Mitsubishi UFJ Financial Group

Similar documents
Mitsubishi UFJ Financial Group

Consolidated Summary Report <under Japanese GAAP>

Mitsubishi UFJ Financial Group

Financial Results for the Six Months ended September 30, Supplementary Information - Sumitomo Mitsui Financial Group, Inc.

Financial Results. Fiscal Year 3/ Supplementary Information - Sumitomo Mitsui Financial Group, Inc. Sumitomo Mitsui Banking Corporation

Financial Results. Fiscal Year 3/2013 -Supplementary Information- Sumitomo Mitsui Financial Group, Inc. Sumitomo Mitsui Banking Corporation

Financial and Operation Review

Financial Results. Fiscal Year 3/ Supplementary Information - Sumitomo Mitsui Financial Group, Inc.

Mitsubishi UFJ Financial Group

Non-Consolidated Summary Report

Financial and Economic Environment

Consolidated Summary Report <under Japanese GAAP>

SUPPLEMENTARY TABLE OF CONTENTS A. SUMMARY OF FINANCIAL RESULTS B. SUMMARY OF LOANS AND OTHER ASSETS/ LIABILITIES

Financial Highlights under Japanese GAAP for 3rd Quarter of Fiscal Year Ending March 31, 2018

Mitsubishi UFJ Financial Group

I. Summary for First Half of Fiscal 2000, ended September 30

FY2004 Interim Financial Data

Consolidated Summary Report <under Japanese GAAP>

Financial Results for the fiscal year ended March 31, 2018 (Consolidated)

Consolidated Financial Results of Tokai Bank

Agreement on the Merger Ratio

Sumitomo Mitsui Financial Group, Inc. (SMFG)

Explanatory Material. 1st Half of Fiscal Year 2018 ended on Sep. 30, 2018

Financial Highlights under Japanese GAAP for 2nd Quarter of Fiscal Year Ending March 31, 2019

Consolidated Financial Results

Consolidated Financial Information <consistent with Japanese GAAP> For the nine months ended December 31, (Reference) For the fiscal

Selected Financial Information under Japanese GAAP. For the Three Months Ended June 30, Mitsubishi UFJ Financial Group, Inc.

Mitsubishi UFJ Financial Group

Consolidated Summary Report

Selected Financial Information <under Japanese GAAP> For the first quarter ended June 30, Mitsubishi UFJ Financial Group, Inc.

Overview of 1H, FY3/2013 performance. Sumitomo Mitsui Financial Group, Inc. November 14, 2012

Consolidated Summary Report <under Japanese GAAP>

Mitsubishi UFJ Financial Group

Selected Financial Information under Japanese GAAP. For the Fiscal Year Ended March 31,2002. The Mitsubishi Trust and Banking Corporation

ADDITIONAL DISCLOSURE FOR THE FINANCIAL RESULTS FOR THE SIX MONTHS ENDED SEPTEMBER 30, 2015 (Unaudited)

Consolidated Summary Report <under Japanese GAAP>

Consolidated Financial Results of Toyo Trust & Banking

Mitsubishi UFJ Financial Group. Corporate Review 2007

Consolidated Summary Report <under Japanese GAAP>

Progress Report on the Plan for Strengthening the Financial Base

SUPPLEMENTARY FINANCIAL INFORMATION

Consolidated Summary Report <under Japanese GAAP> for the nine months ended December 31, 2017

Consolidated Balance Sheet (Unaudited)

Selected Financial Information For the Fiscal Year Ended March 31, JAPAN POST BANK Co., Ltd. May 13, 2016

2. Overview of Financial Results & Trends. Action 1 : Restore Confidence in Mizuho. Action 2 : Strengthen Profitability of Mizuho

Be the world s most trusted financial group. 2. Provide reliable and constant support to our customers. 3. Expand and strengthen our global presence

Consolidated Balance Sheet (Unaudited)

Sumitomo Mitsui Financial Group, Inc. (SMFG) Consolidated Financial Results for the Nine Months Ended December 31, 2017 <Under Japanese GAAP>

Mitsubishi UFJ Financial Group

Consolidated Financial Results for the Fiscal Year Ended March 31, 2014 [under Japanese GAAP]

Results for the Fiscal Year Ended March May 18, 2017

Investor Presentation

SUPPLEMENTARY FINANCIAL INFORMATION

SUPPLEMENTARY TABLE OF CONTENTS A. SUMMARY OF FINANCIAL RESULTS B. SUMMARY OF LOANS AND OTHER ASSETS/LIABILITIES

Unaudited Quarterly Consolidated Financial Statements as of and for the nine months ended December 31, 2017

Financial Highlights under Japanese GAAP for Fiscal Year Ended March 31, 2018

Interim Consolidated Summary Report

SUPPLEMENTARY FINANCIAL INFORMATION

The 8 th Japanese Financial Conference. September 2006

INFORMATION. Shinsei Bank Reports Fiscal Year 2005 Financials

SUPPLEMENTARY FINANCIAL INFORMATION

SUPPLEMENTARY FINANCIAL INFORMATION

Consolidated Summary Report <under Japanese GAAP>

Non-Consolidated Financial Statements of Mizuho Financial Group, Inc. and Three Subsidiaries [Under Japanese GAAP]

Mitsubishi UFJ Trust and Banking Corporation

Interim Review (Financial Information)

Financial Data: Sumitomo Mitsui Trust Holdings, Inc. ( SuMi TRUST Holdings )

Financial Results for the Fiscal Year ended March 31, 2018 (Consolidated Data) May 14, 2018

Financial Results Report -Reference Materials-

Interim Financial Results Report April-September Reference Materials-

Explanation on reconciliation between balance sheet items and regulatory capital elements as of September 30, 2016

[ 23 ] ASSET QUALITY. 1. The Impact of Self-Assessment

Sumitomo Mitsui Financial Group, Inc. (SMFG)

*Prior periods restated for comparison (e.g. acquisitions, divestitures and securitizations).

Consolidated Financial Results For the Fiscal Year Ended March 31, 2003

Unaudited Quarterly Consolidated Financial Statements as of and for the three months ended June 30, 2018

SUPPLEMENTARY FINANCIAL INFORMATION

FY2016 Financial Summary

Explanation on reconciliation between balance sheet items and regulatory capital elements as of June 30, 2017

[Updated] Correction in "Summary of Consolidated Financial Statements for the Six Months Ended September 30, 2013 Under Japanese GAAP"

NON-CONSOLIDATED BALANCE SHEETS

Basel III Data (Consolidated)

UFJ Holdings, Inc. Financial Results for Interim Period ended September November 27, 2001

2QFY2018 Financial Summary

Financial Information of The Kinki Osaka Bank, Ltd.

Financial Section. Segment Overview (Unaudited) 98. Report of Independent Auditors 107. Consolidated Financial Statements 108

2QFY2017 Financial Summary

2. Notes. (2) Consolidated financial positions

Consolidated Financial Results of UFJ Trust Bank For the Fiscal Year ended March 31, 2002

Consolidated Financial Summary (for the year ended March 31, 2008)

2. Dividends on Common Stock Dividends per Share 1st Quarter-end Quarter-end Quarter-end Year-end. July 31, 2018

FY2015 Financial Summary

Mitsubishi UFJ Financial Group

UFJ Holdings, Inc. Financial Results for Fiscal Year ended March 31, <Data Book> May 25, 2004

Interim Consolidated Summary Report <under Japanese GAAP> for the Fiscal Year Ending March 31, 2004

millions of yen millions of yen % September 30, ,135, ,

Financial Information for the 1st Quarter of the Fiscal Year Ending March 31, 2005

Explanation on reconciliation between balance sheet items and regulatory capital elements as of March 31, 2018

MUFG AMERICAS HOLDINGS CORPORATION REPORTS THIRD QUARTER NET INCOME OF $232 MILLION

Capital Adequacy Ratio Quantitative Disclosure Data:

Transcription:

MUFG Fact Book Interim Fiscal 2007 Mitsubishi UFJ Financial Group Contents MUFG Group 2 MUFG Network 3 Snap Shot 4 MUFG Performance 5 Market Capitalization Ranking among Global Financial Institutions 5 Consolidated Statements of Income 6 Consolidated Balance Sheets 9 Loans and Deposits 12 Domestic Loans 13 Foreign Loans 14 Source and Use of Funds 15 Disclosed Claims under the FRL 19 Unrealized Gains (Losses) on Securities Available for Sale 20 Capital Ratios 21 Shares (Common and Preferred Stock) 22 Business Segment Data 23 Management Information 28 Global Network 33 1

