APPLICATION FOR HOUSING LOAN

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Transcription:

APPLICATION FOR HOUSING LOAN PART I PERSONAL DATA MAIN APPLICANT Full name as in HKID / Passport Mr Ms Mrs Dr (English) JOINT APPLICANT Full name as in HKID / Passport Mr Ms Mrs Dr (English) (Chinese) (Chinese) HKID / Passport No Date of Birth (DD/MM/YYYY) HKID / Passport No Date of Birth (DD/MM/YYYY) Passport Expiry Date Passport Issuing Country Passport Expiry Date Passport Issuing Country Nationality Hong Kong, China People Republic of China Others (please specify: ) Nationality Hong Kong, China People Republic of China Others (please specify: ) Place of Birth Place of Birth Relationship with Main Applicant Spouse Parents Children Other Marital Status Single Married Divorced/Separated Marital Status Single Married Divorced/Separated Contact No. (Home) Contact No. (Home) (Mobile) (Mobile) (Office) (Office) Email Address Email Address Residential Address Residential Address Same as Main Applicant Residence Owned Mortgaged Parent s or Relatives Residence Owned Mortgaged Parent s or Relatives Rental HKD pm Others Rental HKD pm Others Permanent Address Same as Residential Address As below Permanent Address Same as Residential Address As below Correspondence Address Same as Residential Address As below Correspondence Address Same as Residential Address As below Estimated net worth Estimated net worth PART II(a) EMPLOYMENT DATA Employee Self-Employed Sales / Commission Earner Others Name of Current Employer / Business Employee Self-Employed Sales / Commission Earner Others Name of Current Employer / Business Current Position Nature of Business Current Position Nature of Business Years of Service Yr(s) / Mth(s) Years of Service Yr(s) / Mth(s) Office Address Office Address June 2017 V1 Page 1 of 5

Please tick the box where appropriate PART II(b) EMPLOYMENT DATA APPLICANT Basic Monthly Income (Current employment) Name of Previous Employer/Business (if less than 3 mths with current employer) JOINT APPLICANT Basic Monthly Income (Current employment) Name of Previous Employer/Business (if less than 3 mths with current employer) Position Nature of Business Position Nature of Business Length of Service with Previous Employer Yr(s) / Mth(s) Length of Service with Previous Employer Yr(s) / Mth(s) SOURCE OF WEALTH Main Applicant: Business Ownership Income From Employer Inheritance / Gift Investments Others (Please specify: ) Joint Applicant: Business Ownership Income From Employer Inheritance / Gift Investments Others (Please specify: ) SOURCE OF FUNDS FOR MONTHLY LOAN REPAYMENT Main Applicant: Personal Savings Salary Dividend Receipt Commission Own Business Inheritance /Gift Return of Investments Rental Receipt Others (Please specify: ) Joint Applicant: Personal Savings Salary Dividend Receipt Commission Own Business Inheritance /Gift Return of Investments Rental Receipt Others (Please specify: ) SOURCE OF FUNDS FOR DOWNPAYMENT Personal Savings Salary Dividend Receipt Commission Own Business Inheritance /Gift Return on Investments Retal Receipt Other (Please specify: ) PART III RELATIONSHIP WITH OTHER BANKS / FINANCIAL INSTITUTIONS Financial Institution / Bank Type of Loan Security Details (if any) Amount Owing Monthly Repayment () PART IV PROPERTY TO BE PURCHASED / REFINANCED Property Address Name of Developer Property Status Completed (Year built: ) Under Construction (Expected Temporary Occupation Permit Date ) Names of Property s Registered Owner(s) 1. Property Area Tenure of Land HKID / Passport No. Gross Floor Area sq.ft. Salable Area sq.ft. Leasehold 99 yrs wef Others: Leasehold yrs wef 2. Date of Provisional S&P Agreement (DD/MM/YYY) Expected Completion / Drawdown Date (DD/MM/YYY) June 2017 V1 Page 2 of 5

Please tick the box where appropriate PART V FINANCING REQUIREMENT Select either (i) or (ii) (i) NEW PURCHASE (ii) REFINANCING Initial Cash Upfront Existing Bank / Financial Institution Purchase Price No. of outstanding installment Installment(s) Discount / Rebates / Benefits Cut-off date (DD/MM/YYY) Net Purchase Price (net of discount) Housing Loan Outstanding Amount Others (please specify) I/We am/are (not) (delete where appropriate) the existing registered owner(s) of the Property / new registered owner(s) of the Property after the intended purchases and hereby declare and acknowledge that: The usage of the Property is / is to be: By Applicant(s) Self -Occupied by the applicant(s) Self-Occupied by the applicant(s) and / or his/her (their) immediate family members Self-Occupied by the immediate family members of the applicant(s) Vacant Rental Out ( Please provide the latest Tenancy Agreement) Others (please specify ) By Registered Owner(s) Self-Occupied by the registered owner(s) Self-Occupied by the registered owner(s) and/ or his/her (their) immediate family members Self-Occupied by the immediate family members of the registered owner(s) Vacant Rental Out ( Please provide the latest Tenancy Agreement) Others (please specify ) PROPERTY TO BE SOLD Expected / Actual Sales Date PART VI LOAN REPAYMENT FROM SALE OF EXISTING PROPERTY (If applicable) Original Purchase Price Sale Price / Market Value Less: Loan Outstanding Nett Cash Proceeds Firm Name PART VII SOLICITOR TO ACT FOR CUSTOMER PART VIII FIRE INSURANCE ARRANGEMENT Master Policy provided by Property Management Co Bank-arrangement (purchase fire insurance by the designated insurer) PART XI RELATIONSHIP WITH THE COMPANY Is the applicant/joint applicant a relative(s) of any of the director/director group/substantial shareholder** of United Overseas Bank Limited? **Please refer to MAS Banking Act Chapter 19 Sections 29. Yes (Please state his/her details below) Name of Director/Shareholder Relationship Department/Location Position No I hereby certify that I am not a relative of any of director/director group/substantial shareholder of United Overseas Bank Limited. I undertake to advise United Overseas Bank Limited without delay if and when I become a relative of any director/director group/substantial shareholder of United Overseas Bank Limited after submission of this signed application form. June 2017 V1 Page 3 of 5

