Investment Manager : LIC NOMURA Mutual Fund Asset Management Company Limited th 4 Floor, Industrial Assurance Building, Opp. Churchgate Station, Mumbai - 400 020 Tel.: 022-2285 1661 Fax: 022-2288 0633 E-mail: corp.office@licnomuramf.com, Website: www.licnomuramf.com An Open Ended Equity An Open Ended Equity An Open Ended Equity An Open Ended Equity : www.licnomuramf.com accuracy or adequacy of thim KIM.
AHMEDABAD: Jeevan Sadan, 3rd Flr, LIC Bldg, Opp. Capital Commercial Center, AHMEDABAD - 380006; 079-26588301 / 65431989/ 9375090006 / 9924403147 / 9328638838 / 9998559460 BANGALORE: No.4, Canara Mutual Building (Opp. Cash Pharmacy), 2nd Floor, Residency Road, BANGALORE-560025; 080-22210180 / 22118478/ 9845172957 / 9972092957 / 9986500721 / 9880058223 BHUBANESHWAR: OCHC Building, Ground Floor, 24-Janpath, Unit-3, BHUBANESHWAR-751001; 0674-2390694 / 9438132162 CHENNAI: 15, Anna Salai, Next to V.G.P. Bldg., CHENNAI - 600002; 044-28411984 / 28555883/ 9382315850 / 9940286305 / 9500038285 / 8754479990 / 9500038285 DEHRADUN: 110, Tagore Villa, Chakrata Road, DEHRADUN - 248 001; 0135-2650749/ 9412039057 / 9410702598 / 9208402495 / 9897056231 ERNAKULAM: 11th Floor, Jeevan Prakash, M.G. Road, Ernakulam, KOCHI - 682011; 0484-2367643/ 9895036554 / 9745612888 / 9946710555 / 9388755722 / 9447742733 GOA: T 9/10, 3rd floor, Alfran Plaza, Opp. Don Bosco High School, M. G. Road, Panaji, GOA-403001; 0832-2420561/ 8055538358 / 9890711551 / 9370643076 GURGAON: Office No. 202, 1st Floor, AKD Tower, Near HUDA Office, Sector 14, Gurgaon - 122007; 0124-2220592/ 9811464244 / 9654228220 / 9555542768 GUWAHATI: C/o LIC of India, Jeevan Deep Building, M. L. Nehru Road, Panbazar, GUWAHATI -781 001; 0361-2735323/ 9435040478 / 9435070961 / 9435105186 HUBLI: 2nd Floor, LIC Bldg., Beside HPO, Lamington Road, Hubli - 580020; 0836-4260523 / 4262092/ 9035484001 / 9845205168 HYDERABAD: House No. 5-9-57, 4th Floor, Jeevan Jyoti Building, Basheerbagh, HYDERABAD - 500029; 040-23244445 / 23210572/ 9392471583 / 9000444850 / 9000550850 INDORE: U.V. House, 1st Floor, Snehil 9/1-A South Tukoganj, INDORE - 452001; 0731-2520262 / 4069162/ 9589050250 / 9425870126 / 9981511435 JAIPUR: 327 - A, 3rd floor, Ganpati Plaza, M. I. Road, JAIPUR - 1; 0141-5112620/ 9460873120 / 9829098323 / 9929095005 KANPUR: Jeevan Vikas, Ground Floor, 16/98, M.G. Road, KANPUR - 208001; 0512-2360240 / 3244949/ 7275430214 / 9451448305 / 9984006600 / 9838038440 / 9389052340 / 9889085736 KOLKATA: Ground Floor, Hindustan Building Annexe, 4, Chittaranjan Avenue, KOLKATA - 700072; 033-22129455 / 65290605 9432128113 / 9830689965 / 9432391810 / 9051068127 / 9474424374 / 9339531895 / 9330662779 LUCKNOW: 7th Floor, Jeevan Bhavan 2, Naval Kishore Road, Hazrat Ganj, Lucknow - 226 001; 0522-2231186 / 4045203/ 9415060134 / 9453016072 / 9415482270 / 9559431860 LUDHIANA: Rm No. 102-103, 1st Fl, S.C.O. 18, Opp. Stock Exch., Feroze Gandhi Mkt, Ludhiana-141 001; 0161-2405805 / 2405806 / 9814703558 / 9915099333 MADURAI: 2nd Floor, LIC Bldg., Door No. 3, West Marret Street, Madurai - 625 001; 0452-2345700/ 9442109039 / 9840626085 MANGALORE: No. 6, Gr. Floor, Popular Building, K S Rao Road, Managalore - 575 001; 0824-2411482; 9845190466 / 9980950466 / 9845758228 MUMBAI - I: Gr. Floor, Industrial Assurance Bldg., Opp. Churchgate Station, MUMBAI - 400020; 022-22885971 / 22817162 / 63/ 9324543832 / 9320762764 / 9769028905 / 9820137844 / 9930957772 / 9892550455 / 9820469996 MUMBAI - II: 103, First Floor, A Wing, BSEL Tech Park, Opp. Vashi Railway Station, Navi Mumbai - 400 703; 022-2781 2522/ 9820002994 / 9702882224 / 9371617717 / 9595977222 / 9930476555 NAGPUR: Jeevan Seva Bldg., Mount Road, Sadar, Nagpur - 440 001; 0712-2542497 / 9422113800 / 9975724030 / 9422728151 NASHIK: Shop No.2, Ground Floor, Rajvee Enclave, New Pandit Colony, NASHIK - 422002; 0253-2579507 / 9922996155 / 9823366379 / 9595075700 NEW DELHI: 7th Floor, Jeevan Prakash, 25 K.G. Marg, NEW DELHI - 110001; 011-23359190/23314396 / 9716481681 / 9818610867 / 9818630124 / 9818191263 / 9871814850 / 9999340088 / 9971672830 PATNA: Ground floor, Jeevan Jyothi Bldg. Exhibition Road, PATNA - 800001; 0612-2501157/6452757 / 9431447848 / 9431023274 / 9472082999 PUNE: C/o LIC of India, Pune D.O.-I,6/7, Shivaji Nagar,University Road, Pune - 411 0050; 20-25537301 / 9822474487 / 9325523480 / 9767868611 RAIPUR: SF-22-23, Millennium Plaza, Near Indian Coffee House, G.E. Road, RAIPUR - 492001 C.G; 0771-2236780/4051137/ 9329731077 / 9329100009 / 9407646661 RANCHI: Narsaria Tower, 2nd Floor, Opp. Lalpur Police Station, Post Lalpur, RANCHI -834001; 0651-2206372 / 9470524099 / 9835197681 / 9835708803 AGRA : 9927888854 AHMEDNAGAR : 9422238925 AJMER : 9829077674 ALAPUZHA : 9447367160 ALLAHABAD : 9918971258 AMRAVATI : 9372941955 AMRITSAR : 9814299747 AURANGABAD : 9923797207 BANKURA : 9378330300 BEHRAMPORE : 9861546580 BELGAUM : 9916140315 BELLARY : 9916013299 BILASPUR : 9302606248 BHAGALPUR : 9431609765 BHILAI : 9303808855 BHILWARA : 9829287273 BHOPAL : 9302441980 BHUJ : 9377713665 BIKANER : 9829791132 BOKARO : 9955189443 BURDWAN : 9831712244 CALICUT : 9349739890 CHANDIGARH : 9316065681 CHANDRAPUR : 9372941955 COIMBATORE : 9500998949 / 9524562737 DALTONGANJ : 9162780200 DAVANGERE : 9900026952 DEOGHAR : 9430155378 DHANBAD : 9835334495 GAYA : 9470854005 GORAKHPUR : 9336833448 GULBARGA : 9900144196 GWALIOR : 9406586454 HALDWANI : 9839976747 HASSAN : 9986125091 JABALPUR : 9407606313 JAGDALPUR : 9303354452 JALGAON : 9422211343 JAMMU : 9419213201 JAMSHEDPUR : 9234620669 JALPAIGURI : 9800577663 JHANSI : 9760016559 JODHPUR : 9829947974 KARIMNAGAR : 9000444853 KARWAR : 9845190466 KHARAGPUR : 9832010008 KOLHAPUR : 9822851948 KOTA : 9829905879 KOTTAYAM : 9656010033 MADGAON : 9673682722 MADIKERI : 9901595891 MALDA : 9836237434 MANDI : 9817232224 MEERUT : 9319267811 MEHSANA : 9979533536 MORADABAD : 9454993170 MYSORE : 9986117183 MUZAFFARPUR : 9431813155 NANDED : 9822203503 NELLORE : 9000444854 NOIDA : 9891736008 PANIPAT : 9996006023 PONDHICHERRY : 7708007363 RAICHUR : 7829913696 RAJAHMUNDRY : 9000171857 RAJKOT : 9898733233 S AHARANPUR : 9896455020 SALEM : 9944744424 SAMBALPUR : 9937040031 SATARA : 9423192029 SATNA : 9300757593 SHAHDOL : 9303822916 SHILLONG : 9435787838 SHIMLA : 9318960005 SHIMOGA : 9902007686 SURAT : 9978862626 / 9925027406 SILIGURI : 9883096767 THANE : 9320180806 THRISSUR : 9388110220 TIRUNELVELI : 9655505105 TRICHY : 9842524130 TRIVANDRUM : 9388088066 UDAIPUR : 9784011432 UDUPI : 9611111028 VADODARA : 9327494916 VAPI : 9377566652 VARANASI : 9336501004 