FNB Zambia Pricing Guide Effective October 2011

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Transcription:

FNB Zambia Pricing Guide Effective October 2011 how can we help you?

Contents FNB Zambia Pricing Guide Future Account Smart Account Savings Account Personal Cheque Account Call Account Business Cheque Account Foreign Currency Accounts Contact Details

1 Future Account Currency Monthly Account Fee Your monthly account fee includes ZMK 2 free qualifying Debit transactions Monthly Subscription Fees incontact, FNB Cellphone and Online Banking Electronic Transactions Debit Orders 12, 500 Visa Electron Debit Card Purchases 500 Prepaid Purchases (FNB ATM, Cellphone or Online Banking) Account Payments Cellphone, ATM and Online Banking Scheduled Payments Linked Account Transfers Cellphone, ATM and Online Banking 2, 500 Scheduled Transfers 2, 500 1-250K 1500 FNB ATM Between 250K - 500K 3000 More than 500K 4500 FNB Mini ATM 50% of ATM Fee Deposits Cheques 5, 000, 000 per month free FNB ATM Cash deposit Balance Enquiries FNB ATM Cellphone Banking FNB Branch Transactions 20, 000 + 0.15% of value Account Payments 40, 000 Account Transfers 10, 000 Cash Deposits 5, 000, 000 per month free Balance Enquiries 1, 000 Other Bank s ATMs Cash withdrawals 5, 000 + ATM Fee Balance Enquiries 1, 500 International ATM Cash Withdrawal 15, 000 Other Account related fees Special Instructions

2 FUTURE ACCOUNT CONT. Bank Cheque 75, 000 ENC Upliftment Fee/Special Clearance (per deposit 350, 000 Scheduled Payment Setup & Amendment Fee (Online Banking) 20, 000 Scheduled Payment Setup & Amendment (FNB Branch) 20, 000 Statements Provisional Statement and/or Detailed Balance Enquiries (Online Banking) Mini Statement (FNB ATM & Cellphone Banking) 500 Historical PrePaid Statement (Cellphone Banking) 500 Provisional Statement (Branch and Telephone Banking) 12, 500 per page Stop Payments Online Banking 60, 000 FNB Branch 120, 000 Penalty Fees Dishonoured Payment 306, 000 Honouring Fee (charged when you exceed your account limit) 350, 000 Card Replacement Fee (per card) 75, 000 Deposit of Post Dated Cheques (per cheque) 150, 000 Value Added Services Payment Notifications (fee per notification) Email 250 SMS 400 Fax 1, 500 Balance Alerts (fee per month) Monthly 400 Weekly 1, 500 Daily 7, 500

3 Smart Account Currency Monthly Account Fee 10, 000 Your monthly account fee includes ZMK Electron Debit Card Fee Monthly Account Also Includes incontact, FNB Cellphone and Online Banking Electronic Transactions Debit Orders 12, 500 Visa Electron Debit Card 500 Prepaid Purchases (FNB ATM, Cellphone or Online Banking) 500 Account Payments Cellphone, ATM and Online Banking 5, 000 Scheduled Payments 5, 000 Linked Account Transfers Cellphone, ATM and Online Banking 2, 500 Scheduled Transfers 2, 500 FNB ATM 1-250K 1500 Between 250K - 500K 3000 More than 500K 4500 FNB Mini ATM 50% of ATM Fee Deposits Cheques FNB ATM Cash deposit 5, 000, 000 per month free Balance Enquiries FNB ATM Cellphone Banking 500 FNB Branch Transactions 20, 000 + 0.15% of value Account Payments 40, 000 Account Transfers 10, 000 Cash Deposits 5, 000, 000 per month free Balance Enquiries 1, 000 Other Bank s ATMs Cash withdrawals 5, 000 + ATM Fee Balance Enquiries 1, 500

