THE CENTRAL BANK OF THE RUSSIAN FEDERATION BULLETIN OF BANKING STATISTICS

THE CENTRAL BANK OF THE RUSSIAN FEDERATION BULLETIN OF BANKING STATISTICS () MOSCOW

BULLETIN OF BANKING STATISTICS () To improve the existing practice of disseminating data in accordance with IMF Special Data Dissemination Standard (SDDS), we herein inform our readers about approximate dates of publication of some banking statistics indicators in July September :. Main aggregates of analytical accounts of banking sector money M, M (monetary survey methodology), domestic credit (broken down by resident sectors) and net external position, end of period. Main aggregates of analytical accounts of monetary authorities reserve money, claims on general government and non-financial public enterprises, claims on private sector, claims on credit institutions and net external position, end of period. Balance of payments: exports and imports of goods (FOB), exports and imports of services, investment income, compensation of employees, current transfers, capital transfers, direct investment, portfolio investment, other investment, reserve assets, adjustment to reserve assets, net errors and omissions, for the reporting quarter, year. International reserves: monetary gold, foreign exchange, Special Drawing Rights (SDRs), reserve position in the IMF, end of period. Merchandise trade for reporting month (according to the balance of payments methodology). International investment position of credit institutions: direct, portfolio and other investment end of reporting quarter dissemination date.official US dollar/ruble rate daily. Interest rates of Central Bank of Russia (CBR) July period for which data are presented Issue of data in dissemination date August period for which data are presented dissemination date September period for which data are presented..*...*...*...*...*...*... Q................... daily.. Q.. Refinancing rate On the next day after it is fixed by the Bank of Russia Board of Directors. Overnight credit rate daily. Deposit rate daily daily daily daily daily daily * Preliminary data publication date. The CBR disseminates data on the above-mentioned categories and also actual t he CBR Internet web-site (http://www.cbr.ru). money market rate (MIACR) and share price index on

BULLETIN OF BANKING STATISTICS () CONTENTS. MAJOR MACROECONOMIC AND MONETARY INDICATORS.. Macroeconomic Indicators... Individual Indicators Featuring the Fiscal Sphere... Sources of Funding the Federal Budget Deficit... The Russian Federation Balance of Payments *.. The Russian Federation Credit Institutions International Investment Position*... The Russian Federation Merchandise Trade (Based on the Balance of Payments Methodology)*.. Gross International Reserves*... Analytical Accounts of Monetary Authorities*.. Analytical Accounts of Credit Institutions.. Monetary Survey*.. Money Supply (National Definition)... MAJOR INDICATORS AND INSTRUMENTS OF THE BANK OF RUSSIA MONETARY POLICY.. Bank of Russia Balance Sheet.. Refinancing Rate*.... Credit Institutions Fixed Percentage Ratios in Bank of Russia Required Reserves... Individual Indicators of the Bank of Russia Deposit Transactions on the Money Market*... Official US Dollar to Ruble Rate*.. Official Euro to Ruble Rate... Official German Mark to Ruble Rate... Bank of Russia Precious Metals Quotes.. Major Features of Transactions in GKOs OFZs Data on Redemptions and Coupon Payments on Government Securities Term Structure of Bonded Dedt (with Respect to GKO and OFZ).. Major Parameters of the GKOs OFZs Secondary Market... FINANCIAL MARKETS.. Interbank Credit Market Moscow Interbank Bid Rates (MIBID).. Moscow Interbank Offered Rates (MIBOR) and Moscow Interbank Actual Credit Rates (MIACR)*... Exchange Market US Dollar Trade at Interbank Currency Exchange. German Mark Trade at Interbank Currency Exchange.