VISHAKHAPATNAM : 9000444851 VIJAYWADA : 9000444856 WARANGAL : 9000171858 AGARTALA: 0381-2317519 AGRA: 0562-4000601 AHMEDABAD: 079-26402967 / 079-26407541 AJMER: 0145-2628055 / 0145-2628065 ALLAHABAD: 0532-3240012 ALLEPPY: 0477-3294001 ALWAR: 0144-3291200/300/ 400 AMARAVATHI: 0721-3291081 / 2565617 AMRITSAR: 0183-5053804 / 0183-5053802 AURANGABAD: 0240-6603505 BALASORE: 06782-260503 BANGALORE: 080-32008452 BANKURA: 03242-255964 BAREILLY: 0581-3200414 / 0581-2476809 / EXT: 32 BARODA: 0265-6640870 / 0265-6640871 BELGAUM: NA BELLARY: 08392-254750 BHAGALPUR: 0641-3200584 BHATINDA: 0164 5006725 BHILAI: 0788-2295329 / 32 BHILWARA: 01482-246362 / 64/ 512586 /87 BHOPAL: 0755-4092706 BHUBANESWAR: 0674-6534585 / 0674-2360334, 2360335 BIKANER: 0151-2200014 / 15 BILASPUR: 07752-406701 / 406764 / 07752-236466 / 221931 / 07752-322186 BOKARO: 06542-233331/32/30 BURDWAN: 0342-2550219 CALICUT: 0495-4022480 CHANDIGARH: 0172-4342618 CHENNAI: 044-42028513 / 044-28587772 COCHIN: 0484-4010224 / 0484-4027672/0484-4010273 COIMBATORE: 0422-4384770 / 0422-4353216 CUTTACK: 0671-2513906 DEHRADUN: 0135-3205130 / 0135-2754334 DHANBAD: 0326-6452027 / 0326-6452026 UTI ERODE: 0424-4021212 GANDHIDHAM: 0283-6228630 GAYA: 0631-2220071 GORAKHPUR: 0551-3200444 / 0551-3246793 /0551-2346519 GULBARGA: 08472-310040 GURGAON: 0124-3210019 / 4297214 / 215 / 0124-4083854 / 0124-4086914 GUWAHATI: 0361-2203324 GWALIOR: 0751-4042435 HALDWANI: 05946-313464 HASSAN: NA HUBLI: 0836-2232443 HYDERABAD: 040-23312454/44677075/7076/7077 INDORE: 0731-4266828 JABALPUR: 0761-3204376 JAIPUR: 0141-2379761 JALANDHAR: 0181-4634410 /9876279282 JALGAON: 0257-2226761 / EXT: 133 / 9665066523 /9665066522 JALPAIGURI: 03561-224207 /03561-225351 / 03561-222136 JAMMU: 9205044668 / 9906296948 JAMNAGAR: 0288-2556260 / 0288-2556420 JAMSHEDPUR: 0657-2487045 / 0657-2487020 JHANSI: 0510-2333685 JODHPUR: 0291-2638479 / 0291-5103046 KANPUR: 0512-3211008 / 0512-3246390 / 0512-3211008 KHARAGPUR: 03222-242512 / 03222 253380 KOLHAPUR: 0231-2653656 KOLKATA: 033-39518643 / 033-2463-5432 KOLLAM: 0474-2747055 KOTA: 0744 5100962 KOTTAYAM: 0481-2300868 KORBA: 07759-320039 / 246657 / 07759-245354, 246657 / 07759-320039 LUCKNOW: 0522-3213115 LUDHIANA: 0161-4648747 MALDA: 03512-223190 / 03512-223193 / 03512-223763 MADURAI: NA MANGALORE: 0824-2496289 MARGOA: 0832-2734656 MEERUT: 0121-4033727 MORADABAD: 0591-3201272 MUMBAI: 022-66235353 MUZAFFARPUR: 0621-2241733 MYSORE: 0821-2438006 NAGPUR: 0712-6619382 / 0712-6610513 NANDED: 02462-237885 / 9890713616 NASIK: 0253-6611395 NEW DELHI: 011-43681700 NOIDA: 0120-3100214 PALGHAT: NA PANIPAT: 0180-3200136 / 0180-3296960 / 9728150407 PANJIM: NA PATIALA: 0175-5004349 PATNA: 0612-6453098 PONDICHERRY: 0413-4210640 PUNE: 020-25533795 / 020-25532783 /020-25533592 RAIPUR: 0771-6450194 / 0771-4039320 RAJKOT: 9601288416 RANCHI: 0651-2331320 RATLAM: 07412-402007 ROURKELA: 0661-2510770 WORKING SALEM: 0427-4020300 / 0427-4020300 SAMBALPUR: 0663-2522105 / 0663-3291038 SATNA: 07672-313008 / 07672-503791 SHILLONG: 0364-2506106 SHIMLA: 0177-3206519 / 0177-2624453 SHIMOGA: 08182-322577 SILIGURI: 0353-2522579 SOLAPUR: 0217-2300021 / 0217-6451889 SURAT: NA THODUPUZHA: 0486-2211209 TIRUNELVELI: NA TRICHUR: 0487-3246231 TRICHY: 0431-4020227 - 226 TRIVANDRUM: 0471-2725728 UDAIPUR: 0294-2429370 VALSAD: 02632-258481 VARANASI: 0542-3208198 / 0542-2223814 / 0542-2225365 / 0542-2221489 VELLORE: NA VIJAYAWADA: 0866 2475126 VISAKHAPATNAM: 0891-2714125 / 2734244 WARANGAL: 0870-2501664 MANDI: 01905-225622 LIC Nomura Mutual Fund Karvy Plaza, House No. 8-2-596 Avenue 4, Street No. 1, Banjara Hills, Hyderabad - 500 034 Tel. 040-4467 7131-40 Fax : 040-2338 8705 Email : service_licmf@karvy.com Web. : www.karvycomputershare.com / www.karvymfs.com
1. LIC NOMURA BOND FUND (An Open Ended Debt ) 2. LIC NOMURA G-Sec Fund (An Open Ended Gilt ) Investment Objective The primary investment objective of the scheme is to generate an attractive returns for its investors by investing in a portfolio of quality Debt Securities and Money Market Instruments. The primary investment objective of the scheme is to generate credit risk free and reasonable returns for its investors through investments in sovereign securities issued by the Central and/or State Government and/or any security unconditionally guaranteed by the Central/State Government for repayment of Principal and Interest and/or Reverse Repos in such securities as and when permitted by RBI Asset Allocation Pattern of the Debt* Normal Allocation (% of Net Assets) 60-100% G-Sec Normal Allocation (% of Net Assets) Upto 100% Money Market Instruments 0-40% Debt* / Money Market Instruments Upto 40% and Option Minimum Application Amount / Number of Units *Debt includes Securitised Debt & Government Securities The above pattern will be indicative and Fund Manager may change the same from time to time, keeping in view market conditions, market opportunities, applicable regulations and political and economic factors. It must be clearly understood that the percentages stated above are only indicative and not absolute. These proportions can vary substantially depending upon the perception of the Investment Manager; the intention being at all times to seek to protect the interest of unitholders. Such changes in the investment pattern will be for defensive consideration only Investment in Derivative Instruments shall be made to protect the interest of the investors and the total exposure in the derivative will be in accordance with SEBI () Regulations Nil 1. Payout & Reinvestment Option Fresh Additional 5000/- and thereafter in multiples of 1/- 500/- 500/- *Debt includes Securitised Debt and the total exposure in the derivative will be in accordance with SEBI () Regulations Regular PF 1. Payout & Reinvestment Option Fresh Additional 10000/- and thereafter in multiples of 1/- 1000/- 1000/- Growth 5000/- and thereafter in multiples of 1/- 500/- 500/- Growth 10000/- and thereafter in multiples of 1/- 1000/- 1000/- Index Fund Manager Performance of the as on 31/03/2011 CRISIL Composite Bond Index Mr. A.R Nayak Last 1 Year 5.45 5.06 I-Sec Composite Gilt Mr. A.R.Nayak Last 1 Year 3.45 6.44 7.77 5.94 4.26 7.84 7.51 5.94 4.63 7.65 Since Inception 8.70 5.82 Since Inception 7.51 4.66 LIC Nomura Bond Fund Return (%) Return (%) Expenses of the (i) Load Structure fund schemes launched on and after August 1, 2009 and Systematic Investment s Exit Load: 1% if exit within 1 year from the date of allotment of units fund schemes launched on and after August 1, 2009 and Systematic Investment s Exit Load: 1% if exit within 1 year from the date of allotment of units (ii) Recurring Expenses 1.50% 1.50% Daily NAV Publication Actual Expense for the previous Financial Year: 1.34 NAV can also be viewed on www.licnomuramf.com and www.amfiindia.com. Investors may also contact Investor Service Centers of LIC Nomura Mutual Fund. Actual Expense for the previous Financial Year: 1.06 NAV can also be viewed on www.licnomuramf.com and www.amfiindia.com. Investors may also contact Investor Service Centers of LIC Nomura Mutual Fund. Risk Profile read the SID carefully for details on risk factors before investment. specific Risk Factors are summarized on page no. 14 read the SID carefully for details on risk factors before investment. specific Risk Factors are summarized on page no. 15 3
