ANNUAL CREDIT PLAN, FY , MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 1

ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 1

PREFACE State Level Bankers Committee is pleased to bring out Annual Credit Plan (ACP) for the State of Madhya Pradesh for the financial year 2018-19, based on the approved credit plans of all 51 districts in the State. The Plan entails an overall outlay of Rs.147618 crores with an increase of 12% over previous year s plan, which will be the minimum benchmark. All commercial banks and other financial institutions operating in the State shall aim for during the current fiscal for credit disbursal under Priority and Non-Priority sector lending in the State. In line with the policy initiatives of both Central and State Governments, the major chunk of the Annual Credit Plan goes to Agriculture, MSME and Housing sectors, with an allocation of Rs.109264 crores (74.02%), Rs.20945 crores (14.19%) and Rs.6840 crores (4.63%), respectively, in the current financial year. Apart from this, education needs, social infrastructure and other priority sectors are also given due importance in the plan. The bottom up approach towards assessment of Annual Credit Plan, based on the potentiality survey of NABARD and growth pattern of various sectors at block level and above during the preceding few years, makes the Plan more scientific and achievable. I am confident that credit flow under the Plan would work as a catalyst for translation of potentialities, as envisaged in NABARD s survey, into productivity, leading to accelerated socio-economic development of the State and an increase in GDP of the State. The Controlling Offices of the Banks may synchronize their business plans with the ACP to ensure successful implementation of the credit plan. Proper convergence among all stake holders is of immense importance to make the proposed flow of credit a hassle-free process and to achieve avowed objectives of the ACP. (Ajay Vyas) Convenor ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 2

ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 3

ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 4

ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 5

Sr. Particulars Pg 1 General information about Madhya Pradesh 6 2 Economy of Madhya Pradesh... 7 3 Key banking parameters of Madhya Pradesh as on March 31, 2018... 8 4 Banking in Madhya Pradesh as on 31.03.2018. 9 5 Major Highlights of the performance of the banks as on 31.03.2018.. 10 6 Highlights of the performance of the Banks during FY 2017-18. 11 7 Performance under ACP achievement during FY 2017-18.. 12 8 Annual Credit Plan-Definition of disbursement... 13 9 Highlights of Annual Credit Plan (ACP) FY 2018-19. 14 10 Potential Linked Plan (PLP) of NABARD & ACP 2018-19 15 11 Comparative Annual Credit Plan 2016-17, 2017-18 & 2018-19.. 16 12 Ground Level agriculture credit target given by Government of India for FY 18-19 17 13 Growth in ACP targets (priority sector) & Disbursement over past few years 17 14 Lead Banks in M.P. & their Lead Districts.. 18 15 MSME clusters in M.P. (Identified by UNIDO).. 18 16 Key Policy initiatives of Government of Madhya Pradesh.. 19 17 District wise PLP and Annual Credit Plan (Priority Sector) FY 2018-19 22 18 Consolidated District wise Annual Credit Plan 2018-19- Agriculture. 23 19 Consolidated District wise Annual Credit Plan 2018-19-MSME. 24 20 Consolidated District wise Annual Credit Plan 2018-19- Other Priority Sector.. 25 21 Consolidated District wise Annual Credit Plan 2018-19- Non- Priority Sector 26 22 Consolidated Bank wise Annual Credit Plan 2018-19- Agriculture 27 23 Consolidated Bank wise Annual Credit Plan 2018-19- MSME... 28 24 Consolidated Bank wise Annual Credit Plan 2018-19- Other Priority Sector. 29 25 Consolidated Bank wise annual Credit Plan 2018-19 Non-Priority Sector.. 30 ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 6

GENERAL INFORMATION ABOUT MADHYA PRADESH Madhya Pradesh with an area of 3,08,245 sq.km. is the second largest state in India. It is located in Central India. The state is bound on the north by Uttar Pradesh, the east by Chhattisgarh, the south by Maharashtra and the west by Gujarat and Rajasthan. Total population of Madhya Pradesh as per 2011 census is 7.27 crore, of which male and female are 3.76 crore and 3.51 crore respectively. The scheduled castes and the scheduled tribes constitute a significant portion of the population of the State and constituting 15.54% and 21.04% of the total population respectively. Hindi is the official language of Madhya Pradesh and it is the widely spoken. Apart from Hindi, the languages of Bundeli, Bagheli, Nimari, Marathi, Sindhi, Urdu, and Malwi are the commonly spoken regional dialects. There are several other dialects which are spoken. According to the census of 2011, 90.9% of the state residents followed Hinduism, while others are Muslim (6.6%), Jain (0.8%), Buddhists (0.3%), Christians (0.3%), and Sikhs (0.2%). Agriculture is the main source of livelihood of a large number of the people in the state. Soyabean, Wheat, Paddy, Jowar, Maize, Gram, Mustard, Tuar etc. are the main crops of the state. The average size of land holding was 1.78 hectare as against the all India average of 1.16 hectare. The share of SF/MF in total holdings was 71.46% as against the national average of 85.01%. 10 major rivers viz. Narmada, Tapti, Chambal, Betwa, Shipra, Tawa, Ken, Sone, Pench etc. originate in the state. The climate of the state is subtropical. Alluvial, Medium & Deep Black, Mixed Red & Black are the soil. There are 11 different agro climatic zones in the State. The state is rich in culture. Four sites namely Khajuraho, Devi Jagadambi temple, Buddhist monuments at Sanchi and the rock shelters of Bhimbetka have been declared World Heritage sites by UNESCO. Other architecturally significant or scenic sites include Orchha,Amarkantak, Bandhavgarh, Chanderi etc. Geographical Features Total Population in crore 7.27 as per Census 2011 Rural Population (cr.) 5.25 Urban Population (cr.) 2.02 Male (cr.) 3.76 Female (cr.) 3.51 Scheduled Castes (cr.) 1.13 Scheduled Tribes (cr.) 1.53 Sex Ratio 931 Density/km 2 236 Area(Km ) 2 3,08,245 Literacy 70.6% Age Group wise population Population up to 18 years Cr. 2.90 Adult (18-40 years) Cr. 2.72 Adult above 40 years Cr. 1.65 Administrative Features No. of Districts 51 No. of Division 10 No. of Villages 54903 No. of Gram Panchayats 23043 No. of Block/Janpad Panchayats 313 No. of Tehsils 369 Households Total no. of Households (cr.) 1.49 Rural Households (cr.) 1.11 Others No. of cultivators 98.44 Of the above, Small/Marginal 63.40 Farmers Gross Cropped Area 2015-16 2.38 (lakh Hectare) ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 7

