The Lincoln National Life Insurance Company Term Portfolio State Availability as of 7/16/2018 PRODUCTS AL AK AZ AR CA CO CT DE DC FL GA GU HI ID IL IN IA KS KY LA ME MP MD MA MI MN MS MO MT NE NV NH NJ NM NY* NC ND OH OK OR PA PR RI SC SD TN TX UT VT VI VA WA WV WI WY Lincoln LifeElements Level Term (2017) - 07/16/18 X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X Lincoln LifeElements Level Term (2017) - 03/12/18 U U X U U U U U U U U U U U U U U U U U U X U U U X U U U U U U U U U U X U U U U U U U U U U U X U U U Lincoln LifeElements Level Term (2017) - 10/16/17 U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U Lincoln LifeElements Level Term (2014) - 03/14/16 U X U U U U U U U U U U U U U U U U U U U U U X U U U U U U U U U U O U U U U U U U U U U U U U U U U U U U U Lincoln LifeElements Level Term (2014) - NY Only U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U X U U U U U U O U U U U U U U U U U U U U Lincoln TermAccel 1-10/16/17 X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X Lincoln TermAccel 1-05/15/17 U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U U Lincoln LifeElements Level Term with Conversion Products Enhancement X X X X X X X X X X X X X X X X X X X X X X X X X X X X O X X X X X O X X X X X X X X X X X X X X X X X X X X Lincoln LifeElements One Year Term 2 X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X RIDERS AL AK AZ AR CA CO CT DE DC FL GA GU HI ID IL IN IA KS KY LA ME MP MD MA MI MN MS MO MT NE NV NH NJ NM NY* NC ND OH OK OR PA PR RI SC SD TN TX UT VT VI VA WA WV WI WY ABR (Available with Product 1, 2, 3, 4) X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X CPA (Automatically Issued with Product 2, 3) X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X CTR (Available with Product 1, 2, 3, 4) X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X END (Available with Product 2, 3) X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X + X X X X + X X X X X X X X X X X + X X X WP (Available with Product 1, 2, 3, 4) X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X RIDERS AVAILABLE WITH PRODUCTS BELOW: POLICIES RIDERS 1 Lincoln LifeElements Level Term (2017) all versions TRM6063 - Lincoln LifeElements Level Term (2017) all versions, with policy specifications pages: ABR - Accelerated Benefit Rider (Terminal Illness Only) (R879) 2 Lincoln LifeElements Level Term (2014) all versions F6064-10 (10 year); F6064-15 (15 year); F6064-20 (20 year); F6064-30 (30 year) CPA - Conversion Products Amendment (AMD-7029) 3 Lincoln TermAccel 1 all versions TRM5065 - Lincoln LifeElements Level Term (2014) all versions, with policy specifications pages: CTR - Children's Term Rider (CTR-5670) Lincoln LifeElements Level Term with Conversion 4 Products Enhancement F5165-10 (10 year); F5165-15 (15 year); F5165-20 (20 year); F5165-30 (30 year) END - Face Amount Decrease Endorsement (END-7013) TRM5065 - Lincoln TermAccel 1 all versions, with policy specifications pages: WP - Waiver of Premium Benefit Rider (WP-5765) TA5165-15 (15 year); TA5165-20 (20 year); TA5165-30 (30 year) ICC16TRM6058 - Lincoln LifeElements Level Term with Conversion Products Enhancement with policy specifications