Discovery Vitality and DiscoveryCard 2010
Discovery Vitality The wellness programme that rewards you for getting healthier Discovery Vitality offers a science-based, personalised approach to wellness Vitality empowers you to get healthier by giving you the knowledge, tools and motivation to improve your health. It has been clinically proven that Vitality makes its members healthier. The more they interact with Vitality, the healthier they become as Vitality is structured to guide all our members along a personalised journey to better health. As you interact with Vitality by getting active and making healthy choices, the Vitality points you accumulate determine your Vitality. The higher your Vitality, the greater the rewards you qualify for. Know your health Vitality recognises that everyone s health needs are different, so we offer a variety of activities to help you understand your unique health. Complete a Personal Health Review on www.discovery.co.za to find out how healthy you are and earn 2 000 Vitality points. You can then do a range of in-depth assessments (like nutrition, fitness and stress) to learn more about your health, which will also earn you Vitality points. Improve your health Vitality makes it easier for you to get healthier by giving you access to a range of health and fitness partners. Vitality awards you points for doing healthy activities and gives you savings at our partners to make your journey to wellness that much easier. Plus, Vitality offers tailored wellness initiatives for every stage of your life. Enjoy the rewards Vitality s rewards include savings on local and international flights, holiday accommodation, car rental and shopping savings. Because the size of your savings is directly linked to your Vitality, your rewards increase as you work with Vitality to get healthier. In addition, the DiscoveryCard gives you cash back at a wide range of partner stores and savings on international travel according to your Vitality. As you earn Vitality points, your Vitality improves You ll start at Blue and improve your as you improve your health. You ll move from Blue to Bronze, Silver, Gold and finally to the highest, Diamond Vitality. The table below shows how many Vitality points are needed to reach each. Blue Bronze Silver Gold Single member 15 000 35 000 45 000 You start at Main member and spouse Blue Vitality 30 000 70 000 90 000 For each adult dependant add 10 000 20 000 30 000 Diamond Reach Gold Vitality for three consecutive years Vitality monthly contributions for 2010 Main member Main member + 1 Main member + 2 or more R116 R135 R142
Know your health Understanding your health is the first step to getting healthier To get healthier, it is important to first understand your health and what your health risk factors are. Vitality offers a range of health assessments to help you learn about your health. The Personal Health Review Complete a Personal Health Review on www.discovery.co.za to find out what your health risk factors are and earn 2 000 Vitality points. Vitality will help you set health goals and you ll earn Vitality points for achieving your goals. You ll also find out your Vitality Age, which is a measure of your health relative to your age. Vitality Check Vitality Check is a range of screening tests that help you identify your risk for lifestyle-related chronic conditions. Vitality Check costs R105 and this amount is paid for you from the Discovery Health Screening and Prevention Benefit. Have a Vitality Check at a Vitality Wellness Network pharmacy view a list on www.discovery.co.za Assessment Vitality points Blood glucose 1 500 Blood pressure 1 500 Cholesterol 1 500 Weight assessment 2 500 If your results are in the clinically acceptable range, you will double the number of points you earn for each assessment. Other preventive screening tests Assessment Age to earn points Vitality points Pap smear Females over 16 years 2 500 HIV test All adults over 18 years 5 000 Glaucoma screening All adults over 40 years 2 500 Mammogram Females over 35 years 2 500 Prostate screening (blood test) Males over 50 years 2 500 Fitness, nutrition and online assessments Assessment Vitality points Where to go Vitality Fitness Assessment Vitality Nutrition Assessment Virgin Life Care HealthZone 7 500* 5 000 Earn 100 Vitality points when you have your health measurements taken, up to a maximum of 2 500 Vitality points a year. Visit a biokineticist in the Vitality Wellness Network for R165 