Factsheet September 2014
CIO Letter
INDEX Title Baroda Pioneer Growth Fund Pg 4 Baroda Pioneer ELSS 96 Pg 5 Baroda Pioneer PSU Equity Fund Pg 6 Baroda Pioneer Infrastructure Fund Pg 7 Baroda Pioneer Balance Fund Pg 8 Baroda Pioneer Banking and Financial Services Fund Pg 9 Baroda Pioneer Monthly Income Plan (MIP) Fund Pg 10 Baroda Pioneer Income Fund Pg 11 Baroda Pioneer Gilt Fund Pg 12 Baroda Pioneer Short Term Bond Fund Pg 13 Baroda Pioneer Public Sector Undertaking (PSU) Bond Fund Pg 14 Baroda Pioneer Treasury Advantage Fund Pg 15 Baroda Pioneer Liquid Fund Pg 16 Baroda Pioneer Dynamic Bond Fund Pg 17 Investment Performance Pg 18
Baroda Pioneer Growth Fund An Open Ended Growth Scheme Capital appreciation over long term Investment predominantly in equity and equity related instruments. High risk (BROWN) To generate long term Capital appreciation from an actively managed of equity & equity related instruments. An Open Ended Growth Scheme Date of Allotment September 12, 2003 Fund Manager Mr. Dipak Acharya # Benchmark CNX 100* Average AUM () 253.03 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- Option 1% if redeemed on or before 365 days from the date of allotment, if redeemed after 365 days from the date of allotment of units The Scheme(s) offer: A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Payout; 2. Reinvestment (default sub-option in case no option specified by investor) C. Bonus Option 1000/month - 6 Installments, 1500/quarter - 4 Installments, Risk profile 30 SEPTEMBER 2014 Standard deviation 18.88 Sharpe 0.42 Beta 1.03 Portfolio Turnover (last 12 months) 1.79 AS ON 30 SEPTEMBER 2014 Growth 69.7300 Dividend 34.3300 Growth 71.0700 Dividend 34.9900 EQUITY & EQUITY RELATED HDFC Bank Banks 5.81% Infosys Software 4.26% Larsen & Toubro Construction 3.86% ICICI Bank Banks 3.66% Tech Mahindra Software 3.11% Divi's Laboratories Pharmaceuticals 2.73% Amara Raja Batteries Auto Ancillaries 2.72% The Federal Bank Banks 2.72% Maruti Suzuki India Auto 2.67% Tata Consultancy Services Software 2.59% Reliance Industries Petroleum 2.51% Products IndusInd Bank Banks 2.47% Alstom T&D India Industrial 2.38% Capital Container Corporation of Transportation 2.31% India Eicher Motors Auto 2.27% Motherson Sumi Systems Auto Ancillaries 2.10% Tata Motors Auto 2.09% HCL Technologies Software 2.01% Bata India Consumer 2.01% Bosch Auto Ancillaries 1.99% Crompton Greaves Industrial 1.98% Capital Mahindra & Mahindra Auto 1.93% Yes Bank Banks 1.90% Bharat Forge Industrial 1.87% Products Engineers India Construction 1.85% GlaxoSmithKline Consumer Consumer Non 1.84% Healthcare United Spirits Consumer Non 1.82% Sun Pharmaceuticals Pharmaceuticals 1.62% Industries Wipro Software 1.58% The Ramco Cements Cement 1.52% IPCA Laboratories Pharmaceuticals 1.50% Tata Communications Telecom - Services 1.49% LIC Housing Finance Finance 1.48% Oil & Natural Gas Oil 1.39% Corporation Torrent Power Power 1.29% Hindustan Zinc Non - Ferrous 1.28% Metals Shree Cements Cement 1.27% Bharti Airtel Telecom - 1.23% Services JSW Steel Ferrous Metals 1.18% Kotak Mahindra Bank Banks 1.15% ITC Consumer Non 1.12% Bharat Petroleum Corporation Petroleum Products 1.12% Axis Bank Banks 1.07% D.B.Corp Media & 1.07% Entertainment Hindalco Industries Non - Ferrous Metals 1.04% Gujarat Pipavav Port Transportation 0.96% Carborundum Universal Cummins India Power Finance Corporation Industrial 0.90% Products Industrial 0.89% Products Finance 0.89% Oriental Bank of Commerce Banks 0.87% Grasim Industries Cement 0.67% Shemaroo Entertainment Ltd Media & 0.21% Entertainment Total 98.24% PREFERENCE SHARES Zee Entertainment Media & 0.07% Enterprises - Preference shares Entertainment Total 0.07% CBLO / Reverse Repo Investments 1.79% Total 1.79% Net Receivable/Payable -0.11% Total -0.11% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. Top Sectors # For performance of the Schemes managed by the said Fund manager, either individually or jointly, please refer page no 18-21 *For Disclaimer please refer page no 21 4
Baroda Pioneer ELSS 96 An Open Ended Tax Benefit - Cum - Growth Scheme Capital growth over long term Investment predominantly in equity and equity-related securities High risk (BROWN) The main objective of the scheme is to provide the investor long term capital growth as also tax benefit under section 80C of the Income Tax Act, 1961. An Open Ended Tax Benefit- Cum-Growth Scheme Date of Allotment March 31, 1996 Fund Manager Mr. Dipak Acharya # Benchmark S&P BSE SENSEX Average AUM () 33.71 Crs (Jul-Sep 2014) Minimum Investment 500/- & in multiples of 1/- Option The Scheme(s) offer: Divided Payout Option Bonus Option 1000/month - 6 Installments 1500/quarter - 4 Installments Risk profile 30 SEPTEMBER 2014 Standard deviation 18.61 Sharpe 0.55 Beta 1.07 Portfolio Turnover (last 12 months) 2.14 AS ON 30 SEPTEMBER 2014 Dividend 30.3200 Bonus 32.9800 Dividend 30.9900 Bonus 33.9500 EQUITY & EQUITY RELATED HDFC Bank Banks 5.68% Infosys Software 4.77% ICICI Bank Banks 3.85% Larsen & Toubro Construction 3.30% Tech Mahindra Software 3.17% Maruti Suzuki India Auto 3.03% IndusInd Bank Banks 2.64% Motherson Sumi Systems Auto Ancillaries 2.57% Divi's Laboratories Pharmaceuticals 2.55% The Federal Bank Banks 2.49% Alstom T&D India Industrial Capital 2.47% Eicher Motors Auto 2.37% Container Corporation of Transportation 2.30% India State Bank of India Banks 2.28% Crompton Greaves Industrial Capital 2.28% Tata Motors Auto 2.27% Astral Poly Technik Industrial Products 2.23% Balkrishna Industries Auto Ancillaries 2.19% Reliance Industries Petroleum 2.14% Products Mahindra & Mahindra Auto 2.12% Engineers India Construction 2.07% United Spirits Consumer Non 2.04% HCL Technologies Software 1.94% Bharat Forge Industrial Products 1.86% Yes Bank Banks 1.74% Wipro Software 1.69% Gujarat Pipavav Port Transportation 1.68% WABCO India Auto Ancillaries 1.65% FAG Bearings India Industrial Products 1.64% Hindalco Industries Non - Ferrous 1.55% Metals Tata Consultancy Services Software 1.55% Karur Vysya Bank Banks 1.50% Bharti Airtel Telecom - Services 1.49% UltraTech Cement Cement 1.49% LIC Housing Finance Finance 1.38% Bata India Consumer 1.31% Colgate Palmolive (India) Sun Pharmaceuticals Industries