pages: ICC16F6059-10 (10 year); ICC16F6059-15 (15 year); ICC16F6059-20 (20 year); ICC16F6059-30 (30 year) LN485 - Lincoln LifeElements One Year Term 2 X = Available + = Benefit Included in Policy O = Will Not Be Made Available = Pending adoption of PBR or 2017 CSO Mortality Table U = Withdrawn upon availability of new product/new rates. See Page 2 and following for Withdrawal Dates. REMINDER TO PRODUCERS: APPLICATIONS WILL NOT BE ACCEPTED UNTIL AVAILABILITY IS COMMUNICATED. PLEASE DO NOT SOLICIT APPLICATIONS UNTIL SUCH TIME. PLEASE NOTE: SEE PAGE 2 AND FOLLOWING FOR PRODUCT AVAILABILITY DATES. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. The Lincoln National Life Insurance Company is not authorized nor does it solicit business in the state of New York. In some states, contract terms are set out and coverage may be provided in the form of certificates issued under a group policy issued by The Lincoln National Life Insurance Company to a group life insurance trust. Contractual obligations are backed by the claims-paying ability of The Lincoln National Life Insurance Company. * Policies sold in New York are issued on policy form TRM5065N.2/15 for Lincoln LifeElements Level Term (2014), and policy form LLANY 485 for Lincoln LifeElements One Year Term by Lincoln Life & Annuity Company of New York, Syracuse, NY. The contractual obligations are backed by the claims-paying ability of Lincoln Life & Annuity Company of New York. Lincoln LifeElements Level Term (2017) (all versions) are issued on policy form TRM6063 and state variations by The Lincoln National Life Insurance Company, Fort Wayne, IN. Lincoln LifeElements Level Term (2014) (all versions) are issued on policy form TRM5065 and state variations by The Lincoln National Life Insurance Company, Fort Wayne, IN. Lincoln TermAccel (all versions) are issued on policy form TRM5065 and state variations by The Lincoln National Life Insurance Company, Fort Wayne, IN. Lincoln LifeElements Level Term with Conversion Products Enhancement is issued on policy form ICC16TRM6058 and state variations by The Lincoln National Life Insurance Company, Fort Wayne, IN. Lincoln LifeElements One Year Term is issued on policy form LN485 and state variations by The Lincoln National Life Insurance Company, Fort Wayne, IN. 1 Lincoln TermAccel - ELECTRONIC TICKET SUBMISSION REQUIRED 2 No additional riders or benefits will be available with LN485 - Lincoln LifeElements One Year Term. Products and features are subject to state availability. Page 1 of 8
(2017) -07/16/18 (2017) - 3/12/18 (2017) - 07/16/18 (2017) - 03/12/18 AL 7/16/2018 9/14/2018 MO AK MT 7/16/2018 9/14/2018 AZ 7/16/2018 9/14/2018 NE 7/16/2018 9/14/2018 AR NV 7/16/2018 9/14/2018 CA 7/16/2018 9/14/2018 NH 7/16/2018 9/14/2018 CO 7/16/2018 9/14/2018 NJ 7/16/2018 9/14/2018 CT 7/16/2018 9/14/2018 NM 7/16/2018 9/14/2018 DE 7/16/2018 9/14/2018 NC 7/16/2018 9/14/2018 DC 7/16/2018 9/14/2018 ND 7/16/2018 9/14/2018 FL 7/16/2018 9/14/2018 NY GA 7/16/2018 9/14/2018 OH 7/16/2018 9/14/2018 GU 7/16/2018 9/14/2018 OK 7/16/2018 9/14/2018 HI 7/16/2018 9/14/2018 OR ID 7/16/2018 9/14/2018 PA 7/16/2018 9/14/2018 IL 7/16/2018 9/14/2018 PR 7/16/2018 9/14/2018 IN 7/16/2018 