Performance Data This booklet contains a number of different performance measures and time periods to help you assess the Preference fund range. The data used to arrive at the figures shown is provided by Morningstar. Included in the booklet you will find: Cumulative Performance Annualised Performance Discrete Performance this shows you the percentage increase or decrease in a fund's performance over a specified time frame. We show time periods of 1 month all the way to 10 years. this is effectively the cumulative performance of the fund converted into the average yearly growth. For example, if a fund has achieved 23.58% growth over the last 3 years, annualised performance will show 7.31% over the same period. This means the fund has effectively achieved a growth of 7.31% each year for the last 3 years. this is the cumulative performance but presented in 5 discrete 12 monthly periods, normally on a rolling quarterly basis and calendar year. It allows you to see how the fund has performed for each individual year over the last 5 years. The greater the variation in a fund s set of published unit prices the more 'volatile' the fund is and therefore potentially more risky. The less variation, the more consistent the fund is and generally speaking less risky. As with any performance data, the past is not necessarily a guide to the future. Just because a fund has performed consistently over the last 3 years doesn't mean it will do so again. We are not responsible for, and will not compensate your policy in relation to, the performance of underlying funds. Important: Performance statistics include the fund's own management charges, but excludes any RL360 product charges and is calculated in the asset currency, nav to nav, on a total return basis. Where no performance data is available a hyphen (-) will be shown. Funds marked with a # are not available to Hong Kong policyholders. * Share classes displaying * have performance data calculated prior to the inception date. This is based upon a simulated/extended track record. Please refer to the Investment Report for relevant share classes for more details. Risk Rating Ratings range between 1 and 7. 1 = lower risk, potentially lower reward, 7 = higher risk, potentially higher reward. Ratings are taken from the fund manager's Key Investor Information Document (KIID). KIID's are produced for all UCITS compliant funds and provide a standardised methodology for risk and charge calculations.
Cumulative Performance The following tables detail the cumulative performance of each fund in the Preference range up until 02 Jul 2018. For example the 1yr % figure is the percentage growth between 03 Jul 2017 and 02 Jul 2018. Risk Rating : 1 Currency/Money Market 1mth % 3mth % 6mth % 1yr % 3yr % 5yr % 10yr % BlackRock GF US Dollar Reserve A2 Acc GBP Hedged GBP LU0297945965 30 Nov 1993-0.04-0.03-0.14-0.39-0.77-0.44-2.87 BlackRock GF US Dollar Reserve A2 Acc USD USD LU0006061419 30 Nov 1993 0.12 0.43 0.68 1.12 1.62 1.63-2.11 Invesco Euro Reserve A Acc EUR EUR LU0102737730 14 Oct 1999-0.05-0.12-0.21-0.41-0.98-0.93 2.70 Invesco Perpetual Money Acc # GBP GB0033029413 25 Jul 1994 0.03 0.14 0.08 0.14 0.42 0.81 6.64 Risk Rating : 2 Fixed Interest - US Franklin US Government A Inc USD USD LU0029872446 28 Feb 1991-0.04-0.15-1.09-1.18-0.73 3.17 25.18 Risk Rating : 3 Fixed Interest - Europe BlackRock GF Euro Bond A2 Acc EUR EUR LU0050372472 31 Mar 1994 0.21-0.83-0.07 1.02 6.58 20.45 68.11 Janus Henderson Horizon Euro Corporate Bond A3 Inc GBP Hedged Fixed Interest - Global Barings Developed & Emerging Markets High Yield Bond A Inc USD # GBP LU0593293326 01 Jul 2011-0.19 0.25-0.30 1.58 8.59 18.39 - USD IE0000835953 19 Jul 1993-0.31-0.40-1.63 1.09 6.64 11.00 56.40 Invesco Global High Income A Inc USD # USD IE0003561788 12 Jan 1994-0.68-1.86-3.37-0.88 9.08 20.12 79.91 JPM Aggregate Bond A Acc USD # USD LU0430493139 09 Nov 2009 0.07-0.37-0.87 0.29 6.65 14.35 - Fixed Interest - Sterling Invesco Sterling Bond A Acc GBP # GBP IE0030233831 24 Jan 1997-0.16-0.25-1.17 0.54 12.58 23.80 101.90 Threadneedle UK Corporate Bond R Inc GBP GBP GB0031109738 31 Jul 1995-0.28 0.04-1.19 0.65 15.05 26.53 73.57 Fixed Interest - US Fidelity Funds US Dollar Bond A Inc USD USD LU0048622798 12 Nov 1990 0.31-0.11-1.17-0.76 4.53 11.27 46.99 Risk Rating : 4 Equity - UK Janus Henderson UK & Irish Smaller Companies A Acc GBP # GBP GB0032442252 30 Dec 1994-1.56 7.06 0.22 6.62 20.60 52.09 115.22 Schroder UK Smaller Companies A Acc GBP # GBP GB0007649535 31 May 1987 0.05 5.49 1.16 9.56 48.14 100.33 272.16 Fixed Interest - Global BNY Mellon Global Bond A Acc USD USD IE0003924739 10 Dec 2001-0.65-3.31-1.48 0.48 7.13 2.15 17.16 Source : 2018 Morningstar. All Rights Reserved. Page 2 of 14