3. LIC NOMURA Children's Fund ( An Open Ended Debt for Children) 4. LIC NOMURA Liquid Fund (An Open Ended Liquid ) Investment Objective The investment objective of the scheme is to provide long term growth of capital through a judicious mix of investments in quality Debt Securities and Equities with relatively low levels of risk. The investment objective of the scheme is to generate reasonable returns with low risk and high liquidity through judicious mix of investment in Money Market Instruments and quality Debt Instruments. Asset Allocation Pattern of the Debt*/Money Market Instruments Normal Allocation (% of Net Assets) Upto 100% Money Market Instruments Normal Allocation (% of net assets) 60-100% Equity Upto 70% Debt 0-40% *Debt includes Securitised Debt & Government Securities and the total exposure in the derivative will be in accordance with SEBI () Regulations Note: Debt includes Securitised Debt & Government Securities and the total exposure in the derivative will be in accordance with SEBI () Regulations and Option Nil 1. Growth Nil 1. Payout & Reinvestment Minimum Application Amount / Number of Units Option Fresh Additional Option Fresh Additional 25000/- and thereafter in multiples of 1/- 500/- 500/- Growth 5000/- and thereafter in multiples of 1/- 500/- 500/- Growth 25000/- and thereafter in multiples of 1/- 500/- 500/- Index Fund Manager Performance of the as on 31/03/2011 CRISIL Balanced Fund Index Mr. S. Ramasamy Last 1 Year 0.98 8.82 CRISIL Liquid Fund Index Mr. A.R. Nayak Last 1 Year 6.35 6.20-7.59 7.95 6.81 6.21-5.31 10.48 7.21 6.51 Since Inception 0.55 15.20 Since Inception 6.66 5.77 LIC Nomura Children's Fund LIC Nomura Liquid Fund 20.00 15.00 10.00 5.00 0.00-5.00-10.00 Last 1 Year Last 5 Year Last 3 Year Since Inception Expenses of the (i) Load Structure fund schemes launched on and after August 1, 2009 and Systematic Investment s Exit Load: 1% if exit within 1 year from the date of allotment of units fund schemes launched on and after August 1, 2009 and Systematic Investment s Exit Load: Nil (ii) Recurring Expenses 1.50% 1.50% Daily NAV Publication Risk Profile Actual expenses for the previous Financial Year: NAV can also be viewed on www.licnomuramf.com and www.amfiindia.com. Investors may also contact Investor Service Centers of LIC Nomura Mutual Fund read the SID carefully for details on risk factors before investment. specific Risk Factors are summarized on page no. 15 Actual expenses for the previous Financial Year: 0.43% The NAV will be declared on all Days. The NAV of week days will be published in 2 Newspapers. NAV can also be viewed on www.licnomuramf.com and www.amfiindia.com. Investors may also contact Investor Service Centers of LIC Nomura Mutual Fund. read the SID carefully for details on risk factors before investment. specific Risk Factors are summarized on page no. 14 4
5. LIC NOMURA Savings Plus Fund (An Open Ended Debt ) 6. LIC NOMURA Floating Rate Fund Short Term (An Open Ended Income ) Investment Objective The investment objective of the scheme is to generate income by investing in a quality short term debt securities. There can be no assurance that the investment objective of the scheme will be realized. The investment objective of the scheme is to generate consistent return by investing mainly in floating rate instruments/fixed rate instruments swapped for floating rate return so as to minimize the interest rate risk for the investors. Asset Allocation Pattern of the and Option Minimum Application Amount / Number of Units Index: Fund Manager Performance of the as on 31/03/2011 Debt*/Money Market Instruments Upto 100% *Debt includes Securitised Debt & Government Securities Nil CRISIL Liquid Fund Index Mr. A.R. Nayak Normal Allocation (% of Net Assets) and the total exposure in the derivative will be in accordance with SEBI () Regulations Last 1 Year 6.19 6.20 1. Payout & Reinvestment Option Fresh Additional 5000/- and thereafter in multiples of 1/- Growth 5000/- and thereafter in multiples of 1/- 500/- 6.52 6.21 6.55 6.51 Since Inception 5.80 5.77 500/- 500/- 500/- Normal Allocation (% of net assets) Floating Rate or Fixed Rate Instruments 65 100% swapped for Floating Rate Debt Fixed Rate Debt or Money Market Instruments 0 35% such as Corporate Bonds, Gilt, CP, CD, Call Money Market or any other instruments as permitted by SEBI from time to time. Securitised Debt excluding foreign Securitiesd Debt 0 35% Note: Debt includes Securitised Debt and the total exposure in the derivative will be in accordance with SEBI () Regulations Nil CRISIL Liquid Fund Index Mr. A.R. Nayak Last 1 Year 5.87 6.20 1. Payout & Reinvestment Option Fresh Additional Growth 7.05 6.21 7.55 6.51 Since Inception 6.91 5.77 5000/- and thereafter in multiples of 1/- 500/- 500/- 5000/- and thereafter in multiples of 1/- 500/- 500/- LIC Nomura Savings Plus Fund LIC Nomura Floating Rate Fund Expenses of the (i) Load Structure (ii) Recurring Expenses Daily NAV Publication fund schemes launched on and after August 1, 2009 and Systematic Investment s Exit Load: Nil Actual expenses for the previous Financial Year: 0.68% 1.50% NAV can also be viewed on www.licnomuramf.com and www.amfiindia.com. Investors may also contact Investor Service Centers of LIC Nomura Mutual Fund. fund schemes launched on and after August 1, 2009 and Systematic Investment s Exit Load: Nil Actual expenses for the previous Financial Year: 0.64% 1.50% NAV can also be viewed on www.licnomuramf.com and www.amfiindia.com. Investors may also contact Investor Service Centers of LIC Nomura Mutual Fund. Risk Profile read the SID carefully for details on risk factors before investment. specific Risk Factors are summarized on page no. 14 5 read the SID carefully for details on risk factors before investment. specific Risk Factors are summarized on page no. 14