and you ll find out how fit you are. Visit a dietitian in the Vitality Wellness Network. The Vitality Nutrition Assessment costs R248. Access is free for all Virgin Active members. Visit a Virgin Life Care HealthZone at any Virgin Active club. If you are not a Virgin Active member, call Virgin Life Care on 0860 263 947 to activate the benefit. Vitality s Stress Management Zone Up to 2 500 a year Check your stress levels on www.discovery.co.za Vitality s online Nutrition Centre Assess your eating habits and create a meal plan Up to 2 500 a year on www.discovery.co.za * You can also earn bonus Vitality points based on your fitness levels. Vaccinations for the whole family Vitality looks after the health of the whole family and awards Vitality points for vaccinations specific to every stage of your life. Vaccination Age to earn points Vitality points Childhood vaccinations 0-2 years 5 000 Childhood vaccinations 4-6 years 1 000 Cervical cancer vaccination (HPV) Females aged 9-25 years 1 000 Flu vaccination All ages 1 000 Pneumococcal vaccination 65+ 1 000 Wellness for the whole family Vitality gives children great rewards for getting health-savvy and offers benefits for new and expecting parents. Discovery Baby new and expecting moms get expert advice and support and valuable savings on selected car seats, prams, Huggies and Pampers nappies and other baby items when you confirm your hospital stay with Discovery Health after 12 weeks of pregnancy. Children s wellness children between the ages of two and 18 get great rewards like free Ster-Kinekor movies when you complete a Kids Personal Health Review. Children s healthy activities Assessment Vitality points Where to go Kids Personal Health Review 2 000 www.discovery.co.za Vitality Child Health Assessment 2 500 At a doctor in the Discovery Health GP Network or certain paediatricians Dental check-up 2 000 Any dentist
Improve your health Discovery Vitality members save on HealthyFood TM at Pick n Pay HealthyFood savings option Monthly HealthyFood cash back Medical Savings Booster InvestBooster InvestBooster Vitality member rates and savings Save up to 25% on over 6 000 HealthyFood products at Pick n Pay Increase your HealthyFood TM saving to up to 75% by investing your savings in the Medical Savings Booster to fund your day-to-day healthcare expenses Increase your HealthyFood TM saving to up to 75% by investing your savings in a Flexible Investment Plan through Discovery Invest Vitality points earned Where the savings get paid Discovery products needed Up to 15 Vitality points for each HealthyFood item up to 750 points a month, based on the number of HealthyFood items compared to less desirable choices. Less desirable food choices include sweets, biscuits, crisps, chocolates, high-fat baked or fried items and sugary drinks. In excess, these foods can have a negative impact on your health. Members with a DiscoveryCard into the DiscoveryCard Members without a DiscoveryCard nominated bank account. Your savings are paid directly into your Medical Savings Booster account. Your savings are paid directly into your Investment Plan. Discovery Vitality Discovery Vitality Discovery Health Plan with a Medical Savings Account Visa DiscoveryCard Discovery Vitality Discovery Invest Flexible Investment Plan with a minimum investment of R100 000 Visa DiscoveryCard Get active We know that there are many ways to get in shape so we reward you for a wide range of fitness activities: running, walking, cycling, playing golf, going to gym and just about anything that will get you fit! Partner Vitality member rates and savings Vitality points The main member and spouse pay an activation fee of R595 and pay a monthly fee of 80% off Virgin Active s or Planet Fitness s monthly rate. Dependants older than 18 pay the R595 activation fee and save 50% on the monthly fee. View rates for Virgin Active Classic and Premier, Planet Platinum and Planet Fitness National on www.discovery.co.za. Increase your saving up to 100% with DiscoveryCard. Earn 150 Vitality points a day when you work out at Virgin Active or Planet Fitness A gym for women only. When joining Curves, you ll have your activation fee waived and pay only the monthly fee. You and your spouse each pay a fee of R545 for the year. Earn 150 Vitality points a day when you work out at Curves. Earn 150 Vitality points a day when you go to Run/Walk For Life. Buy your Polar Heart Rate Monitor with your DiscoveryCard at Totalsports or Cape Union