UNIVERSITY OF CALIFORNIA BERKELEY DAVIS IRVINE LOS ANGELES MERCED RIVERSIDE SAN DIEGO SAN FRANCISCO SANT A BARBARA SANT A CRUZ OFFICE OF RISK SERVICES- ASSOCIA TE VICE PRESIDENT & CHIEF RISK OFFICER OFFICE OF THE PRESIDENT 1111 Franklin Avenue. 10'11 Floor Oakland, California 94607-5200 April 3, 2018 Subject: 2018-19 Risk Services Program Premium Schedules Dear Colleagues, Please find the attached FY 2018-19 Premium Schedules for workers' compensation, general liability, employment practices liability, auto liability and physical damage, professional liability, cyber liability and property and other insurance coverages. All the programs except workers' compensation have experienced an increase in funding due to claim activity and program expenses. The Be Smart About Safety (BSAS) program continues to be an integral component of our Joss prevention and mitigation efforts. We look forward to receiving your BSAS applications for all lines of coverage and working with you to further reduce the cost of risk and create a safe environment for our students, faculty, staff, and the general public (http://www.ucop.edu/risk-services/loss-prevention-control/be-smart-about-safety-program/index.html). The actuarial reports are now complete for FY 2018-19. Your local Risk Manager can access the reports on the Risk Services Sharepoint site or you can contact Shaudreya Waterman (Shaudreya.Waterman@ucop.edu or 510.987.9827) and she will send them to you. Individual location reports will be sent to your risk manager in the near future. If you have any questions, please do not hesitate to call me or Kevin Confetti (510.987.9868) or Karen Vecchi (510.987.9826). Sincerely, Cheryl A. Lloyd Associate Vice President & Chief Risk Officer Risk Services website: http://www.ucop.edu/risk-services/index.html
cc: Vice Chancellors for Administration Medical School Deans Hospital Directors Hospital Finance Directors Student Health Center Directors Executive Vice President Brostrom Executive Vice President Stobo Executive Vice President Nava Associate Vice President Alcocer Associate Vice President Arrivas Associate Vice President Nation Chief Medical Officers Budget Directors Planning & Budget Officers Campus/ Controllers Environment Health & Safety Directors Accounting Managers Payroll Managers Campus & Hospital Risk Managers Workers' Compensation Managers OP Budget Executive Director Baltaxe OP Budget Director Goode Director Satorre Accounting Supervisor Wildeman Manager Barrett Deputy Chief Risk Officer Confetti Executive Director Claflin Executive Director Leonard Executive Director Y ozgat Director Bhatia Director Vecchi Program Manager Burley Program Manager DeBortoli Program Manager Gustavson Program Manager Lillington
