ASSETS Assets Current Year Nonadmitted Assets 3 Net Admitted Assets (Cols. - ) Prior Year 4 Net Admitted Assets. Bonds (Schedule D) 8,337,598,974 8,337,598,974 7,97,34,389. Stocks (Schedule D):. Preferred stocks 9,000,000 9,000,000 4,000,000. Common stocks 47,555,80 47,555,80 46,84,34 3. Mortgage loans on real estate (Schedule B): 3. First liens 95,609,84 95,609,84 8,64,80 3. Other than first liens 4. Real estate (Schedule A): 4. Properties occupied by the company (less $ 0 encumbrances) 59,780,80 59,780,80 6,63,67 4. Properties held for the production of income (less $ encumbrances) 0 3,779,89 4.3 Properties held for sale (less $ 0 encumbrances) 5,998,500 5,998,500 5,998,500 5. Cash ($ (4,68,397), Schedule E - Part ), cash equivalents ($ 99,839,505, Schedule E - Part ) and short-term investments ($ 733,548, Schedule DA) 57,890,656 57,890,656 8,807,064 6. Contract loans (including $ 0 premium notes) 58,774,40 58,774,40 54,460,945 7. Derivatives (Schedule DB) 4,767,807 4,767,807 0,03,650 8. Other invested assets (Schedule BA) 47,8,790 47,8,790 38,687,8 9. Receivables for securities 438,85 438,85 50,798 0. Securities lending reinvested collateral assets (Schedule DL) 4,66,983 4,66,983 6,77,860. Aggregate write-ins for invested assets. Subtotals, cash and invested assets (Lines to ) 0,03,80,875 0,03,80,875 9,58,65,34 3. Title plants less $ charged off (for Title insurers only) 4. Investment income due and accrued 58,9,504 58,9,504 58,505,795 5. Premiums and considerations: 5. Uncollected premiums and agents' balances in the course of collection 78,886,476 4,66,307 64,4,68 3,5,50 5. Deferred premiums and agents' balances and installments booked but deferred and not yet due (including $ earned but unbilled premiums) 436,76 436,76 390,346 5.3 Accrued retrospective premiums ($ 39,07 ) and 6. Reinsurance: contracts subject to redetermination ($ 0 ) 39,07 39,07 408,65 6. Amounts recoverable from reinsurers 66,30,459 9,68 66,0,9 65,985,39 6. Funds held by or deposited with reinsured companies 6.3 Other amounts receivable under reinsurance contracts 36,907,36 36,907,36 36,74,35 7. Amounts receivable relating to uninsured plans 8,607,90 693,093 7,94,87 8,43, 8. Current federal and foreign income tax recoverable and interest thereon 0,705,940 8. Net deferred tax asset 379,07,653 94,73,963 84,347,690 78,07,93 9. Guaranty funds receivable or on deposit 8,67,30 8,67,30 7,03,58 0. Electronic data processing equipment and software. Furniture and equipment, including health care delivery assets ($ ) 4,03,656 4,03,656 0 0. Net adjustment in assets and liabilities due to foreign exchange rates 3. Receivables from parent, subsidiaries and affiliates 4. Health care ($ ) and other amounts receivable,963,607,963,607 0 0 5. Aggregate write-ins for other than invested assets 3,65,98,36,577 9,45,34 4,899,597 6. Total assets excluding Separate Accounts, Segregated Accounts and Protected Cell Accounts (Lines to 5),98,34,366 8,340,37,069,793,996 0,543,984,33 7. From Separate Accounts, Segregated Accounts and Protected Cell Accounts 7,964,3 7,964,3 8,339,54 8. Total (Lines 6 and 7),306,098,497 8,340,37,077,758,6 0,55,33,486 0. 0. 03. DETAILS OF WRITE-INS 98. Summary of remaining write-ins for Line from overflow page 99. Totals (Lines 0 thru 03 plus 98)(Line above) 50. Corporate owned life insurance 0,053,350 0,053,350 97,67,55 50. State premium tax credits 6,753,4 6,753,4 0,53,43 503. Other miscellaneous assets 5,08,333,36,577,844,757,803,536 598. Summary of remaining write-ins for Line 5 from overflow page 8,763,83 8,763,83 4,35,03 599. Totals (Lines 50 thru 503 plus 598)(Line 5 above) 3,65,98,36,577 9,45,34 4,899,597
LIABILITIES, SURPLUS AND OTHER FUNDS Prior Year Current Year. Aggregate reserve for life contracts $ 963,75,344 (Exh. 5, Line 9999999) less $ included in Line 6.3 (including $ 0 Modco Reserve) 963,75,344 999,0,035. Aggregate reserve for accident and health contracts (including $ 4,639,355,79 Modco Reserve) 7,756,69,39 7,90,38,976 3. Liability for deposit-type contracts (Exhibit 7, Line 4, Col. ) (including $ 0 Modco Reserve) 95,348,06 955,4,668 4. Contract claims: 4. Life (Exhibit 8, Part, Line 4.4, Col. less sum of Cols. 9, 0 and ) 35,055,35 43,79,950 4. Accident and health (Exhibit 8, Part, Line 4.4, sum of Cols. 9, 0 and ) 54,30,306 534,36,8 5. Policyholders dividends $ and coupons $ due and unpaid (Exhibit 4, Line 0) 6. Provision for policyholders dividends and coupons payable in following calendar year - estimated amounts: 6. Dividends apportioned for payment (including $ 0 Modco) 9,880,000 0,80,000 6. Dividends not yet apportioned (including $ Modco) 6.3 Coupons and similar benefits (including $ Modco) 7. Amount provisionally held for deferred dividend policies not included in Line 6 8. Premiums and annuity considerations for life and accident and health contracts received in advance less $ 0 discount; including $ 4,087,47 accident and health premiums (Exhibit, Part, Col., sum of lines 4 and 4) 38,5,665 38,577,6 9. Contract liabilities not included elsewhere: 9. Surrender values on canceled contracts 9. Provision for experience rating refunds, including the liability of $,887,655 accident and health experience rating refunds of which $ is for medical loss ratio rebate per the Public Health Service Act 3,574,88 537,939 9.3 Other amounts payable on reinsurance, including $,944,985 assumed and $ 84,754,074 ceded 87,699,059 84,68,00 9.4 Interest maintenance reserve (IMR, Line 6) 4,670,66 5,883,786 0. Commissions to agents due or accrued-life and annuity contracts $ 9,79,85 accident and health $ 35,590,435 and deposit-type contract funds $ 0 45,30,50 4,805,30. Commissions and expense allowances payable on reinsurance assumed 5,783 0,46. General expenses due or accrued (Exhibit, Line, Col. 6) 848,4 8,647,907 3. Transfers to Separate Accounts due or accrued (net) (including $ accrued for expense allowances recognized in reserves, net of reinsured allowances) 4. Taxes, licenses and fees due or accrued, excluding federal income taxes (Exhibit 3, Line 9, Col. 5) 6,95,595 8,03,0 5. Current federal and foreign income taxes, including $ (3,539,573) on realized capital gains (losses) 6,507,379 0 5. Net deferred tax liability 6. Unearned investment income,036,747,085,948 7. Amounts withheld or retained by company as agent or trustee,799,05,37,849 8. Amounts held for agents' account, including $ agents' credit balances 9. Remittances and items not allocated 69,767,74 76,394,369 0. Net adjustment in assets and liabilities due to foreign exchange rates. Liability