Health Insurance. Young Singles and Couples Health Cover

Health Insurance Young Singles and Couples Health Cover

At Bupa, it s our purpose that makes us different helping our members to live longer, healthier, happier lives. This brochure is a summary of the cover we offer. For more information, including what's covered and what's not, you should read this together with our Important Information Guide at bupa.com.au/info Unsure of any words? Visit bupa.com.au/glossary For more information: 134 135 bupa.com.au/info Visit a local Bupa store

Why have private health cover? Reduce waiting time Enjoy lower average waiting times for non-emergency treatments by going to a private hospital. Choose your doctor Your choice of specialist and even where you d like to be treated. Claim on most Extras Enjoy the benefits of being able to claim for most Extras including, physio, optical, chiro and podiatry. Find out more on page 14 and 15. Save on tax Depending on your income you could save tax by taking out hospital cover. Talk to your tax advisor or visit ato.gov.au to find out what this means for you. Off Avoid Lifetime Health Cover loading Avoid the Federal Government s Lifetime Health Cover (LHC) loading by taking out and maintaining hospital cover by 30 June following your 31st birthday. To find out more visit bupa.com.au/lhc The Australian Government Rebate on private health insurance This could make your cover even more affordable. Find out what the Rebate means for you at bupa.com.au/rebate Visit bupa.com.au 1

Simple affordable cover to suit you now Affordable cover A world of benefits Hospital and extras that starts at $18.95* Health cover designed to suit where you are in life and help you save along the way. With Active Saver from $18.95 per week.* Members First Provider Networks Our national network of hospital and extras providers can help you to reduce or eliminate out-of-pocket expenses on most items.^ Bupa Plus Even when you re in great health, there are still plenty of ways to get everyday value thanks to Bupa Plus. You'll get access to an exclusive range of health discounts, tools and information to help you live a healthier, happier life. Visit bupaplus.com.au Care that comes to you We've teamed up with 13SICK, National Home Doctor Service. As a Bupa member, you have complimentary access to their After Hours Plus membership. When you need urgent medical care afterhours and book a bulk-billed home visit, should you require commonly prescribed medications, they will be provided on the spot at no cost. For more info visit bupa.com.au/afterhoursplus *Active Saver pricing for all states except NT, with an adjusted taxable income of less than or equal to $90,000 p/a under the age of 65 and with a 25.415% rebate. ^For most items at our Members First extras providers covering, physio, chiro, podiatry consultations and selected optical. Fund and policy rules, waiting periods and yearly limits apply. Excludes orthodontics, orthotics and hospital treatments. Set benefits apply at other recognised providers. 2

Easy and convenient More than health insurance mybupa online portal Manage your cover at a time that suits you. Accessible health support You can access a range of online tools and apps to help manage your health. Easy to use Extensive range of extras providers offering on-the-spot claiming. Travel Benefits We offer benefits for overseas travel including a 24 hour Overseas Health Advice Line, benefits for travel vaccines, and a bonus on travel insurance on selected packages. Travel, Home, Car & Pet Insurance As a Bupa health member, you will also gain access to discounted Travel insurance, Home and Contents insurance, Car insurance and Pet insurance.^ ^Bupa Travel, Home & Contents and Car Insurance are issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681. Visit bupa.com.au 3

Find the right cover for you Choose one of our packaged covers Your choice starts here or Create your own 4

If you re thinking of starting a family, our Growing Family package is designed for couples that are planning on having kids. There's a 12 month pregnancy waiting period so plan ahead. See bupa.com.au/family and pregnancy.bupa.com.au for more Choose a package (hospital and extras cover) Page 6 & 7 Choose your hospital cover Page 8 & 9 and or Choose your extras cover Page 12 & 13 Visit bupa.com.au 5

