SHINGLE CREEK RESERVE II PLAN 1719 HOME HIGHLIGHTS EXTERIOR OPTIONS. Hours: Monday Sunday 10am 6pm

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SHINGLE CREEK RESERVE II 3033 Boating Boulevard Kissimmee, FL 34746 Phone (407) 483 8903 Hours: Monday Sunday 10am 6pm Priced from $192,990 $249,990 Amenities include access to Lake Toho for boating, kayaking and fishing, a playground, basketball and tennis courts, nature trails, and golf course. Short drive to The Loop, which offers outdoor shopping, restaurants and a movie theater City of Kissimmee offers a variety of parks and recreation programs for all ages Kissimmee Civic Center is located in the heart of historic downtown and features a fitness and wellness club, ballroom and conference center Convenient to John Young Parkway (17/92), US 192 and the Kissimmee Municipal Airport PLAN 1719 HOME HIGHLIGHTS Priced from $192,990 Monthly payment* $1,590 Stories 1 Size 1719 sq ft Bedrooms 3 Baths 2 Garage 2 Car EXTERIOR OPTIONS Elevation D Open floor plan with great room Open kitchen with large island perfect for entertaining Whirlpool appliances, including dishwasher, freestanding smooth top range and vented hood Available gourmet kitchen with double oven and cooktop range and other Built to Order choices Solid surface countertops available ENERGY STAR qualified homes certified by third party inspector Elevation C

Elevation B

FLOOR PLANS First floor *Advertised monthly payments assume a sales price of 1)$192,990, 2)$196,990, 3)$205,990, 4)$221,990, 5)$226,990, 6)$233,990, 7)$239,990, 8)$240,990, 9)$249,990 and includes principal, interest, taxes, insurance and estimated mortgage insurance premium only; any other fees such as HOA dues and lot premiums not included and will result in a greater actual monthly payment amount. Scenario assumes borrower qualifies for an FHA 30 year fixed rate mortgage loan of 1)$189,494, 2)$193,422, 3)$202,259, 4)$217,969, 5)$222,878, 6)$229,752, 7)$235,643, 8)$236,625, 9)$245,462 with interest rate of 4% and APR of 1)5.035%, 2)5.033%, 3)5.029%, 4)5.021%, 5)5.019%, 6)5.016%, 7)5.014%, 8)5.014%, 9)5.011% for the life of the loan and pays 3.5% down payment. Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account for the monthly payment of property taxes and homeowners insurance, provides full documentation, and pays estimated closing costs of 3% of the sales price. Minimum credit scores apply. Not all applicants may qualify. Rates effective 6/20/2014 and subject to change without notice. This scenario is subject to underwriting guidelines and is available only for owner occupied homes; nonowner occupied homes are subject to additional restrictions and qualifying requirements.

SHINGLE CREEK RESERVE II 3033 Boating Boulevard Kissimmee, FL 34746 Phone (407) 483 8903 Hours: Monday Sunday 10am 6pm Priced from $192,990 $249,990 Amenities include access to Lake Toho for boating, kayaking and fishing, a playground, basketball and tennis courts, nature trails, and golf course. Short drive to The Loop, which offers outdoor shopping, restaurants and a movie theater City of Kissimmee offers a variety of parks and recreation programs for all ages Kissimmee Civic Center is located in the heart of historic downtown and features a fitness and wellness club, ballroom and conference center Convenient to John Young Parkway (17/92), US 192 and the Kissimmee Municipal Airport PLAN 1839 HOME HIGHLIGHTS Priced from $196,990 Monthly payment* $1,621 Stories 1 Size 1839 sq ft Bedrooms 4 Baths 2 Garage 2 Car EXTERIOR OPTIONS Elevation B Master suite at rear of home Den or office Large walk in closet at master bedroom Available master bedroom retreat and other Built to Order choices Stainless steel kitchen appliances available ENERGY STAR qualified homes certified by third party inspector Elevation C

Elevation D

FLOOR PLANS First floor *Advertised monthly payments assume a sales price of 1)$192,990, 2)$196,990, 3)$205,990, 4)$221,990, 5)$226,990, 6)$233,990, 7)$239,990, 8)$240,990, 9)$249,990 and includes principal, interest, taxes, insurance and estimated mortgage insurance premium only; any other fees such as HOA dues and lot premiums not included and will result in a greater actual monthly payment amount. Scenario assumes borrower qualifies for an FHA 30 year fixed rate mortgage loan of 1)$189,494, 2)$193,422, 3)$202,259, 4)$217,969, 5)$222,878, 6)$229,752, 7)$235,643, 8)$236,625, 9)$245,462 with interest rate of 4% and APR of 1)5.035%, 2)5.033%, 3)5.029%, 4)5.021%, 5)5.019%, 6)5.016%, 7)5.014%, 8)5.014%, 9)5.011% for the life of the loan and pays 3.5% down payment. Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account for the monthly payment of property taxes and homeowners insurance, provides full documentation, and pays estimated closing costs of 3% of the sales price. Minimum credit scores apply. Not all applicants may qualify. Rates effective 6/20/2014 and subject to change without notice. This scenario is subject to underwriting guidelines and is available only for owner occupied homes; nonowner occupied homes are subject to additional restrictions and qualifying requirements.

