaceutical Ind Ltd. 1.40% Cipla Ltd. 0.72% Dr. Reddy's Laboratories Ltd. 0.57% Lupin Ltd. 0.44% Power 1.95% NTPC Ltd. 1.06% Power Grid Corporation of India Ltd. 0.90% Software 13.24% Infosys Ltd. 5.77% Tata Consultancy Services Ltd. 4.60% HCL Technologies Ltd. 1.21% Tech Mahindra Ltd. 0.95% Wipro Ltd. 0.70% Telecom Equipment & Accessories 0.52% Bharti Infratel Ltd. 0.52% Telecom Services 1.17% Bharti Airtel Ltd. 1.17% Transportation 0.63% Adani Ports & Special Economic Zone Ltd. 0.63% Equity Holdings Total 99.67% Cash & Other Receivables Total 0.33% SECTOR ALLOCATION (% of V) Value of lumpsum invement of 10,000/ inveed on inception date NIFTY 50* S&P BSE Sensex** NIFTY 50* S&P BSE Sensex** Banks Software Petroleum Products Finance Consumer Non Durables Auto Conruction Project Pharmaceuticals Power Cement Non Ferrous Metals Telecom Services Oil Ferrous Metals Consumer Durables Minerals/Mining Gas Media & Entertainment Transportation TeleEquipment & Accessories Peicides 3.57% 3.13% 1.95% 1.88% 1.61% 1.17% 1.04% 0.97% 0.82% 0.75% 0.72% 0.63% 0.63% 0.52% 0.51% 13.24% 11.17% 10.43% 9.90% 8.52% 26.52% 1 Year 11.93% 14.20% 16.97% 11,193 11,420 11,697 3 Years 9.55% 11.42% 11.61% 13,152 13,834 13,909 5 Years 14.24% 16.03% 15.80% 19,462 21,038 20,828 Since Inception 13.11% 18.09% 18.17% 68,855 1,35,310 1,36,733 Above returns are as on 31 July, 2018. Different plans shall have a different expense ructure. The performance details provided herein are of Regular plan Growth option. Mr. Saravana Kumar is managing the above scheme from 17th April 2018 and total no. of schemes managed by him is 7. Pa performance may or may not be suained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecaing any returns. *Benchmark, **Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 27(4). SIP PERFORMANCE SIP Invements 1 Year 3 Years 5 Years 10 Years Since Inception Total Amount Inveed ( ) 1,20,000 3,60,000 6,00,000 12,00,000 18,70,000 Market Value as on July 31, 2018 ( ) 1,30,941 4,54,659 8,29,477 22,18,761 48,19,019 Returns () (%) 17.40 15.79 12.92 11.82 11.24 Benchmark Returns () (%) # Additional Benchmark Returns () (%) ## Above returns are as on 31 July, 2018. Pa performance may or may not be suained in the future. # NIFTY 50 INDEX, ## S&P BSE SENSEX. Assuming 10,000/ inveed syematically on the fir Business Day of every month over a period of time. returns are computed after accounting for the cash by using XIRR method (invement internal rate of return) for Regular Plan Growth Option. Load is not taken into consideration for computation of performance. The above invement simulation is for illurative purpose only and should not be conrued as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecaing any returns. The performance of the scheme is benchmarked to the Total Return variant of the index.. : Since TRI data is not available prior to 31/05/2007 for S&P BSE Sensex, performance for such period is not available. 19.86 23.94 17.87 18.96 14.75 14.99 13.50 14.63 13.74 12 Factsheet Augu, 2018