MPS High Risk Portfolio Growth 30.04.2018 Professional advisers Objective The objective of the portfolio is to grow its value, primarily by investing in equity markets. Equity exposure is likely to range between 90-100%. The portfolio is likely to be fully invested at all times in equities that produce capital growth, with particular emphasis on international equities and on investments that borrow money (leverage) in order to achieve a higher potential investment return. Investing in international equities, which exposes the portfolio to currency fluctuations, and investment techniques that involve borrowing money, both substantially increase the risk that the portfolio represents. Key Facts Inception date* December 2012 No. of holdings (incl. cash) 23 Minimum investment 20,000 Identifiers FE/Citi code MFFQ Overall portfolio yield 1.36% Initial charges In specie transfer Cash transfer 0% Ongoing charges (OCF) Annual management charge (AMC) 0.75% + VAT maximum VAT of AMC 0.15% Underlying funds OCF 0.64% Total Ongoing Charge 1.54% Other charges A professional adviser s initial and recurring charge may be added subject to agreement between client and adviser. Underlying charges may apply which will vary according to the specific assets within the portfolio. Cash rate For latest cash rates, please refer to the treasury and cash interest rates on Brooks Macdonald's website. Please note, interest is paid gross and quarterly. Only interest of 10 and above will be credited to the account. No charges apply to internal Brooks Macdonald transfers. Performance (%) 70 60 50 40 30 20 10 0-10 MPS High Risk (Growth) MSCI WMA Growth TR Consumer Price Index (CPI) Apr-13 Oct-13 Apr-14 Oct-14 Apr-15 Oct-15 Apr-16 Oct-16 Apr-17 Oct-17 Apr-18 Consumer Price Index (CPI) refers to the CPI All Items Index. The data for CPI is as at 31.03.18. 12-month performance to 30 April (%) 2014 2015 2016 2017 2018 MPS High Risk (Growth) 6.85 16.75-3.80 21.81 10.74 MSCI WMA Growth TR 6.76 11.65-2.36 21.46 6.57 Relative performance 0.09 5.10-1.44 0.35 4.17 Cumulative performance to 30.04.2018 (%) 3M 6M 1Y 3Y 5Y Since inception* MPS High Risk (Growth) -0.30 1.92 10.74 29.77 61.89 79.41 MSCI WMA Growth TR -0.52 1.03 6.57 26.39 50.66 66.96 Relative performance 0.22 0.89 4.17 3.38 11.23 12.45 Historical performance from 5 yrs (or inception) to 30.04.2018 (%) Anlzd MPS High Risk (Growth) 10.11 Largest gain Lowest performance Standard deviation Annualised volatility 23.51-4.26 2.35 8.13 Past performance is not a reliable indicator of future results. Sources: Brooks Macdonald/Morningstar/ MSCI WMA to 30.04.18. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. 11.00 10.00 9.00 8.00 7.00 6.00 Risk vs return 5.00 6.00 7.00 8.00 9.00 10.00 Risk MPS High Risk (Growth) MSCI WMA Growth TR The risk vs return chart compares the performance of the MPS portfolio and select benchmarks plotted against risk as defined by the degree of volatility incurred. Typically, the investment with the greatest rate of return incurs the greatest amount of risk. In this factsheet we have used volatility as a measure of risk as this is relatively simple. A higher degree of volatility implies a higher chance of incurring loss in a portfolio for a given time frame. However, it should be noted that there are several other methods of calculating the degree of risk of a portfolio which are not covered in this document.
For further information: T: 020 7408 5574 E: MPSInvestmentteam@brooksmacdonald.com W: brooksmacdonald.com MPS High Risk Portfolio Growth Brooks Macdonald investment team Overall sector breakdown Portfolio holdings Fund % Jonathan Webster-Smith JOHCM UK Equity Income Fund 5.05 Director, Head of Liontrust Special Situations Fund 6.32 Liontrust UK Micro Cap Fund 2.18 Old Mutual UK Mid Cap Fund 4.97 Mark Shields Old Mutual UK Smaller Com Focus 4.19 Troy Trojan Income Fund 3.89 Vanguard FTSE UK All Share Index UT 6.03 UK Equities 32.63% Fidelity Index US Fund 9.88 Jim Mackie Hermes US Smid Equity Fund 4.89 ishares MSCI USA Small Cap ETF 1.57 Old Mutual North American Equity Fund 3.01 JOHCM Continental European 2.99 Frank Atkins LF Miton European Opportunities Fund 3.00 Baillie Gifford Emerging Markets Gr Fd 3.83 Baillie Gifford Japanese Smaller Coms Fd 6.33 Schroder ISF Asian Total 4.63 Fundsmith Equity 2.95 Polar Capital Healthcare Opps 2.95 River and Mercantile World Recovery Fund 4.84 Scottish Mortgage Inv Tr 4.16 SLI Global Smaller Companies Fund 6.05 City Financial Absolute Equity Fund 2.76 Cash ( ) 3.53 Alex Chittenden North American Equities 19.35% European Equities 5.99% Japan/Far East/Emerging Market Equities 14.79% Ratings and awards International & Thematic 20.95% Equities This portfolio was analysed by Distribution Technology in Apr 2018 as having a DT risk level of 7. Hedge Funds & Alternatives 2.76% Cash 3.53% Important information This document is intended for professional advisers authorised to give financial advice only and should not be relied upon by any persons who do not have professional experience in matters relating to investments. Brooks Macdonald is responsible for managing the MPS model portfolio on a discretionary basis in accordance with the stated investment objectives and risk profile for the MPS portfolio. The professional adviser is responsible for advising the client as to the selection of an MPS portfolio and for assessing the suitability of the chosen MPS portfolio for the client on an ongoing basis. Please note that changes made within each risk portfolio will affect all clients within that profile simultaneously. MSCI makes no express or implied warranties or representations and shall have no liability whatsoever with respect to any MSCI data contained herein. The MSCI data may not be further redistributed or used as a basis for other indexes