Life funds series Monthly performance update For investments in the CanInvest Select Account
This monthly fund performance update is designed give you the latest past performance figures and information on our fund range. Investment choices When making an investment, having a choice which covers the wide range of asset classes and fund types available in the market day is essential. With an extensive range of professionally managed internal and external investment funds choose from, you can construct a portfolio with investment funds from Canada Life or from our chosen fund partners including some of the UK s largest investment groups as well as others who are smaller and take a different approach fund management. Our funds are grouped according the level of volatility they show relative other Canada Life funds, as measured by the monthly standard deviation of returns. Standard deviation gives a guide as the probability of how much a fund price will rise or fall over one month. We have ranked the funds we offer by volatility from lowest highest and divided them in four roughly equal groups. Funds in group 1 have been the least volatile funds over the last three years and funds in group 4 have been the most volatile. is one way of measuring the potential risk of a fund and should not be relied upon in isolation for making investment decisions. The volatility groups given are based on year volatility figures ( the end of the last calendar year) for our Canlife Pension Series 4 funds. For more information about volatility, we have produced two guides; Understanding volatility (reference number MKT81) and Fund volatility and performance (reference number MKT82) both of which can be found on our website. Fund charges (OCF; Ongoing Charges Figure) These are the charges made by the fund manager for the day--day running of the fund. Because we are a large company we can negotiate a discount on the standard charges on behalf of our policyholders. We do not keep any of the discount that we receive from the fund manager and use it reduce the fund charges (the OCF) that our policyholders pay. The OCF is built in the daily unit price which we publish on our website. Risk This update shows how our funds have performed over various periods of time but past performance should not be relied upon as a guide for how a fund may perform in the future. The value of funds can fall as well as rise and depending on market conditions at the time you may not get back the amount that you invested. Although all funds carry an element of risk, some funds have some more specific risks such as property funds or funds which specialise in a narrow range of assets. Where funds invest in assets overseas, changes in currency exchange rates can also affect a fund s value. At the end of this update you will find a notes section after the performance tables which goes in more details about any additional information that you should be aware of. 2