Packaged cover at a glance To see a list of what's covered and what's not covered, see page 10, 11, and 14. Comprehensive cover Ultimate Health Cover Our premium option for ultimate peace of mind, with top hospital and extras cover and an annual $200 medical gap bonus. Refer to page 7 for more details. This cover is suitable for: 100% Top level of hospital cover Top level of extras cover Amount you get back # (limits apply) Extras Yearly limits General Unlimited Optical $420^ Physio $1,500 $1,000 t Chiro $1,600 Natural therapies $1,000 t Per person Per membership Young Singles/ Couples Choice This package gives you a wide range of private hospital treatments, as well as high yearly limits and a yearly Top-Up bonus on extras. This cover is suitable for: 60% Basic level of hospital cover Medium level of extras cover Minimum amount you get back # Extras Yearly limits General $850 Optical $210^ Physio Chiro $500 combined Natural therapies $500 Top-up Bonus Enjoy a $75 $150 yearly Top-up Bonus for singles, or $150 $300 per couple towards out-of-pocket extras expenses (available for Young Singles/ Couples Choice).* Young Singles/ Couples Saver You ll receive basic hospital cover plus a range of useful extras and a yearly Top-Up bonus on those extras. This cover is suitable for: Limited private hospital cover Basic level of extras cover Minimum amount 60% you get back # Accidents inclusion Extras Yearly limits General $700 Optical $210^ Physio Chiro $450 combined Natural therapies Top-up Bonus Enjoy a $50 $100 yearly Top-up Bonus for singles, or $100 $200 per couple towards out-of-pocket extras expenses (available for Young Singles/ Couples Saver).* 6

All covers below include these hospital features: Private hospital cover for included services Medical cover Capped emergency ambulance + Plus more, see page 10 for more details and the full list Basic cover Simple Start You ll get 100% cover for a set number of Members First extras services each year. This cover is suitable for: 100% Members First Extras Limited private hospital cover Set number of included extras services Amount you get back ~ (limits apply) Accidents inclusion Dental check up^^ Physio, chiro or podiatry consults Qty per year x 1 x 3 $ Bonus Dollars Phone consultations x 2 with Bupa dietitians Bupa Optical $50 voucher x 1 Active Saver You re covered for a small number of common treatments plus a healthy selection of extras. This cover is suitable for: Limited private hospital cover Basic level of extras cover Minimum amount 60% you get back # Accidents inclusion Extras Yearly limits** General $300 Physio $300 Chiro $300 Natural therapies $300 An overall limit of $1,000 applies to all Extras services. Simple Start Bonus Dollars Enjoy $50 for singles, or $100 for couples once per year, that can be shared across your extras services to put towards out-of-pocket (extras) expenses at Members First healthcare providers. Ultimate Health Cover Bonus features Medical gap bonus receive $200 when you join and every calendar year thereafter. This can be used towards a doctor or specialist's out-ofpocket costs (whilst in hospital) and any unused bonus amounts will accumulate each year Ultimate Advice Line gives you access to information on a range of topics, including guidance navigating the healthcare system, and 24 hour medical and accident advice 3 x Dietitian healthcoaching 100% rebate on Ambulance subscription (where applicable, in VIC, SA & NT only). 100% back on Laser Eye Correction Surgery at recognised providers. See page 11 for further details. Accidents Inclusion For accidents sustained after joining, treatment that would normally be restricted or excluded on your cover will be included. ^At Members First Optical providers only. Lower limits apply at other providers. # For most items at our Members First extras providers covering, physio, chiro, podiatry consultations and selected optical. Fund and policy rules, waiting periods and yearly limits apply. Excludes orthodontics, orthotics and hospital treatments. Set benefits apply at other recognised providers. *Applies each calendar year and increases after the first 12 months until maximum top-up bonus reached. Doesn t roll over and only applies where benefits are payable for the service. **Combined yearly limit of $1,000 applies to all extras services. ^^Includes exam, scale and clean, fluoride and two bitewing x-rays only. ~ Simple Start does not cover consultations at non Bupa Members First healthcare providers. + Fund rules apply. 7

