Jill M. Bisco

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Curriculum Vitae Jill M. Bisco jbisco@uakron.edu Office Address 259 S. Broadway, CBA 217 University of Akron Akron, OH 44235 (330) 972-5436 EDUCATION Ph.D. in Business Administration Completed: April 2014 Florida State University, Tallahassee, FL Major Area: Risk Management and Insurance Support Area: Finance and Economics Master of Science Completed: April 2008 Major Area: Risk Management and Insurance Florida State University, Tallahassee, FL 32303 Bachelor of Science University of Wisconsin - Platteville Completed: December 2005 Concentration: Business Administration Graduated: Summa Cum Laude PUBLICATIONS Refereed Publications Bisco, Jill M. Charles Nyce, and Kathleen McCullough, (forthcoming), Post-Claim Underwriting and the Verification of Insured Information: Evidence from the Life Insurance Industry, The Journal of Risk and Insurance. Bisco, Jill M. and Chad Marzen, (forthcoming), Banking without Guarantees Public Policy Considerations Concerning Retained Asset Accounts, University of Baltimore Law Review. Bisco, Jill M., Cassandra R. Cole, and Kathleen McCullough, "Social Media and Employment Practices Liability in Recruiting and Hiring," Plus Journal, June 2013, Vol. 26 (6). Non-Refereed Publications Bisco, Jill M., Timothy East, Kari E Johnston, and Mark Ohlstrom, "Biloxi's Big Gamble...That Paid Off," CPCU ejournal, January 2009: pp. 1-9. Research in Progress Under Review Retained Asset Accounts and Creditor Reactions to an A.M. Best Change, with Kathleen McCullough. Under third review for Risk Management and Insurance Review. "Retained Asset Accounts and the Risk-Reward Tradeoff" with Kathleen McCullough. Under review for The Journal of Banking and Finance.

Working papers In Progress Effect of Government Run Healthcare on the Salary of Nursing Professionals in the US, with J. Brad Karl and Cassandra Cole. Do Insurers Manipulate Loss Reserves Leading Up to and Following a Regulatory Financial Examination, with Kayla Booker and Willie Reddic. "Case vs. Bulk: Breaking Down Loss Reserves" with Kathleen McCullough. Identification of Beneficiaries in Life Insurance Settlements, with Patricia Born and Steve Fier. Loss Reserves and the Employment Status of the Appointed Actuary, with Eleanor Tice Sirmans and Kathleen McCullough Denied and Resisted Claims: Making Schedule F Useful, solo authored. GRANTS Risk Manager in Residence, Spencer Educational Foundation, Spring 2015 and 2016, Fall 2015 The National Alliance Research Academy Grant, Case vs. Bulk Reserves: An Issue of Earnings Management, 2013 Plus Foundation, "Social Media and Employment Practices Liability in Recruiting and Hiring," 2012. PRESENTATIONS AT PROFESSIONAL MEETINGS Do Insurers Manipulate Loss Reserves before a Regulatory Financial Examination, (with Kayla Booker and Willie Reddic), Southern Risk and Insurance Association meeting, New Orleans, LA, November 2015.* Effect of Government Run Healthcare on the Salary of Nursing Professionals in the US, (with Cassandra Cole and J. Bradley Karl), presented by co-author, Cassandra Cole, Southern Risk and Insurance Association meeting, New Orleans, LA, November 2015.* Loss Reserves and the Employment Status of the Appointed Actuary, (with Kathleen McCullough and Eleanor Tice Sirmans), presented by co-author, Eleanor Tice Sirmans, Southern Risk and Insurance Association meeting, New Orleans, LA, November 2015.* Retained Asset Accounts and Investor Strategy, (with Kathleen McCullough), World Risk and Insurance Economic Conference, Munich, Germany, August 2015.* Banking without Guarantees Public Policy Considerations Concerning Retained Asset Accounts, (with Chad Marzen), presented by co-author, Chad Marzen, at the Academy of Legal Studies in Business National Conference in Philadelphia, PA, August 2015.* Retained Asset Accounts and Investor Strategy, Southern Risk and Insurance Association meeting, Charleston, SC, November 2014.* Retained Asset Accounts and the Risk-Reward Tradeoff, American Risk and Insurance Association meeting, Seattle, WA, August 2014.* Retained Asset Accounts and the Risk-Reward Tradeoff, Southern Risk and Insurance Association meeting, Orlando, FL, November 2013. (Recipient of Best Doctoral Student Paper)* Resisted and Denied Claims: Their Role in the Post Underwriting of Life Insurance, American Risk and Insurance Association Meeting, Washington D.C., August 2013.* 2016-10 Bisco Page 2