SHINGLE CREEK RESERVE II 3033 Boating Boulevard Kissimmee, FL 34746 Phone (407) 483 8903 Hours: Monday Sunday 10am 6pm Priced from $192,990 $249,990 Amenities include access to Lake Toho for boating, kayaking and fishing, a playground, basketball and tennis courts, nature trails, and golf course. Short drive to The Loop, which offers outdoor shopping, restaurants and a movie theater City of Kissimmee offers a variety of parks and recreation programs for all ages Kissimmee Civic Center is located in the heart of historic downtown and features a fitness and wellness club, ballroom and conference center Convenient to John Young Parkway (17/92), US 192 and the Kissimmee Municipal Airport PLAN 2117 MODELED HOME HIGHLIGHTS Priced from $205,990 Monthly payment* $1,690 Stories 1 Size 2117 sq ft Bedrooms 3 Baths 2 Garage 2 3 Car EXTERIOR OPTIONS Elevation B Large kitchen overlooking great room and nook Master suite at rear of home Sea Gull selected interior lighting fixtures Available extended covered patio and other Built to Order choices 42 in. upper cabinets with crown molding available ENERGY STAR qualified homes certified by third party inspector Elevation C

Elevation D

FLOOR PLANS First floor *Advertised monthly payments assume a sales price of 1)$192,990, 2)$196,990, 3)$205,990, 4)$221,990, 5)$226,990, 6)$233,990, 7)$239,990, 8)$240,990, 9)$249,990 and includes principal, interest, taxes, insurance and estimated mortgage insurance premium only; any other fees such as HOA dues and lot premiums not included and will result in a greater actual monthly payment amount. Scenario assumes borrower qualifies for an FHA 30 year fixed rate mortgage loan of 1)$189,494, 2)$193,422, 3)$202,259, 4)$217,969, 5)$222,878, 6)$229,752, 7)$235,643, 8)$236,625, 9)$245,462 with interest rate of 4% and APR of 1)5.035%, 2)5.033%, 3)5.029%, 4)5.021%, 5)5.019%, 6)5.016%, 7)5.014%, 8)5.014%, 9)5.011% for the life of the loan and pays 3.5% down payment. Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account for the monthly payment of property taxes and homeowners insurance, provides full documentation, and pays estimated closing costs of 3% of the sales price. Minimum credit scores apply. Not all applicants may qualify. Rates effective 6/20/2014 and subject to change without notice. This scenario is subject to underwriting guidelines and is available only for owner occupied homes; nonowner occupied homes are subject to additional restrictions and qualifying requirements.

SHINGLE CREEK RESERVE II 3033 Boating Boulevard Kissimmee, FL 34746 Phone (407) 483 8903 Hours: Monday Sunday 10am 6pm Priced from $192,990 $249,990 Amenities include access to Lake Toho for boating, kayaking and fishing, a playground, basketball and tennis courts, nature trails, and golf course. Short drive to The Loop, which offers outdoor shopping, restaurants and a movie theater City of Kissimmee offers a variety of parks and recreation programs for all ages Kissimmee Civic Center is located in the heart of historic downtown and features a fitness and wellness club, ballroom and conference center Convenient to John Young Parkway (17/92), US 192 and the Kissimmee Municipal Airport PLAN 2402 HOME HIGHLIGHTS Priced from $221,990 Monthly payment* $1,814 Stories 1 Size 2402 sq ft Bedrooms 3 Baths 2 Garage 3 Car EXTERIOR OPTIONS Elevation B Open floor plan with great room and nook Large formal living and dining room Ample kitchen counter space and Whirlpool appliances Available 42 in garden tub and separate shower and other Built to Order choices Hardwood flooring throughout available ENERGY STAR qualified homes certified by third party inspector Elevation C

