(An open ended equity scheme) FACTSHEET OCTOBER 07 YEA R FOR PRODUCT LABELING PLEASE REFER PAGE (An open ended Debt Scheme) (An Open ended Equity Scheme)
FACTSHEET OCTOBER 07 DEBT MARKET OUTLOOK We had been cautious on the rates for a long time. However we feel that rates may stabilize from here on now. Corporate bonds appear richly valued, as they have not participated in the sell off in the bond markets. We think from here on Gilts have the potential to offer a better return trade offs than corporate bonds and we may position our portfolios accordingly across the debt portfolio. While the uncertainty on the rates would continue to remain (inflation, fiscal deficit, global yields), we would continue maintaining lower duration with bias towards the gilts. EQUITY MARKET OUTLOOK We continue with our opinion that markets look richly valued: markets trade beyond the standard deviation across market capitalization. While an earnings revival looks likely in Quarter 3, we believe markets have already captured in the earnings growth of the next quarters. The future movements could be determined by earnings improvement leading to specific stock/sector movements. Scheme Ready Reference Mahindra Liquid Fund Mahindra Mutual Fund Alp-Samay Bachat Yojana Mahindra Mutual Fund Dhan Sanchay Yojana Mahindra Mutual Fund Badhat Yojana Liquid Fund Ultra short term fund ELSS, Tax saving scheme Scheme with a portfolio mix of debt, equity and arbitrage Diversified, multi-cap multi-sector Equity scheme How to read Factsheet Fund Manager: An employee of the asset management company such as a mutual fund of the insurer, who manages investments of the scheme. He is usually part of larger team of fund managers and research analysts. Application Amount for fresh Subscription: This is the minimum investment amount for a new investor in mutual fund scheme. Minimum Additional Amount: This is the minimum investment amount for an existing investor in a mutual fund scheme. SIP: SIP or systematic investment plan works on the principle of making periodic investment of affixed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs. 500 every 5th of the month in an equity fund for a period of three years. NAV: The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund. Benchmark: A group of securities, usually a market index, whose performance is used as a standard or benchmark to measures investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE 00, BSE 500, 0- year GSec. Entry Load: A mutual fund may have a sales charge or load at the time of entry and / or exit to compensate the distributor / agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs. 00 and the entry load is %, the investor will enter the fund at Rs. 0. Note: SEBI, vide circular dated June 30, 009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor. Exit load: Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is Rs. 00 and the exit load is %, the redemption price would be Rs. 99 per unit. Modified Duration: Modified duration is the price sensitivity and the percentage change in price for unit change in yield. Standard Deviation: Standard Deviation is a statistical measure of the range of an investment s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility. Sharpe Ratio: The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculating using standard deviation and excess return to determine reward per unit of risk. Beta: Beta is a measure of an investment s volatility vis-à-vis the market. Beta of less than means that the security will be less volatile than the market. A beta of greater than implies that the security s price will be more volatile than the market. AUM: AUM or asset under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm. Holdings: The holdings or the portfolio is a mutual fund s latest or updated reported statement of investments/ Securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager. Nature of Scheme: The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have sub-categories. Rating Profile: Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds. Total Expense Ratio: Weighted Average i.e. Total Expense of the month / average asset / number of days in month days in a year. Yield to Maturity: The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held to maturity. YTM is expressed as an annual rate. The YTM factors in the bond s current market price, par value, coupon interest rate and time to maturity.
