Gift Plan Flexible Trust Wrap cases only GP30FTRUST 0817 Wrap Account details Account number Account name Important This trust is only suitable if you (the Settlor(s)), your Trustees and all of your Beneficiaries are resident in the UK and intend to remain resident in the UK If you and they are not all resident in the UK at any time, there could be additional tax consequences Many different factors determine whether a person is resident in the UK so you should speak to your adviser if you are unsure about this Please ensure you have: completed Parts A to G considered the restricted liability of the Trustees in clause 7 consulted your legal, tax or financial adviser before signing this deed signed on page 7 and also that all Trustees have signed on page 8 (and if applicable page 9) Standard Life has drafted this trust deed with due care and attention to reflect the law at March 2014 It cannot accept any responsibility for loss, damage or other claim which may arise from the use of this trust or the way in which you complete it Standard Life cannot perform the function of a legal or tax adviser or guarantee that this trust will meet all of your specific requirements You are strongly recommended to consult your own legal or tax adviser Part A Date of Trust Please insert date when last person signs this deed By This trust is made on the day of 2 0 Part B My Details (Settlor(s)) Title (Mr/Mrs/Miss/ Ms/Other eg Dr/Rev) Forenames (in full) Address Surname Please insert your full name and address (Settlor 1) This Settlor will be automatically appointed as a trustee of this trust unless the following box is marked with the initials of the Settlor Title (Mr/Mrs/Miss/ Ms/Other eg Dr/Rev) Forenames (in full) Address Surname Please insert your full name and address (Settlor 2) This Settlor will be automatically appointed as a trustee of this trust unless the following box is marked with the initials of the Settlor August 2017 Page 01 of 09
Gift Plan Part C Additional Trustees Name Address Name Address GP30FTRUST Please insert full names and addresses There should be at least one Additional Trustee If the Settlor is a Trustee, details from Part B should not be repeated in Part C Trustees must be 18 years of age or over If any Trustee is non-uk resident please consult your adviser Name Address Part D Main Beneficiaries Name Percentage Total 100% Part E Settlors contribution to the Trust Fund Only to be completed in the case of more than one Settlor making unequal contributions First Settlor % Second Settlor % Please insert full name or names of the Main Beneficiary/ Main Beneficiaries There must be at least one Main Beneficiary If there is more than one Main Beneficiary insert their percentage share of the Trust Fund in the box provided next to their name All percentages must add up to 100% Unless you indicate otherwise the Main Beneficiaries will benefit equally Please note that the Trustees can change who benefits and in what proportions by exercising the power in clause 5 The Main Beneficiaries cannot include the Settlor(s) Part E Where there is more than one Settlor the Trust Fund shall be deemed to have been provided by the Settlors in equal shares (ie 50% 50%) unless the settlors indicate to the contrary by inserting their respective contributions in percentage terms Page 02 of 09 August 2017
Gift Plan Part F Trust Fund Amount gifted to the Trustees Part G Choice of Law Scots law is to apply to this trust Northern Irish law is to apply to this trust or Bond Number(s) The sum of 10 or other property GP30FTRUST If you are gifting cash to the trust please enter the amount of cash you are gifting If you are gifting a bond(s) to the trust please enter the bond number(s) for the bond(s) that you are gifting If you are gifting mutual funds to the trust, or intend to do so in the future, please cross the box This trust will be governed by English law unless you initial one of these boxes to choose Scots or Northern Irish law The Settlor wishes to gift the Trust Fund to the Trustees to hold on the trusts and subject to the powers and provisions set out in this trust deed In addition, the Settlor may wish to transfer cash to the Trustees to hold as Nominee Property Now this deed witnesses as follows: 1 Definitions 11 In this trust deed: Additional Trustee means the person or persons named in Part C Beneficiary means a) any widow or widower or surviving Civil Partner of the Settlor whether or not remarried or in a civil partnership provided that such widow, widower or surviving Civil Partner is not a Settlor; b) any child or grandchild of the Settlor whenever born; c) anyone (other than the Settlor) descended from the father or mother of the Settlor; d) anyone who is or has been married to or who is the Civil Partner or former Civil Partner of anyone described in classes (b) or (c) above; e) after the death of the Settlor anyone (other than a Settlor) who may benefit from his or her estate; f) any Main Beneficiaries; g) any person (other than the Settlor), notified in writing by the Settlor during his lifetime to the Trustees; h) any body of persons established under the governing law of this trust for charitable purposes only, notified in writing by the Settlor during his lifetime to the Trustees; and i) any trust established for the exclusive benefit of any one or more of the foregoing but always excluding any trust from which the Settlor or the Settlor s spouse or Civil Partner for the time being will or may benefit directly or indirectly in any circumstances whatsoever Civil Partner means civil partner as defined in the Civil Partnership Act 2004 Main Beneficiary means the person or persons named or described in Part D Minor means a person under the age of 18 years or, if domiciled in Scotland, under the age of 16 years Nominee Property means any sum transferred to the Trustees over and above the Trust Fund specified in Part F which is not intended to form part of the Trust Fund, but not including any interest accruing on or growth of that additional sum August 2017 Page 03 of 09
