Development of the Basic Living Standard Indicators in the Czech Republic

Development of the Basic Living Standard Indicators in the Czech Republic 1993 2013 Compiled by Department of Analyses and Statistics Ministry of Labour and Social Affairs Czech Republic Prague, July 2014

Ministry of Labour and Social Affairs, 2014 ISBN 978-80-7421-079-2

C O N T E N T S page Table 1 Table 2 Table 3 Table 4 Table 5 Table 6 Table 7 Table 8 Table 9 Table 10 Table 11 Table 12 Table 13 Introduction 9 Net Money Income of Households by Social Group 10 in the Years 1993-2013 Net Nominal and Real Money Income of Households 12 by Social Group in the Years 1993-2013 Structure of Net Money Income of Households 26 in the Years 1993-2013 Income and Expenditure of Households Sector 33 in the Years 1993-2013 (by National Accounts for Households Sector) Average Gross Monthly Nominal Wage 38 (Per Full-Time Equivalent Employee) in the Years 1993-2013 Average Gross Monthly Nominal Wage 41 (Per Actual Persons) in the Years 1993-2013 Avarage Gross Monthly Nominal Wage 44 in the Years 2000-2013 in the National Economy according to Branches (CZ-NACE) in CZK Average Gross Monthly Nominal Wage 46 (Per Full-Time Equivalent Employee) in the Years 2008 až 2013 according to Regions Average Gross Monthly Nominal Wage 48 in the Years 2008 až 2013 according to the size of the Reporting Unit Nominal and Real Old-age Pension 49 in the Years 1993-2013 Ratio of Average Old-age Pension and Average Wage 52 (Per Full-Time Equivalent Employee) in National Economy in the Years 2000-2013 Net Money Expenditure of Households by Social Group 53 in the Years 1993-2013 (monthly annual per capita averages) Structure of Net Money Expenditure 56 in the Years 1999-2013 of Households by Social Group (monthly annual per capita averages) 3

page Table 14 Table 15 Table 16 Table 17 Table 18 Table 19 Table 20 Table 21 Table 22 Table 23 Table 24 Table 25 Year-on-year Growth of Consumer Prices 69 of Households in the Years 1993-2013 Growth of Consumer Prices (cost of living) 70 during Years 1993-2013 Growth of Consumer Prices of Average Household 74 by Parts of Consumer Basket in the Years 1993-2013 (%, compared with preceding year) Average Prices of Selected Goods and Services 76 in the Years 1993-2013 (CZK) Growth of Harmonized Index of Consumer Prices (HICP) 80 in the Years 1997-2013 Deposits of Households in the Czech Republic 82 in the Years 1993-2013 Deposits of Households by Social Groups 83 in the Years 1993-2013 Credits of Households in the Czech Republic 84 in the Years 1993-2013 Minimum Living Standards 85 in the Years 1991-2006 (CZK per month) Living and Subsistence minimum 87 in the Years 2007-2013 Minimum Wage 88 in the Years 1991-2013 Population living under the at-risk-of-poverty threshold 89 in the European Union in the years 2005-2012 (in %) List of Abbreviations 90 4

Introduction This publication sets out a Fundamentals overview of the living standard in the Czech Republic in the years 1993 2013 (for the duration of the independent Czech Republic). The publication uses the data of the Czech Statistical Office (CZSO), the Czech National Bank (CNB) and the Ministry of Labour and Social Affairs (MLSA). Income and Expenditure of Households is well documented by data of Household Budget Survey (concrete types of households) and National Budget Survey (sector of households macro). Household Budget Survey: listed in the tables are data from the sample survey of household budgets (respondents) and National Budget Survey (sector of households macro). Household Budget Survey: listed in the tables are data from the sample survey of household budgets. Households (respondents) included in household budget statistics are sampled by the method of purposive quota sampling. Measured were the social groups of employees (person having a contract of employment, who do manual work in the area of production, transport, services, etc., or intellectual work at all levels such as managerial, conceptual and scientific, operational, technical, services (other employees), self-employed persons (persons having no contract of employment, but are engaged in business except for agriculture), work freelance or work for fees, farmers (persons who are engaged in agricultural production and are either members of and work for an agricultural cooperative or are engaged in agricultural production in enterprises of any kind or are self-employed in agriculture production only in the years 1993 2005), pensioners (without EA members). Supplementary sample comprises families with children, living just at subsistence level. Unemployed are not included. 5

Net household income defined for the sake of quota sampling is calculated as gross income less the total of income taxes and compulsory health and social insurance contributions. Loan, credits, and withdrawals of savings are not included. Structure of household incomes included incomes from employment, social and other. Gross money expenditure is net of deposits, cash-free paid up loans, paid and credits and borrowings. Net money expenditure differs from gross expenditure by health and social insurance payments and income tax. They are broken down into consumption expediture and expenditure non classified as consumption expenditure. Since 1999 for classification of consumption expenditure in the HBS the CZ- COICOP classification of individual consumption by purpose has been used. The classification is of three levels, it has 12 divisions. All data of Household Budget Survey are per-capita calculations, if you need results for household in total, you can use table in the end of this text. As the complement of income characteristics are in the table 4 stated basic data about incomes, expenditures and deposits of households sector (by National Accounts for Households Sector). The characteristics of wage development were elaborated on the basis of the Czech Statistical Office (CZSO) data. The main stress regarding publishing the average wage was laid since 01. 01. 2009 on the so called Full - Time Equivalent (FTE) of employees (previously physical persons) in the whole national economy (taking into account the duration of work loads of employees). When processing data, the CZSO applies the mathematical and statistical methods for non response and assessments of non-surveyed part of business sphere and non-profit-making organisations by simultaneous use of administrative data (the so-called average gross monthly wage for the whole national economy comprises data of all 6

employees). The other important methodical change implemented by the CZSO has been the elaboration and publishing of data concerning average wages according to the Branch Classification of Economic Activities CZ-NACE (national version NACE Rev. 2), that replaced the CZ-NACE (national version NACE Rev.1.1). The data upon the average gross month wage taking into account the methodical change in survey mentioned above have been available only since the year 2000. The data of separate regions have been obtained until 2010 by so-called company method, i. e. according to the seat of the embodied economic entities. As a result, it does not need to reflect fully the real situation in the specific territory. Since 2011, the data in territorial classification are processed according to the seat of current workplace of employees (by so-called workplace method). Some differences between data published in this publication and data mentioned by CZSO arise from different methodology used for setting the time series and for recording data for current period. To ensure international comparability of the statistical indicators, the items of money expenditure were re-arranged to comply with the national version of the international Classification of Individual Consumption by Purpose (CZ-COICOP). The coverage of the items of the expenditures is evident from their names. In expenditure item named miscellaneous goods and services is personal care, things for personal use and accessories, social care expenditure, all type of insurance, financial services, etc. Trends in consumer prices are measured on consumer baskets based on a set of selected kinds of goods and services paid for by population. Goods and services which have a significant share in the expenditure of households are chosen to be price representatives. The current consumer basket includes about 729 particular goods and services (representatives) which are split into 12 divisions according to the national classification CZ-COICOP based on the international Classification of Individual Consumption by Purpose. The base period weights for the calculation of group and aggregate indices are derived from the structure of household expenditure derived from Household Budgets Statistics. 7

