for tax, accounting, and financial professionals

for tax, accounting, and financial professionals

TABLE OF CONTENTS PAGES 27-29 NEWSLETTERS ONLINE OPTIONS BOOKLETS, GUIDES, AND PRESENTATIONS ADDITIONAL SOLUTIONS PRICING Most of our content is delivered in print or electronic formats so you can tailor your marketing communications to your audience. Look for these icons for available formats. WEB MOBILE

Well-respected fi nancial professionals must be able to communicate well to grow and retain business. This means keeping your clients interests by engaging them with visual, imaginative, and emotive content. That s why DST has developed financial literacy content for over 40 years to help YOU educate your clients and prospects in a way that increases their understanding of the topics that are most important to the fi nancial management of their wealth and their lives. Use this catalog to get some marketing ideas. We ve included print and electronic articles, booklets, newsletters, and presentations that can engage and speak to specific target groups. Recognizing the need for age-justments in graphics and words to match the audience, you ll be able to pick and choose the right message and delivery method for your clients and prospects. And, if you need additional guidance making your selections, we ve provided links to specific Marketing Tips to help you differentiate yourself in this ever-changing, ever-questioning environment. Whether through our ongoing web-based Financial Resource Center organized by age and interest or newsletters designed to appeal to the physical world your clients live in, we believe you will find something to help you and your clients. We also offer customizations and programs to allow for even more individuality. Here s to mutual success! You have the knowledge, and with our content solutions, you can effectively transfer and relate that understanding to your clients! Regards, Ellie Alexander P.S. If you need more help, we re available through phone or by e-mail. Or, if you would prefer to discuss custom projects or programs, please contact me directly at 518.862.3324 or at eaalexander@dstrs.com. Watch for these codes throughout the catalog. Scan with your mobile device to hear valuable tips and strategies on how to connect with clients and prospects. 1

Recent research confirms the value of ongoing client communications as a way to retain and gain clients. A personalized newsletter provides your clients and prospects with a consistent, year-round presence and positions you as an industry expert. Few marketing investments are as effective or cost-effective as a newsletter. MARKETING TIP Here are four ways you can use newsletters to help keep existing clients and win new ones. Scan code or visit www.newkirk-dst.com/catalog/tips.html 2

With its mix of easy-to-understand articles and colorful graphics, ClientLine is the perfect tool for engaging your clients and prospects all year round. Articles cover a range of tax, accounting, business, and personal finance topics and important recent developments. You have the option of including a custom message in place of the page-one, right-column article. Target audience: Small business owners and individual taxpayers WEB MOBILE CLIENTLINE Mobile versions feature a responsive layout. Your photo and contact information is prominently displayed on each page. For more information or to order, visit www.newkirk-dst.com/catalog or call us at 800.525.4237. 3

TAX REPORT Showcase your expertise and stay in touch with your clients and prospects with Tax Report, a newsletter dedicated to tax planning and compliance matters of importance to individual and small business taxpayers. High-quality, professionally written articles explain complex concepts in an understandable way and motivate readers to seek your assistance. As an option, include a custom message in the right-hand column of page one. Target audience: Small business owners and individual taxpayers WEB Each issue features a calendar of important filing dates to remind clients of their tax obligations. 4

LOOSE CHANGE Stand out from the crowd. Use Loose Change to give your clients and prospects the information they need to manage their personal finances. With its unique mix of light-hearted illustrations and compelling, readable articles, Loose Change will educate, entertain, and motivate readers to seek your expertise. Personalize the newsletter with your contact information and, at your option, include a custom message on page one. A matching calendar is available at an additional cost details on page 26. FINRA reviewed. Target audience: Financial services clients and prospects and individual taxpayers WEB FOURBITS You can show yourself as a reliable and trusted knowledge source by sending your wealth management clients and prospects copies of FourBits. Welcoming graphics and clearly written articles engage your clients on personal financial topics such as investing, retirement, taxes, and estate planning. You can substitute a custom article on the front page if you choose. FINRA reviewed. Target audience: Financial services clients and prospects WEB MARKETING TIP: Are printed newsletters more effective than e-mail? Scan code or visit www.newkirk-dst.com/catalog/tips.html For more information or to order, visit www.newkirk-dst.com/catalog or call us at 800.525.4237. 5