ECONOMY OF MADHYA PRADESH Madhya Pradesh is among the fastest growing states in the country. At prevailing rates, the Gross State Domestic Product (GSDP) of Madhya Pradesh for 2016-17 was Rs 6,39,220 crore, which rose to Rs 7,07,047 crore in 2017-18. GSDP growth at constant prices during the base year 2011-12 was at Rs 3,15,562 crore which has risen to Rs 4,65,136 crore in 2016-17. Between 2011-12 and 2016-17, the Compound Annual Growth Rate (CAGR) for GSDP was 14.01%. Amount in crore 315562 GSDP at Current and Constant Prices 380925 339483 480121 530443 315562 351683 365134 384105 407970 639220 707047 465136 499102 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 Current Prices Constant Prices Source- Economic survey of Madhya Pradesh 2017-18 The state has an agrarian economy. The major crops of Madhya Pradesh are wheat, soybean, gram, sugarcane, rice, maize, cotton, rapeseed, mustard and arhar. Agriculture continues to remain a major source of employment and livelihood in the state. According to Census 2011, 69.8% of total workers, and 85.6% of the total workers in rural areas are dependent on agriculture for livelihood in the State, as compared to 72.3% in rural India. Thus, significant proportion of rural population is dependent directly or indirectly on this sector. Madhya Pradesh is being honoured Krishi Karman Award for the fifth consecutive year from 2011-12 to 2015-16.The state has recorded 18% agriculture growth during the last five years. As per economic survey of the state 2017-18, the per capita income has increased to Rs 79,907 in 2017-18 from Rs 73,268 in 2016-17, showing increase of 9.06 per cent in 2017-18 compared to the previous year. As per the budget estimates of FY 2018-19, the total revenue receipts were estimated at Rs 1,39,115.67 crore which is 10.36% higher than previous year while the total debt on the state till March 31, 2017 was estimated at Rs 92,320.48 crore. The number of MSME units established in the State has been increasing consistently since 2012-13. In the year 2012-13, there were 19894 registered Micro, Small & Medium Enterprises, which increased to 87071 in the year 2016-17. 363812 employment were made by these enterprises till the year 2016-17. The state is rich in natural resources. Madhya Pradesh is the sole producer of diamond from Panna. It is also a leading producer of pyrophyllite, copper concentrate, manganese ore, clay and shale. The state is perfectly poised for diversification of agriculture and horticulture crops, strategic promotion of agrobased industries. Due to wildlife tourism and a number of places of historical and religious significance, the tourism industry of the state is growing. State Government has put in place, favourable developmental policies and is also improving its infrastructure facilities. It is one of the fast growing economies in the country. ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 8

KEY BANKING PARAMETERS OF MADHYA PRADESH AS ON 31.03.2018 Amount in crore Sr. Parameters Outstanding Amount Y-o-Y Variation Y-o-Y Variation in absolute term % Mar-16 Mar-17 Mar-18 Mar-17 Mar-18 Mar-17 Mar- 18 1 Total number of Branches 7129 7218 7279 89 61 1.25 0.85 2 Total number of ATMs 8929 9284 9554 355 270 3.98 2.91 3 Credit Deposit Ratio 73.4 71.25 74.69-2.15 3.44-2.15 3.44 4 Total Deposits 303070 336950 365432 33880 28482 11.18 8.45 5 Total Advances 222442 240064 272924 17622 32860 7.92 13.69 6 Total Business [4+5] 525512 577014 638356 51502 61342 9.8 10.63 PRIORITY SECTOR ADVANCES 7 Agriculture advances 81921 92362 99393 10441 7031 12.75 7.61 8 Crop Loans out of total agriculture 50513 52733 75823 2220 23090 4.39 43.79 9 % of Agriculture advances to Total advances [RBI Norm: 18%] 36.83 38.47 36.42 1.65-2.06 1.65-2.06 10 MSME 30082 40887 52518 10805 11631 35.92 28.45 10a Out of MSME, advances to Micro Enterprises 16282 17546 27794 1264 10248 7.76 58.41 1 % of credit of Micro Enterprises to Total advances [RBI Norm: 7.5%] 7.32 7.31 10.18-0.01 2.87-0.01 2.87 12 Export Credit 673 148 142-525 -6-78.01-4.05 13 Education 1741 2018 1911 277-107 15.91-5.28 14 Housing 17190 19363 19521 2173 158 12.64 0.82 15 Social Infrastructure 243 141 150-102 9-41.98 6.55 16 Renewable Energy 72 675 62 603-613 837.5-90.76 17 Others 3831 2823 1384-1008 -1439-26.31-50.98 18 Total Priority Sector Advances [7+10+12+13+14+15+16+17] 135753 158417 175082 22664 16665 16.7 10.52 19 % of Priority Sector advances to Total advances [RBI Norm: 40%] 61.03 65.99 64.15 4.96-1.84 4.96-1.84 20 Total Non-Priority Sector Advances 86689 81647 97841-5042 16194-5.82 19.83 21 Advances to small & marginal farmers 25379 26242 29727 863 3485 3.4 13.28 22 % of advances to small & marginal farmers to total advances [RBI Norm: 11.41 10.93 10.89-0.48-0.04-0.48-0.04 8% by Mar-17] 23 Total NPA 12712 16445 21971 3733 5526 29.37 33.6 24 % of NPA to total advances 5.71 6.85 8.05 1.14 1.2 1.14 1.2 25 Advances to Weaker Sections 37816 55917 59808 18101 3891 47.87 6.96 26 % of advances to Weaker Sections to total Advances [RBI Norm: 10%] 17 23.29 21.91 6.29-1.38 6.29-1.46 ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 9

BANKING IN MADHYA PRADESH AS ON 31.03.2018 BRANCH NETWORK Banking services in the State are covered through a network of 7279 branches (As on 31.03.2018). Of which 2681 (37%), 2307 (32%) and 2291 (31%) branches comprised rural, semi urban & urban branches respectively. At the end of March 31, 2018, there were 42 Commercial Banks (CBs), 3 Regional Rural Banks (RRBs), 1 State Cooperative Bank (MPStCB), 38 District Central Cooperative Banks (DCCBs) and 7 Small Finance Banks (SFBs). At the end of March 31, 2018, net increase of 61 new bank branches have been registered Y- o-y. There are 11864 Sub Service Areas (SSAs) in the state, of which 1517 SSAs are covered through branches, while others are covered through 10347 business correspondents. 9554 ATMs are installed in M.P. Besides this, 43 villages with a population of more than 5000 are covered through Banking Outlets as on 31 March 2018. DEPOSITS Amount in crores Growth in deposits over the past few years 294183 303070 336950 365432 220690 139337 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 At the end of March-18, deposits grow by 8.45% y-o-y, which is below the growth of 11.18% during previous year in same period. Even in absolute terms, deposits grew by Rs. 28480 crore (y-o-y) during March-18, whereas it was Rs. 33880 crore in last year. CREDIT Amount in crores Growth in advances over the past few years 272924 222442 240064 188337 156496 164877 Bank s credit grew by 13.69% (y-o-y) at the end of March-18, as against 7.92% during the corresponding period of 2017. Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 10