Elevation D

FLOOR PLANS First floor *Advertised monthly payments assume a sales price of 1)$192,990, 2)$196,990, 3)$205,990, 4)$221,990, 5)$226,990, 6)$233,990, 7)$239,990, 8)$240,990, 9)$249,990 and includes principal, interest, taxes, insurance and estimated mortgage insurance premium only; any other fees such as HOA dues and lot premiums not included and will result in a greater actual monthly payment amount. Scenario assumes borrower qualifies for an FHA 30 year fixed rate mortgage loan of 1)$189,494, 2)$193,422, 3)$202,259, 4)$217,969, 5)$222,878, 6)$229,752, 7)$235,643, 8)$236,625, 9)$245,462 with interest rate of 4% and APR of 1)5.035%, 2)5.033%, 3)5.029%, 4)5.021%, 5)5.019%, 6)5.016%, 7)5.014%, 8)5.014%, 9)5.011% for the life of the loan and pays 3.5% down payment. Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account for the monthly payment of property taxes and homeowners insurance, provides full documentation, and pays estimated closing costs of 3% of the sales price. Minimum credit scores apply. Not all applicants may qualify. Rates effective 6/20/2014 and subject to change without notice. This scenario is subject to underwriting guidelines and is available only for owner occupied homes; nonowner occupied homes are subject to additional restrictions and qualifying requirements.

SHINGLE CREEK RESERVE II 3033 Boating Boulevard Kissimmee, FL 34746 Phone (407) 483 8903 Hours: Monday Sunday 10am 6pm Priced from $192,990 $249,990 Amenities include access to Lake Toho for boating, kayaking and fishing, a playground, basketball and tennis courts, nature trails, and golf course. Short drive to The Loop, which offers outdoor shopping, restaurants and a movie theater City of Kissimmee offers a variety of parks and recreation programs for all ages Kissimmee Civic Center is located in the heart of historic downtown and features a fitness and wellness club, ballroom and conference center Convenient to John Young Parkway (17/92), US 192 and the Kissimmee Municipal Airport PLAN 2668 MODELED HOME HIGHLIGHTS Priced from $226,990 Monthly payment* $1,852 Stories 1 Size 2668 sq ft Bedrooms 3 Baths 2 Garage 2 3 Car EXTERIOR OPTIONS Elevation B Open floor plan with great room and nook Master suite at rear of home Quality oak or birch recessed panel cabinets Available enlarged garage and other Built to Order choices Tile flooring throughout available ENERGY STAR qualified homes certified by third party inspector Elevation C

Elevation D

FLOOR PLANS First floor *Advertised monthly payments assume a sales price of 1)$192,990, 2)$196,990, 3)$205,990, 4)$221,990, 5)$226,990, 6)$233,990, 7)$239,990, 8)$240,990, 9)$249,990 and includes principal, interest, taxes, insurance and estimated mortgage insurance premium only; any other fees such as HOA dues and lot premiums not included and will result in a greater actual monthly payment amount. Scenario assumes borrower qualifies for an FHA 30 year fixed rate mortgage loan of 1)$189,494, 2)$193,422, 3)$202,259, 4)$217,969, 5)$222,878, 6)$229,752, 7)$235,643, 8)$236,625, 9)$245,462 with interest rate of 4% and APR of 1)5.035%, 2)5.033%, 3)5.029%, 4)5.021%, 5)5.019%, 6)5.016%, 7)5.014%, 8)5.014%, 9)5.011% for the life of the loan and pays 3.5% down payment. Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account for the monthly payment of property taxes and homeowners insurance, provides full documentation, and pays estimated closing costs of 3% of the sales price. Minimum credit scores apply. Not all applicants may qualify. Rates effective 6/20/2014 and subject to change without notice. This scenario is subject to underwriting guidelines and is available only for owner occupied homes; nonowner occupied homes are subject to additional restrictions and qualifying requirements.

SHINGLE CREEK RESERVE II 3033 Boating Boulevard Kissimmee, FL 34746 Phone (407) 483 8903 Hours: Monday Sunday 10am 6pm Priced from $192,990 $249,990 Amenities include access to Lake Toho for boating, kayaking and fishing, a playground, basketball and tennis courts, nature trails, and golf course. Short drive to The Loop, which offers outdoor shopping, restaurants and a movie theater City of Kissimmee offers a variety of parks and recreation programs for all ages Kissimmee Civic Center is located in the heart of historic downtown and features a fitness and wellness club, ballroom and conference center Convenient to John Young Parkway (17/92), US 192 and the Kissimmee Municipal Airport PLAN 2792 HOME HIGHLIGHTS Priced from $240,990 Monthly payment* $1,960 Stories 2 Size 2792 sq ft Bedrooms 4 Baths 2.5 3 Garage 2 Car EXTERIOR OPTIONS Elevation B Spacious kitchen with peninsula Walk in closets in all bedrooms Large secondary bedrooms Available 42 in. garden tub and separate shower and other Built to Order choices Bedroom 5 with bath 3 at loft available ENERGY STAR qualified homes certified by third party inspector Elevation C