or any securities or financial products. This report is not approved, endorsed, reviewed or produced by MSCI. None of the MSCI data is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. FinaMetrica Pty Ltd.Risk tolerance scores were mapped to the funds strategic asset allocations as at 30.06.17. The mappings are only for use by financial advisers licensed to use FinaMetrica s risk profiling system and do not constitute financial advice. Financial advisers must satisfy themselves that the funds current asset allocations reflect the risk/ return expectations of the funds when mapped. Brooks Macdonald does pay FinaMetrica for the mappings in the table however these mappings are calculated independently by FinaMetrica. The stated DT risk level is the risk level attributed to the model portfolio by a third party, Distribution Technology Limited ( DT ) following DT s analysis. The stated DT risk level is valid as at the stated date; however, market fluctuations can mean the level of risk in the portfolio might change over time. Brooks Macdonald has not verified the risk level attributed to the model portfolio by DT and makes no warranty as to its accuracy. Accordingly, Brooks Macdonald will not accept any liability arising from any reliance on the stated DT risk level. This service is provided by Brooks Macdonald Asset Management Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England No 3417519. Registered office: 72 Welbeck Street, London, W1G 0AY. Investors should be aware that the price of investments and the income from them can go down as well as up and that neither is guaranteed. Investors may not get back the amount invested. Changes in rates of exchange may have an adverse affect on the value, price or income of an investment. Investors should be aware of the additional risks associated with funds investing in smaller companies. Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying funds' OCF but gross of Brooks Macdonald s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. The information in this document does not constitute advice or a recommendation and you should not make any investment decisions on the basis of it. This document is for the information of the recipient only and should not be reproduced, copied or made available to others. Brooks Macdonald, its subsidiaries and/or their officers, directors and employees may also own and trade in the underlying assets. Brooks Macdonald is a trading name of Brooks Macdonald Group plc used by various companies in the Brooks Macdonald group of companies. Brooks Macdonald Group plc is registered in England No 4402058. Registered office: 72 Welbeck Street, London, W1G 0AY. BMAM Apr - 18
MPS High Risk Portfolio Income and Growth 30.04.2018 Professional advisers Objective The objective of the portfolio is to generate both income and capital growth, primarily from investing in equity markets. The portfolio is likely to be fully invested (between 90-100%) at all times in UK and international equities, with a focus on equities that produce income. Key Facts Performance (%) MPS High Risk (Income and Growth) Consumer Price Index (CPI) 60 50 40 30 20 MSCI WMA Growth TR Inception date* December 2012 No. of holdings (incl. cash) 22 Minimum investment 20,000 Identifiers FE/Citi code MFFP Overall portfolio yield 2.40% Initial charges In specie transfer Cash transfer 0% Ongoing charges (OCF) Annual management charge (AMC) 0.75% + VAT maximum VAT of AMC 0.15% Underlying funds OCF 0.69% Total Ongoing Charge 1.59% Other charges A professional adviser s initial and recurring charge may be added subject to agreement between client and adviser. Underlying charges may apply which will vary according to the specific assets within the portfolio. Cash rate For latest cash rates, please refer to the treasury and cash interest rates on Brooks Macdonald's website. Please note, interest is paid gross and quarterly. Only interest of 10 and above will be credited to the account. No charges apply to internal Brooks Macdonald transfers. 10 0-10 Apr-13 Oct-13 Apr-14 Oct-14 Apr-15 Oct-15 Apr-16 Oct-16 Apr-17 Oct-17 Apr-18 Consumer Price Index (CPI) refers to the CPI All Items Index. The data for CPI is as at 31.03.18. 12-month performance to 30 April (%) 2014 2015 2016 2017 2018 MPS High Risk (Income and Growth) 10.02 10.60-1.62 18.39 8.20 MSCI WMA Growth TR 6.76 11.65-2.36 21.46 6.57 Relative performance 3.26-1.05 0.74-3.07 1.63 Cumulative performance to 30.04.2018 (%) 3M 6M 1Y 3Y 5Y Since inception* MPS High Risk (Income and Growth) -0.09 1.84 8.20 26.02 53.34 68.93 MSCI WMA Growth TR -0.52 1.03 6.57 26.39 50.66 66.96 Relative performance 0.43 0.81 1.63-0.37 2.68 1.97 Historical performance from 5 yrs (or inception) to 30.04.2018 (%) MPS High Risk (Income and Growth) Anlzd 8.93 Largest gain Lowest performance Standard deviation Annualised volatility 19.80-2.52 2.19 7.57 Past performance is not a reliable indicator of future results. Sources: Brooks Macdonald/Morningstar/ MSCI WMA to 30.04.18. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. 11.00 10.00 9.00 8.00 7.00 Risk vs return 6.00 5.00 6.00 7.00 8.00 9.00 10.00 Risk MPS High Risk (Income and Growth) MSCI WMA Growth TR The risk vs return chart compares the performance of the MPS portfolio and select benchmarks plotted against risk as defined by the degree of volatility incurred. Typically, the investment with the greatest rate of return incurs the greatest amount of risk. In this factsheet we have used volatility as a measure of risk as this is relatively simple. A higher degree of volatility implies a higher chance of incurring loss in a portfolio for a given time frame. However, it should be noted that there are several other methods of calculating the degree of risk of a portfolio which are not covered in this document.