Mart and get up to 20% cash back. Take part in fun outdoor sporting events with sa-active.com. Activate your sa-active.com profile for only R120 a year. Activate your profile for free on www.discovery.co.za Earn 1 000 Vitality points for registering online and 150 or 200 Vitality points for every exercise session, depending on your average heart rate. Earn 3 000 or 5 000 Vitality points for every event you take part in. You ll earn 5 000 bonus Vitality points for completing your fifth event in a year. Earn 150 Vitality points every day you enter your score after a round of golf. All Vitality points earned at the fitness partners contribute towards the fitness points category. The maximum number of fitness points you can earn in a year is 15 000 for each adult. You can only belong to Virgin Active, Planet Fitness or Run/Walk For Life at the Vitality rate. You can, however, belong to either Planet Fitness, Virgin Active or Run/Walk For Life and any other fitness partner, like Curves and sa-active at the Vitality rate. Live a healthy lifestyle Vitality gives you huge savings at our health partners. Not only is getting healthier cost effective at our health partners, but you are rewarded with Vitality points for using their services to improve your health. Partner Vitality member rates and savings Vitality points Stop smoking through Smokenders or Allen Carr s Easyway Reach your goal weight at Weigh-Less Adults will each pay R330 to attend a course. Vitality members can join Weigh-Less for 30% less than the standard rates, regardless of Vitality. Earn 5 000 Vitality points a year for not smoking or for stopping smoking. Earn 2 500 Vitality points for having the assessment. If you reach your goal weight, you will earn 2 500 bonus points. You can also earn these points at the Vitality Wellness Network.
Enjoy the rewards The rewards of a healthy lifestyle keep adding up The higher your Vitality, the greater your rewards! Vitality members start at Blue Vitality, and as you get healthier you progress to Bronze, Silver, Gold and ultimately, Diamond. Vitality offers you terrific travel, lifestyle, shopping and online rewards. Travel rewards Partner Benefit Years on Vitality Blue Bronze Silver Gold Diamond Fly to 16 international destinations on World Traveller and World Traveller Plus prices* Fewer than 3 5% 10% 15% 20% n/a More than 3 years 10% 15% 20% 25% 30% Discount on lowest advertised flight* - 15% 20% 25% 30% 35% Discount on lowest advertised car rental rate - 8% 10% 15% 20% 25% Discount on lowest public rate - 30% 35% 40% 45% 50% Discount on lowest advertised rate - 20% 20% 20% 20% 20% * These rates exclude airport taxes. Lifestyle and entertainment rewards Partner Saving Blue Bronze Silver Gold Diamond Qualify for a Gold Clicks ClubCard and cash back vouchers 8% 10% 12% 15% 18% See the latest movies at Ster-Kinekor for only R11 at Junction theatres and R19 at Classic and Cinema Nouveau theatres. A ticket at a 3D-Cinema costs R36. Children aged two to 18 watch any movie that starts before 7pm for free. Complete a Kids Personal Health Review for your child to qualify for the benefit. Being part of Discovery Baby offers great benefits. The Discovery Baby bag is packed with useful goodies for mother and baby. There are also free magazines on pregnancy and motherhood for members registered on Discovery Baby. Vitality internet access Get exciting internet access (broadband) offers from Internet Solutions. The rates start from R44 a month for Vitality Broadband, which includes only local internet access and goes up according to the amount of local and international internet access you need. You pay an extra fee for the Telkom line. You can choose up to 20GB of local and 20GB of international internet access. All the Internet Solutions offers give you further choices when you include a Telkom DSL line. You can contact Internet Solutions on 0861 DISCMAIL (3472 6245) or visit www.discovery.co.za to get these exciting offers. Online rewards Visit VitalityMall on www.discovery.co.za and get great discounts on a wide range of products, vouchers and 40% to 70% off lifestyle magazines. You can use your Discovery Miles, cash or both to pay on VitalityMall. Products Magazines Vouchers Terms and conditions apply. Subject to the rules of Vitality. All rates are subject to change. To find out more, visit www.discovery.co.za or call 0860 99 88 77. Vitality HealthStyle (Pty) Ltd is an authorised financial services provider.