7. LIC NOMURA Monthly Income (An Open Ended Income ) 8. LIC NOMURA Equity Fund (An Open Ended Growth ) Investment Objective The investment objective of the is to generate regular income by investing mainly in quality debt and money market instruments. It also seeks to generate Capital appreciation in a long term by investing in equity / equity related instruments. The main investment objective of the scheme is to provide capital growth by investing mainly in equities. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. Asset Allocation Pattern of the Debt / Money Market Instruments Upto 100% Normal Allocation (% of Net Assets) Equity Normal Allocation (% of net assets) Upto 100% Equity Upto 15% Debt / Money Market Upto 20% and Option Minimum Application Amount / Number of Units Index Fund Manager Performance of the as on 31/03/2011 Note: Debt includes Securitised Debt The above Patter will be indicative and Fund Manager may change the same from time to time, keeping in view market conditions, market opportunities, applicable regulations and political and economic factors. It must be clearly understood that the percentages stated above are only indicative and not absolute. These proportions can vary substantially depending upon the perception of the Investment Manager; the intention being at all times to seek to protect the interest of unitholders. Such changes in the investment pattern will be for defensive consideration only and the total exposure in the derivative will be in accordance with SEBI () Regulations Nil CRISIL MIP Fund Index Mrs Bichitra Mahapatra Last 1 Year 3.73 6.05 1. Payout & Reinvestment Monthly, Quarterly & Yearly Option Fresh Additional Monthly 5000/- and thereafter in multiples of 1/- 500/- Quarterly 5000/- and thereafter in multiples of 1/- Yearly 5000/- and thereafter in multiples of 1/- 6.32 6.78 7.26 7.38 Since Inception 9.62 8.34 LIC Nomura Monthly Income 500/- 500/- Growth 5000/- and thereafter in multiples of 1/- 500/- 500/- 500/- 500/- 500/- Note: Debt includes Securitised Debt and the total exposure in the derivative will be in accordance with SEBI () Regulations Nil BSE Sensex Mr. S Ramasamy Last 1 Year 9.25 10.94 1. Payout & Reinvestment Option Fresh Additional Growth 6.62 7.52 6.51 11.50 Since Inception 9.74 17.39 2000/- and thereafter in multiples of 1/- 200/- 500/- 2000/- and thereafter in multiples of 1/- LIC Nomura Equity Fund 200/- 500/- Expenses of the (i) Load Structure (ii) Recurring Expenses Daily NAV Publication Risk Profile fund schemes launched on and after August 1, 2009 and Systematic Investment s Exit Load: 1% if exit within 1 year from the date of allotment of units Actual expenses for the previous Financial Year: 1.52% 1.50% NAV can also be viewed on www.licnomuramf.com and www.amfiindia.com. Investors may also contact Investor Service Centers of LIC Nomura Mutual Fund. read the SID carefully for details on risk factors before investment. specific Risk Factors are summarized on page no. 15 6 fund schemes launched on and after August 1, 2009 and Systematic Investment s Exit Load: 1% if exit within 1 year from the date of allotment of units Actual Expenses for the previous Financial Year: 1.54% 2.50% NAV can also be viewed on www.licnomuramutual.com and www.amfiindia.com. Investors may also contact Investor Service Centers of LIC Nomura Mutual Fund. read the SID carefully for details on risk factors before investment. specific Risk Factors are summarized on page no. 15
9. LIC NOMURA Growth Fund (An Open Ended Growth ) 10. LIC NOMURA Floater MIP (An Open Ended Income ) Investment Objective Asset Allocation Pattern of the and Option Minimum Application Amount / Number of Units Index Fund Manager Performance of the as on 31/03/2011 The main investment objective of the scheme is to provide capital growth by investing mainly in equities and also in debt and other permitted instruments of capital and money markets. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. Equity Upto 100% Debt / Money Market Upto 20% Note: Debt includes securitised debt Nil BSE Sensex Mr. S Ramasamy Normal Allocation (% of Net Assets) and the total exposure in the derivative will be in accordance with SEBI () Regulations Last 1 Year 9.23 10.94 1. Option Fresh Additional Growth 9.14 7.52 4.90 11.50 Since Inception 9.27 17.39 2000/- and thereafter in multiples of 1/- 200/- 200/- 2000/- and thereafter in multiples 1/- LIC NOMURA Growth Fund 200/- 200/- The investment objective of the scheme is to generate regular income by investing mainly in floating rate instruments / fixed rate instruments swapped for floating rate return so as to minimize the interest rate risk and at the same time aiming at generating capital appreciation in a long term by investing in Equity / Equity related instruments. Normal Allocation (% of net assets) Floating Rate or Fixed Rate Instruments swapped for Floating Rate Debt or Money Market Instruments such as Corporate Bonds, 65-100% Gilt, CP. CD, Call Money or at other instruments as permitted by SEBI from time to time Fixed Rate Debt or Money Market Instruments such as Corporate Bonds, Gilt, CP, CD, Call Money Market or any other instruments as permitted by SEBI from time to time Equity and Equity Related Instruments Note: Debt includes Securitised Debt Nil CRISIL MIP Fund Index Mrs Bichitra Mahapatra Last 1 Year 6.43 6.05 0-35% 0-20% and the total exposure in the derivative will be in accordance with SEBI () Regulations 1. Payout & Reinvestment Monthly, Quarterly & Yearly Growth Option Fresh Additional Monthly 5000/- and thereafter in multiples of 1/- Quarterly 5000/- and thereafter in multiples of 1/- Yearly 5000/- and thereafter in multiples of 1/- 7.96 6.78 8.83 7.38 Since Inception 9.83 8.34 LIC NOMURA Floater MIP 500/- 500/- 500/- Growth 5000/- and thereafter in multiples of 1/- 500/- 500/- 500/- 500/- 500/- Expenses of the (i) Load Structure (ii) Recurring Expenses Daily NAV Publication Risk Profile fund schemes launched on and after August 1, 2009 and Systematic Investment s Exit Load: 1% if exit within 1 year from the date of allotment of units Actual expenses for the previous Financial Year: 1.78% 2.50% NAV can also be viewed on www.licnomuramf.com and www.amfiindia.com. Investors may also contact Investor Service Centers of LIC Nomura Mutual Fund. read the SID carefully for details on risk factors before investment. specific Risk Factors are summarized on page no. 15 7 fund schemes launched on and after August 1, 2009 and Systematic Investment s Exit Load: 1% if exit within 1 year from the date of allotment of units Actual expenses for the previous Financial Year: 1.14% 1.50% NAV can also be viewed on www.licnomuramf.com and www.amfiindia.com. Investors may also contact Investor Service Centers of LIC Nomura Mutual Fund. read the SID carefully for details on risk factors before investment. specific Risk Factors are summarized on page no. 15