OCTOBER 07 This product is suitable for investors who are seeking* Long term capital appreciation Investment predominantly in equity and equity related securities * Investors should consult their financial advisers if in will be at moderately high risk Scheme Details Investment Objective: The investment objective of the Scheme is to generate long term capital appreciation through a diversified portfolio of equity and equity related securities. The Scheme does not guarantee or assure any returns. Potential Capital Appreciation: Scheme invests in a diversified equity portfolio thereby offering the investor, possibility of growing their investments. Tax Benefit: Investments in this scheme are entitled for tax deduction under section 80C. Possibility of saving upto Rs. 46,350/-*. All redemption proceeds are tax free! Lock-in Feature: This feature endeavors to protect your investments from impact of short term market volatility. Lock-in of only 3 years! Other traditional tax savings options may have longer holding periods. * Assuming investor is in the highest tax bracket and uses the entire Rs.5 lac limit available under Section 80C of Income Tax Act 96 for investing in only. The tax benefit is calculated on the basis of currently applicable marginal tax rate of 30.9% (for income up to Rs crore) applicable for the current highest tax bracket. Please consult your financial /tax advisor before investing. Date of Allotment: October 8, 06 Fund Manager: Mr. Ratish Varier Total Experience: 0 years Experience in managing this fund: Year (managing since October 8, 06) Benchmark: Nifty 00 Option: Dividend (Dividend Option will have only Dividend Payout facility) and Application Amount: Rs. 500 and in multiples of Rs. 500 thereafter Portfolio ( Top Ten Holdings - wise) as on October 3, 07 Auto Maruti Suzuki India Limited Tata Motors Limited Auto Ancillaries Apollo Tyres Limited Motherson Sumi Systems Limited WABCO India Limited State Bank of India IndusInd Bank Limited ICICI Bank Limited Cement JK Cement Limited Sagar Cements Limited Pidilite Industries Limited Somany Ceramics Limited Sadbhav Engineering Limited Larsen & Toubro Limited Consumer Durables Greenply Industries Limited Havells India Limited Consumer Non Durables ITC Limited CCL Products (India) Limited Marico Limited Ferrous Metals JSW Steel Limited Max Financial Services Limited Cholamandalam Investment and Company Limited Asset 9.99 5.05 4.94 4.6.87.56.8 7.56 7.05 4.3 3.9 3.0.38.8 0.57.00.00.5.5 3.7.0 0.97 3.43.76.67 8.57 5..0.5 0.4 0.4 9.80 3.5 3.05 Repco Home Limited Can Fin Homes Limited Gas Indraprastha Gas Limited Narayana Hrudayalaya Limited Industrial Capital Goods TD Power Systems Limited Non - Ferrous Metals Vedanta Limited Pesticides Sharda Cropchem Limited Dhanuka Agritech Limited Petroleum Products Gulf Oil Lubricants India Limited Indian Oil Corporation Limited Pharmaceuticals Aurobindo Pharma Limited Transportation Container Corporation of India Limited Equity Holdings Total Cash & Cash Equivalents Asset.89 0.34.60.60.99.99.05 0.86 3.89.95.94 4.57 4.57 83.74 6.6 00.00 Additional Purchase Amount: Rs. 500 and in multiples of Rs. 500 thereafter Repurchase Amount: Rs. 500 or 50 units or account balance, whichever is lower. Average AUM for the month ending October 3, 07 (Rs. in Cr.): 43.86 AUM as on October 3, 07 (Rs. in Cr.): 50.8 NAV as on October 3, 07:.0508 Dividend.0505.3568.3368 Load Structure: Entry Load: N.A., Exit Load: Nil Portfolio Turnover Ratio: 0.69 Expense Ratio : :.356% : 0.594% Sector Allocation as on October 3, 07 Cash & Cash Equivalents Automobile Consumer Goods Energy Pharma Metals Cement & Cement Products Industrial Manufacturing Transportation In addition to the rates mentioned a proportionate charge in respect of sales beyond T-5 cities subject to maximum of 30 bps on daily net assets has been charged in this scheme 4.57 3.9 3.7.8.38.99.5 6.49 9.80.00 7.56 6.6 4.60 0 4 6 8 0 4 6 8 0