BULLETIN OF BANKING STATISTICS () Foreign Cash Flow Through Authorized Banks Across Russia. Selected Indicators Featuring Foreign Cash Transactions by Authorized Banks Exchange Offices.. Average Foreign Cash Purchase and Sale Transactions with Individuals by Authorized Banks and Their Branches.. Corporate Securities Market Indicators*.... International Financial Markets Treasury Bills Yield. Money Market Rates. Deposit Rates.. Lending Rates.. CREDIT INSTITUTIONS PERFORMANCE.. General Description Number and Structure of Credit Institutions.. Credit Institutions Grouped by Registered Authorized Capital. Selected Indicators of Credit Institutions Performance Grouped by Assets... Borrowings Deposits Average Weighted Deposit Interest Rates in Rubles Average Weighted Deposit Interest Rates in US Dollars. Deposit and Savings Certificates and Bonds. Average Weighted Interest Rates on Deposit an Savings Certificates and Bonds. Funds Owned by Legal Entities and Individuals and Raised Through Bills. Average Weighted Interest Rates on Bills.. Lending Corporate, Interbank and Personal Loans.. Average Weighted Interest Rates on Corporate, Interbank and Personal Loans in Rubles. Average Weighted Interest Rates on Corporate, Interbank and Personal Loans in US Dollars. Credit Institutions Investment Portfolio.. Discounted Bills.. Average Weighted Interest Rates on Discounted Bills... Credit Institutions Claims and Liabilities on Financial Derivatives. SUMMARY METHODOLOGY..

BULLETIN OF BANKING STATISTICS () List of Charts. Changes in Gross International Reserves (Rate of Increase/Decrease from Previous Month). Changes in Gross International Reserves from May, to June,... Structure of Aggregate Assets of Credit Institutions as of.... Structure of Aggregate Liabilities of Credit Institutions as of... Money Supply Dynamics.. Dynamics of Individual Indicators on the Bank of Russia Overnight Deposits. Interest Rates Dynamics in.. Interest Rates Dynamics in October, May,.. Official US Dollar to Ruble Exchange Rate Dynamics in August, May,. Dynamics of Foreign Cash Purchase and Sale Transactions with Individuals by Authorized Banks and Their Branches.. Foreign Cash Sources in April,.. Structure of Foreign Cash Expenditures in April,.. RTS-Interfax Index Dynamics. Structure of Registered Credit Institutions.. Credit Institutions Grouped by Registered Authorized Capital.. Comparative Data on Major Sources of Borrowing by Credit Institutions as of.. (Based on Credit Institutions Grouped by Assets).. Comparative Data on Major Allocations of Funds by Credit Institutions as of.. (Based on Credit Institutions Grouped by Assets).. Structure of Personal Deposits as of../..... Structure of Loans Extended by Credit Institutions in Ruble and Foreign Currency.. Dynamics of Debt on Credits Extended * The procedure for publication of some table indicators marked with (*) is in compliance with the IMF Special Data Dissemination Standard. Symbols and notes: nil not available In some cases minor discrepancies between totals and sums of items are due to rounding. Figures in italics are revisions to previously published data. The Bulletin of Banking Statistics on the Internet can be found on the Bank of Russia home page (http://www.cbr.ru).

BULLETIN OF BANKING STATISTICS (). MAIN MACROECONOMIC AND MONETARY INDICATORS Macroeconomic Indicators Table. Gross domestic product, billion Total Percentage output of rubles of basic industries production and Percentage against services to the the previous year s previous year s relevant period relevant period The federal budget deficit to GDP percentage Consumer price index as % of previous December,.....,..... Q..... Q..... Q..... Q.......... February..... March..... April..... May..... June..... July..... August..... September..... October..... November..... December..... Q......... February..... March..... A pril,. DP in and in st quarter of G estimates. Data for are in trillion rubles. As % of previous period.

Revenues tax receipts Consolidated budget of which: nontax revenues Individual Indicators Featuring the Fiscal Sphere Expenditures Revenues tax receipts Federal budget of which: nontax revenues Balance of revenues and expenditures ( deficit; + surplus) Expenditures Revenues tax receipts Regional budgets of which: nontax revenues Balance of revenues and expenditures ( deficit; + surplus) Expenditures Table. (billion rubles) Balance of revenues and expenditures ( deficit; + surplus).............................. Q............... Q............... Q............... Q............... April............... May............... June............... July............... August............... September............... October............... November............... December.............................. February............... March............... April............... BULLETIN OF BANKING STATISTICS () According to the Russian budgetary classification that was effective until,. Taking into account allocations to special budgetary funds.

BULLETIN OF BANKING STATISTICS () Sources of Funding the Federal Budget Deficit Table. (billion rubles) Including Sources of udget funding federal of which: deficit, total Domestic sources Variableloan bonds and fixed- Short-term government Nonmarketable Bank of Russia credits income federal securities (GKO) government bonds (OFZ-PK and OFZ-PD) b............ Q...... Q...... Q...... Q...... April...... May...... June...... July...... August...... September...... October...... November...... December............ February...... March...... April......