LET S TALK MONEY Position yourself as the go-to person who can provide solutions to your clients and prospects everyday financial concerns. Let s Talk Money s multiple versions* allow you to reach specific market segments with articles tailored to each one s issues. All newsletters are FINRA reviewed. Personalize your newsletters with your photo, contact information, and a custom message. For more information, go to www.letstalkmoney.com/index.html. WEB * Versions include Insurance and Risk Management (English and Spanish), Retirement, Small Business, Estate Preservation, Seniors, and Standard (Financial). Each issue features useful financial facts. 6

PERSPECTIVES NOT-FOR-PROFIT INDUSTRY INSIGHTS Every issue offers on-point articles that update not-for-profit board members and staff on important developments and help them manage their organizations. With its practical information and actionable insights, this targeted electronic communication enhances your firm s reputation as a reliable source for accounting, tax, and consulting services for nonprofit organizations. Target audience: Nonprofit board members and managers WEB ON SITE CONSTRUCTION INDUSTRY PERSPECTIVES Time is at a premium for your clients in the construction industry. You won t waste their time when you send them this quarterly electronic newsletter. Each issue provides practical strategies and tips for running a construction business more efficiently, as well as updates on industry and tax developments of interest. Target audience: Business owners in the construction industry WEB OPTIONS Let clients and prospects know you can provide them with insights and direction when it comes to estate and financial planning strategies, trusts, and investing. Each full-color, quarterly issue of Options offers easy-to-understand explanations of the wealth management issues that matter most. Use the masthead and imprint area to personalize the newsletter and substitute a custom article if you like. Target audience: Wealth Management clients and prospects WEB For more information or to order, visit www.newkirk-dst.com/catalog or call us at 800.525.4237. 7

For Retirement Plan Sponsors and Benefit Administrators Provide your clients with valuable insight and analysis regarding the most important issues, rulings, and court decisions affecting retirement plans today. RETIREMENT PLAN NEWS Authored by McKay Hochman industry experts, Retirement Plan News provides updates and explanatory articles on legislative, regulatory, and administrative developments and spotlights trends affecting the employee benefit industry. Target audience: Retirement plan sponsors and administrators WEB THE EMPLOYEE BENEFIT FORUM The Employee Benefit Forum newsletter targets small business owners and other plan sponsors who usually are not benefit experts with easy-to-read articles on relevant retirement plan topics and updates on recent developments. Target audience: Small business owners, other retirement plan sponsors, and benefit administrators WEB 8

For Retirement Plan Participants Empower employees to make informed decisions about their employer s retirement plan and retirement planning. We offer three participant newsletters each features colorful, easyto-read articles and graphics exploring topics such as increasing contribution rates, asset allocation, and retirement income. FOCUSING YOUR FUTURE Give participants of all ages and income levels practical information about planning and investing for their future. WEB YOUR RETIREMENT MATTERS Help participants make the most of their employer s plan with this easy-to-read publication. FINRA reviewed. WEB ONTRACK Even employees with little knowledge of investing and retirement planning will find the engaging articles and graphics in this newsletter helpful. FINRA reviewed. Available in Spanish. WEB For more information or to order, visit www.newkirk-dst.com/catalog or call us at 800.525.4237. 9

You work hard to build traffic to your website. But maintaining up-to-date content that s appealing to clients and prospects can be time-consuming and difficult if you re not web savvy. Here are several solutions that allow you to easily refresh your website with relevant content and online tools throughout the year. For demonstrations of these online tools, please go to www.newkirk-dst.com/dstdemocenter/demos.cfm. MARKETING TIP What are electronic links and how are they used? Scan code or visit www.newkirk-dst.com/catalog/tips.html 10

Provide clients with comprehensive, age-segmented financial information they can access by simply clicking on a link from your website. The Financial Resource Center (FRC) provides a broad range of financial planning education and online resources that meet your clients needs during specific life stages. Content is branded to your company s look and is refreshed quarterly. The FRC includes: FINANCIAL RESOURCE CENTER Short Takes Succinct and relevant single-subject articles. Guides Longer, more detailed explanations of important topics in financial, retirement, and estate planning. MARKETING TIP How can my company maintain an online educational resource for clients without spending a fortune? Scan code or visit www.newkirk-dst.com/catalog/tips.html Interactive Calculators and Online Tools Allow users to easily calculate how close they are to achieving their retire ment and other financial goals. The tools can help start and con - tinue valuable conversations with your clients. 11