Harmonized indices of consumer prices (HICP) came into being in the EU in response to the need to establish comparable indices of consumer prices so that inflation trends in the EU member states to be used as a criterion for the accession to the European Monetary Union can be measured. There are certain differences between the structure of the consumer basket for the national index of consumer prices of the CR and the structure of the consumer basket for the HICP. The HICP weights include receipts from purchases made in the CR by foreigners and does not include hypothetical rent, whereas the national index of consumer prices includes hypothetical rent and does not include receipts from purchases by foreigners. Internationally comparable date on the population living under the at-risk-ofpoverty threshold (in %) in the years 2005 2012 are stated in the table no. 25. The at-risk-of-poverty threshold is represented by 60 % of the median national equivalised household income per consumption unit. The statistical data have been drawn up from the EU-SILC 2005 2012 surveys published by EUROSTAT. All data (with the exception of CPI data) of the year 2013 are preliminary ones, data of National Budget are preliminary ones, data of National Budget are preliminary ones for all years. Note: data indicated x in this year statistical survey did not exist. Closure of data 31. 07. 2014 8

Average Number of Members in Households Household Budget Survey - CZSO 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 Employees households in total 2.88 2.89 2.85 2.86 2.86 2.81 2.79 2.81 2.80 2.78 2.78 Employees households without children 1.77 1.76 1.75 1.76 1.76 1.74 1.74 1.74 1.76 1.74 1.73 Employees households with children 3.64 3.66 3.58 3.60 3.59 3.59 3.58 3.57 3.54 3.51 3.55 Farmers households 3.21 3.20 3.19 3.15 3.15 3.11 3.11 3.06 3.08 3.05 3.00 Self employed persons households 3.28 3.25 3.27 3.17 3.22 3.17 3.19 3.14 3.16 3.15 3.08 Pensioners households 1.39 1.39 1.49 1.49 1.50 1.49 1.47 1.48 1.48 1.47 1.48 Minimum income families with children 4.18 3.93 3.81 3.71 3.83 3.67 3.67 3.73 3.60 3.50 3.51 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Employees households in total 2.75 2.59 2.60 2.60 2.57 2.56 2.56 2.56 2.56 2.55 Employees households without children 1.71 1.69 1.68 1.68 1.65 1.64 1.60 1.60 1.63 1.60 Employees households with children 3.52 3.50 3.52 3.53 3.50 3.48 3.50 3.47 3.47 3.45 Farmers households 3. 00 2.77 * * * * * * * * Self employed persons households 3.10 2.96 2.98 2.90 2.90 2.84 2.84 2.80 2.80 2.78 Pensioners households 1.48 1.48 1.49 1.51 1.52 1.50 1.49 1.49 1.50 1.51 Minimum income families with children 3.41 3.37 3.23 3.33 3.34 3.35 3.33 * * * 9

Table 1 Net Money Income of Households by Social Group in the Years 1993-2013 (monthly annual per capita averages) Own calculations (Data of CZSO) 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 Employees households in total CZK 3 571 4 089 4 825 5 545 6 024 6 629 7 062 7 234 7 799 8 012 8 473 Indices in % 119.4 114.5 118.0 114.9 108.6 110.0 106.5 102.4 107.8 102.8 105.8 Employees households without children CZK 5 088 5 975 6 789 8 075 8 805 9 412 9 808 10 259 11 076 11 478 12 588 Indices in % 124.4 117.4 113.6 118.9 109.0 106.9 104.2 104.6 108.0 103.6 104.7 Employees households with children CZK 3 073 3 476 4 180 4 722 5 120 5 663 6 001 6 185 6 642 6 768 7 206 Indices in % 117.2 113.1 120.3 113.0 108.4 110.6 106.0 103.1 107.4 101.9 106.5 Farmers households CZK 3 238 3 669 4 271 4 828 5 162 5 508 5 787 6 084 6 635 6 969 7 095 Indices in % 117.9 113.3 116.4 113.0 106.9 106.7 105.1 105.1 109.1 105.1 101.8 Selfemployed persons households CZK 3 222 3 824 4 765 5 706 6 131 6 554 6 973 7 148 7 731 7 938 8 115 Indices in % * 119.0 124.3 119.7 107.4 106.9 106.4 102.5 108.2 102.7 102.2 Pensioners households CZK 2 924 3 258 3 848 4 568 5 289 5 786 6 124 6 264 6 772 7 172 7 507 Indices in % 116.4 111.4 118.1 118.7 115.8 109.4 105.8 102.3 108.1 105.9 104.7 Minimum income families with children CZK 1 744 1 874 2 110 2 380 2 685 2 990 3 100 3 239 3 405 3 577 3 602 Indices in % 113.6 107.5 112.6 112.8 112.8 111.4 103.7 104.5 105.1 105.1 100.7 10

Table 1 completion Own calculations (Data of CZSO) 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Employees households in total CZK 8 854 9 441 10 426 11 307 10 307 12 787 13 048 12 898 13 363 13 244 Indices in % 104.5 106.6 110.4 108.5 108.8 103.9 102.0 98.9 103.6 99.1 Employees households without children CZK 13 136 14 478 15 615 16 848 17 784 18 118 18 123 17 930 18 586 18 632 Indices in % 104.8 104.3 110.2 107.9 107.9 105.6 101.9 98.9 103.7 100.2 Employees households with children CZK 7 531 7 629 8 498 9 239 10 139 10 458 10 796 10 670 10 968 10 905 Indices in % 104.5 101.4 111.4 108.7 109.7 103.1 103.2 98.8 102.8 99.4 Farmers households CZK 7 617 8 281 * * * * * * * * Indices in % 107.4 108.7 * * * * * * * * Selfemployed persons households CZK 8 561 9 094 9 141 9 879 11 188 11 440 11 267 11 263 12 171 11 628 Indices in % 105.5 106.2 100.5 108.1 113.3 102.3 98.5 100.0 108.1 95.5 Pensioners households CZK 7 679 8 079 8 571 9 295 9 846 10 402 10 917 11 670 11 806 12 128 Indices in % 102.3 105.2 106.1 108.4 105.9 105.6 105.0 106.9 101.2 102.7 Minimum income families with children CZK 3 675 3 778 3 870 4 030 4 044 3 968 3 962 * * * Indices in % 102.0 102.8 102.5 104.1 100.3 98.1 99.8 * * * 11

Table 2 Net Nominal and Real Money Income of Households by Social Group in the Years 1993-2013 (monthly annual per capita averages) Employees Households in Total in the Years 1993-2003 Processed from the data of CZSO 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 Net nominal income - in CZK (monthly annual per capita average) 3 571 4 089 4 825 5 545 6 024 6 629 7 062 7 234 7 799 8 012 8 473 Indices (%) - previous year = 100 119.4 114.5 118.0 114.9 108.6 110.0 106.5 102.4 107.8 102.8 105.8 - year 1992 = 100 119.4 136.7 161.3 185.4 201.4 221.6 236.1 241.9 260.8 268.1 283.3 - informative : 1989 = 100 178.3 204.1 240.9 276.8 300.7 331.0 352.6 361.2 389.5 400.4 423.2 Consumer Price Indices (CPI) - in % - previous year = 100 120.8 110.0 109.1 108.8 108.5 110.7 102.1 103.9 104.7 101.8 100.1 - year 1992 = 100 120.8 132.8 144.9 157.7 171.1 189.4 193.4 200.9 210.3 214.3 214.5 - informative : 1989 = 100 230.6 253.6 276.7 301.1 326.7 361.7 369.4 384.0 401.9 409.3 409.7 Real income indices (%) (using CPI in total) - previous year = 100 98.8 104.1 108.2 105.6 100.1 99.4 104.3 98.6 103.0 101.0 105.7 - year 1992 = 100 98.8 102.9 111.3 117.6 117.7 117.0 122.1 120.4 124.0 125.2 132.1 - informative : 1989 = 100 77.3 80.5 87.1 91.9 92.0 91.5 95.5 94.1 96.9 97.2 103.3 12