OCTOBER 07 (An open ended Equity Scheme) This product is suitable for investors who are seeking* Long term capital appreciation and generation of income; Investment in equity and equity related instruments, arbitrage opportunities and debt and money market instruments. * Investors should consult their financial advisers if in will be at moderately high risk Scheme Details Investment Objective: The Scheme seeks to generate long term capital appreciation and also income through investments in equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Potential capital appreciation and wealth accumulation through regular investments in the long term. Balances the risk of equity with investments in debt and derivative securities. Flexible Asset Allocation feature in dynamic market scenarios. Date of Allotment: February, 07 Fund Manager (Equity): Mr. Ratish Varier Total Experience: 0 years Experience in managing this fund: 9 months (managing since February, 07) Fund Manager (Debt): Mr. Rahul Pal Total Experience: 5 years Experience in managing this fund: 9 months (managing since February, 07) Benchmark: 45% Nifty Index + 55% Crisil Composite Bond Fund Index Option: Dividend (Dividend Reinvestment, Dividend Payout) and Application Amount: Rs.,000/- and in multiples of Re. /- thereafter Additional Purchase Amount: Rs.,000/- and in multiples of Re. /- thereafter Repurchase Amount: Rs.,000/- or 00 units or account balance, whichever is lower Average AUM for the month ending October 3, 07 (Rs. in Cr.): 67.63 AUM as on October 3, 07 (Rs. in Cr.): 8.8 Average Maturity^: 6. years Modified Duration^: : 4. Yield to Maturity ^: 7.5% ^For debt component NAV as on October 3, 07:.060 Dividend 0.7535 Load Structure: Entry Load: N.A..55 0.935 Exit Load: 0% of the units allotted shall be redeemed without any exit load, on or before completion of months from the date of allotment of Units. Any redemption in excess of the above limit shall be subject to the following exit load: An exit load of % is payable if Units are redeemed/switched- out on or before completion of months from the date of allotment of Units; Nil - If Units are redeemed / switched-out after completion of months from the date of allotment of Units. Expense Ratio : 3 :.5438% : 0.844% Portfolio ( Top Ten Holdings - wise) as on October 3, 07 % of Net Assets Unhedged Equity Auto Tata Motors Limited Auto Ancillaries Apollo Tyres Limited Bosch Limited Amara Raja Batteries Limited Bosch Limited State Bank of India IndusInd Bank Limited ICICI Bank Limited Bank of Baroda Cement UltraTech Cement Limited JK Cement Limited Somany Ceramics Limited Larsen & Toubro Limited Sadbhav Engineering Limited Consumer Non Durables ITC Limited GlaxoSmithKline Consumer Healthcare Limited CCL Products (India) Limited Max Financial Services Limited Repco Home Limited Narayana Hrudayalaya Limited Industrial Products Carborundum Universal Limited Non - Ferrous Metals Hindalco Industries Limited Oil Oil & Natural Gas Corporation Limited Pesticides PI Industries Limited Dhanuka Agritech Limited Petroleum Products Indian Oil Corporation Limited Bharat Petroleum Corporation Limited Gulf Oil Lubricants India Limited Pharmaceuticals Sun Pharmaceutical Industries Limited Aurobindo Pharma Limited Lupin Limited Retailing Trent Limited Unhedged Equity Total.8.8 3.57.7.06 0.8 0.5 3.88.7.56.35 0.9.8.76 0.5.8.8 3.36.99.37 6.76.57.37.8.49.46 0.0 0.0 0.99 0.99.54.54 0.3 0.3 0.94 0.76 0.8 3.0.47 0.96 0.58 5.4.0.98.5 0.44 0.44 47.90 Sector Allocation as on October 3, 07 Consumer Goods Automobile Pharma Energy Metals Cement & Cement Products Industrial Manufacturing Retailing.8 0.99 0.94 0.44 0. 3 3.36 3.3.54.49.8 6.76 5.85 5.4 Hedged Equity The South Indian Bank Limited The Karnataka Bank Limited Exide Industries Limited Tata Global Beverages Limited NHPC Limited Infibeam Incorporation Limited Century Textiles & Industries Limited Raymond Limited PC Jeweller Limited Reliance Communications Limited Fortis Healthcare Limited Multi Commodity Exchange of India Limited Escorts Limited Reliance Infrastructure Limited Jain Irrigation Systems Limited Jindal Steel & Power Limited Indiabulls Housing Limited IDFC Limited Tata Motors Limited Hindustan Zinc Limited Ujjivan Financial Services Limited Bosch Limited ITC Limited Manappuram Limited Housing Development and Infrastructure Limited Indiabulls Real Estate Limited JSW Steel Limited Gujarat State Fertilizers & Limited Bajaj Limited Sun Pharmaceutical Industries Limited CESC Limited Glenmark Pharmaceuticals Limited The India Cements Limited Hedged Equity Total Equity and Equity Related Total 0 4 6 8 0 4 Yield to maturity should not be construed as minimum return offered by the Scheme. 