Cumulative Performance The following tables detail the cumulative performance of each fund in the Preference range up until 02 Jul 2018. For example the 1yr % figure is the percentage growth between 03 Jul 2017 and 02 Jul 2018. Risk Rating : 5 Equity - Asia Pacific excluding Japan 1mth % 3mth % 6mth % 1yr % 3yr % 5yr % 10yr % BNY Mellon Asian Equity A Acc USD USD IE0003795394 10 Dec 2001-3.99-3.51-9.83 3.99 15.90 11.23 19.69 Fidelity Funds Asian Special Situations A Inc USD USD LU0054237671 03 Oct 1994-6.07-6.42-7.13 7.42 26.53 57.74 99.88 Invesco Asian Equity A Inc USD #* USD IE0030381945 03 Aug 2001-5.95-6.05-8.23 5.97 24.82 51.58 85.31 Schroder ISF Asian Opportunities A Inc USD USD LU0048388663 29 Oct 1993-4.81-2.90-5.18 12.09 40.25 62.95 111.06 Equity - Emerging Markets Janus Henderson Emerging Markets R Acc USD # USD LU0201073169 24 Mar 2005-4.35-9.68-10.56-0.30 11.86 20.28-10.63 Equity - Europe excluding UK Janus Henderson Continental European R Acc EUR # EUR LU0201071890 29 Oct 2004-0.82 2.92-0.17-0.64 3.32 53.12 91.06 Threadneedle European Select R Acc GBP # GBP GB0001529345 31 Oct 1986-0.62 3.43-0.41 3.44 36.75 58.85 178.82 Equity - Europe including UK BlackRock GF European Special Situations A2 Acc USD # USD LU0171276677 14 Oct 2002-3.25-2.54-3.23 6.69 16.49 45.91 74.55 Fidelity Funds European Growth A Inc EUR EUR LU0048578792 01 Oct 1990-1.19 8.95 2.95 4.64 9.33 51.56 64.25 Fidelity Funds European Smaller Companies A Inc EUR EUR LU0061175625 01 Dec 1995-0.93 7.73 5.00 13.28 31.81 93.87 144.58 Equity - Global BlackRock GF Global Opportunities A4 Inc GBP GBP LU1153585291 07 Jan 2015 0.00 9.01 3.99 9.24 43.41 - - BNY Mellon Global Equity A Acc USD # USD IE0004004283 29 Jan 1988-0.56 1.68-0.71 6.91 14.74 38.67 23.64 Fidelity Funds International A Inc USD USD LU0048584097 31 Dec 1991-1.49 1.90-1.69 7.51 17.10 48.36 60.32 Janus Henderson World Select A Acc GBP # GBP GB0007686321 10 Jan 1974-0.55 6.07 2.85 7.65 33.07 56.08 116.54 JPM Global Unconstrained Equity A (acc) USD # USD LU0210533765 31 Mar 2005-0.94 2.41-1.87 7.20 14.34 46.63 48.34 JPM Global Unconstrained Equity A (dist) USD USD LU0089639750 16 Nov 1988-0.95 2.40-1.89 7.22 14.29 46.64 48.13 Templeton Global A Acc USD USD LU0128525929 14 May 2001-1.85 0.52-3.26 4.43 7.58 31.74 43.49 Equity - North America BlackRock GF US Flexible Equity A2 Acc USD USD LU0154236417 31 Oct 2002-0.81 3.90-0.15 13.89 33.13 73.97 102.95 BlackRock GF US Small & Mid Cap Opportunities A2 Acc USD USD LU0006061336 13 May 1987-0.16 3.87 2.34 8.65 13.32 57.50 97.22 Fidelity Funds American Growth A Inc USD USD LU0077335932 30 Jun 1997 1.30 7.21 6.15 17.77 27.40 80.50 92.21 Franklin Mutual U.S. Value A Acc USD USD LU0070302665 07 Jul 1997-0.48 3.47-3.39 0.75 10.78 37.50 74.24 JPM America Equity A (acc) USD # USD LU0210528500 01 Apr 2005-0.12 3.77 1.40 13.78 35.63 76.41 135.16 JPM America Equity A (dist) USD USD LU0053666078 16 Nov 1988-0.12 3.76 1.40 13.80 35.57 76.37 134.91 Source : 2018 Morningstar. All Rights Reserved. Page 3 of 14