Consumer Non 1.23% Pharmaceuticals 1.21% Axis Bank Banks 1.18% Mahindra & Mahindra Finance 1.16% Financial Services Oil & Natural Gas Corporation Oil 1.16% Jain Irrigation Systems Blue Star Consumer Industrial Products 1.04% 1.03% Indraprastha Gas Gas 0.95% MRF Auto Ancillaries 0.92% The South Indian Bank Banks 0.92% Oriental Bank of Banks 0.91% Commerce Power Finance Finance 0.86% Corporation JSW Steel Ferrous Metals 0.82% Tata Chemicals Chemicals 0.56% Tata Communications Telecom - Services 0.51% Marico Consumer Non 0.44% Shemaroo Entertainment Media & 0.17% Ltd Entertainment Total 98.34% PREFERENCE SHARES Zee Entertainment Enterprises - Preference shares Media & Entertainment 0.02% Total 0.02% CBLO / Reverse Repo Investments 0.59% Total 0.59% Net Receivable/Payable 1.05% Total 1.05% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. Top Sectors # For performance of the Schemes managed by the said Fund manager, either individually or jointly, please refer page no 18-21 5
Baroda Pioneer PSU Equity Fund An Open Ended Equity Scheme Growth in capital along with the liquidity over long term Investment predominantly in equity stocks of domestic Public Sector Undertakings. High risk (BROWN) The primary investment objective of the Scheme is to provide investors wit opportunities for long term growth in capital along with the liquidity of an open ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings. An Open Ended Equity Scheme Date of Allotment December 4, 2010 Fund Manager Mr. Dipak Acharya # Benchmark S&P BSE PSU Index Average AUM () 55.66 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- Option 1.00% if redeemed on or before 365 days from the date of allotment of units, if redeemed after 365 days from the date of allotment of units The Scheme(s) offer: A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Payout; 2. Reinvestment (default sub-option in case no option specified by investor) C. Bonus Option 1000/month - 6 Installments, 1500/quarter - 4 Installments, Risk profile 30 SEPTEMBER 2014 Standard deviation 27.22 Sharpe -0.07 Beta 0.97 Portfolio Turnover (last 12 months) 2.14 AS ON 30 SEPTEMBER 2014 Growth 8.4400 Dividend 8.4400 Growth 8.5600 Dividend 8.5600 % to Net EQUITY & EQUITY RELATED State Bank of India Banks 10.29% Oil & Natural Gas Corporation Oil 9.19% Coal India Minerals/ 8.02% Mining Oil India Oil 5.95% NMDC Minerals/ 5.83% Mining Container Corporation of India Transportation 5.30% Engineers India Construction 4.88% Indian Oil Corporation Petroleum 3.55% Products Bharat Electronics Industrial 3.51% Capital Mangalore Refinery and Petroleum 3.31% Petrochemicals Products Power Finance Corporation Finance 3.21% Indian Bank Banks 3.01% BEML Industrial Capital 2.77% Power Grid Corporation of India Power 2.65% Bharat Petroleum Corporation Petroleum Products 2.57% Hindustan Petroleum Corporation Petroleum 2.36% Products Bank of India Banks 2.27% Punjab National Bank Banks 2.26% National Aluminium Company The Jammu & Kashmir Bank Rural Electrification Corporation Dredging Corporation of India Non - Ferrous 2.26% Metals Banks 2.21% Finance 2.20% Engineering Services 2.17% NHPC Power 1.90% Union Bank of India Banks 1.48% Bank of Baroda Banks 1.41% GAIL (India) Gas 1.32% NTPC Power 1.09% Oriental Bank of Commerce Banks 0.90% IDBI Bank Banks 0.89% SJVN Power 0.22% Total 98.97% CBLO / Reverse Repo Investments 1.38% Total 1.38% Net Receivable/Payable -0.35% Total -0.35% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. Top Sectors # For performance of the Schemes managed by the said Fund manager, either individually or jointly, please refer page no 18-21 6
Baroda Pioneer Infrastructure Fund An Open Ended Equity Scheme Capital appreciation over long term Investment predominantly in equity and equity-related securities of companies engaged in infrastructure and infrastructurerelated sectors. High risk (BROWN) The primary investment objective of the Scheme will be to generate long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in infrastructure and infrastructure related sectors. Date of Allotment June 22, 2010 An Open Ended Equity Scheme Fund Manager Mr. Dipak Acharya # Benchmark CNX Infra* Average AUM () 30.16 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- Option 1.00% if redeemed on or before 365 days from the date of allotment of units, if redeemed after 365 days from the date of allotment of units The Scheme(s) offer: A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Payout; 2. Reinvestment (default sub-option in case no option specified by investor) C. Bonus Option 1000/month - 6 Installments 1500/quarter - 4 Installments Risk profile 30 SEPTEMBER 2014 Standard deviation 25.92 Sharpe 0.17 Beta 1.27 Portfolio Turnover (last 12 months) 2.76 AS ON 30 SEPTEMBER 2014 Growth 10.5800 Dividend 10.5800 Growth 10.7100 Dividend 10.7100 EQUITY & EQUITY RELATED Larsen & Toubro Construction 8.57% Sadbhav Engineering Construction 4.66% CESC Power 3.89% Engineers India Construction 3.80% Tata Communications Telecom - Services 3.72% Bharti Airtel Telecom - Services 3.50% Hindalco Industries Non - Ferrous 3.25% Metals UltraTech Cement Cement 3.18% Tata Power Company Power 3.16% Jain Irrigation Systems Industrial Products 3.10% FAG Bearings India Industrial Products 3.01% Adani Ports and Special Economic Zone Transportation 2.88% Crompton Greaves Industrial Capital 2.78% GMR Infrastructure Construction 2.43% Alstom T&D India Industrial Capital 2.41% JSW Steel Ferrous Metals 2.40% Power Grid Corporation of Power 2.34% India IRB Infrastructure Construction 2.32% Developers Indraprastha Gas Gas 2.18% Siemens Industrial Capital 2.14% Ashok Leyland Auto 2.13% Bharat Electronics Industrial Capital 2.06% Idea Cellular Telecom - Services 2.01% Petronet LNG Gas 1.95% Jk Lakshmi Cement Cement 1.85% Grasim Industries Cement 1.84% Gujarat Pipavav Port Transportation 1.76% Thermax Industrial Capital 1.59% Astra Microwave Products Simplex Infrastructures Telecom 1.53% - Equipment & Accessories Construction 1.49% Ambuja Cements Cement 1.48% NCC Construction 1.35% Gujarat Industries Power Power 1.13% Company Limted Astral Poly Technik Industrial Products 1.04% Carborundum Universal Industrial Products 1.03% ACC Cement 0.97% IDFC Finance 0.95% Torrent Power Power 0.94% Alstom India Gujarat Gas Company Industrial Capital 0.87% Gas 0.86% KSB Pumps Industrial Products 0.84% Power Finance Corporation Finance 0.81% NCC - Rights Construction 0.76% Honeywell Automation Industrial Capital 0.70% India SJVN Power 0.39% Total 98.05% CBLO / Reverse Repo Investments 0.47% Total 0.47% Net Receivable/Payable 1.48% Total 1.48% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. Top Sectors # For performance of the Schemes managed by the said Fund manager, either individually or jointly, please refer page no 18-21 *For Disclaimer please refer page no 21 7
