PNC ADVISORS INSTITUTIONAL INVESTMENT GROUP CHARITABLE & ENDOWMENT SERVICES Complete Investment Management and Administrative Solutions for the Non-Profit Community www.pncadvisors.com
PLANNING FOR TODAY AND TOMORROW As a decision-maker within the charitable community, you must balance two critical tasks: generating adequate revenue streams to meet current expenses and skillfully managing funds for future spending obligations. PNC Advisors Institutional Investment Group offers non-profit organizations comprehensive investment management and administrative solutions. By utilizing our services, we believe you will have more time to focus on your core philanthropic mission, and more detailed, accurate information that will enhance the confidence level of donors, knowing their permanent gifts are properly managed.
Charitable & Endowment Services FINANCIAL STEWARDSHIP 1 MEETING YOUR FIDUCIARY RESPONSIBILITIES As a staff or board member of a non-profit organization, you are aware of the obligations that challenge your budget and personnel. You are responsible for reconciling each financial transaction with the highest degree of care. You must attract new areas of funding and manage assets with the skill of a seasoned professional. In addition, you must continuously bolster confidence among current donors by providing proper documentation to assure that gifts are being used in the manner intended. With so many important duties, your time and resources may be stretched to the limit. Let PNC Advisors Institutional Investment Group provide investment management and administrative solutions. Dedicated to the Non-Profit Industry Consider the advantages of building a relationship with a service provider with the financial experience, infrastructure, and knowledge of the non-profit industry already in place. PNC Advisors can add value and continuity to your organization s internal processes seamlessly, with virtually no noticeable disruption to current operations. As part of one of the nation s largest diversified financial services organizations, PNC Advisors Institutional Investment Group has provided the non-profit community with a range of customized investment management and administrative solutions for nearly three decades.
2 Charitable & Endowment Services INVESTMENT MANAGEMENT BUILDING STRONG, LONG-TERM INVESTMENT PROGRAMS PNC Advisors offers a comprehensive array of financial expertise and investment solutions to help manage and grow your organization s assets. Risk management is a central part of our investment philosophy and could be a key to your program s success. PNC Advisors will work with you from the start to understand your organization s financial needs, develop customized solutions, implement a disciplined investment program, and make future adjustments when necessary. We have the ability to structure and monitor a diversified portfolio of mutual funds or an individually managed portfolio of investments that targets your organization s unique financial objectives. Using sophisticated software we can offer you a level of social responsibility screening not available from all investment management firms. Your PNC Advisors team will review your holdings and measure total returns against an appropriate industry benchmark to help you track performance.
Charitable & Endowment Services INVESTMENT MANAGEMENT 3 Setting Clear Goals PNC Advisors believes that the success of any long-term investment program is based on preparation and planning. To keep your program on track over the years, your PNC Advisors Relationship Manager will help you draft a flexible Investment Policy Statement that will serve as your organizations blueprint for the achievement of financial goals. Your policy will establish investment parameters for exploring growth potential and mitigating risk. PNC Advisors will assess your organization s Income Streams Return Expectations Liquidity Needs and customize an asset allocation model that pursues your specific investment goals. We offer a range of investment strategies from our lower-risk investment portfolios Preservation Conservative Moderate to our higher-risk investment portfolios Balanced Growth Aggressive
4 Charitable & Endowment Services INVESTMENT MANAGEMENT Importance of Asset Allocation Studies have shown that a proper asset allocation strategy is the foundation of a sound investment program. Managing a mix of investments that pursues growth and follows prudent risk guidelines is the cornerstone of PNC Advisors. Think of the advantages of a full service investment manager with 150 years of experience. PNC Advisors can help you create a diversified portfolio of equity and fixed income investments based on your organization s specific circumstances and risk/return objectives. Individually Managed Portfolios PNC Advisors can help you evaluate, select, and monitor an individually managed portfolio of equity and fixed income securities. The PNC Advisors Advantage Portfolio is a separately managed portfolio designed for investors seeking exposure to large capitalization U.S. equities. Our process integrates the best ideas of growth and value style investing which helps to achieve more consistent returns throughout fluctuating market cycles. Our investment approach is built on three distinct disciplines: Strategic, which involves the analysis of long-term themes, macro-economic trends and market conditions; Fundamental, which provides the basis to evaluate individual stocks; and Quantitative, which provides an objective methodology to evaluate corporate earnings performance and valuation factors. The integration of our strategic, fundamental and quantitative analysis results in a carefully constructed portfolio with the potential to benefit from positive trends, strong earnings performance and the best equity opportunities. The PNC Advisors Fixed Income Advantage Portfolios are managed by a dedicated team of specialists from BlackRock. BlackRock manages risk by controlling the duration of your fixed income holdings and adding value through active sector rotation. The Fixed Income Advantage Portfolio research team analyzes the credit quality and strengths of each fixed income investment before and after acquisition. Fixed income investments may include a mix of corporate and government bonds as well as mortgage-backed securities for added upside potential.