For further information: T: 020 7408 5574 E: MPSInvestmentteam@brooksmacdonald.com W: brooksmacdonald.com MPS High Risk Portfolio Income and Growth Brooks Macdonald investment team Overall sector breakdown Portfolio holdings Fund % Jonathan Webster-Smith JOHCM UK Equity Income Fund 5.01 Director, Head of Liontrust Special Situations Fund 5.21 Liontrust UK Micro Cap Fund 2.11 Majedie UK Income Fund 4.44 Mark Shields Old Mutual UK Smaller Com Focus 2.02 Royal London UK Equity Income Fund 2.85 SLI UK Equity Income Unconstrained Fund 4.92 UK Equities 32.60% Vanguard FTSE UK All Share Index UT 6.04 Fidelity Index US Fund 10.16 Hermes US Smid Equity Fund 2.88 ishares MSCI USA Small Cap ETF 4.14 Old Mutual North American Equity Fund 2.83 Frank Atkins Schroder European Alpha Inc Fund (Hedged) 2.97 Schroder European Alpha Income Fund 2.96 Baillie Gifford Japanese Smaller Coms Fd 6.35 Magna Emerging Markets Dividend Fund 3.99 Schroder ISF Asian Total 4.66 Artemis Global Income Fund 6.86 Guinness Global Equity Income 6.82 Newton Global Income Fund 6.74 City Financial Absolute Equity Fund 2.94 Cash ( ) 3.11 Jim Mackie Alex Chittenden North American Equities 20.01% European Equities 5.93% Japan/Far East/Emerging 15.00% Market Equities Ratings and awards International & Thematic 20.42% Equities This portfolio was analysed by Distribution Technology in Apr 2018 as having a DT risk level of 6. Hedge Funds & Alternatives 2.94% Cash 3.11% Important information This document is intended for professional advisers authorised to give financial advice only and should not be relied upon by any persons who do not have professional experience in matters relating to investments. Brooks Macdonald is responsible for managing the MPS model portfolio on a discretionary basis in accordance with the stated investment objectives and risk profile for the MPS portfolio. The professional adviser is responsible for advising the client as to the selection of an MPS portfolio and for assessing the suitability of the chosen MPS portfolio for the client on an ongoing basis. Please note that changes made within each risk portfolio will affect all clients within that profile simultaneously. MSCI makes no express or implied warranties or representations and shall have no liability whatsoever with respect to any MSCI data contained herein. The MSCI data may not be further redistributed or used as a basis for other indexes or any securities or financial products. This report is not approved, endorsed, reviewed or produced by MSCI. None of the MSCI data is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. FinaMetrica Pty Ltd.Risk tolerance scores were mapped to the funds strategic asset allocations as at 30.06.17. The mappings are only for use by financial advisers licensed to use FinaMetrica s risk profiling system and do not constitute financial advice. Financial advisers must satisfy themselves that the funds current asset allocations reflect the risk/ return expectations of the funds when mapped. Brooks Macdonald does pay FinaMetrica for the mappings in the table however these mappings are calculated independently by FinaMetrica. The stated DT risk level is the risk level attributed to the model portfolio by a third party, Distribution Technology Limited ( DT ) following DT s analysis. The stated DT risk level is valid as at the stated date; however, market fluctuations can mean the level of risk in the portfolio might change over time. Brooks Macdonald has not verified the risk level attributed to the model portfolio by DT and makes no warranty as to its accuracy. Accordingly, Brooks Macdonald will not accept any liability arising from any reliance on the stated DT risk level. This service is provided by Brooks Macdonald Asset Management Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England No 3417519. Registered office: 72 Welbeck Street, London, W1G 0AY. Investors should be aware that the price of investments and the income from them can go down as well as up and that neither is guaranteed. Investors may not get back the amount invested. Changes in rates of exchange may have an adverse affect on the value, price or income of an investment. Investors should be aware of the additional risks associated with funds investing in smaller companies. Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying funds' OCF but gross of Brooks Macdonald s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. The information in this document does not constitute advice or a recommendation and you should not make any investment decisions on the basis of it. This document is for the information of the recipient only and should not be reproduced, copied or made available to others. Brooks Macdonald, its subsidiaries and/or their officers, directors and employees may also own and trade in the underlying assets. Brooks Macdonald is a trading name of Brooks Macdonald Group plc used by various companies in the Brooks Macdonald group of companies. Brooks Macdonald Group plc is registered in England No 4402058. Registered office: 72 Welbeck Street, London, W1G 0AY. BMAM Apr - 18
MPS Low Risk Portfolio Defensive Income 30.04.2018 Professional advisers Objective The primary objective of this portfolio is to produce a higher level of income than the Bank of England base rate over the longer term by investing in a range of relatively defensive diversified UK and international investments. Equity exposure is likely to range between 0-30% and is likely to be limited to shares in companies paying higher than average dividends. Key Facts Performance (%) MPS Low Risk (Defensive Income) Consumer Price Index (CPI) 30 25 20 15 10 5 50:50 MSCI WMA Income TR/Base Rate Inception date* September 2009 No. of holdings (incl. cash) 21 Minimum investment 20,000 Identifiers FE/Citi code MFFH Overall portfolio yield 3.29% Initial charges In specie transfer Cash transfer 0% Ongoing charges (OCF) Annual management charge (AMC) 0.75% + VAT maximum VAT of AMC 0.15% Underlying funds OCF 0.57% Total Ongoing Charge 1.47% Other charges A professional adviser s initial and recurring charge may be added subject to agreement between client and adviser. Underlying charges may apply which will vary according to the specific assets within the portfolio. Cash rate For latest cash rates, please refer to the treasury and cash interest rates on Brooks Macdonald's website. Please note, interest is paid gross and quarterly. Only interest of 10 and above will be credited to the account. No charges apply to internal Brooks Macdonald transfers. 