BULLETIN OF BANKING STATISTICS () End (billion rubles) Including State savings loan bonds (OGSZ) of Receipts from sales of government and municipal property which: Government reserves of precions metals and precions stones Change of budget fund balances in bank accounts Foreign sources of Credits from international financial organisations which: Credits extended to Russia by foreign governments and foreign commercial banks and companies.......... Q..... Q..... Q..... Q..... April..... May..... June..... July..... August..... September..... October..... November..... December............ February....... March....... April....... According to the Russian budgetary classification that was effective until,. Taking into account deductions to special budgetary funds.

The Russian Federation Balance of Current Account Payments Table. (USD million) Period Export of goods (FOB) Transport services Export of services Travel O ther Total (++) Export of goods and services (+) Compensation of employees received Investment income receivable of which by general government Current transfers received Total current account receipts (+++),,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Q,,,,,,, Q,,,,,, Q,,,,,, Q,,,,,,, Q,,,,,,,, Q,,,,,, Q,,,,,,, Q,,,,,, Q,,,,,,,, Q,,,,,, Q,,,,,, Q,,,,,,, Q,,,,,,,, Q,,,,,, Q,,,,,, Q,,,,,, BULLETIN OF BANKING STATISTICS ()

BULLETIN OF BANKING STATISTICS () Current Account Cont. (USD million) Period Import goods (FOB) of Transport services Import of services Travel Other Total (++) Import of goods and services (+) Compensation of employees paid Investment income payable of which by general government Current transfers paid Total current account expenditure (+++),,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,,

BULLETIN OF BANKING STATISTICS () Current Account (Intermediate Balances) Cont. (USD million) Period Trade balance ( ) Transport services ( ) B alance on service types an d Travel ( ) Other ( ) Total balance (++) Goods services balance (+) Compensation of employees balance ( ) Investment income balance ( ) Current transfers balance ( ) Current account balance (+++)= ( ),,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Q,,,,, Q,,,,,, Q,,,,,, Q,,,,,, Q,,,,, Q,,,,,, Q,,,,,, Q,,,,,, Q,,,, Q,,,,, Q,,,,, Q,,,,, Q,,,, Q,,,,, Q,,,, Q,,,,,

Period Capital transfers received Portfolio investment (+) Capital Account (Capital Transfers Received) and Financial Account (Changes in Liabilities: Decrease, in Crease + ) securities in rubles of which Portfolio investment securitiin es foreign currency General government liabilities Loans (+) not overdue of which in arrears Other Total (++) Bank of Russia's liabilities on an IMF loan Banks' liabilities Direct investment Other sectors' liabilities Loans Trade credits and advances Other Total (+ ++ +) Cont. (USD million),,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Total liabilities (++ +) BULLETIN OF BANKING STATISTICS () Q,, Q,,,,, Q,,,,,,, Q,,,,,,,,, Q,,,,,, Q,,,,,,, Q,,,,,, Q,,,,,,,,, Q,,,,,,, Q,,,,,,,,,,,, Q,,,,,,,,,,, Q,,,,,,,,,,, Q,,,,,,,, Q,,,,,,,, Q,,,,,,,,,,, Q,,,,,,

Capital Account (Capital Transfers Paid) and Financial Account (Changes in Assets, Except Reserves: Decrease General government assets + Other sectors' assets, Increase ) Cont. (USD million) Period Capital transfers paid Loans (+) not overdue of which in arrears Other Total (+) Banks' assets Direct and portfolio investment Foreign currency Trade credits and advances Changes in stock of non-repatriated export proceeds and in non-repatriated import advances,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Other Total (++ + +) Total assets (++ ) Q,,,,,,,,, Q,,,,,,, Q,,,,,,, Q,,,,,,, Q,,,,,,,,, Q,,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,,, Q,,,,,,,, Q,,,,,,,,, Q,,,,,,,,,, Q,,,,,,,, Q,,,,,,,,, Q,,,,,,, Q,,,,, BULLETIN OF BANKING STATISTICS ()

Period Capital account balance (+) Capital and Financial Account (Intermediate Balances), Reserve Assets General government (+) Balances on financial account items Central bank () Banks (+) Other sectors (+) Financial account balance (except reserve assets) (+) Capital and financial account balance (+) Net errors and omissions End (USD million) Change in reserve assets (increase, decrease + ),,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Q,,,,,,, Q,,,,,, Q,,,,,,,, Q,,,,,,, BULLETIN OF BANKING STATISTICS () Q,,,,, Q,,,,,,,, Q,,,,,,,, Q,,,,,, Q,,,,,, Q,,,,,,, Q,,,,,, Q,,,,,,,, Q,,,,, Q,,,,, Q,,,,,,, Q,,,,,,