Gift Plan GP30FTRUST Perpetuity Period means the period of 125 years (80 years when Northern Irish law applies to this trust) beginning with the Date of Trust in Part A or the lifetime of this trust when Scots law is applicable except that in all cases when property is added to this trust from another settlement then the perpetuity period in respect of the added property shall be such period as is the perpetuity period applicable to that settlement if the last mentioned period is shorter Relevant Section means: a) Section 31 Trustee Act 1925 where English Law applies to this trust; or b) Section 32 Trustee Act (Northern Ireland) 1958 where Northern Irish law applies to this trust Settlor means the person (or persons) named in Part B Standard Life means Standard Life Assurance Limited or any company wholly owned by Standard Life Assurance Limited Trustee means the Settlor, unless the relevant boxes are initialled in Part B, and the Additional Trustees named in Part C and any other trustees for the time being of this trust Trust Fund means the property specified in Part F gifted by the Settlor to the Trustees and all property, other than Nominee Property but including any interest accruing on or growth of the Nominee Property, at any time held by the Trustees whether by way of accumulation of income, capital appreciation, further settlement or otherwise and all monies, investments, income and other property for the time being representing or arising from the same or any parts of the Trust Fund 12 Words describing relationships include adopted and step children and those tracing their descent through them 13 Words importing the singular shall include the plural and vice versa Words importing a gender include every gender 14 Incapable shall be construed in accordance with the provisions of the Adults with Incapacity (Scotland) Act 2000 2 The Gift Where the Trust Fund comprises a policy of assurance, the Settlor hereby assigns this to the Trustees and the Trustees by their signature of this trust deed acknowledge intimation of this transfer Where the Trust Fund comprises cash, the Settlor at the direction of the Trustees (as the Trustees by their signature of this trust deed acknowledge) has paid it to Standard Life; and the Settlor assigns all other rights to constitute the Trust Fund to the Trustees 3 The Nominee Property 31 The Nominee Property shall be held by the Trustees as nominee for the Settlor 32 The Trustees, by their signature of this trust deed, acknowledge that the Settlor has paid the Nominee Property to Standard Life 33 The Trustees, by their signature of this trust deed, agree to hold any Nominee Property (i) for the purpose of paying any financial advice fee for the Settlor s advice in connection with this trust and/or (ii) for the purpose of paying any financial advice fee for the Trustees advice in connection with this trust Such payment shall be made in accordance with the payment terms for the fee 34 If the amount of the fees is less than the amount of the Nominee Property on the date of payment of the fees by Standard Life, Standard Life will, when instructed to do so by the Settlor, pay the remaining Nominee Property to the Settlor after payment of the fees 35 If the amount of the fees is more than the amount of the Nominee Property on the date of payment of the fees by Standard Life, the Settlor hereby instructs Standard Life to use the Nominee Property in payment of the fees This shall be a full discharge to the Trustees in relation to the Nominee Property 4 The Trust By signing this trust deed the Trustees accept appointment as trustees and they will hold the Trust Fund on the trusts and subject to the powers and provisions set out in this trust deed Page 04 of 09 August 2017
Gift Plan GP30FTRUST 5 The Trust Provisions 51 Subject to clause 52, the Settlor shall have power to give instructions in relation to the initial investment of the Trust Fund (which shall include the power to give instructions to hold part of the Trust Fund as cash) which instructions the Trustees shall be obliged to follow These instruction will be conveyed by the Trustees to Standard Life Once the Trust Fund has been invested, the Settlor s powers under this clause shall cease 52 If the Settlor is Incapable and there is a person who is legally entitled to make settlements and make investment decisions on behalf of the Settlor, the Settlor s powers in clause 51 shall vest in that person 53 While the Settlor or the person acting on his behalf has such power, the Trustees shall have no power in relation to giving instructions on the investment of the Trust Fund 54 The Trustees may appoint that they shall hold the Trust Fund for the benefit of any of the Beneficiaries on such terms as the Trustees think fit 55 An appointment may create any provisions including discretionary trusts and dispositive and administrative powers exercisable by any person An appointment must be by deed revocable during the Perpetuity Period or irrevocable and executed during the Perpetuity Period when this trust is governed by the Law of England and Wales or Northern Ireland 56 The Trustees may pay, transfer or apply the Trust Fund or any part thereof to or for the advancement or benefit of any Beneficiary 57 In default of and subject to the exercise of the powers in clauses 54 and 56 the Trustees shall hold the Trust Fund and the income thereof for the Main Beneficiaries absolutely and if more than one in the percentage shares specified in Part D or equally in default of percentage shares being specified (or the specified shares not adding up to 100%) 58 The trusts set out in clause 57 shall carry the intermediate income and the Relevant Section (if otherwise applicable) shall not apply to the same Whilst any Main Beneficiary entitled to income under that clause is a Minor the Trustees shall pay or otherwise apply for or towards his benefit so much of the income from his share in this trust as the Trustees may in their absolute discretion think fit The Trustees shall retain the balance of any income of such share on trust for that Main Beneficiary absolutely 6 Ultimate Trust Subject to all the trusts powers and provisions of this trust deed