3 In addition to the rates mentioned a proportionate charge in respect of sales beyond T-5 cities subject to maximum of 30 bps on daily net assets has been charged in this scheme Corporate Bond Rural Electrification Corporation Limited Power Grid Corporation of India Limited Reliance Capital Limited Power Corporation Limited Housing Development Corporation Limited Indian Railway Corporation Limited Tata Capital Housing Limited Government Bond 6.79% GOI (MD 5/05/07) 6.79% GOI (MD 6//09) 6.68% GOI (MD 7/09/03) State Government Bond 7.75% Karnatak SDL (MD 0/03/07) Cash & Cash Equivalents Margin Fixed Deposit Lakshmi Vilas Bank Limited Margin Fixed Deposit Total Cash & Net Receivables/(Payables) % of Net Assets 4.3 3.53.80.80.80.80.80.78 6.97 3.5.73.7.78.78..45 0.53.98 8.3 00.00 % of Net Assets Rating CARE AA+ CRISIL AA+.87.45.4.0.0 0.80 0.77 0.76 0.75 0.65 0.65 0.56 0.54 0.53 0.46 0.4 0.39 0.33 0.30 0.9 0.9 0.8 0.7 0.6 0.5 0.4 0.9 0.8 0.6 0.4 0. 0. 0.0 7.83 65.73
OCTOBER 07 (An Open ended Equity Scheme) This product is suitable for investors who are seeking* Medium to Long term capital appreciation; Investment predominantly in equity and equity related securities including derivatives. * Investors should consult their financial advisors if in will be at moderately high risk Scheme Details Portfolio ( Top Ten Holdings - wise) as on October 3, 07 Investment Objective: The investment objective of the Scheme is to provide medium to long term capital appreciation through appropriate diversification and taking low risk on business quality. The diversified portfolio would predominantly consist of equity and equity related securities including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved. Prudent portfolio of investments across companies and sectors. Actively managed by professional fund managers for potential long term capital appreciation. Opportunity to participate in successful businesses through equity market. Date of Allotment: May, 07 Fund Manager: Mr. Ratish Varier Total Experience: 0 years Experience in managing this fund: 5 months (Managing since May, 07) Benchmark: Nifty 00 Option: Dividend (Dividend Option will have Dividend Reinvestment (D) & Dividend Payout facility) and D-Default Application Amount: Rs.,000 and in multiples of Re. /- thereafter Additional Purchase Amount: Rs.,000 and in multiples of Re. /- thereafter Redemption / Switch-outs: Rs.,000/- or 00 units or account balance, whichever is lower Average AUM for the month ending October 3, 07 (Rs. in Cr.): 53.03 AUM as on October 3, 07 (Rs. in Cr.): 64.69 NAV as on October 3, 07: Dividend 0.8968 0.8969 60.083 Load Structure: Entry Load: N.A. Exit Load: - An Exit Load of % is payable if Units are redeemed / switched-out upto year from the date of allotment; - Nil if Units are redeemed / switched-out after year from the date of allotment Expense Ratio : :.640% : 0.6443% Auto Tata Motors Limited Eicher Motors Limited Ashok Leyland Limited Auto Ancillaries Apollo Tyres Limited Motherson Sumi Systems Limited WABCO India Limited Amara Raja Batteries Limited State Bank of India IndusInd Bank Limited Bank of Baroda Karur Vysya Bank Limited Cement Dalmia Bharat Limited UltraTech Cement Limited JK Cement Limited Pidilite Industries Limited Asian Granito India Limited Cera Sanitaryware Limited Somany Ceramics Limited Larsen & Toubro Limited Consumer Durables Havells India Limited Relaxo Footwears Limited Greenply Industries Limited Consumer Non Durables GlaxoSmithKline Consumer Healthcare Limited CCL Products (India) Limited S H Kelkar and Company Limited Cholamandalam Investment and Company Limited Can Fin Homes Limited Repco Home Limited Max Financial Services Limited Asset 5.9 3.70 0.78 0.7 5.9.86.8.4 0.74 0.58 7.49 5.5 5.05.75 0.77 5..9.87.4 0.49 0.49 3.7.75.0 0.95 3.69 3.69 3.8.57.55 0.70 6.47 3..63.6 0.6.67.7.70.6 Sector Allocation as on October 3, 07 Automobile Consumer Goods Cash & Cash Equivalents Energy Cement & Cement Products Metals Industrial Manufacturing IT Pharma Retailing Transportation Textile Products. 