for benefits for employees and agents if not included above. Borrowed money $ and interest thereon $ 3. Dividends to stockholders declared and unpaid 4. Miscellaneous liabilities: 4.0 Asset valuation reserve (AVR, Line 6, Col. 7) 60,56,7 9,647,864 4.0 Reinsurance in unauthorized and certified ($ ) companies 7,45 3,600,98 4.03 Funds held under reinsurance treaties with unauthorized and certified ($ ) reinsurers 8,8,57,393 7,646,99,660 4.04 Payable to parent, subsidiaries and affiliates 7,698,06 46,06,437 4.05 Drafts outstanding 4.06 Liability for amounts held under uninsured plans 76,67 76,67 4.07 Funds held under coinsurance 4.08 Derivatives 6,7,456 5,773,070 4.09 Payable for securities 4.0 Payable for securities lending 4,66,983 6,77,860 4. Capital notes $ and interest thereon $ 5. Aggregate write-ins for liabilities 80,08,59 77,396,05 6. Total liabilities excluding Separate Accounts business (Lines to 5) 9,383,77,040 8,976,69,3 7. From Separate Accounts Statement 7,964,3 8,339,54 8. Total liabilities (Lines 6 and 7) 9,39,4,7 8,985,03,386 9. Common capital stock 5,000,000 5,000,000 30. Preferred capital stock 3. Aggregate write-ins for other than special surplus funds,37,58 7,734,358 3. Surplus notes 33. Gross paid in and contributed surplus (Page 3, Line 33, Col. plus Page 4, Line 5., Col. ),097,,3,097,,3 34. Aggregate write-ins for special surplus funds 35. Unassigned funds (surplus) 56,978,484 437,346,59 36. Less treasury stock, at cost: 36. shares common (value included in Line 9 $ ) 36. shares preferred (value included in Line 30 $ ) 37. Surplus (Total Lines 3+3+33+34+35-36) (including $ in Separate Accounts Statement),68,56,956,56,9,00 38. Totals of Lines 9, 30 and 37 (Page 4, Line 55),686,56,956,567,9,00 39. Totals of Lines 8 and 38 (Page, Line 8, Col. 3),077,758,6 0,55,33,486 DETAILS OF WRITE-INS 50. Unfunded commitments 3,867,074,786,058 50. Policy claims and miscellaneous liabilities - other lines,568,65 5,464,509 503. Other miscellaneous liabilities 5,995,39,08,489 598. Summary of remaining write-ins for Line 5 from overflow page 8,650,76 7,6,958 599. Totals (Lines 50 thru 503 plus 598)(Line 5 above) 80,08,59 77,396,05 30. Deferred gain on reinsurance transactions,37,58 7,734,358 30. 303. 398. Summary of remaining write-ins for Line 3 from overflow page 399. Totals (Lines 30 thru 303 plus 398)(Line 3 above),37,58 7,734,358 340. 340. 3403. 3498. Summary of remaining write-ins for Line 34 from overflow page 3499. Totals (Lines 340 thru 3403 plus 3498)(Line 34 above) 3
SUMMARY OF OPERATIONS Current Year Prior Year. Premiums and annuity considerations for life and accident and health contracts (Exhibit, Part, Line 0.4, Col., less Col. ) 3,348,04,44 3,68,08,7. Considerations for supplementary contracts with life contingencies 3. Net investment income (Exhibit of Net Investment Income, Line 7),098,85,73,09,734,79 4. Amortization of Interest Maintenance Reserve (IMR, Line 5),844,09 3,63,8 5. Separate Accounts net gain from operations excluding unrealized gains or losses 6. Commissions and expense allowances on reinsurance ceded (Exhibit, Part, Line 6., Col. ) 3,059,03 4,06,055 7. Reserve adjustments on reinsurance ceded (498,63,789) (443,74,934) 8. Miscellaneous Income: 8. Income from fees associated with investment management, administration and contract guarantees from Separate Accounts 95,589 06,538 8. Charges and fees for deposit-type contracts 8.3 Aggregate write-ins for miscellaneous income 79,934,834 73,0,48 9. Total (Lines to 8.3) 4,5,67,90 4,7,9,43 0. Death benefits 464,95,036 435,64,386. Matured endowments (excluding guaranteed annual pure endowments) 88,49,37,496. Annuity benefits (Exhibit 8, Part, Line 6.4, Cols. 4 + 8),83,586 3,89,868 3. Disability benefits and benefits under accident and health contracts,407,547,936,437,795,70 4. Coupons, guaranteed annual pure endowments and similar benefits 5. Surrender benefits and withdrawals for life contracts 6,040,054 7,863,96 6. Group conversions 503,35 0,04 7. Interest and adjustments on contract or deposit-type contract funds 7,957,706,33,05 8. Payments on supplementary contracts with life contingencies 974,5 86,97 9. Increase in aggregate reserves for life and accident and health contracts (86,35,94) (,84,386) 0. Totals (Lines 0 to 9),75,544,36,787,34,633. Commissions on premiums, annuity considerations, and deposit-type contract funds (direct business only) (Exhibit, Part, Line 3, Col. ) 438,0,03 49,000,865. Commissions and expense allowances on reinsurance assumed (Exhibit, Part, Line 6., Col. ) 7,56,777 7,48,300 3. General insurance expenses (Exhibit, Line 0, Cols.,, 3 and 4) 786,00,53 777,00,30 4. Insurance taxes, licenses and fees, excluding federal income taxes (Exhibit 3, Line 7, Cols. + + 3) 0,98,90,76,97 5. Increase in loading on deferred and uncollected premiums 0,45 8,36 6. Net transfers to or (from) Separate Accounts net of reinsurance (793,874) (667,677) 7. Aggregate write-ins for deductions 678,83,07 664,488,58 8. Totals (Lines 0 to 7) 3,746,95,89 3,787,077,60 9. Net gain from operations before dividends to policyholders and federal income taxes (Line 9 minus Line 8) 506,43,63 330,833,8 30. Dividends to policyholders 9,630,836 0,543,596 3. Net gain from operations after dividends to policyholders and before federal income taxes (Line 9 minus Line 30) 496,80,795 30,90,5 3. Federal and foreign income taxes incurred (excluding tax on capital gains) 36,543,07 94,95,34 33. Net gain from operations after dividends to policyholders and federal income taxes and before realized capital gains or (losses) (Line 3 minus Line 3) 360,58,588 6,094,99 34. Net realized capital gains (losses) (excluding gains (losses) transferred to the IMR) less capital gains tax of $,39,74 (excluding taxes of $ 339,74 transferred to the IMR) (0,94,750) (,638,08) 35. Net income (Line 33 plus Line 34) 349,35,837 03,456,783 CAPITAL AND SURPLUS ACCOUNT 36. Capital and surplus, December 3, prior year (Page 3, Line 38, Col. ),567,9,00,590,487,54 37. Net income (Line 35) 349,35,837 03,456,783 38. Change in net unrealized capital gains (losses) less capital gains tax of $,859,95 3,478,038 (599,976) 39. Change in net unrealized foreign exchange capital gain (loss),503,778,54,685 40. Change in net deferred income tax (5,005,593),569,043 4. Change in nonadmitted assets,070, (,993,699) 4. Change in liability for reinsurance in unauthorized and certified companies,878,530 (,35,733) 43. Change in reserve on account of change in valuation basis, (increase) or decrease 44. Change in asset valuation reserve (30,608,847) (7,70,69) 45. Change in treasury stock (Page 3, Lines 36. and 36., Col. minus Col. ) 46. Surplus (contributed to) withdrawn from Separate Accounts during period 47. Other changes in surplus in Separate Accounts Statement 48. Change in surplus notes 49. Cumulative effect of changes in accounting principles 50. Capital changes: 50. Paid in 50. Transferred from surplus (Stock Dividend) 50.3 Transferred to surplus 5. Surplus adjustment: 5. Paid in 5. Transferred to capital (Stock Dividend) 5.3 Transferred from capital 5.4 Change in surplus as a result of reinsurance (6,407,00) (7,384,3) 5. Dividends to stockholders (07,000,000) (00,767,767) 53. Aggregate write-ins for gains and losses in surplus 54. Net change in capital and surplus for the year (Lines 37 through 53) 9,4,855 (3,95,45) 55. Capital and surplus, December 3, current year (Lines 36 + 54) (Page 3, Line 38),686,56,956,567,9,00 DETAILS OF WRITE-INS 08.30. Income from assumed modco agreements 8,539,664 9,493,38 08.30. Income from Family Medical Leave Act administration 30,994,84 8,488,796 08.303. Other income,836,805 9,93,84 08.398. Summary of remaining write-ins for Line 8.3 from overflow page 8,563,55 5,097,073 08.399. Totals (Lines 08.30 thru 08.303 plus 08.398)(Line 8.3 above) 79,934,834 73,0,48 70. Loss from ceded modco agreements 0,5,4 9,94,764 70. Loss from transfer under funds held reinsurance 487,0,83 449,066,335 703. Reserve adjustment on assumed modco agreements (,57,59) (6,994,5) 798. Summary of remaining write-ins for Line 7 from overflow page,039,3,473,94 799. Totals (Lines 70 thru 703 plus 798)(Line 7 above) 678,83,07 664,488,58 530. 530. 5303. 5398. Summary of remaining write-ins for Line 53 from overflow page 5399. Totals (Lines 530 thru 5303 plus 5398)(Line 53 above) 4
CASH FLOW Current Year Prior Year Cash from Operations. Premiums collected net of reinsurance 3,38,3,88 3,6,85,580. Net investment income,068,579,065,059,07,800 3. Miscellaneous income 90,433,556 8,09,475 4. Total (Lines through 3) 4,677,35,909 4,466,87,855 5. Benefit and loss related payments,398,757,837,354,37,449 6. Net transfers to Separate Accounts, Segregated Accounts and Protected Cell Accounts (793,874) (667,677) 7. Commissions, expenses paid and aggregate write-ins for deductions,040,86,470,988,576,4 8. Dividends paid to policyholders 0,030,836,343,596 9. Federal and foreign income taxes paid (recovered) net of $ 5,47,334 tax on capital gains (losses) 8,809,344 76,39,406 0. Total (Lines 5 through 9) 4,577,665,64 4,49,763,898. Net cash from operations (Line 4 minus Line 0) 99,470,95 36,53,957 Cash from Investments. Proceeds from investments sold, matured or repaid:. Bonds,59,909,74,5,986,43. Stocks 5,000,000 0.3 Mortgage loans 95,330,673 44,943,307.4 Real estate 3,84,53 7,05,597.5 Other invested assets 45,965,363 4,,858.6 Net gains or (losses) on cash, cash equivalents and short-term investments 0 (,047).7 Miscellaneous proceeds,570 0,94,595.8 Total investment proceeds (Lines. to.7),670,069,87,699,99,74 3. Cost of investments acquired (long-term only): 3. Bonds,839,78,953,60,47,475 3. Stocks 69,300 6,33,00 3.3 Mortgage loans 88,675,685 73,863,93 3.4 Real estate,56,044 4,57,338 3.5 Other invested assets 47,07,598 76,930,98 3.6 Miscellaneous applications 8,663,493,789 3.7 Total investments acquired (Lines 3. to 3.6),87,303,073,53,643,93 4. Net increase (decrease) in contract loans and premium notes 4,33,455 (984,48) 5. Net cash from investments (Line.8 minus Line 3.7 minus Line 4) (5,546,657) (83,460,04) Cash from Financing and Miscellaneous Sources 6. Cash provided (applied): 6. Surplus notes, capital notes 6. Capital and paid in surplus, less treasury stock 6.3 Borrowed funds 0 (4,380,000) 6.4 Net deposits on deposit-type contracts and other insurance liabilities (34,557,596) 79,030,90 6.5 Dividends to stockholders 07,000,000 00,767,767 6.6 Other cash provided (applied) 60,77,549 666,94,744 7. Net cash from financing and miscellaneous sources (Lines 6. to 6.4 minus Line 6.5 plus Line 6.6) 36,59,953 740,84,898 RECONCILIATION OF CASH, CASH EQUIVALENTS AND SHORT-TERM INVESTMENTS 8. Net change in cash, cash equivalents and short-term investments (Line, plus Lines 5 and 7) (60,96,409) (54,,88) 9. Cash, cash equivalents and short-term investments: 9. Beginning of year 8,807,064 7,98,5 9. End of year (Line 8 plus Line 9.) 57,890,656 8,807,064 Note: Supplemental disclosures of cash flow information for non-cash transactions: 0.000. Schedule D bonds exchanged 94,50,55 76,776,906 0.000. Schedule B mortgage loans exchanged 33,899,35 6,0,969 0.0003. Bond principal received in the form of premium tax credits,06,055,83,686 0.0004. Other financing adjustment on contract claim reserves ceded in a funds withheld reinsurance agreement 3,535,79 6,84,30 0.0005. Schedule BA LIHTC funding exchange 0,053,97 5
6 ANNUAL STATEMENT FOR THE YEAR 06 OF THE UNUM LIFE INSURANCE COMPANY OF AMERICA ANALYSIS OF OPERATIONS BY LINES OF BUSINESS Ordinary 6 Group Accident and Health 3 4 5 7 8 9 0 Aggregate of All Total Industrial Life Life Insurance Individual Annuities Supplementary Contracts Credit Life (Group and Individual) Life Insurance (a) Annuities Group Credit (Group and Individual) Other Other Lines of Business. Premiums and annuity considerations for life and accident and health contracts 3,348,04,44 0,484,547 8,33 730,,530,604,46,367 3,79,566. Considerations for supplementary contracts with life contingencies 3. Net investment income,098,85,73 4,70,04 5,859 3,68,490 4,633,448 5,067,976 633,067,3 37,067,504,05,9 4. Amortization of Interest Maintenance Reserve (IMR),844,09 4,699 0 53,07 69,906 8,50,06,970 63,05,856 5. Separate Accounts net gain from operations excluding unrealized gains or losses 6. Commissions and expense allowances on reinsurance ceded 3,059,03 60,7 74,3,369 7,70,468 76,505,40 7. Reserve adjustments on reinsurance ceded (498,63,789) (49,03,783) (79,60,006) 8. Miscellaneous Income: 8. Fees associated with income from investment management, administration and contract guarantees from Separate Accounts 95,589 95,589 8. Charges and fees for deposit-type contracts 8.3 Aggregate write-ins for miscellaneous income 79,934,834 7,657 36 94,795,64,345 34,50 43,60,738 30,53,749 3,389,364 9. Totals (Lines to 8.3) 4,5,67,90 5,397,34 5,905 3,876,39 8,33 848,3,597 5,06,4,935,5,89 40,398,05 4,496,439 0. Death benefits 464,95,036 4,479,793 357 440,47,886. Matured endowments (excluding guaranteed annual pure endowments) 88,49 88,49. Annuity benefits,83,586,83,586 3. Disability benefits and benefits under