MUFG Group Dedicated to Addressing All Customer Needs Major MUFG companies Credit Cards/Consumer Loans Mitsubishi UFJ NICOS Ryoshin DC Card ACOM DC Cash One Mobit Regional Bank Senshu Bank Chukyo Bank Gifu Bank TAISHO Bank Foreign Exchange Tokyo Credit Services (World Currency Shop) Real-estate Brokerage Mitsubishi UFJ Real Estate Services Debt Collection MU Frontier Servicer Wealth Management Mitsubishi UFJ Wealth Management Securities Mitsubishi UFJ Merrill Lynch PB Securities Mitsubishi UFJ Personal Financial Advisers Asset Management Mitsubishi UFJ Asset Management Kokusai Asset Management MU Investments Online Securities/ Internet Settlements kabu.com Securities Paygent Finance Tokyo Associates Finance Nippon Mutual Housing Loan Holding Company Mitsubishi UFJ Financial Group, Inc. (MUFG) Commercial Bank The Bank of Tokyo-Mitsubishi UFJ, Ltd. (BTMU) Trust Bank Mitsubishi UFJ Trust and Banking Corporation (MUTB) Securities Mitsubishi UFJ Securities Co., Ltd. (MUS) Asset Administration The Master Trust Bank of Japan Factoring Mitsubishi UFJ Factors Shareholder Relations Consulting Services Japan Shareholder Services Research/Consulting Mitsubishi UFJ Research and Consulting Mitsubishi Asset Brains Mitsubishi UFJ Trust Investment Technology Institute Leasing Mitsubishi UFJ Lease & Finance BOT Lease NBL Venture Capital Mitsubishi UFJ Capital MU Hands-on Capital Information Technology Mitsubishi Research Institute DCS UFJIS UFJ & Hitachi Systems Diamond Business Engineering Corporation DC Pensions Defined Contribution Plan Consulting of Japan Overseas Union Bank of California Mitsubishi UFJ Securities International BTMU Capital Corporation As of September 30, 2007 2

MUFG Network Delivering Financial Services Anytime, Anywhere Anywhere Worldwide Europe, the Middle East and Africa: 35 Asia and Oceania: 55 The Americas: 30 Union Bank of California (UBOC): 325 Anytime Open 24 hours Internet Banking Mobile-phone Banking Services Telephone Banking Convenience store ATM locations: approx. 25,000 Stand alone ATM locations: approx. 1,900 Domestic Network West Japan Region Retail branches and offices: 251 Corporate banking offices: 116 Central Japan Region Retail branches and offices: 165 Corporate banking offices: 78 East Japan Region Retail branches and offices: 455 Corporate banking offices: 181 Note: Numbers are as of September 30, 2007 3

Snap Shot Consolidated Financial Summary and Data of MUFG under Japanese GAAP FY2006 H1* 1 FY2007 H1* 1 Gross Profits 1,794.7 1,796.8 Fee Income Ratio* 2 43.9% 43.2% G&A Expenses 1,012.2 1,061.4 Expense Ratio* 3 56.3% 59.0% Net Business Profits 782.5 735.4 (before credit costs for trust accounts and provision for formula allowance for loan losses) Net Income 507.2 256.7 Credit Costs* 4 82.6 (267.4) Sep End 2006 Sep End 2007 Total Assets 184,735.3 189,894.4 Loans 85,671.1 86,751.0 Deposits 115,602.9 117,630.8 Total Net Assets 9,659.0 10,574.4 BIS Risk-adjusted Capital Ratio 11.95% 12.54% Tier 1 Ratio 6.82% 7.67% Disclosed Claims under the Financial Reconstruction Law* 5 1,277.8 1,179.4 NPL Ratio* 5 1.43% 1.29% Sep End 2007 Number of Employees* 6 47,124 Number of Domestic Offices* 6 1,000 Number of Foreign Offices* 6 84 Number of Consolidated Subsidiaries 252 Number of Affiliated Companies Accounted for by the Equity Method 44 Sep End 2007 Stock Price (Yen; as of September 21)* 7 1,010,000 Market Capitalization (Trillions of Yen) 10.6 As of Nov 30, 2007 Credit Ratings (long-term) Moody s S&P Bank of Tokyo-Mitsubishi UFJ Aa2 A+ Mitsubishi UFJ Trust and Banking Aa2 A+ Japanese GAAP; Accounting standards generally accepted in Japan *1 FY2006 H1: Six months ended September 30, 2006, FY2007 H1: Six months ended September 30, 2007 *2 Fee income= Net fees and commissions + trust fees (excluding loan trusts and money trust fees) + customer derivative income (managements account basis) + forex profits (managements account basis) *3 Expenses/ Gross profits before credit costs for trust accounts *4 Plus figure is net reversal. *5 Excluding separate subsidiaries *6 Sum of commercial bank, trust bank and securities company. *7 The final trading date during the interim period fell on September 21 due to a stock split. Thereafter, MUFG conducted a stock split (1 share to 1,000 shares of common stock) on September 30, 2007. 4

MUFG Performance (MUFG figures up to September 30, 2005 shown hereafter are simple sum of MTFG and UFJ unless specifically stated) Gross Profits 3,609.9 3,726.6 Full fiscal year Net Business Profits* 1,685.5 1,652.7 Full fiscal year Net Income 1,181.7 1,696.4 1,794.7 Interim period 1,796.8 813.5 782.5 Interim period 735.4 711.7 880.9 507.2 Full fiscal year Interim period 256.7 FY05 FY06 FY07 FY05 FY06 FY07 FY05 FY06 FY07 * Before credit costs for trust accounts and provision for formula allowance for loan losses Total Assets Trillions of Yen Loans Trillions of Yen Deposits Trillions of Yen 187.0 187.2 189.8 85.7 84.8 86.7 118.9 118.7 117.6 Mar End 06 Mar End 07 Sep End 07 Mar End 06 Mar End 07 Sep End 07 Mar End 06 Mar End 07 Sep End 07 Market Capitalization Ranking among Global Financial Institutions Billions of U.S. dollars 1 Industrial and Commercial Bank of China Ltd. 337 2 China Construction Bank Corp. 228 3 Bank of America Corp. 204 4 HSBC Holdings plc 202 5 Bank of China Ltd. 194 11 MUFG 106 As of November 30, 2007 Source: Bloomberg 5

Consolidated Statements of Income of MUFG FY2002 FY2003 FY2004 FY2005 FY2006 FY2007 H1 Gross profits 3,342.0 3,371.8 3,401.9 3,609.9 3,726.6 1,796.8 Net interest income 1,927.2 1,854.1 1,812.3 1,857.9 1,904.4 966.7 Trust fees 159.9 135.8 152.1 146.6 152.9 78.9 Credit costs for trust accounts (26.9) (26.9) (12.1) (0.9) (0.1) (0.0) Net fees and commissions 647.2 809.4 924.8 1,099.7 1,158.6 547.1 Net trading profits 220.0 323.6 179.2 161.5 315.0 189.1 Net other business income 387.5 248.6 333.3 344.1 195.5 14.7 General and administrative expenses 1,766.3 1,753.4 1,697.7 1,925.3 2,074.0 1,061.4 Net business profits before credit costs for trust accounts and provision for formula allowance for loan losses 1,602.6 1,645.3 1,716.3 1,685.5 1,652.7 735.4 Provision for formula allowance for loan losses (280.7) (280.0) (1.9) Net business profits 1,294.9 1,338.3 1,704.1 1,684.6 1,652.6 733.4 Net non-recurring losses (2,324.6) (1,157.6) (1,607.7) (251.3) (195.5) (235.9) Credit-related costs (1,125.4) (1,291.2) (1,280.1) (218.2) (196.1) (265.5) Losses on loan charge-offs (485.1) (496.7) (638.6) (153.7) (193.3) (87.0) Provision for specific allowance for loan losses (278.1) (559.6) (161.7) Other credit-related costs (362.1) (234.8) (641.5) (64.5) (2.7) (16.7) Net gains (losses) on equity securities (1,098.8) 242.5 (177.0) 60.9 127.1 54.4 Equity in profit (loss) of affiliates (3.2) 11.4 21.6 20.2 (80.6) 8.6 Other (97.1) (120.3) (172.1) (114.2) (45.9) (33.4) Ordinary profit (loss) (1,029.6) 180.7 96.4 1,433.3 1,457.0 497.5 Net special gains (losses) 69.9 367.4 324.4 634.2 51.6 (47.8) Gains on loans charged-off 123.6 81.4 77.0 100.8 111.2 20.3 Reversal of allowance for loan losses 10.3 239.9 216.8 608.9 9.3 Income (loss) before income taxes and others (959.6) 548.1 420.9 2,067.5 1,508.7 449.7 Income taxes current 63.5 60.0 87.1 140.9 115.0 65.5 Income taxes deferred (274.9) 267.5 489.0 645.3 413.7 127.9 Minority interest 22.1 62.4 60.7 99.3 98.9 (0.4) Net income (loss) (770.4) 158.0 (216.1) 1,181.7 880.9 256.7 Figures of FY2005 are simple sum of MUFG and UFJH (April to September). Figures up to FY2004 are simple sum of MTFG and UFJH. MTFG: Mitsubishi Tokyo Financial Group UFJH: UFJ Holdings 6