Table 2 continuation Employees Households in Total in the Years 2004-2013 Processed from the data of CZSO 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Net nominal income - in CZK (monthly annual per capita average) 8 854 9 441 10 426 11 309 12 307 12 787 13 048 12 898 13 363 13 244 Indices (%) - previous year = 100 104.5 106.6 110.4 108.5 108.8 103.9 102.0 98.9 103.6 99.1 - year 1992 = 100 296.0 315.6 348.6 378.1 411.5 427.5 436.2 431.2 446.8 442.8 - informative : 1989 = 100 442.2 471.4 521.4 565.2 615.1 639.1 652.1 644.6 667.9 661.9 Consumer Price Indices (CPI) - in % - previous year = 100 102.8 101.9 102.5 102.8 106.3 101.0 101.5 101.9 103.3 101.4 - year 1992 = 100 220.5 224.7 230.3 236.8 251.7 254.2 258.0 262.9 271.6 275.1 - informative : 1989 = 100 421.2 429.2 439.9 452.2 480.7 485.5 492.8 502.2 518.7 525.7 Real income indices (%) (using CPI in total) - previous year = 100 101.7 104.6 107.7 105.5 102.4 102.9 100.5 97.0 100.3 97.7 - year 1992 = 100 134.2 140.5 151.4 159.7 163.5 168.2 169.1 164.0 164.5 161.0 - informative : 1989 = 100 105.0 109.8 118.5 125.0 128.0 131.6 132.3 128.4 128.7 125.9 13

Table 2 continuation Employees Households without Children in the Years 1993-2003 Processed from the data of CZSO 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 Net nominal income - in CZK (monthly annual per capita average) 5 088 5 975 6 789 8 075 8 805 9 412 9 808 10 259 11 076 11 478 12 014 Indices (%) - previous year = 100 124.4 117.4 113.6 118.9 109.0 106.9 104.2 104.6 108.0 103.6 104.7 - year 1992 = 100 124.4 146.1 166.0 197.4 215.3 230.1 239.8 250.8 271.1 280.9 293.7 - informative : 1989 = 100 175.8 206.4 234.5 278.9 304.1 325.1 338.8 354.4 383.0 396.8 415.4 Consumer Price Indices (CPI) - in % - previous year = 100 120.8 110.0 109.1 108.8 108.5 110.7 102.1 103.9 104.7 101.8 100.1 - year 1992 = 100 120.8 132.8 144.9 157.7 171.1 189.4 193.4 200.9 210.3 214.3 214.5 - informative : 1989 = 100 230.6 253.6 276.7 301.1 326.7 361.7 369.4 384.0 401.9 409.3 409.7 Real income indices (%) (using CPI in total) - previous year = 100 103.0 106.7 104.1 109.3 100.5 96.6 102.1 100.7 103.2 101.8 104.6 - year 1992 = 100 103.0 110.0 114.6 125.2 125.8 121.5 124.0 124.8 128.9 131.1 136.9 - informative : 1989 = 100 76.2 81.4 84.7 92.6 93.1 89.9 91.7 92.3 95.3 96.9 101.4 14

Table 2 continuation Employees Households without Children in the Years 2004-2013 Processed from the data of CZSO 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Net nominal income - in CZK (monthly annual per capita average) 12 588 13 136 14 478 15 615 16 848 17 784 18 123 17 930 18 586 18 632 Indices (%) - previous year = 100 104.8 104.4 110,2 107.9 107.9 105.6 101.9 98.9 103.7 100.2 - year 1992 = 100 307.8 321.2 354.0 381.8 411.9 434.8 443.1 438.4 454.4 455.3 - informative : 1989 = 100 435.3 454.3 500.7 540.0 582.6 615.0 626.7 620.0 642.7 644.0 Consumer Price Indices (CPI) - in % - previous year = 100 102.8 101.9 102.5 102.8 106.3 101.0 101.5 101.9 103.3 101.4 - year 1992 = 100 220.5 224.7 230.3 236.8 251.7 254.2 258.0 262.9 271.6 275.4 - informative : 1989 = 100 421.2 429.2 439.9 452.2 480.7 485.5 492.8 502.2 518.7 526.0 Real income indices (%) (using CPI in total) - previous year = 100 101.9 102.4 107.5 104.9 101.5 104.5 100.4 97.1 100.3 98.8 - year 1992 = 100 139.6 142.9 153.7 161.3 163.7 171.1 171.7 166.7 167.3 165.3 - informative : 1989 = 100 103.3 105.8 113.8 119.4 121.2 126.6 127.2 123.5 123.9 122.4 15

Table 2 continuation Employees Households with Children in the Years 1993-2003 Processed from the data of CZSO 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 Net nominal income - in CZK (monthly annual per capita average) 3 073 3 476 4 180 4 722 5 120 5 663 6 001 6 185 6 642 6 768 7 206 Indices (%) - previous year = 100 117.2 113.1 120.3 113.0 108.4 110.6 106.0 103.1 107.4 101.9 106.5 - year 1992 = 100 117.2 132.6 159.4 180.1 195.3 216.0 228.9 235.9 253.3 258.1 274.8 - informative : 1989 = 100 176.8 200.0 240.5 271.7 294.6 325.8 345.3 355.9 382.1 389.4 414.7 Consumer Price Indices (CPI) - in % - previous year = 100 120.8 110.0 109.1 108.8 108.5 110.7 102.1 103.9 104.7 101.8 100.1 - year 1992 = 100 120.8 132.8 144.9 157.7 171.1 189.4 193.4 200.9 210.3 214.3 214.5 - informative : 1989 = 100 230.6 253.6 276.7 301.1 326.7 361.7 369.4 384.0 401.9 409.3 409.7 Real income indices (%) (using CPI in total) - previous year = 100 97.0 102.8 110.3 103.9 99.9 99.9 103.8 99.2 102.6 100.1 106.4 - year 1992 = 100 97.0 99.8 110.0 114.2 114.1 114.0 118.4 117.4 120.4 120.4 128.1 - informative : 1989 = 100 76.7 78.9 86.9 90.2 90.2 90.1 93.5 92.7 95.1 95.1 101.2 16