Fund Information Percentage growth figures 1 May 2018 Percentage growth over one year periods last quarter end ABI Secr/Fund name Life Series Launch date Group OCF % Mths 1 1/0/18 1/0/1 Mixed Investment 0% % Shares Canlife 7IM AAP 24-Jul-1 1 0.81 0. 1.01 - - -0.28 12.2 - - - Canlife 7IM AAP Moderately Cautious 11-Sep-1 1 0.9 0.4 1.47 4.7 - -0.09.0-2.42 8.7 - Canlife 7IM Personal Injury 24-Jul-1 1 0.9 0.47 1.4 - - -0.48.9 - - - Canlife BlackRock Consensus 2-Apr-14 2 0.2 0.97 0.00 1.8 - -2.02 12.4 1.8 - - Canlife Investec Diversified 11-Sep-1 1 0.78 0.7 1.9 9.9-2.12.08 1.4 7.28 - Canlife JPM Global Macro Balanced 11-Sep-1 1 0.81-1.4 4.2.9-7.4-1.1 0.08 12.0 - Canlife LF Min Defensive Multi Asset 11-Sep-1 1 0.92-0.2 1.4 7.99-1.18.4-0.29 9.8 - Canlife Managed (0%-% Shares) 11-Sep-1 1 0.1 2.70 2.78 1.07-1.89.2.01 11.1 - Canlife Managed Money Plus 11-Sep-1 1 0.27 1.4 1.4 4.2-0.99 1. 1.0.0 - Canlife Passive Portfolio 9-Oct-17 TBC 0.20 1.0 - - - - - - - - Canlife Portfolio 11-Sep-1 1 0.42 1.97 1.97 1.0-0.9 9.0 0.97 10.1 - Mixed Investment 20% 0% Shares Canlife 7IM AAP Balanced 11-Sep-1 2 0.7 1.4.7 9.9-1. 11.7-4.72 11.0 - Canlife BlackRock Consensus 0 2-Apr-14 2 0.2 2.00 2.09 17.11 - -0.7 14.47-1.11 - - Canlife F&C MM Lifestyle Defensive 11-Sep-1 1 1.00 2.09 4.18 1.88-2.1 10.1 0.27 8.98 - Canlife F&C MM Navigar Distribution 11-Sep-1 1 1.47 1.00 1.9 1.8 - -0.71 1.08-1.0 8.29 - Canlife F&C MM Navigar Moderate 11-Sep-1 1 1. 0.89. 19.27-2.24 1.7 0.09 9.41 - Canlife Fidelity Multi Asset Open Strategic 11-Sep-1 1 1.27 0.8 1.87 1.7 - -1.0 1.27-2.8 9.0 - Canlife Investec Cautious Managed 11-Sep-1 2 0.7 1.18 1.87 11.78 - -1.78 1.48-2.7.8 - Canlife Janus Henderson Cautious Managed 11-Sep-1 1 0.72 2.90 2.2 10.22 - -0.2 9.04-1..7 - Canlife Jupiter Merlin Portfolio 11-Sep-1 2 1.48 2.7.2 14.84-0.8 1.9-2. 7.0 - Canlife LF Min Cautious Multi Asset 11-Sep-1 2 0.82-0.08.71 17.12-2.8 11.70 0.7 8.48 - Canlife LF Seneca Diversified 11-Sep-1 2 1.20 0.4 1.84 18.2-2.94 14.0 1.47 7.41 - Canlife Managed (20%-0% Shares) 11-Sep-1 1 0.8.22.4 18.19-0.97 10.2.1 12.2 - Canlife Managed (0% Shares) 11-Sep-1 1 0.4.07 2.1.2 - -0.18 4.22-2.71.82 - Canlife Passive Portfolio 4 9-Oct-17 TBC 0.21 2.00 - - - - - - - - Canlife Portfolio 4 11-Sep-1 1 0.49 2.7.8 1. - 1.2 11.8-0.09 11.4 - Mixed Investment 40% 8% Shares Canlife 7IM AAP Moderately Adventurous 11-Sep-1 0. 2.8. 1.4-2.9 1. -.4 12.4 - Canlife BlackRock Consensus 70 2-Apr-14 2 0.2 2.09.21 20.90 - -0.24 1.19-0.7 - - Canlife BlackRock Consensus 8 2-Apr-14 2 0.22 2.21.4 20.94 - -0.1 18.4-2.29 - - Canlife F&C MM Lifestyle Balanced 11-Sep-1 2 1.04 2.74 7.0 22.1-4.0 1.97-1. 11.70 - Canlife F&C MM Lifestyle Cautious 11-Sep-1 2 1.02 2.4.9 19.7 -.7 1.02-0.44 10.42 - Canlife F&C MM Navigar Progressive 11-Sep-1 2 1.79 1. 4.41 21.98-2.9 18.01-1.80 10.9 - Canlife Fidelity Multi Asset Open Growth 11-Sep-1 2 1.7 1.4.9 21.42 - -0.9 20.11-4.14 9.14 - Canlife Hargreaves Lansdown Multi- Manager Balanced Managed 27-Nov-17 TBC 1.4 1.00 - - - - - - - - Canlife Invesco Perpetual Managed 11-Sep-1 2 1.08 0.00 1.22 18.87 - -0.88 18.19-1.12 11.20 - Canlife Janus Henderson Multi- Manager Managed 11-Sep-1 2 1.4 2.42 4.42 19.8-1.8 17.11-2.19 9.1 - Canlife Jupiter Merlin Balanced Portfolio 11-Sep-1 2 1..27.91 24.9-2.01 1.80 0.2 12.1 - Canlife LF Seneca Diversified Growth 11-Sep-1 2 1.28 1.00 4.2 20.9 -.2 17.98-2. 9.17 - Canlife Managed (40%-8% Shares) 11-Sep-1 2 0.4 2.80.9 21.41-0.0 1.19 0.09 10.04 - Canlife Multiple Investment 11-Sep-1 2 0.9.8 4.88 19. - 1. 14.9-0.2 10.94 - Canlife Neptune Balanced 11-Sep-1 0.8.74 11.7 24.9 -.1 19.11-7.9 1.2 - Canlife Passive Portfolio 9-Oct-17 TBC 0.22 2.0 - - - - - - - - Canlife Passive Portfolio 9-Oct-17 TBC 0.22 2.0 - - - - - - - - Canlife Portfolio 11-Sep-1 2 0.7.0 4.79 17.9-1.94 1.9-1.74 11.84 - Canlife Portfolio 11-Sep-1 2 0.2.84.20 19.7-2.78 17.7-4.1 12.17 - Canlife Premier Multi-Asset Growth & 21-Aug-1 2 1.0 1.1.09 - -.02 1.7 - - -