Hospital cover at a glance Hospital cover helps cover your costs as a private patient in hospital, including treatment and accommodation. Choose from our five excellent options depending on your needs and budget. Comprehensive cover Basic cover Top Hospital Comprehensive cover, with additional benefits including family in-hospital benefit, selected annual health subscription refunds and Unemployment Cover (subject to eligibility). # Top level of hospital cover. No excess for kids. Top Hospital No pregnancy Nil $ 250 $ 500 Comprehensive cover that excludes Pregnancy, IVF, and Obesity related procedures and surgeries. Also includes Best Doctors second opinion service and Ultimate Advice Line. Top level of hospital cover. No excess for kids. Standard Nil $ 250 Our medium level of hospital cover includes cover for pregnancy and cardiac services. Medium level of hospital cover. No excess for kids. Budget $ 250 Budget Hospital covers you for many hospital treatments including cardiac and cancer. Basic Budget level of hospital cover. No excess for kids. $ 250 Affordable cover that includes a basic range of hospital treatments designed for those at the young stage of life, like the removal of tonsils and adenoids, knee arthroscopy, accidents and more. Basic level of hospital cover. Accidents inclusion (see page 7). $ 250 $ 500 $ 500 $ 500 $ 500 Private room or money back guarantee At our Members First hospitals, you ll receive a private room when you book and request a private room at least 24 hours before the admission. If a private room is not available, you ll receive $50 back per night that you're not in a private room from the hospital.^ ^Applies to overnight admissions only. Excludes 'nursing home type patients', emergency care, same-day stays or where a private room is medically inappropriate. #Cover for your premiums for up to 12 months in the event you lose your permanent full time employment due to involuntary retrenchment or redundancy. Must have held selected covers for 12 months. Unemployment must have occurred within 12 months of claim. Other eligibility criteria apply. 8

All covers below include these hospital features: Private hospital cover for included services Medical cover Capped emergency ambulance Plus more, see page 10 for more details and the full list Our hospital covers include: Hospital services Accommodation in a private hospital or as a private patient in a public hospital* Operating theatre, intensive care and labour ward fees Physio, occupational therapy, speech therapy and other allied health services provided whilst admitted to hospital. Medical services Doctor's fees charged by your surgeon, anaesthetist or other specialist whilst admitted to hospital. Medical costs are covered up to the Medicare Benefits Schedule Fee. If your doctor is one of the many who uses Bupa's Medical Gap Scheme ## there is additional cover for medical costs over the MBS Fee. Prostheses Surgically implanted prostheses up to the approved minimum benefits on the Government Prostheses List. Pharmacy PBS drugs supplied whilst admitted to hospital. Emergency Ambulance cover Capped emergency ambulance transport and on-the-spot treatment^^ Features to minimise your out-of-pocket costs Members First Day Facilities If you are treated in a Members First day facility, there are no out-of-pocket expenses for medical services (e.g. your specialist s fees).** Bupa Medical Gap Scheme The Bupa Medical Gap Scheme is an arrangement Bupa has with a large number of medical specialists/doctors such as a surgeon, anaesthetist or other specialist to help minimise the amount you ll need to pay for your medical costs in hospital. ## For full details, see the Important Information Guide at bupa.com.au/info. Medical Diagnostics (Radiology and Pathology) You'll pay no gap for in-hospital pathology and radiology diagnostic tests where recognised by Medicare and performed by Bupa contracted providers. ## From 1 August 2018, the hospitals from which you can access this scheme will be changed. Contact us for more details. *If you elect to be treated as a private patient in a public hospital, you will have restricted cover for your hospital costs. For more information about restricted cover, see page 11. Depending on your level of cover, if you choose to stay in a private room, Bupa may pay an additional fixed benefit towards the cost of your stay. If this benefit is less than the hospital charge, the hospital should let you know what out-of-pocket expenses you will have to pay. At Members First, Network, and Fixed Fee Hospitals. **Any co-payment or excess related to your level of cover will still apply. Not available in all areas. ^^Capped at 1 service for singles and 2 for couples/families from Bupa recognised providers in the state which the service occurs in. Visit bupa.com.au 9