4 SMART ACCOUNT CONT. International ATM Cash Withdrawal 15, 000 Other Account related fees Special Instructions Bank Cheque 75, 000 ENC Upliftment Fee/Special Clearance (per deposit) 350, 000 Scheduled Payment Setup & Amendment Fee (Online Banking) 20, 000 Scheduled Payment Setup & Amendment (FNB Branch) 20, 000 Statements Provisional Statement and/or Detailed Balance Enquiries (Online Banking) Mini Statement (FNB ATM & Cellphone Banking) 500 Historical PrePaid Statement (Cellphone Banking) 500 Provisional Statement (Branch and Telephone Banking) 12, 500 per page Stop Payments Online Banking 60, 000 FNB Branch 120,000 Penalty Fees Dishonoured Payment 306, 000 Honouring Fee (charged when you exceed your account limit) 350, 000 Card Replacement Fee (per card) 75, 000 Deposit of Post Dated Cheques (per cheque) 150, 000 Value Added Services Payment Notifications (fee per notification) Email 250 SMS 400 Fax 1, 500 Balance Alerts (fee per month) Monthly 400 Weekly 1, 500 Daily 7, 500 Other Fees Certificate of Balance 100, 000 Certification of Documents (per item) 75, 000 Commissioner of Oaths 100, 000 Photocopying (per page) 10, 000

5 SMART ACCOUNT CONT. Sealing of Documents 100, 000 Telephone Local 75, 000 Telephone Foreign 200, 000

6 Savings Account How does this account work? If you maintain a minimum balance of 50,000 ZMK you get 2 free qualifying debits, and don t pay the monthly fee. Thereafter, normal debits are charged at 40,000 ZMK Currency Monthly Account Fee Your monthly account fee includes Monthly Account Also Includes incontact, FNB Cellphone and Online Banking Electronic Transactions Visa Electron Debit Card Purchases Linked Account Transfers (Cellphone, ATM and Online Banking) ZMK Electron Debit Card Fee Not allowed 2, 500 FNB ATM 40, 000 FNB Mini ATM 40, 000 Deposits Cheques FNB ATM Cash deposit 5, 000, 000 per month free Balance Enquiries FNB ATM Cellphone Banking 500 FNB Branch Transactions 40, 000 Account Transfers 40, 000 Cash Deposits 5, 000, 000 per month free Balance Enquiries Other Bank s ATMs Cash withdrawals 5, 000 + ATM Fee Balance Enquiries 1, 500 International ATM Cash Withdrawal 15, 000 Other Account related fees Special Instructions Bank Cheque 75, 000 ENC Upliftment Fee/Special Clearance (per deposit) 350, 000 Statements Provisional Statement and/or Detailed Balance Enquiries (Online Banking) Mini Statement (FNB ATM & Cellphone Banking 500

7 SAVINGS ACCOUNT CONT. Historical PrePaid Statement (Cellphone Banking) 500 Provisional Statement (Branch and Telephone Banking) 12, 500 per page Penalty Fees Card Replacement Fee (per card) 75, 000 Deposit of Post Dated Cheques (per cheque) 150, 000 Value Added Services Balance Alerts (fee per month) Monthly 400 Weekly 1, 500 Daily 7, 500 Other Fees Certificate of Balance 100, 000 Certification of Documents (per item) 75, 000 Commissioner of Oaths 100, 000 Photocopying (per page) 10, 000 Sealing of Documents 100, 000 Telephone Local 75, 000 Telephone Foreign 200, 000

8 Personal Cheque Account Pay as You Use How does this pricing option work? You are charged for each transaction at the applicable fee Currency Monthly Account Fee 20, 000 Your monthly account fee includes ZMK Electron Debit Card Fee Monthly Account Also Includes incontact, FNB Cellphone and Online Banking Electronic Transactions Debit Orders 12,500 Visa Electron Debit Card 500 Prepaid Purchases (FNB ATM, Cellphone or Online Banking) 500 Account Payments Cellphone, ATM and Online Banking 5,000 Scheduled Payments 5,000 Linked Account Transfers Cellphone, ATM and Online Banking 2,500 Scheduled Transfers 2,500 1-250K 1500 FNB ATM Between 250K - 500K 3000 More than 500K 4500 FNB Mini ATM 50% of ATM Fee Deposits Cheques FNB ATM Cash deposit 5, 000, 000 per month free Balance Enquiries FNB ATM Cellphone Banking FNB Branch Transactions Cheque payment 12, 500 20, 000 + 0.15% of value Account Payments 40,000 Account Transfers 10,000 Cash Deposits 5, 000, 000 per month free