BULLETIN OF BANKING STATISTICS () Table. The Russian Federation Credit Institutions International Investment Position Credit institutions Balance as of.. assets, Transactions related changes Revaluation related changes Other changes Total changes ( USD million) Balance as of..,,, Direct investments abroad Equity capital and reinvested earnings Other capital Portfolio investments,, Equity securities Debt securities,, long-term short-term Other investments,,,, Foreign cash and deposits,,,, Foreign cash in vaults Current accounts and deposits,,, long-term short-term,,, Loans,, long-term,, short-term,, Overdue debt Other assets Credit institutions long-term short-term liabilities,, Direct investments in Russia Equity capital and reinvested earnings Other capital Portfolio investments Equity securities Debt securities long-term short-term Other investments,, Current accounts and deposit,, long-term short-term,, Loans,, long-term,, short-term,, Overdue debt Other liabilities long-term short-term Net international investment position of credit institutions,,,

Total The Russian Federation Merchandise Trade (Based on the Balance of Payments Methodology) %of the corresponding period of the previous year E xports (FOB) Imports (FOB) with non- CIS countries of which: %of the corresponding period of the previous year with CIS countries %of the corresponding period of the previous year Total %of the corresponding period of the previous year with non- CIS countries of which: %of the corresponding period of the previous year with CIS countries %of the corresponding period of the previous year Total Trade balance with non- CIS countries Table. (USD million),.,.,.,.,.,.,,,,.,.,.,.,.,.,,,,.,.,.,.,.,.,,,.,.,.,.,.,.,,, Q,.,.,.,.,.,. Q,.,.,.,.,.,.,, Q,.,.,.,.,.,.,, Q,.,.,.,.,.,.,,, April,.,.,.,.,.,. May,.,.,.,.,.,. June,.,.,.,.,.,., July,.,.,.,.,.,., August,.,..,.,.,., September,.,.,.,.,..,, October,.,.,.,.,..,, November,.,.,.,.,..,, December,.,.,.,.,..,, Q,.,.,.,.,.,.,,,.,.,.,.,..,, February,.,..,.,..,, March,.,,.,.,..,, April,.,..,.,..,, of which: with CIS countries BULLETIN OF BANKING STATISTICS ()

BULLETIN OF BANKING STATISTICS () Gross international reserves Gross International Reserves foreign exchange reserves foreign exchange of which: of which: SDR reserve position in the IMF Table. (USD million).,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,, gold

BULLETIN OF BANKING STATISTICS () Chart Changes in Gross International Reserves (Rate of Increase/Decrease from Previous Month) %................................ Foreign exchange reserves Gold Chart Changes in Gross International Reserves from May, to June, $bn.......................... Gold and foreign exchange reserves..............................

BULLETIN OF BANKING STATISTICS () Foreign assets Claims general on government Claims on nonfinancial public enterprises Claims on private sector Analytical Claims on credit institutions Accounts Reserve money of of which: money outside banks Monetary Time deposits and deposits in foreign currency Authorities Foreign liabilities General government s deposits of which: local government deposits Capital accounts Table. (million rubles) Other items (net).,.,...,.,.,..,.,.,.,...,.,...,.,.,..,.,.,.,.,..,.,...,.,.,..,.,.,.,.,..,.,...,.,.,..,.,.,.,.,..,.,...,.,.,..,.,.,.,.,..,.,...,.,.,..,.,.,.,.,..,.,...,.,.,.,.,.,.,.,.,..,.,...,.,.,..,.,.,.,.,..,.,...,.,.,.,.,.,.,.,...,.,...,.,.,..,.,.,.,.,..,.,...,.,.,.,.,.,.,.,.,..,.,...,.,.,..,.,.,.,.,..,.,...,.,.,..,.,.,.,.,..,.,...,.,.,.,.,.,.,.,.,..,.,...,.,.,.,.,.,.,.,.,..,.,...,.,.,.,.,.,.,.,.,..,.,...,.,.,.,.,.,.,.,.,..,.,...,.,.,.,.,.,.,.,.,..,.,...,.,.,.,.,.,.,.,.,..,.,...,.,.,.,.,.,.,.,.,..,.,...,.,.,.,.,.,.,.,.,.