accident and health contracts,407,547,936 54,480 394,505,404,375,090,73,86 4. Coupons, guaranteed annual pure endowments and similar benefits 5. Surrender benefits and withdrawals for life contracts 6,040,054 5,609,63 430,89 6. Group conversions 503,35 (3,487,099) 3,434,856 (3,975) 559,569 7. Interest and adjustments on contract or deposit-type contract funds 7,957,706,44,074,503,85,330,77 593,740,645,05 738,84,05 8. Payments on supplementary contracts with life contingencies 974,5 7,497 90,68 9. Increase in aggregate reserves for life and accident and health contracts (86,35,94) (3,846,70) (,74) (3,38) (4,077,670) (7,40,763) (8,388,64) (68,396,69) 0. Totals (Lines 0 to 9),75,544,36 5,835,99 (,63),55,99 357 43,886,84 6,05,563,33,67,55 (64,375,004),05. Commissions on premiums, annuity considerations and deposit-type contract funds (direct business only) 438,0,03 798,00 09,966,9 309,8,600 8,09,473. Commissions and expense allowances on reinsurance assumed 7,56,777 3,67 6,7,749,67,86 3. General insurance expenses 786,00,53 8,96 76,84 57,947,598 30,533 59,749,878 36,076,387 4. Insurance taxes, licenses and fees, excluding federal income taxes 0,98,90 70,45 44 3,96,065 8,45 7,930,404 4,856,98 5. Increase in loading on deferred and uncollected premiums 0,45 0,45 6. Net transfers to or (from) Separate Accounts net of reinsurance (793,874) (793,874) 7. Aggregate write-ins for deductions 678,83,07,89 4 85,48,466 39,53,003,09,640 8. Totals (Lines 0 to 7) 3,746,95,89 6,93,743 (,63),79,77 50 733,750,665 5,360,678,589,0,648 398,377,70,03,745 9. Net gain from operations before dividends to policyholders and federal income taxes (Line 9 minus Line 8) 506,43,63 8,464,39 7,067 30,46,6 7,73 4,36,93 (54,454) 346,3,44 4,00,404 3,464,694 30. Dividends to policyholders 9,630,836 9,630,836 3. Net gain from operations after dividends to policyholders and before federal income taxes (Line 9 minus Line 30) 496,80,795 (,66,445) 7,067 30,46,6 7,73 4,36,93 (54,454) 346,3,44 4,00,404 3,464,694 3. Federal income taxes incurred (excluding tax on capital gains) 36,543,07 (,05,78) (5,7) 0,00,407,704 40,76,88 (75,54) 0,535,684 (6,69,575),93,74 33. Net gain from operations after dividends to policyholders and federal income taxes and before realized capital gains or (losses) (Line 3 minus Line 3) 360,58,588 (50,77),778 0,36,4 5,08 73,646,03 0,700 43,577,560 0,639,979,70,953 DETAILS OF WRITE-INS 08.30. Income from assumed modco agreements 8,539,664 8,539,664 08.30. Income from Family Medical Leave Act Administration 30,994,84 30,994,84 08.303. Other income (loss),836,805 (5,736) 8 45,59,967,945 0,43 9,69,58 33,63,593 08.398. Summary of remaining write-ins for Line 8.3 from overflow page 8,563,55 69,393 8 49,03 96,399 3,907,986,397,750,454 3,387,77 08.399. Totals (Lines 08.30 thru 08.303 plus 08.398) (Line 8.3 above) 79,934,834 7,657 36 94,795,64,345 34,50 43,60,738 30,53,749 3,389,364 70. Loss from ceded modco agreements 0,5,4 59,886,84 4,38,608 70. Loss from transfer under funds held reinsurance 487,0,83 5,355,559 6,865,64 703. Reserve adjustment on assumed modco agreements (,57,59) (,57,59) 798. Summary of remaining write-ins for Line 7 from overflow page,039,3,89 4 6,093 660,09,640 799. Totals (Lines 70 thru 703 plus 798) (Line 7 above) 678,83,07,89 4 85,48,466 39,53,003,09,640 (a) Includes the following amounts for FEGLI/SGLI: Line 0, Line 0 0, Line 6 0, Line 3 0, Line 4 0
ANALYSIS OF INCREASE IN RESERVES DURING THE YEAR Ordinary 6 Group 3 4 5 7 Total Industrial Life Life Insurance Individual Annuities Supplementary Contracts Credit Life (Group and Individual) Life Insurance 8 Annuities Involving Life or Disability Contingencies (Reserves) (Net of Reinsurance Ceded). Reserve December 3, prior year 999,0,034 0,847,437 9,80 307,803 695,930,43 8,986,57. Tabular net premiums or considerations,900,848,733,07 67,8 3. Present value of disability claims incurred 53,673,736 XXX 53,673,736 4. Tabular interest 4,0,4 6,065,075 99,08 9,7,479 5,660,70 5. Tabular less actual reserve released (04,509,909) (0,87) 6,907 (04,30,75) (4,777) 6. Increase in reserve on account of change in valuation basis 7 7. Other increases (net) (385,974) (660,66) 74,65 8. Totals (Lines to 7),000,80,47 37,964,66 30,739 356,98 675,07,350 87,43,54 9. Tabular cost 6,43,07 5,09,760 XXX,,67 0. Reserves released by death 6,36,07 6,39,00 XXX XXX 43,05 XXX. Reserves released by other terminations (net) 0,00,063 9,380,649,03 603,9 4,0. Annuity, supplementary contract and disability payments involving life contingencies 4,46,697 54,480 7,497,96,34,83,586 3. Net transfers to or (from) Separate Accounts 4. Total Deductions (Lines 9 to 3) 37,050,804 0,963,89,03 7,497 3,64,607,847,706 5. Reserve December 3, current year 963,75,343 7,000,735 8,636 84,4 67,85,743 74,584,808
EXHIBIT OF NET INVESTMENT INCOME Collected During Year Earned During Year. U.S. Government bonds (a) 5,678, 4,879,904. Bonds exempt from U.S. tax (a). Other bonds (unaffiliated) (a),045,336,,045,7,56.3 Bonds of affiliates (a). Preferred stocks (unaffiliated) (b),4,854,0,646. Preferred stocks of affiliates (b). Common stocks (unaffiliated) 604,808 604,808. Common stocks of affiliates 7,600,000 7,600,000 3. Mortgage loans (c) 46,579,5 46,76,830 4. Real estate (d) 3,783,733 3,783,733 5 Contract loans,708,85,74,64 6 Cash, cash equivalents and short-term investments (e),408,85,389,48 7 Derivative instruments (f) (358,00) (343,306) 8. Other invested assets 8,8,46 8,80,30 9. Aggregate write-ins for investment income 3,88,077 3,88,077 0. Total gross investment income,56,630,98,56,403,64. Investment expenses (g) 49,676,936. Investment taxes, licenses and fees, excluding federal income taxes (g) 4,7,547 3. Interest expense (h) 38,837 4. Depreciation on real estate and other invested assets (i) 3,988,589 5. Aggregate write-ins for deductions from investment income 40,64 6. Total deductions (Lines through 5) 58,7,533 7. Net investment income (Line 0 minus Line 6),098,85,73 DETAILS OF WRITE-INS 090. Bond Consent Fees 3,33,95 3,33,95 090. Securities Lending 49,860 49,860 0903. Interest on Reinsurance COLI Settlements 65,9 65,9 0998. Summary of remaining write-ins for Line 9 from overflow page 0999. Totals (Lines 090 thru 0903 plus 0998) (Line 9, above) 3,88,077 3,88,077 50. Interest Expense on Securities Lending 98,373 50. Interest Paid on Escrow Accounts 4,5 503. 