Table 2 continuation Employees Households with Children in the Years 2004-2013 Processed from the data of CZSO 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Net nominal income - in CZK (monthly annual per capita average) 7 531 7 629 8 498 9 239 10 139 10 458 10 796 10 670 10 968 10 905 Indices (%) - previous year = 100 104.5 101.3 111.4 108.7 109.7 103.1 103.2 98.8 102.8 99.4 - year 1992 = 100 287.2 291.0 324.1 352.4 386.7 398.9 411.7 406.9 418.3 415.8 - informative : 1989 = 100 433.4 439.0 489.1 531.7 583.5 601.9 621.3 614.1 631.2 627.4 Consumer Price Indices (CPI) - in % - previous year = 100 102.8 101.9 102.5 102.8 106.3 101.0 101.5 101.9 103.3 101.4 - year 1992 = 100 220.5 224.7 230.3 236.9 251.7 254.2 258.0 262.9 271.6 275.4 - informative : 1989 = 100 421.2 429.2 439.9 452.2 480.7 485.5 492.8 502.2 518.7 526.0 Real income indices (%) (using CPI in total) - previous year = 100 101.7 99.4 108.7 105.8 103.2 102.1 101.7 97.0 99.5 98.0 - year 1992 = 100 130.3 129.5 140.7 148.8 153.6 156.9 159.6 154.8 154.0 151.0 - informative : 1989 = 100 102.9 105.2 111.2 121.0 121.4 127.5 126.1 128.5 127.9 119.3 17

Table 2 continuation Farmers Households in the Years 1993-2003 Processed from the data of CZSO 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 Net nominal income - in CZK (monthly annual per capita average) 3 238 3 669 4 271 4 828 5 162 5 508 5 787 6 084 6 635 6 969 7 095 Indices (%) - previous year = 100 117.9 113.3 116.4 113.0 106.9 106.7 105.1 105.1 109.1 105.1 101.8 - year 1992 = 100 117.9 133.6 155.5 175.8 188.0 200.6 210.7 221.6 241.6 253.9 259.0 - informative : 1989 = 100 159.1 180.3 209.9 237.2 253.7 270.7 284.4 299.0 326.0 342.6 349.5 Consumer Price Indices (CPI) - in % - previous year = 100 120.8 110.0 109.1 108.8 108.5 110.7 102.1 103.9 104.7 101.8 100.1 - year 1992 = 100 120.8 132.8 144.9 157.7 171.1 189.4 193.4 200.9 210.3 214.3 214.5 - informative : 1989 = 100 230.6 253.6 276.7 301.1 326.7 361.7 369.4 384.0 401.9 409.3 409.7 Real income indices (%) (using CPI in total) - previous year = 100 97.6 103.0 106.7 103.9 98.5 96.4 102.9 101.2 104.2 103.2 101.7 - year 1992 = 100 97.6 100.6 107.3 111.5 109.9 105.9 108.9 110.3 114.9 118.5 120.7 - informative : 1989 = 100 69.0 71.1 75.9 78.8 77.7 74.8 77.0 77.9 81.1 83.7 85.3 18

Table 2 continuation Farmers Households in the Years 2004-2005 Processed from the data of CZSO 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Net nominal income - in CZK (monthly annual per capita average) 7 617 8 281 * * * * * * * * Indices (%) - previous year = 100 107.4 108.1 * * * * * * * * - year 1992 = 100 277.6 302.0 * * * * * * * * - informative : 1989 = 100 374.6 407.6 * * * * * * * * Consumer Price Indices (CPI) - in % - previous year = 100 102.8 101.9 * * * * * * * * - year 1992 = 100 220.5 224.7 * * * * * * * * - informative : 1989 = 100 421.3 429.3 * * * * * * * * Real income indices (%) (using CPI in total) - previous year = 100 104.5 106.1 * * * * * * * * - year 1992 = 100 125.9 134.4 * * * * * * * * - informative : 1989 = 100 88.9 94.9 * * * * * * * * 19

Table 2 continuation Selfemployed Persons Households in the Years 1993-2003 Processed from the data of CZSO 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 Net nominal income - in CZK (monthly annual per capita average) 3 222 3 834 4 765 5 706 6 131 6 554 6 973 7 148 7 731 7 938 8 115 Indices (%) - previous year = 100 * 119.0 124.3 119.7 107.4 106.9 106.4 102.5 108.2 102.7 102.2 - year 1993 = 100 * 119.0 147.9 177.1 190.3 203.4 216.4 221.8 239.9 245.9 251.9 Consumer Price Indices (CPI) - in % - previous year = 100 * 110.0 109.1 108.8 108.5 110.7 102.1 103.9 104.7 101.8 100.1 - year 1993 = 100 * 110.0 120.0 130.6 141.7 156.8 160.1 166.3 174.2 177.3 177.4 Real income indices (%) (using CPI in total) - previous year = 100 * 108.2 113.9 110.0 99.0 96.6 104.2 98.7 103.3 100.9 102.1 - year 1993 = 100 * 108.2 123.3 135.6 134.3 129.7 135.2 133.4 137.7 138.7 142.0 20

Table 2 continuation Selfemployed Persons Households in the Years 2004-2013 Processed from the data of CZSO 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Net nominal income - in CZK (monthly annual per capita average) 8 561 9 094 9 141 9 879 11 188 11 440 11 267 11 275 12 171 11 628 Indices (%) - previous year = 100 105.5 106.2 100.5 108.1 113.3 102.3 98.5 100.1 107.9 95.5 - year 1993 = 100 265.7 282.2 283.7 306.6 347.2 355.1 349.7 349.9 377.7 360.7 Consumer Price Indices (CPI) - in % - previous year = 100 102.8 101.9 102.5 102.8 106.3 101.0 101.5 101.9 103.3 101.4 - year 1993 = 100 182.4 185.8 190.5 195.8 208.1 210.2 213.4 217.7 224.6 227.7 Real income indices (%) (using CPI in total) - previous year = 100 102.6 104.2 98.1 105.1 106.5 101.2 97.0 98.2 104.5 94.2 - year 1993 = 100 145.7 151.9 148.9 156.6 166.8 168.9 163.9 160.7 168.2 158.4 21

Table 2 continuation Pensioners Households in the Years 1993-2003 Processed from the data of CZSO 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 Net nominal income - in CZK (monthly annual per capita average) 2 924 3 258 3 848 4 568 5 289 5 786 6 124 6 264 6 772 7 172 7 507 Indices (%) - previous year = 100 116.4 111.4 118.1 118.7 115.8 109.4 105.8 102.3 108.1 105.9 104.7 - year 1992 = 100 116.4 129.6 153.1 181.8 210.5 230.2 243.7 249.3 269.5 285.4 298.8 - informative : 1989 = 100 182.3 203.1 239.9 284.8 329.7 360.7 381.8 390.5 422.2 447.1 468.1 Consumer Price Indices (CPI) - in % - previous year = 100 120.8 110.0 109.1 108.8 108.5 110.7 102.1 103.9 104.7 101.8 100.1 - year 1992 = 100 120.8 132.8 144.9 157.7 171.1 189.4 193.4 200.9 210.3 214.3 214.5 - informative : 1989 = 100 230.6 253.6 276.7 301.1 326.7 361.7 369.4 384.0 401.9 409.3 409.7 Real income indices (%) (using CPI in total) - previous year = 100 96.4 101.3 108.2 109.1 106.7 98.8 103.6 98.5 103.2 104.0 104.6 - year 1992 = 100 96.4 97.6 105.7 115.3 123.0 121.5 126.0 124.1 128.2 133.2 139.3 - informative : 1989 = 100 79.1 80.1 86.7 94.6 100.9 99.7 103.4 101.7 105.1 109.2 114.3 CPI - without EA members (%) - previous year = 100 119.5 111.0 110.4 109.4 109.9 113.4 102.4 104.7 106.1 104.0 100.4 - year 1992 = 100 119.5 132.6 146.3 160.0 175.9 199.5 204.6 214.3 227.4 232.7 233.6 - informative : 1989 = 100 226.2 251.1 277.1 303.1 333.1 377.8 386.3 405.4 429.8 440.0 440.9 Real income indices (%) (using CPI - households employees) - previous year = 100 97.4 100.4 107.0 108.5 105.4 96.5 103.3 97.7 101.9 103.4 104.3 - year 1992 = 100 97.4 97.7 104.6 113.6 119.7 115.4 119.1 116.3 118.5 122.6 127.9 - informative : 1989 = 100 80.6 80.9 86.6 94.0 99.0 95.5 98.8 96.3 98.2 101.6 106.2 22