BUSINESS Total business of the Banks increased to Rs. 638356 crore during March 31, 2018 from Rs. 577014 crore in the last year, registering a growth of Rs. 61342 crore (y-o-y) in absolute terms and 10.63% in percentage terms in line with 9.80% during corresponding period of last year. This growth is in line with the previous growth rate of few years. CREDIT DEPOSIT RATIO Credit-Deposit Ratio (CD ratio) of Madhya Pradesh has increased to 74.69% during Q-4 of current fiscal from 71.25% in previous year i.e. Mar-17. Including credit as per place of utilization, the CD ratio stood at 77.60% as on March 31, 2018. CD ratio of Scheduled Commercial Banks (SCBs) also increased to 70.92% as on March 31, 2018 from 67.06% in the last year. CD Ratio- Agency wise 115.45% 80.91% 61.27% 61.91% 63.06% 70.92% 52.30% 59.38% 146.18%,Mar-16.Mar-17.Mar-18 SCBs RRBs Coopeative MAJOR HIGHLIGHTS OF THE PERFORMANCE OF THE BANKS IN MADHYA PRADESH AS ON 31.03.2018 Priority Sector advances were 64.15% of total credit, which is more than the stipulated RBI Norm of 40% for the Banks. Agriculture credit was 36.42% of total credit, which is above the RBI Norm of 18%. Credit to micro enterprises under MSME was 10.18% of the total advances higher than the RBI Norm of 7.5%. Advance to weaker section was 21.91% of the total credit, which is higher than the RBI Norm of 10%. CHART SHOWING PERFORMANCE OF BANKS IN M.P. AS ON 31.03.2018 VIS-A-VIS STIPULATED RBI NORM RBI Norm in % of total advances In M.P. 18 7.5 10.18 10 21.91 36.42 40 64.15 AGRICULTURE MICRO ENTERPRISES PRIORITY SECTOR WEAKER SECTION ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 11

HIGHLIGHTS OF THE PERFORMANCE OF THE BANKS DURING FINANCIAL YEAR 2017-18 Public sector banks continued to maintain their leading position accounting for 79.05% of total deposits and 65.62% of bank s credit in March 31, 2018 followed by Private sector banks, Cooperative banks and RRBs with share of 9.67%, 5.84% and 5.44% in deposits and 18.62%, 11.42% and 4.33% respectively. Term deposits constituted the highest share (55%) in aggregate deposits followed by savings deposits (39%) and current deposits (11%) of public sector banks. While deceleration in growth of bank deposits and credit spanned across all population groups, the growth rates in the semi urban areas were higher (y-o-y). Non-Performing Assets (NPAs) of the banks increased from 6.85% of total credit during March 2017 to 8.05% at the end of March 31, 2018. In absolute term, it increased by Rs. 5526 crore (y-o-y) and stood at Rs. 21971 crore as on 31.03.2018. Sr Bank Deposits Advances No. of Branches The year-on-year (y-o-y) growth in aggregate deposits worked out to 8.45% in March 31, 2018 which was lower as compared with that in March 2017 i.e. 11.18%. The year-on-year (y-o-y) growth in credit worked out to 13.69 % in March 31, 2018, higher than the growth of a year ago i.e. 7.92%. The credit-deposit (C-D) ratio of the state increased to 74.69% at the end of March 31, 2018 from 71.25% a year ago. However, actual CD ratio stood at 77.60% as on 31.03.2018 after including the utilization of credit as per place of utilisation. Excluding cooperative banks and RRBs, CD ratio of Scheduled Commercial Banks (SCBs) was 70.92% as on March 31, 2018. Two-third of aggregate deposits and credit continued to be concentrated in ten banks namely State Bank of India, DCCBs, Bank of India, Central Bank of India, Punjab National Bank, Union Bank of India, HDFC Bank, ICICI Bank, Allahabad Bank and Bank of Baroda. % of total no. of Br. % of total Dep. Amount in crore % of total Adv. Business % of total business 1 State Bank of India 114481 67028 1123 15.47 31.33 24.56 181509 28.43 2 DCCBs 21204 31129 853 11.75 5.80 11.41 52333 8.20 3 Bank of India 26433 19878 440 6.06 7.23 7.28 46311 7.25 4 Central Bank of India 28843 13771 467 6.43 7.89 5.05 42614 6.68 5 Punjab National Bank 22352 17482 295 4.06 6.12 6.41 39834 6.24 6 Union Bank of India 23319 13194 285 3.93 6.38 4.83 36513 5.72 7 HDFC Bank 10123 16268 136 1.87 2.77 5.96 26391 4.13 8 ICICI Bank 8359 14061 238 3.28 2.29 5.15 22420 3.51 9 Allahabad Bank 13994 8095 205 2.82 3.83 2.97 22089 3.46 10 Bank of Baroda 11250 10049 195 2.69 3.08 3.68 21298 3.34 Total number of branches- 7279, Total deposits- 365432 cr., Total advances-272924 cr. ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 12

Sr. Sub Sector Target for the FY 2016-17 PERFORMANCE UNDER ACP ACHIEVEMENT DURING FY 2017-18 Achievement during financial year Achieve ment % (Amt.) Target for the FY 2017-18 Amount in crore Achievement during financial year 2016-17 2017-18 No. Amt. No. Amt. No. Amt. No. Amt. Achievement % (Amt.) 1 Agriculture 2613627 80988 3899641 64162 79.22 3700878 94868 4058183 60882 64.18 1a Farm Credit 2480508 75927 3766354 60077 79.12 3418692 88374 4023139 56469 63.90 1b Crop loan out 2137653 58521 3191667 50034 85.5 2594512 67229 3399104 46493 69.16 of 1a 1c Agriculture 83990 3184 23333 888 27.89 187088 3905 11157 614 15.71 Infrastructure 1d Ancillary 49129 1877 109954 3197 170.32 95098 2589 23887 3799 146.76 Activities 2 MSME 382924 16123 588257 16516 102.44 444309 18443 554783 22512 122.06 3 Export Credit 1311 425 78 219 51.53 2518 529 97 282 53.28 4 Education 38937 1435 23357 373 25.99 28775 1138 18463 362 31.78 5 Housing 162521 5948 188127 3584 60.26 188147 6996 104960 3428 49.00 6 Social 220178 3914 496 23 0.59 90492 1410 454 105 7.43 Infrastructure 7 Renewable 5277 271 103 17 6.27 31470 356 24 10 2.80 Energy 8 Others 0 0 184165 2784 118795 3140 153193 2596 82.69 9 Total Priority Sector 10 Total Non- Priority Sector 11 Total Credit Plan (9+10) 3424775 109104 4884224 87678 80.36 4605384 126881 4890157 90177 71.07 57369 3252 423641 27498 845.57 156715 5076 670018 58683 1155.98 3482144 112356 5307865 115176 102.51 4762099 131957 5560175 148860 112.81 The potential credit outlay FY 2017-18 for priority sector lending was estimated as Rs. 126881 crore, with an increase of 16.29% over the projections of the previous financial year. As against the target of Rs 1,31,957 crore (priority & nonpriority), under Annual Credit Plan for FY 2017-18, an amount of Rs 148860 crore was disbursed during FY 2017-18, recording an achievement of 113% above than corresponding period of last year, which was 103%. The Banks disbursed Rs 90177 crore to the priority sector as on Mar-18 against the target of Rs 126881 crore with achievement index of 71%, which is below the achievement of 80% during corresponding period of previous financial year. The Banks disbursed Rs 60882 crore as on March 31, 2018 to the agriculture sector against the target of Rs 94868 crore and achieved 64% of the target as against the achievement of 79% during same period of FY 2016-17. Banks have disbursed Rs.22512 crores to Micro, Small & Medium Enterprises (MSME) segment during the financial year 2017-18 and achieved 122% of the targets. A significant portion of bank s credit was disbursed to the beneficiaries of Mukhya Mantri Self Employment Schemes, Mudra loans, Stand-up India Loans, PMEGP, NRLM etc. during the year 2017-18. Banks have disbursed Rs 3891 crores to beneficiaries under Weaker Sections. Empowerment of women through all possible economic support routes should continue to get an important place in the economic agenda of the Banking fraternity. In this direction, banks have disbursed Rs 7570 crores to Women category during the year 2017-18. Loans disbursement of Rs. 1660 crore, Rs. 1324 crore & Rs. 2811 crore were made by banks to scheduled caste, scheduled tribes and minority communities during the year 2017-18. ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 13