598. Summary of remaining write-ins for Line 5 from overflow page 599. Totals (Lines 50 thru 503 plus 598) (Line 5, above) 40,64 (a) Includes $ 66,45,547 accrual of discount less $ 9,396,047 amortization of premium and less $ 4,687,00 paid for accrued interest on purchases. (b) Includes $ accrual of discount less $ amortization of premium and less $ paid for accrued dividends on purchases. (c) Includes $ accrual of discount less $ amortization of premium and less $ paid for accrued interest on purchases. (d) Includes $ 0,733,449 for company s occupancy of its own buildings; and excludes $ interest on encumbrances. (e) Includes $ accrual of discount less $ amortization of premium and less $ paid for accrued interest on purchases. (f) Includes $ accrual of discount less $ amortization of premium. (g) Includes $ investment expenses and $ investment taxes, licenses and fees, excluding federal income taxes, attributable to segregated and Separate Accounts. (h) Includes $ interest on surplus notes and $ interest on capital notes. (i) Includes $ 3,988,589 depreciation on real estate and $ depreciation on other invested assets. EXHIBIT OF CAPITAL GAINS (LOSSES) 3 4 5 Realized Gain (Loss) On Sales or Maturity Other Realized Adjustments Total Realized Capital Gain (Loss) (Columns + ) Change in Unrealized Capital Gain (Loss) Change in Unrealized Foreign Exchange Capital Gain (Loss). U.S. Government bonds. Bonds exempt from U.S. tax. Other bonds (unaffiliated),60,670 (9,777,457) (7,74,787) 50,08 6,8,687.3 Bonds of affiliates. Preferred stocks (unaffiliated). Preferred stocks of affiliates. Common stocks (unaffiliated) 4,948. Common stocks of affiliates 5,48 3. Mortgage loans 4. Real estate 4,89 4,89 5. Contract loans 6. Cash, cash equivalents and short-term investments (3,785) 0,953 7. Derivative instruments 863,68 863,68 (5,33,653) 8. Other invested assets (,685,000) (,685,000) 5,40,794 9. Aggregate write-ins for capital gains (losses),57,57 3,79 0. Total capital gains (losses),743,859 (,576,04) (8,83,345) 5,337,33,503,778 DETAILS OF WRITE-INS 090. Proceeds from Securities Litigation 0,94 0,94 090. Reinsurance - Non-Affiliates,630,630 3,79 0903. 0998. Summary of remaining write-ins for Line 9 from overflow page 0999. Totals (Lines 090 thru 0903 plus 0998) (Line 9, above),57,57 3,79 8
9 ANNUAL STATEMENT FOR THE YEAR 06 OF THE UNUM LIFE INSURANCE COMPANY OF AMERICA EXHIBIT - PART - PREMIUMS AND ANNUITY CONSIDERATIONS FOR LIFE AND ACCIDENT AND HEALTH CONTRACTS Ordinary 5 Group Accident and Health 3 4 6 7 8 9 0 Aggregate of All Total Industrial Life Life Insurance Individual Annuities Credit Life (Group and Individual) Life Insurance Annuities Group Credit (Group and Individual) Other Other Lines of Business FIRST YEAR (other than single). Uncollected 5,37 5,37. Deferred and accrued,653,653 3. Deferred, accrued and uncollected: 3. Direct 8,04 8,04 3. Reinsurance assumed 3.3 Reinsurance ceded 3.4 Net (Line + Line ) 8,04 8,04 4. Advance 6,555 6,555 5. Line 3.4 - Line 4,470,470 6. Collected during year: 6. Direct,4,77,4,77 6. Reinsurance assumed 6.3 Reinsurance ceded 6.4 Net,4,77,4,77 7. Line 5 + Line 6.4,336,97,336,97 8. Prior year (uncollected + deferred and accrued - advance) 53,3 53,3 9. First year premiums and considerations: 9. Direct,08,874,08,874 9. Reinsurance assumed 9.3 Reinsurance ceded 9.4 Net (Line 7 - Line 8),08,874,08,874 SINGLE 0. Single premiums and considerations: 0. Direct 6,37,869 6,37,869 0. Reinsurance assumed 0.3 Reinsurance ceded 0.4 Net 6,37,869 6,37,869 RENEWAL. Uncollected 78,96,6 3,64,777 90,05,94 86,846,589,839,436. Deferred and accrued,946,786 565,538 730 9,0 5,307,708 (4,057,85) 9,55 3. Deferred, accrued and uncollected: 3. Direct 87,08,33,404,898,507 89,54,3 89,93,645 5,9,87 3. Reinsurance assumed 9,779,97 9,46,76 (393,50) 756,0 3.3 Reinsurance ceded 4,944,34,65,745 (,4,99) 6,456,063 7,737,766 536,550 3.4 Net (Line + Line ) 9,863,397 779,53,507 90,96,304 0,54,98 (,8,46) 9,55 4. Advance 38,46,0 48,73 4,09,96,03,7 3,064,30 5. Line 3.4 - Line 4 53,67,87 730,440,507 76,86,378 8,3,7 (5,8,77) 9,55 6. Collected during year: 6. Direct 4,565,50,733,86,487 77,55 8,33,354,0,093,898,48,446 30,94,9 6. Reinsurance assumed 89,780,8 4,40 45,86,457 43,069,69,8,55 6.3 Reinsurance ceded,344,395,63 8,337,638 77,55 633,605,97 36,569,78 339,5,800,8,564 6.4 Net 3,30,635,384,848,850 8,33 70,739,98,58,98, 4,84,90 (309) 7. Line 5 + Line 6.4 3,564,5,670 3,579,89,507 8,33 797,555,576,763,39,49 (44,46) 9,4 8. Prior year (uncollected + deferred and accrued - advance) 3,735,4 550,485,507 67,433,046 59,8,88 (3,70,99) 87,494 9. Renewal premiums and considerations: 9. Direct 4,594,4,060,33,777 77,55 8,33,363,30,935,96,606,5 30,906,04 9. Reinsurance assumed 87,848,38 4,40 47,03,4 40,780,4 (97,376) 9.3 Reinsurance ceded,34,57,93 8,30,973 77,55 633,330,807 359,483,397 340,406,589 (9,4) 9.4 Net (Line 7 - Line 8) 3,340,57,49 3,08,804 8,33 730,,530,604,46,367 3,79,566 (68,5) TOTAL 0. Total premiums and annuity considerations: 0. Direct 4,60,696,803 8,787,50 77,55 8,33,363,30,935,96,606,5 30,906,04 0. Reinsurance assumed 87,848,38 4,40 47,03,4 40,780,4 (97,376) 0.3 Reinsurance ceded,34,57,93 8,30,973 77,55 633,330,807 359,483,397 340,406,589 (9,4) 0.4 Net (Lines 9.4 + 0.4 + 9.4) 3,347,97,99 0,484,547 8,33 730,,530,604,46,367 3,79,566 (68,5) Prior year balance in line 8, columns and 8 increased $,8 due to foreign currency translation.
0 DIVIDENDS AND COUPONS APPLIED (included in Part ) ANNUAL STATEMENT FOR THE YEAR 06 OF THE UNUM LIFE INSURANCE COMPANY OF AMERICA EXHIBIT - PART - DIVIDENDS AND COUPONS APPLIED, REINSURANCE COMMISSIONS AND EXPENSE ALLOWANCES AND COMMISSIONS INCURRED (Direct Business Only) Ordinary 5 Group Accident and Health 3 4 6 7 8 9 0 Total Industrial Life Life Insurance. To pay renewal premiums,7,70,7,70. All other 5,67,6 5,67,6 REINSURANCE COMMISSIONS AND EXPENSE ALLOWANCES INCURRED 3. First year (other than single): 3. Reinsurance ceded 3. Reinsurance assumed 3.3 Net ceded less assumed 4. Single: 4. Reinsurance ceded 4. Reinsurance assumed 4.3 Net ceded less assumed 5. Renewal: Individual Annuities Credit Life (Group and Individual) Life Insurance Annuities Group Credit (Group and Individual) 5. Reinsurance ceded 3,059,03 60,7 74,3,369 7,70,468 76,505,40 5. Reinsurance assumed 7,56,777 3,67 6,7,749,67,86 5.3 Net ceded less assumed 05,53,46 60,7 74,09,0 66,04,79 65,37,378 6. Totals: 6. Reinsurance ceded (Page 6, Line 6) 3,059,03 60,7 74,3,369 7,70,468 76,505,40 6. Reinsurance assumed (Page 6, Line ) 7,56,777 3,67 6,7,749,67,86 6.3 Net ceded less assumed 05,53,46 60,7 74,09,0 66,04,79 65,37,378 COMMISSIONS INCURRED (direct business only) 7. First year (other than single) 6,434 6,434 8. Single 75,53 75,53 9. Renewal 437,80,67 66,44 09,966,9 309,8,600 8,09,473 30. Deposit-type contract funds 3. Totals (to agree with Page 6, Line ) 438,0,03 798,00 09,966,9 309,8,600 8,09,473 Other Aggregate of All Other Lines of Business