9 PERSONAL CHEQUE ACCOUNT CONT. Balance Enquiries 1, 000 Other Bank s ATMs Cash withdrawals 5,000 + ATM Fee Balance Enquiries 1, 500 International ATM Cash Withdrawal 15, 000 Other Account related fees Special Instructions Bank Cheque 75, 000 ENC Upliftment Fee/Special Clearance (per deposit) 350, 000 Scheduled Payment Setup & Amendment Fee (Online Banking) 20,000 Scheduled Payment Setup & Amendment (FNB Branch) 20, 000 Statements Monthly Statement Additional Paper Statement (fee per month) Daily 20, 000 Weekly 10, 000 Twice Monthly 5, 000 Provisional Statement and/or Detailed Balance Enquiries (Online Banking) Mini Statement (FNB ATM & Cellphone Banking) 500 Historical PrePaid Statement (Cellphone Banking) 500 Provisional Statement (Branch and Telephone Banking) 12, 500 per page Stop Payments Online Banking 60, 000 FNB Branch 120, 000 Penalty Fees Dishonoured Payment (per item) 306, 000 Honouring Fee (charged when you exceed your account limit) 350, 000 Card Replacement Fee (per card) 75, 000 Deposit of Post Dated Cheques (per cheque) 150, 000 Value Added Services Payment Notifications (fee per notification) Email 250 SMS 400 Fax 1, 500 Balance Alerts (fee per month) Monthly 400 Weekly 1, 500 Daily 7, 500

10 PERSONAL CHEQUE ACCOUNT CONT. Loans & Overdrafts Overdraft Annual Facility Fee 3% min 150, 000 3% min 150, 000 Penalty Interest 0.0% 0.0% Personal Loan Arrangement Fee 2% min 100,000 2% min 100,000 Other Fees Certificate of Balance 100, 000 100, 000 Certification of Documents (per item) 75, 000 75, 000 Commissioner of Oaths 100, 000 100, 000 Photocopying (per page) 10, 000 10, 000 Sealing of Documents 100, 000 100, 000 Telephone Local 75, 000 75, 000 Telephone Foreign 200, 000 200, 000

11 Call Account Currency Electronic Transactions Account Payments Cellphone, ATM and Online Banking 5, 000 Scheduled Payments 5, 000 Linked Account Transfers Cellphone, ATM and Online Banking Scheduled Transfer Deposits Cheques FNB ATM Cash deposit FNB Branch Transactions 20, 000 + 0.15% of value Account Payments 40, 000 Account Transfers 10, 000 Cash Deposits ZMK 5, 000, 000 per month free Other Account related fees Special Instructions ENC Upliftment Fee/Special Clearance (per deposit) 350, 000 Penalty Fees Early Redemption of Fixed Deposit 150, 000

11 Business Cheque Account Currency Monthly Account Fee 80, 000 Your monthly account fee includes Electron Debit Card Fee Monthly Account Also Includes incontact, FNB Cellphone and Online Banking Electronic Transactions Debit Orders 12, 500 Visa Electron Debit Card Purchase 500 Prepaid Purchases (FNB ATM, Cellphone or Online Banking) 500 Account Payments Cellphone, ATM and Online Banking 5, 000 Scheduled Payments 5, 000 Linked Account Transfers Cellphone, ATM and Online Banking 2, 500 Scheduled Transfer 2, 500 1-250K : 1500 FNB ATM Between 250K - 500K: 3000 More than 500K: 4500 FNB Mini ATM 50% of ATM Fee Deposits Cheques FNB ATM Cash deposit 50 Million per month free Balance Enquiries FNB ATM Cellphone Banking 500 FNB Branch Transactions Cheque payment 20, 000 20, 000 + 0.15% of value Account Payments 40, 000 Account Transfers 10, 000 Cash Deposit 50 Million per month free Balance Enquiries 1, 000 Other Bank s ATMs Cash withdrawals 5, 000 + ATM Fee Balance Enquiries 1, 500 International ATM Cash Withdrawal 15, 000