Charitable & Endowment Services INVESTMENT MANAGEMENT Diversification through Customized Blending PNC Advisors recognizes that one investment may not fit all circumstances. Our blended management approach allows you to mix and match investments to pursue higher returns and stabilize price volatility. You may pick and choose from among Equity Alternatives for Growth: PNC Advisors offers access to a range of equity investments for diversification. We ll help you choose from a blend of stocks and mutual funds investing in large, medium and small companies in different industries, with distinct value and growth styles. We can help you evaluate investment alternatives such as hedge funds, exchange-traded funds, private equity funds, and more. Fixed Income Alternatives for Stability: PNC Advisors seeks superior risk-adjusted fixed income returns by controlling duration and rotating investments from one sector to another. Your portfolio may contain a mix of investment-grade corporate and government bonds with a blend of long-, intermediate- and short-term maturities, as well as mortgage-backed securities for diversification. Our knowledgeable fixed income professionals can also help you evaluate appropriate tax-free options. Mutual Fund Offerings PNC Advisors provides a wide range of mutual fund options through the BlackRock Funds, managed by our affiliate, and a comprehensive array of over 100 non-proprietary mutual funds from some of the industry s best-known mutual fund companies. PNC Advisors can offer your program access to stock and bond mutual funds for virtually any investment situation. 5
6 Charitable & Endowment Services INVESTMENT MANAGEMENT Disciplined Screening and Monitoring PNC Advisors maintains one of the industry s largest and most sophisticated investment research teams. Our portfolio managers have access to numerous analysts, strategists, and economists who assist in the ongoing screening and monitoring processes. Before adding a security to our pick list, it is carefully screened for and evaluated for a variety of measures such as historical performance, management style, manager tenure, fee structure, turnover rate, alpha and beta, Morningstar rating, and credit worthiness. But our support doesn t stop there. Your portfolio manager oversees your overall investment program by monitoring your asset allocation strategy, measuring total returns against appropriate industry benchmarks, monitoring adherence to policy guidelines, and rebalancing when necessary. You can take comfort in knowing that when you enter into a relationship with PNC Advisors Institutional Investment Group, expert advice is there when you need it. CHARITABLE & ENDOWMENT SERVICES CUSTOMIZED INVESTMENT MANAGEMENT AND ADMINISTRATIVE SOLUTIONS FOR THE NON-PROFIT COMMUNITY
Charitable & Endowment Services FINANCIAL STEWARDSHIP 7 MAINTAINING YOUR ORGANIZATION S INTEGRITY Establishing and maintaining a reputation for accurate record keeping has never been more important. PNC Advisors is capable of tracking capital inflows and outflows and handling all of your behind-the-scenes administration quickly and accurately. PNC Advisors can help you run your organization more smoothly with flexible administrative solutions that include Accounting and Record Keeping Report Production and Distribution Check Writing and Tax Preparation Fast Electronic Account Access For an online snapshot of your account information 24 hours a day, 7 days a week, PNC Advisors offers access to our I-Link Web site. I-Link features secure password-protected access to your organization s transaction archives, investment positions, cash projections, and much more in a user-friendly Web interface.
8 Charitable & Endowment Services ONE-ON-ONE GUIDANCE CREATING BUSINESS RELATIONSHIPS THAT LAST PNC Advisors Institutional Investment Group has met the growing needs of over 3,000 non-profit clients with accounts ranging in size from $1 million to several hundred million dollars. Today we actively manage assets for public and private foundations, charities, hospitals, cultural groups, educational institutions, social service agencies, and religious organizations. We oversee many types of financial structures; these include endowments, donor advised funds, charitable gift annuities, pooled income funds, and charitable lead trusts. Each organization is assigned a Relationship Manager who can tap into a wide range of internal experts to help implement your sophisticated strategies. We re working hard so you can focus on your mission You want to work with a financial services expert who understands the intricacies of the non-profit arena. PNC Advisors has assembled an outstanding staff of seasoned professionals who average over 17 years of investment management experience. Many are involved in outside civic, community, and philanthropicrelated activities. And with nine regional locations, PNC Advisors can respond quickly and efficiently to your organization s requests. Ready to Help Sometimes you can t accomplish everything on your own. By working with PNC Advisors Institutional Investment Group, you gain instant access to a broad range of financial services from a nationally respected firm. If you re interested in increasing your organization s level of efficiency without the prohibitive costs of going it alone, consider establishing a relationship with PNC Advisors.
Put the Strength of PNC Advisors to Work for You PNC Advisors Institutional Investment Group can customize an investment program based on your organization s specific requirements. To learn more about our comprehensive Charitable & Endowment Services, please contact us today. PNC ADVISORS INSTITUTIONAL INVESTMENT GROUP CHARITABLE & ENDOWMENT SERVICES 1-888-762-6226 www.pncadvisors.com
www.pncadvisors.com 1-888-762-6226 Important information: PNC Advisors is a service mark of The PNC Financial Services Group, Inc. ("PNC") which is used in the provision of investment management, fiduciary and certain banking services by PNC Bank, N.A. and PNC Bank, Delaware. Members FDIC. Securities products and brokerage services are offered through J.J.B. Hilliard, W.L. Lyons, Inc., PNC Investments, a division of J.J.B. Hilliard, W.L. Lyons, Inc., and PNC Capital Markets, Inc. registered broker-dealers, members NASD and SIPC. J.J. B. Hilliard, W.L. Lyons, Inc. is also a member of the NYSE. Insurance products are offered by PNC Insurance Services, Inc. and J.J.B. Hilliard, W.L. Lyons, Inc., licensed insurance agencies. PNC Advisors does not provide legal, tax or accounting advice. Investments: Not FDIC Insured. No Bank Guarantee. May Lose Value. 2003 The PNC Financial Services Group, Inc. Form# 122305