and if and so far as (for any reason whatsover) not wholly disposed of by it, the Trust Fund shall be held upon trust for such of the Benificiaries in existence at the date of this trust deed and if more than one in equal shares absolutely 7 Trustees powers Subject to clauses 51-53: 71 The Trustees may (with due regard to the standard investment criteria, if applicable, and subject to obtaining advice, if required by law) make any kind of investment of the Trust Fund and the Nominee Property they could make if they were absolute beneficial owners (and in particular (i) may invest in and retain non-income producing assets situated anywhere in the world and (ii) need not have regard to any rule of law requiring them to diversify the investments) 72 The Trustees may make any disposition of the Trust Fund that they could make if they were absolute beneficial owners 73 The Trustees may lend all or any part of the Trust Fund to any Beneficiary on such terms (whether or not including provision for the payment of interest) as the Trustees in their absolute discretion think fit 74 The Trustees may borrow on the security of all or any part of the Trust Fund or without giving any security 75 The Trustees may pay or transfer capital or income to the parent or guardian of any Minor who is beneficially entitled to it and the receipt of such parent or guardian shall be a full discharge to the Trustees 76 The Trustees may apply all or part of the Trust Fund in purchasing or maintaining any policy of assurance on the life of any person and shall have all the powers of an absolute beneficial owner in relation to any such policy August 2017 Page 05 of 09
Gift Plan GP30FTRUST 77 The receipt of the Trustees for any money payable under or deriving from any dealing with any policy of life assurance shall be a full and sufficient discharge to Standard Life or to any other company issuing such policy, which company shall not be concerned in the application of any such monies 78 The Trustees may appoint advisers, agents, discretionary investment managers, nominees and custodians on such terms as the Trustees in their absolute discretion think fit and may, directly or indirectly, pay fees rendered for such services from the Trust Fund 79 The Trustees may appropriate all or any part of the Trust Fund as they think fit in or towards satisfaction of the interest of any Beneficiary and may for that purpose place such value on any property as they think fit 710 Any Trustee (other than the Settlor or any spouse or civil partner for the time being of the Settlor) who is a solicitor or other person engaged in a profession or business or any corporate trustee, may charge all usual reasonable professional charges in relation to work carried out in connection with this trust 711 No Trustee shall be precluded from joining in the exercise of any of the powers contained in this trust deed notwithstanding that he will or may benefit from such exercise or by reason of the fact that he or she is or may become a Beneficiary, provided that at least one other Trustee who takes no benefit also agrees to the exercise in favour of the benefitting Trustee 712 If this trust is governed by Scots law the Trustees shall have all the powers, privileges and immunities conferred on gratuitous trustees under Scots law 713 The Trustees may by deed (and so as to bind their successors) release or restrict the future exercise of all or any of the powers conferred on them by this trust deed or by law 714 Any legal rule requiring apportionments to be made for the purpose of this trust shall not apply 8 Trustee Liability No Trustee shall be liable for any loss to the Trust Fund or part of the Trust Fund at any time unless that loss is caused by his own knowing breach of trust 9 Exclusion of Settlor 91 No part of the capital or income of the Trust Fund shall be capable of being paid or lent or applied to or for the direct or indirect benefit of the Settlor or any spouse or Civil Partner for the time being of the Settlor in any circumstances whatsoever 92 Any person who has gifted property to this trust and his or her spouse or Civil Partner shall be subject to the same exclusions as detailed in clause 91 notwithstanding any other provisions of this trust deed 10 The Settlor s power to appoint and remove Trustees and to exclude Beneficiaries 101 The Settlor (where there are two Settlors, jointly and the survivor of them); i) shall have power to appoint new and additional trustees and to remove any trustee as long as there shall be at least one corporate trustee or two individual trustees acting after such removal; and ii) may, by notifying the Trustees in writing, exclude any Beneficiary (but not all Beneficiaries) from future benefit under this trust 102 Where there are two Settlors and one Settlor is Incapable, the other Settlor shall have the powers in clause 91 above 103 After the Settlor s death or if the Settlor becomes Incapable, the Settlor s powers in clause 91 shall vest in the Trustees (excluding the Settlor) who may, by deed; (i) appoint new and additional trustees; (ii) remove any trustee with the agreement of all Trustees other than the one to be removed, as long as there shall be at least one corporate trustee or two individual trustess acting after such removal; and (iii) exclude any Beneficiary (but not all Beneficiaries) from future benefit under this trust Page 06 of 09 August 2017
Gift Plan GP30FTRUST 11 Choice of law Subject to any choice of Scots or Northern Irish law in Part G this trust shall be governed by English law Settlor(s) signatures IN WITNESS WHEREOF the parties have signed this deed on the day and year first above written Signed and delivered as a deed by the Settlor: Full name Date* 1 Place* 2 In the presence of: of Witness Witness full name Witness address Signed and delivered as a deed by the second Settlor (if any): Full name Date* 1 Place* 2 In the presence of: of Witness Witness full name Witness address D D M M Y Y Y Y *¹ Please add the date of signature Once all parties have signed, the most recent date on which a person signs should be added to Part A *² Please add the place where the deed was signed eg Edinburgh Please ensure that all of the above details have been correctly completed Witnesses should be independent and not someone already named in the trust or their spouse or civil partner August 2017 Page 07 of 09