Fund Information Percentage growth figures 1 May 2018 Percentage growth over one year periods last quarter end ABI Secr/Fund name Life Series Launch date Group OCF % Mths 1 1/0/18 Canlife UK Equity and Bond 11-Sep-1 2 0.49 4.9 4.90 19.8-1.1 1.0 1.9 8.42 - Flexible Investment Canlife 7IM AAP Adventurous 11-Sep-1 0.8 2.79. 1.8 -.4 1.20 -.7 12.88 - Canlife Artemis Strategic Assets 11-Sep-1 2 0.8.71 4. 9.4 - -2.47 1.0 -.40 1.21 - Canlife F&C MM Lifestyle Growth 11-Sep-1 1.07 2.89 8.21 24.7-4.7 18.04-2.7 11.08 - Canlife F&C MM Navigar Select 11-Sep-1 2 1.82 1.09 4.80 24.0-2.9 19.8-1.78 12.89 - Canlife Janus Henderson Multi- Manager Active 11-Sep-1 2 1. 2.92.17 2.0-2.71 20. -1. 10.2 - Canlife Jupiter Merlin Growth Portfolio 11-Sep-1 1.7.. 2.81-0.89 18.0-1.21 14.8 - Canlife Passive Portfolio 7 9-Oct-17 TBC 0.24 2.80 - - - - - - - - Canlife Portfolio 7 11-Sep-1 0.8 4.9 7.8 21. -.9 20.8 -.9 12.18 - UK All Companies Canlife AXA Framlingn UK Select Opportunities 11-Sep-1 4 0.8.97.0 14.9-2.48 9.72-0.4 4.8 - Canlife BlackRock UK Special Situations 11-Sep-1 0.8 7.7 11.89 2.28-9.4 22.2 -.9 1.4 - Canlife British Blue Chip 11-Sep-1 4 0.40.84.22 4.4-0.09 7.0 -.9 10.07 - Canlife Fidelity Special Situations 11-Sep-1 0.94.21.9 28.48 -.48 18.44 2.7 8.04 - Canlife Invesco Perpetual High 11-Sep-1 2 0.92 1.12 -.14 9.00 - -.91 11.99-0.0 12.79 - Canlife Invesco Perpetual 11-Sep-1 2 0.91 0.0 -.0.9 - -.02 10.7-1. 1.1 - Canlife Invesco Perpetual UK Growth 11-Sep-1 4 0.91 4.28. 1.2-1.11 20.27-7.19.42 - Canlife Investec UK Special Situations 11-Sep-1 0.84 4.92.42 1.2 - -2.8 19. -.4.44 - Canlife ishares UK Equity Index 9-Oct-17 TBC 0.0 4.7 - - - - - - - - Canlife Jupiter UK Growth 11-Sep-1 4 1.02 8.72 1.44 0.47 - -.27 9.4-7.14 12.2 - Canlife M&G Recovery 11-Sep-1 0.90 7.2 7.88 19.0 - -2.2 0.28-11.1 -.19 - Canlife Schroder UK Mid 20 11-Sep-1 4 0.91 4.2 8.8 19.29-10.7 11.0-2.29-0.91 - Canlife SVM UK Opportunities 11-Sep-1 0.80 7.09 10.1 2.2 -.80 1.20.01 4.99 - Canlife UK Equity 11-Sep-1 4 0.40 7.81 7.90 9.4 -.01 10.1 -.4 9.82 - UK Equity Canlife Artemis 11-Sep-1 0.79.12 7.87 2.08-4.2 1.08-1.9 9.4 - Canlife AXA Framlingn Monthly 11-Sep-1 2 0.84 2..10 2.2-4.0 1.2 2.0.04 - Canlife F&C Responsible UK 11-Sep-1 0.80 4.1.21 19.9-4.29 10.70.1 8.9 - Canlife Jupiter Trust 11-Sep-1 0.94.92.0 27.27 - -1.17 20.80-0.88 9.8 - Canlife LF Woodford Equity 8-Oct-14 0.7 -.80-10. 0.78 - -1.10 11.94 2.1 - - Canlife Neptune 11-Sep-1 0.8.1 8.78 2. - 1.42 19.9-1.9 12.2 - Canlife Schroder Maximiser 11-Sep-1 0.91 10.2 10.92 22.78-4.9 19.98-7. 