11. LIC NOMURA Balanced Fund (An Open Ended Balanced Fund) 12. LIC NOMURA Tax (An Open Ended Equity Linked Savings (ELSS)) Investment Objective The investment objective of the scheme is to provide regular returns and capital appreciation according to the selection of plan by investing in debt and equity instruments. The investment objective of the scheme is to provide capital growth along with tax rebate u/s 80C to our investors through prudent investments in the stock markets. Asset Allocation Pattern of the Equity / Equity Related Instruments 65-80% Debt* / Money Market Instruments 20-35% *Debt includes securitised debt & government securities Normal Allocation (% of Net Assets) and the total exposure in the derivative will be in accordance with SEBI () Regulations Equity Debt* / Money Market Instruments Normal Allocation (% of net assets) Upto 100% Upto 20% *Debt includes Securitised Debt & Government Securities and the total exposure in the derivative will be in accordance with SEBI () Regulations and Option Minimum Application Amount / Number of Units Nil 1. Payout and Reinvestment Option Fresh Additional 1000/- and thereafter in multiples of 1/- 500/- / 1000/- for individual investors/ institutional investors 500/- / 1000/- for individual investors / institutional investors Nil 1. Payout and Reinvestment Option Fresh Additional 500/- and thereafter in multiples of 1/- 100/- 100/- Index Fund Manager Performance of the as on 31/03/2011 Growth CRISIL Balanced Fund Index Mrs Bichitra Mahapatra Last 1 Year 2.23 8.82 1000/- and thereafter in multiples of 1/- 3.02 7.95 5.26 10.48 Since Inception 7.37 15.20 LIC NOMURA Balanced Fund 500/- / 1000/- for individual investors / institutional investors 500/- / 1000/- for individual investors / institutional investors Growth BSE Sensex Mr. S Ramasamy Last 1 Year 10.17 10.94 500/- and thereafter in multiples of 1/- 4.14 7.52 3.72 11.50 Since Inception 8.58 17.39 LIC NOMURA Tax 100/- 100/- Expenses of the (i) Load Structure (ii) Recurring Expenses Daily NAV Publication Risk Profile fund schemes launched on and after August 1, 2009 and Systematic Investment s Exit Load: 1% if exit within 1 year from the date of allotment of units First 100 crores of average weekly net assets Next 300 crores of average weekly net assets Next 300 crores of average weekly net assets Actual Expense for the previous Financial Year: 1.86% 1.50% NAV can also be viewed on www.licnomuramf.com and www.amfiindia.com. Investors may also contact Investor Service Centers of LIC Nomura Mutual Fund. read the SID carefully for details on risk factors before investment. specific Risk Factors are summarized on page no. 15 & 16 8 fund schemes launched on and after August 1, 2009 and Systematic Investment s Exit Load: Nil Actual expenses for the previous Financial Year: 2.06% 2.50% NAV can also be viewed on www.licnomuramf.com and www.amfiindia.com. Investors may also contact Investor Service Centers of LIC Nomura Mutual Fund. read the SID carefully for details on risk factors before investment. specific Risk Factors are summarized on page no. 15
Investment Objective Asset Allocation Pattern of the and Option Minimum Application Amount / Number of Units: Index Fund Manager Performance of the as on 31/03/2011 Expenses of the (i) Load Structure (ii) Recurring Expenses Daily NAV Publication Risk Profile 13. LIC NOMURA Unit Linked Insurance (An Open Ended Insurance Linked Tax Savings ) The scheme seeks to generate long term capital appreciation and offer tax benefits u/s 80C of the Income Tax Act, 1961 as well as additional benefits of life cover and free accident insurance cover. Normal Allocation (% of Net Assets) Equity / Equity Related Instruments 65-80% Debt* / Money Market Instruments 20-35% *Debt includes Securitized Debt & Government Securities and the total exposure in the derivative will be in accordance with SEBI () Regulations Single Contribution 5 Year Term Single Contribution 10 year Term Regular Contribution (Uniform Cover) 10 Year Term Regular Contribution (Uniform Cover) 15 Year Term Regular Contribution (Reducing Cover) 10 Year Term Regular Contribution (Reducing Cover) 15 Year Term Single Contribution 5 Year Term Single Contribution 10 Year Term Regular Contribution Uniform Cover 10 Year Term Regular Contribution Reducing Cover 10 Year Term Regular Contribution Uniform Cover 15 Year Term Regular Contribution Reducing Cover 15 Year Term CRISIL Balanced Fund Index Mrs Bichitra Mahapatra Last 1 Year 5.33 8.82 Target Amount 1.87 7.95 5.35 10.48 Since Inception 11.31 15.20 LIC Nomura ULIS Reinvestment Additional fund schemes launched on and after August 1, 2009 and Systematic Investment s Exit Load: Nil Actual expenses for the previous Financial Year: 1.78% 10000/- 10000/- 10000/- 10000/- 15000/- 15000/- 1.50% NAV can also be viewed on www.licnomuramf.com and www.amfiindia.com. Investors may also contact Investor Service Centers of LIC Nomura Mutual Fund. read the SID carefully for details on risk factors before investment. specific Risk Factors are summarized on page no. 15 NA NA NA NA NA NA NA NA NA NA NA NA WORKING OF THE SCHEME: Under the scheme the investor has a choice to participate under Regular Contribution or Single Contribution for an aggregate amount called Target Amount The scheme offers two options for the insurance cover viz. Uniform Cover & Reducing Cover. Under the Uniform Cover the life insurance cover remains same throughout the term and under the Reducing Cover, the life insurance cover reduces during the duration of the term. REGULAR CONTRIBUTION PLAN Under this plan investor can choose either a 10-year term or 15 year term of investment. The investor needs to invest a uniform amount every year i.e. 1/10th of target amount under 10-year term and 1/15th of target amount under 15 year term. All contributions are payable on a yearly basis. However, for the convenience of the investors following options are given. The investor has