Gift Plan GP30FTRUST Trustees signatures Signed and delivered as a deed by the Trustee: Full name Date* 1 Place* 2 In the presence of: of Witness Witness full name Witness address Signed and delivered as a deed by the Trustee: Full name Date* 1 Place* 2 In the presence of: of Witness Witness full name Witness address Page 08 of 09 August 2017
Gift Plan GP30FTRUST Trustees signatures (continued) Signed and delivered as a deed by the Trustee: Full name Date* 1 Place* 2 In the presence of: of Witness Witness full name Witness address Signed and delivered as a deed by the Trustee: Full name Date* 1 Place* 2 In the presence of: of Witness Witness full name Witness address Standard Life Assurance Limited is registered in Scotland (SC286833) at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH Standard Life Assurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority wwwstandardlifecouk GP30FTRUST 0817 2017 Standard Life Aberdeen, images reproduced under licence All rights reserved August 2017 Page 09 of 09
Trustee application form (FundZone For trustee use only) Who this form is for This form is for Trustees who wish to invest in Investment Funds with a Supermarket Cash account There can be multiple Trustee account holders who can be either corporate trustees or individuals 0518 Consultant Code Filling in this form Before completing this form, please read the Key Features (FZMF17) and ISA and Investment Fund Terms and Conditions (FZMF62) and the relevant investment documentation for your chosen fund or funds (see margin note) All sections must be completed; missing information will prevent us from accepting your application If you are receiving advice from a financial adviser, you should remember that the financial adviser is acting on your behalf not only by giving you advice, but also regarding completing this form Please use BLOCK CAPITALS to fill in this form Do not use correction fluid if you make a mistake If you need to correct a mistake, please initial any changes you make A copy of this completed application form is available on request Adviser details (if applicable) Important we use this code to pay adviser charges Please ensure you have completed this box Adviser Code Adviser to complete Existing account number (if applicable) S P Client Type New Existing For Standard Life use only This application form is for applicants who are resident in the UK for tax purposes When we say Standard Life, we or us, we mean Standard Life Savings Limited If you need any help completing this form, please contact us on 0345 279 2002 Calls and written communications may be monitored and/or recorded to protect both you and us and help with our training Call charges will vary You can ask us for a copy of these records at any time Details about the Trust Further information about non-individual customers Are you: A financial institution* A Pension Fund An actively trading non financial business An investment body * Please provide us with your relevant Global Intermediary Identification Number (GIIN) if you are a financial institution GIIN EU legislation requires fund managers to produce investment documentation for most funds Please ensure you have read the relevant investment documentation before you select the fund We now need to ask you more information to allow us to comply with current tax laws You should speak to your adviser if you want to know more about why we need to ask these questions For adviser use only If you need further assistance, please ask for our Guide to FATCA for Advisers (GEN2108) May 2018 Page 01 of 18
Details about the Trust (continued) Name of Trust (if any) Date of Trust Where is the trust tax resident? Please provide the relevant Taxpayer Identification Number (): Tax residency information You should speak to your adviser if you need more information about why we need to ask these questions You can enter up to five countries If the trust is tax resident in more than five countries please photocopy this page Page 02 of 18 May 2018
Part 1 Details of the Trustees As you are investing in your capacity as Trustees, we require each Trustee to fully complete this section The information you provide will enable us to carry out appropriate identification checks to satisfy money laundering regulations The contract note will reflect that the investment was made by you as Trustees As Trustees you will be the Investment Funds account holder Only complete this section if you are a Corporate Trustee Corporate Trustee Name Corporate Trustee Type, eg: Partnership, Ltd Co, plc, LLP Corporate Trustee Address Building number Street City/Town County Authorised Signatories: Authorised Signatories: Authorised Signatories: Authorised Signatories: Authorised Signatories: Authorised Signatories: Authorised Signatories: Authorised Signatories: Please complete this box We need the information to service your application Please PRINT your name in these boxes We do not require your signature here May 2018 Page 03 of 18
Part 1 Details of the Trustees (continued) Complete this section if you are an Individual Trustee First Trustee Title (Mr/Mrs/Miss/Ms/ Other eg Dr/Rev) Surname First name(s) in full Date of birth Current address House number Street Male Female City/Town County Telephone (include area dialling code) Home Mobile Email address @ Where are you tax resident? Please provide the relevant Taxpayer Identification Number () For example, in the UK it will be your National Insurance Number: Tax residency information You should speak to your adviser if you need more information about why we need to ask these questions You can enter up to five countries If you are tax resident in more than five countries please photocopy this page Page 04 of 18 May 2018