HEALTH RESOURCE CENTER Providing health and wellness information to employees or clients is simply a click away with the Health Resource Center. With a link from your website, users can access age-segmented tips, articles, and interactive tools that promote healthy lifestyle choices. Content is branded to your company s look and is regularly reviewed and refreshed. Screens can be customized with your organization s colors and logo. 12

FINANCIAL PLANNING CALCULATORS Online calculators add valuable, interactive content to your website and can motivate users to take greater interest in their financial well-being. Users can quickly view the effect that increased contributions can have on retirement savings, see if they re on target or falling short of achieving retirement savings goals, view how long their retirement savings will last, and perform other relevant calculations. Whether your target audience is the qualified plan market, the IRA market, or a broader financial arena, we have a calculator that matches your needs. To see a demo of select calculators, go to www.newkirk-dst.com/ planningcalcs.htm. Available calculators include: NOTE: Printed slide calculators are also available. Call for details. Qualified Plan Savings Tools Roth Analyzer: Estimates plan balances and expected retirement income for both types of contributions. Users can choose whether to keep their take-home pay the same or keep their 401(k) savings the same. Gap Analyzer: Estimates whether a participant s present savings rate is sufficient to meet postretirement needs. Retirement Savings Calculator: Projects a future balance based on current age and income, expected salary increases, savings rate, matching contributions, and projected investment return. Savings Goal Calculator: Estimates how much someone must save to reach a specified goal based on current balance, anticipated annual return, and time frame. Paycheck Calculator: Estimates a participant s net pay after making tax-deferred contributions to a retirement savings plan and highlights amount gained each pay period by saving pretax dollars. Plan Loan Calculator: Projects the total cost of taking a plan loan, including the difference in plan balance at retirement plus the missed growth from not investing the loan payments. Social Security Calculator: Estimates a monthly and annual benefit given current and projected salary and when the user intends to retire and begin receiving benefits. Qualified Plan Distribution Tools Depletion Calculator: Estimates the amount participants nearing retirement can afford to withdraw each year and how long their balance will last if a specified amount is withdrawn annually. The calculator also estimates the amount of savings required to meet retirement income needs. Distribution Planner: Compares the advantages, disadvantages, and estimated after-tax results of five retirement plan distribution choices. Substantially Equal Periodic Payment (SEPP) Calculator: Determines the allowable substantially equal periodic payment per year using the three IRS-approved methods life expectancy, amortization, and annuity plan. IRA Tools IRA Analyzer: Compares the characteristics of the two types of IRAs and estimates how much a person could have in each type of account at retirement, assuming equivalent contributions to each and the same hypothetical investment return. The calculator also analyzes whether converting a traditional IRA to a Roth IRA makes sense. IRA Comparison Tool: Uses personal financial data, including expected contributions and present and post-retirement income-tax rates, to help individuals choose the appropriate IRA. Traditional IRA Versus Taxable Savings Tool: Compares the results of saving in a tax-deferred account and saving in a taxable account, helping users determine the most effective savings strategy. Required Minimum Distribution Calculator: Determines the minimum amount that must be withdrawn from traditional IRAs and other taxdeferred accounts for the current year. Asset Allocation Tools Asset Allocation Calculator: Determines the percentages of cash, bond, and stock investments in a portfolio. Asset Allocation Planner: Evaluates risk and time horizon to suggest potential investment mixes to best meet retirement needs. Budgeting/Planning Tools College Planner: Estimates the monthly savings needed to meet future tuition expenses for up to 10 children using expected rates of savings growth and tuition inflation. Budget/Cash Flow Analyzer: Tracks and summarizes income and expenses for the year and compares them with budgeted amounts. Loan Calculator: Generates the information individuals need to make fact-based decisions about borrowing (excluding retirement plan loans). Monthly Spending Planner: Allows individuals to establish monthly budget caps based on income, track actual spending, and quickly calculate differences between the two. Mortgage Loan Calculator: Determines how much an individual can borrow for a mortgage loan using the industry standard 28/36 qualifying ratio. Mortgage Payment Calculator: Computes the monthly mortgage payment for a given loan amount, interest rate, and loan term. The loan amortization schedule can also be computed and printed. Net Worth Calculator: Estimates current net worth positive or negative based on personal asset and liability data. Retirement Budget Estimator: Creates a realistic post-retirement budget by analyzing anticipated changes in income, taxes, and living expenses. Credit Card Payoff Calculator: Projects the number of months it will take to eliminate a debt based on interest rate, payment amount, and estimated new charges. It also shows the monthly payment necessary to pay off the balance in a specified number of months. Users can view a payment schedule. WILL FILE SYSTEM For over 40 years, DST (formerly Newkirk) has provided the standard utility enabling banks and trust companies to maintain, retain, and cross-sell future fee business. The Will File system provides secure, online access allowing trust institutions of all sizes to benefit from this important and often overlooked revenue generator. To learn more about Will File s easy-to-use interface, robust reporting, communication functions, and industry best practices, please contact Ellie Alexander at 518.862.3324 or at eaalexander@dstrs.com. For more information or to order, visit www.newkirk-dst.com/catalog or call us at 800.525.4237. 13

