Nrthern and Suthern Districts f Mississippi Chapter 13 Plan Instructins and Plan Settings February 2014 This custm Chapter 13 Plan is available as an Add-On fr an additinal fee. If yu have purchased ur 7 & 13, Full r Netwrk package but have nt purchased this Add-On, yu will have access t the plan calculatr but the plan itself will functin in Dem mde. T use this plan, yu will need t install either f the fllwing jurisdictins: the Nrthern District f Mississippi ~Custm 13 Plan (MS-N-ZZ), r the Suthern District f Mississippi~ Custm 13 Plan (MS-S-ZZ). If yu are upgrading frm an earlier versin f Best Case Bankruptcy, after installing the new jurisdictin, yu can reselect the jurisdictin in the Vluntary Petitin t use this custm plan fr existing cases. Table f Cntents Disclaimer Regarding Lcal Chapter 13 Plans... 1 Ntes abut this Custm 13 Plan... 2 Hw Infrmatin Yu Enter Relates t the Printed Plan:... 3 Captin... 3 Payment and Length f Plan... 3 Pririty Creditrs... 3 Dmestic Supprt Obligatin... 4 Hme Mrtgages... 5 Mrtgage Claims t be Paid in Full... 6 Nn- Mrtgage Secured Claims... 6 Special Claimants... 7 Student Lans... 8 Special Prvisins... 8 General Unsecured Claims... 9 Attrney Fees... 9 Autmbile Insurance C/Agent... 9 Signatures... 9 Saving (Replacing) the Plan with the Best Case Editr... 9 Opening Replaced Dcuments with the Best Case Editr... 10 Disclaimer Regarding Lcal Chapter 13 Plans Our gal is t make preparatin f lcal Chapter 13 plans as easy as pssible. As always, we welcme any suggestins and feedback yu might have. It is imprtant t understand that because these lcal plans vary greatly, we smetimes have t resrt t methds f entering infrmatin that are less straightfrward and that require clser attentin n the part f the user than ther areas f the sftware. Additinally, the Chapter 13 plan by its very nature is prbably the mst cmplicated dcument filed in a cnsumer bankruptcy case and requires detailed legal knwledge. Please understand that yu must always prfread every plan t ensure that it has printed as expected and that the plan accurately reflects the debtr s intentins. This sftware is far frm flprf. It is very pssible fr an inexperienced user t prduce an incmplete r inaccurate plan. It is the respnsibility f the attrney t review every plan prir t filing it. Best Case Slutins technical supprt staff can advise yu n the peratin f the sftware, such as hw t get a claim t print as yu want n the frm, but the actual decisin abut hw t classify a given claim is a legal questin that must be reslved by the respnsible attrney. The Best Case technical supprt staff des nt and can nt dispense legal advice.
2 In additin, yur lcal trustee can mdify r change the Chapter 13 plan requirements, practices r the frmat f the plan at any time. It is the respnsibility f the attrney representing the debtr t ensure that lcal rules and practices are adhered t. Ntes abut this Custm 13 Plan Attrney s Fees and Filing Fees: Users can enter attrney fees t be paid thrugh the plan in the Claims tab f the Chapter 13 Plan Calculatr. Yur custm plan des nt autmatically list filing fees. If yu want them t appear n the plan, yu can make a nte in the Other tab f the Chapter 13 Plan Calculatr, and the filing fees will then appear in the Special Prvisins sectin. Nte that sme districts d nt allw filing fees t be paid thrugh the plan. Custm Entry Screens: Yur plan includes custm entry screens in which users can enter additinal infrmatin n the Chapter 13 Plan. Special Mississippi 13 Plan Creditr entry screens have been added t allw users t enter additinal infrmatin fr creditrs in Dmestic Supprt Obligatins, Hme Mrtgage, and Student Lans. T access these screens, pen a creditr, click the 13 Plan Treatment tab, then click the Lcal 13 Plan Treatment buttn, lcated in the lwer left crner f the creditr entry screen. Use the Mississippi - Chapter 13 Plan entry screen t enter additinal infrmatin in the General Unsecured Debts sectin and t enter the Autmbile Insurance C/Agent at the end f the plan. T access this screen, pen the Chapter 13 Plan Calculatr then click the Mississippi 13 Plan Inf buttn in the upper right crner.
