The Hollywood Group at Morgan Stanley

The Hollywood Group at Morgan Stanley

1200 Mt. Kemble Ave., 2nd Fl. P.O. Box 1903, Morristown, NJ 07960 973-539-6700 / MAIN 800-755-4253 / TOLL-FREE 973-425-2366 / FAX http://www.morganstanleyfa.com/ thehollywoodgroup margaret.hollywood@morganstanley.com jenna.ragis@morganstanley.com owen.zukovich@morganstanley.com hillary.cooper@morganstanley.com

As Financial Advisors, our role is to help you use your wealth to achieve what is most important to you. That may mean providing an education to children and grandchildren, buying a vacation home, meeting the special needs of a family member, retiring ten years early the list is endless, and the decision is uniquely your own. Together, we will explore your aspirations and the life you envision. We will work with you to translate your goals into a specific investment objective and personalized investment strategy. And then, drawing on the team s experience and perspective informed by the insight and resources of one of the world s largest financial firms we will structure a portfolio for you, executing and refining that strategy to help bring you closer to your definition of investment success. In short, your goals become our focus, and achieving them becomes a commitment that we share. THE HOLLYWOOD GROUP 3

Meet the Professionals Owen Zukovich, Margaret Hollywood, Hillary Cooper, and Jenna Ragis 4 MORGAN STANLEY

Margaret Hollywood First Vice President Financial Advisor 1986 - Present: Margaret has over 25 years of experience as a Financial Advisor with Morgan Stanley. Fundamental to Margaret's success is her commitment to building strong client relationships based on trust and communication. With the formation of The Hollywood Group in 2008, Margaret focuses on delivering clients a first class financial planning experience. Margaret's resilient enthusiasm to assist clients in achieving their financial goals continues to trademark the level of personalized client services provided by The Hollywood Group at Morgan Stanley Wealth Management. Jenna Ragis, CRPC Vice President Financial Advisor 2007 Present: Jenna began her career with Morgan Stanley after graduating from Bucknell University with a Bachelor of Arts in International Relations (cum laude). She specializes in developing financial plans based on a mutual understanding of the client s goals, values, aspirations and concerns. Jenna s knowledge in retirement, estate, education and asset allocation planning complements Margaret s experience to ensure that The Hollywood Group provides a comprehensive level of financial planning services. THE HOLLYWOOD GROUP 5

Owen Zukovich Registered Client Service Associate Owen joined The Hollywood Group in 2014. Owen holds a Bachelor s degree in Economics from Drew University in Madison, NJ. Prior to Morgan Stanley, Owen worked as a college planning advisor at Atlantic College Planning, a municipal bond trader for The GMS Group, and an independent advisor for Right Blend Investing. Additionally, Owen s background includes editorial work on institutional investment reports for Thompson Reuters and Strategic Insight. Owen is Series 7, 63, and 65 Licensed. Hillary Cooper Client Service Associate Hillary joined The Hollywood Group in 2012 with over 15 years of marketing experience in various industries. From the music industry to non-profits to event planning, her career path eventually led her to the financial services sector in 2007. Hillary has planned events for Merrill Lynch, MasterCard, and a number of Hedge Funds before joining Morgan Stanley. Her focus is on client relations, social media, and personalized marketing for The Hollywood Group. 6 MORGAN STANLEY

Developing Your Wealth Management Strategy Individuals work hard to build wealth in pursuit of a meaningful life for themselves and their family. Your achievements reflect substantial effort, and we will work just as hard on your behalf, committing our experience and skills to helping you achieve your unique goals for your wealth. Moreover, we will support you and your strategy by accessing the resources and perspective of one of the world s largest financial firms. Before our team offers specific advice, however, we must understand who you are and what you want your wealth to accomplish. Working with you, we will complete a four-step process: 1 Setting your financial objectives We will begin our relationship by listening discussing a range of topics related to your financial needs and investment objectives: long-term life goals and expectations, possible major purchases, and legacy and charitable goals, if you have them. We will discuss your current financial resources, your time horizon for various goals, your tolerance for risk even how your liabilities are structured. If you own a business, we also might discuss your current banking and cash management needs. 2 Developing your wealth management strategy Based on your input, our advice will likely help address income and retirement planning, asset protection, investment management, strategic borrowing, wealth transfer and business succession. Of course, your plan will include an asset allocation strategy designed to help achieve your financial goals in light of your risk tolerance and investment time horizon. 8 MORGAN STANLEY

3 Implementing your strategy After we have discussed and refined your strategy, the team works closely with you to bring the elements to life. Should we decide together that outside money managers are appropriate for you, we will draw on in-depth research and analysis to help you select from the hundreds of investment management firms available to you. If you prefer to invest in individual securities, we can help identify specific stocks, bonds and other securities that may be suitable for your portfolio. Whatever approach we decide on, the team will help you keep your strategy on track. 4 Reviewing your performance You will receive a quarterly review that outlines your portfolio s performance, helping you track progress toward your objectives. Moreover, when your personal situation or market conditions change significantly, we can suggest appropriate adjustments to your portfolio to help it remain aligned with your goals. 9

Morgan Stanley strives to offer clients the finest in financial thinking, products and execution to help them meet their individual needs and achieve their personal financial goals. When we work together, you ll benefit from personalized advice, objective guidance and dedication to your success as an investor. With access to Morgan Stanley s renowned global resources and investment opportunities, we can help you develop and maintain an optimal investment strategy. Our wealth management strategy will address key areas of your financial life beyond traditional investments and may incorporate diverse recommendations for building and protecting your wealth. 10 MORGAN STANLEY

This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. The strategies and or investments discussed in this material may not be suitable for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Financial Advisor.The appropriateness of a particular investment or strategy will depend on an investors individual circumstances and objectives. 2014 Morgan Stanley Smith Barney LLC. Member SIPC. 5292848 09/2014 CRC 1020926