DiscoveryCard The credit card that rewards you for getting healthier The DiscoveryCard is a Visa credit card that gives you cash back when you shop, helps you save on dream holidays and allows you to earn Discovery Miles. Your cash back and savings are based on your Vitality a measure of how much you interact with Vitality to improve your health. It s the only credit card that rewards you for getting healthier, and the healthier you get, the greater your rewards. Shopping savings Each month, you will get cash back for using your DiscoveryCard at our partner stores according to your Vitality. It s the smart way to shop. Cash back at DiscoveryCard partner stores (excluding Pick n Pay) Years on Vitality Blue Bronze Silver Gold Diamond Fewer than three years 10% 10% 10% 10% - Three to five years 10% 11% 12% 13% 15% More than five years 10% 12% 14% 15% 20% The cash back amount depends on your Vitality and the number of years you ve been on Vitality. DiscoveryCard partner stores As a Vitality member, you can get up to 20% of the money you spend with your Visa DiscoveryCard at each DiscoveryCard partner store paid back into your DiscoveryCard every month. Your maximum discountable spend at partner stores is limited to 30% of your total DiscoveryCard spend in that statement period, with your total cash back calculated on a limit of R10 000 spend at all DiscoveryCard partner stores. Cash back at Pick n Pay You ll save up to 10% or up to 25% on all HealthyFood you buy at Pick n Pay. Plus, when you pay with your DiscoveryCard at the Pick n Pay till, you ll also get up to 10% cash back on everything you buy, depending on your Vitality and your DiscoveryCard spend. This is in addition to the HealthyFood saving. Blue Bronze Silver Gold Diamond 5% 6% 7% 8% 10% Boost your HealthyFood saving Get up to 75% of your HealthyFood spend paid into the Medical Savings Booster or InvestBooster. Here are some important points to note: InvestBooster Keep in mind If you have your HealthyFood saving paid into your Medical Savings Booster or InvestBooster TM, you will not get the DiscoveryCard Pick n Pay cash back. You need to have completed the Personal Health Review and be a DiscoveryCard holder on Vitality to activate the Medical Savings Booster or InvestBooster TM. Withdrawals from the Medical Savings Booster are subject to a 25% penalty when not used for medical expenses. A 25% penalty will be charged each time you do a withdrawal of funds from the InvestBooster within the first five years of activating the InvestBooster or if the value of the investment falls below R1 000 000 within the first five years. Withdrawals after the first five years will not be penalised. If you want to withdraw any of your InvestBooster savings in the first five years, or if you make a withdrawal so that your fund value falls below R100 000, there will be a 25% penalty on the InvestBooster. Therefore you will effectively receive a 50% saving on HealthyFood. There will be no penalty for withdrawals after the first five years. You can either activate the Medical Savings Booster or InvestBooster but not both. Increase your saving at Virgin Active or Planet Fitness The main member and spouse can increase their 80% saving to between 90% and 100% with Visa DiscoveryCard. This extra 10% to 20% saving is also available to children and adult dependants whose monthly rate is paid with a Visa DiscoveryCard. The size of the additional 10% to 20% saving is based on your Vitality and how long you ve been on Vitality see the table above. This excludes Platinum and Classic memberships. Save up to 60% on British Airways International flights By activating the Discovery Miles benefit, you qualify for an enhanced British Airways International benefit, which gives you discounted travel based on your Vitality and monthly DiscoveryCard spend. You can fly to 16 exciting international destinations through the British Airways International benefit. Savings on international holidays DiscoveryCard can bring your dream holiday within reach. Use your DiscoveryCard at World Leisure Holidays, Royal Caribbean International or Contiki Holidays and get 15% to 22% cash back, based on your Vitality. Earn Discovery Miles by using your DiscoveryCard For every R12 you spend on your DiscoveryCard, you ll earn one Discovery Mile, for an annual fee. There are many ways to spend your Discovery Miles: pay the already discounted Vitality rates at kulula.com and Southern Sun, shop at VitalityMall, increase your saving at DiscoveryCard s international holiday partners, or convert your Discovery Miles to BA Miles or SAA Voyager Miles. DiscoveryPlatinum cardholders qualify for our Fast Miles earning rate and can earn one Discovery Mile for every R6 spent, for a higher annual fee. Visit www.discovery.co.za to sign up for Discovery Miles or Fast Miles. GM_5941DHV_19/01/2010