9.18 - Canlife UK Equity 11-Sep-1 0.47.97 4.42 19.44 - -0.1 14.22 1.24 9.48 - UK Smaller Companies Canlife Schroder UK Smaller Companies 11-Sep-1 4 0.91 4.42 7.02 40.7-7.81 18.0 1.97-0.4 - Europe excluding UK Equities Canlife Artemis European Growth 11-Sep-1 0.89-0.4 4.90 1.80-9.91 21.94-1.40 4.9 - Canlife European 11-Sep-1 0.47-0.98 1.48 27.7-2.9 21.8-0..07 - Canlife Fidelity European 11-Sep-1 0.9 2.01 4.10 1. -.44 22.7-2.74 10.90 - Canlife ishares Continental European Equity Index 9-Oct-17 TBC 0.10-1.2 - - - - - - - - Canlife JPM Europe 11-Sep-1 4 0.9-0.0 2.98.9 -.48 2.4-2.87 7.0 - Canlife SVM Continental Europe 11-Sep-1 4 0.99 0.0.24.82-7.7 20. 2.9 9. - Canlife Threadneedle European Select 11-Sep-1 0.8 0. 2.88 28.7 -. 1.4 0.08 12.49 - North America Equities Canlife BlackRock US Opportunities 11-Sep-1 4 0.8 4.07.77 28.4 - -.2 29.2 -.4 2.4 - Canlife Fidelity American 11-Sep-1 4 0.9 4.94.44 2.47 - -1.4 2.2-4.04 20.21 - Canlife ishares North American Equity Index 9-Oct-17 TBC 0.07.88 - - - - - - - - Canlife Neptune US Opportunities 11-Sep-1 4 0.8.21 12.4.09-4.9 29.2-10.81 20.78 - Canlife North American 11-Sep-1 0.4 4.99 4.9 44.41 - -7.40 29.9.2 18.4-1/0/1 4
Fund Information Percentage growth figures 1 May 2018 Percentage growth over one year periods last quarter end ABI Secr/Fund name Life Series Launch date Group OCF % Mths 1 1/0/18 Canlife Threadneedle American Select 11-Sep-1 4 0.82.87 9. 4.19-0. 1.1 1.70 17.2 - Asia Pacific excluding Japan Equities Canlife Asia Pacific 11-Sep-1 4 0..28 14.72 21. - 9.22 4.2-19.8 1.70 - Canlife ishares Pacific ex Japan Equity Index 9-Oct-17 TBC 0.1 2.48 - - - - - - - - Canlife JPM Asia Growth 11-Sep-1 4 0.9.7 1.01 9. - 1.4 9.74 -. 21.40 - Canlife Newn Asian 11-Sep-1 4 0.8 1.9 1.9 2.11 - -2.78 2.2-0. 1.12 - Japan Equities Canlife ishares Japan Equity Index 9-Oct-17 TBC 0.11 1.74 - - - - - - - - Canlife Japanese 11-Sep-1 4 0.0 2.07 8.44 28.88 -.2 2.48 -. 19.49 - Canlife Schroder Tokyo 11-Sep-1 4 0.91 1.4 9.7.14-4.8 1.18 -.8 24. - Global Equities Canlife BlackRock Consensus 100 2-Apr-14 0.2.07..22-0.79 2.2-1.24 - - Canlife F&C MM Navigar Boutiques 11-Sep-1 1.89 2.1.1 28.72-2.1 21.88-1.44 1.27 - Canlife Fidelity Global Focus 11-Sep-1 0.9 7.14 10.24 42.11-4.22 27.72-0.42 17.44 - Canlife Fidelity Global Special Situations 11-Sep-1 0.9 2.7 7.99 40.8 -.42 0.24 0.70 24.07 - Canlife Fidelity Wealthbuilder 11-Sep-1 1.20 2.4.1 2.78-0.70 21. -1.92 1. - Canlife Global Equity 11-Sep-1 0.44. 4.01.90 - -2.81 24.79 1. 1.11 - Canlife Global Equity 11-Sep-1 2 0. 0.87 2.94 2. - -0.9 22.4 4.44 8.9 - Canlife Hargreaves Lansdown Multi- Manager Special Situations 27-Nov-17 TBC 1.48 2.00 - - - - - - - - Canlife Investec Global Strategic Equity 11-Sep-1 4 0.8.4 10.87.8 -. 27. -.8 17.2 - Canlife Janus Henderson Global Equity 11-Sep-1 0.8 0.2 2.87 2.48 - -0.8 24. 2.4 1.49 - Canlife Jupiter Merlin Worldwide Portfolio 11-Sep-1 1.80.00.71 2.4-1.17 20.2-2. 17.2 - Canlife M&G Global Dividend 11-Sep-1 4 0.91 4.8 9.2. - -1.27 1. -2. 7.0 - Canlife M&G Global Themes 11-Sep-1 0.92 1.0.40 7.24-0. 2.07-2.44 7.10 - Canlife Neptune Global Equity 11-Sep-1 4 0.90 7.14 17.97.2-10. 2.28-12.1 2.84 - Canlife Newn Global 11-Sep-1 0.79 0.74 1.4 8.22 - -2.29 21.47 10.49 1. - Global Emerging Markets Equities Canlife Allianz Emerging Markets Equity 11-Sep-1 4 1.07 4.4 1.7 42.14-12.0 8.01-12.01 22.97 - Canlife BlackRock Emerging Markets 11-Sep-1 4 0.90 4.09 12.41.7-10.27.99-1.2 1.1 - Canlife Invesco Perpetual Latin American 11-Sep-1 4 1.00-4.2-1. 