Baroda Pioneer Balance Fund An Open Ended Balanced Scheme This product is suitable for investors who are seeking* Capital appreciation along with stability over long term Investment predominantly in equity and equity related instruments with balance exposure to money market instruments and debt securities. Medium risk (YELLOW) * Investors should consult their financial advisers if in doubt about Note: Risk may be represented as: (BLUE) investors understand that their principal will be at low risk, (YELLOW) investors understand that their principal will be at medium risk, (BROWN) investors understand that their principal will be at high risk. The scheme is targeted for long-term capital appreciation along with stability through a well balanced comprising of equity,equity related instruments, money market instrument and debt securities. An Open Ended Balanced Scheme Date of Allotment September 12, 2003 Fund Manager Mr. Dipak Acharya # Benchmark CRISIL Balance Fund Index Average AUM () 25.40 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- Option 1% if redeemed on or before 365 days from the date of allotment, if redeemed after 365 days from the date of allotment of units The Scheme(s) offer: A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Payout; 2. Reinvestment (default sub-option in case no option specified by investor) C. Bonus Option 1000/month - 6 months, 1500/quarter - 4 quarters Risk profile 30 SEPTEMBER 2014 Standard deviation 14.44 Sharpe 0.42 Beta 0.86 Portfolio Turnover (last 12 months) 3.56 AS ON 30 SEPTEMBER 2014 Growth 39.9800 Dividend 33.0500 Growth 40.5300 Dividend 33.4700 # For performance of the Schemes managed by the said Fund manager, either individually or jointly, please refer page no 18-21 8 % to Net EQUITY & EQUITY RELATED Infosys Software 4.42% HDFC Bank Banks 4.04% ITC Consumer Non 3.58% ICICI Bank Banks 3.50% Housing Development Finance Corporation Finance 2.41% Sun Pharmaceuticals Industries Pharmaceuticals 2.30% Reliance Industries Petroleum Products 2.27% Tata Consultancy Services Software 2.03% Mahindra & Mahindra Auto 2.00% Tech Mahindra Software 1.74% Larsen & Toubro Construction 1.73% Axis Bank Banks 1.52% Hero MotoCorp Auto 1.40% Tata Motors Auto 1.31% IndusInd Bank Banks 1.28% UltraTech Cement Cement 1.23% HCL Technologies Software 1.22% Blue Star Consumer 1.16% Kotak Mahindra Bank Banks 1.11% State Bank of India Banks 1.10% Oil & Natural Gas Corporation Oil 1.07% Hindalco Industries Non - Ferrous Metals 1.04% Jain Irrigation Systems Industrial Products 1.04% Bosch Auto Ancillaries 0.96% Eicher Motors Auto 0.96% Berger Paints (I) Consumer Non 0.91% Balkrishna Industries Auto Ancillaries 0.87% FAG Bearings India Industrial Products 0.85% Bata India Consumer 0.85% PVR Media & Entertainment 0.84% Motherson Sumi Systems Auto Ancillaries 0.82% Bharti Airtel Telecom - Services 0.82% Hindustan Unilever Consumer Non 0.77% United Spirits Consumer Non 0.77% Yes Bank Banks 0.76% The South Indian Bank Banks 0.73% The Federal Bank Banks 0.70% GlaxoSmithKline Consumer Consumer Non Healthcare 0.67% Construction Engineers India 0.66% Industrial Capital Alstom T&D India 0.64% Dr. Reddy's Laboratories Pharmaceuticals 0.60% Maruti Suzuki India Auto 0.59% Wipro Software 0.57% Tata Motors Auto 0.55% KSB Pumps Industrial Products 0.52% Lupin Pharmaceuticals 0.48% Biocon Pharmaceuticals 0.48% Bharat Electronics Industrial Capital 0.48% Sesa Sterlite Minerals/Mining 0.47% Cipla Pharmaceuticals 0.46% Bajaj Auto Auto 0.46% Tata Steel Ferrous Metals 0.45% WABCO India Auto Ancillaries 0.43% Power Grid Corporation of India Power 0.43% NTPC Power 0.42% Asian Paints Consumer Non 0.41% Power Finance Corporation Finance 0.37% Grasim Industries Cement 0.33% Coal India Minerals/Mining 0.32% Tata Chemicals Chemicals 0.32% % to Net GAIL (India) Gas 0.30% Tata Communications Telecom - Services 0.29% Bharat Heavy Electricals Industrial Capital 0.26% LIC Housing Finance Finance 0.26% Cairn India Oil 0.26% IDFC Finance 0.25% Zee Entertainment Enterprises Media & Entertainment 0.25% Marico Consumer Non 0.25% Bharat Petroleum Corporation Petroleum Products 0.25% Bank of Baroda Banks 0.25% Ambuja Cements Cement 0.24% The Jammu & Kashmir Bank Banks 0.23% Tata Power Company Power 0.22% Punjab National Bank Banks 0.19% Shemaroo Entertainment Ltd Media & Entertainment 0.19% ACC Cement 0.19% NMDC Minerals/Mining 0.19% Oriental Bank of Commerce Banks 0.18% DLF Construction 0.10% Jindal Steel & Power Ferrous Metals 0.09% Total 71.63% MONEY MARKET INSTRUMENT CENTRAL GOVERNMENT SECURITIES 8.24% CGL 2027 SOV 1.99% 8.40% CGL 2024 SOV 0.79% 8.28% CGL 2027 SOV 0.15% Total 2.94% BONDS & NCDs Nabha Power CRISIL AAA 4.32% Power Grid Corporation of India CRISIL AAA 0.79% Total 5.11% CBLO / Reverse Repo Investments 59.42% Total 59.42% Net Receivable/Payable -39.10% Total -39.10% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. **Thinly traded/non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines. Top Sectors