TAX PLANNING MARKETING PROGRAM Reach your clients and prospects year-round and reinforce your expertise with our cost-effective marketing program. Beginning in January and continuing throughout the year, you ll receive some of our most popular products to give your clients: JANUARY MARCH MAY AUTO, TRAVEL & BUSINESS LOG 100 imprinted booklets FINANCIAL PLANNING GUIDE (choose one title) HTML will be updated and e-mailed after annual review WEALTH MANAGEMENT SERIES (choose one title) First personalized PDF 14

ARTICLES LIBRARY A subscription to the Articles Library gives you the content you need to easily stay in touch with clients and prospects via e-mails, newsletters, social media, and more. Choose from hundreds of professionally written articles covering a wide variety of financial topics searchable by subject, word count, or FINRA-review status. Topics Include: Estate Planning Financial Planning General Gift Tax Health and Wellness Income Tax MARKETING TIP How do people use content from the Articles Library? Investing Retirement Trusts Scan code or visit www.newkirk-dst.com/catalog/tips.html ARTICLES EXPRESS With an Articles Express subscription, you ll receive 10 to 12 industryrelevant articles a year via e-mail to be used any way you want. And you can rest assured that the content has been researched and verified by our team of CPAs, CFPs, and attorneys. These articles can easily be e-mailed to your clients or incorporated into your social media, newsletter, or website. JULY OCTOBER DECEMBER YEAR-END TAX PLANNING GUIDE HTML version TAX PLANNING GUIDE HTML version WEALTH MANAGEMENT SERIES (choose one title) Second personalized PDF 15

DST s financial and tax planning communications reinforce your firm s expertise and encourage clients and prospects to become actively involved in identifying and acting on their tax planning and wealth management goals. Most communications are available in print and electronic formats. Our communications can be personalized with your contact information, so clients will call or e-mail you directly with questions. 16

Mobile version features a responsive layout. Your clients and prospects will appreciate the valuable tax planning strategies featured in the Year-End Tax Planning Guide. This booklet is packed with constructive tips and explanations to help individuals and small business owners reduce their tax liabilities. The booklet can be personalized with your firm s information, so your clients will remember to contact you for help in implementing year-end tax planning strategies. The Year-End Tax Planning Guide is also available in an online version that s mobile-device friendly. FINRA reviewed. WEB MOBILE YEAR-END TAX PLANNING 17

TAX PLANNING GUIDE Remind clients and prospects that you re available year-round to help them with their tax planning. Booklets imprinted with your contact information will prompt clients to call you for professional planning assistance or for help in implementing the Guide s tax planning tips and strategies. The Tax Planning Guide is also available in an online version that s mobile-device friendly. FINRA reviewed. WEB MOBILE Mobile version features a responsive layout. AUTO, TRAVEL & BUSINESS LOG The Auto, Travel & Business Log is a convenient way for clients to track their business and travel expenses for tax purposes. This booklet is easily stashed in a briefcase or glove box and can be personalized with your contact information. The Auto, Travel & Business Log can make the job of tax preparation a lot easier! MARKETING TIP Here s why tax booklets are a good investment. Scan code or visit www.newkirk-dst.com/catalog/tips.html 18