Part 1 Details of the Trustees (continued) Second Trustee Title (Mr/Mrs/Miss/Ms/ Other eg Dr/Rev) Surname First name(s) in full Date of birth Current address House number Street Male Female City/Town County Telephone (include area dialling code) Home Mobile Email address @ Where are you tax resident? Please provide the relevant Taxpayer Identification Number () For example, in the UK it will be your National Insurance Number: Tax residency information You should speak to your adviser if you need more information about why we need to ask these questions You can enter up to five countries If you are tax resident in more than five countries please photocopy this page May 2018 Page 05 of 18
Part 1 Details of the Trustees (continued) Third Trustee Title (Mr/Mrs/Miss/Ms/ Other eg Dr/Rev) Surname First name(s) in full Date of birth Current address House number Street Male Female City/Town County Telephone (include area dialling code) Home Mobile Email address @ Where are you tax resident? Please provide the relevant Taxpayer Identification Number () For example, in the UK it will be your National Insurance Number: Tax residency information You should speak to your adviser if you need more information about why we need to ask these questions You can enter up to five countries If you are tax resident in more than five countries please photocopy this page Page 06 of 18 May 2018
Part 1 Details of the Trustees (continued) Fourth Trustee Title (Mr/Mrs/Miss/Ms/ Other eg Dr/Rev) Surname First name(s) in full Date of birth Current address House number Street Male Female City/Town County Telephone (include area dialling code) Home Mobile Email address @ Where are you tax resident? Please provide the relevant Taxpayer Identification Number () For example, in the UK it will be your National Insurance Number: Tax residency information You should speak to your adviser if you need more information about why we need to ask these questions You can enter up to five countries If you are tax resident in more than five countries please photocopy this page May 2018 Page 07 of 18
Part 2 Investment details Enter the amount you wish to invest and the details of the payments Please note, the minimum initial lump sum payment is 500 and the minimum regular investment is 50 Single investment Direct Debit Regular investment Direct Debit (Please select a start date between the 1st and 28th of the month) Direct Debits take at least 8 working days to set up, so please allow enough time) Start Date Frequency Monthly Quarterly Half-yearly Yearly Please note that if you do not select a frequency, a default of Monthly will be selected for you Part 3 Source of Wealth Due to FCA requirements, we are required to obtain information about the source of your payment before we can accept your application Please indicate below how you acquired the money you are investing Salary/Bonus Divorce Settlement Gift Inheritance Lottery/betting win Policy claim/maturity Compensation payment Sale of investments Sale of property Sale of company Savings Existing trust money Other If other, please specify Part 4 Payment Details You can make payments by the following methods: 4a Regular monthly or annual payments can be made by Direct Debit 4b Single payments by electronic methods (BACS, Faster Payment, CHAPS/TT, Direct Debit, Cheque) Page 08 of 18 May 2018
Part 4a Nominated Account Details For Regular Payments Instruction to your Bank or Building Society to pay by Direct Debit Issued by: Standard Life Savings Limited, Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH Please supply the following details: The Manager Name of your Bank or Building Society branch Full postal address of your Bank or Building Society branch Building number Street City/Town County Originator s identification no 9 0 1 2 1 1 For Standard Life official use only This is not part of the Instruction to your Bank or Building Society The bank details entered here will be your nominated account This must be a UK bank or building society account This must be your own personal or joint account Any income, Direct Debit or payments in and out of your investment will be made to/from this bank account You do not need to complete this section if you are not making regular payments or receiving income payments Important: If you have decided to make regular payments through Direct Debit, it takes us about 8 working days to set the Direct Debit up Please consider this when deciding the start date in Part 2 Please read the Direct Debit Guarantee on Page 16 Name(s) of Account-holder(s) Bank or Building Society Account No Branch Sort Code Please refer to the top right hand corner of your cheque book Reference Number Building Society Roll Number Your Instruction to the Bank/Building Society, and Please pay Standard Life Direct Debits from the account detailed in this instruction subject to the safeguards assured by the Direct Debit Guarantee I understand that this Instruction may remain with Standard Life and, if so, details will be passed electronically to my Bank/Building Society Date Please sign here Date Banks and Building Societies may not accept Direct Debit Instructions for some types of account May 2018 Page 09 of 18
Part 4b Single Payments You can make payments electronically safely and securely by: BACS payment received within 3-5 working days Faster Payment immediate payment received same day within 2 hours CHAPS/Telegraphic Transfer payment received by close of business same day our bank details for payments are: Account Number 92288338 Sort Code 40 03 28 Bank Address HSBC Bank plc Holborn Circus Branch 31 Holborn LONDON EC1N 2HR Your bank may have a limit on Faster Payments Your bank may charge you for Payments by CHAPS/TT For Building Society cheques, please ask the Bank or Building Society to print your name on the cheque to confirm the source of funds Please note your payment may not be applied to your account until the working day following receipt by us IMPORTANT To help us match the money to your account please use your National Insurance Number as your electronic payment reference Payments can also be made by cheque Cheques should be made payable to Standard Life Savings Limited and drawn from your own personal account Part 5 Fund selection Fund Fund name