Table 2 continuation Pensioners Households in the Years 2004-2013 Processed from the data of CZSO 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Net nominal income - in CZK (monthly annual per capita average) 7 679 8 079 8 571 9 295 9 846 10 402 10 917 11 670 11 806 12 128 Indices (%) - previous year = 100 102.3 105.2 106.1 108.4 105.9 105.6 105.0 106.9 101.2 102.7 - year 1992 = 100 305.6 321.4 341.0 370.0 392.0 414.1 434.6 464.6 470.0 482.7 - informative : 1989 = 100 478.8 503.8 534.4 579.6 613.9 648.6 680.7 727.7 736.2 756.1 Consumer Price Indices (CPI) - in % - previous year = 100 102.8 101.9 102.5 102.8 106.3 101.0 101.5 101.9 103.3 101.4 - year 1992 = 100 220.5 224.7 230.3 236.8 251.7 254.2 258.0 262.9 271.6 275.1 - informative : 1989 = 100 421.2 429.2 439.9 452.2 480.7 485.5 492.8 502.2 518.7 525.7 Real income indices (%) (using CPI in total) - previous year = 100 99.5 103.2 103.5 105.5 99.6 104.6 103.4 104.9 97.9 101.3 - year 1992 = 100 138.6 143.0 148.1 156.3 155.7 162.9 168.4 176.7 173.1 175.5 - informative : 1989 = 100 113.7 117.4 121.5 128.2 127.7 133.6 138.1 144.9 141.9 143.8 CPI - without EA members (%) - previous year = 100 103.2 102.4 103.6 103.7 108.2 101.5 102.1 103.0 104.6 102.0 - year 1992 = 100 241.1 246.9 255.7 265.2 287.0 291.3 297.4 306.3 320.4 327.0 - informative : 1989 = 100 455.0 465.9 482.7 500.6 541.6 549.7 561.3 578.1 604.7 616.8 Real income indices (%) (using CPI - households employees) - previous year = 100 99.1 102.7 102.4 104.5 97.9 104.1 102.8 103.8 96.7 99.3 - year 1992 = 100 126.7 130.2 133.3 139.4 136.6 142.2 146.0 151.6 146.7 147.6 - informative : 1989 = 100 105.2 108.1 110.7 115.7 113.4 117.9 121.3 125.9 121.8 122.6 23

Table 2 continuation Minimum Income Families with Children in the Years 1993-2003 Processed from the data of CZSO 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 Net nominal income - in CZK (monthly annual per capita average) 1 744 1 874 2 110 2 380 2 685 2 990 3 100 3 239 3 405 3 577 3 602 Indices (%) - previous year = 100 113.6 107.5 112.6 112.8 112.8 111.4 103.7 104.5 105.1 105.1 100.7 - year 1992 = 100 113.6 122.1 137.5 155.0 174.9 194.8 202.0 211.0 221.8 233.0 234.7 - informative : 1991 = 100 115.9 124.5 140.2 158.1 178.4 198.7 206.0 215.2 226.2 237.7 239.3 Consumer Price Indices (CPI) - in % - previous year = 100 120.8 110.0 109.1 108.8 108.5 110.7 102.1 103.9 104.7 101.8 100.1 - year 1992 = 100 120.8 132.8 144.9 157.7 171.1 189.4 193.4 200.9 210.3 214.3 214.5 - informative : 1991 = 100 134.2 147.6 161.1 175.3 190.2 210.5 214.9 223.3 233.8 238.0 238.2 Real income indices (%) (using CPI in total) - previous year = 100 94.0 97.7 103.2 103.7 104.0 100.6 101.6 100.6 100.4 103.2 100.6 - year 1992 = 100 94.0 91.9 94.9 98.3 102.2 102.9 104.4 105.0 105.5 108.7 109.4 - informative : 1991 = 100 86.4 84.3 87.0 90.2 93.8 94.4 95.9 96.4 96.7 99.9 100.5 24

Table 2 completion Minimum Income Families with Children in the Years 2004-2010 Processed from the data of CZSO 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Net nominal income - in CZK (monthly annual per capita average) 3 675 3 778 3 870 4 030 4 044 3 968 3 962 * * * Indices (%) - previous year = 100 102.0 102.8 102.5 104.1 100.3 98.1 99.8 * * * - year 1992 = 100 239.4 246.1 252.1 262.5 263.5 258.5 258.1 * * * - informative : 1991 = 100 244.1 250.9 257.2 267.7 268.5 263.5 263.1 * * * Consumer Price Indices (CPI) - in % - previous year = 100 102.8 101.9 102.5 102.8 106.3 101.0 101.5 * * * - year 1992 = 100 220.5 224.7 230.3 236.9 251.9 254.6 258.2 * * * - informative : 1991 = 100 244.9 249.6 255.8 263.0 279.6 282.4 286.5 * * * Real income indices (%) (using CPI in total) - previous year = 100 99.2 100.9 100.0 101.3 94.4 97.1 98.4 * * * - year 1992 = 100 108.5 109.5 109.5 110.8 104.6 101.5 100.0 * * * - informative : 1991 = 100 99.7 100.5 100.5 101.8 96.1 93.3 91.8 * * * 25

1) Table 3 Structure of Net Money Income of Households in the Years 1993-2013 (monthly annual per capita averages, in %) Employees Households in Total Processed from the data of CZSO 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 Income from employment 82.6 81.2 81.8 83.0 83.5 84.4 83.1 82.7 83.2 81.7 82.4 Social income 12.3 12.4 11.7 10.8 11.0 10.3 10.8 11.6 11.2 12.5 11.6 Other income 1) 5.1 6.4 6.5 6.2 5.5 5.3 6.1 5.7 5.6 5.8 6.0 Processed from the data of CZSO 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Income from employment 83.1 82.1 81.1 80.3 81.2 82.1 81.7 81.4 81.3 82.3 Social income 11.5 12.1 11.1 12.2 11.0 10.6 10.3 10.7 10.1 10.0 Other income 1) 5.4 5.8 7.8 7.5 7.8 7.3 8.0 7.9 8.6 7.7 e.g. income from property, rental income, received alimony, income from insurance, loans and net interest income 26

1) Table 3 continuation Employees Households without Children Processed from the data of CZSO 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 Income from employment 86.1 83.8 85.3 84.2 84.6 84.2 84.3 84.3 84.4 81.9 83.3 Social income 10.1 9.6 9.6 9.7 10.5 11.0 10.7 11.4 11.1 12.5 12.6 Other income 1) 3.8 6.6 5.1 6.1 4.9 4.8 5.0 4.3 4.5 5.6 4.1 Processed from the data of CZSO 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Income from employment 83.2 81.7 80.8 80.4 82.0 81.9 82.2 82.1 81.2 79.9 Social income 12.7 13.1 12.4 12.5 12.5 12.2 11.8 12.4 12.2 12.8 Other income 1) 4.1 5.2 6.8 7.1 5.5 5.9 6.0 5.5 6.6 7.3 e.g. income from property, rental income, received alimony, income from insurance, loans and net interest income 27