3 Frm Preference: Yur custm plan includes the fllwing special frm preferences: Print Dmestic Supprt Addresses Ask fr Arrearage Thrugh Date fr mrtgages Print Avid Lien fr prpsed treatment f SAL claims in Special Claimants sectin Permanent Other Prvisins text T access the Frm Preference windw: (1) Highlight the Chapter 13 Plan n the Frms and Schedules Menu fr the client. (2) Click Setup/Edit Frm Preferences. (3) Highlight the frm preference and click Change. (4) Enter yur text, and click OK t save. (5) Click Clse n the next screen t return t the Frms and Schedules Menu. Debtr s Initials: Best Case autmatically fills in the debtr and jint debtr s initials n the bttm f the printed plan based n the first letter fr the debtr and jint debtr s first and last names entered in the Vluntary Petitin. Hw Infrmatin Yu Enter Relates t the Printed Plan: Captin Name f Debtr/Jint Debtr: The names f the Debtr and Jint Debtr will print n the plan as entered in the Debtr and Jint Debtr tabs f the Vluntary Petitin. Address: The full address f the Debtr will print n the plan as entered in the Debtr tab f the Vluntary Petitin. SSN: The plan requires nly the last fur digits f the Debtr and Jint Debtr Scial Security numbers. Enter the full Scial Security numbers fr the Debtr and Jint Debtr in the Vluntary Petitin. Best Case will autmatically redact the Scial Security numbers t the last fur digits n the printed frm. Case Number: The case number, if applicable, is taken frm the Case buttn lcated abve the client s Frms and Schedules. Median Incme: The Abve r Belw checkbxes are marked based n whether the Frm 22C is abve r belw the median. Payment and Length f Plan The ttal length f the plan, specified n the Summary tab f the 13 Plan Calculatr, prints here. (A) Debtr shall pay: In rder t have an amunt print here yu will need t enter the amunt the debtr will pay in the Wage Deductin tab f the 13 Plan Calculatr. Yu als need t specify the frequency f the payments in the Wage Deductin tab by using the Payrll Interval drp-dwn list. The address f the debtr s emplyer prints based n the infrmatin entered n Schedule I. Nte that if yu d nt specify a payment r a payrll interval n the Wage Deductin tab, this sectin will be left blank. (B) Jint Debtr shall pay: In rder t have an amunt print here yu will need t enter the amunt the jint debtr will pay in the Wage Deductin tab f the 13 Plan Calculatr. Yu als need t specify the frequency f the payments in the Wage Deductin tab by using the Payrll Interval drp-dwn list. The address f the jint debtr s emplyer prints based n the infrmatin entered n Schedule I. Nte that if yu d nt specify a payment r a payrll interval n the Wage Deductin tab, this sectin will be left blank. Pririty Creditrs All claims classified as UPR - Unsecured, pririty will appear here. These claims are paid in full and are paid pr rata.
4 Internal Revenue Service: Claims classified as UPR - Unsecured, pririty that have IRS in the Cnsideratin field n the Creditr Infrmatin tab print here. The pririty amunt prints in the first blank fllwed by the average mnthly payment as calculated by the 13 Plan Calculatr. Mississippi Dept. f Revenue: Claims classified as UPR - Unsecured, pririty that have state tax in the Cnsideratin field n the Creditr Infrmatin tab print here. The pririty amunt prints in the first blank fllwed by the average mnthly payment as calculated by the 13 Plan Calculatr. Other: All ther claims classified as UPR - Unsecured, pririty print here. The pririty amunt due the creditrs prints in the first blank fllwed by the average mnthly payment as calculated by the 13 Plan Calculatr. Yur plan als allws yu t create a separate plan class fr Unsecured Pririty claims that will permit yu the ptin f t specify a fixed payment. T create this plan class, g t the list f frms and schedules fr a client in this jurisdictin. Click Setup Edit Case Jurisdictin and select the 13 Plan tab. Click Insert. Make sure the first 3 letters f the Cde yu specify begin with UPR. (The last character may be any number r letter.) Set the Special Intentin t Nne and mark Fixed as the Payment Methd. Make sure that the Payut Rank is set t 1 and click the checkbx at the bttm t Hide Arrearage. Click OK. Use this new plan class fr any Unsecured Pririty debts that have yu wish t specify a fixed payment. Dmestic Supprt Obligatin Pst Petitin Obligatin This sectin f the plan lists the pririty dmestic supprt bligatins included in the debtr s petitin. Any claim classified as either DSO - Dmestic supprt bligatin 507(a)(1)(A), DSG - Dmestic supprt gvernment 507(a)(1)(B), r DSP - Dmestic supprt thrugh plan will print in this sectin f the plan. Dmestic Supprt Obligatins (Pst Petitin) Due t: The creditr name prints here based n the infrmatin yu enter in the Creditr tab f Schedule E. Beginning: Users can enter the beginning mnth using the Mississippi 13 Plan Creditr entry screen. Fr further instructins abut hw t access this screen, refer t the Custm Entry sectin in Ntes abut this Custm 13 Plan n page 2. In the amunt f $: Users can enter the amunt using the Mississippi 13 Plan Creditr entry screen. Fr further instructins abut hw t access this screen, refer t the Custm Entry sectin in Ntes abut this Custm 13 Plan n page 2.