Cumulative Performance The following tables detail the cumulative performance of each fund in the Preference range up until 02 Jul 2018. For example the 1yr % figure is the percentage growth between 03 Jul 2017 and 02 Jul 2018. 1mth % 3mth % 6mth % 1yr % 3yr % 5yr % 10yr % Schroder ISF US Large Cap A Inc USD USD LU0006306889 02 Aug 1993-1.68 4.86 3.52 13.44 29.80 72.35 120.32 Threadneedle American R Acc GBP # GBP GB0001530566 05 Feb 1968 1.08 11.82 5.16 13.41 58.57 108.01 273.66 Equity - UK BlackRock GF United Kingdom A4 Inc GBP GBP LU0204064025 31 Dec 1985 1.01 13.34 6.84 15.19 37.86 59.32 105.90 Invesco Perpetual Income & Growth Acc GBP # GBP GB0033030742 01 Mar 1993-0.38 8.43 2.06 1.82 15.94 40.64 117.60 Invesco Perpetual UK Smaller Companies Equity Acc GBP # GBP GB0033030528 29 May 1992-0.25 6.70 1.84 13.87 49.47 104.54 225.70 Invesco UK Equity A Inc GBP # GBP IE0030382794 03 Aug 2001-2.62 6.42-1.77 2.83 13.27 44.86 129.93 Janus Henderson UK Alpha A Acc GBP # GBP GB0030956949 09 Nov 2001-3.48 6.12-0.91 8.30 30.74 73.48 63.07 Newton UK Equity Inc GBP # GBP GB0006779549 01 May 1985-1.69 7.52 0.84 4.20 21.12 48.28 92.29 Schroder UK Mid 250 A Acc GBP # GBP GB0008528696 15 Nov 1999-3.24 3.46-0.60 10.64 17.20 51.98 158.00 Threadneedle UK Select R Inc GBP GBP GB0001530236 22 Mar 1934-2.98 6.12-0.78 2.45 19.91 51.53 107.02 Fixed Interest - Asia Schroder ISF Asian Bond Total Return A Inc USD USD LU0091253459 16 Oct 1998-1.57-2.92-3.16-0.58-2.05-2.62-1.55 Specialist Invesco Global Leisure A Acc USD USD LU0052864419 03 Oct 1994 1.73 8.07 9.12 21.38 57.62 114.35 227.56 Invesco Global Technology A Inc USD # (Closed to new investors)* USD IE0003707928 13 Jan 1993 0.42 8.65 12.24 22.74 49.65 102.65 134.45 Schroder Global Healthcare A Acc A Acc GBP # GBP GB0003880183 12 Jun 2000 0.91 11.78 6.07 3.30 27.30 87.13 284.88 Risk Rating : 6 Equity - Emerging Europe Barings Eastern Europe A Inc USD # USD IE0000805634 30 Sep 1996-0.99-11.83-10.35 4.05 24.46-7.33-43.69 Equity - Emerging Markets Barings Global Emerging Markets A Inc GBP GBP IE0032149506 29 Oct 2002-5.28-4.51-7.31 8.64 46.54 53.47 79.87 JPM Emerging Markets Equity A Inc USD # USD LU0053685615 13 Apr 1994-4.80-7.78-9.69 6.75 24.15 25.14 22.77 Equity - Europe including UK Invesco Pan European Equity A Inc EUR # EUR LU0267985231 11 Dec 2006-3.17 2.68-0.03 2.73-0.38 46.98 95.65 Equity - Latin America BlackRock GF Latin America A2 Acc USD USD LU0072463663 08 Jan 1997-7.91-20.75-16.10-2.12 0.47-14.27-34.83 Equity - Single Country BlackRock GF Japan Flexible Equity A2 Acc USD # USD LU0212924517 28 Feb 2005-3.91-3.64-5.78 6.79 18.29 25.53 21.80 Source : 2018 Morningstar. All Rights Reserved. Page 4 of 14
Cumulative Performance The following tables detail the cumulative performance of each fund in the Preference range up until 02 Jul 2018. For example the 1yr % figure is the percentage growth between 03 Jul 2017 and 02 Jul 2018. BlackRock GF Japan Small & Mid Cap Opportunities A2 Acc USD 1mth % 3mth % 6mth % 1yr % 3yr % 5yr % 10yr % USD LU0006061252 13 May 1987-3.18-2.40-1.87 18.91 40.63 51.41 105.53 Invesco Perpetual Japan Acc GBP # GBP GB0033028118 07 May 1988-4.10-0.96-7.38-0.10 29.03 43.50 136.08 Schroder ISF Japanese Equity A Inc JPY JPY LU0012050562 02 Aug 1993-3.24-0.73-5.26 9.89 9.54 51.03 53.61 Templeton China A Acc USD USD LU0052750758 01 Sep 1994-4.82 1.18 1.52 17.53 23.07 45.64 49.55 Specialist Fidelity Funds Global Technology A Inc EUR EUR LU0099574567 01 Sep 1999-1.99 9.70 6.63 18.24 61.25 172.08 349.22 Risk Rating : 7 Commodity & Energy BlackRock GF World Gold A2 Acc USD USD LU0055631609 30 Dec 1994-1.04-0.67-13.04-10.30 15.25-4.74-50.09 JPMorgan Eastern Smaller Companies Acc USD USD HK0000055647 02 Dec 1991-6.02-6.33-5.01 5.87 23.63 54.08 95.51 JPMorgan Pacific Securities Acc USD USD HK0000055746 26 May 1978-3.46-2.22-1.21 11.95 38.87 58.37 90.19 JPMorgan India Acc USD USD MU0129U00005 23 Nov 1989-2.13-2.82-9.25 4.07 12.27 52.82 74.64 JPMorgan Japan (Yen) Acc JPY JPY HK0000055670 06 Aug 1969-1.45 3.38 5.23 28.11 35.50 132.03 120.04 Source : 2018 Morningstar. All Rights Reserved. Page 5 of 14