Baroda Pioneer Banking and Financial Services Fund An Open Ended Sectoral Scheme Capital appreciation over long term Investment predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector High risk (BROWN) The investment objective is to generate long-term capital appreciation for unit holders from a invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector. An Open Ended Sectoral Scheme Date of Allotment June 22, 2012 Fund Manager Mr. Dipak Acharya # Benchmark CNX Bank Index * Average AUM () 42.02 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- Option - 1.00% if redeemed on or before 365 days from the date of allotment of units, if redeemed after 365 days from the date of allotment The Scheme(s) offer: A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Payout; 2. Reinvestment (default sub-option in case no option specified by investor) C. Bonus Option 1000/month - 6 Installments 1500/quarter - 4 Installments, EQUITY & EQUITY RELATED ICICI Bank Banks 22.80% HDFC Bank Banks 22.24% State Bank of India Banks 12.22% Axis Bank Banks 8.09% Kotak Mahindra Bank Banks 4.75% Yes Bank Banks 3.25% IndusInd Bank Banks 3.17% The South Indian Bank Banks 2.92% Mahindra & Mahindra Finance 2.79% Financial Services Indian Bank Banks 2.51% Karur Vysya Bank Banks 2.38% Punjab National Bank Banks 1.81% The Federal Bank Banks 1.80% Oriental Bank of Commerce Banks 1.69% Power Finance Corporation Finance 1.20% Bank of India Banks 1.18% Bajaj Finance Finance 1.11% Bank of Baroda Banks 1.10% City Union Bank Banks 0.94% Total 97.95% CBLO / Reverse Repo Investments 1.95% Total 1.95% Net Receivable/Payable 0.10% Total 0.10% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. Top Sectors Risk profile 30 SEPTEMBER 2014 Standard deviation - Sharpe - Beta 0.98 Portfolio Turnover (last 12 months) 2.53 AS ON 30 SEPTEMBER 2014 Growth 12.6700 Dividend 12.6700 Growth 12.8400 Dividend 12.8400 # For performance of the Schemes managed by the said Fund manager, either individually or jointly, please refer page no 18-21 *For Disclaimer please refer page no 21 9
Baroda Pioneer Monthly Income Plan (MIP) Fund An Open Ended Income Scheme with no assured returns. (Monthly income is not assured and is subject to the availability of distributable surplus.) Regular Income and capital appreciation over medium term with providing liquidity Investment in debt and money market instruments and in equity and equity related instruments. Medium risk (YELLOW) To generate regular income through investment in debt and money market instruments and also to generate longterm capital appreciation by investing a portion in equity and equity related instruments. An Open Ended Income Scheme with no assured returns. Date of Allotment September 08, 2004 Fund Manager Ms. Hetal Shah # Benchmark CRISIL MIP Blended Index Average AUM () 14.34 Crs (Jul-Sep 2014) Minimum Investment Options 5,000/- & in multiples of 1.000/- 1% if redeemed on or before 365 days from the date of allotment. if redeemed after 365 days from the date of allotment Growth Monthly Dividend 1. Payout 2. Reinvestment Quarterly Dividend 1. Payout 2. Reinvestment Bonus Option 1000/month - 6 Installments, 1500/quarter - 4 Installments, AS ON 30 SEPTEMBER 2014 Growth 17.1848 Dividend - Monthly 12.7479 Dividend - Quarterly 12.8307 Growth 17.4130 Dividend - Quarterly 12.8080 Portfolio characteristic Average Maturity (Days) 831.61 Modified Duration (Years) 1.60 YTM (%) 9.08 EQUITY & EQUITY RELATED Infosys Software 1.05% ICICI Bank Banks 0.81% Non - Ferrous Hindalco Industries Metals 0.74% Balkrishna Industries Auto Ancillaries 0.73% Berger Paints (I) Consumer Non 0.71% Mahindra & Mahindra Auto 0.70% Bata India Consumer 0.62% Axis Bank Banks 0.62% Sun Pharmaceuticals Industries Pharmaceuticals 0.60% Engineers India Construction 0.57% Jain Irrigation Systems Industrial Products 0.57% The South Indian Bank Banks 0.55% TVS Motor Company Auto 0.53% Bosch Auto Ancillaries 0.53% Yes Bank Banks 0.52% Biocon Pharmaceuticals 0.47% Reliance Industries Petroleum Products 0.44% Shemaroo Entertainment Media & Ltd Entertainment 0.42% HDFC Bank Banks 0.41% FAG Bearings India Industrial Products 0.41% United Spirits Consumer Non 0.39% Mahindra & Mahindra Financial Services Finance 0.39% Container Corporation of India Transportation 0.38% Tata Chemicals Chemicals 0.37% UltraTech Cement Cement 0.37% Tech Mahindra Software 0.35% State Bank of India Banks 0.34% PVR Media & Entertainment 0.33% Oriental Bank of Commerce Banks 0.32% Karur Vysya Bank Banks 0.30% BEML Industrial Capital 0.29% IndusInd Bank Banks 0.26% Maruti Suzuki India Auto 0.26% Tata Consultancy Services Software 0.26% KSB Pumps Industrial Products 0.25% Gujarat Pipavav Port Transportation 0.24% LIC Housing Finance Finance 0.23% The Jammu & Kashmir Banks 0.20% Bank WABCO India Auto Ancillaries 0.18% Tata Communications Telecom - Services 0.17% Marico Consumer Non 0.15% Industrial Capital Crompton Greav es 0.14% JSW Steel Ferrous Metals 0.14% Tata Motors Auto 0.12% Alstom India Industrial Capital 0.11% Total 18.55% MONEY MARKET INSTRUMENT Certificate of Deposit** Punjab National Bank CARE A1+ 9.02% Corporation Bank CRISIL A1+ 6.77% Corporation Bank CARE A1+ 4.63% Oriental Bank of Commerce CARE A1+ 0.46% IndusInd Bank CARE A1+ 0.45% Total 21.34% CENTRAL GOVERNMENT SECURITIES 9.47% SDL 2024 SOV 4.84% 8.24% CGL 2027 SOV 2.25% Total 7.09% BONDS & NCDs Rural Electrification Corporation CRISIL AAA 11.74% Nabha Power CRISIL AAA 10.34% India Infoline Housing Finance Ltd CRISIL AA- 6.22% India Infoline Finance ICRA AA 5.61% Power Grid Corporation of CRISIL AAA India 2.32% Total 36.23% CBLO / Reverse Repo Investments 15.71% Total 15.71% Net Receivable/Payable 1.08% Total 1.08% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. **Thinly traded/non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines. Rating Profile instruments # For performance of the Schemes managed by the said Fund manager, either individually or jointly, please refer page no 18-21 10