EXHIBIT - GENERAL EXPENSES Insurance 5 6 Accident and Health 4 Life Cost Containment 3 All Other All Other Lines of Business Investment Total. Rent 7,07,059 30,065,866 73,739 37,446,664. Salaries and wages 9,69,955 49,807,64 34,39,037 6,677,777 5,495,934 3. Contributions for benefit plans for employees 8,665,37,00,490 66,959,93 3,99,65 0,547,443 3. Contributions for benefit plans for agents 3. Payments to employees under non-funded benefit plans 3. Payments to agents under non-funded benefit plans 3.3 Other employee welfare 97,70 56,59,37 43,40,600,63 3.3 Other agent welfare 4. Legal fees and expenses 475,560 40,53,97,90,6,06 3,648,444 4. Medical examination fees 04,780 866,307,07,087 4.3 Inspection report fees 4.4 Fees of public accountants and consulting actuaries 98,484 3,885,574 98,46 5,00,473 4.5 Expense of investigation and settlement of policy claims,53,54,703,033 5,35,88 5. Traveling expenses,874,444 00,98,059,34 734,650 5,769,09 5. Advertising 656,40,65,775,59 6,355 3,459,6 5.3 Postage, express, telegraph and telephone,443,730 0,876 0,35,37 65,56,947,306 5.4 Printing and stationery 570,90,038,4,07 50,634 3,03,969 5.5 Cost or depreciation of furniture and equipment,3,36 4,786,38 4,074 6,4,573 5.6 Rental of equipment,835,00,993,60,006,80 5,834,443 5.7 Cost or depreciation of EDP equipment and software 6,883,088 9,8,376 364,05 36,365,489 6. Books and periodicals 457,374 4,50,90,384,376,593 4,768,85 6. Bureau and association fees 75,493 6,450,03,00 90,5,63,457 6.3 Insurance, except on real estate 675,0,856,46 08,340 3,639,976 6.4 Miscellaneous losses,065,00 3,955,405,8 5,0,634 6.5 Collection and bank service charges 95,86 4,04,34 770,359 5,745,987 6.6 Sundry general expenses,735,950 76, 7,67,69 977,603 0,057,358 6.7 Group service and administration fees 77,65,403,58,48,4 6.8 Reimbursements by uninsured plans (44,56,349) (44,56,349) 7. Agency expense allowance 7. Agents balances charged off (less $ 0 recovered) 997 997 7.3 Agency conferences other than local meetings 9,58 40,308 4,57 9,407 9. Real estate expenses 5,68,050 5,68,050 9. Investment expenses not included elsewhere 9.3 Aggregate write-ins for expenses,739,9,996,775 50,895,09 5,95,36 7,86, 0. General expenses incurred 58,73,889 77,909,374 549,96,89 49,676,936 (a) 835,777,090. General expenses unpaid December 3, prior year,679,46 6,968,445 8,647,907. General expenses unpaid December 3, current year 48,69 799,549 848,4 3. Amounts receivable relating to uninsured plans, prior year 9,694,806 9,694,806 4. Amounts receivable relating to uninsured plans, current year 8,607,90 8,607,90 5. General expenses paid during year (Lines 0+--3+4) 59,904,659 77,909,374 554,998,900 49,676,936 84,489,869 DETAILS OF WRITE-INS 09.30. Repairs & Maintenance 4,90,4 0,77,974 3,503,880 9,85,995 09.30. Fees for Outsourcing Services 7,88,978,996,775 30,3,7,69,56 4,640,6 09.303. 09.398. Summary of remaining write-ins for Line 9.3 from overflow page 09.399. Totals (Lines 09.30 thru 09.303 plus 09.398) (Line 9.3 above),739,9,996,775 50,895,09 5,95,36 7,86, (a) Includes management fees of $ 88,8,05 to affiliates and $ to non-affiliates. EXHIBIT 3 - TAXES, LICENSES AND FEES (EXCLUDING FEDERAL INCOME TAXES) Insurance 4 5 Life Accident and Health 3 All Other Lines of Business Investment Total. Real estate taxes 3,065,63 3,065,63. State insurance department licenses and fees,35,045 4,439,087 5,674,33 3. State taxes on premiums 4,663,57 44,84,63 69,505,889 4. Other state taxes, including $ for employee benefits 07,794 505,6 63,056 5. U.S. Social Security taxes 5,98,704 5,048,84,07,383 3,74,99 6. All other taxes,70,005,95,56 4,,567 7. Taxes, licenses and fees incurred 33,94,805 77,787,385 4,7,547 5,54,736 8. Taxes, licenses and fees unpaid December 3, prior year 5,384,960,68,06 8,03,0 9. Taxes, licenses and fees unpaid December 3, current year 5,034,494,89,0 6,95,595 0. Taxes, licenses and fees paid during year (Lines 7 + 8-9) 33,545,7 78,54,344 4,7,547 6,34,6 EXHIBIT 4 - DIVIDENDS OR REFUNDS Life. Applied to pay renewal premiums,7,70. Applied to shorten the endowment or premium-paying period 3. Applied to provide paid-up additions 5,67,6 4. Applied to provide paid-up annuities 5. Total Lines through 4 6,888,79 6. Paid in cash,770,05 7. Left on deposit,37,840 8. Aggregate write-ins for dividend or refund options 9. Total Lines 5 through 8 0,030,836 0. Amount due and unpaid. Provision for dividends or refunds payable in the following calendar year 9,880,000. Terminal dividends 3. Provision for deferred dividend contracts 4. Amount provisionally held for deferred dividend contracts not included in Line 3 5. Total Lines 0 through 4 9,880,000 6. Total from prior year 0,80,000 7. Total dividends or refunds (Lines 9 + 5-6) 9,630,836 DETAILS OF WRITE-INS 080. 080. 0803. 0898. Summary of remaining write-ins for Line 8 from overflow page 0899. Totals (Lines 080 thru 0803 plus 0898) (Line 8 above) Accident and Health
EXHIBIT 5 - AGGREGATE RESERVE FOR LIFE CONTRACTS Valuation Standard Total 3 Industrial 4 Ordinary 5 Credit (Group and Individual) 6 Group LIFE INSURANCE: 00000. AE 3% NLP ANB 4-97,365,057,365,057 00000. AE 3-/% NLP ANB 30-4 65,964 65,964 000003. 94 CSO -/% NLP 48-77 33,407,48 33,407,48 000004. 958 CET -/% NLP 64-79 4,77 4,77 000005. 958 CET 3-/% NLP ALB 70-89 9,943 9,943 000006. 958 CET 3-/% NLP ANB 75-88,80,80 000007. 958 CET 4% NLP ANB 76-88 6,64 6,64 000008. 958 CSO -/% NLP 56-85 0,857,55 0,857,55 000009. 958 CSO 3% CRVM ANB 66-89 30,943 30,943 00000. 958 CSO 3% NLP ALB 69-88 66,387 66,387 0000. 958 CSO 3% NLP ANB 67-88 6,5 6,5 0000. 958 CSO 3-/% CRVM ALB 7-88,409,884,409,884 00003. 958 CSO 3-/% CRVM ANB 74-9 5,857 5,857 00004. 958 CSO 3-/% NLP ALB 70-89 6,99,09 6,99,09 00005. 958 CSO 3-/% NLP ANB 74-95,0,54,0,54 00006. 958 CSO 3-/%/0/-/% NLP 68-8 6,7,550 6,7,550 00007. 958 CSO 4% CRVM ALB 77 3,06,8 3,06,8 00008. 958 CSO 4% CRVM ANB 76-88 363,94 363,94 00009. 958 CSO 4% NLP 7-83 4,833 4,833 00000. 958 CSO 4% NLP ANB 76-88 5,467 5,467 0000. 958 CSO 4-/% CRVM ALB 79-9 36,30,58 36,30,58 0000. 958 CSO 4-/% CRVM ANB,76,76 00003. 958 CSO 4-/%/0/3 /% NLP 8-8 37,85 37,85 00004. 958 CSO 5-/% CRVM ALB 87-93 449,444 449,444 00005. 958 CSO 6% CRVM ALB 83-94 33,9,676 33,9,676 00006. 960 CSG 5% CRVM ALB 959,846 959,846 00007. 980 CET 4% NL ALB 88-05 0,08,373 35,690 0,7,683 00008. 980 CET 4-/% NLP ALB 79-05 466,846 466,846 00009. 