a choice of making this investment either once in a year i.e. on a yearly basis or twice a year i.e. on a half-yearly basis or on a monthly basis as per his/her convenience. The minimum target amount is 1) 10,000/- under 10 year term 2) 15,000/- under 15 year term 3) 12,000/- under monthly SIP 10 year term 4) 18,000/- under monthly SIP 15 year term Under the Regular Contribution, the target amount should be in multiples of 1000/-/ 1500/- for 10/15 year respectively and minimum installment amount should be 100/- in monthly option. Maximum Target Amount: 15,00,000/- Subsequent / Renewal Contribution After joining the scheme subsequent / renewal contributions can be paid either on a yearly basis or half-yearly basis or monthly basis depending upon the mode chosen. If a 10 year term is chosen the yearly contribution is 1/10 of target amount and half-yearly contribution is 1/20 of target amount and monthly contribution is 1/120 of target amount. Similarly in a 15 year term yearly contribution is 1/15 of target amount and half-yearly contribution is 1/30 of target amount and monthly contribution is 1/180 of target amount. Payment Date: The Renewal Contribution under the above plan should be paid by the due dates as mentioned below: Date of Joining the Yearly Mode Renewal Contribution Due Dates Half-Yearly Mode 1st January to 31st March 16th February 16th February & 16th August 1st April to 30th June 16th May 16th May & 16th November 1st July to 30th September 16th August 16th August & 16th February 1st October to 31st December 16th November 16th November & 16th May Once a mode of payment is chosen, the same cannot be altered. A grace period of 15 days is allowed for making payment from the next day of the due date. If the renewal contribution is not paid in time the investor ceases to participate in the scheme and the insurance cover, both the life and accident insurance cover will not be available to him/her. In case of Monthly mode the due date is 15th of every month and 12 PDCs have to be given in the beginning of the year if the SIP through Cheque mode is chosen. Uniform Cover Option and Reducing Cover Option for Insurance Cover: The investor has to choose either Uniform Cover option or Reducing Cover option to enable the AMC to determine and deduct premium accordingly from the amount invested. In case of Uniform Cover, the life insurance cover remains the same throughout the term of the plan and under Reducing Cover, the life insurance cover reduces during the term of the plan and at any point of time it is equal to the outstanding contributions that are yet to be made. If the insurance cover option is not chosen by the investor, by default, the cover will be taken as Reducing Cover mode. Also, once the option of insurance cover is chosen, the same cannot be altered. SINGLE CONTRIBUTION PLAN Under this plan, the investor can choose either a 5 year term or 10 year term. The entire target amount has to be invested in a single contribution. Minimum Investment 10,000/- and thereafter in multiples of 1000/- under both the 5 year term and 10 year term. Maximum Investment There is no upper limit. BASIC CONDITIONS Eligible for Investment By Resident Individuals and NRIs in the age group of 12 to 60 years under the Single Premium and 10 year term of the Regular Premium and 12 to 55 years for 15 year term of the Regular Contribution. Insurance Cover Only First Class lives are eligible for insurance. The insurance benefits are payable to First & Sole unitholder only when the contributions under the scheme are made in time and upto date. The insurance cover (life and accident) will cease to be applicable on compete repurchase of units by the unitholder or till the maturity date. Extent of Life Insurance Cover Risk on the unitholder life is covered to the extent of balance TARGET AMOUNT in case of reducing cover option and equal to target amount in case of uniform cover option and Single Premium subject to a maximum of Rs.15,00,000/- under all memberships for both the plans. In case of females who have no regular and independent income, the Life Risk Cover will be limited to 50% of target amount subject to a maximum of Rs.7.5 lakhs. 9
The Life Risk Cover is not available during the first six months. In case of unfortunate death during the first six months, the premium deducted will be refunded. In case of death during the next six months, only 50% of the cover is available. Insurance cover will not be available in case of death by suicide during the first year. In case of death by accident at any time including the first year, full Life Insurance cover will be available. In case of partial repurchases the life/accident cover will be proportionately reduced. The insurance cover will be provided on the basis of declaration of good health subject to the satisfaction of the AMC. Free Accident Benefit Accident Benefit Cover is available absolutely free to the member under the scheme, including in the First Year. The amount of cover is equal to the amount of Life Insurance cover subject to a maximum of 7,50,000/-, under all Memberships for both the plans. Applicants should have no deformity and should be enjoying the good health. Life Insurance and Accident Benefit cover is available to the first and sole named person who is the member of the scheme. The Personal Accident Cover is applicable to the resident unitholder for death by accident or permanent total disability sustained due to accident in India. The personal accident insurance cover will begin from the date of allotment of units till such time the scheme is in force. Revival of Lapsed Membership Investors can revive their lapsed membership and insurance cover within one year from the due date of payment of renewal contribution by paying upto date arrears of contributions without any interest and declaration of Good Health and if the same is found satisfactory to the AMC. However, in such cases, Life Cover will be restricted as applicable to fresh members. Members whose membership is lapsed and who have not revived within one year will not be eligible for any insurance cover in future. They will be paid only repurchase value of their units standing to their credit subject to a minimum lock in period of three years. In case of lapsed membership, no further instalments will be accepted till revival is effected. Any remittance, either direct or through ECS etc, received before the insurance cover is duly revived, will be refunded to the investor without interest. A fresh Declaration of Good Health is to be submitted along with arrears of instalments before effecting the revival. This is to be done each time the revival is to be effected. The insurance cover may be revived on receipt of arrears and the Declaration of Good Health, subject to the Declaration being found in order and acceptable to LIC Mutual Fund. The clause regarding lien on claim payable in fresh cases would be applicable each time the insurance cover is revived. This change is effective from 17/03/2010. Settlement of Claims Death Claims All death claims will be settled by the LIC of India through LIC Nomura Mutual Fund. In case of unfortunate death of the Member during the scheme period, the nominee/successor will be entitled to receive the following benefits subject to other applicable conditions. 