Baroda Pioneer Income Fund An Open Ended Income Scheme Regular Income over long term Investment predominantly in good quality Fixed Income Securities by maintaining a balance between Risk & Return. Low risk (BLUE) To generate regular income by investing in a of good quality Fixed Income Securities by maintaining a balance between Risk & Return. Date of Allotment March 21, 2002 Fund Manager Ms. Hetal Shah # Benchmark An Open Ended Income Scheme CRISIL Composite Bond Fund Index Average AUM () 20.75 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- Options 1% if redeemed on or before 365 days from the date of allotment. if redeemed after 365 days from the date of allotment Growth Dividend 1.Payout 2.Reinvestment Bonus Option 1000/month - 6 Installments, 1500/quarter - 4 Installments, maturity profile 30 SEPTEMBER 2014 Below 2 year 20.56% 2 year to 5 years 9.98% 5 years and above 77.09% AS ON 30 SEPTEMBER 2014 Growth 20.0957 Dividend 20.0957 Growth 20.4248 Portfolio characteristic Average Maturity (Days) 2869.24 Modified Duration (Years) 5.00 YTM (%) 8.87 MONEY MARKET INSTRUMENT Certificate of Deposit** Oriental Bank of Commerce CARE A1+ 0.46% Total 0.46% CENTRAL GOVERNMENT SECURITIES 9.15% CGL 2024 SOV 24.26% 8.83% CGL 2023 SOV 18.10% 9.40% SDL 2024 SOV 9.68% 8.60% CGL 2028 SOV 9.42% 8.33% CGL 2026 SOV 6.87% 9.35% SDL 2024 SOV 3.66% 8.58% SDL 2023 SOV 3.28% 9.39% SDL 2023 SOV 2.10% Total 77.37% BONDS & NCDs India Infoline Housing Finance Ltd CRISIL AA- 6.28% Power Grid Corporation of India Power Finance Corporation Shriram Transport Finance Company CRISIL AAA 5.65% ICRA AAA 3.74% CARE AA+ 1.42% Total 17.09% CBLO / Reverse Repo Investments 13.11% Total 13.11% Net Receivable/Payable -8.02% Total -8.02% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. **Thinly traded/non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines. rating profile instruments # For performance of the Schemes managed by the said Fund manager, either individually or jointly, please refer page no 18-21. 11
Baroda Pioneer Gilt Fund An Open Ended Gilt Scheme Credit risk free regular Income over long term Investment only in Government (both Central and State Government) Securities Low risk (BLUE) To generate income by investing in a of Government securities. An Open Ended Gilt Scheme Date of Allotment March 21, 2002 Fund Manager Ms. Hetal Shah # Benchmark I SEC-MI BEX Average AUM () 45.24 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- Options 1% if redeemed on or before 365 days from the date of allotment. if redeemed after 365 days from the date of allotment Growth Dividend 1.Payout 2.Reinvestment Bonus Option CENTRAL GOVERNMENT SECURITIES 8.83% CGL 2023 SOV 23.34% 9.40% SDL 2024 SOV 16.95% 8.60% CGL 2028 SOV 14.42% 8.40% CGL 2024 SOV 10.28% 9.47% SDL 2024 SOV 8.55% 8.33% CGL 2026 SOV 7.01% 8.24% CGL 2027 SOV 6.37% 9.39% SDL 2023 SOV 5.30% 8.28% CGL 2027 SOV 4.78% Total 96.99% CBLO / Reverse Repo Investments 5.63% Total 5.63% Net Receivable/Payable -2.62% Total -2.62% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. rating profile instruments 1000/month - 6 Installments, 1500/quarter - 4 Installments, maturity profile 30 SEPTEMBER 2014 Below 10 Years 64.38% Above 10 Years 32.57% AS ON 30 SEPTEMBER 2014 Growth 20.0656 Dividend 17.4119 Growth 20.4373 Dividend 17.6928 Portfolio characteristic Average Maturity (Days) 3798.24 Modified Duration (Years) 6.52 YTM (%) 8.66 # For performance of the Schemes managed by the said Fund manager, either individually or jointly, please refer page no 18-21. 12
Baroda Pioneer Short Term Bond Fund An Open Ended Income Scheme [ICRA] AAA mfs* Regular Income over short term Investment predominantly in Money Market Instruments (i.e. CP/CD) and Short Term Debt Market Instruments Low risk (BLUE) The objective of the Scheme is to generate income from a constituted of short term debt and money market securities. Date of Allotment June 30, 2010 An Open Ended Income Scheme Fund Manager Mr. Alok Sahoo, Ms. Hetal Shah # Benchmark CRISIL Short Term Bond Fund Index Average AUM () 8.43 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- 0.50% if redeemed on or before 180 days from the date of allotment. if redeemed after 180 days from the date of allotment BONDS & NCDs ONGC Videsh ICRA AAA 14.55% Shriram Transport Finance Company CARE AA+ 13.57% India Infoline Housing Finance Ltd CRISIL AA- 10.62% Total 38.74% CBLO / Reverse Repo Investments 59.19% Total 59.19% Net Receivable/Payable 2.07% Total 2.07% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. **Thinly traded/non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines. rating profile instruments Options Growth Dividend 1. Payout 2. Reinvestment Bonus Option 1000/month - 6 Installments, 1500/quarter - 4 Installments, maturity profile 30 SEPTEMBER 2014 Above 300 days 10.62% 180 to 300 days 0.00% Below 180 days 87.32% AS ON 30 SEPTEMBER 2014 Growth 13.8465 Dividend 10.0400 Growth 13.9593 Dividend 10.0400 Portfolio characteristic Average Maturity (Days) 203.71 Modified Duration (Years) 0.42 YTM (%) 7.95 *For Disclaimer please refer page no 21 # For performance of the Schemes managed by the said Fund manager, either individually or jointly, please refer page no 18-21 13
Baroda Pioneer Public Sector Undertaking (PSU) Bond Fund An Open Ended Debt Scheme [ICRA] AAA mfs* Regular Income over medium term with lower risk exposure Investment predominantly in Fixed Income instruments of Public Sector Undertakings (PSUs) - banks, financial institutions & companies. Low risk (BLUE) The investment objective is to generate stable returns with lower risk by investing in Fixed Income instruments of Public Sector Undertakings (PSUs) - banks, financial institutions & companies. An Open Ended Debt Scheme Date of Allotment December 24, 2009 Fund Manager Mr. Alok Sahoo, Ms. Hetal Shah # Benchmark CRISIL Composite Bond Fund Index Average AUM () 63.91 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- Options Growth Monthly Dividend 1.Payout 2.Reinvestment Quarterly Dividend 1.Payout 2.Reinvestment Bonus Option 1000/month - 6 Installments, 1500/quarter - 4 Installments, maturity profile 30 SEPTEMBER 2014 Above 700 days 28.60% 300 to 700 days 0.00% Below 300 days 68.32% MONEY MARKET INSTRUMENT Certificate of Deposit** Canara Bank CARE A1+ 19.19% Punjab National Bank CARE A1+ 17.59% Oriental Bank of Commerce CARE A1+ 8.81% Oriental Bank of Commerce CARE A1+ 3.59% Total 49.17% CENTRAL GOVERNMENT SECURITIES 8.35% CGL 2022 SOV 8.15% 8.83% CGL 2023 SOV 2.51% 8.60% SDL 2023 SOV 0.22% Total 10.88% BONDS & NCDs Rural Electrification Corporation CRISIL AAA 12.48% Power Finance Corporation CRISIL AAA 8.30% ONGC Videsh ICRA AAA 8.30% Power Grid Corporation of India Power Finance Corporation CRISIL AAA 5.25% CRISIL AAA 2.49% Total 36.82% CBLO / Reverse Repo Investments 0.06% Total 0.06% Net Receivable/Payable 3.07% Total 3.07% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. **Thinly traded/non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines. Rating Profile instruments AS ON 30 SEPTEMBER 2014 Growth 14.1667 Dividend - Monthly 10.2744 Dividend - Quarterly 10.3163 Growth 14.2327 Dividend - Monthly 10.0437 Dividend - Quarterly 10.3200 Portfolio characteristic Average Maturity (Days) 640.91 Modified Duration (Years) 1.37 YTM (%) 8.81 *For Disclaimer please refer page no 21 # For performance of the Schemes managed by the said Fund manager, either individually or jointly, please refer page no 18-21 14