Compare and choose your hospital cover Packages (hospital and extras cover) Ultimate Health Cover Young Singles Choice Young Singles Saver Simple Start Accidents after joining ~ P P P P Cardiac and cardiac related services P 1 1 1 Hip/knee replacement P 1 1 1 All other joint replacements P P 1 1 Knee arthrosocpy and meniscectomy procedures P P P P Other joint arthroscopy and meniscectomy procedures P P 1 1 Cataract and eye lens procedures P 1 1 1 Renal dialysis P 1 1 1 Pregnancy and birth related services P 1 1 1 IVF and assisted reproductive services P 1 1 1 Minor gynaecological surgery* P P P P Obesity related procedures and surgeries ++ P 1 1 1 Abdominoplasty & lipectomy P 1 1 1 Appendicitis P P P P Removal of tonsils and adenoids P P P P Cancer^ P P 1 1 Psychiatric services P Rehabilitation services P Palliative care P P Back surgery (includes spinal surgery) P P 1 1 Spinal fusion P P 1 1 1 Reconstructive surgery ++ P P + 1 1 Breast reconstruction post cancer P P 1 1 All cosmetic surgery O O O O All other in-patient treatment receiving Medicare benefits P P 1 1 Emergency ambulance (one per single, two per couple, per calendar year) ## P P P P Health subscription refunds P O O O Family in-hospital benefit P O O O Involuntary unemployment cover # P O O O Travel insurance bonus P P P O option Nil Nil Nil $500 Co-payments Nil $50 per day capped at $250 per admission $50 per day capped at $250 per admission Nil 10 Want to see the extras cover that comes with your package? Go to page 14 Restricted cover applies, see the Important Information Guide at bupa.com.au/info to find out more. 1 From 1 July 2018, this service will be excluded. + Excludes any breast procedures except where they are post breast cancer. O Indicates the service is excluded, whereby no benefits are payable. ~Benefits for accidents will be paid based on what your hospital cover includes. For Accident definition, please refer to the fund rules at bupa.com.au/fundrules. ^Some non PBS drugs may not be covered. *Active Saver, Simple Start and Young Singles/Couples Saver does not include laparoscopic surgery. ++ Refer to Bupa's glossary for definitions at www.bupa.com.au/glossary ## Fund rules apply. # Cover for your premiums for up to 12 months in the event you lose your permanent full time employment due to involuntary retrenchment or redundancy. Must have held selected covers for 12 months. Unemployment must have occurred within 12 months of claim. Other eligibility criteria apply. Contact us for details. The Group Policy is a contract of insurance between Bupa HI Pty Ltd and Insurance Australia Limited ABN 11 000 016 722 AFSL 227681.

For more details of what's covered and what's not, see the Important Information Guide at bupa.com.au/info Active Saver Top Hospital only Top No Pregnancy Standard Budget Basic P P P P P P 1 P P P P O 1 P P 1 1 O 1 P P P P O P P P P P P 1 P P P P P 1 P P 1 1 O 1 P P 1 1 O 1 P O P 1 O 1 P O 1 1 O P P P P P P 1 P O P 1 O 1 P O P 1 O P P P P P P P P P P P P 1 P P P P P P P P P P P P P P P P 1 P P P P O 1 P P P P 1 O 1 P P P P + P + 1 P P P P P O O O O O O 1 P P P P P P P P P P P O P P O O O O P P O O O O P P O O O O O O O O P Nil $100 per day capped at $500 per admission Nil $250 $500 Nil $250 $500 $250 $500 $250 $500 $250 $500 Nil Nil Nil Nil Nil Restricted Cover If a treatment is listed on this page as having O, this means you will have restricted cover. Restricted cover means we will only pay a certain amount set by the Australian Government, called the minimum benefit. If you go to a public hospital for these treatments, in most instances, you d be covered in a shared room, but you may have an amount to pay yourself. A private hospital may charge even more, so you d probably have a significant amount to pay yourself. For the details, please check the Important Information Guide. Waiting periods The following waiting periods apply: Accidents after joining no waiting periods. Palliative care, psychiatric and rehabilitation services 2 months Pre-existing conditions, ailments or illnesses 12 months Pregnancy and birth related services 12 months Laser Eye Correction Surgery for a pre-existing condition covered under Ultimate Health Cover only 12 months** All other treatments included in your cover 2 months. Pre existing conditions A pre existing condition is any condition, ailment or illness that you had signs or symptoms of during the six months before you joined or upgraded to a higher level of cover with us. It is not necessary that you or your doctor knew what your condition was or that the condition had been diagnosed. If you knew you weren t well, or had signs of a condition that a doctor would have detected (if you had seen one) during the six months prior to joining or upgrading, then the condition would be classed as pre existing. A doctor appointed by us decides whether your condition is pre existing, not you or your doctor. The appointed doctor must consider your treating doctors opinions on the signs and symptoms of your condition, but is not bound to agree with them. The excess is capped once per person, twice per membership, per calendar year. Co-payments Co-payments apply to all packages except Ultimate and Simple Start. **From 1 July 2018, a 3 year waiting period will apply towards Laser Eye Surgery. This only applies to new members joining from 1 July 2018. 11