14.21-1.44 4. -7. -1.1 - Canlife ishares Emerging Markets Equity Index 9-Oct-17 TBC 0.22 1.21 - - - - - - - - Canlife Janus Henderson China Opportunities 11-Sep-1 4 0.8.97 21.81.7-19.0 9.1-7.98 2.1 - Canlife Janus Henderson Emerging Markets Opportunities 11-Sep-1 4 0.90-0.88 1.2.0-2.77.70-2.44 14.8 - Canlife Jupiter Emerging European Opportunities 11-Sep-1 4 1.2-1.2 2. 40.0-9.47 7.8 2.24-12.7 - Canlife M&G Global Emerging Markets 11-Sep-1 4 1.02-0.7.97 29.9-2.41 7.47-8.2.27 - Canlife Neptune Emerging Markets 11-Sep-1 4 1.20.78 1.1 1. - 11.1 49.40-11.8 19. - Canlife Neptune India 11-Sep-1 4 1.1 -.2-0.71 9.12 - -.18 44.89-8.17 1.4 - Canlife Threadneedle Latin America 11-Sep-1 4 0.90 -.99 -.9 12.1-1.91 7.10-9.0-10.99 - UK Gilts Canlife Fixed Interest 11-Sep-1 2 0.1 1.7-0.1 8.8-0.00 4.8 2.21 10.22 - Canlife ishares UK Gilts All Scks Index 9-Oct-17 TBC 0.11 1.9 - - - - - - - - Canlife Schroder Gilt and Fixed Interest 11-Sep-1 2 0.8 2.0-0.2 9.2 - -0.24.72 2.27 11.48 - UK Index-linked Gilts Canlife Index Linked 11-Sep-1 4 0.20 1.8-1.4 20.1-0.14 18.19 1.22 17.77 - Canlife ishares Index Linked Gilt Index 9-Oct-17 TBC 0.11 1.20 - - - - - - - - Sterling Fixed Interest Canlife Gilt & Bond 11-Sep-1 1 0. 0.7-0.2 9.7-0.82.89 0.70 9.94 - Sterling Strategic Bond 1/0/1
Fund Information Percentage growth figures 1 May 2018 Percentage growth over one year periods last quarter end ABI Secr/Fund name Life Series Launch date Group OCF % Mths 1 1/0/18 Canlife Artemis Strategic Bond 11-Sep-1 1 0.8-0.4 1.81 11. - 4.02 8.74-0.72.4 - Canlife AXA Framlingn Managed 11-Sep-1 1 0.9 0.8 2.29 14.0 -.42 11.14-0.4 4.97 - Canlife BlackRock Fixed Global Opportunities 11-Sep-1 1 0.4-0.18 0.81.4-1. 4.1-1.9 8.12 - Canlife Invesco Perpetual Monthly Plus 11-Sep-1 1 0.72-1.22 0.41 9. -.14 8.07-1.27.94 - Canlife Janus Henderson Fixed Interest Monthly 11-Sep-1 1 0.70-2.2-0.40 10.14-2.42 7.47 1.0.78 - Canlife M&G Optimal 11-Sep-1 1 0.79-0.8 1.2 10. -.42 7.04 0.09.90 - Canlife Threadneedle Strategic Bond 11-Sep-1 1 0.7-0.2 0.4 8. - 1.4 7.00-0.09 4.2 - Sterling Corporate Bond Canlife Corporate Bond 11-Sep-1 1 0.2-0.2-0.40 10.47-1.7 8.49-0.17 9.88 - Canlife F&C Responsible Sterling Bond 11-Sep-1 1 0.8-0.08-0. 9.01-0.49 7.0 0.09 9.98 - Canlife Invesco Perpetual Corporate Bond 11-Sep-1 1 0. -0.2 0.8 9.0-2.49.2 0..79 - Canlife ishares Corporate Bond Index 9-Oct-17 TBC 0.11 0.0 - - - - - - - - Canlife JPM Sterling Corporate Bond 11-Sep-1 2 0.8-0. -1.02 9.8-0.88 7.92 0.00 10.8 - Canlife M&G Corporate Bond 11-Sep-1 1 0. -0.24 0.40 10.78-1.4.9 0.70 8.4 - Canlife M&G Short Dated Corporate Bond 9-Apr-14 1 0.42 0.19 0. 4.89-0..42 0.29 - - Canlife M&G Strategic Corporate Bond 11-Sep-1 1 0. -0.24 0. 9.9-2.17.29 0.18 7.4 - Canlife Short Duration Corporate Bond 9-Apr-14 1 0.20 0.18 0.4.88-0.92.2 2.14 - - Sterling High Yield Canlife Threadneedle High Yield Bond 11-Sep-1 1 0.7-0.2 1.7 11.08 -.27 7.8 0.4 4.4 - Global Fixed Interest Canlife Global Bond 11-Sep-1 0.4-0.88-1.19 19.12 - -1.84 12.42.4.97 - Canlife ishares Overseas Corporate Bond Index 9-Oct-17 TBC 0.11-1.42 - - - - - - - - Canlife ishares Overseas Government Bond Index 9-Oct-17 TBC 0.12 0.10 - - - - - - - - Global High Yield Canlife Global High Yield Bond 18-Sep-1 2 0.97-1.88-0.4 7.8-1.14 11.47 -.41 1.0 - Canlife Threadneedle Emerging Market Bond 11-Sep-1 0.7-2.7 -.98 2.8 - -7. 