Baroda Pioneer Treasury Advantage Fund An Open Ended Debt Scheme [ICRA] A1+ mfs* Regular income over short term with maintaining a balance between returns and liquidity Investment predominantly in Money Market (i.e. CP/ CDs) and Debt Market Instruments Low risk (BLUE) The main objective of the scheme is to provide optimal returns and liquidity through a comprising of debt securities and money market instruments Date of Allotment June 24, 2009 An Open Ended Debt Scheme Fund Manager Mr. Alok Sahoo, Ms. Hetal Shah # Benchmark CRISIL Liquid Fund Index Average AUM () 931.92 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- Options Growth Daily Dividend 1.Reinvestment Weekly Dividend 2.Payout 3.Reinvestment Monthly Dividend 1.Payout 2.Reinvestment Quarterly Dividend 1.Payout 2.Reinvestment Bonus Option 1000/month - 6 Installments, 1500/quarter - 4 Installments, maturity profile 30 SEPTEMBER 2014 Above 50 days 85.51% Below 50 days 14.49% # For performance of the Schemes managed by the said Fund manager, either individually or jointly, please refer page no 18-21 MONEY MARKET INSTRUMENT Certificate of Deposit** Canara Bank CRISIL A1+ 12.16% Canara Bank CRISIL A1+ 1.95% Oriental Bank of Commerce CARE A1+ 1.52% Canara Bank CARE A1+ 1.01% Punjab National Bank CARE A1+ 0.94% Corporation Bank CRISIL A1+ 0.77% Corporation Bank CARE A1+ 0.44% Total 18.79% Commercial Paper** Sesa Sterlite CRISIL A1+ 9.96% National Bank for CRISIL A1+ 7.98% Agriculture & Rural Development Shapoorji Pallonji & ICRA A1+ 7.89% Company Indiabulls Infrastructure CRISIL A1+ 4.03% Credit Simplex Infrastructures CARE A1+ 4.00% India Infoline Finance ICRA A1+ 4.00% Dewan Housing Finance CRISIL A1+ 3.99% Corporation L&T Fincorp CARE A1+ 3.98% IIFL Wealth Management ICRA A1+ 3.98% Reliance Capital CRISIL A1+ 3.97% Reliance Home Finance CRISIL A1+ 3.97% Jindal Steel & Power CRISIL A1+ 3.97% Il&Fs Transportation Networks ICRA A1 3.95% Jindal Steel & Power CRISIL A1+ 3.78% S.D Corporation Private CARE A1+ 1.95% Total 71.38% BONDS & NCDs India Infoline Finance CRISIL AA- 2.09% India Infoline Housing CRISIL AA- 1.22% Finance Ltd Shriram Transport Finance CARE AA+ 1.09% Company India Infoline Housing Finance Ltd CRISIL AA- 0.97% Power Finance Corporation CRISIL AAA 0.93% Nabha Power CRISIL AAA 0.81% Nabha Power CRISIL AAA 0.41% ONGC Videsh ICRA AAA 0.29% Total 7.80% Fixed Deposit Syndicate Bank Unrated 2.43% The South Indian Bank Unrated 2.43% The South Indian Bank Unrated 2.03% Syndicate Bank Unrated 2.03% Total 8.92% CBLO / Reverse Repo Investments 0.85% Total 0.85% Net Receivable/Payable -7.74% Total -7.74% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. **Thinly traded/non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines. Rating Profile instruments AS ON 30 SEPTEMBER 2014 Portfolio characteristic Average Maturity (Days) 114.65 Regular Modified Duration (Years) 0.28 Growth 1512.3837 YTM (%) 9.14 Dividend - Daily 1002.0730 Dividend - Weekly 1006.6848 Dividend - Monthly 1003.1342 Dividend - Quarterly 1026.9169 Growth 1523.6330 Dividend - Daily 1025.1529 Dividend - Weekly 1026.0302 Dividend - Monthly 1002.2492 Dividend - Quarterly 1028.2224 Growth 1529.3579 Dividend - Daily 1007.2220 Dividend - Weekly 1000.8147 Effective November 01, 2012, dividends declared under the Regular Plan (which has been discontinued from October 01, 2012) will be reinvested in Baroda Pioneer Treasury Advantage Fund (earlier called Institutional Plan) Dividend - Monthly 1002.2492 Dividend - Quarterly 1032.9845 *For Disclaimer please refer page no 21 15
Baroda Pioneer Liquid Fund An Open Ended Liquid Scheme [ICRA] A1+ mfs* Regular income over short term with high level of liquidity Investment predominantly in Money Market (i.e. CP / CDs) Instruments Low risk (BLUE) To generate income with a high level of liquidity by investing in a of money market and debt securities. An Open Ended Liquid Scheme Date of Allotment February 5, 2009 Fund Manager Mr. Alok Sahoo, Ms. Hetal Shah # Benchmark CRISIL Liquid Fund Index Average AUM () 4934.28 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- Options Growth Daily Dividend 1.Reinvestment Weekly Dividend 2.Payout 3.Reinvestment Bonus Option 1000/month - 6 Installments, 1500/quarter - 4 Installments, maturity profile 30 SEPTEMBER 2014 Above 60 days 33.97% Below 60 days 65.96% Portfolio characteristic Average Maturity (Days) 49.72 Modified Duration (Years) 0.13 YTM (%) 8.75 MONEY MARKET INSTRUMENT Certificate of Deposit** Canara Bank CARE A1+ 3.69% Allahabad Bank CRISIL A1+ 3.68% IDBI Bank CRISIL A1+ 3.68% Syndicate Bank CARE A1+ 1.84% Oriental Bank of Commerce CARE A1+ 1.84% Syndicate Bank CARE A1+ 1.84% IDBI Bank CRISIL A1+ 1.84% Allahabad Bank CARE A1+ 1.84% Canara Bank CRISIL A1+ 0.46% Corporation Bank CARE A1+ 0.34% Total 21.07% Commercial Paper** Steel Authority of India CARE A1+ 5.49% Nabha Power CRISIL A1+ 3.64% National Bank for Agriculture & CRISIL A1+ 3.64% Rural Development Indiabulls Infrastructure Credit CRISIL A1+ 2.76% Simplex Infrastructures CARE A1+ 1.83% India Infoline Finance ICRA A1+ 1.83% Nirma CRISIL A1+ 1.83% Reliance Capital CRISIL A1+ 1.82% India Infoline Finance ICRA A1+ 1.82% Ptc India Financial Services CRISIL A1+ 1.82% National Bank for Agriculture & CRISIL A1+ 1.82% Rural Development India Infoline Housing Finance Ltd ICRA A1+ 0.92% Tata Housing Development CARE A1+ 0.91% Company Housing Development Finance CRISIL A1+ 0.91% Corporation Jindal Steel & Power CRISIL A1+ 0.91% Total 31.96% Treasury Bill TBILL 91 DAY Dec 2014 SOV 1.16% Total 1.16% Fixed Deposit IndusInd Bank Unrated 3.70% Karur Vysya Bank Unrated 2.78% Corporation Bank Unrated 2.78% Syndicate Bank Unrated 2.22% Corporation Bank Unrated 1.39% The South Indian Bank Unrated 0.19% Total 13.05% CBLO / Reverse Repo Investments 2.21% Total 2.21% Net Receivable/Payable 30.55% Total 30.55% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. **Thinly traded/non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines. Rating Profile instruments AS ON 31 AUGUST 2014 Regular Growth 2311.1798 Dividend 1980.1362 Dividend - Daily 1006.0600 Growth 1535.7730 Dividend - Daily 1001.1191 Dividend - Weekly 1000.4236 Dividend - Monthly - Growth 1537.7361 Dividend - Daily 1001.1191 Dividend - Weekly 1116.9080 Bonus 1537.9977 Effective November 01, 2012, dividends declared under the Regular Plan (which has been discontinued from October 01, 2012) will be reinvested in Baroda Pioneer Liquid Fund (earlier called Institutional Plan) *For Disclaimer please refer page no 21 # For performance of the Schemes managed by the said Fund manager, either individually or jointly, please refer page no 18-21 16