5 Direct/thrugh payrll deductin/thrugh the plan: If the claim has been classified as DSP - Dmestic supprt thrugh plan, thrugh the plan is autmatically selected. If the claim has been classified as DSO - Dmestic supprt bligatin 507(a)(1)(A) r DSG - Dmestic supprt gvernment 507(a)(1)(B), yu can select whether it is t be paid direct r thrugh payrll deductin by using the Mississippi 13 Plan Creditr entry screen. Fr further instructins abut hw t access this screen, refer t the Custm Entry sectin in Ntes abut this Custm 13 Plan n page 2. Pre-petitin Arrearage This sectin f the plan lists the arrearage infrmatin fr dmestic supprt bligatins. If yu classify the pririty prtin f a dmestic supprt bligatin claim as DSO - Dmestic supprt bligatin 507(a)(1)(A), DSG - Dmestic supprt gvernment 507(a)(1)(B), r DSP - Dmestic supprt thrugh plan and the claim includes an arrearage prtin greater than 0.00 classified as either ARO - Arrearage utside plan, ARPR - Arrearage, paid prrata r ARR - Arrearage, fixed payment the creditr infrmatin is included in this sectin f the plan. Prepetitin Dmestic Supprt Arrearage Claims Due t: The creditr name prints here based n the infrmatin yu enter in the Creditr tab f Schedule E. Ttal Amunt: The Arrearage Amunt entered n the 13 Plan Treatment tab prints here. Thrugh Date: A custm entry screen is available t enter this date. Fr further instructins abut hw t access this screen, refer t Ntes abut this Custm 13 Plan n page 2. Mnthly Amunt: If the arrearage prtin f the claim is classified as ARR - Arrearage, fixed payment r ARO - Arrearage utside plan the estimated payment equals the arrearage payment entered in the 13 Plan Treatment tab. If the arrearage is classified as ARPR - Arrearage, paid prrata, the amunt that prints will be the average mnthly payment made n the claim as calculated by the 13 Plan Calculatr. Beginning Date: A custm entry screen is available t enter this date. Fr further instructins abut hw t access this screen, refer t Ntes abut this Custm 13 Plan n page 2. Direct/thrugh payrll deductin/thrugh the plan: If the claim has been classified as ARPR - Arrearage, paid prrata r ARR - Arrearage, fixed payment, thrugh the plan is autmatically selected. If the claim has been classified as ARO - Arrearage utside plan, a custm entry screen is available t mark direct r thrugh payrll deductin. Fr further instructins abut hw t access this screen, refer t Ntes abut this Custm 13 Plan n page 2. Hme Mrtgages This sectin f the plan lists creditrs wh hld lng term claims which are secured by the debtr s primary residence. Any claim that yu classify as SLTO - Secured, lng term, utside plan r SLTP - Secured, lng term, inside plan will print in this sectin if yu include the wrd Mrtgage in the creditr s Nature f Lien field, lcated n the Creditr tab. If the claim has an arrearage that yu wish t pay thrugh the plan, yu can specify the arrearage amunt in the 13 Plan Treatment tab fr the creditr, and it will be included in the table belw the regular mrtgage payments. Mtg Pmts t: The creditr name prints here based n the infrmatin yu enter in the Creditr tab f Schedule D. Beginning: Yu can enter the mnth in which payment begins using the Mississippi 13 Plan Creditr entry screen. Fr further instructins abut hw t access this screen, refer t the Custm Entry sectin in Ntes abut this Custm 13 Plan n page 2. Mnthly Payment: The mnthly payment will print n the plan based n the amunt yu enter in the 13 Plan Treatment tab.