Annualised Performance The following tables detail the annualised performance of each fund in the Preference range up until 02 Jul 2018. For example the 3yr % figure is the average annual percentage growth achieved between 03 Jul 2015 and 02 Jul 2018. We also provide the 5yr volatility. This is a statistical measurement using standard deviation and shows how widely a range of returns have varied from the fund's average return over a particular period. If a fund had an average return of 5% and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%. Risk Rating : 1 Currency/Money Market 1yr % 3yr % 5yr % 10yr % 5yr Volatility BlackRock GF US Dollar Reserve A2 Acc GBP Hedged GBP LU0297945965 30 Nov 1993-0.39-0.26-0.09-0.29 0.12 BlackRock GF US Dollar Reserve A2 Acc USD USD LU0006061419 30 Nov 1993 1.12 0.54 0.32-0.21 0.14 Invesco Euro Reserve A Acc EUR EUR LU0102737730 14 Oct 1999-0.41-0.33-0.19 0.27 0.06 Invesco Perpetual Money Acc # GBP GB0033029413 25 Jul 1994 0.14 0.14 0.16 0.64 0.09 Risk Rating : 2 Fixed Interest - US Franklin US Government A Inc USD USD LU0029872446 28 Feb 1991-1.18-0.24 0.63 2.27 1.55 Risk Rating : 3 Fixed Interest - Europe BlackRock GF Euro Bond A2 Acc EUR EUR LU0050372472 31 Mar 1994 1.02 2.15 3.79 5.33 3.29 Janus Henderson Horizon Euro Corporate Bond A3 Inc GBP Hedged Fixed Interest - Global Barings Developed & Emerging Markets High Yield Bond A Inc USD # GBP LU0593293326 01 Jul 2011 1.58 2.78 3.43-3.18 USD IE0000835953 19 Jul 1993 1.09 2.17 2.11 4.57 4.75 Invesco Global High Income A Inc USD # USD IE0003561788 12 Jan 1994-0.88 2.94 3.74 6.05 5.00 JPM Aggregate Bond A Acc USD # USD LU0430493139 09 Nov 2009 0.29 2.17 2.72-2.41 Fixed Interest - Sterling Invesco Sterling Bond A Acc GBP # GBP IE0030233831 24 Jan 1997 0.54 4.03 4.36 7.28 3.24 Threadneedle UK Corporate Bond R Inc GBP GBP GB0031109738 31 Jul 1995 0.65 4.78 4.82 5.67 5.03 Fixed Interest - US Fidelity Funds US Dollar Bond A Inc USD USD LU0048622798 12 Nov 1990-0.76 1.49 2.16 3.93 3.11 Risk Rating : 4 Equity - UK Janus Henderson UK & Irish Smaller Companies A Acc GBP # GBP GB0032442252 30 Dec 1994 6.62 6.44 8.75 7.97 10.98 Source : 2018 Morningstar. All Rights Reserved. Page 6 of 14
Annualised Performance The following tables detail the annualised performance of each fund in the Preference range up until 02 Jul 2018. For example the 3yr % figure is the average annual percentage growth achieved between 03 Jul 2015 and 02 Jul 2018. We also provide the 5yr volatility. This is a statistical measurement using standard deviation and shows how widely a range of returns have varied from the fund's average return over a particular period. If a fund had an average return of 5% and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%. 1yr % 3yr % 5yr % 10yr % 5yr Volatility Schroder UK Smaller Companies A Acc GBP # GBP GB0007649535 31 May 1987 9.56 14.00 14.91 14.04 9.99 Fixed Interest - Global BNY Mellon Global Bond A Acc USD USD IE0003924739 10 Dec 2001 0.48 2.32 0.43 1.60 4.85 Risk Rating : 5 Equity - Asia Pacific excluding Japan BNY Mellon Asian Equity A Acc USD USD IE0003795394 10 Dec 2001 3.99 5.04 2.15 1.81 13.12 Fidelity Funds Asian Special Situations A Inc USD USD LU0054237671 03 Oct 1994 7.42 8.16 9.54 7.17 13.07 Invesco Asian Equity A Inc USD #* USD IE0030381945 03 Aug 2001 5.97 7.67 8.68 6.36 14.36 Schroder ISF Asian Opportunities A Inc USD USD LU0048388663 29 Oct 1993 12.09 11.93 10.26 7.76 12.49 Equity - Emerging Markets Janus Henderson Emerging Markets R Acc USD # USD LU0201073169 24 Mar 2005-0.30 3.81 3.76-1.12 13.20 Equity - Europe excluding UK Janus Henderson Continental European R Acc EUR # EUR LU0201071890 29 Oct 2004-0.64 1.10 8.89 6.69 11.35 Threadneedle European Select R Acc GBP # GBP GB0001529345 31 Oct 1986 3.44 11.00 9.70 10.80 10.65 Equity - Europe including UK BlackRock GF European Special Situations A2 Acc USD # USD LU0171276677 14 Oct 2002 6.69 5.22 7.85 5.73 12.73 Fidelity Funds European Growth A Inc EUR EUR LU0048578792 01 Oct 1990 4.64 3.02 8.67 5.09 12.18 Fidelity Funds European Smaller Companies A Inc EUR EUR LU0061175625 01 Dec 1995 13.28 9.64 14.16 9.36 11.50 Equity - Global BlackRock GF Global Opportunities A4 Inc GBP GBP LU1153585291 07 Jan 2015 9.24 12.77 - - - BNY Mellon Global Equity A Acc USD # USD IE0004004283 29 Jan 1988 6.91 4.69 6.76 2.14 9.92 Fidelity Funds International A Inc USD USD LU0048584097 31 Dec 1991 7.51 5.40 8.21 4.83 9.82 Janus Henderson World Select A Acc GBP # GBP GB0007686321 10 Jan 1974 7.65 9.99 9.31 8.03 10.28 JPM Global Unconstrained Equity A (acc) USD # USD LU0210533765 31 Mar 2005 7.20 4.57 7.96 4.02 12.77 JPM Global Unconstrained Equity A (dist) USD USD LU0089639750 16 Nov 1988 7.22 4.55 7.96 4.01 12.76 Templeton Global A Acc USD USD LU0128525929 14 May 2001 4.43 2.46 5.67 3.68 11.71 Source : 2018 Morningstar. All Rights Reserved. Page 7 of 14