Extras cover at a glance Extras cover is an easy way to help maintain your health. That s why we have extras including, physio and natural therapies that can make all the difference to help keep your health on track. Comprehensive cover Platinum Gold Silver Get at least 90% back on most items at Members First providers # up to yearly limits. Get at least 75% back on most items at Members First providers # up to yearly limits. Get at least 60% back on most items at Members First providers # up to yearly limits. Top extras cover 90% Minimum amount you get back # Extras Yearly limits t General Unlimited Major $1,200 Optical $380^ Physio $900 Chiro $700 Natural therapies $500 Top extras cover 75% Minimum amount you get back # Extras Yearly limits t General Unlimited Major $1,100 Optical $340^ Physio $800 Chiro $600 Natural therapies $500 60% Medium extras cover Minimum amount you get back # Extras Yearly limits t General Unlimited Major $1,000 Optical $290^ Physio $700 Chiro $500 Natural therapies $400 Benefit Bonus For Platinum, Gold and Silver Extras, your percentage back increases by 2% each year at Members First Providers, up to a maximum of 10%. At Non-Members First providers, you get 2% more back each year up to a maximum of 10% (this applies each calendar year and increases after the first 12 months). t Per person Per membership # For most items at our Members First extras providers covering, physio, chiro, podiatry consultations and optical. Podiatry not included on Bronze Extras. Excludes orthodontics, orthotics and hospital treatments. Fund and policy rules, waiting periods apply. Set benefits apply at other recognised providers. ^At Members First optical providers only. Lower limits apply at other providers. ~ Extras can be re-selected every 12 months, waiting periods will reapply for major and orthodontics. *This amount increases year on year up to a maximum of six years. For major and orthodontics, benefits start after a 12 month waiting period served. 12

Dental Optical Physio Chiro Natural therapies Your Choice Extras Select four services that suit you best. ~ Capped emergency ambulance is automatically included in this cover. Medium extras cover 60% Minimum amount you get back # Loyalty maximums We increase how much you can claim each year by 20% of the initial amount for most extras services (applies after the first 12 months up to a maximum increase of up to 100% over 6 years). Extras Loyalty maximums t General $700* Major $500* Optical $260^ Physio $450* $350 t* Chiro $500 * Natural therapies $500* Bronze Basic cover A range of basic extras, with at least 60% back at Members First providers # up to yearly limits. 60% Basic extras cover Minimum amount you get back # Extras Yearly limits t General $350 Optical $210^ Physio $350 Combined limit Chiro $100 sub limit Natural for Natural therapies therapies More value with Members First With our Extras covers, you can enjoy the advantages of our extensive network of, optical, physiotherapy, chiropractic and podiatry providers. When you choose to visit a Members First provider, in most instances you will receive higher benefits and have the certainty of knowing how much you ll get back. # Set benefits A pre-defined amount you ll get back for a service when you get treatment from someone outside the Bupa Members First provider network. Yearly limits The most you can claim per person in a calendar year, depending on your cover. See more details on page 14 and 15 Want gap free optical? If your cover includes optical, ask us about our gap free optical packages available at Members First Providers and optical partners. Visit bupa.com.au 13

Choose your extras cover This table shows yearly limits per person. Ultimate Health Cover Packages Young Singles/ Young Singles/ Couples Choice Couples Saver Simple Start Active Saver Services General Major Orthodontics Optical % back at Members First providers Waiting periods 2 months 12 months 2 months Up to 100% back + At least 60% back Unlimited At least 60% back 100% back At least 60% back * 1 check up ~ Ë $300 $850 $700 $1,600 Orthodontics Orthodontics $300 Accident Accident Orthodontics $1,000 only only and major Lifetime Limit $3,200 Accident only $420 Ë $300 º Physiotherapy $1,500 Chiropractic and osteopathy Natural therapies $1,000 t $1,600 $1,000 Massage sub-limit $250 $210 Ë $150 º $500 $500 Massage sub-limit $100 $210 Ë $150 º $450 Massage sub-limit $100 1 x $50 Bupa Optical Voucher Ë 3 x Physio, chiro or podiatry 1 consults in total Ë Ante and Post Natal $500 $300 $300 $300 Health Management 6 months $300 $75 $50 $50 Pharmacy (includes travel vaccines)^^ $1,500 $200 $75 2 x phone Dietary $1,000 $300 $250 consultations with Bupa $200 dietitian Psychology $1,000 $300 Podiatry (excludes custom made orthotics) 14 2 months Speech Therapy $1,000 Eye Therapy $1,000 Occupational Therapy $1,000 Home Nursing $400 Health aids 12 and appliances # months $1,000 $300 $250 Hearing Aids Ω cover is 100% 85% of cost Sub-limits apply $200 travel, $300 accommodation 3 x Physio, chiro or podiatry 1 consults in total Ë $200 Travel and 2 accommodation months No Emergency 1 service per year (singles) 1 service per waiting ambulance services 2 services per membership (couples) year (singles) period Combined Maximum t Per person Per membership Ë Members First º Non-Members First For most items at our Members First extras providers covering, physio, chiro, podiatry consultations and selected optical. Fund and policy rules, waiting periods and yearly limits apply. Excludes orthodontics, orthotics and hospital treatments. Set benefits apply at other recognised providers. +Up to yearly limits and subject to set limits. 100% back in most instances up to the first $500 then benefits of 90% apply for general. 100% for first 10 standard physio & chiro visits, and podiatry consultations per person per calendar year then benefits of at least 90% apply. Fund and policy rules and waiting periods apply. ~ Includes exam, scale and clean, fluoride and two bitewing x-rays only. Simple Start

