Planning Today For Financial Independence Tomorrow

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Planning Today For Financial Independence Tomorrow

Charting a Course for Your Financial Independence When you embarked on the journey of your life, what did you dream the future would hold? What are your dreams for the future? What do you want for your family? What are your goals and aspirations? A confident future? Early retirement? Money for your children's education? Travel? Golf? A new business venture? Are you on course toward reaching your destination? Behind Every Great Voyage is a Grand Plan In general, many people are like ships without rudders when it comes to financial planning they meander with no set course. Yet, one day, they hope to be able to retire and do the things of which they have always dreamed travel, buy a second home, start a new hobby or simply live in dignity. None of these goals can be fully realized without first charting a financial course. Set Your Sights on the Horizon You need to begin with the end in mind that is, to start with a clear understanding of your destination. You need to know where you are going before you can determine if you are taking the right steps toward getting there. Plotting Your Course We believe that placing you in the center of the financial planning process is paramount to achieving success. By concentrating on producing the outcome you need, our solutions are more than just a collection of investments, but a well thought out plan for the journey ahead of you. We understand that your priority is meeting your personal life goals and that the only measurement that matters is whether you achieve the financial independence necessary to live the life you desire. Success in Your Journey The journey in front of you is elaborate and daunting, but not impossible to navigate. We have already seen the remainder of your life through the lives of our many clients and friends. We have journeyed through the often-tumultuous financial seas over and over again. Through experience, we have learned to navigate the difficult and inevitable

storms, rocky shoals and ill winds that appear along the way. It has been said, "the pessimist complains about the wind; the optimist expects it to change; the realist adjusts the sails." The winds of change are a permanent part of the investment world. We feel the ability to adapt and evolve as risks and opportunities appear is the key to attaining a successful outcome in an uncertain world. Our approach is designed to preserve your assets, take advantage of unfolding opportunities, and keep you on course toward reaching your destination. A Knowledgeable Guide: The Hughes Financial Group Whether your journey has just begun or you are well on your way, the Raymond James financial advisors at the Hughes Financial Group can offer you the help of a knowledgeable guide. With over 50 years combined experience, our team of welltrained and educated professionals can help guide you through what sailors call "confused seas" and on toward reaching your destination. Our team approach provides years of experience, knowledge and integrity that benefits our clients through our collaborative efforts. Our goal is to guide you through the broad range of issues, financial and otherwise, that you will address over the years and across the generations. As times change and financial markets rise and fall, you can trust that we will work diligently to keep you on course and strategically positioned for the future. Over the years, this combination has enabled us to successfully guide our clients through the intricacies of financial, retirement and estate planning. Our Invitation to You We believe the highest level of financial freedom is being able to do what you like while enjoying the reassurance that comes from knowing your entire financial situation is being managed effectively toward your goals. We are dedicated to your success through quality planning and thoughtful advice. Our desire is to help you achieve financial independence through professional advice, individualized planning, sound risk management, proven investment strategies, and personal, efficient service. We invite you to allow us the privilege to serve you and your family on your journey toward financial independence. Please contact us for a personal consultation.

Our Team Neil D. Hughes Financial Planner Investment Advisor Representative Neil is the founding member and driving force behind the Hughes Financial Group. Since beginning his financial services career in 1973, he has advised countless individuals and corporations in the areas of financial, retirement and estate planning, investment management and corporate retirement plans. Today, our clients benefit tremendously from his vision, long-term perspective and real life experience. Neil grew up in Goddard, Kansas and graduated from the United States Military Academy, West Point, New York in 1968. Upon completing his military commitment, Neil began his career in the financial services industry. Neil enjoys playing golf, traveling, and spending time with his seven grandchildren. Daniel A. Hughes, CFP, ChFC CERTIFIED FINANCIAL PLANNER professional Chartered Financial Consultant Dan is involved in all areas of serving the investment, financial and estate planning needs of our clients. Since graduating with a degree in Business from Virginia Tech in 1991, Dan has continued to add to his professional knowledge through handson experience in helping people achieve better financial futures and by earning the CERTIFIED FINANCIAL PLANNER mark, as well as, the designation of Chartered Financial Consultant. With an extensive educational background and over 20 years of experience, Dan stands ready to help you achieve true financial independence. Dan is passionate about his family and loves spending time with his wife and three children. His favorite past times include family outings and being involved in his children s extracurricular activities. In addition to his children's activities, Dan enjoys golf and is an avid sports fan. N. Dwayne Hughes II, CFP CERTIFIED FINANCIAL PLANNER professional Dwayne graduated from the University of North Florida in 1994 with a Bachelor of Business Administration degree in Personal Finance. He has been in the Investment Management Industry for over 18 years. In addition to being Series 7 and life insurance licensed, he is a CERTIFIED FINANCIAL PLANNER professional. Dwayne is married and has two children, a daughter and a son. He spends a majority of his free time coaching his kids softball and baseball teams. Dwayne also enjoys traveling to the Caribbean and hiking in the North Carolina mountains.. Jason R. Hughes, CFP CERTIFIED FINANCIAL PLANNER professional Jason graduated from The University of Georgia in 1999 with a degree in Finance. Shortly after graduation, Jason joined the Hughes Financial Group and has been lending his knowledge and expertise in college, estate & financial planning to improve the lives of our clients. Jason attended high school locally at The Bolles School, where he accomplished his greatest achievement in life by meeting his future wife, Katie. Jason enjoys spending time with his wife and three young children, Jackson, Anna and Haley. When he manages to find some spare time, Jason enjoys playing golf. In 2002, Jason was a qualifier for The Gate Invitational, a local pro/am golf tournament. In addition to playing golf and helping families plan for their future, Jason counts woodworking as a favorite hobby.

Financial Independence is achieved when your assets can recreate the income you need to support your lifestyle without the need to continue working. - Neil D. Hughes You can t predict the future but you can plan for it. - Daniel A. Hughes Preserving Your Capital. Building Your Wealth. This motto encompasses all aspects of our approach to financial management. - N. Dwayne Hughes II Don t sacrifice everything today for a better future tomorrow. You must find a balance between living for today and planning for tomorrow. - Jason R. Hughes

Investment Advisory Services offered through Raymond James Financial Services Advisors, Inc. Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC 131 2nd Ave N, Ste 100 Jacksonville Beach, FL 32250 Phone: (904) 241-1214 Fax: (904) 241-3606 www.hughesfinancialgroup.com