Statements of Income of BTMU (Non-consolidated) FY2003 FY2004 FY2005 FY2006 FY2007 H1 Gross profits 2,123.5 2,143.2 2,054.5 1,956.6 940.3 Domestic gross profits 1,428.9 1,496.8 1,344.4 1,364.9 692.4 Net interest income 1,096.7 1,097.5 1,031.9 992.4 532.0 Net fees and commissions 240.8 288.0 320.5 331.8 148.5 Net trading profits 13.3 5.4 (21.2) 15.0 12.9 Net other business income 77.8 105.7 13.2 25.5 (1.1) Non-domestic gross profits 694.6 646.3 710.1 591.7 247.9 Net interest income 278.7 260.2 257.2 194.4 84.3 Net fees and commissions 84.4 92.1 93.8 93.7 48.2 Net trading profits 185.0 79.0 45.3 125.1 85.3 Net other business income 146.3 214.9 313.6 178.4 29.9 General and administrative expenses 948.5 938.8 1,000.4 1,056.9 551.1 Personnel expenses 352.2 314.7 341.3 352.2 190.2 Non-personnel expenses 546.7 570.7 599.1 644.8 330.4 Taxes 49.5 53.2 59.9 59.7 30.5 Net business profits before provision for formula allowance for loan losses 1,174.9 1,204.4 1,054.1 899.7 389.1 Provision for formula allowance for loan losses 342.3 8.5 Net business profits 832.6 1,204.4 1,054.1 899.7 397.6 Net non-recurring losses (1,001.3) (1,563.1) (149.2) (65.2) (125.5) Credit-related costs (1,090.3) (1,120.4) (125.6) (129.3) (153.2) Losses on loan charge-offs (391.6) (550.8) (101.3) (114.8) (71.4) Provision for specific allowance for loan losses (522.4) (72.7) Other credit-related costs (176.2) (569.5) (24.2) (14.4) (9.0) Net gains (losses) on equity securities 284.2 (286.2) 104.6 93.8 35.6 Other (195.2) (156.4) (128.3) (29.7) (7.9) Ordinary profit (loss) (168.6) (358.7) 904.8 834.5 272.1 Net special gains 367.5 334.9 683.2 123.4 22.1 Gains on loans charged-off 72.6 62.2 83.6 92.1 14.7 Reversal of allowance for loan losses 242.5 231.7 618.7 90.5 Income (loss) before income taxes and others 198.8 (23.7) 1,588.1 958.0 294.3 Income taxes current 47.9 25.4 34.0 15.1 18.0 Income taxes deferred 199.9 327.3 464.9 273.5 88.1 Net income (loss) (49.0) (376.5) 1,089.1 669.2 188.0 Figures of FY2005 are simple sum of BTMU and UFJB (April to December). Figures up to FY2004 are simple sum of BTM and UFJB. Figures up to FY2005 include separate subsidiaries and figures for and after FY2006 do not include separate subsidiaries. As for FY2003 figures, inter-company transactions between the bank and separate subsidiaries are not adjusted. BTM: Bank of Tokyo-Mitsubishi UFJB: UFJ Bank 7

Statements of Income of MUTB (Non-consolidated) FY2003 FY2004 FY2005 FY2006 FY2007 H1 Gross profits 476.2 470.5 460.3 471.3 215.4 (Gross ordinary profit before trust accounts charge-offs) 503.2 482.7 461.2 471.4 215.5 Domestic gross profits 357.3 415.1 428.2 465.9 213.6 Trust fees 120.1 135.2 116.1 111.0 59.6 Trust fees before trust accounts charge-offs 147.1 147.3 117.0 111.1 59.6 Loan trusts and money trusts fees (jointly operated designated money trusts before trust accounts charge-offs) 72.1 70.9 35.8 14.5 10.0 Other trust fees 74.9 76.4 81.2 96.6 49.6 Credit costs for trust accounts (26.9) (12.1) (0.9) (0.1) (0.0) Net interest income 136.4 137.7 166.5 200.3 90.0 Net fees and commissions 94.1 123.3 140.5 141.2 63.3 Net trading profits (0.4) 9.6 (11.0) 27.5 4.4 Net other business income 7.2 9.1 16.0 (14.3) (3.8) Non-domestic gross profits 118.8 55.3 32.1 5.4 1.8 Trust fees 0.0 0.0 0.0 0.0 Net interest income 105.3 63.6 27.7 24.7 16.0 Net fees and commissions (1.4) (1.9) (1.3) (0.2) 0.0 Net trading profits 3.9 (3.4) 6.1 (10.5) (2.3) Net other business income 11.0 (2.8) (0.3) (8.5) (11.9) General and administrative expenses 228.6 210.1 208.4 197.1 99.8 Personnel expenses 92.2 73.3 73.0 62.9 30.2 Non-personnel expenses 128.6 126.8 125.1 125.2 63.3 Taxes 7.7 9.9 10.2 8.9 6.2 Net business profits before credit costs for trust accounts and provision for formula allowance for loan losses 274.5 272.6 252.8 274.3 115.6 Provision for formula allowance for loan losses 17.4 (6.5) (1.7) (1.2) Net business profits 265.0 253.8 251.8 272.4 114.3 Net non-recurring gains (losses) (94.8) (140.1) (7.9) 5.9 (16.5) Credit-related costs (85.8) (95.3) (32.7) 0.1 (10.9) Losses on loan charge-offs (34.1) (40.1) (13.1) (1.7) (1.1) Provision for specific allowance for loan losses (20.0) (31.6) (4.5) (10.9) Other credit-related costs (31.6) (23.6) (19.6) 6.4 1.1 Net gains (losses) on equity securities 21.9 (15.8) 30.6 14.5 (4.9) Other (30.9) (28.9) (5.8) (8.8) (0.5) Ordinary profit 170.1 113.7 243.9 278.3 97.7 Net special gains 13.2 29.8 64.2 5.7 2.4 Gains on loans charged-off 7.2 7.5 9.5 9.8 3.3 Reversal of allowance for loan losses 25.6 32.3 79.5 Income before income taxes and others 183.4 143.5 308.2 284.0 100.2 Income taxes current (32.8) 0.6 (0.7) 0.6 (0.2) Income taxes deferred 60.3 111.8 139.6 71.8 39.7 Net income 155.9 31.1 169.3 211.6 60.7 Figures of FY2005 are simple sum of MUTB and UFJTB (April to September). Figures up to FY2004 are simple sum of MTB and UFJTB. As for UFJTB figures (from FY2003 to FY2005), credit costs for trust accounts are included in gross profits. Therefore, figures are different from the ones in the supplementary data in UFJH's past press releases. Figures up to FY2005 include separate subsidiaries and figures for and after FY2006 do not include separate subsidiaries. As for FY2003 figures, inter-company transactions between the bank and separate subsidiaries are not adjusted. MTB: Mitsubishi Trust and Banking UFJTB: UFJ Trust Bank 8