Annualised Performance The following tables detail the annualised performance of each fund in the Preference range up until 02 Jul 2018. For example the 3yr % figure is the average annual percentage growth achieved between 03 Jul 2015 and 02 Jul 2018. We also provide the 5yr volatility. This is a statistical measurement using standard deviation and shows how widely a range of returns have varied from the fund's average return over a particular period. If a fund had an average return of 5% and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%. Equity - North America 1yr % 3yr % 5yr % 10yr % 5yr Volatility BlackRock GF US Flexible Equity A2 Acc USD USD LU0154236417 31 Oct 2002 13.89 10.01 11.71 7.33 11.58 BlackRock GF US Small & Mid Cap Opportunities A2 Acc USD USD LU0006061336 13 May 1987 8.65 4.26 9.51 7.03 11.66 Fidelity Funds American Growth A Inc USD USD LU0077335932 30 Jun 1997 17.77 8.41 12.54 6.75 11.13 Franklin Mutual U.S. Value A Acc USD USD LU0070302665 07 Jul 1997 0.75 3.47 6.58 5.71 9.79 JPM America Equity A (acc) USD # USD LU0210528500 01 Apr 2005 13.78 10.69 12.02 8.93 11.89 JPM America Equity A (dist) USD USD LU0053666078 16 Nov 1988 13.80 10.68 12.02 8.92 11.88 Schroder ISF US Large Cap A Inc USD USD LU0006306889 02 Aug 1993 13.44 9.08 11.50 8.22 10.93 Threadneedle American R Acc GBP # GBP GB0001530566 05 Feb 1968 13.41 16.61 15.78 14.09 11.61 Equity - UK BlackRock GF United Kingdom A4 Inc GBP GBP LU0204064025 31 Dec 1985 15.19 11.30 9.76 7.49 11.01 Invesco Perpetual Income & Growth Acc GBP # GBP GB0033030742 01 Mar 1993 1.82 5.05 7.06 8.09 9.49 Invesco Perpetual UK Smaller Companies Equity Acc GBP # GBP GB0033030528 29 May 1992 13.87 14.34 15.39 12.53 11.08 Invesco UK Equity A Inc GBP # GBP IE0030382794 03 Aug 2001 2.83 4.24 7.69 8.68 11.59 Janus Henderson UK Alpha A Acc GBP # GBP GB0030956949 09 Nov 2001 8.30 9.34 11.65 5.01 10.57 Newton UK Equity Inc GBP # GBP GB0006779549 01 May 1985 4.20 6.59 8.20 6.76 9.91 Schroder UK Mid 250 A Acc GBP # GBP GB0008528696 15 Nov 1999 10.64 5.43 8.73 9.94 12.80 Threadneedle UK Select R Inc GBP GBP GB0001530236 22 Mar 1934 2.45 6.24 8.67 7.55 9.97 Fixed Interest - Asia Schroder ISF Asian Bond Total Return A Inc USD USD LU0091253459 16 Oct 1998-0.58-0.69-0.53-0.16 3.17 Specialist Invesco Global Leisure A Acc USD USD LU0052864419 03 Oct 1994 21.38 16.38 16.47 12.60 13.22 Invesco Global Technology A Inc USD # (Closed to new investors)* USD IE0003707928 13 Jan 1993 22.74 14.38 15.17 8.89 14.92 Schroder Global Healthcare A Acc A Acc GBP # GBP GB0003880183 12 Jun 2000 3.30 8.38 13.35 14.43 12.44 Source : 2018 Morningstar. All Rights Reserved. Page 8 of 14
Annualised Performance The following tables detail the annualised performance of each fund in the Preference range up until 02 Jul 2018. For example the 3yr % figure is the average annual percentage growth achieved between 03 Jul 2015 and 02 Jul 2018. We also provide the 5yr volatility. This is a statistical measurement using standard deviation and shows how widely a range of returns have varied from the fund's average return over a particular period. If a fund had an average return of 5% and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%. Risk Rating : 6 Equity - Emerging Europe 1yr % 3yr % 5yr % 10yr % 5yr Volatility Barings Eastern Europe A Inc USD # USD IE0000805634 30 Sep 1996 4.05 7.57-1.51-5.58 19.72 Equity - Emerging Markets Barings Global Emerging Markets A Inc GBP GBP IE0032149506 29 Oct 2002 8.64 13.58 8.94 6.05 15.12 JPM Emerging Markets Equity A Inc USD # USD LU0053685615 13 Apr 1994 6.75 7.48 4.59 2.07 15.16 Equity - Europe including UK Invesco Pan European Equity A Inc EUR # EUR LU0267985231 11 Dec 2006 2.73-0.13 8.01 6.94 14.32 Equity - Latin America BlackRock GF Latin America A2 Acc USD USD LU0072463663 08 Jan 1997-2.12 0.16-3.03-4.19 22.80 Equity - Single Country BlackRock GF Japan Flexible Equity A2 Acc USD # USD LU0212924517 28 Feb 2005 6.79 5.76 4.65 1.99 12.17 BlackRock GF Japan Small & Mid Cap