Baroda Pioneer Dynamic Bond Fund An Open Ended Income Scheme Regular Income over medium term with providing liquidity Investment in medium to long term corporate bonds and / or government securities and manage the dynamically through different interest rate cycles Low risk (BLUE) The investment objective of the scheme is to generate returns with liquidity by managing the dynamically through interest rate cycles. Date of Allotment June 30, 2012 An Open Ended Income Scheme Fund Manager Mr. Alok Sahoo, Ms. Hetal Shah # Benchmark CRISIL Composite Bond Fund Index Average AUM () 39.50 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- 0.50% if redeemed within 3 months from the date of allotment of units, if redeemed after 3 months from the date of allotment of units MONEY MARKET INSTRUMENT CENTRAL GOVERNMENT SECURITIES 8.83% CGL 2023 SOV 39.98% 9.72% SDL 2023 SOV 15.33% 9.47% SDL 2024 SOV 15.18% 8.40% CGL 2024 SOV 13.14% 8.28% CGL 2027 SOV 7.08% 8.60% CGL 2028 SOV 2.93% Total 93.64% BONDS & NCDs India Infoline Housing CRISIL AA- 4.20% Finance Ltd Total 4.20% CBLO / Reverse Repo Investments 3.87% Total 3.87% Net Receivable/Payable -1.70% Total -1.70% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. **Thinly traded/non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines. rating profile instruments Options Growth Dividend 1. Payout 2. Reinvestment Bonus Option 1000/month - 6 Installments, 1500/quarter - 4 Installments, maturity profile 30 SEPTEMBER 2014 Above 5 years 93.48% 2 to 5 years 4.20% Below 2 Years 2.33% AS ON 30 SEPTEMBER 2014 Growth 11.8504 Dividend 10.6965 Growth 12.1046 Dividend 10.9353 Portfolio characteristic Average Maturity (Days) 3325.29 Modified Duration (Years) 5.92 YTM (%) 8.81 # For performance of the Schemes managed by the said Fund manager, either individually or jointly, please refer page no 18-21 17
Investment Performance Funds Managed by Mr. Dipak Acharya Date Of Inception: 12/09/2003 Sept 2013 - Sept 2012- Sept 2011 - Since Nav Per Unit () 46.55 48.18 44.12 10.00 Baroda Pioneer Growth Fund (in %)^ 49.80-3.38 9.20 19.20 CNX 100 (Scheme Benchmark) (in %) 40.63 0.68 14.89 17.65 CNX Nifty (Standard Benchmark) (in %) $ 38.87 0.56 15.38 17.24 10,000, if invested in BPGF, would have become NA NA NA 69730 10,000, if invested in CNX 100, would have become NA NA NA 60364 10,000, if invested in CNX Nifty, would have become NA NA NA 58048 Data is for Growth Option and the last working day of September has been considered in all cases. Since Inception returns are @Compounded Annualised and are calculated on the basis of 10 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. Date Of Inception: 31/03/1996 Sept 2013 - Sept 2012- Sept 2011 - Since Nav Per Unit () 21.46 23.23 20.75 10.00 Baroda Pioneer ELSS 96 Fund (in %)^ 52.71-1.91 11.95 13.80 S&P BSE Sensex (Scheme Benchmark) (in %) 37.41 3.29 14.03 11.19 CNX Nifty (Standard Benchmark) (in %) $ 38.87 0.56 15.38 11.20 10,000, if invested in BPELSS 96F, would have become NA NA NA 109505 10,000, if invested in S&P BSE Sensex, would have become NA NA NA 71266 10,000, if invested in CNX Nifty, would have become NA NA NA 71423 Data is for Dividend Option and the last working day of September has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing s. Since Inception returns are @ Compounded Annualised are calculated on the basis of 10 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. Date Of Inception: 12/09/2003 Sept 2013 - Sept 2012- Sept 2011 - Since Nav Per Unit () 29.04 29.13 26.15 10.00 Baroda Pioneer Balance Fund (in %)^ 37.67-0.31 11.40 13.35 CRISIL Balanced Fund Index (Scheme Benchmark) (in %) 28.89 1.87 13.72 13.57 CNX Nifty (Standard Benchmark) (in %) $ 38.87 0.56 15.38 17.24 10,000, if invested in BPBF, would have become NA NA NA 39980 10,000, if invested in CRISIL Balanced Fund Index, would have become NA NA NA 40821 10,000, if invested in CNX Nifty, would have become NA NA NA 58048 Data is for Growth Option and the last working day of September has been considered in all cases. Since Inception returns are @ Compounded Annualised and are calculated on the basis of 10 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. Date Of Inception: 22/06/2012 Sept 2013 - Sept 2012- Sept 2011 - Since Nav Per Unit () 8.78 10.78 NA 10.00 Baroda Pioneer Banking and Financial Services Fund - - Growth (in %)^ 55.13-18.55 NA 14.55 CNX BANK INDEX (Scheme Benchmark) (in %) 60.04-16.05 NA 20.68 CNX Nifty (Standard Benchmark) (in %) $ 38.87 0.56 NA 21.18 10,000, if invested in BPLF, would have become NA NA NA 13620 10,000, if invested in CNX BANK INDEX, would have become NA NA NA 15333 10,000, if invested in CNX Nifty, would have become NA NA NA 15478 Data is for Growth Option and the last working day of September has been considered in all cases. Since Inception returns are @ Compounded Annualised and are calculated on the basis of 10 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. 18