BULLETIN OF BANKING STATISTICS () Reserves Foreign assets Analytical Claims on general government Accounts claims of Credit of which: on local governments Institutions Claims on nonfinancial public enterprises Claims on nonfinancial private enterprises and households other Claims financial Table. (million rubles) on institutions.,.,.,.,.,.,...,.,.,.,.,.,...,.,.,.,.,.,...,.,.,.,.,.,...,.,.,.,.,.,.,..,.,.,.,.,.,.,..,.,.,.,.,.,.,..,.,.,.,.,.,.,..,.,.,.,.,.,.,..,.,.,.,.,.,.,..,.,.,.,.,.,.,..,.,.,.,.,.,.,..,.,.,.,.,.,.,..,.,.,.,.,.,.,..,.,.,.,.,.,.,..,.,.,.,.,.,.,..,.,.,.,.,.,.,..,.,.,.,.,.,.,..,.,.,.,.,.,.,..,.,.,.,.,.,.,..,.,.,.,.,.,.,.

BULLETIN OF BANKING STATISTICS () Demand deposits Time and saving deposits and foreign currency deposits of which: foreign currency deposits Restricted deposits Money market instruments Foreign liabilities General government deposits of which: deposits of local governments Liabilities to monetary authorities Capital accounts Other items (net) End.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,...,.,..,.,.,.,.,.,.,.,...,.,..,.,.,.,.,.,.,.,...,.,.

BULLETIN OF BANKING STATISTICS () Structure of Aggregate Assets of Credit Institutions as of.. Chart.%.%.%.%.%.%.% Reserves Foreign assets Claims on general government Claims on non-financial public enterprises Claims on non-financial private enterprises and households Claims on other financial institutions Other assets Chart Structure of Aggregate Liabilities of Credit Institutions as of...%.%.%.%.%.%.%,%.% Demand deposits Time and savings deposits and foreign currency deposits Restricted deposits Money market instruments Foreign liabilities General government deposits Liabilities to monetary authorities Capital accounts Other liabilities

BULLETIN OF BANKING STATISTICS () Monetary Survey Table. (million rubles) Net foreign assets of monetary authorities and credit institutions Domestic credit Net credit to general government Claims on of nonfinancial public enterprises which: Claims on private sector Claims on other financial institutions Money Quasimoney Restricted deposits Money market instruments Capital accounts Other items (net).,.,.,.,.,..,.,....,.,.,..,.,.,.,.,..,.,....,.,...,.,.,.,.,..,.,.,.,.,..,.,.,.,.,..,.,.,.,.,..,.,.,.,.,..,.,.,.,.,..,.,.,.,.,..,.,.,.,.,..,.,.,.,.,..,.,.,.,.,..,.,.,.,.,..,.,.,.,...,.,.,.,.,..,.,.,.,.,..,.,.,.,.,..,.,.,.,.,..,.,.,.,.,..,.,.,.,.,..,.,.,.,.,..,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,.,.

BULLETIN OF BANKING STATISTICS () End Net foreign assets of monetary authorities and credit institutions Domestic credit Net credit to general government Claims on of nonfinancial public enterprises which: Claims on private sector Claims on other financial institutions Money Quasimoney Restricted deposits Money market instruments Capital accounts Other items (net).,.,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,.,...,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,.,...,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.,.,.,.,..,.,,.,.,.,.,.,.,.,.,.,.,..,.,,.,.,.,.,.,.,.,.,.,.,..,.,,.,.,.,.,.,.,.,.,.,.,..,.,,.,.,.,.,.,.,.,.,.,.,..,.,,.,.,.,.,.,.,.,.,.,.,..,.,,.,.,.,.,.,.,.,.,.,.,.

BULLETIN OF BANKING STATISTICS () Money (National Supply Definition) Table. (billion rubles at end of period) M oney supply (M) % growth in money suppl y Total of which: cash in circulation (M) noncash funds from previous month from beginning of the year............................,.......................................................................,........................