ANNAUL CREDIT PLAN- DEFINITION OF DISBURSEMENT ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 14

HIGHLIGHTS OF THE ANNUAL CREDIT PLAN 2018-19 Amount in crore % Share to Sr. Sector No. of A/cs Amount total credit plan outlay 1 Farm Credit 3775495 102578 69.49 1a Out of Farm Credit Crop loans 3037033 80318 54.41 2 Agriculture Infrastructure 123708 3733 2.53 3 Ancillary Activities 106463 2953 2.00 4 Total Agriculture (1+2+3) 4005666 109264 74.02 5 MSME (5a+5b+5c+5d+5e) 427566 20945 14.19 5a Micro Enterprises 244680 9436 6.39 5b Small Enterprises 144038 9602 6.50 5c Medium Enterprises 351 1007 0.68 5d Khadi & Village Industries 17187 543 0.37 5e Other under MSME 21310 357 0.24 6 Education 35535 1194 0.81 7 Housing 139394 6840 4.63 8 Export Credit 3074 672 0.46 9 Social Infrastructure 114018 2042 1.38 10 Renewable Energy 27936 402 0.27 11 Other Priority 109602 2076 1.41 12 Total Priority Sector 4862791 143435 97.17 (4+5+6+7+8+9+10+11) 13 Non-Priority Sector 133198 4183 2.83 14 Total Credit Plan (12+13) 4995989 147618 100.00 15 Weaker Sections 694012 17129 11.60 Annual Credit Plan 2018-19 for the state of Madhya Pradesh has been drawn with an outlay of Rs.147618 crores. Priority Sector lending targets have been fixed at Rs.143435 crores i.e. a share of 97.17% of credit plan and Agriculture segment has a major share of Rs.109264 crores i.e. 74.02% of total credit plan outlay. An amount of Rs. 80318 crore is projected for Crop loan (Production Credit) disbursals for the year 2018-19. Striving towards the creation of sustainable agrarian income for farmers, an Investment credit target of Rs.28946 crores has been fixed for banks, which works out to 26.49% of Agriculture lending targets. The potential assessed under Micro, Small and Medium (MSME) enterprises is Rs. 20945 crore (14.19 percent of total outlay), followed by housing sector with outlay of Rs. 6840 crore under priority sector (4.63% of total outlay) Education has Rs. 1194 crore under Priority Sector. Others Priority Sector including export credit, social infrastructure, renewable energy and others have a target of Rs. 5192 Crore. A provision of Rs. 17129 crore has been made for weaker sections. Rs. 2042 crore outlay has been fixed for social infrastructure sector, which included sanitation facility, drinking water facility, health care facility etc. An outlay of Rs. 402 crore is made for Renewable energy sector, which includes solar based lighting system etc. ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 15

POTENTIAL LINKED PLAN (PLP) OF NABARD & ACP-2018-19 Sr. Sector PLP of NABARD 2018-19 ACP 2018-19 Amount in crore % of PLP 1 Farm Credit 109508 102578 94 1a Out of Farm Credit Crop loans 83964 80318 96 1b Agriculture Term Loans 33525 28946 86 2 Agriculture Infrastructure 4453 3733 84 3 Ancillary Activities 3528 2953 84 4 Total Agriculture (1+2+3) 117489 109264 93 5 MSME 21678 20945 97 6 Education 1539 1194 78 7 Housing 7819 6840 87 8 Export Credit 807 672 83 9 Social Infrastructure 1479 2042 138 10 Renewable Energy 463 402 87 11 Other Priority 1833 2076 113 12 Total Priority Sector (4+5+6+7+8+9+10+11) 153107 143435 94 The National Bank for Agriculture and Rural Development (NABARD) has projected Rs.1,53,107 crore as Potential Linked Credit Plan (PLP) for the year 2018-19 for the state of Madhya Pradesh under priority sector. Credit assessed by the banks for the year 2018-19 is in line with the PLP of NABARD and it is with Rs. 143435 crore stood at 94% of the PLP. As against the total PLP of Rs. 117489 crore for agriculture sector, banks have made provisions of Rs. 109264 crore. This includes provision of Rs 80318 crore for crop loans and Rs. 28976 crore agriculture term loans. Provision of Rs. 34171 crore of total allocation for priority has been made for sanctioning loans to Non-Farm Sector activities and Micro, Small & Medium Enterprises comprising manufacturing, processing & service industries as against the PLP of Rs. 35618 crore. Thrust has been laid on investment credit, which is 26.49 per cent of total outlay earmarked for agriculture lending with a view to achieve much needed capital formation in agriculture for doubling farmer s income. After thorough sectorwise analysis in consultation with the stake holders, the projections for credit flow under water resource development, irrigation, farm mechanisation, land development, animal husbandry and dairy development, sheep and goat rearing, poultry, plantation and horticulture, etc. were made. Banks have made provision of Rs. 2042 crore for lending under social infrastructure sectors viz. sanitation, drinking water, school, health care etc. as against the PLP of Rs. 1479 crore of NABARD. ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 16

COMPARATIVE ANNUAL CREDIT PLAN 2016-17, 2017-18 & 2018-19 Amount in crore Sr. Sector 2016-17 2017-18 2018-19 Variation amt. over previous year Variation % Disbursement during the year 2017-18 1 Farm Credit 75927 88374 102578 14204 16 56469 1a Out of Farm Credit Crop 58521 67229 80318 13089 19 46493 loans 2 Agriculture Infrastructure 3184 3905 3733-172 -4 614 3 Ancillary Activities 1877 2589 2953 364 14 3799 4 Total Agriculture 80988 94868 109264 14396 15 60882 5 MSME 16123 18442 20945 2503 14 22512 6 Education 1435 1138 1194 56 5 362 7 Housing 5948 6996 6840-156 -2 3428 8 Export Credit 425 529 672 143 27 282 9 Social Infrastructure 3914 1410 2042 632 45 105 10 Renewable Energy 271 356 402 46 13 10 11 Other Priority 0 3140 2076-1064 -34 2596 12 Total Priority Sector 109104 126879 143435 16556 13 90177 13 Non-Priority Sector 3252 5076 4183-893 -18 58683 14 Total Credit Plan 112356 131955 147618 15663 12 148860 As compared to last year, the banks have made an additional allocation of Rs. 16556 crore in current year s credit plan for various activities under Priority sector. The Banks have planned a rise of 13% over last year s Total Plan of priority sector. Agriculture credit target is growing every year and crossed Rs 1 lakh crore during the fiscal 2018-19 in the state, keeping in view of the need to increase the credit flow to small farmers as well as providing loan access to tenant cultivators. The Ministry of Agriculture, Government of India has set ground level credit (GLC) target for agriculture at Rs. 11 lakh crore for the current financial year for the country. Of which, Rs. 74005 crore (Rs. 46348 crore for crop loans & Rs. 27657 crore for term loans) have been fixed for Madhya Pradesh. In turn, Rs. 109264 crore has been assessed by the banks for the year 2018-19, which is 47.64% more than the GLC target of GOI. With regard to lending to the farm sector, a growth of 15% over the previous year has been made by banks in the state, as compared to 10% by the Government of India. Overall disbursement (priority & nonpriority sectors) was Rs. 148860 crore during the year 2017-18 and achievement was 113% of the targets. Of which, banks disbursed Rs.90177 crores under priority sectors and achieved 71% of the targets for financial year 2017-18. ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 17