9/14/2018 RI 7/16/2018 9/14/2018 IA 7/16/2018 9/14/2018 SC 7/16/2018 9/14/2018 KS 7/16/2018 9/14/2018 SD 7/16/2018 9/14/2018 KY 7/16/2018 9/14/2018 TN 7/16/2018 9/14/2018 LA 7/16/2018 9/14/2018 TX 7/16/2018 9/14/2018 ME 7/16/2018 9/14/2018 UT 7/16/2018 9/14/2018 MP 7/16/2018 9/14/2018 VT 7/16/2018 9/14/2018 MD VA 7/16/2018 9/14/2018 MA VI 7/16/2018 9/14/2018 MI 7/16/2018 9/14/2018 WA MN 7/16/2018 9/14/2018 WV 7/16/2018 9/14/2018 MS 7/16/2018 9/14/2018 WI 7/16/2018 9/14/2018 WY 7/16/2018 9/14/2018 Lincoln LifeElements Level Term (2017) - 07/16/18 replaces Lincoln LifeElements Level Term (2017) - 03/12/18. Policies issued on or after the Published Availability Date will automatically receive the lower of the two rates. As of the Published Withdrawal Date, the Lincoln LifeElements Level Term (2017) - 07/16/18 new product rates will apply. Page 2 of 8
(2017) - 03/12/18 (2017) - 10/16/17 (2017) - 03/12/18 (2017) - 10/16/17 AL 3/12/2018 5/11/2018 MO 4/16/2018 6/15/2018 AK N/A MT 3/12/2018 5/11/2018 AZ 3/12/2018 5/11/2018 NE 3/12/2018 5/11/2018 AR 4/16/2018 6/15/2018 NV 3/12/2018 5/11/2018 CA 3/12/2018 5/11/2018 NH 3/12/2018 5/11/2018 CO 3/12/2018 5/11/2018 NJ 3/12/2018 5/11/2018 CT 3/12/2018 5/11/2018 NM 3/12/2018 5/11/2018 DE 3/12/2018 5/11/2018 NC 3/12/2018 5/11/2018 DC 3/12/2018 5/11/2018 ND 3/12/2018 5/11/2018 FL 3/12/2018 5/11/2018 NY N/A GA 3/12/2018 5/11/2018 OH 3/12/2018 5/11/2018 GU 3/12/2018 5/11/2018 OK 3/12/2018 5/11/2018 HI 3/12/2018 5/11/2018 OR 5/14/2018 7/12/2018 ID 3/12/2018 5/11/2018 PA 3/12/2018 5/11/2018 IL 3/12/2018 5/11/2018 PR 3/12/2018 5/11/2018 IN 3/12/2018 5/11/2018 RI 3/12/2018 5/11/2018 IA 3/12/2018 5/11/2018 SC 3/12/2018 5/11/2018 KS 3/12/2018 5/11/2018 SD 3/12/2018 5/11/2018 KY 3/12/2018 5/11/2018 TN 3/12/2018 5/11/2018 LA 3/12/2018 5/11/2018 TX 3/12/2018 5/11/2018 ME 3/12/2018 5/11/2018 UT 3/12/2018 5/11/2018 MP 3/12/2018 5/11/2018 VT 3/12/2018 5/11/2018 MD 4/16/2018 6/15/2018 VA 3/12/2018 5/11/2018 MA N/A VI 3/12/2018 5/11/2018 MI 3/12/2018 5/11/2018 WA 4/16/2018 6/15/2018 MN 3/12/2018 5/11/2018 WV 3/12/2018 5/11/2018 MS 3/12/2018 5/11/2018 WI 3/12/2018 5/11/2018 WY 3/12/2018 5/11/2018 Lincoln LifeElements Level Term (2017) - 03/12/18 replaces Lincoln LifeElements Level Term (2017) - 10/16/17. Policies issued on or after the Published Availability Date will automatically receive the lower of the two rates. As of the Published Withdrawal Date, the Lincoln LifeElements Level Term (2017) - 03/12/18 new product rates will apply. Page 3 of 8
(2017) - 10/16/17 (2017) - 05/15/17 (2017) - 10/16/17 (2017) - 05/15/17 AL 10/16/2017 12/15/2017 MO 11/13/2017 1/12/2018 AK N/A MT 10/16/2017 12/15/2017 AZ 10/16/2017 12/15/2017 NE 10/16/2017 12/15/2017 AR 11/13/2017 1/12/2018 NV 10/16/2017 12/15/2017 CA 10/16/2017 12/15/2017 NH 10/16/2017 12/15/2017 CO 10/16/2017 12/15/2017 NJ 10/16/2017 12/15/2017 CT 10/16/2017 12/15/2017 NM 10/16/2017 12/15/2017 DE 10/16/2017 12/15/2017 NC 10/16/2017 12/15/2017 DC 10/16/2017 12/15/2017 ND 10/16/2017 12/15/2017 FL 10/16/2017 12/15/2017 NY N/A GA 10/16/2017 12/15/2017 OH 10/16/2017 12/15/2017 GU 10/16/2017 12/15/2017 OK 10/16/2017 12/15/2017 HI 10/16/2017 12/15/2017 OR 1/16/2018 3/16/2018 ID 10/16/2017 