6 Plan/Direct: If the claim has been classified as SLTO - Secured, lng term, utside plan, Direct will autmatically be selected. If the claim has been classified as SLTP - Secured, lng term, inside plan, Plan will autmatically be selected. Plan Headings (Claims with Arrearages): Mtg Arrears T: The creditr name prints here based n the infrmatin yu enter in the Creditr tab f Schedule D. Thrugh: The last mnth that a payment will be made, as calculated by the 13 Plan Calculatr, prints here. NOTE: In the Suthern District f Mississippi, a special frm preference is available that prmpts yu t enter a Thrugh date befre printing, viewing, r generating a PDF f the plan. T access this frm preference, highlight the Chapter 13 Plan in the list f Frms and Schedules. Click Setup, Edit Frm Preferences, and activate the Ask Fr Arrearage Thrugh Date frm preference. Fr mre infrmatin abut ther frm preferences available in yur jurisdictin, see Ntes abut this Custm 13 Plan n page 2. Ttal Amunt: The ttal arrearage amunts prints here based n the infrmatin yu entered n the 13 Plan Treatment tab fr the Arrearage Prtin. Mnthly Payment: If the arrearage prtin f the claim is classified as ARR - Arrearage, fixed payment, the estimated payment equals the arrearage payment entered in the 13 Plan Treatment tab. If the arrearage is classified as ARPR - Arrearage, paid prrata, the estimated payment is the average pr rata payment fr the arrearage claim as cmputed by the Chapter 13 Calculatr. Interest Rate: The interest rate specified fr the Arrearage Prtin f the 13 Plan Treatment tab fr the creditr prints here. Mrtgage Claims t be Paid in Full All creditrs classified as SFP - Secured, fixed payment, SPR - Secured, paid prrata, SF5 - Secured, fixed payment will appear in this sectin if mrtgage is entered in the Nature f Lien field. Creditr: The creditr name prints here based n the infrmatin entered in the Creditr Infrmatin tab. Prperty Address: The address prints here based n the infrmatin entered in the Descriptin f Prperty field n the Creditr Infrmatin tab. Apprx. Amunt Due: The Secured Amunt entered n the 13 Plan Treatment tab prints here. Interest Rate: The Interest Rate entered n the 13 Plan Treatment tab prints here. Are related taxes and/r insurance escrwed: A custm entry screen is available t mark either Yes r N. Fr further instructins abut hw t access this screen, refer t Ntes abut this Custm 13 Plan n page 2. Nn- Mrtgage Secured Claims All Schedule D creditrs classified as SLTP - Secured, lng term, in plan, SFP - Secured, fixed payment, SPR - Secured, paid prrata, SF5 - Secured, fixed payment, 506 N/A and SP5 - Secured, paid prrata, 506 N/A will appear in this sectin f the plan if they d NOT have mrtgage in the Nature f Lien field. Creditr s Name: The creditr name prints here based n the infrmatin yu enter in the Creditr tab f Schedule D. Cllateral: The descriptin f cllateral prints here based n the infrmatin yu enter in the Descriptin f Prperty field n Schedule D.
7 910 CLM: This clumn will be marked fr all claims classified as SFP and SPR. Apprx. Amt. Owed: The Claim Amunt n the Creditr tab prints here. Value: The Market Value n the Creditr tab prints here. Int. Rate: The interest rate specified under the Secured Prtin withut Arrears f the 13 Plan Treatment tab fr the creditr appears here. Pay Value r Amt. Owed: If the Secured Amunt is equal t the Market Value, Pay Value prints here. Amt. Owed prints in this clumn if the Secured Amunt is different than the Market Value. Special Claimants Creditrs classified as SSR - Secured, surrender prperty, SAL - Secured, avid lien, and U100 - Unsecured, special class, paid 100% will print in this sectin f the plan. Schedule D creditrs classified as SSR - Secured, surrender prperty will receive the prperty that secures its claim in lieu f payment. The secured prtin f the claim will be listed n the printed chapter 13 plan, but will nt be included in the payment calculatins f the Chapter 13 Plan Calculatr. The S AL - Secured, avid lien class can be used if the prperty securing the lien is claimed as fully exempt r fr creditrs whse claims are t be vided pursuant t 11 U.S.C. 522(f). Usually, unsecured nnpririty (Schedule F) claims are classified as UGEN - Unsecured, general nnpririty, and get paid nly a percentage f the amunt they are wed. Using the U100 - Unsecured, special class, paid 100% class, yu can give special pririty t individual Schedule F claims s that they are paid in full, and are paid ahead f ther Schedule F claims. Creditr s Name: The creditr name prints here based n the infrmatin yu enter in the Creditr tab f the Schedule D r F creditr. Cllateral: The descriptin f cllateral prints here based n the infrmatin entered in the Descriptin f Prperty field fr the Schedule D creditr r the Cnsideratin field fr the Schedule F creditr. Apprx. Amt. Owed: The apprximate amunt wed prints here based n the infrmatin entered in the Claim Amunt field n the Creditr Infrmatin tab. Prpsed Treatment: If the claim has been classified as SSR - Secured, surrender prperty r SAL - Secured, avid lien, 0.00 prints here. If the claim has been classified as U100 - Unsecured, special class, paid 100%, the amunt entered in the Claim Amunt field n the Creditr Infrmatin tab prints here. A special frm preference is available t print Avid Lien here instead. Fr further details abut hw t access this frm preference, please refer t Ntes abut this Custm 13 Plan n page 2.