2. 4.1 14.7 - UK Direct Property Canlife UK Property 11-Sep-1 1 0.27.87 8.1 1. - 8.40 -.7 11.91 19.0 - Global Property Canlife Fidelity Global Property 11-Sep-1 4 0.9.0 2.92 22.7 - -.0 1.28 0.1 28.2 - Canlife Schroder Global Cities Real Estate 11-Sep-1 4 0.92 1..18 2.8 - -.22 1.94 0.2 2.1 - Money Market Canlife Money 11-Sep-1 1 0.00 0.20 0.29 1.29-0.0 0.49 0.0 0.0 - Commodity/Energy Canlife BlackRock Gold & General 11-Sep-1 4 1.0-4.1-12.2 2.22 - -21.89.48 1.4-7.70 - Canlife Global Resource 11-Sep-1 4 0.82 18.2 18. 24.92 - -7.8 4.2-11.20-1.27 - Canlife JPM Natural Resources 11-Sep-1 4 0.9 1.7 22. 40.8 - -0.21 7.42-19.24-20.9 - Protected/Guaranteed Canlife Investec Multi-Asset Protecr 11-Sep-1 2 1.11 0.9 2.8 10.71-2. 12.8 -.42 10.4 - Specialist Canlife BlackRock European Absolute Alpha 11-Sep-1 1 0.98 0.72 4.47.94 -.1-4.00.7 0.19 - Canlife BlackRock UK Absolute Alpha 11-Sep-1 1 0.9-0. -0.24.9 - -1.27 4.81.1 9.40 - Canlife Global Infrastructure 11-Sep-1 0.87-2.40-0.28 21.2 - -.8 19.8-0.1 10.94 - Canlife Newn Real Return 11-Sep-1 1 0.79-0.2-2.18.42 - -2.2 2.8 1.20.7 - Canlife Strategic Return 24-Jul-1 0.7-1.1 1.44 - - 1. 8.12 - - - Canlife Total Return 18-Sep-1 2 1.08 0.77.7.14-4.01 7.0 -.14 2.7-1/0/1
Notes Basis for performance figures The returns shown are on a bid--bid basis of lump sum investments and show the percentage gain over the period with net income re-invested. The source of the figures is Financial Express. Units All funds shown are for accumulation units unless stated otherwise. Derivatives Many funds have the ability use derivatives with some making more use than others. Derivatives cover a wide range of types of investment but essentially the term describes an asset for which the value is derived from the value of something else, such as a sck market index or a particular share s price. Derivatives depend on the ability of the companies involved be able meet their obligations, so some derivatives are seen as riskier than others. The use of derivatives may be mentioned within the fund objective, but is commonly found in the more detailed information provided by fund managers about their funds on their own website. Canlife UK Property fund Specific costs of running the UK Property fund are deducted from the income received. This is primarily a percentage of rents received. This will affect those funds that may invest in the UK Property fund such as Canlife Managed (0% % shares), Canlife Managed (20% 0% shares), Canlife Portfolios -7 and Canlife Multiple Investment. Property held in Canada Life property funds may not be readily saleable. This means that invesrs in property funds may not always be able realise their investments when they choose. In such cases Canada Life may postpone the encashment of the units in the fund by up six months. The value of property is generally a matter of a valuer s opinion rather than fact. Costs of buying and selling real property are generally much higher than for other types of assets. Property investments may be subject significantly wider price spreads than bonds and equities which could