1. Price of Capital and Units to the investor's credit 2. Amount of Life Insurance Cover 3. Amount of Accident Insurance Cover in case death occurs due to accident. All insurance claims will be settled in India and shall be payable in Indian Rupee only. Accident Claims In case of an accident resulting in death or permanent total disability of the resident unitholder the legal nominee / unitholder may file the claim supported by all valid documents. If the same is found to be satisfactory to AMC, the payment of the claim shall be made to the nominee / unitholder by the insurance company through LIC Nomura Mutual Fund. All insurance claims will be settled in India and shall be payable in Indian Rupees only. Final Additional Benefit / Maturity Bonus Maturity Bonus will be paid subject to payment of full contributions in time. Single Premium : 5% of target amount for 5 year term plan 10% of target amount for 10 year term plan Regular Premium : 10% of target amount for 10 year term plan Option on Maturity 15% of target amount for 15 year term plan Maturity Intimation Letter will be sent to the unitholder, one month in advance to the maturity date, giving the options as mentioned below: 1) To continue in the scheme without insurance cover and exit at any time later on at the applicable NAV as on the date of receipt of redemption request 2) To switch the maturity proceeds into any of our ongoing schemes 3) To redeem the units as on the date of maturity In case no option is exercised and duly intimated to us before the date of maturity, the default option will be as per 1 above. Declaration of Good Health This declaration should be made in the presence of an authorized person. Magistrate, Justice of Peace, Gazetted Officer, Civil Surgeon, Officer of LIC of India, LIC Nomura Mutual fund/lic Nomura AMC Ltd. Authorized LIC Nomura Mutual Fund Chief Agents/Business Associates and Agents who will counter sign the declaration. Standard Age Proof like School or College Certificate, Authenticated extract from School or College Record containing the Date of Birth, Certified extract from Municipal or other records of Birth, Certificate of Baptism or Certified extract from family Bible containing Date of Birth or age or Passport will be required to support the age furnished in the Application. The age proof will be produced before the Authorised Official who will record your age in the form. Applications without the Health Questionnaire subject to the satisfaction of the AMC and/or age proof will not be entertained. Investment Objective Asset Allocation Pattern of the and Option Minimum Application Amount / Number of Units Index Fund Manager Performance of the as on 31/03/2011 Expenses of the (i) Load Structure (ii) Recurring Expenses Daily NAV Publication Risk Profile 14. LIC NOMURA Opportunities Fund (An Open Ended Growth ) The investment objective of the scheme is to provide capital growth in long term with reasonable risk levels by investing mainly in companies which are in sector/s which have high growth potential at that point of time. Equity and Equity Related Instruments such as Convertible Debentures, Warrants, Derivatives of 'Opportunities' Fixed Rate Debt or Money Market Instruments, Corporate Bonds, Gilt, CP, CD, Call Money Market or any other instruments as permitted by SEBI from time Note: Debt includes Securitised Debt Nil BSE 200 Mr. S Ramasamy Normal Allocation (% of Net Assets) Last 1 Year 9.83 8.15 85-100% and the total exposure in the derivative will be in accordance with SEBI () Regulations 1. Payout & Reinvestment Option Fresh Additional Growth 3.26 7.17 4.73 10.98 Since Inception 11.55 15.39 LIC NOMURA Opportunities Fund fund schemes launched on and after August 1, 2009 and Systematic Investment s Exit Load: 1% if exit within 1 year from the date of allotment of units 0-15% 5000/- and thereafter in multiples of 1/- 5000/- and thereafter in multiples of 1/- Actual expenses for the previous Financial Year: 2.06% 500/- 500/- 2.50% 500/- 500/- NAV can also be viewed on www.licnomuramf.com and www.amfiindia.com. Investors may also contact Investor Service Centers of LIC Nomura Mutual Fund. read the SID carefully for details on risk factors before investment. specific Risk Factors are summarized on page no. 15 10
15. LIC NOMURA Index Fund (An Open Ended Index Linked Equity ) Investment Objective Asset Allocation Pattern of the The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty/Sensex based on the plans, by investing in the respective index stocks subject to tracking errors. Equity (Index Stocks) Upto 100% Equity (outside Index Stocks only for Sensex Advantage ) Normal Allocation (% of Net Assets) 10-20% Money Market Upto 10% and Option Minimum Application Amount / Number of Units Index Fund Manager Performance of the as on 31/03/2011 and political and economic factors. It must be clearly understood that the percentages substantially depending upon the perception of the Investment Manager; the intention investment pattern will be for defensive consideration only and the total exposure in the derivative will be in accordance with SEBI () Regulations Sensex Nifty Sensex Advantage BSE Sensex (for Sensex and Sensex Advantage ) & NSE Nifty (for Nifty ) Mr. S Ramasamy Sensex Last 1 Year Since Inception 1. Payout & Reinvestment Option Fresh Additional 2000/- and thereafter in multiples of 1/- 200/- 200/- Growth 2000/- and thereafter in multiples of 1/- 200/- Nifty Last 1 Year Since Inception Sensex Advantage Last 1 Year Since Inception Actual expenses for the previous Financial Year 200/- 11.35 10.94 3.94 7.52 8.95 11.50 16.72 17.39 11.38 11.14 5.10 7.21 7.92 11.38 15.07 15.68 10.64 10.94 6.61 7.52 6.15 11.50 15.81 17.39 LIC Nomura Index Fund - Sensex LIC Nomura Index Fund - Nifty LIC Nomura Index Fund - Sensex Advantage Expenses of the (i) Load Structure (ii) Recurring Expenses Daily NAV Publication Risk Profile fund schemes launched on and after August 1, 2009 and Systematic Investment s (SIP) registered on or after August 1, 2009. Exit Load: 1% if exit within 1 year from the date of allotment of units Actual Expenses for the previous Financial Year: Sensex : 0.93% Nifty : 0.86% Sensex Advantage : 1.32% 1.50% 1.50% 1.50% 1.50% NAV can also be viewed on www.licnomuramf.com and www.amfiindia.com. Investors may also contact Investor Service Centers of LIC Nomura Mutual Fund. read the SID carefully for details on risk factors before investment. specific Risk Factors are summarized on page no. 15 11