1) Table 3 continuation Employees Households with Children Processed from the data of CZSO 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 Income from employment 80.6 79.7 79.9 82.3 82.9 84.6 82.4 81.8 82.5 81.6 81.9 Social income 13.5 14.0 12.8 11.5 11.2 9.9 10.9 11.8 11.2 12.5 11.0 Other income 1) 5.9 6.3 7.3 6.2 5.9 5.5 6.7 6.4 6.3 5.9 7.1 Processed from the data of CZSO 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Income from employment 83.1 82.5 81.5 80.1 80.6 82.2 81.3 81.2 81.4 84.2 Social income 10.8 11.2 10.0 11.9 9.7 9.4 9.2 9.2 8.5 7.8 Other income 1) 6.1 6.3 8.5 8.0 9.7 8.4 9.5 9.6 10.1 8.0 e.g. income from property, rental income, received alimony, income from insurance, loans and net interest income 28

1) Table 3 continuation Farmers Households Processed from the data of CZSO 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 Income from employment 80.9 80.6 78.5 79.9 82.1 81.6 80.4 80.6 81.1 80.1 80.6 Social income 14.2 13.9 13.7 13.0 12.7 13.6 14.4 15.4 14.6 15.6 15.4 Other income 1) 4.9 5.5 7.8 7.1 5.2 4.8 5.2 4.0 4.3 4.3 4.0 Processed from the data of CZSO 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Income from employment 80.5 78.8 * * * * * * * * Social income 15.3 15.0 * * * * * * * * Other income 1) 4.2 6.2 * * * * * * * * e.g. income from property, rental income, received alimony, income from insurance, loans and net interest income 29

1) Table 3 continuation Selfemployed Persons Households Processed from the data of CZSO 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 Income from employment 82.4 85.7 87.2 88.0 89.1 89.3 88.8 87.2 87.8 86.0 87.4 Social income 11.9 10.2 8.5 7.7 7.2 7.3 7.6 8.9 7.9 9.0 9.2 Other income 1) 5.7 4.1 4.3 4.3 3.7 3.4 3.6 3.9 4.3 5.0 3.4 Processed from the data of CZSO 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Income from employment 85.9 84.0 86.3 84.7 83.1 83.6 84.3 80.9 77.5 81.0 Social income 9.8 9.5 10.0 11.6 10.6 11.3 11.4 13.6 13.0 13.3 Other income 1) 4.3 6.5 3.7 3.7 6.3 5.1 4.3 5.5 9.5 5.7 e.g. income from property, rental income, received alimony, income from insurance, loans and net interest income 30

1) Table 3 continuation Pensioners Households Processed from the data of CZSO 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 Income from employment 4.0 4.1 3.4 2.7 3.1 2.8 3.1 2.8 3.0 2.6 3.0 Social income 92.1 92.3 92.5 93.6 93.8 94.4 94.2 94.8 93.7 94.8 94.4 Other income 1) 3.9 3.6 4.1 3.7 3.1 2.8 2.7 2.4 3.3 2.6 2.6 Processed from the data of CZSO 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Income from employment 2.9 2.6 2.1 2.2 2.0 1.9 2.0 1.9 2.0 2.0 Social income 95.2 94.8 95.0 94.4 94.0 95.1 95.1 95.0 93.0 92.7 Other income 1) 1.9 2.6 2.8 3.4 4.0 3.0 2.9 3.1 5.0 5.3 e.g. income from property, rental income, received alimony, income from insurance, loans and net interest income 31

1) Table 3 completion Minimum Income Families with Children Processed from the data of CZSO 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 Income from employment 60.6 58.2 55.3 54.7 56.6 56.7 55.4 56.8 56.1 56.8 54.7 Social income 34.5 35.8 37.6 38.7 37.4 37.0 38.0 36.9 37.5 37.5 38.8 Other income 1) 4.9 6.0 7.1 6.6 6.0 6.3 6.6 6.3 6.4 5.7 6.5 Processed from the data of CZSO 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Income from employment 52.9 54.0 46.1 49.0 51.7 46.3 48.5 * * * Social income 40.6 39.4 45.0 42.8 39.7 44.8 43.1 * * * Other income 1) 6.5 6.6 8.9 8.2 8.6 8.9 8.4 * * * e.g. income from property, rental income, received alimony, income from insurance, loans and net interest income 32

Table 4 Income and Expenditure of Households Sector in 1993-2013 (by National Accounts for Households Sector) Processed from the data of CZSO Mld CZK 1993 1994 1995 1996 1997 1998 1999 2000 2001 Current receipts 884.9 1 052.4 1 262.7 1 440.7 1 593.4 1 683.5 1 751.4 1 857.0 1 971.3 including: Compensation of employees 1) 478.3 565.3 631.1 734.8 804.6 845.7 870.9 926.6 997.2 including: Wages and salaries 365.7 428.9 482.4 562.5 614.6 643.3 660.9 700.2 755.5 Social benefits 138.2 154.4 173.2 203.5 231.2 255.9 280.3 304.7 319.2 Mixed income 2) 196.9 227.8 325.6 346.6 367.1 389.7 420.9 436.0 456.1 Property income 3) 41.4 68.7 83.1 96.3 132.9 133.5 114.8 111.0 118.4 Current expenditure 256.2 315.3 369.6 428.3 469.3 500.0 520.1 556.4 593.3 including: Current taxes on income 4) 45.6 58.9 73.9 84.5 91.4 98.9 97.4 105.8 109.5 Social contributions 178.7 210.4 236.1 270.7 297.9 321.4 335.8 362.0 386.7 Gross disposable income 5) 628.8 737.1 893.0 1 012.4 1 124.1 1 183.4 1 231.3 1 300.6 1 378.0 including: Individual consumption expenditure 597.6 677.8 776.7 901.5 997.7 1 068.3 1 114.8 1 162.8 1 246.1 Gross saving 31.3 60.2 121.8 119.7 135.7 122.8 122.6 145.3 141.3 Gross saving ratio (%) 6) 4.98 8.16 13.64 11.83 12.07 10.37 9.95 11.17 10.25 1) 2) Wages and salaries; social contributions from employers. Operational surplus (created by production activities) and mixed income, i.e. the remuneration for work done by the owner or his family members; this is marked as mixed income, because it cannot be separated from the entrepreneurial profit of the owner. 3) E.g. interests, dividends, sharecropper. E.g. income tax from employment, property, entrepreneurship, lottery wins and bets. The difference between current revenues and current expenditures. The share of gross savings in disposable revenues. 4) 5) 6) 33

