The Manager confirms NAB s continued retention of an amount equal to at least 5% of the aggregate principal balance of securitised exposures Transaction Details as at 20 March 2013 Issuance Date 13-Dec-12 Notes on Issue Issued Bal Bond Factor Current Bal A1 Notes 800,000,000 0.9354548 748,363,840 A2 Notes (GBP) 85,000,000 1.0000000 85,000,000 B Notes 50,000,000 1.0000000 50,000,000 C Notes 20,000,000 1.0000000 20,000,000 Next Payment Date 22-Apr-13 Principal Distribution Statement (AUD) Principal Collections on Housing Loans 15,394,240.00 Other s of Principal Received 0.00 Withdrawal from the Class A1 Note Redemption Fund on the Class A2 Note Scheduled Maturity Date 0.00 Issue proceeds of any Class A2-R Notes issued on the Payment Date 0.00 Total Principal Collections 15,394,240.00 Principal Draw 0.00 Class A1 Notes until zero 15,394,240.00 Allocation to Class A2 Note Redmption Fund 0.00 Class B Notes until zero 0.00 Class C Notes until zero 0.00 Total Principal Distribution 15,394,240.00 Interest Distribution Statement (AUD) Interest Collections 3,547,052.78 Principal Drawing 0.00 Liquidity Drawing 0.00 Total Available Income 3,547,052.78 Servicing Expenses 184,977.84 Additional Expenses 187,367.21 (includes all fees, net interest rate swap payment & other expenses of the Trust) Class A1 Interest 2,420,221.71 Class A2 Interest 421,708.91 Class B Interest 192,962.19 Excess Available Income available for Distribution 139,814.92 (includes reimbursement of Principal Charge-Offs, unreimbursed Principal Drawings & distribution to Residual Income Unit Holder)
Mortgage Pool Statistics as at 28 February 2013 (All amounts expressed in Australian dollars) Table 1 - Analysis of the Pool Total pool size $948,125,464 Total number of loans 4,335 loan size $218,714.06 Maximum loan size $979,141.06 Total property value (current) $2,442,378,140 Weighted current LVR 62.75% % of pool with loans > 80% LVR 13.43% Weighted Term to Maturity (months) 326.91 Weighted Seasoning (months) 28.59 Maximum Remaining Term to Maturity (months) 357 % of pool with loans > $300,000 (by number) 24.94% % of pool with loans > $300,000 (by loan amount) 46.05% % of pool in arrears (by loan amount): 1-30 days 0.65% 31-60 days 0.08% 61+ days 0.02% Total 0.75% Table 2 - Mortgage Loans by Occupancy Owner Occupied - House 3,425 79.01% 740,365,267 78.09% 216,165 61.75% Owner Occupied - Unit 517 11.93% 109,161,255 11.51% 211,144 64.35% Investment - House 291 6.71% 73,242,479 7.72% 251,692 68.29% Investment - Unit 102 2.35% 25,356,464 2.67% 248,593 68.82% Table 3 - Mortgage Loans by LVR (loan-to-value ratio) <=20% 241 5.56% 16,533,226 1.74% 0 0.00% >20% and =<25% 106 2.45% 10,862,563 1.15% 102,477 22.83% >25% and =<30% 116 2.68% 15,314,749 1.62% 132,024 27.77% >30% and =<35% 169 3.90% 27,048,892 2.85% 0 0.00% >35% and =<40% 193 4.45% 33,215,102 3.50% 0 0.00% >40% and =<45% 227 5.24% 