8 Student Lans Claims classified as U100 Unsecured, special class, paid 100% will print here if Student Lan is marked in the PND Statistics lcated n the Creditr Infrmatin tab. If there are creditrs that yu want t pay in a different class, yu can create yur wn classificatin, such as a special U75 class that pays certain unsecured creditrs 75%. T d that, yu ll need t g int yur Setup Menu: 1. Clse the client file and the Client List windw and then click Setup/Jurisdictins. 2. Highlight the jurisdictin and click Edit. 3. Click the 13 Plan tab. 4. Click Insert t add a new class. 5. Fill ut the screen as shwn t the right; substituting the percentage yu want in the Cde, the name f the class, and the Payff Percent. 6. Click OK. Clse yur Jurisdictin list. Creditr s Name: The creditr name prints here based n the infrmatin entered in the Creditr Infrmatin tab. Apprx. Amt. Owed: The Claim Amunt entered in the Creditr Infrmatin tab prints here. Cntractual M. Pmt.: A custm entry screen is available t enter this payment. Fr further instructins abut hw t access this screen, refer t Ntes abut this Custm 13 Plan n page 2. Prpsed Treatment: A custm entry screen is available t enter this treatment. Fr further instructins abut hw t access this screen, refer t Ntes abut this Custm 13 Plan n page 2. Special Prvisins The fllwing infrmatin autmatically prints in this sectin: Step Plan and Lump Sum Payments: Any step plan and/r lump sum payments that yu enter in the Summary tab f the 13 Plan Calculatr will print here with the amunt(s) and length(s) f payment. Claims classified as SLTO - Secured, lng term, utside plan that d NOT include the wrd Mrtgage in the Nature f Lien field will print here alng with the text Debtr will pay claim directly at <amunt>. The amunt that prints is taken frm the mnthly payment amunt yu entered n the 13 Plan Treatment tab fr the creditr. If yu have specified an adequate prtectin payment fr any Schedule D claim, it will appear in this sectin f the plan. The text, Adequate prtectin payments are due n this claim in the amunt f <amunt>, autmatically prints here. The amunt yu specify in the Pre-Cn Adequate Prtectin Payment field n the 13 Plan Treatment tab fr the Schedule D creditr prints after the text. Other tab: Any text that yu enter in the Other tab in the 13 Plan Calculatr will appear in this sectin. Permanent Other Prvisins: Permanent Other Prvisins Text, a special frm preference, allws yu t specify permanent language in this sectin f the plan. Fr further details abut hw t change this frm preference, please refer t Ntes abut this Custm 13 Plan n page 2.