Table 4 continuation Processed from the data of CZSO Indices (previous year = 100) 1994/ 1995/ 1996/ 1997/ 1998/ 1999/ 2000/ 2001/ 1993 1994 1995 1996 1997 1998 1999 2000 Current receipts 118.9 120.0 114.1 110.6 105.7 104.0 106.0 106.2 including: Compensation of employees 1) 118.2 111.6 116.4 109.5 105.1 103.0 106.4 107.6 including: Wages and salaries 117.3 112.5 116.6 109.3 104.7 102.7 105.9 107.9 Social benefits 111.7 112.2 117.5 113.6 110.7 109.5 108.7 104.7 Mixed income 2) 115.7 142.9 106.5 105.9 106.2 108.0 103.6 104.6 Property income 3) 165.9 121.0 115.8 138.0 100.5 86.0 96.7 106.7 Current expenditure 123.1 117.2 115.9 109.6 106.5 104.0 107.0 106.6 including: Current taxes on income 4) 129.2 125.5 114.3 108.2 108.3 98.4 108.6 103.5 Social contributions 117.7 112.2 114.7 110.0 107.9 104.5 107.8 106.8 Gross disposable income 5) 117.2 121.2 113.4 111.0 105.3 104.0 105.6 106.0 including: Individual consumption expenditure 113.4 114.6 116.1 110.7 107.1 104.4 104.3 107.2 Gross saving 192.3 202.3 98.3 113.3 90.5 99.8 118.5 97.2 Gross saving ratio (annual difference) 6) 3.18 5.48-1.81 0.24-1.70-0.42 1.22-0.92 1) 2) Wages and salaries; social contributions from employers. Operational surplus (created by production activities) and mixed income, i.e. the remuneration for work done by the owner or his family members; this is marked as mixed income, because it cannot be separated from the entrepreneurial profit of the owner. 3) E.g. interests, dividends, sharecropper. E.g. income tax from employment, property, entrepreneurship, lottery wins and bets. The difference between current revenues and current expenditures. The share of gross savings in disposable revenues. 4) 5) 6) 34

Table 4 continuation Processed from the data of CZSO Mld. Kč 2002 2003 2004 2005 2006 2007 2008 2009 2010 Current receipts 2 079.3 2 185.5 2 317.8 2 442.6 2 619.8 2 827.2 2 983.2 3001.5 3 025.1 including: Compensation of employees 1) 1 071.6 1 136.9 1 223.2 1 302.4 1 397.0 1 509.7 1 597.3 1 556.0 1 589.4 including: Wages and salaries 809.7 857.6 924.8 986.7 1 057.1 1 139.5 1 212.4 1 193.1 1 209.9 Social benefits 340.9 354.5 367.7 386.4 421.6 470.6 494.6 535.8 541.9 Mixed income 2) 469.8 487.6 508.3 515.1 537.7 570.0 587.3 616.5 607.9 Property income 3) 111.1 111.3 119.0 134.6 150.1 154.8 167.4 155.2 150.8 Current expenditure 643.0 696.9 748.8 786.0 848.5 936.4 957.7 904.2 921.0 including: Current taxes on income 4) 118.7 130.9 141.3 143.7 144.4 160.3 146.5 141.0 137.3 Social contributions 422.0 450.4 483.3 514.6 564.1 617.5 638.3 604.5 621.7 Gross disposable income 5) 1 436.3 1 488.6 1 569.0 1 656.6 1 771.3 1 890.9 2 025.4 2 097.3 2 104.1 including: Individual consumption expenditure 1 301.2 1 367.3 1 460.7 1 515.7 1 604.5 1 719.7 1 856.7 1 874.4 1 889.2 Gross saving 146.5 134.5 125.5 159.9 190.0 197.2 193.0 240.1 230.3 Gross saving ratio (%) 6) 10.20 9.04 8.00 9.65 10.73 10.43 9.53 11.45 10.94 1) 2) Wages and salaries; social contributions from employers. Operational surplus (created by production activities) and mixed income, i.e. the remuneration for work done by the owner or his family members; this is marked as mixed income, because it cannot be separated from the entrepreneurial profit of the owner. 3) E.g. interests, dividends, sharecropper. E.g. income tax from employment, property, entrepreneurship, lottery wins and bets. The difference between current revenues and current expenditures. The share of gross savings in disposable revenues. 4) 5) 6) 35

Table 4 continuation Indices (previous year = 100) Processed from the data of CZSO 2002/ 2003/ 2004/ 2005/ 2006/ 2007/ 2008/ 2009/ 2010/ 2001 2002 2003 2004 2005 2006 2007 2008 2009 Current receipts 105.5 105.1 106.1 105.4 107.3 107.9 105.5 100.6 100.8 including: Compensation of employees 1) 107.5 106.1 107.6 106.5 107.3 108.1 105.8 97.5 102.1 including: Wages and salaries 107.2 105.9 107.8 106.7 107.1 107.8 106.4 98.4 101.4 Social benefits 106.8 104.0 103.7 105.1 109.1 111.6 105.1 108.3 101.1 Mixed income 2) 103.0 103.8 104.2 101.3 104.4 106.0 103.0 105.0 98.6 Property income 3) 93.9 100.1 107.0 113.0 111.5 103.1 108.1 92.7 97.2 Current expenditure 108.4 108.4 107.4 105.0 107.9 110.4 102.3 94.4 101.9 including: Current taxes on income 4) 108.3 110.3 107.9 101.7 100.4 111.0 91.4 96.3 97.3 Social contributions 109.1 106.7 107.3 106.5 109.6 109.5 103.4 94.7 102.8 Gross disposable income 5) 104.2 103.6 105.4 105.6 106.9 106.8 107.1 103.5 100.3 including: Individual consumption expenditure 104.4 105.1 106.8 103.8 105.9 107.2 108.0 101.0 100.8 Gross saving 103.7 91.8 93.3 127.5 118.8 103.8 97.9 124.4 95.9 Gross saving ratio (annual difference) 6) -0.05-1.17-1.04 1.66 1.07-0.30-0.90 1.92-0.57 1) 2) Wages and salaries; social contributions from employers. Operational surplus (created by production activities) and mixed income, i.e. the remuneration for work done by the owner or his family members; this is marked as mixed income, because it cannot be separated from the entrepreneurial profit of the owner. 3) E.g. interests, dividends, sharecropper. E.g. income tax from employment, property, entrepreneurship, lottery wins and bets. The difference between current revenues and current expenditures. The share of gross savings in disposable revenues. 4) 5) 6) 36

Table 4 completion Mld CZK Indices (previous year = 100) Processed from the data of CZSO 2011 2012 2013 2011/2010 2012/2011 2013/2012 Current receipts 3 050.9 3 104.2 3 087.0 100.9 101.7 99.4 including: Compensation of employees 1) 1 627.1 1 660.4 1 656.6 102.4 102.0 99.8 including: Wages and salaries 1 238.0 1 263.9 1 254.0 102.3 102.1 99.2 Social benefits 552.0 566.4 562.7 101.9 102.6 99.3 Mixed income 2) 583.6 590.5 587.2 96.0 101.2 99.4 Property income 3) 154.3 140.7 132.7 102.3 91.2 94.3 Current expenditure 948.7 973.0 994.0 103.0 102.6 102.2 including: Current taxes on income 4) 148.0 151.5 157.2 107.8 102.4 103.8 Social contributions 638.4 653.2 667.4 102.7 102.3 102.2 Gross disposable income 5) 2 102.2 2 131.3 2 093.0 99.9 101.4 98.2 including: Individual consumption expenditure 1 907.7 1 916.2 1 939.9 101.0 100.4 101.2 Gross saving 210.5 229.7 188.0 91.4 109.1 81.9 Gross saving ratio (%) 6) 10.01 10.78 8.98-0.93 7) 0.77 7) -1.80 7) 1) 2) Wages and salaries; social contributions from employers. Operational surplus (created by production activities) and mixed income, i.e. the remuneration for work done by the owner or his family members; this is marked as mixed income, because it cannot be separated from the entrepreneurial profit of the owner. 3) E.g. interests, dividends, sharecropper. E.g. income tax from employment, property, entrepreneurship, lottery wins and bets. The difference between current revenues and current expenditures. The share of gross savings in disposable revenues. Annual difference 4) 5) 6) 7) 37