PRESENTATIONS Giving a presentation? Want professional, high-quality visuals to help illustrate your topic? Our PowerPoint presentations can help. Each presentation includes speaker s notes and is broken into segments so you can easily tailor your presentation to your audience. (Matching collateral materials are also available.) We offer four versions: FINANCIAL PLANNING This comprehensive presentation features three separate sections Personal, Financial, and Retirement allowing you to choose the topic most interesting to your audience. This is a cost-effective way to acquire multiple presentations for one low price. SOCIAL SECURITY This presentation explores the questions preretirees often have about Social Security benefits and offers valuable planning information. Includes tables, charts, and scenarios that illustrate potential strategies for maximizing benefits. HEALTH CARE PLANNING Address the concerns your clients and prospects may have about paying for health care in retirement with this comprehensive presentation. Covers Medicare, long-term care, and more. COLLEGE PLANNING This presentation walks clients through the challenges, opportunities, and financial options that are available for college-bound students and their parents. College planning may be the first time a client seeks your advice; use this professional and compelling presentation to forge a long-term relationship. For more information or to order, visit www.newkirk-dst.com/catalog or call us at 800.525.4237. 19

FINANCIAL PLANNING GUIDES Start conversations with clients and prospects with one of our Financial Planning Guides. Each Guide features an in-depth exploration of a high-value financial topic. Choose from printed booklets great as handouts or online versions that are accessible by clicking on a link from your website. Guides can be personalized with your contact information. ESTATE PLANNING You know it s crucial that your high net worth clients and prospects have estate plans to help preserve their assets and minimize estate taxes. The Estate Planning Guide can help lead discussions with clients while reminding them of the importance of your services. FINRA reviewed. WEB 20

RETIREMENT PLANNING Retirement planning can begin at any age. The Retirement Planning Guide offers tips and examples that motivate your clients and prospects to get serious about preparing for the future. Use the Retirement Planning Guide as an office handout or at seminars, or post it online to your website or blog. Clients who retain a Retirement Planning Guide imprinted with your contact information will know where to turn for guidance. FINRA reviewed. WEB PERSONAL FINANCIAL PLANNING Help your clients and prospects become actively involved in identifying their financial goals and determining the steps they ll need to take to reach those goals. Using the Personal Financial Planning Guide as a starting point, you can introduce your clients and prospects to a wide range of topics such as goal setting, budgeting and debt management, life insurance and disability planning, investment and education planning, and retirement and estate planning. FINRA reviewed. WEB For more information or to order, visit www.newkirk-dst.com/catalog or call us at 800.525.4237. 21

22 We offer several other communication solutions to help you meet the challenges of growing your business and staying in touch with clients. Our solutions include targeted and personalized communications and are available in print and electronic formats (unless otherwise specified).

WEALTH MANAGEMENT SERIES The concept is straightforward take complex topics and make them easily understood so your clients can make informed decisions with your guidance. Our FINRA-reviewed Wealth Management Series explores over 35 topics and is available in print and electronic formats. Each title in the Series can be branded with your company s contact information. Pick the titles that best explain your services and make them available to clients and prospects today! FINRA reviewed. SmartSheets are available in print and PDF formats. For more details, including available topics, please go to www.newkirk-dst.com/ WM_Series.htm. WEB 23

PRE-RETIREMENT PLANNING COMMUNICATIONS Each day, 10,000 Baby Boomers near retirement age. DST s Pre-Retirement Education Program (PREP) is a targeted communications program that provides valuable information at timely intervals to plan participants nearing retirement age. For more details, please go to www.newkirk-dst.com/preretirement. RETIREMENT TIMELINE 15 PLUS YEARS 10 TO 15 YEARS 5 TO 10 YEARS TIMELINE TO RETIREMENT Alert participants to retirement milestones that may offer them opportunities to take action. PAYING FOR HEALTH CARE A look at options for paying for health care during retirement without depleting retirement savings. PRE-RETIREMENT CHECKLIST Retirement is getting closer. Help pre-retirees determine how prepared they are. 24

(FRONT) Your logo prominently displayed on front and back. (BACK) Engaging graphics can be personalized using participant data. 1 TO 5 YEARS 1 YEAR 6 MONTHS INVESTMENT CHECKUP Encourage participants to prepare for the transition from saving for retirement to paying for retirement. DISTRIBUTION OPTIONS Give participants the information they need to make informed choices about how to take their plan benefits. WITHDRAWAL STRATEGIES Help participants develop a plan for making their assets last a lifetime. 25