GROUND LEVEL AGRICULTURE CREDIT TARGET FOR MADHYA PRADESH FOR THE YEAR 2018-19 GIVEN BY GOVERNMENT OF INDIA Amount in crore Agency Crop Loan Term Loan Total % Allocation of total target Commercial Banks 26047 24760 50807 68.65 Regional Rural Banks 6792 2348 9140 12.35 Cooperative Banks 13509 549 14058 19.00 Total 46348 27657 74005 100.00 GROUND LEVEL CREDIT TARGET OF GOI AND ASSESSMENT BY BANKS FOR AGRICULTURE FY 2018-19 Amount in crore Agency Crop Loans Term Loans Total Agriculture Government of India 46348 27657 74005 PLP of NABARD 83964 33525 117489 ACP by Banks 80318 28946 109264 % Variation with GOI target 73.29 4.66 47.64 GROWTH IN THE ANNUAL CREDIT PLAN TARGETS (PRIORITY SECTOR) OVER PAST FEW YEARS Amount in crore 109097 109104 126879 143435 70947 2014-15 2015-16 2016-17 2017-18 2018-19 DISBURSEMENT UNDER PRIORITY SECTOR OVER PAST FEW YEARS Amount in crore 74628 79788 87678 90177 25511 33419 41195 55898 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 18

LEAD BANKS IN M.P. AND THEIR LEAD DISTRICTS SR. LEAD BANK LEAD DISTRICTS 1 Anuppur, Balaghat, Betul, Bhind, Chhindwara, Central Bank of India Total no. of lead districts: 18 Dindori, Gwalior, Hoshangabad, Jabalpur, Mandla, Mandsaur, Morena, Narsingpur, Raisen, Ratlam, 2 State Bank of India Total no. of lead districts: 13 3 Bank of India Total no. of lead districts: 13 4 Union Bank of India Total no. of lead districts: 3 5 Bank of Baroda Total no. of lead districts: 2 6 Punjab National bank Total no. of lead districts: 1 7 Allahabad Bank Total no. of lead districts: 1 Sagar, Seoni & Shahdol Ashok Nagar, Chhatarpur, Damoh, Guna, Harda, Katni, Neemuch, Panna, Sheopur, Shivpuri, Tikamgarh, Umaria & Vidisha Agar Malwa, Barwani, Bhopal, Burhanpur, Dewas, Dhar, Indore, Khandwa, Khargon, Rajgarh, Sehore, Shajapur & Ujjain Rewa, Sidhi & Singrauli Alirajpur & Jhabua Datia Satna ACP TARGETS FOR MSME CLUSTERS IN M.P. While preparing ACP, due care has been given of institutional arrangements for delivering credit to the MSME sector, especially in above mentioned clusters identified by United Nations Industrial Development Organisation (UNIDO). Outlay of Rs. 20945 crore for MSMEs includes the credit disbursement target of these clusters. ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 19

KEY POLICY INITIATIVE OF GOVERNMENT OF MADHYA PRADESH Significant progress and development in agriculture have taken place in M.P. in the last couple of decades. Food grain production has more than doubled. Madhya Pradesh Government has prepared a roadmap for doubling farmers income in five years starting from 2016-17. The roadmap has delineated State level sub-sector wise interventions, targets and the financial resources required. MUKHYA MANTRI BHAVANTAR YOJANA (MMBY) This scheme is being implemented to fetch fair price to the farmers on their produce. The scheme is for the welfare of farmers of the State aiming to bring about the changes in the situation of the farmers in case of price deficit of the produce. Under the scheme the farmers will be compensated the difference between the MSP and the price at which the farmer sold his produce in the mandi called as model price. The model price will be calculated by taking the average price of the commodity in Madhya Pradesh and two other states where the crop is grown. To avail the benefits of the scheme farmers were required to register for the scheme and sell their produce at registered agricultural markets. The difference amount in the MM BY will be deposited in the farmers accounts through DBT. GOVERNMENT OF MADHYA PRADESH INITIATIVES FOR AGRICULTURE AND FARMERS WELFARE IN THE BUDGET 2018-19-HIGHLIGHTS Provision of Rs. 37,498 crore for Krishi Budget. Provision of Rs.3650 crore for Mukhya Mantri Krishak Samriddhi Yojana Provision of Rs. 1000 crore for Mukhya Mantri Bhawantar Yojana Provision of Rs. 418 crore for Rashtriya Krishi Vikas Yojana:. Provision of Rs. 2000 crore for Pradhan Mantri Fasal Bima Yojana. Provision of Rs. 1158 crore for Horticulture Department. Provision of Rs. 300 crore for Micro Irrigation Scheme under Pradhan Mantri Krishi Sinchai Yojana. Provision of Rs. 200 crore for Composite Bamboo Development Plan. Provision of Rs. 210 crore for Intensive Animal Husbandry Project. Provision of Rs. 51 crore for subsidy on Tractor and agricultural equipment. OTHERS Provision of Rs. 18165 crore for Rural Development. Provision of Rs. 6600 crore for Pradhan Mantri Awas Yojana. Provision of Rs. 170 crore for Mukhya Mantri Medhavi Vidyarthi Yojana. Provision of Rs. 36 crore for backward classes and Minority and Rs. 70 crore for Scheduled Castes under Mukhya Mantri Swaraojgar Yojana. ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 20

MUKHYA MANTRI KRISHAK UDYAMI YOJANA This scheme has been launched for farmer s son/daughter to establish agriculture based/allied a new manufacturing, service & retail unit e.g. agro processing, food processing, milk processing, cold storage, cattle feed, poultry feed, fish feed, custom hiring Centre, tissue culture, cattle feed, vegetable dehydration, Dal mill, rice mill, oil mill, flour mill etc. Project cost- Rs. 50,000/- to 2 crores Eligibility Age- 18-45 years Educational Qualification- Minimum 10 th pass Income- No limit but the applicant's family should not have already established any business or industry and he/she should not be an income tax payer. Financial assistance Margin money- 15% of the project capital cost (Max 12 lakh) for General category 20% of the project capital cost (Max 18 lakh) for BPL category Interest subsidy-6% per year of the project capital cost for women & 5% per year for others for 7 years (max 5 lakh per year) CGTMSE Guarantee fees- At the prevailing rate for 7 years. Farmer s son/daughter will be those whose parents or self-have agriculture land and he/she is not an income tax payer. PANCH PARMESHWAR YOJNA FOR BETTER PANCHAYATS The Panchayat and Rural Development Department of the state Government launched Panch Parmeshwar Yojna in the year 2012 with the objective to empower Gram Panchayats so that these institutions can work more effectively. Under the scheme, funds for various schemes are being provided to panchayats in the state through on-line. The easy availability of financial resources facilitate Gram Panchayats to work more easily and smoothly. ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 21