8.54 0.6 0.9 8.46 Multi Commodity Exchange of India Limited Bajaj Limited Muthoot Limited Bajaj Finserv Limited Gas Indraprastha Gas Limited Mahanagar Gas Limited Narayana Hrudayalaya Limited Industrial Products Carborundum Universal Limited IFGL Exports Limited Non - Ferrous Metals Hindalco Industries Limited Vedanta Limited Pesticides PI Industries Limited Dhanuka Agritech Limited Sharda Cropchem Limited Petroleum Products Bharat Petroleum Corporation Limited Gulf Oil Lubricants India Limited Pharmaceuticals Sun Pharmaceutical Industries Limited Retailing Trent Limited Software Cyient Limited Textile Products Trident Limited Transportation Container Corporation of India Limited Equity Holdings Total Cash & Net Receivables/(Payables) 3.7 4.8 5..0.98 3.59 3.69 0.73 0.67 0.3 0.00 5.00 0.00 5.00 0.00 5.00 In addition to the rates mentioned a proportionate charge in respect of sales beyond T-5 cities subject to maximum of 30 bps on daily net assets has been charged in this scheme 4 0.58 Asset 0.93 0.8 0.60 0.46 3..30 0.9.0.8 0.38 4.8.69.3 3.0.43 0.84 0.83 5.4 3.45.79 0.73 0.73.98.98 0.3 0.3 0.67 0.67 9.46 8.54 00.00
OCTOBER 07 This product is suitable for investors who are seeking* Regular income over short term Investment in money market and debt instruments * Investors should consult their financial advisers if in will be at low risk Scheme Details Investment Objective: The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of money market and debt instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. Low volatility: Relatively safer during times of high market volatility as liquid funds usually invest in Commercial Papers, Certificate of Deposits, CBLO/ Repos and in short term debt instruments with maturity profile of not more than 9 days. Easy liquidity: Investors can invest in liquid funds even for a day. Cash Management Tool for treasuries of any size: Optimal utilization of idle cash for cash management purposes. Date of Allotment: July 4, 06 Fund Manager: Mr. Rahul Pal Total Experience: 5 years Experience in managing this fund: year, 4 months (managing since July 04, 06) Benchmark: CRISIL Liquid Fund Index Option: Dividend (Daily and Weekly - Reinvestment) and Application Amount: Rs.,000/- and in multiples of Re. /- thereafter Additional Purchase Amount: Rs.,000/- and in multiples of Re. /- thereafter Repurchase / Redemption Amount: Rs.,000/- or unit or account balance, whichever is lower Portfolio ( Top Ten Holdings - wise) as on October 3, 07 CERTIFICATE OF DEPOSIT Axis Bank Limited ICICI Bank Limited RBL Bank Limited COMMERCIAL PAPER National Bank For Agriculture and Rural Development Dewan Housing Corporation Limited India Infoline Housing Limited Future Retail Limited ECL Limited Sharekhan Financial Serv Pvt Limited RSPL Limited Edelweiss Commodities Services Limited Manappuram Limited Aditya Birla Limited India Infoline Limited Piramal Enterprises Limited Assets 5.67 6.03 4.8 63.97 6.0 4.8 4.80 4.07 3.6 3.6 3.60 3.36 3.36.4.4 Rating Assets Haldia Energy Limited Cox & Kings Limited Indian Railway Corporation.40 CARE A+ Limited Indiabulls Housing Limited.39 IIFL Wealth Limited.7 Future Lifestyle Fashions Limited.6 Chambal Fertilizers &. Limited KEC International Limited.0 Adani Ports and Special Economic.0 Zone Limited CARE A+ SREI Equipment Limited.0 APL Apollo Tubes Limited 0.7 TREASURY BILL 5.3 8 Days Tbill (MD 0//07).4 9 Days Tbill (MD 09//07).4 9 Days Tbill (MD 30//07) 0.48 Cash & Net Receivables/(Payables) 5.04 00.00 Rating CARE A+ CARE A+ FITCH A+ CARE A+ Average AUM for the month ending October 3, 07 (Rs. in Cr.):,78.4 AUM as on October 3, 07 (Rs. in Cr.):,067.6 Average Maturity: 4 Days Modified Duration: 0.07 Yield to Maturity : 6.58% Asset Allocation as on October 3, 07 5.3% 5.04% 5.67% Rating Profile as on October 3, 07 5.04% 5.3% NAV as on October 3, 07:,09.983 Daily Dividend,000.594 Weekly Dividend,00.659,093.998,000.594,003.86 63.97% Cash & Cash Equivalents* Commercial Paper Certificate Of Deposit Sovereign 79.64% AAA/A+ Cash & Cash Equivalents* Sovereign Load Structure: Entry Load: N.A., Exit Load: Nil Expense Ratio : : 0.8% : 0.0869% *Cash & Cash Equivalents includes Fixed Deposits, Cash & Current Assets and CBLO Yield to maturity should not be construed as minimum return offered by the Scheme. 5