12 BUSINESS CHEQUE ACCOUNT CONT. Other Account related fees Special Instructions Bank Cheque 75, 000 ENC Upliftment Fee/Special Clearance (per deposit) 350, 000 Scheduled Payment Setup & Amendment Fee (Online Banking) 20, 000 Scheduled Payment Setup & Amendment (FNB Branch) 20, 000 Statements Monthly Statement Additional Paper Statement (fee per month) Daily 20, 000 Weekly 10, 000 Twice Monthly 5, 000 Provisional Statement and/or Detailed Balance Enquiries (Online Banking) Mini Statement (FNB ATM & Cellphone Banking) 500 Historical PrePaid Statement (Cellphone Banking) 500 Provisional Statement (Branch and Telephone Banking) ZMK 12, 500 per page Stop Payments Online Banking 60, 000 FNB Branch 120, 000 Penalty Fees Dishonoured Payment (per item) 504, 000 Honouring Fee (charged when you exceed your account limit) 350, 000 Card Replacement Fee (per card) 75, 000 Deposit of Post Dated Cheques (per cheque) 150, 000 Value Added Services Payment Notifications (fee per notification) Email 250 SMS 400 Fax 1, 500 Balance Alerts (fee per month) Monthly 400 Weekly 1, 500 Daily 7,500 Loans & Overdrafts Overdraft Annual Facility Fee 3% min 150, 000 Business Loan 3% min 150, 000 Arrangement Fee 2% min 100, 000

13 BUSINESS CHEQUE ACCOUNT CONT. Other Fees Certificate of Balance 100, 000 Certification of Documents (per item) 75, 000 Commissioner of Oaths 100, 000 Auditors Reports 250, 000 Photocopying (per page) 10, 000 Sealing of Documents 100, 000 Telephone Local 75, 000 Telephone Foreign 200, 000 Salary Processing Manual Interbank 50, 000 Manual Electronic 25, 000

Foreign Currency Accounts (Personal Cheque Accounts Only) 14 Currency USD GBP EUR ZAR Monthly Account Fee 10.00 7.50 10.00 30.00 Monthly Subscription Fees incontact, FNB Cellphone and Online Banking N/A N/A N/A N/A FNB Branch Transactions Cheque payment 3.00 3.00 4.00 20.00 Cash Withdrawal 0.15 plus 3.00% 3.00 plus 1.00% 4.00 plus 1.00% 20.00 plus 0.15% Account Transfer 3.00 3.00 4.00 20.00 Account Payments 3.00 3.00 4.00 20.00 Cash Deposits 1000 p.m free, thereafter 0.15% of value 250 p.m free, thereafter 0.15% of value 350 p.m free, thereafter 0.15% of value 10, 000 p.m free, thereafter 0.15% of value Balance Enquiries Other Account related fees Special Instructions ENC Upliftment Fee/Special Clearance (per deposit) 35.00 18.00 25.00 350.00 Statements Provisional Statement (Branch and Telephone Banking) 1.00 per page 1.00 per page 1.00 per page 5.00 per page Stop Payments Online Banking N/A N/A N/A N/A FNB Branch 15.00 7.50 10.00 150.00 Penalty Fees Dishonoured Payment (per item) 35.00 18.00 25.00 350.00

Foreign Currency Accounts (Business Cheque Accounts Only) 14 Currency USD GBP EUR ZAR Monthly Account Fee 15.00 7.50 10.00 50.00 Monthly Subscription Fees incontact, FNB Cellphone and Online Banking N/A N/A N/A N/A FNB Branch Transactions Cheque payment 5.00 3.00 4.00 30.00 Cash Withdrawal 3.00 plus 0.15% 3.00 plus 1.00% 4.00 plus 1.00% 30.00 plus 1.00% Cash Deposits 10, 000 p.m free, thereafter 0.15% of value 250 p.m free, thereafter 0.15% of value 350 p.m free, thereafter 0.15% of value 5, 000 p.m free, thereafter 0.15% of value Balance Enquiries Other Account related fees Special Instructions ENC Upliftment Fee/Special Clearance (per deposit) 35.00 18.00 25.00 350.00 Statements Provisional Statement (Branch and Telephone Banking) 1.00 per page 1.00 per page 1.00 per page 5.00 per page Stop Payments Online Banking N/A N/A N/A N/A FNB Branch 15.00 7.50 10.00 150.00 Penalty Fees Dishonoured Payment (per item) 35.00 18.00 25.00 350.00

First National Bank Zambia Limited Stand Number 22767, Cnr Great East Road and Thabo Mbeki Road, Lusaka, Zambia PO Box 36187 Lusaka Zambia +(260) 21 1 366 800 +(260) 21 1 253 057 fnb@fnbzambia.co.zm www.fnbzambia.co.zm * FNB may change these prices or introduce new fees at any time. Appropriate notice will be given. * Terms and Conditions Apply.