BULLETIN OF BANKING STATISTICS () Chart Money Supply Dynamics R bn December February March April May June July August September October November Cash (M) December February March April May June July Non-cash funds August September October November December February March April

. MAJOR INDICATORS AND INSTRUMENTS OF THE BANK OF RUSSIA MONETARY POLICY Bank of Russia Balance Sheet...... Precious metals,,,,,. Funds and securities in foreign currency held by nonresidents,,,,,. Credits and deposits,,,,, of which: credits to resident credit institutions,,,,, for servicing foreign government debt,,,,,. Securities,,,,, of which: securities of Russian government,,,,,. Other assets,,,,, of which: fixed assets,,,,, Total assets,,,,,. Cash in circulation,,,,,. Funds in accounts with the Bank of Russia,,,,, of which: funds of the central government,,,,, funds of resident credit institutions,,,,,. Float,,,,,. Capital,,,,,. Other liabilities,,,,, of which: IMF loan,,,,, Total liabilities,,,,, The Bank of Russia balance sheet structure is approved by the Board of Directors with the recommendations of ZAO Coopers & Lybrand taken into account. Table. (million rubles) BULLETIN OF BANKING STATISTICS ()

BULLETIN OF BANKING STATISTICS () Refinancing Rate Table. P eriod %.................................................................................. Table. Credit Institutions Fixed Percentage Ratios in Bank of Russia Required Reserves Date For funds borrowed from legal entities in rubles For funds borrowed from legal entities in foreign currency For funds borrowed from individuals entities in rubles For funds borrowed from legal individuals in foreign currency (percent) On personal deposits in rubles in Sberbank (regardless of maturity)...........................

BULLETIN OF BANKING STATISTICS () Dinamics of Individual Indicators on the Bank of Russia Overnight Deposits Chart % % February March April May June July August September October November December February March April May The share of Bank of Russia overnight deposits in the total volume of deposits (left-hand scale) The average weighted rate on the Bank of Russia overnight deposits (right-hand scale)

Month Overnight Individual Indicators of Bank of Russia Deposit Transactions on the Money Market Average weighted rates on deposits attracted (%) Tom/next Оne week Two week month month Overnight Deposit structure on terms of attraction as % of volume of deposits Tom/next Оne week Two week Table. month month. May. September. November.... December.......... February...... March.... April...... May.... June.... July...... August...... September...... October........ November........ December................ February.......... March.......... April.......... May............ BULLETIN OF BANKING STATISTICS ()

BULLETIN OF BANKING STATISTICS () Interest Rates Dynamics in Chart % p.a. February March April May June July August September October November Bank of Russia deposit rate Interbank rate (overnight) Yield on GKOs with maturities of up to days Average weighted rate on Bank of Russia lombard credits Bank of Russia bond yields December February March April May June July August September October November December February March April May Interest Rates Dynamics in October, May, Chart % p.a................................... Bank of Russia deposit rate Interbank rate (overnight) Bank of Russia bond yields

BULLETIN OF BANKING STATISTICS () Official US Dollar to Ruble Rate Table........ F ebruary.......... M arch......... April........... May........ J une......... July........... August........... September........... October........... N ovember......... December................... F ebruary.......... M arch......... April........... May........

BULLETIN OF BANKING STATISTICS () End............ F ebruary.......... M arch........... April........... May........... June........... July............ A ugust.......... September........... October............ N ovember.......... December....................... February.......... March............ April........... M ay..........

BULLETIN OF BANKING STATISTICS () Chart Official US Dollar to Ruble Exchange Rate Dynamics in August, May,.... ruble................................................... Official rate

BULLETIN OF BANKING STATISTICS () Official Euro to Ruble Rate Table......... F ebruary.......... M arch......... April........... May........ end........... February.......... March............ April........... M ay..........

BULLETIN OF BANKING STATISTICS () Official German Mark to Ruble Rate Table........ F ebruary.......... M arch......... April........... May........ J une......... July........... August........... September........... O ctober........... N ovember......... December................... F ebruary.......... M arch......... April........... May........

BULLETIN OF BANKING STATISTICS () End............ F ebruary.......... M arch........... April........... May........... June........... July............ A ugust.......... September........... October............ N ovember.......... December....................... February.......... March............ April........... M ay..........