Consolidated Balance Sheets of MUFG Figures up to March End 2005 are simple sum of MTFG and UFJH. Mar End Mar End Mar End Mar End Mar End Sep End 2003 2004 2005 2006 2007 2007 ASSETS: Cash and due from banks 12,898.7 10,988.0 14,586.2 12,347.5 8,760.2 10,978.3 Call loans and bills bought 760.4 1,185.9 1,296.2 2,467.7 1,897.5 1,235.5 Receivables under resale agreements 1,272.5 1,969.7 2,279.0 1,077.9 4,173.1 5,619.0 Receivables under securities borrowing transactions 4,916.8 7,841.5 8,196.8 5,425.5 6,700.4 5,994.2 Commercial paper and other debt purchased 722.9 1,642.5 2,453.3 2,675.0 4,241.8 4,856.5 Trading assets 8,657.9 9,365.0 12,851.6 10,070.7 9,577.9 11,891.8 Money held in trust 451.4 601.9 513.5 410.5 368.9 456.4 Investment securities 42,291.1 50,355.5 50,594.1 48,508.9 48,207.6 42,990.2 Loans and bills discounted 91,128.9 89,052.7 83,801.0 85,763.1 84,831.9 86,751.0 Foreign exchanges 1,176.1 1,172.7 1,331.5 1,267.8 1,353.8 1,411.2 Other assets 5,456.1 5,971.6 5,359.0 6,517.4 4,714.2 4,999.5 Tangible fixed assets 1,697.1 1,717.8 Intangible fixed assets 741.7 906.4 Premises and equipment 1,714.1 1,567.6 1,499.3 1,517.8 Deferred tax assets 2,885.2 2,125.4 1,607.5 705.1 259.1 271.0 Customers' liabilities for acceptances and guarantees 8,007.8 7,856.0 8,684.2 9,533.5 10,966.8 11,110.0 Allowance for loan losses (2,971.6) (2,952.8) (2,212.4) (1,360.7) (1,185.4) (1,261.0) Allowance for losses on investment securities (3.3) (3.1) (5.4) (26.6) (26.1) (34.1) Total assets 179,382.7 188,749.9 192,839.1 187,046.7 187,281.0 189,894.4 LIABILITIES: Deposits 113,774.0 119,073.3 118,274.4 118,988.0 118,708.6 117,630.8 Negotiable certificates of deposit 8,974.5 8,333.9 6,682.8 6,586.4 7,083.2 6,657.8 Call money and bills sold 8,923.8 11,742.9 13,935.2 9,428.8 2,546.2 2,527.5 Payables under repurchase agreements 4,584.2 3,985.7 5,814.8 4,885.4 8,214.8 8,451.5 Payables under securities lending transactions 6,792.6 5,180.0 5,185.4 4,339.5 5,135.2 6,609.0 Commercial paper 1,106.9 934.0 592.6 309.3 607.9 685.4 Trading liabilities 3,532.8 4,991.9 7,117.9 4,361.9 4,299.0 5,655.5 Borrowed money 2,975.2 2,837.9 2,643.5 2,974.0 4,810.7 4,511.9 Foreign exchanges 621.7 1,269.2 1,076.7 1,312.5 1,001.7 792.9 Short-term corporate bonds 10.0 410.2 1,369.9 490.7 326.0 593.6 Bonds and notes 5,823.2 6,420.9 6,725.5 6,634.5 6,505.5 6,476.5 Due to trust account 2,651.8 3,134.3 2,473.2 2,429.0 1,542.4 1,592.4 Other liabilities 4,451.9 4,747.9 3,972.1 4,469.0 4,326.7 5,318.1 Reserve for employees' bonuses 40.5 33.8 30.3 50.8 53.4 49.3 Reserve for employees' retirement benefits 50.1 49.2 53.0 82.2 66.5 64.0 Reserve for contingent losses 116.2 145.0 Reserve under special laws 1.0 1.4 1.7 2.0 2.3 4.3 Deferred tax liabilities 61.1 74.1 85.5 81.9 187.7 177.8 Deferred tax liabilities on land revaluation excess 216.4 215.8 208.3 210.8 205.7 204.5 Acceptances and guarantees 8,007.8 7,856.0 8,684.2 9,533.5 10,966.8 11,110.0 Total liabilities 173,305.9 181,613.8 184,991.9 177,220.4 176,757.3 179,319.9 NET ASSETS: Capital stock 1,383.0 1,383.0 Capital surplus 1,916.3 1,865.9 Retained earnings 4,102.1 4,286.0 Treasury stock (1,001.4) (576.4) Total owners' equity 6,400.0 6,958.6 Net unrealized gains on securities available for sale, net of taxes 2,054.8 1,803.4 Net deferred losses on hedging instruments, net of taxes (56.4) (60.1) Revaluation reserve for land, net of taxes 148.2 147.4 Foreign currency transaction adjustments (26.4) 9.8 Total valuation and translation adjustments 2,120.1 1,900.6 Minority interests 2,003.4 1,715.1 Total net assets 10,523.7 10,574.4 Minority interest: 1,166.0 1,175.7 1,889.3 2,098.5 SHAREHOLDERS EQUITY: Capital stock 2,258.0 2,258.0 2,383.0 1,383.0 Capital surplus 2,165.7 2,165.0 2,188.8 1,915.8 Retained earnings 602.9 746.0 498.8 3,325.9 Land revaluation excess 317.2 271.0 260.1 149.5 Unrealized gains (losses) on securities available for sale (289.1) 732.9 848.6 1,769.5 Foreign currency translation adjustments (137.6) (206.8) (215.3) (42.1) Treasury stock (6.3) (5.8) (6.2) (773.9) Total shareholders equity 4,910.7 5,960.3 5,957.9 7,727.8 9

Non-Consolidated Balance Sheets of BTMU Figures up to March End 2005 are simple sum of BTM and UFJB. Mar End Mar End Mar End Mar End Sep End 2004 2005 2006 2007 2007 ASSETS: Cash and due from banks 9,609.8 13,158.5 10,846.4 7,290.0 10,255.1 Call loans and bills bought 1,139.5 1,075.4 2,526.1 1,766.3 683.6 Receivables under resale agreements 458.6 70.0 193.4 223.2 271.9 Receivables under securities borrowing transactions 3,724.3 4,143.7 2,738.2 3,586.3 1,546.7 Commercial paper and other debt purchased 558.1 1,100.9 1,753.8 3,226.7 3,799.1 Trading assets 5,066.2 5,031.8 5,804.2 4,108.8 4,237.4 Money held in trust 414.5 407.6 283.1 242.9 123.4 Investment securities 41,222.2 42,695.8 42,159.6 40,705.7 35,946.4 Loans and bills discounted 72,693.0 68,841.3 69,587.1 68,194.9 68,759.1 Foreign exchanges 1,161.3 1,329.4 1,265.9 1,395.8 1,389.4 Other assets 3,597.1 2,986.3 3,158.0 2,438.7 2,478.7 Tangible fixed assets 958.0 965.9 Intangible fixed assets 297.6 323.2 Premises and equipment 1,103.1 1,061.1 1,056.7 Deferred tax assets 1,701.6 1,329.8 599.8 194.9 203.4 Customers' liabilities for acceptances and guarantees 7,075.3 7,860.4 6,180.7 6,886.4 7,140.0 Allowance for loan losses (2,319.3) (1,731.7) (928.1) (771.0) (791.8) Allowance for losses on investment securities (55.9) (66.6) (134.3) (132.1) (123.6) Total assets 147,149.9 149,294.2 147,091.2 140,613.8 137,208.7 LIABILITIES: Deposits 100,633.3 100,095.1 101,092.5 100,276.6 99,029.9 Negotiable certificates of deposit 6,942.3 5,304.8 5,716.1 5,516.0 5,004.7 Debentures 265.9 Call money 4,564.3 2,312.8 1,769.9 1,877.2 1,704.7 Payables under repurchase agreements 2,044.4 3,094.2 3,821.3 3,179.3 2,948.2 Payables under securities lending transactions 1,182.7 1,543.1 1,922.4 3,273.3 3,099.8 Bills sold 5,687.6 10,383.1 6,536.5 Commercial paper 185.4 Trading liabilities 967.4 961.9 1,101.8 658.7 748.2 Borrowed money 3,159.3 3,157.0 3,998.9 4,935.4 4,366.0 Foreign exchanges 1,258.5 1,078.9 1,315.3 1,012.0 825.4 Short-term corporate bonds 370.2 1,083.9 375.7 150.6 289.3 Bonds and notes 4,739.4 4,506.3 3,956.6 3,359.9 3,169.6 Other liabilities 3,122.1 2,415.0 2,469.5 2,158.7 1,681.3 Reserve for employees' bonuses 12.8 8.1 14.2 15.9 16.0 Reserve for losses on supports of specific borrowers 5.0 Reserve for employees' retirement benefits 13.2 17.7 11.1 11.3 10.8 Reserve for contingent losses 81.9 86.6 Reserve under special laws 0.0 0.0 0.0 0.0 0.0 Deferred tax liabilities for land revaluation 199.6 192.5 202.5 197.9 196.9 Acceptances and guarantees 7,075.3 7,860.4 6,180.7 6,886.4 7,140.0 Total liabilities 142,429.7 144,015.6 140,485.7 133,591.9 130,318.0 NET ASSETS: Capital stock 996.9 996.9 Capital surplus 2,767.5 2,767.5 Retained earnings 1,627.7 1,656.4 Total owners' equity 5,392.2 5,421.0 Net unrealized gains on securities available for sale, net of taxes 1,435.5 1,270.6 Net deferred losses on hedging instruments, net of taxes (46.1) (39.9) Revaluation reserve for land, net of taxes 240.3 238.8 Total valuation and translation adjustments 1,629.6 1,469.6 Total net assets 7,021.9 6,890.6 SHAREHOLDERS EQUITY: Capital stock 1,715.5 2,255.5 996.9 Capital surplus 1,488.1 1,700.2 2,767.5 Retained earnings 709.6 471.3 1,404.8 Land revaluation excess 268.8 258.3 245.7 Unrealized gains on securities available for sale 537.9 593.0 1,190.3 Total shareholders equity 4,720.2 5,278.5 6,605.5 10