OCTOBER 07 This product is suitable for investors who are seeking*: (An open ended Debt Scheme) Regular income over short term Investment in debt and money market instruments * Investors should consult their financial advisers if in will be at moderately low risk Scheme Details Investment Objective: The investment objective of the Scheme is to provide reasonable returns, commensurate with a low to moderate level of risk and high degree of liquidity, through a portfolio constituted of money market and debt instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. Classified under the Ultra Short Term Debt Fund category. Positioned between liquid funds and short-term funds with respect to the risk-return matrix. Potentially better returns than that of liquid funds through strategic shifts in the maturity profile. Lower volatility through relatively lower duration than short term funds. Higher flexibility in asset allocation vis-à-vis liquid funds. Date of Allotment: February 5, 07 Fund Manager: Mr. Rahul Pal Total Experience: 5 years Experience in managing this fund: 8 months (Managing since February 5, 07) Benchmark: CRISIL Liquid Fund Index Option: Dividend Reinvestment (Daily, weekly, Monthly), Dividend Payout (Monthly) and Application Amount: Rs.,000/- and in multiples of Re. /- thereafter Additional Purchase Amount: Rs.,000/- and in multiples of Re. /- thereafter. Redemption/ Switch-outs Amount: Rs.,000/- or unit or account balance, whichever is lower Average AUM for the month ending October 3, 07 (Rs. in Cr.): 30.5 AUM as on October 3, 07 (Rs. in Cr.): 36.40 Average Maturity: 0.65 years Portfolio ( Top Ten Holdings - wise) as on October 3, 07 Assets Rating Assets Rating CERTIFICATE OF DEPOSIT CORPORATE BOND 37.0 COMMERCIAL PAPER 50.86 Reliance Capital Limited 7.48 CARE AA+ APL Apollo Tubes Limited 7.9 CARE A+ Power Grid Corporation of India Limited 7.43 Edelweiss Commodities Services 7.8 Piramal Enterprises Limited 7.38 ICRA AA Limited Housing Development 3.73 Future Retail Limited 7.6 CARE A+ Corporation Limited Cox & Kings Limited 7.6 CARE A+ National Bank For Agriculture and 3.70 SREI Equipment Limited 7.6 Rural Development IIFL Wealth Limited 3.65 Tata Capital Housing Limited 3.69 CRISIL AA+ Future Lifestyle Fashions Limited 3.64 CARE A+ Small Industries Dev Bank of India 3.69 CARE AAA Manappuram Limited 3.64 GOVERNMENT BOND 3.68 Indiabulls Housing Limited 3.58 6.84% GOI (MD 9//0) 3.68 Cash & Net Receivables/(Payables) 8.36 00.00 Asset Allocation as on October 3, 07 37.0% 3.68% Cash & Cash Equivalents* Corporate Bond 8.36% 50.86% Commercial Paper Sovereign Rating Profile as on October 3, 07 8.36% 69.4% *Cash & Cash Equivalents includes Fixed Deposits, Cash & Current Assets and CBLO 3.68% 8.55% AA AAA/A+ Cash & Cash Equivalents* Sovereign Modified Duration: 0.6 Yield to Maturity : 7.05% NAV as on October 3, 07: Daily Dividend Weekly Dividend Monthly Dividend,045.645,004.35,045.6400 045.600,05.780,004.695,030.4773 05.6564 Load Structure: Entry Load: Not applicable Expense Ratio : :.0900% : 0.7% Exit Load: Nil Yield to maturity should not be construed as minimum return offered by the Scheme. 6
6-Jun-7 6-Jun-7 5-Sep-7 5-Sep-7 Record Date Dividend History Mahindra Mutual Fund Dhan Sanchay Yojana (Dividend Option) Dividend Face Value Cum-Dividend NAV Plan(s) (Rs. per unit) 0.5 0.5 0.5 0.5 (Rs. per unit) 0 0 0 0 (Rs. per unit) 0.687 0.7709 0.758 0.909 Pursuant to payment of dividend, the NAV of the Dividend Option(s) of the Scheme/Plan(s) falls to the extent of payout and statutory levy, if any. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. For complete list of dividends, visit www.mahindramutualfund.com. Mahindra Liquid Fund Scheme Name Mahindra Liquid Fund - Reg - Mahindra Liquid Fund - Dir - Crisil Liquid Fund Index^ 6.3% 6.38% 6.06% Performance as on October 3, 07 Simple Annualised Returns CAGR Returns Value of Investment of 0,000* 7 Days 5 Days 30 Days Year Since Year Since Inception (`) Inception (`) 6.5% 6.40% 6.0% 6.33% 6.48% 6.30% 6.73% 6.88% 6.7% 6.85% 7.00% 6.80% 0,673 0,688 0,67 0,98 0,938 0,9 NAV / Index Value (as on October 3, 07),09.98,094.00,789.5 Crisil Yr T-Bill Index^^.5% 3.83% 5.30% 5.9% 6.39% 0,59 0,856 4,95.3 ^Benchmark ^^Additional Benchmark. CAGR Compounded Annual Rate. Inception/Allotment date: 04-Jul-6. Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs.,000 invested at inception. The performance details provided above are of Option under Regular and. Different Plans i.e and under the scheme has different expense structure. The performance data for 3 years & 5 years period has not been provided, since scheme is in existence for less than 3 years.*based on standard investment of Rs. 0,000 made at the beginning of the relevant period. Performance details of other schemes managed by Mr. Rahul Pal (Mahindra Mutual Fund Alp-Samay Bachat Yojana and Debt portion of Mahindra Mutual Fund Dhan Sanchay Yojana) have not been provided as these schemes have not completed year. Scheme Name - Reg - - Dir - Nifty 00 Index^ CAGR Returns Value of Investment of 0,000* Year Since Inception Year (`) Since Inception (`) 0.03%.96%.4% 9.74%.67% 9.95%,0,37,44,05,357,095 NAV / Index Value (as on October 3, 07).05.36 5,639.5 Nifty 50^^ 9.76% 8.39%,998,943 0,335.30 ^Benchmark ^^Additional Benchmark. CAGR Compounded Annual Rate. Inception/Allotment date: 8-Oct-6. Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 0 invested at inception. The performance details provided above are of Option under Regular and. Different Plans i.e and under the scheme has different expense structure. The performance data for 3 years & 5 years period has not been provided, since scheme is in existence for less than 3 years. *Based on standard investment of Rs. 0,000 made at the beginning of the relevant period. Performance details of other schemes managed by Mr. Ratish Varier (Mahindra Mutual Fund Badhat Yojana and Equity portion of Mahindra Mutual Fund Dhan Sanchay Yojana) have not been provided as these schemes have not completed year. SIP Performance - If you had invested Rs. 0,000 every month SIP Investment Period Year/Since Inception SIP Investment Period Year/Since Inception Total Amount Invested Market Value Nifty 00^ Nifty 50^^ CAGR Returns Market Value CAGR Returns Market Value CAGR Returns,0,000 3,04 9.4% 37,047 7.38% 35,489 4.80% Total Amount Invested Market Value Nifty 00^ Nifty 50^^ CAGR Returns Market Value CAGR Returns Market Value CAGR Returns,0,000 33,83.07% 37,047 7.38% 35,489 4.80% ^Benchmark ^^Additional Benchmark. CAGR Compounded Annual Rate. Inception/Allotment date: 8-Oct-6. Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the st business day of every month has been considered. CAGR Returns are computed after accounting for the cash flow by using the XIRR method (investment internal rate of return). Disclaimer The views expressed here in this document are for general information and reading purpose only and do not constitute any guidelines and recommendations on any course of action to be followed by the reader. No representation or warranty is made as to the accuracy, completeness or fairness of the information and opinions contained herein. The views are not meant to serve as a professional guide / investment advice / intended to be an offer or solicitation for the purchase or sale of any financial product or instrument or mutual fund units for the reader. This document has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. While utmost care has been exercised while preparing this document, Mahindra Asset Management Company Private Limited (Mahindra AMC) does not warrant the completeness or accuracy of the information and disclaims all liabilities, losses and damages arising out of the use of this information. The data/statistics given in the document are to explain general market trends in the securities market, it should not be construed as any research report/research recommendation. Readers of this document should rely on information /data arising out of their own investigations and advised to seek independent professional advice and arrive at an informed decision before making any investments. Neither Mahindra Mutual Fund, Mahindra AMC nor Mahindra Trustee Company Private Limited, its directors or associates shall be liable for any damages that may arise from the use of the information contained herein. Mutual Fund investments are subject to market risks, read all scheme related documents carefully 7