980 CET 4-/% NLP ANB 95-96 37,4 37,4 000030. 980 CET 5% NLP ANB 93-94 8,330 8,330 00003. 980 CET 5-/% NLP ANB 89-9 5,36 5,36 00003. 980 CSO 3% CRVM ALB 6-90 479,03 479,03 000033. 980 CSO 6% CRVM ALB 85-86 59,66 59,66 000034. 980 CSO 5-/% CRVM ALB 87-9,67,90,67,90 000035. 980 CSO 5-/% CRVM ANB 87-9,757,003,757,003 000036. 980 CSO 5-/% NLP ANB 89-9 09,969 09,969 000037. 980 CSO 4-/% CRVM ALB 87-00 34,595,399 33,08,43,53,986 000038. 980 CSO 4-/% CRVM ANB 89-96,833,7,833,7 000039. 980 CSO 4-/% NLP ALB 86-0 63,074 63,074 000040. 980 CSO 4-/% NLP ANB 95-96 7,978 7,978 00004. 980 CSO 5% CRVM ALB 9-0,887,975 55,584,63,39 00004. 980 CSO 5% CRVM ANB 93-94,938,059,938,059 000043. 980 CSO 5% NLP ANB 93 33,89 33,89 000044. 980 CSO 4% CRVM ALB 98-08 4,43,65 4,43,65 000045. 980 CSO 4% NLP ALB 06-08 30,638 30,638 000046. 00 CSO 4% CRVM ALB 08-3,503,707 3,503,707 000047. 00 CSO 4% NLP ALB 08-7,86 7,86 000048. 00 CSO 3-/% CRVM ALB NB,906,33,906,33 000049. Excess Mortality Reserve 9,65,936 9,65,936 000050. Unearned Premium 6,47,68 9,769 6,407,849 00005. Unearned Premium MAT 6,403 6,403 00005. Substandard Extra Reserve,89,89 099997. Totals (Gross) 348,4,9 34,006,047 4,35,7 099998. Reinsurance ceded 07,457,048 07,450,645 6,403 099999. Life Insurance: Totals (Net) 40,784,7 6,555,40 4,8,769 ANNUITIES (excluding supplementary contracts with life contingencies): 00000. FPDA 3.50% 400,905 XXX 400,905 XXX 00000. FPDA 4.00% 7,790,893 XXX 7,790,893 XXX 000003. FPDA 4.50% 980,878 XXX 980,878 XXX 000004. FPDA 5.5% 4,445 XXX 4,445 XXX 000005. SPDA 3.50% 9,6,57 XXX 9,6,57 XXX 000006. SPDA 4.00% 8,50 XXX 8,50 XXX 000007. 97 IAM 6.00%,30 XXX,30 XXX 000008. 97 IAM 6.50% 5,43 XXX 5,43 XXX 000009. 97 IAM 7.5% 5,445 XXX 5,445 XXX 00000. 97 IAM 7.50% 7,364 XXX 7,364 XXX 0000. 97 IAM 7.75% 49,376 XXX 49,376 XXX 0000. 97 IAM 8.5% 6,5 XXX 6,5 XXX 00003. 983 -a 6.63% 99,79 XXX 99,79 XXX 00004. 983 -a 6.5% 7,4 XXX 7,4 XXX 00005. 983 -a 8.5% 7,493 XXX 7,493 XXX 00006. 983 -a 8.75% 5,855 XXX 5,855 XXX 00007. 95 GAM 3.00%; Imm,5 XXX,5 XXX 00008. 95 GAM 3.50%; Imm 43,7 XXX XXX 43,7 00009. 97 GAM 6.65%; Imm & Def 8,54,87 XXX XXX 8,54,87 00000. 97 GAM 6.90%; Imm & Def 868,36 XXX XXX 868,36 0000. 97 GAM 8.90%; Imm & Def 4,896,335 XXX XXX 4,896,335 0000. 97 GAM 9.90%; Imm,07, XXX XXX,07, 00003. 97 GAM 0.40%; Imm,5,749 XXX XXX,5,749 00004. 983 GAM 4.90%; Imm & Def 00,539 XXX XXX 00,539 00005. 983 GAM 5.5%; Imm & Def 660,544 XXX XXX 660,544 00006. 983 GAM 5.40%; Imm & Def 767,905 XXX XXX 767,905 00007. 983 GAM 5.65%; Imm & Def 5,543,536 XXX XXX 5,543,536 00008. 983 GAM 5.90%; Imm & Def 4,979,967 XXX XXX 4,979,967 00009. 983 GAM 6.5%; Def 4,0,473 XXX XXX 4,0,473 000030. 983 GAM 6.40%; Imm & Def 9,05,384 XXX XXX 9,05,384 00003. 983 GAM 6.65%; Imm & Def,958,833 XXX XXX,958,833 00003. 983 GAM 6.90%; Imm 5,99,957 XXX XXX 5,99,957 000033. 983 GAM 7.5%; Imm 3,07,60 XXX XXX 3,07,60 000034. 983 GAM 7.40%; Imm 5,58,75 XXX XXX 5,58,75
EXHIBIT 5 - AGGREGATE RESERVE FOR LIFE CONTRACTS Valuation Standard Total 3 Industrial 4 Ordinary 5 Credit (Group and Individual) 6 Group 000035. 983 GAM 7.65%; Imm 308,47 XXX XXX 308,47 000036. 983 GAM 7.90%; Imm 4,55,888 XXX XXX 4,55,888 000037. 983 GAM 8.40%; Imm,540,667 XXX XXX,540,667 000038. 983 GAM 8.65%; Imm & Def 3,305,80 XXX XXX 3,305,80 000039. 983 GAM 9.65%; Imm 688,63 XXX XXX 688,63 000040. 983 GAM 0.5%; Imm,078,537 XXX XXX,078,537 099997. Totals (Gross) 93,60,038 XXX 9,035,30 XXX 74,584,808 099998. Reinsurance ceded 9,006,594 XXX 9,006,594 XXX 099999. Annuities: Totals (Net) 74,63,444 XXX 8,636 XXX 74,584,808 SUPPLEMENTARY CONTRACTS WITH LIFE CONTINGENCIES: 030000. a- 949 6.00% 7,60 7,60 030000. 7 IAM 6.00% 38,33 38,33 0300003. 7 IAM 6.50% 36,480 36,480 0300004. 7 IAM 6.63% 8,540 8,540 0300005. 7 IAM 6.99% 6,46 6,46 0300006. 7 IAM 7.50%,883,883 0300007. 7 IAM 8.5% 7,807 7,807 0300008. 7 IAM 8.75% 5,808 5,808 0300009. 7 IAM 9.5% 79 79 030000. 7 IAM.00% 43,63 43,63 03000. 83a.5% 675 675 03000. 83a.00% 6,03 6,03 030003. 83a 8.75% 3,06 3,06 030004. 83a 8.5% 46,355 46,355 030005. 83a 8.00% 543 543 030006. 83a 7.75% 9,46 9,46 030007. 83a 7.5% 3,58 3,58 030008. 83a 7.00% 6,346 6,346 030009. 83a 6.75% 3,563 3,563 030000. 83a 6.5% 09,433 09,433 03000. 000a 4.5% 9,047 9,047 03000. 000a 4.50% 06,590 06,590 030003. 000a 5.5% 86,695 86,695 030004. 000a 5.50% 390,35 390,35 030005. 000a 6.00% 9,9 9,9 030006. 000a 6.50% 7,39 7,39 030007. 000a 6.75% 4,85 4,85 030008. 000a 7.00% 03,696 03,696 030009. 83 GAM 3.50%,770,77,770,77 0300030. RP 000 3.50% 898,95 898,95 030003. 0a 4.00% 68,3 68,3 0399997. Totals (Gross) 5,93,40,53,768,669,64 0399998. Reinsurance ceded,39,347,39,347 0399999. SCWLC: Totals (Net),954,063 84,4,669,64 ACCIDENTAL DEATH BENEFITS: 040000. 959 ADB TABLE 3% WITH 958 CSO 4,06 4,06 040000. 959 ADB TABLE 4-/% WITH 958 CSO 43 43 0400003. INTERCO DISABILITY -/% 6,37 6,37 0400004. 5 INTERCO DISABILITY -/% 6,58 6,58 0499997. Totals (Gross) 36,9 36,9 0499998. Reinsurance ceded 4,04 4,04 0499999. Accidental Death Benefits: Totals (Net) 3,78 3,78 DISABILITY-ACTIVE LIVES: 050000. 6 CLASS (3) / % 48-54 9 9 050000. 5 INTERCO DISA 4 CSO /% 55-64,64,64 0500003. 5 INTERCO DISA 58 CSO /% 64-80 4,848 4,848 0500004. 5 INTERCO DI PERIOD BEN 5 958 CSO 3-/%,444,444 0500005. 5 INTERCO DI PERIOD BEN 5 980 CSO 3-/% 6 6 0500006. 95 DISABILITY STUDY 3% WITH 958 CSO 6,965 6,965 0599997. Totals (Gross) 5,676 5,676 0599998. Reinsurance ceded 8,635 8,635 0599999. Disability-Active Lives: Totals (Net) 44,04 44,04 DISABILITY-DISABLED LIVES: 060000. 5 INTERCO DISABILITY 3 /% 67,788 67,788 060000. 5 INTERCO DISABILITY 3 % 37,94 37,94 0600003. 5 INTERCO DISABILITY - 58 CSO 3%,83,835,83,835 0600004. 005 GTLW 4.0% MODIFIED FOR CO EXPERIENCE 76,034,348 76,034,348 0600005. 005 GTLW 4.5% MODIFIED FOR CO EXPERIENCE 90,046,957 53,596 89,993,360 0600006. 005 GTLW 3.5% MODIFIED FOR CO EXPERIENCE 380,80,440 380,80,440 0699997. Totals (Gross) 649,038,56,90,43 646,848,48 0699998. Reinsurance ceded 3,76,845,869,09,893,86 0699999. Disability-Disabled Lives: Totals (Net) 645,75,77 3,384 644,954,333 MISCELLANEOUS RESERVES: 070000. For excess of valuation net premiums over corresponding gross premiums on respective policies, computed according to the standard of valuation required by this state. 373,59 373,59 070000. For non-deduction of deferred fractional premiums or return of premiums at the death of the insured. 43,78 43,78 0799997. Totals (Gross) 67,30 67,30 0799998. Reinsurance ceded 570,0 570,0 0799999. Miscellaneous Reserves: Totals (Net) 47,90 47,90 9999999. Totals (Net) - Page 3, Line 963,75,344 7,33,79 746,437,55.