Non-Consolidated Balance Sheets of MUTB Mar End Mar End Mar End Mar End Sep End 2004 2005 2006 2007 2007 ASSETS: Cash and due from banks 1,606.8 1,438.3 798.1 888.1 771.5 Call loans and bills bought 251.8 357.3 25.2 177.1 352.9 Receivables under securities borrowing transactions 450.0 353.7 233.6 150.6 152.2 Commercial paper and other debt purchased 85.6 131.2 151.4 95.2 75.4 Trading assets 294.1 370.6 314.4 237.3 214.4 Money held in trust 6.9 7.0 13.0 9.5 0.4 Investment securities 9,391.6 7,072.8 5,791.0 6,836.2 6,357.5 Loans and bills discounted 11,847.6 10,759.3 10,391.3 9,890.4 9,768.6 Foreign exchanges 11.4 6.8 5.1 5.2 7.9 Other assets 929.4 685.6 680.6 650.7 919.3 Tangible fixed assets 108.4 183.1 Intangible fixed assets 60.4 60.3 Premises and equipment 184.2 174.2 171.3 Deferred tax assets 380.9 282.6 Customers' liabilities for acceptances and guarantees 330.8 274.5 236.8 257.4 244.4 Allowance for loan losses (309.6) (222.5) (124.4) (122.9) (134.2) Allowance for losses on investment securities (0.0) (0.3) (0.1) (0.5) (0.7) Total assets 25,462.0 21,691.6 18,687.8 19,243.4 18,973.6 LIABILITIES: Deposits 13,956.8 12,966.6 11,889.3 11,764.6 11,715.2 Negotiable certificates of deposit 1,704.6 1,633.8 1,224.8 1,724.6 1,794.7 Call money 530.0 104.4 67.6 292.0 141.2 Payables under repurchase agreements 504.9 273.1 33.9 250.6 93.0 Payables under securities lending transactions 1,334.9 451.1 484.8 202.2 270.0 Bills sold 856.9 566.8 449.4 Commercial paper 396.0 145.5 Trading liabilities 83.9 53.5 55.4 32.7 30.0 Borrowed money 377.4 347.4 234.2 916.3 465.2 Foreign exchanges 12.8 0.5 0.6 0.5 0.0 Short-term corporate bonds 40.0 286.0 10.2 81.9 110.3 Bonds and notes 312.7 373.7 359.4 299.9 270.5 Due to trust account 3,134.3 2,473.2 1,761.8 1,328.4 1,237.4 Other liabilities 513.0 368.4 317.3 291.9 970.7 Reserve for employees' bonuses 4.0 3.5 4.3 4.4 4.3 Reserve for employees' retirement benefits 0.1 0.2 8.7 Reserve for contingent losses 9.6 7.5 Reserve for possible losses to land trust 14.5 Deferred tax liabilities 7.0 92.2 84.2 Deferred tax liabilities for land revaluation 6.5 6.3 6.4 6.1 7.6 Acceptances and guarantees 330.8 274.5 236.8 257.4 244.4 Total liabilities 24,100.2 20,343.8 17,152.6 17,556.0 17,446.8 NET ASSETS: Capital stock 324.2 324.2 Capital surplus 530.3 412.3 Retained earnings 434.3 469.1 Total owners' equity 1,288.9 1,205.7 Net unrealized gains on securities available for sale, net of taxes 415.0 341.1 Net deferred losses on hedging instruments, net of taxes (6.8) (9.8) Revaluation reserve for land, net of taxes (9.6) (10.2) Total valuation and translation adjustments 398.4 320.9 Total net assets 1,687.4 1,526.7 SHAREHOLDERS EQUITY: Capital stock 604.8 604.8 324.2 Capital surplus 332.4 332.4 582.4 Retained earnings 259.4 254.6 260.9 Land revaluation excess (10.9) (10.9) (10.7) Unrealized gains on securities available for sale 176.0 166.7 378.2 Total shareholders equity 1,361.7 1,347.7 1,535.2 Figures up to March End 2005 are simple sum of MTB and UFJTB. 11

Loans and Deposits MUFG (BTMU+MUTB) Mar End Mar End Mar End Mar End Mar End Sep End 2003 2004 2005 2006 2007 2007 Loans 87,009.2 85,441.4 79,622.0 79,987.1 78,085.4 78,527.7 Domestic offices 78,905.5 78,983.6 73,046.3 71,381.2 67,954.4 66,985.0 Loans to SMEs and individual clients 48,871.3 47,148.3 44,748.0 44,661.3 43,804.9 42,954.5 Consumer loans 17,723.4 19,077.2 19,133.6 19,439.4 18,236.2 17,980.6 Housing loans 15,807.3 17,382.3 17,640.7 18,145.7 17,098.6 16,925.5 Overseas offices and others 8,103.7 6,457.7 6,575.6 8,605.9 10,131.0 11,542.6 Deposits 109,329.1 114,590.1 113,061.8 112,981.8 112,041.3 110,745.1 Domestic deposits 99,328.8 103,140.9 102,268.4 102,937.2 101,698.5 99,820.1 Individuals 58,746.8 60,156.7 59,807.6 60,217.8 60,858.3 61,408.7 Corporations and others 40,582.0 42,984.2 42,460.8 42,719.4 40,840.2 38,411.4 Overseas offices and others 10,000.3 11,449.2 10,793.3 10,044.5 10,342.7 10,924.9 Figures for and after March End 2006 are simple sum of BTMU and MUTB. Figures up to March End 2005 are simple sum of BTM, UFJB, MTB and UFJTB. Figures above exclude trust accounts. Figures for and after March End 2007 do not include separate subsidiaries. Figures up to March End 2006 include separate subsidiaries. BTMU: Bank of Tokyo-Mitsubishi UFJ MUTB: Mitsubishi UFJ Trust and Banking BTM: Bank of Tokyo-Mitsubishi MTB: Mitsubishi Trust and Banking UFJB: UFJ Bank UFJTB: UFJ Trust Bank Loans and Deposits (Consolidated) (Comparison with other financial groups) Trillions of Yen Loans (left column) 86.7 117.6 Deposits (right column) 60.1 72.9 74.1 66.0 MUFG SMFG MIZUHO Sep End 2007 Note: Figures in the chart are on a consolidated basis. Therefore, MUFG figures are different from those in the table above. SMFG: Sumitomo Mitsui Financial Group MIZUHO: Mizuho Financial Group 12

Domestic Loans Domestic Loans by Type of Industry MUFG (BTMU+MUTB) Millions of Yen Mar End Sep End Mar End Sep End Mar End Sep End 2005 2005 2006 2006 2007 2007 Manufacturing 8,716,252 8,329,000 7,681,169 7,646,886 7,642,078 7,885,564 Agriculture 19,539 19,649 21,255 24,029 23,535 23,985 Forestry 22,866 17,256 17,247 12,057 16,746 13,986 Fishery 29,177 30,237 31,147 31,948 30,588 34,966 Mining 64,336 51,214 53,234 51,032 49,115 50,334 Construction 1,975,753 1,728,391 1,670,816 1,568,173 1,554,973 1,441,385 Utilities 522,557 640,782 590,802 596,153 630,599 647,929 Media and communication 1,945,686 1,858,243 1,855,766 1,847,318 1,810,231 1,764,850 Wholesale and retail 8,375,451 8,174,074 7,821,717 7,623,028 7,293,024 7,124,425 Banks and other financial institutions 7,869,890 7,729,673 7,477,546 8,218,309 7,310,206 6,930,902 Real estate 10,294,626 10,037,498 9,863,658 9,649,149 9,204,591 8,902,525 Services 7,064,631 6,625,144 6,219,549 6,158,929 6,440,854 6,160,478 Municipal government 1,410,155 753,388 855,313 846,377 783,857 754,653 Other industries 24,735,412 27,659,671 27,221,976 26,130,598 25,164,007 25,249,026 Figures for and after March End 2006 are simple sum of BTMU and MUTB. Figures up to September End 2005 are simple sum of BTM, UFJB, MTB, and UFJTB. Figures above exclude trust accounts. Figures for and after September End 2006 do not include separate subsidiaries. Figures up to March End 2006 include separate subsidiaries. 13

Foreign Loans Loans to Asian Countries MUFG (BTMU+MUTB) Millions of Yen Mar End Sep End Mar End Sep End Mar End Sep End 2005 2005 2006 2006 2007 2007 Thailand 303,588 328,600 412,326 479,283 565,457 585,189 Indonesia 155,959 176,144 279,958 264,472 258,017 251,657 Malaysia 120,490 116,899 160,505 196,729 174,391 113,388 Philippines 55,592 56,035 64,037 61,969 59,385 63,544 South Korea 191,660 221,099 208,169 226,604 250,434 322,555 Singapore 283,331 301,698 266,856 371,355 400,395 530,324 Hong Kong 553,755 633,558 630,367 671,667 727,734 776,385 China 465,086 553,761 610,023 658,687 684,763 31,285 Taiwan 99,657 112,782 154,041 165,296 177,327 179,190 Others 75,972 91,762 116,886 143,960 201,259 255,614 Total 2,305,095 2,592,344 2,903,174 3,240,026 3,499,167 3,109,133 Figures for and after March End 2006 are simple sum of BTMU and MUTB. Figures up to September End 2005 are simple sum of BTM, UFJB, MTB, and UFJTB. Figures above exclude trust accounts. Figures for and after September End 2006 do not include separate subsidiaries. Figures up to March End 2006 include separate subsidiaries. Figures for September End 2007 exclude Loans extended by MUFG's Chinese subsidiary to China due to the conversion of MUFG's China Branch into a local subsidiary in July 2007. Loans to Latin American Countries MUFG (BTMU+MUTB) Millions of Yen Mar End Sep End Mar End Sep End Mar End Sep End 2005 2005 2006 2006 2007 2007 Argentina 5,849 2,931 2,661 2,944 2,090 3,027 Brazil 66,868 61,246 91,548 89,272 107,178 88,779 Mexico 79,808 68,991 83,705 99,461 95,899 88,910 Caribbean countries 404,382 471,548 658,719 714,778 738,087 723,876 Others 70,335 59,945 70,482 70,848 67,197 77,865 Total 627,245 664,663 907,117 977,305 1,010,454 982,460 Figures for and after March End 2006 are simple sum of BTMU and MUTB. Figures up to September End 2005 are simple sum of BTM, UFJB, MTB, and UFJTB. Figures above exclude trust accounts. Figures for and after September End 2006 do not include separate subsidiaries. Figures up to March End 2006 include separate subsidiaries. 14