Citicode Inc/Acc Units Single Investment Regular Investment XXOO Standard Life Investments Managed (EXAMPLE) Inc 50000 5000 Part 6 Income share classes and managing income Have you chosen to invest in Income Units? Yes No If you have chosen to invest in income units, the distribution income will be reinvested to buy more of the units from which the income was received Alternatively, you can elect for this income to remain in your Investment Funds cash account, be transferred to your Supermarket Cash account, or be paid to your nominated account If you elect for this income to be paid to your nominated account, we can either pay all the income automatically as soon as it is received or pay distribution income only once it has reached a minimum payment amount If you choose to take an income, you can choose how often to take this income If you wish to be paid the full distribution income as soon as it is received, please indicate the minimum payment amount as 000 Minimum payment amount How often do you want income to be paid? Monthly Quarterly Half-yearly Yearly Very important: Please note that the fund Citicode and the full fund name must be included on this form, as shown in the example opposite, in order for us to process your application The fund Citicode is unique to each fund and each share class within a fund and is available on wwwadviserzonecom Please speak to your financial adviser Please also make sure you complete the Income or Accumulation column EU legislation requires fund managers to produce investment documentation for most funds Please ensure you have read the relevant investment documentation before you select the fund If you choose to receive an income, please ensure that you have completed Part 4a Page 10 of 18 May 2018
Part 6 Income share classes and managing income (continued) Please leave frequency blank if you would like a payment to be made when your minimum payment amount is reached However, if your aim is capital growth and an accumulation share class is not available for your chosen fund(s), the distribution income can be automatically reinvested for you to buy more units Please cross this box to instruct us to reinvest your income to buy more units Please note that your contract note will still be for an income share class Part 7 Regular withdrawal facility Complete this section if you want to make a regular withdrawal from your investment If you wish to withdraw a fixed amount, please indicate how much you want each payment to be For example, if you want to withdraw 100 each month ( 1,200 per year) cross the monthly box and write 100 in the payment box OR If you wish to withdraw a percentage of the current value of your holding, indicate the annual percentage amount For example, if you want to withdraw 6% per year paid at quarterly intervals, cross the quarterly box and write 6% in the percentage box % Start Date Please indicate the date you would like payments to start from (Please select a start date between the 1st and 28th of the month) Important This date must be no sooner than 30 days after you made your investment Please ensure you have completed Part 4a Please indicate how often you wish to Monthly Quarterly Half-yearly Yearly make withdrawals Please note that if you do not select a frequency, a default of Monthly will be selected for you Please indicate where you wish to make withdrawals from: Withdrawal to be taken from Supermarket Cash account Any withdrawal payment out of your investment will be made to the nominated bank account you have given in Part 4a of the application If no bank details have been provided in this application, you will need to provide us with the details of your own nominated account prior to making any withdrawals The minimum regular withdrawal is 25 or 05% of the value of your Investment Funds (provided this percentage equates to a minimum of 25) There must be a minimum of 500 within an investment fund to allow regular withdrawals to be paid We may close your Investment Funds if the combined value of the cash and investments in it drop below 250 Withdrawal to be taken across Investment Funds Withdrawal to be taken across specific funds within the product Please indicate which funds you wish to make your withdrawals from You can choose to withdraw a monetary amount, or a percentage of the fund Fund Citicode Fund name Amount Percentage % XXOO Standard Life Investments Managed (EXAMPLE) 5000 5% May 2018 Page 11 of 18
Part 8 Data Protection Notice and Communication Preferences - Important, please read Data Protection Notice - Using your Personal Information We will collect and use personal information about you and any other named individual on your application such as your name, date of birth and national insurance number in order to provide this product or service and manage our relationship with you It may be necessary as part of this product or service to collect and use personal information which is defined as special category data by data protection law eg Health related Any such special category data will only be collected and used where it s needed to provide the product or service you have requested or to comply with our legal and regulatory obligations and where we have obtained your explicit consent to process such information To provide this product or service and meet our legal and regulatory obligations, we will keep your personal information and copies of records we create (eg calls with us) while you are a customer of ours If this application does not proceed or when you no longer have a relationship with us, we are required to keep information for different legal and regulatory reasons The length of time will vary and we regularly review our retention periods to make sure they comply with all laws and regulations The information collected may be shared with other parts of Standard Life Assurance Limited, Standard Life Aberdeen plc and other companies we work with to support us in the provision of the product or service you have with us We may also share your information with our regulators, HM Revenue & Customs and your adviser / employer (for applicable products