EXHIBIT 5 - INTERROGATORIES. Has the reporting entity ever issued both participating and non-participating contracts? Yes [ X ] No [ ]. If not, state which kind is issued.. Does the reporting entity at present issue both participating and non-participating contracts? Yes [ ] No [ X ]. If not, state which kind is issued. Non-participating 3. Does the reporting entity at present issue or have in force contracts that contain non-guaranteed elements? Yes [ X ] No [ ] If so, attach a statement that contains the determination procedures, answers to the interrogatories and an actuarial opinion as described in the instructions. 4. Has the reporting entity any assessment or stipulated premium contracts in force? Yes [ ] No [ X ] If so, state: 4. Amount of insurance? $ 4. Amount of reserve? $ 4.3 Basis of reserve: 4.4 Basis of regular assessments: 4.5 Basis of special assessments: 4.6 Assessments collected during the year $ 5. If the contract loan interest rate guaranteed in any one or more of its currently issued contracts is less than 5%, not in advance, state the contract loan rate guarantees on any such contracts. 6. Does the reporting entity hold reserves for any annuity contracts that are less than the reserves that would be held on a standard basis? Yes [ ] No [ X ] 6. If so, state the amount of reserve on such contracts on the basis actually held: $ 6. That would have been held (on an exact or approximate basis) using the actual ages of the annuitants; the interest rate(s) used in 6.; and the same mortality basis used by the reporting entity for the valuation of comparable annuity benefits issued to standard lives. If the reporting entity has no comparable annuity benefits for standard lives to be valued, the mortality basis shall be the table most recently approved by the state of domicile for valuing individual annuity benefits: $ Attach statement of methods employed in their valuation. 7. Does the reporting entity have any Synthetic GIC contracts or agreements in effect as of December 3 of the current year? Yes [ ] No [ X ] 7. If yes, state the total dollar amount of assets covered by these contracts or agreements $ 7. Specify the basis (fair value, amortized cost, etc.) for determining the amount: 7.3 State the amount of reserves established for this business: $ 7.4 Identify where the reserves are reported in the blank: 8. Does the reporting entity have any Contingent Deferred Annuity contracts or agreements in effect as of December 3 of the current year? Yes [ ] No [ X ] 8. If yes, state the total dollar amount of account value covered by these contracts or agreements: $ 8. State the amount of reserves established for this business: $ 8.3 Identify where the reserves are reported in the blank: 9. Does the reporting entity have any Guaranteed Lifetime Income Benefit contracts, agreements or riders in effect as of December 3 of the current year? Yes [ ] No [ X ] 9. If yes, state the total dollar amount of any account value associated with these contracts, agreements or riders: $ 9. State the amount of reserves established for this business: $ 9.3 Identify where the reserves are reported in the blank: EXHIBIT 5A - CHANGES IN BASES OF VALUATION DURING THE YEAR Valuation Basis 4 Description of Valuation Class Changed From 3 Changed To Increase in Actuarial Reserve Due to Change NONE 9999999 - Total (Column 4, only) 3
4 ANNUAL STATEMENT FOR THE YEAR 06 OF THE UNUM LIFE INSURANCE COMPANY OF AMERICA EXHIBIT 6 - AGGREGATE RESERVES FOR ACCIDENT AND HEALTH CONTRACTS 3 4 Other Individual Contracts Credit Accident 5 6 7 8 Total Group Accident and Health and Health (Group and Individual) Collectively Renewable Non-Cancelable Guaranteed Renewable Non-Renewable for Stated Reasons Only Other Accident Only ACTIVE LIFE RESERVE. Unearned premium reserves 76,489,607,75,6 6,403 7,77,68 46,,748,98 0 04. Additional contract reserves (a) 6,907,946,365 3,30,69,70 00,068,4 3,503,78,854,076,433 3,53 3. Additional actuarial reserves-asset/liability analysis 4. Reserve for future contingent benefits 5. Reserve for rate credits 6. Aggregate write-ins for reserves 7. Totals (Gross) 6,984,435,97 3,34,894,963 6,403 07,785,906 3,549,9,60,98,63 0 3,57 8. Reinsurance ceded 6,78,775,73 3,67,87,30 6,40 874,57 3,53,3,777 35,799 0 3,57 9. Totals (Net) 0,660,40 57,607,833 06,9,749 36,077,85,06,83 CLAIM RESERVE 0. Present value of amounts not yet due on claims 9,7,,67 6,55,04,584 3,3,647,736,833,83,46,88,7,783,30. Additional actuarial reserves-asset/liability analysis. Reserve for future contingent benefits 3. Aggregate write-ins for reserves 87,7,67 5,64,558 8,853 9,6,060 5,796,7 30,479 4. Totals (Gross) 9,359,493,784 6,407,69,4 3,430,500,755,995,873,6,984,488,83,78 5. Reinsurance ceded,805,984,884 600,335,794 6,79,094 84,956,340,093,93,380 3,76 6. Totals (Net) 7,553,508,900 5,806,933,348 5,70,406,67,039,533 68,05,08,78,505 7. TOTAL (Net) 7,756,69,40 5,864,54,8 5,70,407,777,95,8 04,9,933 3,845,337 8. TABULAR FUND INTEREST 34,738,706 8,047,34 368,57 8,96,309 4,34,673 7,973 DETAILS OF WRITE-INS 060. 060. 0603. 0698. Summary of remaining write-ins for Line 6 from overflow page 0699. TOTALS (Lines 060 thru 0603 plus 0698) (Line 6 above) 30. 87,7,67 5,64,558 8,853 9,6,060 5,796,7 30,479 30. 303. 398. Summary of remaining write-ins for Line 3 from overflow page 399. TOTALS (Lines 30 thru 303 plus 398) (Line 3 above) 87,7,67 5,64,558 8,853 9,6,060 5,796,7 30,479 (a) Attach statement as to valuation standard used in calculating this reserve, specifying reserve bases, interest rates and methods. 9 All Other