YouGov/ Sunday Times Survey Results

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Transcription:

YouGov/ Sunday Times Survey Results Sample Size: 2019 Fieldwork: 8th - 9th February 2007 Voting Intention Gender Age Social Grade Region Total Con Lab Lib Dem Male Female 18 to 34 35 to 54 55 + ABC1 C2DE London Rest of South Midlands, Wales All GB Adults 2019 563 487 273 970 1049 621 679 719 1088 927 425 402 485 526 181 Unweighted Sample 2019 623 555 255 991 1028 500 507 1012 1203 812 384 449 441 567 178 % % % % % % % % % % % % % % % % North Scotland Turning to personal financial issues: Research suggests that when interest rates go up, the banks and building societies raise their rates for borrowers, e.g. mortgages, more quickly and by a greater amount than they raise rates for savers. Has this been your personal experience? Yes, it has 56 65 52 55 59 54 41 64 63 63 48 57 60 54 54 59 No, it has not 7 7 9 8 8 6 10 7 5 7 7 5 5 8 8 9 Not applicable to me 27 22 30 24 23 30 33 20 28 21 33 26 24 31 25 25 Don t know 10 7 8 13 9 11 16 10 5 9 12 12 12 6 12 7 Have you switched your bank account in the past few years because you felt you were getting a raw deal from your bank? Yes, I have 20 19 20 23 24 16 23 20 18 23 17 21 18 20 20 21 No, I have not 77 80 78 76 73 80 70 79 81 75 79 76 78 78 77 76 Don t know 3 1 2 1 3 4 7 2 1 2 5 3 4 2 3 3 How do you feel about your present bank? Not applicable I don t have a bank account 2 1 2 1 1 2 2 2 1 1 3 2 0 2 1 3 I am on balance satisfied with its service and the deal it gives me 69 73 71 68 68 70 64 70 72 72 66 66 72 72 67 68 I am not satisfied, but I am not thinking of changing banks at the moment 18 17 17 23 19 18 18 19 19 19 18 22 17 16 18 23 I am not satisfied, and am actively thinking of changing banks 7 7 8 4 8 6 9 8 5 7 7 6 6 7 10 4 Don t know 4 2 2 4 3 5 8 2 2 2 6 4 5 4 4 2 1 2007 YouGov plc. All Rights Reserved www.yougov.com

YouGov/ Sunday Times Survey Re Sample Size: 2019 Fieldwork: 8th - 9th February 2007 People with loans Total All GB Adults 2019 Unweighted Sample 2019 % Mortgage Bank loan / overdraft Hire purchase Interest on credit cards None of these 873 630 200 681 707 819 578 171 644 779 % % % % % Turning to personal financial issues: Research suggests that when interest rates go up, the banks and building societies raise their rates for borrowers, e.g. mortgages, more quickly and by a greater amount than they raise rates for savers. Has this been your personal experience? Yes, it has 56 No, it has not 7 Not applicable to me 27 Don t know 10 Have you switched your bank account in the past few years because you felt you were getting a raw deal from your bank? Yes, I have 20 No, I have not 77 Don t know 3 75 63 74 60 43 9 8 2 6 5 7 21 19 25 40 9 9 5 10 12 22 20 18 18 19 76 79 81 81 75 2 2 0 1 6 How do you feel about your present bank? Not applicable I don t have a bank account 2 I am on balance satisfied with its service and the deal it gives me 69 I am not satisfied, but I am not thinking of changing banks at the moment 18 I am not satisfied, and am actively thinking of changing banks 7 Don t know 4 1 1 1 2 2 72 64 66 66 67 18 23 25 21 18 7 10 7 8 6 2 2 1 2 7 2 2007 YouGov plc. All Rights Reserved www.yougov.com

Voting Intention Gender Age Social Grade Region Total Con Lab Lib Dem Male Female 18 to 34 35 to 54 55 + ABC1 C2DE London Rest of South Midlands, Wales All GB Adults 2019 563 487 273 970 1049 621 679 719 1088 927 425 402 485 526 181 Unweighted Sample 2019 623 555 255 991 1028 500 507 1012 1203 812 384 449 441 567 178 % % % % % % % % % % % % % % % % ALL NOT SATISFIED WITH BANK What, if anything, would stop you from changing banks? [Please tick all the reasons that apply] North Scotland I am concerned that the process of changing banks might not go smoothly All the banks and building societies are as bad as each other 48 42 50 62 49 46 47 48 48 51 44 51 45 44 53 41 43 36 43 53 45 41 38 46 45 46 40 40 43 49 39 50 I don t really have the time, and it is a lot of trouble 36 37 35 43 40 32 45 38 25 40 31 42 32 36 36 28 For all its faults, my current bank knows me, and that is an advantage that s not worth giving up 20 20 19 20 23 18 14 19 27 20 20 18 25 20 20 18 No other bank has a branch that is convenient for me to get to 12 14 9 9 9 15 9 11 15 14 9 14 6 5 16 19 Some other reason 10 8 8 10 9 11 11 10 8 9 11 8 9 10 9 18 Don t know 1 0 0 0 0 1 0 1 1 0 1 2 1 0 0 0 Nothing I would be perfectly willing to change bank 10 13 12 3 9 12 8 13 10 9 12 9 17 10 10 4 TO ALL How would you describe the charges that banks generally levy on customers, and the profits they make? They re about right banks need to make a profit 9 14 5 7 10 7 8 6 11 9 8 9 12 8 7 5 They are excessive 82 78 88 88 83 81 77 87 82 83 81 79 81 81 85 86 They are quite low customers get a good deal 2 2 2 2 2 1 2 1 2 2 2 1 2 2 2 2 Don t know 8 6 5 4 5 11 13 6 5 6 10 10 5 9 6 8 3 2007 YouGov plc. All Rights Reserved www.yougov.com