"Case vs. Bulk Reserves: An Issue of Manipulation" (with Kathleen McCullough), American Risk and Insurance Association Meeting, Minneapolis, MN, August 2012 (poster session).* "Resisted and Denied Claims: Their Role in Earnings Management", Southern Risk and Insurance Association meeting, Savannah, GA, November 2012.* "Case vs. Bulk Reserves: An Issue of Manipulation" (with Kathleen McCullough), Southern Risk and Insurance Association meeting, Savannah, GA, November 2012* "Case vs. Bulk Reserves: An Issue of Manipulation" (with Kathleen McCullough), Southern Risk and Insurance Association meeting, New Orleans, LA, November 2011.* * Denotes meeting in which proposals were reviewed for acceptance to the meeting program. PROFESSIONAL DESIGNATIONS AND RECOGNITIONS CIC (Certified Insurance Counselor), The National Alliance, 2005 to present CRM (Certified Risk Manager), The National Alliance, 2008 to present TEACHING EXPERIENCE University of Akron, Akron, OH Assistant Professor of Finance FIN 301 - Principles of Finance Fall 2014, 2015, 2016 Spring 2015, 2016 RMI 414 - Risk Management and Insurance: Property and Casualty Fall 2014, 2015, 2016 RMI 415 - Risk Management and Insurance: Life and Health Spring 2015, 2016 Fall 2016 Florida State University, Tallahassee, FL Instructor RMI3011 - Principles of Risk Management and Insurance, Summer 2011, 2012, 2013, 2014 Fall 2012, 2013 Teaching Assistant RMI5810 - Personal Financial Planning, Online Masters Course Fall 2010 RMI5345 - Risk Management in the Business Enterprise, Online Masters Course Spring 2013 RMI5087 - International Risk Management, Online Masters Course, Summer 2013 Troy University, Troy Alabama Instructor RMI3342, Property and Casualty Insurance Fall 2012 PROFESSIONAL ACTIVITIES Associate Editor Journal of Risk Education, December 2015 - present Reviewer for Journal of Applied Economics, July 2016, October 2016 2016-10 Bisco Page 3

Reviewer for Journal of Insurance Issues, September 2011, July 2016 Reviewer for Journal of Insurance Regulation, November 2010, May 2015 Review for Journal of Risk Education, August 2015 Review for Risk Management and Insurance Review, October 2016 RELATED INDUSTRY EXPERIENCE Rural Mutual Insurance Company, 19 years Director of Internal Controls and Internal Audit Senior Product Development Specialist Marketing Program and Affiliation Specialist Agency Manager Licensed Insurance Agent Assistant and Agent Farm Bureau Financial Services, 13 years Registered Principal, Series 26 Registered Representative, Series 6 and 63 Licensed Insurance Agent Haas & Haas Insurance Agency, 4 years Commercial Lines Account Specialist and Licensed Insurance Agent HONORS AND AWARDS Recipient of the Southern Risk and Insurance Association s Best Doctoral Student Paper Award, November 2013. Featured FSU Student, April 2013: http://www.cob.fsu.edu/quicklinks/college-of-business-features/jill-bisco Recipient of the 2010 & 2013 Elfreda Egger Memorial Scholarship 2012 Spencer Scholar Recipient of the 2012 Robert T. Powell Endowed Scholarship Recipient of the 2011, 2012 & 2013 Cynthia Waters Fletcher/Kristen Waters Hood Scholarship Recipient of the 1997 Business Scholarship Recipient of the 1997 UW-Richland Faculty Scholarship Recipient of the 1997 Lilly Hanson Memorial Scholarship Recipient of the 1996 Lands End Business Scholarship Recipient of the 1995 UW-Richland Alumni Association Scholarship Recipient of the 1995 Peter & Arlene Athanas Scholarship Phi Theta Kappa SERVICE Director, Distance Education Alumni Board, University of Wisconsin-Platteville President, 2015 - present Board of Directors, 2013 - present UWP Excellence Committee, 2013 Director, Doctoral Business Students Association, Florida State University, Fall 2011 - Summer 2014 Wisconsin Federation of Insurance Companies President, 2009 Vice-President, 2008 Board Member, 2007-2009 2016-10 Bisco Page 4

AFFILIATIONS Financial Management Association, Member since 2013 American Risk and Insurance Association, Member since 2011 Risk and Insurance Management Society, Member since 2011 Southern Risk and Insurance Association, Member since 2010 Internal Insurance Auditors Association, Member 2009-2010 The Institute of Internal Auditors, Member 2009-2010 2016-10 Bisco Page 5