Table 5 Average Gross Monthly Nominal Wage (Per Full-Time Equivalent Employee) in the Years 2000-2013 a) National Economy (in total) Processed from the data of CZSO 2000 2001 2002 2003 2004 2005 2006 Monthly nominal wage in CZK 13 219 14 378 15 524 16 430 17 466 18 344 19 546 Indicies in % - nominal wage * 108.8 108.0 105.8 106.3 105.0 106.6 - consumer prices (CPI) * 104.7 101.8 100.1 102.8 101.9 102.5 - real wage * 103.9 106.1 105.7 103.4 103.0 104.0 Processed from the data of CZSO 2007 2008 2009 2010 2011 2012 2013 Monthly nominal wage in CZK 20 957 22 592 23 344 23 864 24 455 25 067 25 078 Indicies in % - nominal wage 107.2 107.8 103.3 102.2 102.5 102.5 100.0 - consumer prices (CPI) 102.8 106.3 101.0 101.5 101.9 103.3 101.4 - real wage 104.3 101.4 102.3 100.7 100.6 99.2 98.6 38

b) Business Sphere Table 5 continuation Processed from the data of CZSO 2000 2001 2002 2003 2004 2005 2006 Monthly nominal wage in CZK 13 170 14 304 15 380 16 149 17 191 18 019 19 244 Indicies in % - nominal wage * 108.6 107.5 105.0 106.5 104.8 106.8 - consumer prices (CPI) * 104.7 101.8 100.1 102.8 101.9 102.5 - real wage * 103.7 105.6 104.9 103.6 102.8 104.2 Processed from the data of CZSO 2007 2008 2009 2010 2011 2012 2013 Monthly nominal wage in CZK 20 661 22 439 23 104 23 733 24 447 25 078 25 038 Indicies in % - nominal wage 107.4 108.6 103.0 102.7 103.0 102.6 99.8 - consumer prices (CPI) 102.8 106.3 101.0 101.5 101.9 103.3 101.4 - real wage 104.5 102.2 102.0 101.2 101.1 99.3 98.4 Note: The change in methodology was carried out concerning the insertion of subjects into business and non-business sphere since 2012. The enlistment specification was implemented on the basis of so-called 50 % criterion (stemming from the share of financial resources intended for the cover of the operational costs). The time series of average wages is methodically comparable since 2010. 39

c) Non-business Sphere Table 5 completion Processed from the data of CZSO 2000 2001 2002 2003 2004 2005 2006 Monthly nominal wage in CZK 13 457 14 733 16 197 17 692 18 714 19 877 20 977 Indicies in % - nominal wage * 109.5 109.9 109.2 105.8 106.2 105.5 - consumer prices (CPI) * 104.7 101.8 100.1 102.8 101.9 102.5 - real wage * 104.6 108.0 109.1 102.9 104.2 102.9 Processed from the data of CZSO 2007 2008 2009 2010 2011 2012 2013 Monthly nominal wage in CZK 22 387 23 334 24 411 24 453 24 494 25 014 25 254 Indicies in % - nominal wage 106.7 104.2 104.6 100.2 100.2 102.1 101.0 - consumer prices (CPI) 102.8 106.3 101.0 101.5 101.9 103.3 101.4 - real wage 103.8 98.0 103.6 98.7 98.3 98.8 99.6 Note: The change in methodology was carried out concerning the insertion of subjects into business and non-business sphere since 2012. The enlistment specification was implemented on the basis of so-called 50 % criterion (stemming from the share of financial resources intended for the cover of the operational costs). The time series of average wages is methodically comparable since 2010. 40

Table 6 Average Gross Monthly Nominal Wage (Per Actual Persons) in the Years 2000-2013 a) National Economy (in total) Processed from the data of CZSO 2000 2001 2002 2003 2004 2005 2006 Monthly nominal wage in CZK 12 831 13 914 15 000 15 906 16 930 17 760 18 912 Indicies in % - nominal wage * 108.4 107.8 106.0 106.4 104.9 106.5 - consumer prices (CPI) * 104.7 101.8 100.1 102.8 101.9 102.5 - real wage * 103.5 105.9 105.9 103.5 102.9 103.9 Processed from the data of CZSO 2007 2008 2009 2010 2011 2012 2013 Monthly nominal wage in CZK 20 280 21 887 22 609 23 105 23 627 24 252 24 246 Indicies in % - nominal wage 107.2 107.9 103.3 102.2 102.3 102.6 100.0 - consumer prices (CPI) 102.8 106.3 101.0 101.5 101.9 103.3 101.4 - real wage 104.3 101.5 102.3 100.7 100.4 99.3 98.6 41

b) Business Sphere Table 6 continuation Processed from the data of CZSO 2000 2001 2002 2003 2004 2005 2006 Monthly nominal wage in CZK 12 852 13 906 14 925 15 702 16 742 17 538 18 721 Indicies in % - nominal wage * 108.2 107.3 105.2 106.6 104.8 106.7 - consumer prices (CPI) * 104.7 101.8 100.1 102.8 101.9 102.5 - real wage * 103.3 105.4 105.1 103.7 102.8 104.1 Processed from the data of CZSO 2007 2008 2009 2010 2011 2012 2013 Monthly nominal wage in CZK 20 101 21 857 22 501 23 120 23 764 24 428 24 383 Indicies in % - nominal wage 107.4 108.7 102.9 102.8 102.8 102.8 99.8 - consumer prices (CPI) 102.8 106.3 101.0 101.5 101.9 103.3 101.4 - real wage 104.5 102.3 101.9 101.3 100.9 99.5 98.4 Note: The change in methodology was carried out concerning the insertion of subjects into business and non-business sphere since 2012. The enlistment specification was implemented on the basis of so-called 50 % criterion (stemming from the share of financial resources intended for the cover of the operational costs). The time series of average wages is methodically comparable since 2010. 42

c) Non-business Sphere Table 6 completion Processed from the data of CZSO 2000 2001 2002 2003 2004 2005 2006 Monthly nominal wage in CZK 12 731 13 954 15 342 16 800 17 762 18 777 19 786 Indicies in % - nominal wage * 109.6 109.9 109.5 105.7 105.7 105.4 - consumer prices (CPI) * 104.7 101.8 100.1 102.8 101.9 102.5 - real wage * 104.7 108.0 109.4 102.8 103.7 102.8 Processed from the data of CZSO 2007 2008 2009 2010 2011 2012 2013 Monthly nominal wage in CZK 21 117 22 029 23 076 23 040 23 019 23 467 23 654 Indicies in % - nominal wage 106.7 104.3 104.8 99.8 99.9 101.9 100.8 - consumer prices (CPI) 102.8 106.3 101.0 101.5 101.9 103.3 101.4 - real wage 103.8 98.1 103.8 98.3 98.0 98.6 99.4 Note: The change in methodology was carried out concerning the insertion of subjects into business and non-business sphere since 2012. The enlistment specification was implemented on the basis of so-called 50 % criterion (stemming from the share of financial resources intended for the cover of the operational costs). The time series of average wages is methodically comparable since 2010. 43