12/15/2017 PA 10/16/2017 12/15/2017 IL 10/16/2017 12/15/2017 PR 10/16/2017 12/15/2017 IN 10/16/2017 12/15/2017 RI 10/16/2017 12/15/2017 IA 10/16/2017 12/15/2017 SC 10/16/2017 12/15/2017 KS 10/16/2017 12/15/2017 SD 10/16/2017 12/15/2017 KY 10/16/2017 12/15/2017 TN 10/16/2017 12/15/2017 LA 10/16/2017 12/15/2017 TX 10/16/2017 12/15/2017 ME 10/16/2017 12/15/2017 UT 10/16/2017 12/15/2017 MP 10/16/2017 12/15/2017 VT 10/16/2017 12/15/2017 MD 11/13/2017 1/12/2018 VA 10/16/2017 12/15/2017 MA N/A VI 11/13/2017 1/12/2018** MI 10/16/2017 12/15/2017 WA 11/13/2017 1/12/2018 MN 10/16/2017 12/15/2017 WV 10/16/2017 12/15/2017 MS 10/16/2017 12/15/2017 WI 10/16/2017 12/15/2017 WY 10/16/2017 12/15/2017 Lincoln LifeElements Level Term (2017) - 10/16/17 replaces Lincoln LifeElements Level Term (2017) - 05/15/17. Policies issued on or after the Published Availability Date will automatically receive the new lower premiums, if applicable. As of the Published Withdrawal Date, the Lincoln LifeElements Level Term (2017) - 10/16/17 new product rates will apply. ** Withdrawal date is for Lincoln LifeElements Level Term (2014) - 03/14/16 Page 4 of 8
Lincoln TermAccel - 10/16/17 Lincoln TermAccel - 05/15/17 Lincoln TermAccel - 10/16/17 Lincoln TermAccel - 05/15/17 AL 10/16/2017 12/15/2017 MO 10/16/2017 12/15/2017 AK 10/16/2017 12/15/2017 MT 10/16/2017 12/15/2017 AZ 10/16/2017 12/15/2017 NE 10/16/2017 12/15/2017 AR 10/16/2017 12/15/2017 NV 10/16/2017 12/15/2017 CA 10/16/2017 12/15/2017 NH 10/16/2017 12/15/2017 CO 10/16/2017 12/15/2017 NJ 10/16/2017 12/15/2017 CT 10/16/2017 12/15/2017 NM 10/16/2017 12/15/2017 DE 10/16/2017 12/15/2017 NC 10/16/2017 12/15/2017 DC 10/16/2017 12/15/2017 ND 10/16/2017 12/15/2017 FL 10/16/2017 12/15/2017 NY N/A GA 10/16/2017 12/15/2017 OH 10/16/2017 12/15/2017 GU 10/16/2017 12/15/2017 OK 10/16/2017 12/15/2017 HI 10/16/2017 12/15/2017 OR 1/16/2018 3/16/2018 ID 10/16/2017 12/15/2017 PA 10/16/2017 12/15/2017 IL 10/16/2017 12/15/2017 PR 10/16/2017 12/15/2017 IN 10/16/2017 12/15/2017 RI 10/16/2017 12/15/2017 IA 10/16/2017 12/15/2017 SC 10/16/2017 12/15/2017 KS 10/16/2017 12/15/2017 SD 10/16/2017 12/15/2017 KY 10/16/2017 12/15/2017 TN 10/16/2017 12/15/2017 LA 10/16/2017 12/15/2017 TX 10/16/2017 12/15/2017 ME 10/16/2017 12/15/2017 UT 10/16/2017 12/15/2017 MP 10/16/2017 12/15/2017 VT 10/16/2017 12/15/2017 MD 10/16/2017 12/15/2017 VA 10/16/2017 12/15/2017 MA 10/16/2017 12/15/2017 VI 10/16/2017 12/15/2017 MI 10/16/2017 12/15/2017 WA 11/13/2017 1/12/2018 MN 10/16/2017 12/15/2017 WV 10/16/2017 12/15/2017 MS 10/16/2017 12/15/2017 WI 10/16/2017 12/15/2017 WY 10/16/2017 12/15/2017 Lincoln TermAccel - 10/16/17 replaces Lincoln TermAccel - 05/15/17. Policies issued on or after the Published Availability Date will automatically receive the new lower premiums, if applicable. As of the Published Withdrawal Date, the Lincoln TermAccel - 10/16/17 new rates will apply. Page 5 of 8
