Expression of wishes - stakeholder and personal pensions

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Transcription:

Expression of wishes - stakeholder and personal pensions What is this form for? You can use this form to tell us who you d like to receive your death benefits. If you die before you ve taken your pension benefits, it may be possible to have them paid to a beneficiary. These wishes are not binding on us. For more information, please read important notes below. Please don t complete this form, if you ve made your pension death benefits subject to a valid trust. In this instance, any lump sum death benefit will be paid directly to the trustees of that trust. Beneficiaries cannot be added to policies where the policyholder is less than 18 years of age. If you make a nomination, any lump sum payments may still be included in your estate for inheritance tax purposes. We recommend that you discuss this point with your advisers. To ensure your death benefits don t form part of your taxable estate for inheritance tax purposes, Aviva must exercise our discretion when deciding who is to benefit. Completing this form Please provide details of who you wish to benefit. There are three sections to choose from: Section 1 Individual beneficiaries Section 2 Trustees of an existing trust Section 3 Charity. When stating the percentage of your pension fund to be paid to your beneficiaries, please use whole numbers which add up to and don t exceed 100%. Please complete in block capitals. If you don t have a policy number or scheme details, please tell us your National Insurance number and date of birth. On the last page please print your name, sign and date the form. Once you have completed this form, please send it back to us at: Aviva, PO Box 520, Norwich NR1 3WG.

Please complete in BLOCK CAPITALS. Your details First name(s) Surname National Insurance number Telephone number email Your policy number(s) (if known) Scheme details (if applicable) Your scheme name (if known) Your scheme number (if known) 2

Section 1 Individual beneficiaries Beneficiary 1 beneficiary 1 to receive Beneficiary 2 beneficiary 2 to receive Beneficiary 3 beneficiary 3 to receive 3

Beneficiary 4 beneficiary 4 to receive If you have more than four beneficiaries, please complete their details separately and attach to this form. Section 2 Existing Trust If you d like an existing trust to receive death benefits when you die, please insert details of all the appointed trustees, and the percentage share you d like the trust to receive. Details of trust: Name of trust (if any) Date trust created The share you would like the trust to receive Name of trustee Name of trustee 4

Name of trustee Name of trustee If there are more than four trustees, please complete their details separately and attach to this form. Section 3 Charity If you d like a charity to benefit from your death benefits when you die, please complete the following details, including the share you d like the charity to receive. Name of charity Registered Number the charity to receive If you have more than one charity you would like to nominate, please provide their details on a separate sheet and attach to this form. 5

Important Notes We ll take your wishes into account when deciding who should receive your death benefit. However, these wishes are not binding on us. We ll treat the information in this form as an indication of who, at the time the form was completed, you wished to receive your death benefits. We won t take your expression of wishes into account for the following reasons: l If any named person(s) other than trustees, die before you, or l If any named person is subsequently divorced from you, or l If any is a named civil partner after the civil partnership has dissolved, or l If you subsequently make this policy subject to a valid trust, or l If you ve informed us of any changes to your expression of wishes. This expression of wishes is not a form of trust. If you need: l help to complete this form, or l to discuss the implications of making your nomination,or l to discuss placing your death benefits under trust, we recommend that you refer to your legal or financial advisers. We recommend that you regularly review your expression of wishes in light of any changes in your personal circumstances. This is particularly important if someone you would like to benefit dies before you, or your relationship to them changes. Signature Print name Signature Date Use of personal information We ll use the information you give us to: l process and underwrite your application l decide if we can offer cover and on what terms l administer your policy and handle any claims l help detect and prevent fraudulent activity. Other companies from across the Aviva group, or third parties who provide services to us, in any country (including those outside the Economic European Area) could also use your information in this way. If they do, we ll make sure they agree to treat your information with the same level of protection as we would. We may share your information with regulatory bodies, other insurers (directly or using shared databases), your insurance intermediary, or third parties providing services to them. To keep our products and services competitive and suitable for customers needs, we may also use your information for research and customer profiling. From time to time, we may tell you about other products or services which may be of interest. Please tick this box if you don t want us to. 6

Retirement Investments Insurance Health Aviva Life Services UK Limited. Registered in England No 2403746. Wellington Row, York, YO90 1WR. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number 145452. aviva.co.uk SP03128 04/2016 Aviva plc