CALENDAR Using the same light-hearted graphics and copy approach as the Loose Change newsletter, the Loose Change calendar provides valuable financial tips and strategies your clients can use throughout the year. Personalize your calendars with a full-color photo and contact information, and you ll be in front of your clients 365 days a year. Available in print only. FINRA reviewed. CUSTOM CONTENT We welcome the opportunity to work with you on custom projects. We offer a full range of editorial and creative services, including ghostwritten articles, white papers, template letters, image brochures, and custom presentations. We can also create content and text for data-driven communications. 26

NEWSLETTERS PRICING A ClientLine, FourBits, Tax Report Quantity 50 99 100 249 250 499 500 999 1,000+ Unit Cost $0.85 $0.65 $0.50 $0.45 $0.35 E-Newsletter HTML: $40 per issue with printed newsletter, plus $0.05 per e-mail $60 per issue without printed newsletter, plus $0.05 per e-mail PRICING B Loose Change Quantity 50 99 100 249 250 499 500 999 1,000+ Unit Cost $1.15 $0.80 $0.60 $0.50 $0.45 E-Newsletter HTML: $40 per issue with printed newsletter, plus $0.05 per e-mail $60 per issue without printed newsletter, plus $0.05 per e-mail PRICING C Let s Talk Money Quantity 50 99 100 124 125 249 250 499 500 999 1,000+ Unit Cost Newsletter Only* $0.93 $0.74 $0.71 $0.67 $0.64 $0.61 With Distribution/Postage $1.60 $1.39 $1.36 $1.30 $1.25 $1.22 * Shipping & Handling $9.00 $13.00 $16.00 $18.00 $20.00 $26.00 E-Newsletter HTML: $40 per issue with printed newsletter, plus $0.05 per e-mail over 500 $60 per issue without printed newsletter, plus $0.05 per e-mail over 500 PDF: $35 per version, per issue with printed newsletter $50 per version, per issue without printed newsletter, plus $50 initial set-up fee Initial setup: $50 PRICING* Changes to imprint, photo, or custom article: A, B, and C: $25 D and E: $75 Distribution: Pricing A and B: Bulk-shipped newsletters: 8% for shipping and handling ($7.50 minimum) Direct-mail distribution: $0.15 plus postage Pricing D and E: Bulk-shipped newsletters: $7/box plus actual shipping charges Direct-mail distribution: $0.15 plus postage ($150 minimum) Sales tax charged where applicable. PRICING D OnTrack, 1 The Employee Benefit Forum, Focusing Your Future 1 Quantity 200 499 500 999 1,000 2,499 2,500 4,999 5,000 9,999 10,000+ Unit Cost $0.95 $0.75 $0.65 $0.50 $0.40 Call for pricing 1 2-page version, English and Spanish Electronic versions (PDF or HTML) of this newsletter are only available to subscribers of this printed newsletter. Cost is $250 per issue. PRICING E OnTrack, 2 Focusing Your Future, 2 Your Retirement Matters, Retirement Plan News, Options Quantity 200 499 500 999 1,000 2,499 2,500 4,999 5,000 9,999 10,000+ Unit Cost $1.20 $1.00 $0.75 $0.60 $0.50 $0.35 2 4-page version, English only Electronic versions (PDF or HTML) of this newsletter are only available to subscribers of this printed newsletter. Cost is $250 per issue. NICHE NEWSLETTERS Electronic Distribution Only $1,000 annual subscription PLUS Market Exclusivity Charge: $20/100M population High-resolution and low-resolution PDFs provided. Please call us for a detailed pricing quote. * Prices are subject to change without notice. For more information or to order, visit www.newkirk-dst.com/catalog or call us at 800.525.4237. 27