OTHER FLAGSHIP SCHEMES OF THE STATE GOVERNMENT -SUMMARY Name of the scheme Objective Subsidy (in brief) Mukhya Mantri Yuva Udhyami Yojna To help 10 th pass (min.) unemployed (Age 18 to 40) for establishment of new industry (manufacturing) and service enterprises. For loan 10 lakh to 2 crore Margin Money 15-20%on Capital Cost of the project (Max. Rs.12-18 Lakh), Interest Subsidy: 5%-6% upto 7 years, reimbursement of Guarantee fee under CGTMSE Mukhya Mantri Swarojgar Yojana To help 5 th pass (min.) unemployed (Age 18 to 45) for establishment of new industry (manufacturing), service & retail enterprises. For loan 50000 to 10 lakh Margin Money 15-30%on Capital Cost of the project (Max. Rs. 1-3 Lakh), Interest Subsidy: 5%-6% upto 7 years, reimbursement of Guarantee fee under CGTMSE Mukhya Mantri Arthik Kalyan Yojana Mukhya Mantri Krishak Udyami Yojana Higher Education Loan scheme To help vulnerable unemployed (Age 18 to 55) for establishment of new enterprises. For loan up to Rs. 50000/- Education-No bar Applicants should ne PDS card holder for farmer s son/daughter to establish agriculture based/allied a new unit under manufacturing, service and retail rectors. Loan amount- 50000 to 2 crore Age- 18-45 years Educational Qualification- Minimum 10 th pass To provide subsidy on accrued interest for students for loans from Commercial Banks with a family income of above Rs.4.50 & upto Rs.7.00 lacs and whose score is minimum 65% marks in 12 std. th Margin Money 15-50% (Max. Rs. 15000/-) Margin Money 15-20% on Capital Cost of the project (Max. Rs.12-18 Lakh), Interest Subsidy: 5%-6% upto 7 years, reimbursement of Guarantee fee under CGTMSE Subsidy of 50% on interest accrued during moratorium period i.e., Course Period plus one year or six months after getting job, whichever is earlier. ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 22

DISTRICT WISE PLP AND ANNUAL CREDIT PLAN PRIORITY SECTOR FY 18-19 Amount in crore Sr. District PLP ACP % of PLP 1 Agar Malwa 1923 1923 100 2 Alirajpur 878 220 25 3 Anuppur 602 584 97 4 Ashok Nagar 1424 1424 100 5 Balaghat 2193 2087 95 6 Barwani 2937 2937 100 7 Betul 1877 1799 96 8 Bhind 2755 2615 95 9 Bhopal 8886 8886 100 10 Burhanpur 1719 1719 100 11 Chhatarpur 2067 1881 91 12 Chhindwara 3422 3258 95 13 Damoh 1838 1799 98 14 Datia 1770 1593 90 15 Dewas 3733 3723 100 16 Dhar 5356 5356 100 17 Dindori 916 836 91 18 Guna 1881 1881 100 19 Gwalior 5477 5194 95 20 Harda 2568 2355 92 21 Hoshangabad 5808 5498 95 22 Indore 11434 11434 100 23 Jabalpur 3973 3664 92 24 Jhabua 1338 1004 75 25 Katni 1620 1454 90 26 Khandwa 2981 2981 100 27 Khargone 5480 5480 100 28 Mandla 1366 1317 96 29 Mandsaur 3248 3067 94 30 Morena 2853 2795 98 31 Narsinghpur 3004 2854 95 32 Neemuch 1451 1451 100 33 Panna 1212 1171 97 34 Raisen 5185 5064 98 35 Rajgarh 3805 3552 93 36 Ratlam 5524 5254 95 37 Rewa 2208 1865 84 38 Sagar 3668 3494 95 39 Satna 3036 1235 41 41 Seoni 1768 1667 94 42 Shahdol 726 700 96 43 Shajapur 2971 2971 100 44 Sheopur Kala 1595 1575 99 40 Sehore 3990 3933 99 45 Shivpuri 2482 2482 100 46 Sidhi 1332 687 52 47 Singrauli 814 454 56 48 Tikamgarh 1979 1687 85 49 Ujjain 6823 6817 100 50 Umaria 392 120 31 51 Vidisha 4820 3638 75 Grand Total 153107 143435 94 ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 23

18. Consolidated District wise Annual Credit Plan FY 2018-19-Agriculture Amount in lakh SR. DISTRICT NAME [A(I)] FARM CREDIT OUT OF FARM CREDIT CROP LOANS [A(II)] INFRASTRUCTURE [A(III)] ANCILLARY ACTIVITIES [A] TOTAL AGRICULTURE = A(I) + A(II) + A(III) Number Amount Number Amount Number Amount Number Amount Number Amount 1 AGAR MALWA 48525 142648 46012 108363 2350 6456 3190 5544 54065 154648 2 ALIRAJPUR 8060 14996 6547 10800 270 904 0 0 8330 15900 3 ANUPPUR 7707 38650 4002 31492 352 625 424 431 8483 39706 4 ASHOK NAGAR 48052 118930 46689 98753 1199 5396 780 3037 50031 127363 5 BALAGHAT 73686 167970 43160 121879 1244 2050 0 0 74930 170020 6 BARWANI 62505 186013 59032 138422 1640 7389 688 2691 64833 196093 7 BETUL 51516 153925 42894 123420 607 2309 380 698 52503 156932 8 BHIND 65262 217367 53580 146300 752 1198 1142 2134 67156 220699 9 BHOPAL 55202 178632 48652 122494 2630 11838 2250 13418 60082 203888 10 BURHANPUR 37824 132387 33290 104249 1320 5945 1634 6549 40778 144881 11 CHHATARPUR 79025 163886 63582 143174 250 4243 392 4464 79667 172593 12 CHHINDWARA 87679 279220 57994 199200 1942 6466 172 213 89793 285899 13 DAMOH 79682 152213 67125 121934 720 3243 610 2137 81012 157593 14 DATIA 43892 125635 41550 95642 1326 5597 890 3517 46108 134749 15 DEWAS 95542 305735 73942 249956 1042 4369 1125 4613 97709 314717 16 DHAR 137428 426028 118469 355408 2500 11261 3132 12530 143060 449819 17 DINDORI 13107 64391 8953 52100 4 9 0 0 13111 64400 18 KHANDWA 83352 258391 68004 210814 2084 7295 1343 4296 86779 269982 19 GUNA 51200 145406 43505 121257 3829 11723 668 3007 55697 160136 20 GWALIOR 94227 303776 73950 214000 17854 46900 15626 16924 127707 367600 21 HARDA 69844 202546 62035 165906 3829 8588 668 2195 74341 213329 22 HOSHANGABAD 150577 439136 123572 301000 754 3958 972 6405 152303 449499 23 INDORE 115958 359373 76000 228012 14694 62348 19844 89041 150496 510762 24 JABALPUR 47350 174724 44500 132170 3650 7575 4250 16101 55250 198400 25 JHABUA 54088 78258 49024 67025 428 1208 1573 2405 56089 81871 26 KATNI 46250 87044 35400 61989 310 1375 800 3196 47360 91615 27 KHARGONE 142175 440744 116590 349772 4317 15110 1090 4246 147582 460100 28 MANDLA 23566 99325 12845 66700 5 75 0 0 23571 99400 29 MANDSAUR 64281 294829 51700 222600 404 791 0 0 64685 295620 30 MORENA 58568 207805 39852 144700 2654 5741 7598 4555 68820 218101 31 NARSINGHPUR 82272 245964 70511 208400 3818 11345 4804 5791 90894 263100 32 NEEMUCH 45805 121228 41033 97851 5234 2356 1838 9089 52877 132673 33 PANNA 29105 90218 27950 68786 1620 2667 570 954 31295 93839 34 RAISEN 149240 427190 118549 324200 162 2011 0 0 149402 429201 35 RAJGARH 101756 293687 99700 239329 4125 16578 2146 7533 108027 317798 36 RATLAM 79178 442783 61581 367700 1832 11414 3160 6303 84170 460500 37 REWA 183310 132595 183310 132595 130 4200 560 5250 184000 142045 38 SAGAR 75867 305073 53160 232147 1808 4254 3130 2442 80805 311769 39 SATNA 76365 73716 67625 51572 2275 2093 5301 4892 83941 80701 40 SEHORE 117684 353053 100095 290278 1258 5665 1350 5400 120292 364118 41 SEONI 44300 136515 31288 96710 1250 1523 378 956 45928 138994 42 SHAHDOL 15726 44385 9478 33545 474 639 446 413 16646 45437 43 SHAJAPUR 206400 218136 107159 207936 15120 15252 5281 6051 226801 239439 44 SHEOPUR KALA 45892 129761 39162 89726 250 1628 392 4097 46534 135486 45 SHIVPURI 84344 226147 56945 170837 250 1078 392 1570 84986 228795 46 SIDHI 36099 43164 30508 35826 51 391 64 254 36214 43809 47 SINGRAULI 33350 26975 0 0 740 723 430 448 34520 28146 48 TIKAMGARH 79820 142371 67150 129030 300 1346 288 1101 80408 144818 49 UJJAIN 163798 507764 145797 437392 5421 24396 4200 17237 173419 549397 50 UMARIA 4034 8444 3562 7510 66 220 92 249 4192 8913 51 VIDISHA 125020 328663 110020 300962 2564 11542 400 899 127984 341104 TOTAL 3775495 10257815 3037033 8031863 123708 373306 106463 295276 4005666 10926397 ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 24

