Disaster Recovery Management sponsored by Florida Housing Finance Corporation s Catalyst Program Michael Chaney Visit the Library at Lunch 1
Disaster Preparation Disaster Preparation & Recovery November 2015 Webinar Review the recording: https://vimeo.com/145535352 Disaster Preparation and Resiliency 2
SHIP Disaster Strategy For Federally or State declared disasters Provides Temporary Stabilization and the next wave of Recovery Keep the strategy general Advertise now: 30 days before applications Disaster Mitigation: Avoiding Damage from Future Disasters FIRST: Monitor SHIP assisted rehabilitation and new construction for code compliance NEXT: Add mitigation features to your SHIP Strategies 3
Poll of Participants Does your Rehabilitation assistance include any mitigation features? Write in Mitigation: Procedures for amending the LHAP Initially submit documents electronically in their current file format (word, excel) Email robert.dearduff@floridahousing.org Subject Line: LHAP Amendment and the local government name Send main LHAP document and any exhibits affected State this is a technical revision updating an existing strategy State SHIP Administrator notifies if approved or that more information is needed 4
Pre Disaster Activities Call Every Hotel in May June Call Every Rental Housing Development Disaster Recovery 5
Disaster Strategy funded from: Unencumbered local SHIP funds Special allocations of funds from Legislature SHIP Disaster annual set aside: up to $5 million held back from statewide distribution Distributed based on damage data from FEMA and FL Div. of Emergency Management Highlight from SHIP Disaster Strategy Repairs will be prioritized as follows: Immediate threats to health & life safety in cases where the home is still habitable. Imminent residual damage to the home (such as leaking roof) in cases where the home is still habitable. Repairs to make the home habitable. Repairs to mitigate dangerous situations (exposed wires) 6
Sample Disaster Strategy Applicants: Provide proof of homeowner s insurance Use proceeds from insurance as first option Assisting SHIP Applicants Executive Order and Supplemental Orders may allow for Streamlined Qualification Self Certification handout Maximum Assistance of Disaster Strategies: $7,500 $40,000 7
Guidance from Florida Division of Emergency Management Jason Pettus, Program Specialist Basics of Disaster Recovery Recovery is a wide ranging concept that can involve several different issues: Historically, a successful recovery was judged on the speed at which we could rebuild what was destroyed. Funding Historically: Not a lot of declarations but when the declarations came the Feds opened up the funding for relief. Presently: Lots of declarations with much more scrutiny on what the survivors can do before relief comes. 8
Individual Assistance Grants (IA) A federal declaration including Individual Assistance (IA) makes the following programs available to survivors throughout the declared county: Assistance to Individuals & Households (IHP) Temporary housing assistance (rental payments) Direct housing assistance Repair assistance Replacement assistance (FEMA modular housing) Other needs assistance (ONA) (medical, dental, funeral, personal property replacement, etc ) Disaster unemployment assistance Food coupon/commodity distribution Crisis counseling assistance SBA Loans SBA s Disaster Loan Programs are automatically activated upon being declared for Individual Assistance, or can be activated as stand alone programs. [Note: To receive the IHP assistance one must first apply for an SBA Loan.] Physical Disaster Loans Low interest loans made available to homeowners and renters impacted by disasters (up to $200k to repair/replace a primary residence, and up to $40k to repair/replace cars and other forms of personal property), or to businesses impacted by disasters (up to $2 million to repair/replace damaged real estate, inventory, equipment, etc ) Economic Injury Loans Low interest loans made available to businesses impacted by disasters (up to $2 million to meet necessary financial obligations) 9
What if No Federal Declaration? Even if a federal IA or PA declaration is not granted, it is still possible to get a federal SBA declaration. In fact, this is typically what happens. This year (2015), Florida was denied an IA declaration that was requested due to flooding in the West Central Florida area. We were able to obtain an SBA declaration that made low interest loans available throughout a 3 county area Additionally, some SHIP Disaster Recovery funding was made available to survivors, which will be the next discussion topic Questions? Evan Rosenberg Bureau Chief of Recovery evan.rosenberg@em.myflorida.com (850) 487 2293 10
Poll of Participants Do any of the SHIP staff in your office have experience providing SHIP Disaster Assistance? Example of SHIP Disaster Recovery: Red Tide in Franklin County $350,000 for rent, mortgage, and utility payments 288 oysterman/families assisted 11
Example of SHIP Disaster Recovery: Hurricanes in Hardee County 2004 Hurricane season: 3 hurricanes in 6 weeks First: Hurricane Charley s 150 mph winds. Next: Hurricanes Frances & Jeanne s rain damage Hardee County s SHIP Response SHIP provided the quickest response SHIP used for: Rehabilitating storm damaged homes Home Replacement 12
Hardee County Replacement Housing Assistance Hardee County Additional SHIP Response SHIP also used for: Rapid reentry into rental housing: utility and security deposits First time homeownership assistance 13
Hardee Housing Funding Overview State Allocations SHIP Regular $ 350,000 SHIP Disaster $ 643,000 Hurricane Housing Recovery Program HHRP $7,899,060 Total $8,892,060 Federal Allocations CDBG Housing $ 750,000 CDBG Disaster $ 453,422 HOME Again $ 500,000 Total $1,703,422 Grand Total: $10,595,482 Example of SHIP Disaster Recovery: 2015 Floods in Pasco County Department is in charge of post disaster housing Includes permanent, temporary and replacement 14
$1.5 Million in Disaster Funding Where is the Need Relocation, temporary and permanent Repairs Flooding Rain Replacement and Elevation Thank you for joining us Please e mail your questions or ideas for future lunch and learns, webinars, clinics and workshops to: Chaney@flhousing.org 15