FLOOR PLANS First floor

Second floor *Advertised monthly payments assume a sales price of 1)$192,990, 2)$196,990, 3)$205,990, 4)$221,990, 5)$226,990, 6)$233,990, 7)$239,990, 8)$240,990, 9)$249,990 and includes principal, interest, taxes, insurance and estimated mortgage insurance premium only; any other fees such as HOA dues and lot premiums not included and will result in a greater actual monthly payment amount. Scenario assumes borrower qualifies for an FHA 30 year fixed rate mortgage loan of 1)$189,494, 2)$193,422, 3)$202,259, 4)$217,969, 5)$222,878, 6)$229,752, 7)$235,643, 8)$236,625, 9)$245,462 with interest rate of 4% and APR of 1)5.035%, 2)5.033%, 3)5.029%, 4)5.021%, 5)5.019%, 6)5.016%, 7)5.014%, 8)5.014%, 9)5.011% for the life of the loan and pays 3.5% down payment. Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account for the monthly payment of property taxes and homeowners insurance, provides full documentation, and pays estimated closing costs of 3% of the sales price. Minimum credit scores apply. Not all applicants may qualify. Rates effective 6/20/2014 and subject to change without notice. This scenario is subject to underwriting guidelines and is available only for owner occupied homes; nonowner occupied homes are subject to additional restrictions and qualifying requirements.

SHINGLE CREEK RESERVE II 3033 Boating Boulevard Kissimmee, FL 34746 Phone (407) 483 8903 Hours: Monday Sunday 10am 6pm Priced from $192,990 $249,990 Amenities include access to Lake Toho for boating, kayaking and fishing, a playground, basketball and tennis courts, nature trails, and golf course. Short drive to The Loop, which offers outdoor shopping, restaurants and a movie theater City of Kissimmee offers a variety of parks and recreation programs for all ages Kissimmee Civic Center is located in the heart of historic downtown and features a fitness and wellness club, ballroom and conference center Convenient to John Young Parkway (17/92), US 192 and the Kissimmee Municipal Airport PLAN 3007 HOME HIGHLIGHTS Priced from $233,990 Monthly payment* $1,906 Stories 2 Size 3007 sq ft Bedrooms 3 Baths 2.5 Garage 2 3 Car EXTERIOR OPTIONS Elevation B Open kitchen overlooking nook and family room Large loft space Whirlpool appliances, including dishwasher, free standing smooth top range and vented hood included Available nook with extended covered patio and master bedroom retreat and other Built to Order choices Extended vanity in master bath available ENERGY STAR qualified homes certified by third party inspector Elevation C

Elevation D

FLOOR PLANS First floor

Second floor *Advertised monthly payments assume a sales price of 1)$192,990, 2)$196,990, 3)$205,990, 4)$221,990, 5)$226,990, 6)$233,990, 7)$239,990, 8)$240,990, 9)$249,990 and includes principal, interest, taxes, insurance and estimated mortgage insurance premium only; any other fees such as HOA dues and lot premiums not included and will result in a greater actual monthly payment amount. Scenario assumes borrower qualifies for an FHA 30 year fixed rate mortgage loan of 1)$189,494, 2)$193,422, 3)$202,259, 4)$217,969, 5)$222,878, 6)$229,752, 7)$235,643, 8)$236,625, 9)$245,462 with interest rate of 4% and APR of 1)5.035%, 2)5.033%, 3)5.029%, 4)5.021%, 5)5.019%, 6)5.016%, 7)5.014%, 8)5.014%, 9)5.011% for the life of the loan and pays 3.5% down payment. Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account for the monthly payment of property taxes and homeowners insurance, provides full documentation, and pays estimated closing costs of 3% of the sales price. Minimum credit scores apply. Not all applicants may qualify. Rates effective 6/20/2014 and subject to change without notice. This scenario is subject to underwriting guidelines and is available only for owner occupied homes; nonowner occupied homes are subject to additional restrictions and qualifying requirements.