Source and Use of Funds (BTMU) 1/2 Domestic Sector Average balance Income/Expenses Yield (%) FY2007 H1 Change FY2007 H1 Change FY2007 H1 Change (%point) Assets 99,678.6 (3,794.0) 682.3 124.6 1.365 0.290 Loans and bills discounted 55,685.3 (2,428.3) 487.0 66.8 1.744 0.302 Investment securities 30,680.2 (3,226.8) 153.9 35.8 1.000 0.306 Call loans 337.0 (250.8) 1.0 0.5 0.630 0.471 Collateral deposits on securities borrowed 2,402.3 754.1 7.0 5.6 0.581 0.417 Bills bought 7.4 (86.4) 0.0 0.0 0.480 0.423 Due from banks 4.2 1.3 0.0 0.0 0.140 0.140 Liabilities 98,499.2 (3,672.2) 150.3 75.7 0.304 0.158 Deposits 84,744.4 (362.8) 96.1 70.3 0.226 0.165 Negotiable certificates of deposit 4,025.6 (308.1) 11.3 8.3 0.562 0.422 Call money 1,723.7 (158.3) 4.1 3.2 0.482 0.385 Payables under repurchase agreements 808.9 (511.6) 2.3 1.0 0.577 0.384 Collateral deposits under securities lending transactions 2,951.2 956.4 8.2 6.6 0.555 0.397 Bills sold (1,938.6) (0.2) Borrowed money 1,565.8 (429.5) 11.9 0.0 1.523 0.330 Net interest margin 1.064 0.133 Excluding separate subsidiaries Net interest margin = net interest income/average balance of interest earning assets International Sector Average balance Income/Expenses Yield (%) FY2007 H1 Change FY2007 H1 Change FY2007 H1 Change (%point) Assets 29,744.8 4,515.6 714.0 115.4 4.788 0.055 Loans and bills discounted 11,451.5 1,541.6 298.9 48.2 5.207 0.160 Investment securities 7,218.8 966.7 176.8 32.6 4.887 0.284 Call loans 258.2 (133.7) 6.0 (3.3) 4.702 (0.086) Due from banks 6,162.0 973.8 113.5 12.7 3.675 (0.201) Liabilities 32,155.8 3,804.6 629.7 124.4 3.905 0.351 Deposits 14,575.9 938.8 273.9 31.3 3.748 0.199 Negotiable certificates of deposit 1,400.0 250.7 37.9 8.9 5.411 0.372 Call money 554.3 408.7 12.4 8.6 4.482 (0.801) Payables under repurchase agreements 2,407.8 648.7 61.0 20.0 5.056 0.405 Collateral deposits under securities lending transactions 132.2 (266.6) 3.4 (6.8) 5.208 0.052 Bills sold Borrowed money 3,251.0 243.9 76.4 14.1 4.689 0.558 Net interest margin 0.565 (0.172) Excluding separate subsidiaries Net interest margin = net interest income/average balance of interest earning assets 15

Source and Use of Funds (BTMU) 2/2 Domestic Sector Average balance Income/Expenses Yield (%) FY2005 FY2006 FY2007 FY2005 FY2006 FY2007 FY2005 FY2006 FY2007 H1 H1 H1 Assets 102,858.1 103,167.5 99,678.6 1,166.5 1,190.6 682.3 1.134 1.154 1.365 Loans and bills discounted 59,983.6 57,733.0 55,685.3 877.5 877.3 487.0 1.462 1.519 1.744 Investment securities 37,163.3 32,917.9 30,680.2 256.1 263.4 153.9 0.689 0.800 1.000 Call loans 449.3 521.0 337.0 0.0 1.4 1.0 0.012 0.271 0.630 Collateral deposits on securities borrowed 1,842.0 1,685.4 2,402.3 0.3 4.7 7.0 0.016 0.280 0.581 Bills bought 256.4 53.7 7.4 0.0 0.0 0.0 0.001 0.102 0.480 Due from banks 5.2 3.0 4.2 0.0 0.0 0.0 0.056 0.065 0.140 Liabilities 110,625.1 101,305.6 98,499.2 102.8 198.2 150.3 0.093 0.195 0.304 Deposits 85,381.8 84,473.2 84,744.4 21.5 85.8 96.1 0.025 0.101 0.226 Negotiable certificates of deposit 4,425.7 4,256.3 4,025.6 1.0 10.7 11.3 0.022 0.253 0.562 Call money 2,857.4 1,710.8 1,723.7 0.0 3.1 4.1 0.002 0.181 0.482 Payables under repurchase agreements 1,860.9 1,364.7 808.9 0.0 3.9 2.3 0.004 0.287 0.577 Collateral deposits under securities lending transactions 555.5 2,386.3 2,951.2 0.1 6.4 8.2 0.021 0.269 0.555 Bills sold 10,042.5 971.9 0.2 0.2 0.002 0.025 Borrowed money 1,046.3 2,673.8 1,565.8 21.1 27.3 11.9 2.017 1.023 1.523 Figures of FY2005 are simple sum of BTMU and UFJB (April to December). Excluding separate subsidiaries International Sector Average balance Income/Expenses Yield (%) FY2005 FY2006 FY2007 FY2005 FY2006 FY2007 FY2005 FY2006 FY2007 H1 H1 H1 Assets 23,902.0 26,763.2 29,744.8 972.5 1,290.2 714.0 4.068 4.820 4.788 Loans and bills discounted 8,513.3 10,523.8 11,451.5 355.4 540.9 298.9 4.174 5.139 5.207 Investment securities 7,531.2 6,714.1 7,218.8 325.8 326.3 176.8 4.325 4.861 4.887 Call loans 459.5 350.6 258.2 16.7 17.1 6.0 3.638 4.887 4.702 Due from banks 4,680.0 5,333.2 6,162.0 145.9 208.3 113.5 3.119 3.907 3.675 Liabilities 24,807.2 30,271.9 32,155.8 715.2 1,095.7 629.7 2.883 3.619 3.905 Deposits 14,291.5 14,008.8 14,575.9 357.4 513.4 273.9 2.501 3.665 3.748 Negotiable certificates of deposit 977.9 1,171.6 1,400.0 39.5 60.1 37.9 4.049 5.131 5.411 Call money 199.1 318.8 554.3 6.5 16.3 12.4 3.285 5.112 4.482 Payables under repurchase agreements 2,947.6 2,072.2 2,407.8 101.3 100.4 61.0 3.436 4.845 5.056 Collateral deposits under securities lending transactions 743.0 396.9 132.2 27.3 20.7 3.4 3.684 5.236 5.208 Bills sold 0.1 0.0 4.499 Borrowed money 2,296.1 3,070.3 3,251.0 87.1 132.5 76.4 3.795 4.318 4.689 Figures of FY2005 are simple sum of BTMU and UFJB (April to December). Excluding separate subsidiaries 16

Source and Use of Funds (MUTB) 1/2 Domestic Sector Average balance Income/Expenses Yield (%) FY2007 H1 Change FY2007 H1 Change FY2007 H1 Change (%point) Assets 14,753.5 (76.5) 120.6 2.6 1.630 0.043 Loans and bills discounted 8,823.2 (636.2) 64.0 9.2 1.447 0.293 Investment securities 4,274.0 309.8 51.0 (8.1) 2.381 (0.596) Call loans 213.1 83.4 0.6 0.5 0.621 0.439 Collateral deposits on securities borrowed 372.2 167.5 1.0 0.8 0.571 0.364 Bills bought 2.4 (15.3) 0.0 0.0 0.399 0.321 Due from banks 21.6 0.0 0.0 0.0 0.156 0.128 Liabilities 14,440.3 (166.1) 30.5 18.3 0.421 0.255 Deposits 10,532.3 59.3 19.0 10.7 0.360 0.203 Negotiable certificates of deposit 1,504.0 146.8 4.5 3.2 0.606 0.407 Call money 142.0 34.7 0.4 0.2 0.661 0.337 Payables under repurchase agreements 16.0 (2.4) 0.0 0.0 0.607 0.445 Collateral deposits under securities lending transactions 132.9 15.4 0.2 0.1 0.442 0.221 Bills sold (145.9) 0.0 Borrowed money 507.5 (124.1) 2.3 0.4 0.919 0.335 Net interest margin 1.217 (0.205) Excluding separate subsidiaries Net interest margin = net interest income/average balance of interest earning assets International Sector Average balance Income/Expenses Yield (%) FY2007 H1 Change FY2007 H1 Change FY2007 H1 Change (%point) Assets 3,033.2 496.4 68.0 13.0 4.477 0.153 Loans and bills discounted 719.5 110.0 15.2 2.8 4.230 0.177 Investment securities 1,514.0 206.5 39.9 12.9 5.256 1.140 Call loans 5.0 1.9 0.1 0.0 5.260 1.768 Due from banks 783.5 186.1 12.4 (0.2) 3.164 (1.062) Liabilities 3,058.5 509.9 52.0 11.3 3.391 0.208 Deposits 1,264.2 149.1 23.0 0.7 3.629 (0.356) Negotiable certificates of deposit 379.4 159.6 10.2 4.7 5.397 0.421 Call money 57.6 (25.5) 1.4 (0.4) 4.989 0.551 Payables under repurchase agreements 54.2 38.5 1.0 0.8 4.025 0.902 Collateral deposits under securities lending transactions 199.1 (50.7) 3.9 0.1 3.934 0.900 Borrowed money 10.2 (16.6) 0.1 0.0 3.010 1.462 Net interest margin 1.057 (0.068) Excluding separate subsidiaries Net interest margin = net interest income/average balance of interest earning assets 17