0-5 Apr-13 Oct-13 Apr-14 Oct-14 Apr-15 Oct-15 Apr-16 Oct-16 Apr-17 Oct-17 Apr-18 Consumer Price Index (CPI) refers to the CPI All Items Index. The data for CPI is as at 31.03.18. 12-month performance to 30 April (%) 2014 2015 2016 2017 2018 MPS Low Risk (Defensive Income) 5.24 7.00 0.18 8.23 1.90 50:50 MSCI WMA Income TR/Base Rate 2.35 5.41-0.12 8.08 2.78 Relative performance 2.89 1.59 0.30 0.15-0.88 Cumulative performance to 30.04.2018 (%) 3M 6M 1Y 3Y 5Y Since inception* MPS Low Risk (Defensive Income) -0.69-0.31 1.90 10.48 24.41 67.64 50:50 MSCI WMA Income TR/Base Rate 0.01 0.69 2.78 10.96 19.72 41.68 Relative performance -0.70-1.00-0.88-0.48 4.69 25.96 Historical performance from 5 yrs (or inception) to 30.04.2018 (%) Anlzd MPS Low Risk (Defensive Income) 4.46 Largest gain Lowest performance Standard deviation Annualised volatility 9.62-1.18 1.16 4.01 Past performance is not a reliable indicator of future results. Sources: Brooks Macdonald/Morningstar/ MSCI WMA to 30.04.18. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. 6.00 5.00 4.00 3.00 2.00 1.00 Risk vs return 1.00 2.00 3.00 4.00 5.00 6.00 Risk MPS Low Risk (Defensive Income) 50:50 MSCI WMA Income TR/Base Rate The risk vs return chart compares the performance of the MPS portfolio and select benchmarks plotted against risk as defined by the degree of volatility incurred. Typically, the investment with the greatest rate of return incurs the greatest amount of risk. In this factsheet we have used volatility as a measure of risk as this is relatively simple. A higher degree of volatility implies a higher chance of incurring loss in a portfolio for a given time frame. However, it should be noted that there are several other methods of calculating the degree of risk of a portfolio which are not covered in this document.
For further information: T: 020 7408 5574 E: MPSInvestmentteam@brooksmacdonald.com W: brooksmacdonald.com MPS Low Risk Portfolio Defensive Income Brooks Macdonald investment team Overall sector breakdown Portfolio holdings Fund Jonathan Webster-Smith % Fidelity MoneyBuilder Income Gross Fund 7.93 PIMCO Sel UK Income Bond Fund 7.01 Royal London Sterling Credit Fund 6.90 Artemis Strategic Bond Fund 4.90 Mark Shields M&G Optimal Income Fund 2.89 AXA US Short Duration High Yield Fund 4.97 JPM Unconstrained Bond Fund 5.96 Jupiter Dynamic Bond 4.88 JOHCM UK Equity Income Fund 3.11 Royal London UK Equity Income Fund 3.12 Troy Trojan Income Fund 2.84 Vanguard FTSE UK All Share Index UT 3.33 Fidelity Index US Fund 3.93 Lazard Global Listed Infras Eq Fd 5.22 Morgan Stanley Global Brands Fund 3.99 Newton Global Income Fund 4.94 Aviva Investors Multi-Strat Trgt Inc Fd 4.93 Legg Mason WA Macro Opportunities Bd Fd 2.93 Neuberger Berman Uncorrelated Strats Fd 2.99 IFSL Brooks Macdonald Defensive Cptl Fd 5.99 Cash ( ) 7.25 Director, Head of Jim Mackie UK Fixed Interest 21.84% International Fixed Interest 23.60% Frank Atkins UK Equities 12.40% North American Equities 3.93% Alex Chittenden International & Thematic 14.15% Equities Ratings and awards Hedge Funds & Alternatives 10.85% This portfolio was analysed by Distribution Technology in Apr 2018 as having a DT risk level of 3. Structured 5.99% Cash 7.25% Important information This document is intended for professional advisers authorised to give financial advice only and should not be relied upon by any persons who do not have professional experience in matters relating to investments. Brooks Macdonald is responsible for managing the MPS model portfolio on a discretionary basis in accordance with the stated investment objectives and risk profile for the MPS portfolio. The professional adviser is responsible for advising the client as to the selection of an MPS portfolio and for assessing the suitability of the chosen MPS portfolio for the client on an ongoing basis. Please note that changes made within each risk portfolio will affect all clients within that profile simultaneously. MSCI makes no express or implied warranties or representations and shall have no liability whatsoever with respect to any MSCI data contained herein. The MSCI data may not be further redistributed or used as a basis for other indexes or any securities or financial products. This report is not approved, endorsed, reviewed or produced by MSCI. None of the MSCI data is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. FinaMetrica Pty Ltd.Risk tolerance scores were mapped to the funds strategic asset allocations as at 30.06.17. The mappings are only for use by financial advisers licensed to use FinaMetrica s risk profiling system and do not constitute financial advice. Financial advisers must satisfy themselves that the funds current asset allocations reflect the risk/ return expectations of the funds when mapped. Brooks Macdonald does pay FinaMetrica for the mappings in the table however these mappings are calculated independently by FinaMetrica. The stated DT risk level is the risk level attributed to the model portfolio by a third party, Distribution Technology Limited ( DT ) following DT s analysis. The stated DT risk level is valid as at the stated date; however, market fluctuations can mean the level of risk in the portfolio might change over time. Brooks Macdonald has not verified the risk level attributed to the model portfolio by DT and makes no warranty as to its accuracy. Accordingly, Brooks Macdonald will not accept any liability arising from any reliance on the stated DT risk level. This service is provided by Brooks Macdonald Asset Management Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England No 3417519. Registered office: 72 Welbeck Street, London, W1G 0AY. Investors should be aware that the price of investments and the income from them can go down as well as up and that neither is guaranteed. Investors may not get back the amount invested. Changes in rates of exchange may have an adverse affect on the value, price or income of an investment. Investors should be aware of the additional risks associated with funds investing in smaller companies. Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying funds' OCF but gross of Brooks Macdonald s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. The information in this document does not constitute advice or a recommendation and you should not make any investment decisions on the basis of it. This document is for the information of the recipient only and should not be reproduced, copied or made available to others. Brooks Macdonald, its subsidiaries and/or their officers, directors and employees may also own and trade in the underlying assets. Brooks Macdonald is a trading name of Brooks Macdonald Group plc used by various companies in the Brooks Macdonald group of companies. Brooks Macdonald Group plc is registered in England No 4402058. Registered office: 72 Welbeck Street, London, W1G 0AY. BMAM Apr - 18