and services) where necessary and lawful to do so Whenever we share your personal information, we will do so in line with our obligations to keep your information safe and secure The majority of your information is processed in the UK and European Economic Area (EEA) However, some of your information may be processed by us or the third parties we work with outside of the EEA, including countries such as the United States, the Philippines and India Where your information is being processed outside of the EEA, we take additional steps to ensure that your information is protected to at least an equivalent level as would be applied by UK / EEA data privacy laws eg we will put in place legal agreements with our third party suppliers and do regular checks to ensure they meet these obligations For more information on how Standard Life processes your personal information and what your rights are, please read the Terms and Conditions (FZMF62) and our Privacy Policy at https://wwwstandardlifecom/sl/privacy-policypage or write to the Data Protection Officer at 30 Lothian Road, Edinburgh, EH1 2DH Communication Preferences Your essential updates We ll share important information on your plan and your choices, products and services, plus financial tips from our experts We also want to help you plan for the future by keeping you updated on: Latest news and offers from Standard Life Aberdeen PLC No Yes For information about Standard Life Aberdeen companies visit StandardLifeAberdeencom Offers of interest from our preferred partners No Yes To understand how, where and why we use your information, read our Privacy Policy https://wwwstandardlifecom/sl/privacy-policypage Page 12 of 18 May 2018
Part 9 Money Laundering To comply with Money Laundering Regulations, we may verify your identity, by carrying out an online check with a reference agency Where an online check is carried out, the agency will verify your identity against public records and it will also check whether you have a credit history (but it will not disclose any information about your actual borrowings) The agency will add a note to show that an identity check was made to your credit file, but this information will not be available to any third parties If the online check does not confirm your identity, we will carry out a manual check and we may need to contact you for further information We regret we cannot offer any alternative process Acceptance of this application is subject to satisfactory completion of identity verification checks within 30 days of the application date Part 10 Client Declaration and important information The trustee(s) declare(s) that: I/we are 18 years of age or over I/we understand that Standard Life Savings Limited can accept no responsibility for any losses incurred as a result of a delay in the submission of this application I am resident in the UK for tax purposes or, if not so resident, I am a Crown employee serving overseas and perform duties that are treated as being performed in the UK or I am married to, or in a civil partnership with, a person who performs such duties I will inform Standard Life if I cease to be so resident or perform such duties or be married to, in a civil partnership with such a person performing these duties I agree to my financial adviser receiving the adviser charge(s) described in Part 13 and authorise Standard Life to accept all future instructions from my adviser to pay the charges that I have agreed with my adviser I have read the Data Protection Notice and I agree that my personal information may be used for the purposes described (subject to me exercising my right not to be contacted with details of other products and services) I/we confirm that I/we have received the relevant investment documentation for my/our chosen funds (where applicable) I/we confirm I/we have read the Key Features (FZMF17) and accept the ISA and Investment Fund Terms and Conditions (FZMF62) I/we authorise you to carry out electronic identification checks if required Our financial advisers (as detailed at Part 14 of the application form) have our authority to notify you, on our behalf, of any switches in investment funds Our financial advisers also have our authority to notify you, on our behalf, of partial encashments of our investment, full encashment of our investment or to set up a regular withdrawal from our investment The proceeds of these are to be paid into our nominated account Any notification received from our financial advisers (whether online, over the telephone or in writing) should be acted on as if it had been direct instruction from us Our financial advisers will continue to have this authority until we have notified you in writing that this authority has ended We confirm that as Trustees we have suitable investment powers to make investments We declare that the information given is correct to the best of our knowledge and belief and that we will inform Standard Life of any change in the information given May 2018 Page 13 of 18
Part 11 Trustee/Corporate Trustee signatures(s) Read the declaration and important information in Part 10 of this application form Check that you have completed ALL sections of the application form Sign that you agree to the declaration and important information First Trustee signature Date Please sign here Second Trustee signature Date Third Trustee signature Date Fourth Trustee signature Date Part 12 Supermarket Cash account also used to pay charges Regular payments How much do you want to invest in the Supermarket Cash account? Single payment Regular payments will be set up monthly and taken on the same day as your regular payment or the 1st of every month unless you have indicated otherwise It is important that you put enough money in the Supermarket Cash account to pay any product charges and adviser charges you want paid from it We suggest keeping enough money in the Supermarket Cash account to cover 12 months of charges Part 13 How you want to pay your adviser Please tell us what you want to pay from your account to your financial adviser We will use the information you provide in this section to pay your