Source and Use of Funds (MUTB) 2/2 Domestic Sector Average balance Income/Expenses Yield (%) FY2005 FY2006 FY2007 FY2005 FY2006 FY2007 FY2005 FY2006 FY2007 H1 H1 H1 Assets 16,194.5 14,895.4 14,753.5 188.1 234.8 120.6 1.162 1.576 1.630 Loans and bills discounted 9,862.9 9,301.6 8,823.2 99.3 115.5 64.0 1.007 1.242 1.447 Investment securities 4,471.7 4,362.5 4,274.0 78.2 112.3 51.0 1.750 2.576 2.381 Call loans 497.7 97.2 213.1 0.0 0.2 0.6 0.010 0.245 0.621 Collateral deposits on securities borrowed 129.5 171.4 372.2 0.0 0.4 1.0 0.013 0.275 0.571 Bills bought 20.5 10.6 2.4 0.0 0.0 0.000 0.103 0.399 Due from banks 75.6 20.5 21.6 0.0 0.0 0.0 0.000 0.063 0.156 Liabilities 16,115.6 14,643.9 14,440.3 21.8 34.5 30.5 0.135 0.235 0.421 Deposits 11,225.6 10,457.0 10,532.3 14.0 21.8 19.0 0.124 0.208 0.360 Negotiable certificates of deposit 1,286.3 1,423.6 1,504.0 0.3 4.3 4.5 0.026 0.304 0.606 Call money 75.1 159.6 142.0 0.0 0.6 0.4 0.002 0.412 0.661 Payables under repurchase agreements 102.8 39.1 16.0 0.0 0.1 0.0 0.000 0.385 0.607 Collateral deposits under securities lending transactions 102.5 138.0 132.9 0.0 0.3 0.2 0.034 0.266 0.442 Bills sold 423.2 73.1 0.0 0.0 0.002 0.045 Borrowed money 225.1 653.6 507.5 3.0 4.1 2.3 1.348 0.630 0.919 Figures of FY2005 are simple sum of MUTB and UFJTB (April to September). Excluding separate subsidiaries International Sector Average balance Income/Expenses Yield (%) FY2005 FY2006 FY2007 FY2005 FY2006 FY2007 FY2005 FY2006 FY2007 H1 H1 H1 Assets 2,967.3 2,633.9 3,033.2 107.1 115.0 68.0 3.610 4.366 4.477 Loans and bills discounted 511.9 625.6 719.5 16.6 25.4 15.2 3.244 4.061 4.230 Investment securities 1,707.7 1,342.7 1,514.0 58.4 59.2 39.9 3.421 4.413 5.256 Call loans 13.7 2.8 5.0 0.4 0.1 0.1 3.547 4.316 5.260 Due from banks 689.1 644.5 783.5 21.9 25.5 12.4 3.182 3.968 3.164 Liabilities 3,006.1 2,655.2 3,058.5 79.3 90.2 52.0 2.638 3.398 3.391 Deposits 1,453.5 1,116.8 1,264.2 45.4 45.4 23.0 3.129 4.067 3.629 Negotiable certificates of deposit 110.4 275.6 379.4 4.4 14.1 10.2 4.012 5.146 5.397 Call money 106.6 90.1 57.6 2.8 4.1 1.4 2.659 4.621 4.989 Payables under repurchase agreements 84.1 20.6 54.2 1.8 0.6 1.0 2.177 3.329 4.025 Collateral deposits under securities lending transactions 380.4 242.4 199.1 9.1 8.2 3.9 2.411 3.413 3.934 Borrowed money 52.3 22.6 10.2 1.4 0.4 0.1 2.818 1.916 3.010 Figures of FY2005 are simple sum of MUTB and UFJTB (April to September). Excluding separate subsidiaries 18

Disclosed Claims under the Financial Reconstruction Law (FRL) MUFG (BTMU+MUTB) (Total of banking and trust accounts) Mar End Mar End Mar End Mar End Mar End Sep End 2003 2004 2005 2006 2007 2007 Claims to bankrupt and substantially bankrupt debtors 645.9 444.8 279.1 153.3 115.9 106.5 Claims under high risk 2,239.3 2,024.9 1,407.2 749.7 647.9 718.8 Claims under close observation 3,893.4 2,898.6 1,321.6 924.3 562.0 354.0 Disclosed claims under the FRL 6,778.8 5,368.4 3,008.0 1,827.4 1,325.8 1,179.4 Normal claims 90,170.2 88,780.4 87,277.6 86,279.4 89,268.1 89,929.2 Total 96,949.0 94,719.2 90,285.7 88,106.9 90,594.0 91,108.6 NPL Ratio 6.99% 5.67% 3.33% 2.07% 1.46% 1.29% Figures for and after March End 2006 are simple sum of BTMU and MUTB. Figures up to March End 2005 are simple sum of BTM, UFJB, MTB, and UFJTB. Figures for and after March End 2007 exclude separate subsidiaries. Figures up to March End 2006 include separate subsidiaries. NPLs* Credit-related Expenses** 3.33% 531.7 NPL ratio 373.2 Full fiscal year Balance 3,008.0 2.07% 153.2 Interim period 1.46% 1.29% 1,827.4 1,325.8 1,179.4 (40.4) (156.4) Mar End 05 Mar End 06 Mar End 07 Sep End 07 FY05 FY06 FY07 * NPLs: Non-performing Loans ** BTMU+MUTB Figures for and after March End 2007 exclude separate subsidiaries Figures up to March End 2006 include separate subsidiaries 19

Unrealized Gains (Losses) on Securities Available for Sale MUFG Mar End Mar End Mar End Mar End Mar End Sep End 2003 2004 2005 2006 2007 2007 Domestic equity securities (609.2) 1,143.9 1,348.3 2,980.8 3,221.3 3,020.2 Domestic bonds 274.7 (54.2) 31.1 (210.1) (70.3) (78.9) Government bonds 226.7 (69.0) 12.7 (188.3) (65.8) (73.8) Municipal bonds 25.9 6.5 5.6 (1.1) (0.0) (0.2) Corporate bonds 22.0 8.2 12.7 (20.5) (4.5) (4.8) Other securities 69.4 156.1 5.3 182.5 233.3 39.3 Foreign equity securities 91.5 116.6 131.4 Foreign bonds (90.9) (48.1) (87.1) Other 181.9 164.7 (4.9) Total (265.0) 1,245.8 1,384.9 2,953.2 3,384.2 2,980.7 Figures up to March End 2005 are simple sum of MTFG and UFJH. 20

Risk-adjusted Capital Ratios Based on the Standards of the BIS MUFG Mar End Mar End Sep End 2006 2007 2007 Risk-adjusted capital ratio 12.20% 12.54% 12.54% Tier 1 ratio 6.80% 7.57% 7.67% Tier 1 7,501.6 8,054.8 8,230.7 Tier 2 (includable as qualifying capital) 6,293.7 5,717.9 5,643.2 The amount of unrealized gains on investment securities 1,343.1 1,541.7 1,355.6 The amount of land revaluation excess 162.1 159.3 158.4 Subordinated debt 3,786.6 3,844.3 3,763.6 Tier 3 (includable as qualifying capital) Deductions from total qualifying capital 334.9 428.3 417.5 Total qualifying capital 13,460.3 13,344.4 13,456.4 Risk-adjusted assets 110,292.6 106,395.5 107,270.3 Figures for and after March End 2007 are calculated based on the Basel 2 Standards 21