MPS Low-to-Medium Risk Portfolio Income 30.04.2018 Professional advisers Objective The primary objective of this portfolio is to produce a higher level of income than inflation. The portfolio gives limited exposure to capital markets through a diversified range of UK and international investments. Equity exposure is likely to range between 30-55% with limited exposure to international investments. Key Facts Inception date* April 2008 No. of holdings (incl. cash) 22 Minimum investment 20,000 Identifiers FE/Citi code MFFJ Overall portfolio yield 3.24% Initial charges In specie transfer Cash transfer 0% Ongoing charges (OCF) Annual management charge (AMC) 0.75% + VAT maximum VAT of AMC 0.15% Underlying funds OCF 0.59% Total Ongoing Charge 1.49% Other charges A professional adviser s initial and recurring charge may be added subject to agreement between client and adviser. Underlying charges may apply which will vary according to the specific assets within the portfolio. Cash rate For latest cash rates, please refer to the treasury and cash interest rates on Brooks Macdonald's website. Please note, interest is paid gross and quarterly. Only interest of 10 and above will be credited to the account. No charges apply to internal Brooks Macdonald transfers. Performance (%) 45 40 35 30 25 20 15 10 5 0-5 MPS Low-to-Medium Risk (Income) Consumer Price Index (CPI) MSCI WMA Income TR Apr-13 Oct-13 Apr-14 Oct-14 Apr-15 Oct-15 Apr-16 Oct-16 Apr-17 Oct-17 Apr-18 Consumer Price Index (CPI) refers to the CPI All Items Index. The data for CPI is as at 31.03.18. 12-month performance to 30 April (%) 2014 2015 2016 2017 2018 MPS Low-to-Medium Risk (Income) 5.72 8.79-0.59 13.57 2.48 MSCI WMA Income TR 4.11 10.47-0.83 16.29 5.17 Relative performance 1.61-1.68 0.24-2.72-2.69 Cumulative performance to 30.04.2018 (%) 3M 6M 1Y 3Y 5Y Since inception* MPS Low-to-Medium Risk (Income) -0.88-0.09 2.48 15.70 33.07 79.09 MSCI WMA Income TR -0.13 1.09 5.17 21.28 39.49 91.13 Relative performance -0.75-1.18-2.69-5.58-6.42-12.04 Historical performance from 5 yrs (or inception) to 30.04.2018 (%) Anlzd MPS Low-to-Medium Risk (Income) 5.88 Largest gain Lowest performance Standard deviation Annualised volatility 15.14-1.86 1.60 5.56 Past performance is not a reliable indicator of future results. Sources: Brooks Macdonald/Morningstar/ MSCI WMA to 30.04.18. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. 9.00 8.00 7.00 6.00 5.00 Risk vs return 4.00 4.00 5.00 6.00 7.00 8.00 9.00 Risk MPS Low-to-Medium Risk (Income) MSCI WMA Income TR The risk vs return chart compares the performance of the MPS portfolio and select benchmarks plotted against risk as defined by the degree of volatility incurred. Typically, the investment with the greatest rate of return incurs the greatest amount of risk. In this factsheet we have used volatility as a measure of risk as this is relatively simple. A higher degree of volatility implies a higher chance of incurring loss in a portfolio for a given time frame. However, it should be noted that there are several other methods of calculating the degree of risk of a portfolio which are not covered in this document.
For further information: T: 020 7408 5574 E: MPSInvestmentteam@brooksmacdonald.com W: brooksmacdonald.com MPS Low-to-Medium Risk Portfolio Income Brooks Macdonald investment team Overall sector breakdown Portfolio holdings Fund Jonathan Webster-Smith UK Fixed Interest 14.91% Director, Head of Mark Shields International Fixed Interest 14.80% Jim Mackie Frank Atkins UK Equities 17.57% North American Equities 6.86% European Equities 3.97% Japan/Far East/Emerging Market Equities 5.97% Alex Chittenden International & Thematic 15.81% Equities Ratings and awards This portfolio was analysed by Distribution Technology in Apr 2018 as having a DT risk level of 4. Hedge Funds & Alternatives 9.84% Structured 3.04% Cash 7.22% % Fidelity MoneyBuilder Income Gross Fund 7.95 IP Corporate Bond Fund 6.96 M&G Optimal Income Fund 2.98 AXA US Short Duration High Yield Fund 3.98 Hermes Multi Strategy Credit Fund 3.00 Jupiter Dynamic Bond 4.84 JOHCM UK Equity Income Fund 4.14 Royal London UK Equity Income Fund 5.19 Troy Trojan Income Fund 4.12 Vanguard FTSE UK All Share Index UT 4.12 Fidelity Index US Fund 6.86 Schroder European Alpha Inc Fund (Hedged) 1.99 Schroder European Alpha Income Fund 1.98 L&G Asian Income Trust 5.97 Artemis Global Income Fund 4.96 Morgan Stanley Global Brands Fund 5.10 Newton Global Income Fund 5.75 Aviva Investors Multi-Strat Trgt Inc Fd 3.96 Neuberger Berman Uncorrelated Strats Fd 2.94 Polar Capital Global Convertible Fund 2.94 IFSL Brooks Macdonald Defensive Cptl Fd 3.04 Cash ( ) 7.22 Important information This document is intended for professional advisers authorised to give financial advice only and should not be relied upon by any persons who do not have professional experience in matters relating to investments. Brooks Macdonald is responsible for managing the MPS model portfolio on a discretionary basis in accordance with the stated investment objectives and risk profile for the MPS portfolio. The professional adviser is responsible for advising the client as to the selection of an MPS portfolio and for assessing the suitability of the chosen MPS portfolio for the client on an ongoing basis. Please note that changes made within each risk portfolio