Opportunities A2 Acc USD USD LU0006061252 13 May 1987 18.91 12.04 8.65 7.47 11.72 Invesco Perpetual Japan Acc GBP # GBP GB0033028118 07 May 1988-0.10 8.87 7.49 8.97 11.99 Schroder ISF Japanese Equity A Inc JPY JPY LU0012050562 02 Aug 1993 9.89 3.08 8.60 4.39 14.71 Templeton China A Acc USD USD LU0052750758 01 Sep 1994 17.53 7.17 7.81 4.11 16.17 Specialist Fidelity Funds Global Technology A Inc EUR EUR LU0099574567 01 Sep 1999 18.24 17.26 22.16 16.21 14.52 Risk Rating : 7 Commodity & Energy BlackRock GF World Gold A2 Acc USD USD LU0055631609 30 Dec 1994-10.30 4.85-0.97-6.71 32.16 JPMorgan Eastern Smaller Companies Acc USD USD HK0000055647 02 Dec 1991 5.87 7.33 9.03 6.93 12.18 JPMorgan Pacific Securities Acc USD USD HK0000055746 26 May 1978 11.95 11.57 9.63 6.64 12.39 JPMorgan India Acc USD USD MU0129U00005 23 Nov 1989 4.07 3.93 8.85 5.73 19.84 Source : 2018 Morningstar. All Rights Reserved. Page 9 of 14
Annualised Performance The following tables detail the annualised performance of each fund in the Preference range up until 02 Jul 2018. For example the 3yr % figure is the average annual percentage growth achieved between 03 Jul 2015 and 02 Jul 2018. We also provide the 5yr volatility. This is a statistical measurement using standard deviation and shows how widely a range of returns have varied from the fund's average return over a particular period. If a fund had an average return of 5% and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%. 1yr % 3yr % 5yr % 10yr % 5yr Volatility JPMorgan Japan (Yen) Acc JPY JPY HK0000055670 06 Aug 1969 28.11 10.66 18.33 8.21 16.68 Source : 2018 Morningstar. All Rights Reserved. Page 10 of 14
Discrete Performance The following tables detail the performance of each fund in the Preference range up until the end of June in 5 discrete years. Risk Rating : 1 Currency/Money Market Jun 18 - Jun 17 % Jun 17 - Jun 16 % Jun 16 - Jun 15 % Jun 15 - Jun 14 % BlackRock GF US Dollar Reserve A2 Acc GBP Hedged GBP LU0297945965 30 Nov 1993-0.40-0.43 0.05 0.17 0.15 BlackRock GF US Dollar Reserve A2 Acc USD USD LU0006061419 30 Nov 1993 1.12 0.44 0.05 0.01 0.00 Invesco Euro Reserve A Acc EUR EUR LU0102737730 14 Oct 1999-0.40-0.39-0.18 0.01 0.04 Invesco Perpetual Money Acc # GBP GB0033029413 25 Jul 1994-0.06 0.20 0.14 0.21 0.26 Risk Rating : 2 Fixed Interest - US Franklin US Government A Inc USD USD LU0029872446 28 Feb 1991-1.18-1.34 2.03 1.06 2.95 Risk Rating : 3 Fixed Interest - Europe BlackRock GF Euro Bond A2 Acc EUR EUR LU0050372472 31 Mar 1994 2.52-0.11-0.07 11.97 6.09 Janus Henderson Horizon Euro Corporate Bond A3 Inc GBP Hedged GBP LU0593293326 01 Jul 2011 1.70 2.79 4.01 0.68 8.15 Fixed Interest - Global Barings Developed & Emerging Markets High Yield Bond A Inc USD # USD IE0000835953 19 Jul 1993 0.99 10.30-4.18-4.27 8.82 Invesco Global High Income A Inc USD # USD IE0003561788 12 Jan 1994-0.97 9.69 0.56-1.76 12.45 JPM Aggregate Bond A Acc USD # USD LU0430493139 09 Nov 2009 0.22-0.73 6.87 2.23 5.56 Fixed Interest - Sterling Invesco Sterling Bond A Acc GBP # GBP IE0030233831 24 Jan 1997 2.57 7.02 0.98 5.90 4.74 Threadneedle UK Corporate Bond R Inc GBP GBP GB0031109738 31 Jul 1995 1.36 9.50-0.44 9.79 1.53 Fixed Interest - US Fidelity Funds US Dollar Bond A Inc USD USD LU0048622798 12 Nov 1990-0.77-0.83 5.90 2.54 4.53 Risk Rating : 4 Equity - UK Janus Henderson UK & Irish Smaller Companies A Acc GBP # GBP GB0032442252 30 Dec 1994 7.66 10.06 0.40-4.54 25.30 Schroder UK Smaller Companies A Acc GBP # GBP GB0007649535 31 May 1987 12.03 19.62 12.53 1.32 32.10 Fixed Interest - Global BNY Mellon Global Bond A Acc USD USD IE0003924739 10 Dec 2001 0.45-3.36 9.39-8.41 4.84 Risk Rating : 5 Equity - Asia Pacific excluding Japan BNY Mellon Asian Equity A Acc USD USD IE0003795394 10 Dec 2001 4.29 20.19-5.99-10.26 5.29 Jun 14 - Jun 13 % Source : 2018 Morningstar. All Rights Reserved. Page 11 of 14