Please tick the box where appropriate. CHECKLIST OF COPIES OF DOCUMENTS TO BE ENCLOSED HKID Card/Passport (applicable for non-hk citizen) Temporary Sales and Purchase Agreement TransUnion Credit Report (Both Applicant & Joint Applicant if any) Positive Mortgage Data Sharing Consent Form Current permanent and/or residential address (if different) proof issued within last 3 months e.g. credit card statement, electricity, water supply bills etc. Latest 3 months bank statements/passbook showing your name, account number and payroll (only applicable for Joint Applicant(s)) Latest full set of Salaries Tax Demand Note/Personal Assessment Tax Demand Note (only applicable for Joint Applicant(s)) Latest 3 months payroll slip (only applicable for Joint Applicant(s)) Latest Bank s statement with outstanding loan amount & repayment schedule (only applicable for re-financing) Fire Insurance Copy (if applicable) Other document(s) (please specify): supplementary sheet(s) is/are enclosed for some of the items in the form/statement (if space provided is not sufficient) Notes: a) Please tick the box if appropriate. b) Additional documents may be required from you for our credit processing. Application form and all documents submitted will not be returned. IMPORTANT: PLEASE READ BEFORE SIGNING By signing this application, DECLARATION AND AUTHORISATION (i) I/We declare that I/we am/are not defendant(s) in any lawsuit, I/we have not been convicted nor made a bankrupt before and that the information contained herein has been carefully read and is a true and accurate statement. (ii) I/We authorise United Overseas Bank Limited ( UOB or the Bank ) to contact my/our employer, financial institutions and credit bureau or any other information sources, to obtain, disclose, exchange, collect and verify such information as required by UOB for the processing of my/our application and/or acceptance of my/our guarantee for general banking facilities. (iii) I/We agree that (a) UOB has absolute discretion to approve or decline my/our application without stating any reason therefore; (b) UOB may use its office in Singapore or such other third party or parties wherever located to process my/our application and to do such other acts as may be necessary and incidental to the maintenance of my/our application and/or credit facility(ies) with UOB and thereafter to process all relevant transactions in relation thereto; and (c) any such personal data that I/we have provided to UOB shall be used by UOB, its subsidiaries, related or associated companies to advertise their products and services to me/us by way of direct marketing or otherwise. (iv) In the event of any default in repayment, unless the amount in default is fully repaid or written off (otherwise than due to a bankruptcy order) before the expiry of 60 days from the date such default occurred, the individual shall be liable to have his account repayment data retained by the credit reference agency (v) ( CRA ) until the expiry of 5 years from the date of final settlement of the amount in default. In the event of any amount being written off due to a bankruptcy order being made against the individual, the individual shall be liable to have his account repayment data retained by the CRA, regardless of whether the account repayment data reveal any material default, until the earlier of the expiry of 5 years from the date of final settlement of the amount in default or the expiry of 5 years from the date of the individual s discharge from bankruptcy as notified to the CRA by such individual with evidence. (vi) I/We undertake at all times to notify the Bank and/or the related bodies in writing as soon as reasonably practicable of any change of the statements and/or information provided by me/us, including but not limited to statement as to usage of the Mortgaged Property, my/our address, telephone contained herein to approve this application and each of the Applicants has a continuing obligation to amend or supplement the information/documents provided in this application if any of the material facts which each of the Applicants has disclosed herein should change after the drawdown of the loan herein applied for. (vii) I/We acknowledge that I/we have been provided with a copy of United Overseas Bank Limited, Hong Kong Branch Notice to Customers relating to Personal Data (Privacy) Ordinance. I/We confirm that I/we have read and understood the terms and conditions contained in the said Notice and I/we further agree that the Bank may use and disclose all personal data about me/us that the Bank currently or subsequently hold for the purposes as set out in the said Notice. Note: You hereby acknowledge and agree that your credit data may be supplied to a credit reference agency and/or, in the event of any default repayment to a debt collection agency. You will have the right to be informed, if so requested, about which items of your such data are routinely disclosed, and the right to be provided with further information to enable the making of a data access and correction request to the relevant credit reference agency or debt collection agency, as the case may be. Upon termination of your account by full repayment, you will have the right to instruct the Bank to make a request to the credit reference agency to delete from its database any account data in respect of the terminated account, provided that there has not been, within 5 years immediately prior to the termination of your account, any default repayment in excess of 60 days from the date of the occurrence of such default. If there is such default repayment, your account data is liable to be retained by the credit reference agency until the expiry of 5 years from the date of final settlement of the amount in default. The Bank may from time to time review your credit facility and access your credit data held by a credit reference agency for such review. Signature of Main Applicant Signature of Joint Applicant June 2017 V1 Page 4 of 5

Valuation Firm / Name of Valuer: FOR BANK USE ONLY Initial Valuation Date (DD/MM/YYY) Value Reference Number Initial Valuation Price Prepared by Signature: Other Remarks ( if applicable) June 2017 V1 Page 5 of 5