will affect all clients within that profile simultaneously. MSCI makes no express or implied warranties or representations and shall have no liability whatsoever with respect to any MSCI data contained herein. The MSCI data may not be further redistributed or used as a basis for other indexes or any securities or financial products. This report is not approved, endorsed, reviewed or produced by MSCI. None of the MSCI data is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. FinaMetrica Pty Ltd.Risk tolerance scores were mapped to the funds strategic asset allocations as at 30.06.17. The mappings are only for use by financial advisers licensed to use FinaMetrica s risk profiling system and do not constitute financial advice. Financial advisers must satisfy themselves that the funds current asset allocations reflect the risk/ return expectations of the funds when mapped. Brooks Macdonald does pay FinaMetrica for the mappings in the table however these mappings are calculated independently by FinaMetrica. The stated DT risk level is the risk level attributed to the model portfolio by a third party, Distribution Technology Limited ( DT ) following DT s analysis. The stated DT risk level is valid as at the stated date; however, market fluctuations can mean the level of risk in the portfolio might change over time. Brooks Macdonald has not verified the risk level attributed to the model portfolio by DT and makes no warranty as to its accuracy. Accordingly, Brooks Macdonald will not accept any liability arising from any reliance on the stated DT risk level. This service is provided by Brooks Macdonald Asset Management Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England No 3417519. Registered office: 72 Welbeck Street, London, W1G 0AY. Investors should be aware that the price of investments and the income from them can go down as well as up and that neither is guaranteed. Investors may not get back the amount invested. Changes in rates of exchange may have an adverse affect on the value, price or income of an investment. Investors should be aware of the additional risks associated with funds investing in smaller companies. Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying funds' OCF but gross of Brooks Macdonald s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. The information in this document does not constitute advice or a recommendation and you should not make any investment decisions on the basis of it. This document is for the information of the recipient only and should not be reproduced, copied or made available to others. Brooks Macdonald, its subsidiaries and/or their officers, directors and employees may also own and trade in the underlying assets. Brooks Macdonald is a trading name of Brooks Macdonald Group plc used by various companies in the Brooks Macdonald group of companies. Brooks Macdonald Group plc is registered in England No 4402058. Registered office: 72 Welbeck Street, London, W1G 0AY. BMAM Apr - 18
MPS Low-to-Medium Risk Portfolio Income and Growth 30.04.2018 Professional advisers Objective The objective of this portfolio is to provide a combination of income and capital growth. The portfolio gives limited exposure to capital markets through a diversified range of UK and international investments and aims to achieve above inflation investment returns over the longer term. Equity exposure is likely to range between 30-55% with limited exposure to international investments. Key Facts Inception date March 2005 No. of holdings (incl. cash) 23 Minimum investment 20,000 Identifiers FE/Citi code MFFI Overall portfolio yield 2.96% Initial charges In specie transfer Cash transfer 0% Ongoing charges (OCF) Annual management charge (AMC) 0.75% + VAT maximum VAT of AMC 0.15% Underlying funds OCF 0.60% Total Ongoing Charge 1.50% Other charges A professional adviser s initial and recurring charge may be added subject to agreement between client and adviser. Underlying charges may apply which will vary according to the specific assets within the portfolio. Cash rate For latest cash rates, please refer to the treasury and cash interest rates on Brooks Macdonald's website. Please note, interest is paid gross and quarterly. Only interest of 10 and above will be credited to the account. No charges apply to internal Brooks Macdonald transfers. Performance (%) 45 40 35 30 25 20 15 10 5 0-5 MPS Low-to-Medium Risk (Income and Growth) Consumer Price Index (CPI) MSCI WMA Income TR Apr-13 Oct-13 Apr-14 Oct-14 Apr-15 Oct-15 Apr-16 Oct-16 Apr-17 Oct-17 Apr-18 Consumer Price Index (CPI) refers to the CPI All Items Index. The data for CPI is as at 31.03.18. 12-month performance to 30 April (%) 2014 2015 2016 2017 2018 MPS Low-to-Medium Risk (Income and Growth) 5.83 10.25 1.83 13.14 3.49 MSCI WMA Income TR 4.11 10.47-0.83 16.29 5.17 Relative performance 1.72-0.22 2.66-3.15-1.68 Cumulative performance to 30.04.2018 (%) 3M 6M 1Y 3Y 5Y 10Y MPS Low-to-Medium Risk (Income and Growth) -0.43 0.37 3.49 19.23 39.12 101.37 MSCI WMA Income TR -0.13 1.09 5.17 21.28 39.49 91.13 Relative performance -0.30-0.72-1.68-2.05-0.37 10.24 Historical performance from 5 yrs (or inception) to 30.04.2018 (%) MPS Low-to-Medium Risk (Income and Growth) Anlzd 6.83 Largest gain Lowest performance Standard deviation Annualised volatility 14.63 0.35 1.53 5.29 Past performance is not a reliable indicator of future results. Sources: Brooks Macdonald/Morningstar/ MSCI WMA to 30.04.18. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. 9.00 8.00 7.00 6.00 5.00 Risk vs return 4.00 4.00 5.00 6.00 7.00 8.00 9.00 Risk MPS Low-to-Medium Risk (Income and Growth) MSCI WMA Income TR The risk vs return chart compares the performance of the MPS portfolio and select benchmarks plotted against risk as defined by the degree of volatility incurred. Typically, the investment with the greatest rate of return incurs the greatest amount of risk. In this factsheet we have used volatility as a measure of risk as this is relatively simple. A higher degree of volatility implies a higher chance of incurring loss in a portfolio for a given time frame. However, it should be noted that there are several other methods of calculating the degree of risk of a portfolio which are not covered in this document.