Choose your own extras Platinum Extras Gold Extras Silver Extras Your Choice Extras Bronze Extras At least 90% Back At least 75% Back At least 60% Back At least 60% Back At least 60% Back Unlimited Unlimited Unlimited $1,200 $1,100 $1,000 $900 Lifetime Limit $2,800 $800 Lifetime Limit $2,600 $700 Lifetime Limit $2,000 $700* Year 1 to $1,400 Year 6+ $500* Year 2 to $1,000 Year 7+ $450* Year 2 to $900 Year 7+ Lifetime Limit $1,300 $350 $380 Ë $280 º $340 Ë $240 º $290 Ë $200 º $900 $800 $700 $700 $600 $500 $500 Massage sub-limit $200 $500 Massage sub-limit $200 $400 Massage sub-limit $150 $450 $400 $350 $260 Ë $180 º $450* Year 1 to $900 Year 6+ $350* Year 1 to $700 Year 6+^ $500* Year 1 to $1,000 Year 6+ Massage sub-limit $100 $350 Sub-limit Combined with physiotherapy $210 Ë $150 º $350 Natural therapies sub-limit $100 $200 $150 $100 $100 $50 $750 $600 $500 $300* Year 1 to $600 Year 6+ $100 $750 $500 $400 $750 $500 $400 $750 $500 $400 $350* Year 1 to $700 Year 6+ $750 $500 $400 $750 $500 $400 $750 $500 $400 $400 $350 $350 $400* Year 1 to $800 Year 6+ $1,200 Sub-limits apply $1,000 Sub-limits apply $800 Sub-limits apply $100 travel $150 accommodation 1 service per year (singles) 2 services per membership (couples) does not cover consultations at non Bupa Members First healthcare providers. *Combined yearly limit of $1,000 applies to all extras services. 1 For most consultation item numbers. Ω Benefits for buying one or a pair of hearing aids is payable once every three calendar years. ^^Benefits for prescription items that are non-pbs, TGA approved, and not appearing on our exclusions list. # Hire, repair of health aids and appliances available, in which a 6 month waiting period applies. *This amount increases year on year up to a maximum of six years. For major and orthodontics, benefits start after 12 month waiting period served. Membership limits apply. ^Membership limits: $500 Year 1 to $1,000 Year 6+. 15

Enjoy great value when travelling overseas. Depending on your level of cover, receive benefits towards travel vaccines and access to our 24hr overseas health advice line, providing you with medical information whilst travelling. Also, Bupa members receive a 15% discount on Bupa travel insurance. 16

Bupa health cover made easy Unsure of any words? Visit: bupa.com.au/glossary Other important information you should know can be found at: bupa.com.au/info Go to bupa.com.au/fundrules to see our fund rules. To find out more about what the Australian Government Rebate on private health insurance means for you, visit: bupa.com.au/rebate To get a quote: 134 135 bupa.com.au Visit a local Bupa store 17

For more information 134 135 bupa.com.au Visit your local Bupa store Bupa PO Box 14639 Melbourne VIC 8001 Bupa HI Pty Ltd ABN 81 000 057 590 1 April 2018 10347-04-18 18 The World of Bupa Health Cover Health Coaching & Programs International Health Cover Corporate Health Solutions Optical Products & Services Dental Services Aged Care Medical services Travel, Home & Car Insurance Pet Insurance