SR. DISTRICT NAME 19. Consolidated District wise Annual Credit Plan FY 2018-19-MSMEs Amount in lakh [B(I)] MICRO ENTERPRISES [B(II)] SMALL ENTERPRISES [B(III)] MEDIUM ENTERPRISES [B(IV)] KHADI & VILLAGE INDUSTRIES [B(V)] OTHER UNDER MSME [B] TOTAL MSME = B(I) + B(II) + B(III) + B(IV) + B(V) Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount 1 AGAR MALWA 3210 4383 5298 16917 0 0 50 150 690 1254 9248 22704 2 ALIRAJPUR 394 1679 172 1119 0 0 45 102 0 0 611 2900 3 ANUPPUR 1235 3524 147 1512 0 0 542 2124 0 0 1924 7160 4 ASHOK NAGAR 1545 4896 1470 3681 0 0 40 100 800 1120 3855 9797 5 BALAGHAT 4157 11876 567 5881 10 7000 2494 5252 0 0 7228 30009 6 BARWANI 11288 56441 2356 11785 2 1000 32 250 420 1820 14098 71296 7 BETUL 1526 5926 1066 4287 1 150 1290 1297 0 0 3883 11660 8 BHIND 4334 10566 555 6089 0 0 2039 5345 0 0 6928 22000 9 BHOPAL 35689 99997 41505 352457 40 20000 100 500 3450 3546 80784 476500 10 BURHANPUR 2408 8423 1441 6486 0 0 80 300 160 650 4089 15859 11 CHHATARPUR 2564 5851 1890 2525 0 0 0 0 500 450 4954 8826 12 CHHINDWARA 4285 12346 798 8614 5 1950 196 490 0 0 5284 23400 13 DAMOH 1285 1866 3156 9058 0 0 4 25 100 250 4545 11199 14 DATIA 992 5160 4255 9335 0 0 40 150 300 589 5587 15234 15 DEWAS 3542 9129 6320 22022 0 0 250 1250 1100 3565 11212 35966 16 DHAR 4578 26955 3288 8224 20 12800 20 100 740 1250 8646 49329 17 DINDORI 2564 7166 322 2073 0 0 220 511 0 0 3106 9750 18 KHANDWA 2620 4590 5132 7703 0 0 182 821 500 250 8434 13364 19 GUNA 2565 6697 4256 14971 0 0 0 0 180 250 7001 21918 20 GWALIOR 15820 33787 2068 32391 55 7500 494 1122 0 0 18437 74800 21 HARDA 2378 11771 2012 4464 0 0 0 0 0 0 4390 16235 22 HOSHANGABAD 10147 35384 1130 15304 11 1475 1223 5337 0 0 12511 57500 23 INDORE 9300 218478 8372 175713 104 31000 96 950 0 0 17872 426141 24 JABALPUR 20728 58116 2588 41879 12 4705 972 4300 0 0 24300 109000 25 JHABUA 307 5157 164 1125 13 497 164 654 26 810 674 8243 26 KATNI 3992 24506 4012 14289 4 1500 40 250 450 850 8498 41395 27 KHARGONE 6324 34782 2920 13435 0 0 0 0 1200 6000 10444 54217 28 MANDLA 3302 8974 567 6242 0 0 34 83 0 0 3903 15299 29 MANDSAUR 1452 2953 271 2747 5 595 150 465 0 0 1878 6760 30 MORENA 8285 14745 589 11899 28 3950 1241 2806 0 0 10143 33400 31 NARSINGHPUR 1971 3954 274 3425 7 1075 561 1446 0 0 2813 9900 32 NEEMUCH 282 1267 1582 5331 0 0 0 0 300 490 2164 7088 33 PANNA 420 1580 1892 6409 0 0 0 0 800 1500 3112 9489 34 RAISEN 9003 24129 429 18849 13 2105 2100 9917 0 0 11545 55000 35 RAJGARH 780 3519 5820 16230 0 0 200 500 1400 3450 8200 23699 36 RATLAM 4099 12514 744 10350 4 550 266 986 0 0 5113 24400 37 REWA 18300 22300 1825 3000 0 0 0 0 0 0 20125 25300 38 SAGAR 2497 6539 453 5559 12 1800 264 642 0 0 3226 14540 39 SATNA 2911 21664 251 1826 0 0 349 2614 0 0 3511 26104 40 SEHORE 1689 3412 2458 12295 0 0 80 120 1250 1245 5477 17072 41 SEONI 4465 8036 2369 6857 4 450 330 982 0 0 7168 16325 42 SHAHDOL 1375 4763 187 2269 0 0 623 1180 0 0 2185 8212 43 SHAJAPUR 7596 30632 47 1455 1 637 236 728 414 784 8294 34236 44 SHEOPUR KALA 2310 8480 1554 3817 0 0 0 0 0 0 3864 12297 45 SHIVPURI 950 1371 2540 2510 0 0 0 0 100 250 3590 4131 46 SIDHI 2353 10795 358 5734 0 0 0 0 5120 428 7831 16957 47 SINGRAULI 2658 10044 105 331 0 0 0 0 0 0 2763 10375 48 TIKAMGARH 1020 1914 2345 4606 0 0 20 50 60 150 3445 6720 49 UJJAIN 5761 28804 5620 28139 0 0 20 50 800 4000 12201 60993 50 UMARIA 204 291 784 1150 0 0 20 50 0 0 1008 1491 51 VIDISHA 1220 1468 3714 5741 0 0 80 350 450 800 5464 8359 TOTAL 244680 943600 144038 960110 351 100739 17187 54349 21310 35751 427566 2094549 ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 25