16. LIC NOMURA Income Plus Fund (an Open Ended Debt ) 17. LIC NOMURA India Vision Fund (An Open Ended Equity ) Investment Objective Asset Allocation Pattern of the The investment objective of the scheme is to provide reasonable possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short-term money market and debt securities. Money Market 65-100% Normal Allocation (% of Net Assets) The investment objective of the scheme is to generate long term appreciation by identifying growth sectors and investing in the universe of companies within such sectors. The emphasis will be to pick up undervalued stocks in the 'mid- and small cap segment' that have potential to grow into large cap segment in the identified sectors. Investment in large cap stocks in the identified sectors will be purely to take short term advantage of the market momentum. Equity Normal Allocation (% of net assets) Upto 100% Debt* 0-35% Debt / Money Market 0-20% and Option Minimum Application Amount / Number of Units *Debt includes securitised debt upto 35% and the total exposure in the derivative will be in accordance with SEBI () Regulations Nil 1. Payout & Reinvestment Daily Weekly Monthly Option Fresh Additional 500000/- and thereafter in multiples of 1/- 500/- 10000/- Note: Debt includes Securitised Debt and the total exposure in the derivative will be in accordance with SEBI () Regulations Nil 1. Payout & Reinvestment Option Fresh Additional 2000/- and thereafter in multiples of 1/- 200/- 200/- Growth 500000/- and thereafter in multiples of 1/- 500/- 10000/- Growth 2000/- and thereafter in multiples of 1/- 200/- 200/- Index CRISIL Liquid Fund Index BSE 200 Fund Manager Mr. A.R. Nayak Mrs Bichitra Mahapatra Performance of the as on 31/03/2011 Last 1 Year 6.11 6.20 Last 1 Year 4.86 8.15 6.95 6.21-6.83 7.17 Since Inception 7.33 5.77 Since Inception -2.60 15.39 LIC NOMURA Income Plus Fund LIC NOMURA India Vision Fund Expenses of the (i) Load Structure (ii) Recurring Expenses Daily NAV Publication Risk Profile fund schemes launched on and after August 1, 2009 and Systematic Investment s Exit Load: Nil Actual expenses for the previous Financial Year: 0.59% 1.50% NAV can also be viewed on www.licnomuramf.com and www.amfiindia.com. Investors may also contact Investor Service Centers of LIC Nomura Mutual Fund. read the SID carefully for details on risk factors before investment. specific Risk Factors are summarized on page no. 14 fund schemes launched on and after August 1, 2009 and Systematic Investment s Exit Load: 1% if exit within 1 year from the date of allotment of units Actual expenses for the previous Financial Year: 2.50% 2.50% NAV can also be viewed on www.licnomuramf.com and www.amfiindia.com. Investors may also contact Investor Service Centers of LIC Nomura Mutual Fund. read the SID carefully for details on risk factors before investment. specific Risk Factors are summarized on page no. 15 12
18. LIC NOMURA Systematic Asset Allocation Fund (An Open Ended Equity ) 19. LIC NOMURA Top 100 Fund (An Open Ended Equity ) Investment Objective The investment objective of the scheme is to achieve a long term growth by investing systematically in the Equity / Equity related instruments. The investment objective of the scheme is to provide long term capital appreciation from a portfolio of equity and equity related instruments primarily drawn from companies in CNX 100. Asset Allocation Pattern of the Equity and Equity Related Instruments Normal Allocation (% of Net Assets) 80-100% Equity and Equity Related Instruments Normal Allocation (% of Net Assets) 80-100% Debt / Money Market Instruments 0-20% Debt / Money Market Instruments 0-20% and Option Minimum Application Amount / Number of Units Note: Debt includes Securitised Debt and the total exposure in the derivative will be in accordance with SEBI () Regulations Nil 1. Payout & Reinvestment Option Fresh Additional 2000/- and thereafter in multiples of 1/- 200/- 200/- Note: Debt includes Securitised Debt and the total exposure in the derivative will be in accordance with SEBI () Regulations Regular PF 1. Payout & Reinvestment Option Fresh Additional 2000/- and thereafter in multiples of 1/- 200/- 200/- Growth 2000/- and thereafter in multiples of 1/- 200/- 200/- Growth 2000/- and thereafter in multiples of 1/- 200/- 200/- Index Fund Manager Performance of the as on 31/03/2011 BSE Sensex Mr. S Ramasamy Last 1 Year -1.62 8.82 CNX 100 Mrs Bichitra Mahapatra Last 1 Year 2.07 10.09 2.02 7.95 0.71 7.97 Since Inception 1.24 15.20 LIC NOMURA Systematic Asset Allocation Fund Since Inception -5.55 15.78 LIC NOMURA Top 100 Fund Return (%) Return (%) Expenses of the (i) Load Structure fund schemes launched on and after August 1, 2009 and Systematic Investment s Exit Load: 1% if exit within 1 year from the date of allotment of units fund schemes launched on and after August 1, 2009 and Systematic Investment s Exit Load: 1% if exit within 1 year from the date of allotment of units (ii) Recurring Expenses 2.50% 2.50% Daily NAV Publication Actual expenses for the previous Financial Year: 2.12% NAV can also be viewed on www.licnomuramf.com and www.amfiindia.com. Investors may also contact Investor Service Centers of LIC Nomura Mutual Fund. Actual expenses for the previous Financial Year: 2.23% NAV can also be viewed on www.licnomuramf.com and www.amfiindia.com. Investors may also contact Investor Service Centers of LIC Nomura Mutual Fund. Risk Profile read the SID carefully for details on risk factors before investment. specific Risk Factors are summarized on page no. 15 read the SID carefully for details on risk factors before investment. specific Risk Factors are summarized on page no. 15 13