Shares (Common and Preferred Stock) Type of shares Common Stock Class 8 Class 11 Class 12 First Series of Class 3 Preferred Shares Preferred Shares Preferred Shares Preferred Shares Original issuer Sanwa Toyo Trust Toyo Trust MTFG No. of shares outstanding 10,487,294,143 17,700,000 shares 1,000 shares 33,700,000 shares 100,000,000 shares as of Sep.30, 2007 shares* (excluding Treasury Stock) Balance as of Sep. 30, 2007 53.1 bil. 0.0 bil. 33.7 bil. 250.0 bil. No. of shares issued 200,000 shares 80,000 shares 200,000 shares 100,000 shares Total issue amount 600.0 bil. 80.0 bil. 200.0 bil. 250.0 bil. Dividend yield 0.53% 0.53% 1.15% 2.40% Preferred shares Oct. 1, 05 Oct. 1, 05 Oct. 1, 05 conversion period Jul. 31, 08 Jul. 31, 14 Jul. 31, 09 Conversion price 1,693.5 918.7 796.0 as of Sep.30 Minimum conversion price 1,693.5 918.7 796.0 Conversion price revision date Aug. 1, 06 on every Aug. 1 on every Jun. 30 and Aug. 1, 07 from Aug. 1, 06 from Jun. 30, 06 to Aug. 1, 13 to Jun. 30, 08 Mandatory conversion date Aug. 1, 08 Aug. 1, 14 Aug. 1, 09 Minimum mandatory 1,209.7 802.6 795.2 conversion price Upward revision of Yes No No conversion price No. of shares after conversion at conversion price as of 31,355,100 shares 1,000 shares 42,336,600 shares Sep.30** No. of shares after conversion at minimum conversion price** 31,355,100 shares 1,000 shares 42,336,600 shares No. of shares after conversion at minimum mandatory 43,895,100 shares 1,200 shares 42,379,200 shares conversion price** Total (Excluding Treasury Stock) Total common shares outstanding if all preferred shares are converted at conversion price as of Sep.30** 10,560,986,843 Total common shares outstanding if all preferred shares are converted at minimum conversion price** 10,560,986,843 Total common shares outstanding if all preferred shares are converted at minimum mandatory conversion price** 10,573,569,643 * Excluding 374,349,647 common shares in treasury stock ** Excluding treasury stocks by a request for purchase of fractional unit shares 22

MUFG Fact Book Interim Fiscal 2007 Business Segment Data Contents Profits by Business Segment 24 Retail 25 Corporate 26 Trust Assets 27 23

Profits by Business Segment Consolidated Gross Profits/Net Operating Profits FY2006 H1 (% of total) FY2007 H1 (% of total) Change % change Gross profits* 1 * 3 * 4 1,828.3 100.0% 1,849.1 100.0% 20.9 1.1 % Retail 628.9 34.4% 676.0 36.6% 47.1 7.5 % Corporate 928.1 50.8% 939.1 50.8% 11.0 1.2 % Domestic 627.4 34.3% 620.7 33.6% (6.6) (1.1)% Overseas 142.6 7.8% 156.4 8.5% 13.9 9.7 % UNBC 158.2 8.7% 162.0 8.8% 3.8 2.4 % Trust Assets 96.8 5.3% 99.5 5.4% 2.7 2.8 % Global Markets, others 174.4 9.5% 134.4 7.3% (40.0) (22.9)% Net operating profits* 2 * 3 * 4 770.1 100.0% 715.9 100.0% (54.2) (7.0)% Retail 169.0 21.9% 192.8 26.9% 23.7 14.0 % Corporate 485.5 63.0% 456.9 63.8% (28.6) (5.9)% Domestic 364.8 47.4% 337.2 47.1% (27.6) (7.6)% Overseas 57.9 7.5% 60.6 8.5% 2.7 4.6 % UNBC 62.8 8.2% 59.2 8.3% (3.6) (5.7)% Trust Assets 45.5 5.9% 49.5 6.9% 4.1 9.0 % Global Markets, others 70.1 9.1% 16.6 2.3% (53.5) (76.3)% *1 Consolidated gross profits before adjusting intra-group transactions except dividends from subsidiaries (managerial accounts basis) *2 Consolidated net business profits before consolidation adjustments (managerial accounts basis, before amortization of goodwill) *3 As a result of a change in accounting period due to the formation of BTMU s China subsidiary only 3 months results from Chinese operations are included. The estimated effects in FY07 H1 were: Gross profits approx.+ 8 billion, Net operating profits approx.+ 5.3 billion *4 In FY06 H1 accrued fees as of the March End 2006 were included as a result of a change in accounting standards (the introduction of accrual accounting for trust fees). The estimated effect in FY06 H1 was: Gross profit approx.+ 6.0 billion Business Portfolio (Net Operating Profits Basis) Global Markets, others 9% Trust Assets 6% UNBC 8% Overseas 8% Retail 22% Domestic corporate 47% Global Markets, others 2% Trust Assets 7% UNBC 8% Overseas 9% Retail 27% Domestic corporate 47% FY06 H1 FY07 H1 24

Retail Consolidated Gross Profits 628.9 Inheritance/Real estate Investment products 676.0 Consumer finance Loans Yen deposits Others FY06 H1 FY07 H1 Consumer Finance Income* 1 Yen Deposits 236.7 224.8 139.7 74.5 FY06 H1 FY07 H1 FY06 H1 FY07 H1 *1 Income from credit cards (Mitsubishi UFJ NICOS) + Bank-issued card loans, etc. Housing Loan Income* 2 Income from Investment Products 120.5 111.1 76.3 Insurance annuities 80.4 Investment trusts Financial products intermediation Foreign currency deposits FY06 H1 FY07 H1 FY06 H1 FY07 H1 *2 Housing loans include funds for construction of housing for rent 25

Corporate Consolidated Gross Profits Real estate business 928.1 SME business Asia business 939.1* 1 480.7* 2 Securities Settlement business Investment banking 484.4* 2 Others FY06 H1 FY07 H1 *1 As a result of a change in accounting period due to the formation of BTMU's China subsidiary only 3 months results from Chinese operations are included. If these had been included the estimated effects are: Gross profit +approx. 8.0billion *2 After elimination of duplicated counts between businesses: FY06 H1: 21.1 billion; FY07 H1: 16.1 billion Investment Banking Business Income (Domestic)* 3 Settlement Business Income Other (Underwriting, etc.) 141.0 137.8 Currency options 130.2 122.8 Structured finance Securitization Domestic syndicated loans Customer derivatives*4 General forex Domestic settlement FY06 H1 FY07 H1 FY06 H1 FY07 H1 *3 Including the duplicated counts between businesses *4 Including financial products intermediation Asia Business Income Real Estate Business Income 61.3 8.0 60.9 42.0 37.3 FY06 H1 FY07 H1* 5 FY06 H1 FY07 H1 *5 As a result of a change in accounting period due to the formation of BTMU's China subsidiary, only 3 months results from Chinese operations are included. If these had been included the estimated effects are: Gross profit +approx. 8 billion 26

Trust Assets Consolidated Gross Profits* 1 96.8 99.5 Global custody Other trust businesses Investment trust management Investment trust administration Mitsubishi UFJ Asset Management Kokusai Asset Management Pensions FY06 H1 FY07 H1 *1 Pensions, Investment trust administration and Other trust businesses are affected by change in accounting standard Excluding yen custody business (excluded from Trust Assets business consolidation from FY07 H1) MTBJ's profits are split into each sections Pension Business Income* 2 Investment Trust Business Income* 3 Effects of change in accounting standard 35.6 3.2 34.7 33.4 Kokusai Asset Management 36.4 Investment trust management 32.4 Effects of change in accounting standard Mitsubishi UFJ Asset Management 2.9 3.2 7.9 9.7 Investment trust administration FY06 H1 FY07 H1 FY06 H1 FY07 H1 *2 Sum of MUTB and Master Trust Bank of Japan *3 Sum of MUTB and Master Trust Bank of Japan (Investment administration) Global Custody Business Income* 4 7.4 7.6 FY06 H1 FY07 H1 *4 Excluding yen custody business (excluded from Trust Assets business consolidation from FY07 H1) 27

MUFG Fact Book Management Information Contents Group s Management Philosophy 29 Ethical Framework 30 Group Corporate Governance Structure 31 Directors and Auditors 32 28

Group s Management Philosophy The group s management philosophy will serve as the basic policy in conducting its business activities, and will provide guidelines for all group activities. The group s management philosophy will also be the foundation for management decisions, including the formulation of management strategies and management plans, and will serve as the core value for all employees. The details of the group management philosophy are set forth below. The group s holding company, bank, trust bank and securities company will adopt the group s management philosophy as their own respective management philosophy, and the entire group will strive to comply with this philosophy. Group s Management Philosophy 1) We will respond promptly and accurately to the diverse needs of our customers around the world and seek to inspire their trust and confidence. 2) We will offer innovative and high-quality financial services by actively pursuing the cultivation of new business areas and developing new technologies. 3) We will comply strictly with all laws and regulations and conduct our business in a fair and transparent manner to gain the public s trust and confidence. 4) We will seek to inspire the trust of our shareholders by enhancing corporate value through continuous business development and appropriate risk management, and by disclosing corporate information in a timely and appropriate manner. 5) We will contribute to progress toward a sustainable society by assisting with development in the areas in which we operate and conducting our business activities with consideration for the environment. 6) We will provide the opportunities and work environment necessary for all employees to enhance their expertise and make full use of their abilities. 29