Discrete Performance The following tables detail the performance of each fund in the Preference range up until the end of June in 5 discrete years. Jun 18 - Jun 17 % Jun 17 - Jun 16 % Jun 16 - Jun 15 % Jun 15 - Jun 14 % Fidelity Funds Asian Special Situations A Inc USD USD LU0054237671 03 Oct 1994 8.85 26.49-6.66 7.02 16.78 Invesco Asian Equity A Inc USD #* USD IE0030381945 03 Aug 2001 7.43 29.87-8.51 0.92 19.10 Schroder ISF Asian Opportunities A Inc USD USD LU0048388663 29 Oct 1993 13.07 33.22-5.54 2.49 12.71 Equity - Emerging Markets Janus Henderson Emerging Markets R Acc USD # USD LU0201073169 24 Mar 2005 0.41 15.33-3.45-5.93 14.37 Equity - Europe excluding UK Janus Henderson Continental European R Acc EUR # EUR LU0201071890 29 Oct 2004-0.33 16.35-10.14 18.36 24.15 Threadneedle European Select R Acc GBP # GBP GB0001529345 31 Oct 1986 7.11 18.50-1.60 13.87 7.16 Equity - Europe including UK BlackRock GF European Special Situations A2 Acc USD # USD LU0171276677 14 Oct 2002 20.93 2.36 2.52-3.43 23.01 Fidelity Funds European Growth A Inc EUR EUR LU0048578792 01 Oct 1990-3.40 19.28-14.16 27.30 11.96 Fidelity Funds European Smaller Companies A Inc EUR EUR LU0061175625 01 Dec 1995 10.86 13.40 2.29 14.11 22.92 Equity - Global BlackRock GF Global Opportunities A4 Inc GBP GBP LU1153585291 07 Jan 2015 9.89 25.57 6.06 - - BNY Mellon Global Equity A Acc USD # USD IE0004004283 29 Jan 1988 7.51 12.05-3.74 1.98 17.97 Fidelity Funds International A Inc USD USD LU0048584097 31 Dec 1991 8.58 15.54-5.19 3.38 23.04 Janus Henderson World Select A Acc GBP # GBP GB0007686321 10 Jan 1974 7.75 19.87 3.97 9.03 7.61 JPM Global Unconstrained Equity A (acc) USD # USD LU0210533765 31 Mar 2005 8.40 22.59-12.44 4.58 23.26 JPM Global Unconstrained Equity A (dist) USD USD LU0089639750 16 Nov 1988 8.44 22.57-12.45 4.56 23.26 Templeton Global A Acc USD USD LU0128525929 14 May 2001 5.07 21.92-15.20-3.84 27.41 Equity - North America BlackRock GF US Flexible Equity A2 Acc USD USD LU0154236417 31 Oct 2002 15.08 24.11-5.08 5.87 24.24 BlackRock GF US Small & Mid Cap Opportunities A2 Acc USD USD LU0006061336 13 May 1987 9.94 15.54-9.17 8.64 29.89 Fidelity Funds American Growth A Inc USD USD LU0077335932 30 Jun 1997 18.38 15.45-5.74 9.80 29.78 Franklin Mutual U.S. Value A Acc USD USD LU0070302665 07 Jul 1997 0.60 16.12-4.60 1.38 22.36 JPM America Equity A (acc) USD # USD LU0210528500 01 Apr 2005 14.81 24.33-3.50 4.97 24.75 JPM America Equity A (dist) USD USD LU0053666078 16 Nov 1988 14.84 24.27-3.48 4.94 24.78 Schroder ISF US Large Cap A Inc USD USD LU0006306889 02 Aug 1993 14.11 15.72-0.96 5.60 26.06 Threadneedle American R Acc GBP # GBP GB0001530566 05 Feb 1968 13.90 25.66 12.67 15.58 11.92 Equity - UK BlackRock GF United Kingdom A4 Inc GBP GBP LU0204064025 31 Dec 1985 4.43 17.52-0.32 3.04 10.25 Jun 14 - Jun 13 % Source : 2018 Morningstar. All Rights Reserved. Page 12 of 14
Discrete Performance The following tables detail the performance of each fund in the Preference range up until the end of June in 5 discrete years. Jun 18 - Jun 17 % Jun 17 - Jun 16 % Jun 16 - Jun 15 % Jun 15 - Jun 14 % Invesco Perpetual Income & Growth Acc GBP # GBP GB0033030742 01 Mar 1993-3.57 13.57-2.21 9.15 12.14 Invesco Perpetual UK Smaller Companies Equity Acc GBP # GBP GB0033030528 29 May 1992 12.46 23.17 10.48 2.47 25.27 Invesco UK Equity A Inc GBP # GBP IE0030382794 03 Aug 2001-0.34 18.75-7.72 5.75 22.27 Janus Henderson UK Alpha A Acc GBP # GBP GB0030956949 09 Nov 2001 9.18 16.12 0.71 9.31 17.92 Newton UK Equity Inc GBP # GBP GB0006779549 01 May 1985 5.56 12.08 4.87 14.66 6.38 Schroder UK Mid 250 A Acc GBP # GBP GB0008528696 15 Nov 1999 11.65 10.86-3.14-0.57 28.81 Threadneedle UK Select R Inc GBP GBP GB0001530236 22 Mar 1934-0.58 11.47 1.94 12.09 14.89 Fixed Interest - Asia Schroder ISF Asian Bond Total Return A Inc USD USD LU0091253459 16 Oct 1998-0.42 1.02-2.48-0.54 0.27 Specialist Invesco Global Leisure A Acc USD USD LU0052864419 03 Oct 1994 21.84 32.03-0.38 6.70 27.53 Invesco Global Technology A Inc USD # (Closed to new investors)* USD IE0003707928 13 Jan 1993 22.89 33.54-7.29 6.62 25.41 Schroder Global Healthcare A Acc A Acc GBP # GBP GB0003880183 12 Jun 2000 3.67 13.01 11.01 23.65 17.34 Risk Rating : 6 Equity - Emerging Europe Barings Eastern Europe A Inc USD # USD IE0000805634 30 Sep 1996 21.35 19.55 0.57-23.75-11.56 Equity - Emerging Markets Barings Global Emerging Markets A Inc GBP GBP IE0032149506 