affect the valuation of the fund by up 8.0%. Canlife Fidelity Global Property Canlife Schroder Global Real Estate Securities These funds differ from traditional property funds (that invest only in physical property) as they invest primarily in the shares of property companies and REITs (Real Estate Investment Trusts). This can mean that they may have volatility similar equity funds over the short-term. Over the long-term the performance of property share funds should be similar that of the underlying property markets that they invest in. Canlife BlackRock UK Absolute Alpha Canlife BlackRock European Absolute Alpha In addition the standard fund charges, BlackRock may take a performance fee if the fund outperforms a stated benchmark. If a fee is payable it is taken daily from the unit price of the fund. Further details of how the fee is calculated are available on request. 7
Canlife Investec Multi Asset Protecr The 80% protection only applies the underlying Investec fund in which the Canada Life fund invests. The Canada Life fund protection level could be higher or lower than 80% due facrs such as cashflow, investment timing and tax. Invesrs should note that it is intended that the protection level of 80%, of the underlying Investec fund share price, will be provided under a derivative contract with a single counterparty, currently Deutsche Bank. If the counterparty is unable meet its obligations under the derivative contract or where there is no derivative in place, then the fund will not have the same level of protection and there will be a risk that the price could fall below the 80% level. If the underlying Investec fund s share price falls, the fund may have large allocations cash. In this situation keeping the fund open may no longer be in the best interests of invesrs. At this stage, Investec would consider winding up the fund. There may be other circumstances which may also cause Investec wind up the fund such as the counterparty becoming insolvent. In the event of Investec winding up the fund shareholders, including Canada Life, will be sent their proportionate share of the proceeds from the sale of the assets of the fund. Global Emerging Markets Equities funds These funds share a common approach in investing primarily in shares in countries where sck markets are not as well developed as the UK. This means that they are likely be in the most volatile group of funds (group 4) and may be more likely see frequent, possibly large, movements in price. Canlife Investec UK Smaller Companies Canlife Schroders UK Smaller Companies These funds aim generate returns by looking for opportunities invest in smaller companies in the UK. Shares in smaller companies can be riskier than those of large companies as the shares can be more difficult buy and sell and their value is more likely move up and down over short periods. These funds are often in the most volatile group (group 4). Canada Life Limited, registered in England no. 97271. Registered office: Canada Life Place, Potters Bar, Hertfordshire EN BA. Telephone: 04 00708 Fax: 01707 4088 www.canadalife.co.uk Member of the Association of British Insurers. Canada Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. ID780