43,478,657 4.59% 191,536 42.67% >45% and =<50% 321 7.40% 64,014,684 6.75% 0 0.00% >50% and =<55% 307 7.08% 65,894,442 6.95% 0 0.00% >55% and =<60% 396 9.13% 88,735,804 9.36% 224,080 57.39% >60% and =<65% 461 10.63% 102,215,059 10.78% 221,725 62.50% >65% and =<70% 384 8.86% 93,685,038 9.88% 243,971 67.64% >70% and =<75% 452 10.43% 114,323,983 12.06% 0 0.00% >75% and =<80% 514 11.86% 145,487,558 15.34% 283,050 77.58% >80% and =<85% 320 7.38% 90,342,465 9.53% 282,320 83.00% >85% and =<90% 128 2.95% 36,973,242 3.90% 0 0.00%
Table 4 - Mortgage Loans by Product Types Variable - Interest Only 1,394 32.16% 279,649,580 29.49% 200,609 60.35% Variable - Interest & Principal 2,931 67.61% 666,125,518 70.26% 227,269 63.77% Variable - Line of Credit 1 0.02% 150,600 0.02% 150,600 48.64% Fixed - Interest Only 6 0.14% 1,463,039 0.15% 243,840 56.79% Fixed - Interest & Principal 3 0.07% 736,728 0.08% 245,576 63.38% Table 5 - Mortgage Loans by Geographical Distribution NSW (Metro) 697 16.08% 174,806,963 18.44% 250,799 60.67% NSW (Regional) 191 4.41% 36,663,558 3.87% 191,956 62.17% NSW (Country) 193 4.45% 34,129,758 3.60% 176,838 63.68% ACT (Metro) 63 1.45% 12,912,417 1.36% 204,959 64.68% ACT (Regional) 0 0.00% 0 0.00% 0 0.00% ACT (Country) 0 0.00% 0 0.00% 0 0.00% VIC (Metro) 1,037 23.92% 240,454,257 25.36% 231,875 63.10% VIC (Regional) 129 2.98% 21,053,768 2.22% 163,208 67.52% VIC (Country) 119 2.75% 21,458,511 2.26% 180,324 64.83% QLD (Metro) 233 5.37% 54,323,616 5.73% 233,149 64.54% QLD (Regional) 257 5.93% 53,180,355 5.61% 206,927 62.91% QLD (Country) 77 1.78% 17,534,012 1.85% 227,714 69.16% SA (Metro) 483 11.14% 90,269,554 9.52% 186,893 62.52% SA (Regional) 0 0.00% 0 0.00% 0 0.00% SA (Country) 93 2.15% 16,555,661 1.75% 178,018 64.13% WA (Metro) 640 14.76% 146,333,123 15.43% 228,646 61.52% WA (Regional) 0 0.00% 0 0.00% 0 0.00% WA (Country) 37 0.85% 9,155,455 0.97% 247,445 63.61% TAS (Metro) 25 0.58% 5,105,219 0.54% 204,209 63.33% TAS (Regional) 30 0.69% 4,642,749 0.49% 154,758 59.54% TAS (Country) 0 0.00% 0 0.00% 0 0.00% NT (Metro) 23 0.53% 7,608,433 0.80% 330,801 69.68% NT (Regional) 0 0.00% 0 0.00% 0 0.00% NT (Country) 8 0.18% 1,938,056 0.20% 0 66.36% Table 6 - Mortgage Loans by Loan Size <=100,000 960 22.15% 48,384,046 5.10% 50,400 46.08% > 100,000 and <= 150,000 490 11.30% 61,790,834 6.52% 126,104 49.90% > 150,000 and <= 200,000 635 14.65% 112,194,920 11.85% 176,685 56.38% > 200,000 and <= 250,000 647 14.93% 146,395,762 15.44% 226,269 61.95% > 250,000 and <= 300,000 522 12.04% 142,748,672 15.05% 273,465 66.25% > 300,000 and <= 350,000 405 9.34% 131,040,749 13.82% 323,557 67.99% > 350,000 and <= 400,000 277 6.39% 103,839,252 10.95% 374,871 66.61% > 400,000 and <= 500,000 249 5.74% 110,483,385 11.65% 443,708 66.86% > 500,000 and <= 750,000 138 3.18% 80,863,825 8.53% 585,970 67.14% > 750,000 and <= 950,000 11 0.25% 9,404,878 0.99% 854,989 65.29% > 950,000 1 0.02% 979,141 0.10% 979,141 72.53%