29 Oct 2002 9.24 28.66 5.68 4.40-0.74 JPM Emerging Markets Equity A Inc USD # USD LU0053685615 13 Apr 1994 8.05 25.99-7.31-8.50 10.58 Equity - Europe including UK Invesco Pan European Equity A Inc EUR # EUR LU0267985231 11 Dec 2006 1.02 16.77-18.23 18.67 28.90 Equity - Latin America BlackRock GF Latin America A2 Acc USD USD LU0072463663 08 Jan 1997-0.36 14.22-9.91-22.87 11.22 Equity - Single Country BlackRock GF Japan Flexible Equity A2 Acc USD # USD LU0212924517 28 Feb 2005 17.21 14.44-6.02 5.10 8.06 BlackRock GF Japan Small & Mid Cap Opportunities A2 Acc USD USD LU0006061252 13 May 1987 31.74 13.85-1.26 8.20 3.46 Invesco Perpetual Japan Acc GBP # GBP GB0033028118 07 May 1988 1.30 29.29-0.45 22.82-0.96 Schroder ISF Japanese Equity A Inc JPY JPY LU0012050562 02 Aug 1993 18.65 12.88-12.46 27.91 15.08 Templeton China A Acc USD USD LU0052750758 01 Sep 1994 17.57 26.17-17.88 9.31 8.31 Specialist Fidelity Funds Global Technology A Inc EUR EUR LU0099574567 01 Sep 1999 18.24 31.40 4.64 38.59 21.96 Jun 14 - Jun 13 % Source : 2018 Morningstar. All Rights Reserved. Page 13 of 14
Discrete Performance The following tables detail the performance of each fund in the Preference range up until the end of June in 5 discrete years. Risk Rating : 7 Commodity & Energy Jun 18 - Jun 17 % Jun 17 - Jun 16 % Jun 16 - Jun 15 % Jun 15 - Jun 14 % BlackRock GF World Gold A2 Acc USD USD LU0055631609 30 Dec 1994-9.96-18.44 55.31-26.25 21.28 JPMorgan Eastern Smaller Companies Acc USD USD HK0000055647 02 Dec 1991 5.83 19.06-2.86 8.93 15.56 JPMorgan Pacific Securities Acc USD USD HK0000055746 26 May 1978 13.10 26.61-3.78 3.47 11.09 JPMorgan India Acc USD USD MU0129U00005 23 Nov 1989 3.95 9.96-3.14 14.47 20.59 JPMorgan Japan (Yen) Acc JPY JPY HK0000055670 06 Aug 1969 30.32 12.91-9.08 53.54 12.95 Jun 14 - Jun 13 % Source : 2018 Morningstar. All Rights Reserved. Page 14 of 14
Important Information The figures in this booklet have been prepared for information purposes only and are not an invitation to purchase a fund on the basis of the data given. RL360 does not provide investment advice and does not recommend the use of any fund manager or investment fund detailed within this booklet. Before selecting funds for your policy you should read the product's most recent Fund Guide (where one is available), and also read the supporting materials made available by the fund manager for your chosen funds. These will commonly detail how the fund is structured, how it is performing, the make up of its underlying assets and other important information. The final responsibility for fund selection lies with you and your adviser. If the funds selected for your policy reduce in value, this will reduce your policy value and RL360 will not compensate you as a result. Where you invest in funds that are denominated in a currency different to that of your policy, the investment returns will be subject to currency risk. Where the provider of a fund linked to your policy becomes insolvent or is unable to meet its liabilities for any reason, your policy will suffer the loss. The funds linked to your policy value will be owned wholly by RL360 and in most cases, as we are a corporate investor, you will not be eligible for compensation under investment compensation schemes. All underlying data is provided by Morningstar and RL360 cannot be held responsible for the accuracy of the information provided. Issued by RL360 Insurance Company Limited. Incorporated in the Isle of Man with limited liability. Registered Office: RL360 House, Cooil Road, Douglas, Isle of Man, IM2 2SP, British Isles. Telephone: +44 (0)1624 681681. Telephone calls may be recorded. Website: www.rl360.com. This website contains products that are not authorised in Hong Kong and are not available to Hong Kong investors. The appointed representative in Hong Kong is RL360 Insurance Company Limited s Branch office: RL360 Insurance Company Limited, Suite 3605, The Center, 99 Queen s Road Central, Hong Kong. RL360 Insurance Company Limited is authorised by the Isle of Man Financial Services Authority. Registered in the Isle of Man number 053002C and in Hong Kong number F9136.