People with loans Total All GB Adults 2019 Unweighted Sample 2019 % Mortgage Bank loan / overdraft Hire purchase Interest on credit cards None of these 873 630 200 681 707 819 578 171 644 779 % % % % % ALL NOT SATISFIED WITH BANK What, if anything, would stop you from changing banks? [Please tick all the reasons that apply] I am concerned that the process of changing banks might not go smoothly All the banks and building societies are as bad as each other 48 43 51 47 53 49 46 42 43 44 38 46 I don t really have the time, and it is a lot of trouble 36 For all its faults, my current bank knows me, and that is an advantage that s not worth giving up 20 No other bank has a branch that is convenient for me to get to 12 Some other reason 10 Don t know 1 Nothing I would be perfectly willing to change bank 10 42 36 50 38 35 20 23 28 22 21 13 12 6 13 9 11 10 16 7 11 2 0 0 0 0 10 14 10 12 9 TO ALL How would you describe the charges that banks generally levy on customers, and the profits they make? They re about right banks need to make a profit 9 They are excessive 82 They are quite low customers get a good deal 2 Don t know 8 7 6 5 5 12 88 91 90 92 71 1 1 2 0 2 4 2 3 3 14 4 2007 YouGov plc. All Rights Reserved www.yougov.com

Voting Intention Gender Age Social Grade Region Total Con Lab Lib Dem Male Female 18 to 34 35 to 54 55 + ABC1 C2DE London Rest of South Midlands, Wales All GB Adults 2019 563 487 273 970 1049 621 679 719 1088 927 425 402 485 526 181 Unweighted Sample 2019 623 555 255 991 1028 500 507 1012 1203 812 384 449 441 567 178 % % % % % % % % % % % % % % % % North Scotland The Bank of England has announced a series of interest rate increases in the past six months. This has meant that most people with mortgages or other loans have had to pay more. Have these interest rate rises caused you any problems with keeping up regular payments? Yes, they have 12 12 11 14 10 14 12 15 9 11 13 14 11 10 12 14 No, they have not 80 83 84 78 83 77 72 81 87 84 75 78 81 82 80 79 Don t know 8 5 6 8 6 9 16 4 4 4 12 8 7 8 8 7 Are you (and/ or your partner) responsible for any of the following? [Please tick all that apply] Making regular mortgage payments 43 46 43 46 41 45 40 62 29 50 35 46 41 39 48 40 Paying interest on a bank loan or overdraft 31 31 34 34 31 31 39 36 19 31 31 32 34 29 34 23 Paying interest on a hire purchase loan 10 9 11 12 11 9 9 14 6 8 12 8 11 8 12 12 Paying interest on credit card bills (because you don t pay them in full each month) 34 30 38 38 33 34 34 41 27 33 35 36 35 32 33 34 None of these 35 36 30 32 37 33 33 20 52 31 40 31 37 38 32 40 5 2007 YouGov plc. All Rights Reserved www.yougov.com

People with loans Total All GB Adults 2019 Unweighted Sample 2019 % Mortgage Bank loan / overdraft Hire purchase Interest on credit cards None of these 873 630 200 681 707 819 578 171 644 779 % % % % % The Bank of England has announced a series of interest rate increases in the past six months. This has meant that most people with mortgages or other loans have had to pay more. Have these interest rate rises caused you any problems with keeping up regular payments? Yes, they have 12 No, they have not 80 Don t know 8 20 24 20 23 1 78 72 75 74 84 2 4 5 4 15 Are you (and/ or your partner) responsible for any of the following? [Please tick all that apply] Making regular mortgage payments 43 Paying interest on a bank loan or overdraft 31 Paying interest on a hire purchase loan 10 Paying interest on credit card bills (because you don t pay them in full each month) 34 None of these 35 100 59 65 55 0 43 100 56 60 0 15 18 100 19 0 43 65 66 100 0 0 0 0 0 100 6 2007 YouGov plc. All Rights Reserved www.yougov.com