financial adviser By signing the declaration in Part 10 of this form, you are: agreeing to the payment of the Adviser Charges documented in Parts 13a, 13b or 13c, and authorising Standard Life to accept all future instructions from your adviser for payment of Adviser Charges that you have agreed to pay them from your product You do not need to complete the information in Parts 13a, 13b or 13c if: your financial adviser is billing you directly for their services, or your financial adviser is not charging you for their services If either of these options apply, cross this box and then go to Part 14 It is important that you put enough money in the Supermarket Cash account to pay any product charges and adviser charges you want paid from it We suggest keeping enough money in the Supermarket Cash account to cover 12 months of charges Important note Adviser Charges are deducted from the Supermarket Cash account Please complete Part 12 Supermarket Cash account to deposit your money Page 14 of 18 May 2018
Part 13a Adviser Charge for regular payments Complete this section if you will be making regular payments to your plan and have agreed a charge for advice with your adviser Spread payment of Regular Initial Adviser Charge (please complete one of the following options) a month for months a year for years We call this a Regular Initial Adviser Charge Please note, depending on the amount and frequency you elect, the amount of the Adviser Charge actually paid may be slightly lower due to rounding a quarter for quarters a half-year for half-years Part 13b Adviser Charge for single payments Complete this section if you will be making a single payment to your plan and you have agreed a charge for advice with your adviser Please state the amount of Initial Adviser Charge as either a monetary amount or percentage Single payment OR % We call this an Initial Adviser Charge Part 13c Ongoing Adviser Charge Complete this section if you have agreed to pay your adviser for ongoing advice The Ongoing Adviser Charge can either be a set amount or a percentage of your product 1 Set amount We call this an Ongoing Adviser Charge every month every year every quarter every half-year OR 2 Percentage % of your product a year This percentage can be taken once a year or split across a different time period: Yearly Monthly Quarterly Half-yearly May 2018 Page 15 of 18 The Direct Debit Guarantee This Guarantee is offered by all banks and building societies that accept instruction to pay Direct Debits If there are any changes to the amount, date or frequency of your Direct Debit, Standard Life will notify you three working days in advance of your account being debited or as otherwise agreed If you request Standard Life to collect a payment, confirmation of the amount and date will be given to you at the time of the request Important, please tear off and keep safely If an error is made in the payment of your Direct Debit, by Standard Life or your bank or building society, you are entitled to a full and immediate refund of the amount paid from your bank or building society If you receive a refund you are not entitled to, you must pay it back when Standard Life asks you to You can cancel a Direct Debit at any time by simply contacting your bank or building society Written confirmation may be required Please also notify us
Part 14 Advice given and name of regulated firm (only applicable if you have a financial adviser) If you have not given advice in respect of this investment, please cross here Otherwise we will assume that advice has been given Where no advice has been given, you confirm you have ensured (and will continue to ensure) the product and the underlying investments are appropriate for your client Basis of Sale Whole of Market Other If other please specify Adviser FCA or Authorisation Number Part 14 to be completed by the adviser Very important the adviser must send in a verification of identity form along with this application to ensure no delays are encountered when carrying out future transactions on this account Name of regulated firm Address of regulated firm Building number Street City/Town County Intermediary Reference Number We may need to contact you (the Business Writer) about this application, please provide your contact details below: Name of Business Writer Contact Number Email address @ Page 16 of 18 May 2018
Part 15 Confirmation of Verification of Identity (Only for completion by the financial adviser) 1 Name of Trustee Title (Mr/Mrs/Miss/Ms/ Other eg Dr/Rev) Male Female If there is more than one trustee, please photocopy this page and complete for each Surname First name(s) in full Date of birth Please complete a separate confirmation for all parties to the contract where you are required to undertake identification Previous Address (if changed in last three months) House number Street City/Town County May 2018 Page 17 of 18
Part 15 Confirmation of Verification of Identity (Only for completion by the financial adviser) (continued) 1 Confirmation I/we confirm that: (a) The information in section 1 above was obtained by me/us in relation to the customer and (b) The evidence I/we have obtained to verify the identity of the customer: Meets the standard evidence set out within the guidance for the UK Financial Sector issued by JMLSG; OR Exceeds the standard evidence (written detail of further verification evidence taken is attached to this confirmation) Date Please sign here Name Position First Name of Regulated Firm Name of Regulator Regulator Reference Number OR Standard Life Department/ Branch When this application form has been fully completed and signed, please send it to the address below, together with the Verification of Identity Form Standard Life, FundZone, Dundas House, 20 Brandon Street, Edinburgh, EH3 5PP Standard Life Savings Limited is registered in Scotland (SC180203) at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH Standard Life Savings Limited is authorised and regulated by the Financial Conduct Authority wwwstandardlifecouk 0518 2018 Standard Life Aberdeen Images reproduced under licence All rights reserved Page 18 of 18 May 2018