9 General Unsecured Claims Unsecured General Nnpririty is the mst cmmn treatment class fr Schedule F claims. These claims are paid prrata and are paid after all ther claims have been paid. The amunt that they are paid varies, depending n hw much the debtr is able t pay int the plan. All creditrs in this class will have the same percentage f their claims paid. The ttal amunt wed t UGEN - Unsecured General Nnpririty prints in the first blank. A custm entry screen is available t mark IN FULL, print the minimum percentage t unsecured frm the Summary tab f the 13 Plan Calculatr, r print the ttal distributin amunt. Fr further instructins abut hw t access this screen, refer t Ntes abut this Custm 13 Plan n page 2. A special frm preference is als available that allws yu t Print 100% fr Unsecured Debts percent minimum when paying in full. Fr further details abut hw t change this frm preference, please refer t Ntes abut this Custm 13 Plan n page 2. Attrney Fees This sectin f the plan prints the infrmatin fr any attrney s fees and csts that are t be paid thrugh the plan. Amunts fr attrney fees listed n the plan are taken frm the Attrney Cmpensatin Statement and any Unpaid Balance yu enter fr the attrney s fees in the Claims tab f the Chapter 13 Plan Calculatr. Ttal Attrney Fees Charged equals the amunt entered in the Ttal Cmpensatin Prmised field frm the Attrney Cmpensatin Statement. Attrney Fees Previusly Paid cmes frm the amunt entered in the Cmpensatin Received field in the Attrney Cmpensatin Statement. Attrney fees t be paid thrugh the plan equals the unpaid balance f attrney s fees yu enter in the Claims tab f the Chapter 13 Plan Calculatr. Autmbile Insurance C/Agent A custm entry screen is available t enter this name, address and telephne/fax. Fr further instructins abut hw t access this screen, refer t Ntes abut this Custm 13 Plan n page 2. Signatures The law firm infrmatin entered in the Setup Menu prints fr the attrney s address, telephne/fax numbers, and e-mail address. The date will print as entered in the Print Date n Signature Line field in the ptins windw that appears whenever the frm is printed r pened fr editing. The Debtr and Jint Debtr (if applicable) will print as entered in the Vluntary Petitin. The attrney name selected in the Filing Infrmatin tab f the Vluntary Petitin prints fr the Attrney signature. Editing the Plan 1. Custm Chapter 13 plans are prvided as RTF (rich text frmat) files s that they can easily be edited and saved as needed. Mark just the 13 Plan t print in the Frms and Schedules Menu. 2. Click the Print buttn in the tlbar at the tp f yur screen. The Print Dcuments dialg bx appears. Mark yur printing chices, and then click the Edit Frm buttn n the right side f the dialg bx. 3. The 13 Plan appears n yur screen in the Best Case Editr. Yu can add r remve text as needed. All editing ptins are described in the Best Case Editr Optins help tpic. Saving (Replacing) the Plan with the Best Case Editr When yu edit a dcument in the Best Case Editr, yu are nt actually editing the data recrd fr the debtr, as yu are when yu enter infrmatin thrugh Best Case entry screens like the Vluntary Petitin windw. Instead, yu are editing a text dcument that has infrmatin abut the debtr filled in fr yu. S that these frms will nt
10 take up a large amunt f rm n yur hard drive, yur changes t these dcuments are nt autmatically saved. 1. T save changes t the plan with the Best Case Editr, chse File/Save. 2. The Save Dcument in Case windw appears. By default, the name f the frm is filled in fr yu and Replaces Frm is marked as the print selectin. Click the Save t Case buttn t save the edited frm. Nte that changes that yu make t the plan apply t this case nly, nt t all cases. 3. Clse the Best Case Editr. The edited plan will then appear n the Frms and Schedules menu as the Replaced versin f the riginal dcument. 4. T print the plan, mark the Replaced plan t print n the Frms and Schedules menu, and select yur printing ptins. Fr all printing ptins, see Printing Frms in yur User s Guide r Help menu in Best Case Bankruptcy. Opening Replaced Dcuments with the Best Case Editr T pen a Replaced plan that was previusly saved with the Best Case Editr: 1. Duble-click n the Chapter 13 Plan in the Frms and Schedules menu. 2. On the next windw, click the Edit buttn if yu want t edit the plan with the Best Case Editr. The plan will then pen in the Best Case Editr, and yu can make additinal revisins t the plan as needed. 3. If, instead, yu want t return t the Chapter 13 Calculatr after saving the frm with the Best Case Editr, duble-click n the Chapter 13 Plan in the Frms and Schedules menu, and then click the Optins buttn n the next windw. On the next screen, type DRAFT in frnt f the frm name, and click the D Nt Print buttn. Click OK n the next tw screens, and then click the Clse buttn. Duble-click n the Chapter 13 Plan n the Frms and Schedules menu t pen the calculatr. If yu want t return t yur previus DRAFT f the 13 Plan, highlight the plan n the Frms and Schedules menu and click the Attach buttn. Click the Edit buttn t pen the plan with the Best Case Editr.