UNIVERSITY OF CALIFORNIA WORKERS' COMPENSATION PROGRAM 2018/19 Rates 4/3/2018 Accrual Funding < I) Be Smart About Safety < 2 ) All Fund Sources All Fund Sources Total 2018/19 2018/19 Rate/$100 Premium Rate/$100 Premium Total Projected Premium LOCATION Premium of Payroll $ of Payroll $ Rate Premium Accrual Berkeley 16,991,000 1.19 15,435,000 0.12 1,556,000 1.31 16,991,000 16,991,000 ANR-Berkeley 153,000 1.19 139,000 0.12 14,000 1.31 153,000 153,000 12,051,000 0.78 10,930,000 0.08 1,121,000 0.86 12,051,000 12,051,000 ANR- 821,000 0.78 745,000 0.08 76,000 0.86 821,000 821,000 MC 9,997,000 0.99 8,997,000 0.11 1,000,000 1.10 9,997,000 9,997,000 Irvine 5,291,000 0.48 4,703,000 0.06 588,000 0.54 5,291,000 5,291,000 Irvine MC 6,887,000 1.46 6,169,000 0.17 718,000 1.63 6,887,000 6,887,000 Los Angeles 30,283,000 1.06 27,913,000 0.09 2,370,000 1.15 30,283,000 30,283,000 Los Angeles MC 28,893,000 2.73 27,484,000 0.14 1,409,000 2.87 28,893,000 28,893,000 Los Angeles NPH 744,000 1.58 625,000 0.30 119,000 1.88 744,000 744,000 Merced 1,467,000 0.99 1,345,000 0.09 122,000 1.08 1,467,000 1,467,000 Riverside 3,828,000 0.80 3,403,000 0.10 425,000 0.90 3,828,000 3,828,000 ANR-Riverside 180,000 0.80 160,000 0.10 20,000 0.90 180,000 180,000 Campus 12,468,000 0.69 11,471,000 0.06 997,000 0.75 12,468,000 12,468,000 MC 11,904,000 1.60 10,884,000 0.15 1,020,000 1.75 11,904,000 11,904,000 San Francisco Campus 11,519,000 0.64 10,532,000 0.06 987,000 0.70 11,519,000 11,519,000 San Francisco MC 22,885,000 1.71 21,039,000 0.15 1,846,000 1.86 22,885,000 22,885,000 San Francisco LPPI 379,000 1.26 339,000 0.15 40,000 1.41 379,000 379,000 Santa Barbara 5,849,000 1.04 5,336,000 0.10 513,000 1.14 5,849,000 5,849,000 Santa Cruz 3,618,000 0.89 3,126,000 0.14 492,000 1.03 3,618,000 3,618,000 Office of the President 1,007,000 0.39 854,000 0.07 153,000 0.46 1,007,000 1,007,000 ANR-OP 17,000 0.39 14,000 0.07 3,000 0.46 17,000 17,000 Lawrence Berkeley Lab.019,000 0.53 2,019,000 0.00-0.53 2,019,000 2,019,000 TOTAL 189,251,000 173,662,000 15,589,000 189,251,000 189,251,000 (I) Record as Workers' Compensation expense with object code 8500. < 2 > Separate premium for the "Be Smart About Safety" Program. To be classified as a fund balance transfer to UCOP as outlined in the "Be Smart About Safety" document (excludes lab).
GENERAL LIABILITY (GL) & EMPLOYMENT PRACTICES LIABILITY (EPL) PROGRAMS 2018/19 PREMIUM SCHEDULE 4/3/2018 PREMIUM PREMIUM General Liability Employment Practices Liability GL &EPL Premium BSAS 111 Total Premium BSASm Non-Litigated(2) Total Premium 111 Berkeley $ 4,483,000 $ 198,000 $ 4,681,000 $ 3,053,000 $ 185,000 $ 130,000 $ 3,368,000 $ 8,049,000 2,645,000 117,000 2,762,000 3,246,000 197,000 138,000 3,581,000 6,343,000 Health System 567,000 26,000 593,000 2,809,000 184,000 120,000 3,113,000 3,706,000 Irvine 1,093,000 48,000 1,141,000 2,803,000 170,000 119,000 3,092,000 4,233,000 Irvine Health System 334,000 16,000 350,000 2,048,000 134,000 87,000 2,269,000 2,619,000 Los Angeles 5,737,000 253,000 5,990,000 9,291,000 564,000 394,000 10,249,000 16,239,000 Los Angeles Health System 1,350,000 62,000 