Lincoln TermAccel - 05/15/17 Lincoln TermAccel - 01/23/17 Lincoln TermAccel - 05/15/17 Lincoln TermAccel - 01/23/17 AL 5/15/2017 7/14/2017 MO 5/15/2017 7/14/2017 AK 5/15/2017 7/14/2017 MT 5/15/2017 7/14/2017 AZ 5/15/2017 7/14/2017 NE 5/15/2017 7/14/2017 AR 5/15/2017 7/14/2017 NV 5/15/2017 7/14/2017 CA 5/15/2017 7/14/2017 NH 5/15/2017 7/14/2017 CO 5/15/2017 7/14/2017 NJ 5/15/2017 7/14/2017 CT 5/15/2017 7/14/2017 NM 5/15/2017 7/14/2017 DE 5/15/2017 7/14/2017 NC 5/15/2017 7/14/2017 DC 5/15/2017 7/14/2017 ND 5/15/2017 7/14/2017 FL 5/15/2017 7/14/2017 NY N/A GA 5/15/2017 7/14/2017 OH 5/15/2017 7/14/2017 GU 5/15/2017 7/14/2017 OK 5/15/2017 7/14/2017 HI 5/15/2017 7/14/2017 OR 7/24/2017 9/22/2017 ID 5/15/2017 7/14/2017 PA 5/15/2017 7/14/2017 IL 5/15/2017 7/14/2017 PR 5/15/2017 7/14/2017 IN 5/15/2017 7/14/2017 RI 5/15/2017 7/14/2017 IA 5/15/2017 7/14/2017 SC 5/15/2017 7/14/2017 KS 5/15/2017 7/14/2017 SD 5/15/2017 7/14/2017 KY 5/15/2017 7/14/2017 TN 5/15/2017 7/14/2017 LA 5/15/2017 7/14/2017 TX 5/15/2017 7/14/2017 ME 5/15/2017 7/14/2017 UT 5/15/2017 7/14/2017 MP 5/15/2017 7/14/2017 VT 5/15/2017 7/14/2017 MD 5/15/2017 7/14/2017 VA 5/15/2017 7/14/2017 MA 5/15/2017 7/14/2017 VI 5/15/2017 7/14/2017 MI 5/15/2017 7/14/2017 WA 6/12/2017 8/11/2017 MN 5/15/2017 7/14/2017 WV 5/15/2017 7/14/2017 MS 5/15/2017 7/14/2017 WI 5/15/2017 7/14/2017 WY 5/15/2017 7/14/2017 Lincoln TermAccel - 01/23/17 has been replaced by Lincoln TermAccel - 05/15/17. Policies issued on or after the Published Availability Date will automatically receive the new lower premiums, if applicable. As of the Published Withdrawal Date, the Lincoln TermAccel - 05/15/17 new rates will apply. Page 6 of 8
PUBLISHED AVAILABILITY DATE PUBLISHED AVAILABILITY DATE FOR Lincoln LifeElements with Conversion Products Enhancement FOR Lincoln LifeElements with Conversion Products Enhancement AL 9/12/2016 MO 9/12/2016 AK 9/12/2016 MT N/A AZ 9/12/2016 NE 9/12/2016 AR 9/12/2016 NV 9/12/2016 CA 9/12/2016 NH 9/12/2016 CO 9/12/2016 NJ 9/12/2016 CT 9/12/2016 NM 9/12/2016 DE 9/12/2016 NC 9/12/2016 DC 9/12/2016 ND 10/10/2016 FL 10/10/2016 NY N/A GA 9/12/2016 OH 9/12/2016 GU 11/21/2016 OK 9/12/2016 HI 9/12/2016 OR 9/12/2016 ID 9/12/2016 PA 9/12/2016 IL 9/12/2016 PR 9/12/2016 IN 9/12/2016 RI 9/12/2016 IA 9/12/2016 SC 9/12/2016 KS 9/12/2016 SD 9/12/2016 KY 9/12/2016 TN 9/12/2016 LA 9/12/2016 TX 9/12/2016 ME 9/12/2016 UT 9/12/2016 MP 1/16/2017 VT 9/12/2016 MD 9/12/2016 VA 9/12/2016 MA 9/12/2016 VI 9/12/2016 MI 9/12/2016 WA 9/12/2016 MN 9/12/2016 WV 9/12/2016 MS 9/12/2016 WI 9/12/2016 WY 9/12/2016 Page 7 of 8
PUBLISHED AVAILABILITY DATE PUBLISHED AVAILABILITY DATE FOR Lincoln LifeElements One Year Term FOR Lincoln LifeElements One Year Term AL 11/17/2008 MO 11/17/2008 AK 11/17/2008 MT 11/17/2008 AZ 11/17/2008 NE 11/17/2008 AR 11/17/2008 NV 11/17/2008 CA 11/17/2008 NH 11/17/2008 CO 11/17/2008 NJ 11/17/2008 CT 11/17/2008 NM 11/17/2008 DE 11/17/2008 NC 11/17/2008 DC 11/17/2008 ND 11/17/2008 FL 11/17/2008 NY 1/26/2009 GA 11/17/2008 OH 11/17/2008 GU 11/17/2008 OK 11/17/2008 HI 11/17/2008 OR 11/17/2008 ID 11/17/2008 PA 11/17/2008 IL 8/9/2010 PR 12/29/2008 IN 11/17/2008 RI 11/17/2008 IA 11/17/2008 SC 11/17/2008 KS 11/17/2008 SD 11/17/2008 KY 11/17/2008 TN 11/17/2008 LA 11/17/2008 TX 11/17/2008 ME 11/17/2008 UT 11/17/2008 MP 11/17/2008 VT 11/17/2008 MD 11/17/2008 VA 11/17/2008 MA 11/17/2008 VI 11/24/2008 MI 11/17/2008 WA 11/17/2008 MN 11/17/2008 WV 11/17/2008 MS 11/17/2008 WI 11/17/2008 WY 11/17/2008 Page 8 of 8