20. Consolidated District wise Annual Credit Plan FY 2018-19-Other Priority Sectors Amount in lakh SR. DISTRICT NAME [C] EXPORT CREDIT [D] EDUCATION [E] HOUSING [F] SOCIAL [G] RENEWABLE INFRASTRUCTURE ENERGY [H] OTHER [I] TOTAL PRIORITY SECTOR = A + B + C + D + E + F + G + H [J] LOANS TO WEAKER SECTIONS UNDER PRIORITY SECTOR Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount 1 AGAR MALWA 18 400 1235 3240 1740 2412 2230 8702 380 207 0 0 68916 192313 10337 28846 2 ALIRAJPUR 0 0 104 393 918 1842 2 70 0 0 496 895 10461 22000 629 1318 3 ANUPPUR 0 0 184 561 194 2182 2 25 0 0 1614 8769 12401 58403 211 2118 4 ASHOK NAGAR 0 0 340 923 985 3240 628 949 250 168 0 0 56089 142440 8412 21366 5 BALAGHAT 0 0 176 351 830 2186 8 201 90 155 5654 5802 88916 208724 5038 12524 6 BARWANI 0 0 375 1242 1558 7013 5833 17499 360 539 0 0 87057 293682 13058 44051 7 BETUL 0 0 915 1258 1609 2969 6 625 0 0 8153 6483 67069 179927 3820 10797 8 BHIND 0 0 552 2139 1756 9703 7 245 1 25 1428 6688 77828 261499 4065 15691 9 BHOPAL 140 750 4720 18000 31344 181800 4250 7208 341 454 0 0 181661 888600 27249 133291 10 BURHANPUR 0 0 280 705 1193 5971 1205 4222 169 284 0 0 47714 171922 7146 25784 11 CHHATARPUR 0 0 180 435 1250 3037 9982 2496 420 759 0 0 96453 188145 14562 30696 12 CHHINDWARA 0 0 724 1223 548 4955 4 508 21 215 12379 9600 108753 325800 13033 26065 13 DAMOH 0 0 180 450 1520 6500 1540 3850 94 283 0 0 88891 179875 13026 26984 14 DATIA 4 18 350 882 1168 5840 570 2001 180 578 0 0 53967 159302 3598 23896 15 DEWAS 522 5130 720 1800 2098 11070 665 2639 265 930 0 0 113191 372252 7575 24817 16 DHAR 40 2600 728 1818 2200 10513 16882 21112 158 397 0 0 171714 535588 25776 80338 17 DINDORI 0 0 132 482 1052 7143 7 390 0 0 763 1435 18171 83600 911 5016 18 KHANDWA 0 0 768 1536 1096 2739 14024 10518 0 0 0 0 111101 298139 14426 44721 19 GUNA 28 300 358 704 1455 3640 490 1291 120 106 0 0 65149 188096 12350 28214 20 GWALIOR 0 0 3754 11180 6574 26702 26 2475 0 0 25350 36644 181848 519401 9715 31163 21 HARDA 2 40 340 720 985 2993 628 1599 250 536 0 0 80936 235452 14650 35317 22 HOSHANGABAD 0 0 290 1234 1996 16539 5 515 3 75 6548 24436 173656 549798 9991 34361 23 INDORE 1900 49056 3156 14075 17806 89372 21858 32901 19138 21067 0 0 232226 1143373 38094 170040 24 JABALPUR 10 52 1820 9021 3500 42143 290 3834 40 571 1490 3379 86700 366400 14665 29310 25 JHABUA 0 0 293 1026 1055 5191 51 1108 9 41 1434 2920 59605 100400 43146 76628 26 KATNI 40 3160 486 1215 1120 5234 1440 2166 410 658 0 0 59354 145443 7575 18432 27 KHARGONE 0 0 780 1413 2994 10485 5819 20773 265 981 0 0 167884 547969 28343 82195 28 MANDLA 0 0 298 1118 480 4301 6 450 3 15 3141 11055 31402 131638 1645 7902 29 MANDSAUR 0 0 110 133 412 781 5 150 0 0 4171 3296 71261 306740 4073 18405 30 MORENA 0 0 841 3055 952 7527 4 415 8 205 4929 16798 85697 279501 4614 17330 31 NARSINGHPUR 0 0 274 1367 495 3808 21 875 6 180 2362 6169 96865 285399 5507 17124 32 NEEMUCH 40 480 210 561 1220 2548 533 1011 135 760 0 0 57179 145121 11672 21770 33 PANNA 0 0 540 1620 1690 8280 1400 3500 356 387 0 0 38393 117115 3944 17565 34 RAISEN 0 0 572 2267 596 6618 4 300 4 120 2938 12895 165061 506401 94431 32918 35 RAJGARH 8 368 560 1403 1168 5843 1244 4697 980 1375 0 0 120187 355182 17015 57077 36 RATLAM 0 0 568 2191 2776 16099 25 1575 4 120 9533 20515 102189 525400 5724 31520 37 REWA 0 0 1050 6300 8190 11550 0 0 0 0 1080 1296 214445 186491 0 0 38 SAGAR 0 0 658 1645 2412 8844 7 875 5 90 10294 11646 97407 349409 5563 20966 39 SATNA 0 0 740 4171 2390 8339 4247 3333 1062 834 0 0 95891 123482 9594 12352 40 SEHORE 0 0 320 800 1530 7650 1474 3684 0 0 0 0 129093 393324 19364 58998 41 SEONI 0 0 406 1076 2792 5990 3 330 24 253 1785 3778 58106 166746 15682 16599 42 SHAHDOL 0 0 426 1202 220 3376 10 710 5 125 1865 10896 21357 69958 1165 4126 43 SHAJAPUR 123 800 900 4968 602 3680 3342 12080 182 384 537 1500 240781 297087 43492 63132 44 SHEOPUR KALA 25 80 380 750 1146 5734 772 1932 590 1187 0 0 53311 157466 11250 23620 45 SHIVPURI 4 40 288 961 2512 12551 6352 1588 70 121 0 0 97802 248187 14505 37228 46 SIDHI 0 0 280 782 1094 6019 95 444 70 77 1200 574 46784 68662 9654 6867 47 SINGRAULI 0 0 286 1090 2265 5295 110 240 110 145 458 145 40512 45436 0 0 48 TIKAMGARH 0 0 240 588 2230 10587 1480 3699 678 2375 0 0 88481 168787 13000 25317 49 UJJAIN 142 3510 1150 2075 9725 54464 3812 9533 560 1731 0 0 201009 681703 30130 101729 50 UMARIA 0 0 140 255 498 1240 130 85 0 0 0 0 5968 11984 587 1797 51 VIDISHA 28 450 358 982 1455 9419 490 2726 120 726 0 0 135899 363766 20000 54564 TOTAL 3074 67234 35535 119386 139394 683957 114018 204154 27936 40240 109602 207614 4862791 14343530 694012 1712885 ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 26