For further information: T: 020 7408 5574 E: MPSInvestmentteam@brooksmacdonald.com W: brooksmacdonald.com MPS Low-to-Medium Risk Portfolio Income and Growth Brooks Macdonald investment team Overall sector breakdown Portfolio holdings Fund Jonathan Webster-Smith UK Fixed Interest 15.81% Director, Head of Mark Shields International Fixed Interest 11.76% Jim Mackie UK Equities 17.72% Frank Atkins Alex Chittenden Ratings and awards This portfolio was analysed by Distribution Technology in Apr 2018 as having a DT risk level of 4. % Fidelity MoneyBuilder Income Gross Fund 7.90 IP Corporate Bond Fund 7.91 M&G Optimal Income Fund 3.91 AXA US Short Duration High Yield Fund 3.96 Jupiter Dynamic Bond 3.89 JOHCM UK Equity Income Fund 2.92 Liontrust Special Situations Fund 5.47 Royal London UK Equity Income Fund 3.13 Troy Trojan Income Fund 3.09 Vanguard FTSE UK All Share Index UT 3.11 Fidelity Index US Fund 6.91 Schroder European Alpha Inc Fund (Hedged) 2.03 North American Equities 6.91% Schroder European Alpha Income Fund 1.99 European Equities 4.02% L&G Asian Income Trust 3.99 3.99% Artemis Global Income Fund 2.96 Fundsmith Equity 4.10 Morgan Stanley Global Brands Fund 3.03 Newton Global Income Fund 3.74 Aviva Investors Multi-Strat Trgt Inc Fd 3.91 Investec Diversified Income Fund 3.97 Neuberger Berman Uncorrelated Strats Fd 4.89 IFSL Brooks Macdonald Defensive Cptl Fd 5.97 Cash ( ) 7.24 Japan/Far East/Emerging International & Thematic Equities 13.83% Hedge Funds & Alternatives 12.77% Structured 5.97% Cash 7.24% Important information This document is intended for professional advisers authorised to give financial advice only and should not be relied upon by any persons who do not have professional experience in matters relating to investments. Brooks Macdonald is responsible for managing the MPS model portfolio on a discretionary basis in accordance with the stated investment objectives and risk profile for the MPS portfolio. The professional adviser is responsible for advising the client as to the selection of an MPS portfolio and for assessing the suitability of the chosen MPS portfolio for the client on an ongoing basis. Please note that changes made within each risk portfolio will affect all clients within that profile simultaneously. MSCI makes no express or implied warranties or representations and shall have no liability whatsoever with respect to any MSCI data contained herein. The MSCI data may not be further redistributed or used as a basis for other indexes or any securities or financial products. This report is not approved, endorsed, reviewed or produced by MSCI. None of the MSCI data is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. FinaMetrica Pty Ltd.Risk tolerance scores were mapped to the funds strategic asset allocations as at 30.06.17. The mappings are only for use by financial advisers licensed to use FinaMetrica s risk profiling system and do not constitute financial advice. Financial advisers must satisfy themselves that the funds current asset allocations reflect the risk/ return expectations of the funds when mapped. Brooks Macdonald does pay FinaMetrica for the mappings in the table however these mappings are calculated independently by FinaMetrica. The stated DT risk level is the risk level attributed to the model portfolio by a third party, Distribution Technology Limited ( DT ) following DT s analysis. The stated DT risk level is valid as at the stated date; however, market fluctuations can mean the level of risk in the portfolio might change over time. Brooks Macdonald has not verified the risk level attributed to the model portfolio by DT and makes no warranty as to its accuracy. Accordingly, Brooks Macdonald will not accept any liability arising from any reliance on the stated DT risk level. This service is provided by Brooks Macdonald Asset Management Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England No 3417519. Registered office: 72 Welbeck Street, London, W1G 0AY. Investors should be aware that the price of investments and the income from them can go down as well as up and that neither is guaranteed. Investors may not get back the amount invested. Changes in rates of exchange may have an adverse affect on the value, price or income of an investment. Investors should be aware of the additional risks associated with funds investing in smaller companies. Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying funds' OCF but gross of Brooks Macdonald s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. The information in this document does not constitute advice or a recommendation and you should not make any investment decisions on the basis of it. This document is for the information of the recipient only and should not be reproduced, copied or made available to others. Brooks Macdonald, its subsidiaries and/or their officers, directors and employees may also own and trade in the underlying assets. Brooks Macdonald is a trading name of Brooks Macdonald Group plc used by various companies in the Brooks Macdonald group of companies. Brooks Macdonald Group plc is registered in England No 4402058. Registered office: 72 Welbeck Street, London, W1G 0AY. BMAM Apr - 18
MPS Low-to-Medium Risk Portfolio Income and Growth (Passive) 30.04.2018 Professional advisers Objective The objective of this portfolio is to provide a combination of income and capital growth. The portfolio gives limited exposure to capital markets through a diversified range of UK and international investments and aims to achieve above inflation investment returns over the longer term. Equity exposure is likely to range between 30-55% with limited exposure to international investments. Key Facts Inception date* September 2017 No. of holdings (incl. cash) 12 Minimum investment 20,000 Identifiers FE/Citi code MFFI Overall portfolio yield 2.15% Passive funds This portfolio is designed to provide optimal diversification at low cost. As a result, most of the funds included are passive. The exception is the absolute return sector in which exposure can only be gained efficiently via active funds, in our opinion. Initial charges In specie transfer Cash transfer 0% Ongoing charges (OCF) Annual management charge (AMC) maximum VAT of AMC 0.10% Performance (%) 3 2.5 2 1.5 1 0.5 0-0.5-1 -1.5-2 MSCI WMA Income TR Consumer Price Index (CPI) Aug-17 Nov-17 Feb-18 Consumer Price Index (CPI) refers to the CPI All Items Index. The data for CPI is as at 31.03.18. 12-month performance to 30 April (%) 2014 2015 2016 2017 2018 MPS Low-to-Medium Risk (Income and Growth (Passive)) -- -- -- -- -- MSCI WMA Income TR -- -- -- -- -- Relative performance -- -- -- -- -- Cumulative performance to 30.04.2018 (%) 3M 6M 1Y 3Y 5Y Since inception* MPS Low-to-Medium Risk (Income and Growth (Passive)) -- -- -- -- -- -- MSCI WMA Income TR -- -- -- -- -- -- Relative performance -- -- -- -- -- -- Past performance is not a reliable indicator of future results. Sources: Brooks Macdonald/Morningstar/ MSCI WMA to 30.04.18. All performance figures shown on this factsheet are net of underlying fund charges but gross of Brooks Macdonald s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. Underlying funds OCF 0.23% Total Ongoing Charge 0.83% Other charges A professional adviser s initial and recurring charge may be added subject to agreement between client and adviser. Underlying charges may apply which will vary according to the specific assets within the portfolio. Cash rate For latest cash rates, please refer to the treasury and cash interest rates on Brooks Macdonald's website. Please note, interest is paid gross and quarterly. Only interest of 10 and above will be credited to the account. No charges apply to internal Brooks Macdonald transfers.