1,412,000 2,248,000 147,000 96,000 2,491,000 3,903,000 Los Angeles NPH 47,000 2,000 49,000 74,000 5,000 3,000 82,000 131,000 Merced 134,000 6,000 140,000 352,000 21,000 15,000 388,000 528,000 Riverside 726,000 32,000 758,000 1,695,000 103,000 72,000 1,870,000 2,628,000 1,890,000 83,000 1,973,000 1,962,000 119,000 83,000 2,164,000 4,137,000 Health System 461,000 21,000 482,000 2,783,000 182,000 119,000 3,084,000 3,566,000 San Francisco 2,773,000 122,000 2,895,000 4,799,000 291,000 204,000 5,294,000 8,189,000 San Francisco Health System 874,000 41,000 915,000 2,104,000 138,000 90,000 2,332,000 3,247,000 San Francisc LPPI 14,000 1,000 15,000 27,000 2,000 1,000 30,000 45,000 Santa Barbara 1,819,000 80,000 1,899,000 1,273,000 77,000 54,000 1,404,000 3,303,000 Santa Cruz 668,000 29,000 697,000 338,000 21,000 14,000 373,000 1,070,000 Office of the Pres. 150,000 7,000 157,000 779,000 47,000 33,000 859,000 1,016,000 ANR 289,000 13,000 302,000 261,000 16,000 11,000 288,000 590,000 GRAND TOTAL $ 26,054,000 $1,157,000 $27,211,000 $41,945,000 $ 2,603,000 $ 1,783,000 $ 46,331,000 $ 73,542,000 (I) BSAS-Be Smart About Safety Loss Prevention Program - Guidelines & Application available at htt11://www.uco11.edu/risk-services/ioss-11revention-control/be-smart-about-safet)'.-[1rograrn/index.html (2) The Program includes additional funding to cover Non-Litigated Employment Practices Liability claims. (3) Allocation is based upon actuarial methodology. Total premium ofthe annual cost for general liability and employment practices liability for the fiscal year.
4/3/2018 AUTOMOBILE PROGRAM 2018/19 PREMIUM SCHEDULE Berkeley Irvine Los Angeles Merced Riverside San Francisco Santa Barbara Santa Cruz Office of the Pres. ANR GRAND TOTAL PREMIUM PREMIUM Automobile Liability (AL) Automobile Physical Damage (APD) Premium BSAS 111 Total Premium BSASm Total $1,050,000 $ 55,000 $1,105,000 $ 101,000 $ 7,000 $ 108,000 1,638,000 86,000 1,724,000 399,000 29,000 428,000 403,000 21,000 424,000 95,000 7,000 102,000 1,469,000 77,000 1,546,000 257,000 18,000 275,000 166,000 9,000 175,000 35,000 2,000 37,000 457,000 24,000 481,000 91,000 6,000 97,000 996,000 52,000 1,048,000 118,000 8,000 126,000 1,497,000 79,000 1,576,000 134,000 10,000 144,000 283,000 15,000 298,000 53,000 4,000 57,000 274,000 14,000 288,000 116,000 8,000 124,000 3,000 3,000 1,000 1,000 178,000 9,000 187,000 3,000-3,000 $8,414,000 $441,000 $8,855,000 $1,403,000 $99,000 $1,502,000 Auto Liability & Auto Phys. Damage Premiumm $ 1,213,000 2,152,000 526,000 1,821,000 212,000 578,000 1,174,000 1,720,000 355,000 412,000 4,000 190,000 $ 10,357,000 (1) BSAS-Be Smart About Safety Loss Prevention Program - Guidelines & Application available at h!!q://www.ucoq.edu/risk-services/loss-qrevention-control/be-smart-about-safetv-qrogram/index.html (2) Allocation is based upon actuarial methodology. Total premium of the annual cost for the program for the fiscal year.