Investment Performance Funds Managed by Mr. Dipak Acharya Date Of Inception: 22/06/2010 Sept 2013 - Sept 2012- Sept 2011 - Since Nav Per Unit () 6.63 7.85 7.73 10.00 Baroda Pioneer Infrastructure Fund (in %)^ 59.58-15.54 1.55 1.33 CNX Infra (Scheme Benchmark) (in %) 41.45-15.45-2.43-2.54 CNX Nifty (Standard Benchmark) (in %) $ 38.87 0.56 15.38 9.91 10,000, if invested in BPIF, would have become NA NA NA 10580 10,000, if invested in CNX Infra, would have become NA NA NA 8959 10,000, if invested in CNX Nifty, would have become NA NA NA 14981 Data is for Growth Option and the last working day of September has been considered in all cases. Since Inception returns are @ Compounded Annualised and are calculated on the basis of 10 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. Date Of Inception: 04-10-2010 Sept 2013 - Sept 2012- Sept 2011 - Since Nav Per Unit () 5.62 7.40 7.50 10.00 Baroda Pioneer PSU Equity Fund (in %)^ 50.18-24.05-1.33-4.16 S&P BSE PSU (Scheme Benchmark) (in %) 42.90-26.56 0.16-7.28 CNX Nifty (Standard Benchmark) (in %) $ 38.87 0.56 15.38 6.65 10,000, if invested in BPPSUEF, would have become NA NA NA 8440 10,000, if invested in S&P BSE PSU, would have become NA NA NA 7394 10,000, if invested in CNX Nifty, would have become NA NA NA 12931 Data is for Growth Option and the last working day of September has been considered in all cases. Since Inception returns are @ Compounded Annualised and are calculated on the basis of 10 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. Funds Managed by Mr. Alok Sahoo, Ms Hetal Shah Date Of Inception: 24/12/2009 Sept 2013 - Sept 2012- Sept 2011 - Since Nav Per Unit () 13.06 12.15 11.01 10.00 Baroda Pioneer PSU Bond Fund (in %)^ 8.51 7.48 10.27 7.58 CRISIL Composite Bond Fund Index (Scheme Benchmark) (in %) 11.61 3.49 9.53 7.13 CRISIL 10 Year Gilt Index (Standard Benchmark) (in %) $ 6.85 2.45 8.03 4.57 10,000, if invested in BPPSUBF, would have become NA NA NA 14167 10,000, if invested in CRISIL Composite Bond Fund Index, would have become NA NA NA 13890 10,000, if invested in CRISIL 10 Year Gilt Index, would have become NA NA NA 12376 Data is for Growth Option and the last working day of September has been considered in all cases. Since Inception returns are @ Compounded Annualised and are calculated on the basis of 10 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. Date Of Inception: 30/06/2010 Sept 2013 - Sept 2012- Sept 2011 - Since Nav Per Unit () 12.61 11.72 10.76 10.00 Baroda Pioneer Short Term Bond Fund (in %)^ 9.78 7.66 8.94 7.95 CRISIL Short Term Bond Fund Index (Scheme Benchmark) (in %) 10.12 7.78 9.21 8.18 CRISIL 10 Year Gilt Index (Standard Benchmark) (in %) $ 6.85 2.45 8.03 4.77 10,000, if invested in BPSTBF, would have become NA NA NA 13846 10,000, if invested in CRISIL Short Term Bond Fund Index, would have become NA NA NA 13974 10,000, if invested in CRISIL 10 Year Gilt Index, would have become NA NA NA 12192 Data is for Growth Option and the last working day of September has been considered in all cases. Since Inception returns are @ Compounded Annualised and are calculated on the basis of 10 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. 19
Investment Performance Funds Managed by Mr. Alok Sahoo, Ms. Hetal Shah Date Of Inception: 05/02/2009 Sept 2013 - Sept 2012- Sept 2011 - Since Nav Per Unit () 1403.81 1288.64 1172.42 1000.00 Baroda Pioneer Liquid Fund (in %)^ 9.40 8.94 9.91 7.89 CRISIL Liquid Fund Index (Scheme Benchmark) (in %) 9.49 8.54 8.72 7.37 CRISIL 1 year T-Bill (Standard Benchmark) (in%) $ 8.35 5.65 8.18 5.58 10,000, if invested in BPLF, would have become NA NA NA 15358 10,000, if invested in CRISIL Liquid Fund Index, would have become NA NA NA 14948 10,000, if invested in CRISIL 1 year T-Bill, would have become NA NA NA 13595 Data is for Growth Option and the last working day of September has been considered in all cases. Since Inception returns are @ Compounded Annualised and are calculated on the basis of 1000 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. Date Of Inception: 24/06/2009 Sept 2013 - Sept 2012- Sept 2011 - Since Nav Per Unit () 1389.41 1274.72 1157.08 1000.00 Baroda Pioneer Treasury Advantage Fund (in %)^ 9.66 9.00 10.17 8.32 CRISIL Liquid Fund Index (Scheme Benchmark) (in %) 9.49 8.59 8.67 7.43 CRISIL 1 year T-Bill (Standard Benchmark) (in %) $ 8.35 5.70 8.14 5.73 10,000, if invested in BPTAF, would have become NA NA NA 15236 10,000, if invested in CRISIL Liquid Fund Index, would have become NA NA NA 14587 10,000, if invested CRISIL 1 year T-Bill, would have become NA NA NA 13413 Data is for Growth Option and the last working day of September has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing s. Since Inception returns are @ Compounded Annualised and are calculated on the basis of 1000 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. Date of Inception: 22/06/2012 Sept 2013 - Sept 2012- Sept 2011 - Since Nav Per Unit () 10.86 10.26 NA 10.00 Baroda Pioneer Dynamic Bond Fund (in %)^ 9.10 5.88 NA 7.83 CRISIL Composite Bond Fund Index (Scheme Benchmark) (in %) 11.61 3.49 NA 7.83 CRISIL 1 year T-Bill (Standard Benchmark) (in %) $ 8.35 5.70 NA 7.14 10,000, if invested in BPDBF, would have become NA NA NA 11870 10,000, if invested in CRISIL Composite Bond Fund Index, would have become NA NA NA 11870 10,000, if invested CRISIL 1 year T-Bill, would have become NA NA NA 11698 Data is for Growth Option and the last working day of September has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing s. Since Inception returns are @ Compounded Annualised and are calculated on the basis of 10 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. Funds Managed by Ms. Hetal Shah Date Of Inception: 08/09/2004 Sept 2013 - Sept 2012- Sept 2011 - Since Nav Per Unit () 14.81 14.29 13.30 10.00 Baroda Pioneer Monthly Income Plan (MIP) Fund (in %)^* 16.05 3.61 7.44 5.53 CRISIL MIP Blended Index (Scheme Benchmark) (in %) 15.45 3.22 10.38 8.15 CRISIL 10 Year Gilt Index (Standard Benchmark) (in %) $ 6.85 2.45 8.03 4.93 10,000, if invested in BPMIPF, would have become NA NA NA 17185 10,000, if invested in CRISIL MIP Blended Index, would have become NA NA NA 22003 10,000, if invested in CRISIL 10 Year Gilt Index, would have become NA NA NA 16227 Data is for Growth Option and the last working day of September has been considered in all cases. Since Inception returns are @ Compounded Annualised and are calculated on the basis of 10 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. *Monthly income is not assured and is subject to the availability of distributable surplus. 20