SHINGLE CREEK RESERVE II 3033 Boating Boulevard Kissimmee, FL 34746 Phone (407) 483 8903 Hours: Monday Sunday 10am 6pm Priced from $192,990 $249,990 Amenities include access to Lake Toho for boating, kayaking and fishing, a playground, basketball and tennis courts, nature trails, and golf course. Short drive to The Loop, which offers outdoor shopping, restaurants and a movie theater City of Kissimmee offers a variety of parks and recreation programs for all ages Kissimmee Civic Center is located in the heart of historic downtown and features a fitness and wellness club, ballroom and conference center Convenient to John Young Parkway (17/92), US 192 and the Kissimmee Municipal Airport PLAN 3187 HOME HIGHLIGHTS Priced from $239,990 Monthly payment* $1,953 Stories 2 Size 3187 sq ft Bedrooms 3 6 Baths 2.5 4.5 Garage 2 3 Car EXTERIOR OPTIONS Elevation B Open floor plan with great room Den or office Large loft space Bedroom with Bath 4 at den/storage and other Built to Order choices Variety of solid surface countertop choices available ENERGY STAR qualified homes certified by third party inspector Elevation C

Elevation D

FLOOR PLANS First floor

Second floor *Advertised monthly payments assume a sales price of 1)$192,990, 2)$196,990, 3)$205,990, 4)$221,990, 5)$226,990, 6)$233,990, 7)$239,990, 8)$240,990, 9)$249,990 and includes principal, interest, taxes, insurance and estimated mortgage insurance premium only; any other fees such as HOA dues and lot premiums not included and will result in a greater actual monthly payment amount. Scenario assumes borrower qualifies for an FHA 30 year fixed rate mortgage loan of 1)$189,494, 2)$193,422, 3)$202,259, 4)$217,969, 5)$222,878, 6)$229,752, 7)$235,643, 8)$236,625, 9)$245,462 with interest rate of 4% and APR of 1)5.035%, 2)5.033%, 3)5.029%, 4)5.021%, 5)5.019%, 6)5.016%, 7)5.014%, 8)5.014%, 9)5.011% for the life of the loan and pays 3.5% down payment. Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account for the monthly payment of property taxes and homeowners insurance, provides full documentation, and pays estimated closing costs of 3% of the sales price. Minimum credit scores apply. Not all applicants may qualify. Rates effective 6/20/2014 and subject to change without notice. This scenario is subject to underwriting guidelines and is available only for owner occupied homes; nonowner occupied homes are subject to additional restrictions and qualifying requirements.

SHINGLE CREEK RESERVE II 3033 Boating Boulevard Kissimmee, FL 34746 Phone (407) 483 8903 Hours: Monday Sunday 10am 6pm Priced from $192,990 $249,990 Amenities include access to Lake Toho for boating, kayaking and fishing, a playground, basketball and tennis courts, nature trails, and golf course. Short drive to The Loop, which offers outdoor shopping, restaurants and a movie theater City of Kissimmee offers a variety of parks and recreation programs for all ages Kissimmee Civic Center is located in the heart of historic downtown and features a fitness and wellness club, ballroom and conference center Convenient to John Young Parkway (17/92), US 192 and the Kissimmee Municipal Airport PLAN 3512 HOME HIGHLIGHTS Priced from $249,990 Monthly payment* $2,030 Stories 2 Size 3512 sq ft Bedrooms 3 6 Baths 2.5 4.5 Garage 2 3 Car EXTERIOR OPTIONS Elevation B Open kitchen overlooking nook and family room Large formal living and dining room Large walk in closet in master bedroom Bedroom 4 and 5 with Bath 3 at loft and other Built to Order choices Stone façade available ENERGY STAR qualified homes certified by third party inspector Elevation C

Elevation D

FLOOR PLANS First floor

Second floor *Advertised monthly payments assume a sales price of 1)$192,990, 2)$196,990, 3)$205,990, 4)$221,990, 5)$226,990, 6)$233,990, 7)$239,990, 8)$240,990, 9)$249,990 and includes principal, interest, taxes, insurance and estimated mortgage insurance premium only; any other fees such as HOA dues and lot premiums not included and will result in a greater actual monthly payment amount. Scenario assumes borrower qualifies for an FHA 30 year fixed rate mortgage loan of 1)$189,494, 2)$193,422, 3)$202,259, 4)$217,969, 5)$222,878, 6)$229,752, 7)$235,643, 8)$236,625, 9)$245,462 with interest rate of 4% and APR of 1)5.035%, 2)5.033%, 3)5.029%, 4)5.021%, 5)5.019%, 6)5.016%, 7)5.014%, 8)5.014%, 9)5.011% for the life of the loan and pays 3.5% down payment. Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account for the monthly payment of property taxes and homeowners insurance, provides full documentation, and pays estimated closing costs of 3% of the sales price. Minimum credit scores apply. Not all applicants may qualify. Rates effective 6/20/2014 and subject to change without notice. This scenario is subject to underwriting guidelines and is available only for owner occupied homes; nonowner occupied homes are subject to additional restrictions and qualifying requirements.