Table 7 - Mortgage Loans by Loan Seasoning <= 3 months 9 0.21% 1,609,366 0.17% 178,818 54.47% > 3 and <= 6 months 3 0.07% 650,567 0.07% 216,856 62.59% > 6 and <= 12 months 53 1.22% 6,677,504 0.70% 125,991 62.60% > 12 and <= 18 months 102 2.35% 14,534,591 1.53% 142,496 67.39% > 18 and <= 24 months 609 14.05% 131,282,740 13.85% 0 0.00% > 24 and <= 36 months 3,299 76.10% 736,751,742 77.71% 223,326 62.93% > 36 and <= 48 months 260 6.00% 56,618,953 5.97% 217,765 62.41% > 48 and <= 60 months 0 0.00% 0 0.00% 0 0.00% > 60 months 0 0.00% 0 0.00% 0 0.00% Table 8 - Mortgage Loans by Maturity Year 2012 0 0.00% 0 0.00% 0 0.00% 2014 0 0.00% 0 0.00% 0 0.00% 2020 0 0.00% 0 0.00% 0 0.00% 2022 0 0.00% 0 0.00% 0 0.00% 2023 0 0.00% 0 0.00% 0 0.00% 2028 4 0.09% 373,248 0.04% 93,312 39.60% 2030 1 0.02% 166,333 0.02% 166,333 29.18% 2031 6 0.14% 1,106,721 0.12% 184,453 43.79% 2032 0 0.00% 0 0.00% 0 0.00% 2033 0 0.00% 0 0.00% 0 0.00% 2034 2 0.05% 483,202 0.05% 241,601 53.68% 2035 116 2.68% 22,546,329 2.38% 194,365 56.51% 2036 60 1.38% 9,778,786 1.03% 162,980 57.07% 2037 20 0.46% 5,652,406 0.60% 282,620 70.02% 2038 294 6.78% 55,417,259 5.84% 188,494 60.77% 2039 20 0.46% 3,927,360 0.41% 196,368 64.10% 2040 2,860 65.97% 645,254,798 68.06% 225,614 63.13% 2041 919 21.20% 200,191,206 21.11% 217,836 62.88% 2042 33 0.76% 3,227,815 0.34% 97,813 70.87% Table 9 - Mortgage Loans by Mortgage Insurer QBE 546 12.60% 135,095,088 14.25% 247,427 77.67% GE Mortgage Insurance 222 5.12% 52,780,564 5.57% 237,750 75.22% Royal & Sun Alliance LMI 2 0.05% 257,925 0.03% 128,962 38.21% Not Insured 3,565 82.24% 759,991,889 80.15% 213,181 59.24% Table 10 - Mortgage Loans by Borrower Rate <= 5.00 1 0.02% 286,268 0.03% 286,268 46.76% > 5.01 and <= 5.50 57 1.31% 13,944,908 1.47% 244,648 55.89% > 5.51 and <= 6.00 3,747 86.44% 833,303,475 87.89% 222,392 62.73% > 6.01 and <= 6.50 515 11.88% 97,174,261 10.25% 188,688 63.54% > 6.51 and <= 7.00 13 0.30% 2,872,300 0.30% 220,946 70.62% > 7.01 and <= 7.50 0 0.00% 0 0.00% 0 0.00% > 7.51 and <= 8.00 0 0.00% 0 0.00% 0 0.00% > 8.00 2 0.05% 544,252 0.06% 272,126 84.88%
Table 11 - Mortgage Loans by Interest Only Period Remaining 0-1 Year 37 2.64% 10,183,850 3.62% 275,239 65.81% 1-2 Years 68 4.85% 17,180,635 6.11% 252,656 68.50% 2-3 Years 420 29.98% 96,126,133 34.18% 228,872 62.76% 3-4 Years 44 3.14% 7,930,514 2.82% 180,239 64.98% 4-5 Years 6 0.43% 909,158 0.32% 151,526 68.83% 5-6 Years 0 0.00% 0 0.00% 0 0.00% 6-7 Years 122 8.71% 19,631,046 6.98% 160,910 57.42% 7-8 Years 644 45.97% 121,021,340 43.03% 187,921 57.09% 8-9 Years 55 3.93% 7,365,693 2.62% 133,922 55.84% 9-10 Years 5 0.36% 914,851 0.33% 182,970 67.82% 1,401 100.00% 281,263,218 100.00% 200,759 60.33% Month Prepayment Rate Jan-13 21.04% Feb-13 15.39% 0.25 0.2 0.15 0.1 0.05 NRMBS 2012-2 Prepayment Rate - February 2013 0 Jan-13Feb-13 Month Prepayment Rate