PROFESSIONAL MEDICAL & HOSPITAL LIABILITY 2018/19 PREM I UM SCHEDUL E Premium (1) 4/18/2018 Ber keley Ber keley Ber keley School of Optometry Total Veterinary Total $ 154,650-24,246 178,896 5,780,315 5,780,315 11,560,630 68,439 28,800 19,039 11,676,908 I r vine I r vine I r vine I r vine 4,402,039 4,402,039 8,804,078 44,364 8,500 Total 8,856,942 School of Nursing Santa Monica Neuropsychiatric Inst. Total 11,246,478 11,381 9,229,244 1,649,091 368,144 22,504,338 138,519 40,600 22,683,457 M er ced M er ced River side River side River side 10,382 2,600 Student Health Center 12,982 313,170 32,670 7,300 Total 353,140 Rady's Hospitals Nevada Total 5,526,323 2,815,241-5,526,323 13,867,887 58,670 27,300 13,953,857 Santa Bar bar a Santa Bar bar a Santa Cr uz Santa Cr uz School of Nursing Dental School Affiliated Hospitals-Other Fresno SF General Langley Porter Institute 5,739,279 10,927 194,775 1,542,868 3,246,001 3,077,487 5,704,195 35,085 19,550,617 12,347 - Total 19,562,964 89,834 12,200 Total 102,034 47,026 - Total 47,026 GRAND TOTAL $ 77,428,206 (1) Generally based on the "Medical Malpractice Guidelines" (https://www.ucop.edu/risk-services/_files/pl_mm_guidelines.pdf)
UNIVERSITY OF CALIFORNIA CYBER LIABILITY PREMIUM SCHEDULE 4/3/2018 Fiscal Year 2018/19 Location Cyber Liability((> Cyber Mitigation Cyber Premium Berkeley $ 788,162 $ 239,663 $ 1,027,825 783,562 238,265 1,021,827 765,981 232,919 998,900 Irvine 611,376 185,906 797,282 Irvine 426,671 129,742 556,413 Los Angeles 1,105,949 336,296 1,442,245 Los Angeles Med Center 833,611 253,484 1,087,095 Merced 124,927 37,987 162,914 Riverside 379,178 115,300 494,478 790,604 240,406 1,031,010 663,092 201,632 864,724 San Francisco 373,139 113,464 486,603 San Francisco Med Center 1,085,010 329,928 1,414,938 Santa Barbara 416,535 126,659 543,194 Santa Cruz 313,746 95,404 409,150 Office of the President 41,048 12,482 53,530 Ag & Natural Resources 34,409 10,463 44,872 Total $ 9,537,000 $ 2,900,000 $ 12,437,000 (1) Allocation is based upon actuarial methodology. Includes insurance premiums, uninsured direct costs, and loss prevention. Note: Unfunded costs for fiscal year 2016/17 of$7 million will be recovered from future years. $ 7,000,000 2016/17 Unfunded Costs (2,900,000) 2017/18 Contribution $ 4,100,000 Balance
UNIVERSITY OF CALIFORNIA PROPERTY PROGRAM PREMIUM SCHEDULE 4/3/2018 Fiscal Year 2018/19 Location Property Be Smart Total Premium (I) About Safety (Z) Premium ( 3 ) Berkeley $ 5,597,000 $ 226,000 $ 5,823,000 5,717,000 231,000 5,948,000 Incl. in Campus Incl. in Campus Incl. in Campus Irvine 4,407,000 178,000 4,585,000 Irvine Incl. in Campus Incl. in Campus Incl. in Campus Los Angeles 10,295,000 415,000 10,710,000 Los Angeles Med Center Incl. in Campus Incl. in Campus Incl. in Campus Merced 950,000 38,000 988,000 Riverside 1,559,000 63,000 1,622,000 7,752,000 313,000 8,065,000 Incl. in Campus Incl. in Campus Incl. in Campus San Francisco 5,235,000 211,000 5,446,000 San Francisco Med Center Incl. in Campus Incl. in Campus Incl. in Campus Santa Barbara 1,451,000 59,000 1,510,000 Santa Cruz 2,451,000 99,000 2,550,000 Office ofthe President 370,000 15,000 385,000 Ag & Natural Resources Incl. in various locations Total $45,784,000 $ 1,848,000 $47,632,000 (1) Property Program includes premiums/coverage for Parametric Earthquake insurance. (2) Be Smart About Safety (BSAS) Loss Prevention Program - Guidelines & Application available at http://www.ucop.edu/risk-services/loss-prevention-control/be-smart-about-safety-program/index.html (3) Allocation is based upon actuarial methodology.