ONLINE OPTIONS PRICING* TAX PLANNING MARKETING PROGRAM Annual subscription $999 ARTICLES EXPRESS One-year subscription $325 Two-year subscription $575 ARTICLES LIBRARY Annual subscription pricing Access to all topics is $4,950 for the first year; $2,500 for subsequent year renewals. Each topic area is $950 for the first year; $695 for subsequent year renewals. Exception: General and Gift Tax topic areas are $450 for the first year; $325 for subsequent year renewals. Topics include: Estate, Financial, Health and Wellness, Income Tax, Investing, Retirement, and Trust BOOKLETS, GUIDES, AND PRESENTATIONS AUTO, TRAVEL & BUSINESS LOG Quantity 100 249 250 499 500 999 1,000+ Imprinted Unit Cost $1.50 $1.35 $1.20 $1.15 Unimprinted booklets are available in lots of 25 @ $1.25 each. Add 8% of total (before tax) for ground shipping and handling ($15 minimum). Other shipping options available for additional cost. POWERPOINT PRESENTATIONS Content available PRICING* Financial Planning Guides, Social Security, College Planning, and Health Care Planning $199 each Includes content from all three Financial Guides. FINANCIAL PLANNING GUIDES Estate, Retirement, Personal Financial Quantity: 50 99 100 199 200 499 500 999 1,000 2,499 2,500+ Imprinted Unit Cost $2.75 $2.50 $2.25 $2.10 $1.95 Call for quote Unimprinted booklets are available in lots of 25 @ $2.15 each. Typesetting fee (if applicable): $50 Add 8% of total (before tax) for ground shipping and handling ($15 minimum). Other shipping options available for additional cost. HTML or PDF: $499 per year TAX PLANNING GUIDE (32 pages, 3 7 /8" 8 1 /2") Quantity 100 249 250 499 500 999 1,000 2,499 2,500+ Imprinted Unit Cost $2.00 $1.50 $1.35 $1.25 $1.15 Unimprinted booklets available in lots of 25 @ $1.75 each. Typesetting fee (if applicable): $50 Add 8% of total (before tax) for ground shipping and handling ($15 minimum). Other shipping options available for additional cost. HTML or PDF: $299 per year YEAR-END TAX PLANNING GUIDE (16 pages, 8 3 /8" 10 3 /4") Quantity 50 99 100 199 200 499 500 999 1,000 2,499 2,500+ Imprinted Unit Cost $2.75 $2.50 $2.25 $2.10 $1.95 $1.75 Unimprinted booklets available in lots of 25 @ $2.15 each. Typesetting fee (if applicable): $50 Add 8% of total (before tax) for ground shipping and handling ($15 minimum). Other shipping options available for additional cost. HTML or PDF: $499 per year * Prices are subject to change without notice. 28

ADDITIONAL SOLUTIONS PRICING* WEALTH MANAGEMENT SERIES Booklets Quantity: 200 499 500 999 1,000 2,499 2,500 4,999 5,000+ Imprinted Unit Cost $1.25 $1.20 $0.95 $0.85 Call for quote Quantity: 200 499 500 999 1,000 2,499 2,500 4,999 5,000+ SmartSheets Imprinted Unit Cost $0.75 $0.70 $0.60 $0.55 Call for quote Unimprinted booklets are available in lots of 50 @ $0.95 per booklet. Unimprinted sheets are available in lots of 100 @ $0.85 per sheet. Add 8% of total (before tax) for ground shipping and handling ($15 minimum). Other shipping options available for additional cost. PDF: $195 per title; Entire Series: $1,995 Custom covers and text are always available. Call for details. PRE-RETIREMENT COMMUNICATIONS Generic PREP Suite $1,500 Personalized PREP Suite also available. Please call for details. CALCULATORS Quantity 500 2,499 2,500 4,999 5,000+ Unit Cost $2.15 $1.95 Call for quote Print versions available: Retirement Planning, Retirement Payout Includes custom imprint. (Also available without imprint in lots of 50.) Custom calculators and projectors may be developed to meet specific customer requests. WILL FILE SYSTEM Call for consultation and estimated pricing options. FINANCIAL RESOURCE CENTER Call for pricing. HEALTH RESOURCE CENTER Call for pricing. LOOSE CHANGE CALENDAR Quantity 25 99 100 499 500 999 1,000+ Unit Cost $5.30 $4.40 $3.90 $2.90 Call for envelope and mailing option pricing. Add 8% of total (before tax) for ground shipping and handling ($15 minimum). Other shipping options available for additional cost. Imprint set-up fee: $75 (waived for quantities of 1,000+) Additional photo: $25 per order 25 calendar minimum (unimprinted)/100 calendar minimum (imprinted) Discounted pricing based on order date. See website for details: www.newkirk-dst.com/pdf_forms/cal_pp.pdf * Prices are subject to change without notice. For more information or to order, visit www.newkirk-dst.com/catalog or call us at 800.525.4237. 29

15 Corporate Circle Albany, NY 12203 800.525.4237 For more information or to order, visit www.newkirk-dst.com/catalog or call us at 800.525.4237.