For further information: T: 020 7408 5574 E: MPSInvestmentteam@brooksmacdonald.com W: brooksmacdonald.com MPS Low-to-Medium Risk Portfolio Income and Growth (Passive) Brooks Macdonald investment team Overall sector breakdown Portfolio holdings Fund Jonathan Webster-Smith UK Fixed Interest 15.66% Director, Head of Mark Shields International Fixed Interest 11.84% Jim Mackie UK Equities 17.45% Frank Atkins Alex Chittenden Ratings and awards This portfolio was analysed by Distribution Technology in Apr 2018 as having a DT risk level of 4. North American Equities 6.93% European Equities 4.00% Japan/Far East/Emerging 4.05% % L&G Sterling Corporate Bond Index Fund 15.66 Vanguard Global Bond Index Fund 11.84 HSBC FTSE 250 Index Fund 6.03 Vanguard FTSE UK All Share Index UT 11.42 Fidelity Index US Fund 6.93 L&G European Index Trust 4.00 Vanguard Pacific ex-japan Stock Index Fd 4.05 Fidelity Index World Fund 13.92 Investec Diversified Income Fund 5.89 Old Mutual Global Equity Absolute Ret Fd 6.97 AHFM Defined s 6.30 Cash ( ) 6.99 International & Thematic Equities 13.92% Hedge Funds & Alternatives 12.86% Structured 6.30% Cash 6.99% Important information This document is intended for professional advisers authorised to give financial advice only and should not be relied upon by any persons who do not have professional experience in matters relating to investments. Brooks Macdonald is responsible for managing the MPS model portfolio on a discretionary basis in accordance with the stated investment objectives and risk profile for the MPS portfolio. The professional adviser is responsible for advising the client as to the selection of an MPS portfolio and for assessing the suitability of the chosen MPS portfolio for the client on an ongoing basis. Please note that changes made within each risk portfolio will affect all clients within that profile simultaneously. MSCI makes no express or implied warranties or representations and shall have no liability whatsoever with respect to any MSCI data contained herein. The MSCI data may not be further redistributed or used as a basis for other indexes or any securities or financial products. This report is not approved, endorsed, reviewed or produced by MSCI. None of the MSCI data is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. FinaMetrica Pty Ltd.Risk tolerance scores were mapped to the funds strategic asset allocations as at 30.06.17. The mappings are only for use by financial advisers licensed to use FinaMetrica s risk profiling system and do not constitute financial advice. Financial advisers must satisfy themselves that the funds current asset allocations reflect the risk/ return expectations of the funds when mapped. Brooks Macdonald does pay FinaMetrica for the mappings in the table however these mappings are calculated independently by FinaMetrica. The stated DT risk level is the risk level attributed to the model portfolio by a third party, Distribution Technology Limited ( DT ) following DT s analysis. The stated DT risk level is valid as at the stated date; however, market fluctuations can mean the level of risk in the portfolio might change over time. Brooks Macdonald has not verified the risk level attributed to the model portfolio by DT and makes no warranty as to its accuracy. Accordingly, Brooks Macdonald will not accept any liability arising from any reliance on the stated DT risk level. This service is provided by Brooks Macdonald Asset Management Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England No 3417519. Registered office: 72 Welbeck Street, London, W1G 0AY. Investors should be aware that the price of investments and the income from them can go down as well as up and that neither is guaranteed. Investors may not get back the amount invested. Changes in rates of exchange may have an adverse affect on the value, price or income of an investment. Investors should be aware of the additional risks associated with funds investing in smaller companies. Past performance is not a reliable indicator of future results. All performance figures shown on this factsheet are net of underlying funds' OCF but gross of Brooks Macdonald s management fees and adviser charges. Deduction of these fees and charges will impact on the performance shown. The information in this document does not constitute advice or a recommendation and you should not make any investment decisions on the basis of it. This document is for the information of the recipient only and should not be reproduced, copied or made available to others. Brooks Macdonald, its subsidiaries and/or their officers, directors and employees may also own and trade in the underlying assets. Brooks Macdonald is a trading name of Brooks Macdonald Group plc used by various companies in the Brooks Macdonald group of companies. Brooks Macdonald Group plc is registered in England No 4402058. Registered office: 72 Welbeck Street, London, W1G 0AY. BMAM Apr - 18