BULLETIN OF BANKING STATISTICS () Date of quotes Bank of Russia Precious Metals Quotes Gold buy Platinum buy Table. (rubles per gram) Silver.......................................................................................... buy

.. Major Features of Transactions in GKOs OFZs Data on Redemptions and Coupon Payments on Government Securities Table.. Date of placement Redemption date Paper code Redemption amount, million rubles Marketable volume, million rubles No. of coupon period Current coupon rate, % p.a..... SURMFS.,..... SURMFS,.,..... SURMFS.,..... SURMFS,.,. Term Structure of Bonded Debt (with Respect to GKO and OFZ) Table.. Date up to days GKO over days % of trading volume at par fixed coupon OFZ investment permanent coupon................................... BULLETIN OF BANKING STATISTICS ()

Date Short-term government liabilities Major Parameters of the GKOs OFZs Secondary Market M arket portfolio indicator, % Market turnover indicator, % Federal loan investment bonds OFZ-PD OFZ-FD Short-term government liabilities Federal loan investment bonds OFZ-PD.................................................................................................................................................................................... Table.. OFZ-FD BULLETIN OF BANKING STATISTICS ()

BULLETIN OF BANKING STATISTICS () T urnover ratio, % Nominal value, million ruble s Date Short-term government liabilities Federal investment loan bonds OFZ -PD OFZ-F D Short-term government liabilities Federal investment loan bonds OFZ-PD OFZ-FD......,.,.,.,.......,.,.,.,.......,.,.,.,.......,.,.,.,.......,.,.,.,.......,.,.,.,.......,.,.,.,.......,.,.,.,.......,.,.,.,.......,.,.,.,.......,.,.,.,.......,.,.,.,.......,.,.,.,.......,.,.,.,.......,.,.,.,.......,.,.,.,.......,.,.,.,.......,.,.,.,. Cont.

BULLETIN OF BANKING STATISTICS () Date Short-term government liabilities Federal investment M arket value, million rubles Duration, day s loan bonds OFZ -PD OFZ-F D Short-term government liabilities Federal investment loan bonds OFZ-PD OFZ-F D..,.,.,.,....,...,.,.,.,....,...,.,.,.,....,...,.,.,.,....,...,.,.,.,....,...,.,.,.,....,...,.,.,.,....,...,.,.,.,....,...,.,.,.,....,...,.,.,.,....,...,.,.,.,....,...,.,.,.,....,...,.,.,.,....,...,.,.,.,....,...,.,.,.,....,...,.,.,.,....,...,.,.,.,....,...,.,.,.,....,. End

BULLETIN OF BANKING STATISTICS () Date. FINANCIAL MARKETS.. Interbank Credit Market Moscow Interbank Bid Rates (MIBID) Term of credit, days Table.. (% p.a. for ruble credits)................................................................................................................................ No rates on credits extended for other terms were announced from May to,.

BULLETIN OF BANKING STATISTICS () Date Moscow Interbank Offered Rates (MIBOR) and Moscow Interbank Actual Credit Rates (MIACR) Table.. (% p.a. for ruble credits) Moscow Interbank Actual Moscow Interbank Offered Rate (MIBOR) on credits Credit Rate (MIACR) Term of credit, days..................................................................................................................................................... Rates on credits with other terms were not announced from May to,. o credits with other terms were extended fro N m May to,.

.. Exchange Market Data Average weighted US Dollar Trade at Interbank Currency Exchange MICEX Today Tomorrow Spot pot/next Average weighted dollar/ruble rate S SPECEX SIBEX UREX ASPEX POSEX NICEX Table.. (USD million)........ February........ March........ April........ May........ June......... July........ August........ S eptember.......... O ctober........... N ovember........... D ecember........... J anuary........... F ebruary........... M arch........... A pril........... M ay........... SICEX BULLETIN OF BANKING STATISTICS ()

BULLETIN OF BANKING STATISTICS () Data Trading volume MICEX SPECEX SIBEX UREX ASPEX POSEX NICEX SICEX,........ February,........ March,........ April,........ May,........ June,........ July,........ August,........ September,....... October,........ November,........ December,........,........ February,........ March,........ April,........ May,........ Settlement time not later than the transaction day. Settlement time not later than the business day following the transaction day. Settlement time not later than the second business day after the transaction day. Settlement time not later than the third business day after the transaction day. Abbreviations used in this Table: M ICEX Moscow Interbank Currency Exchange S PECEX St. Petersburg Currency Exchange S IBEX Siberian Interbank Currency Exchange U REX Ural Regional Currency Exchange A SPEX Asia-Pacific Interbank Currency Exchange R OSEX Rostov Currency and Stock Exchange N ICEX Nizhni Novgorod Currency and Stock Exchange S ICEX Samara Interbank Currency Exchange End

BULLETIN OF BANKING STATISTICS () German Mark Trade at Interbank Currency Exchange Table.. (DM million) Data Average weighted DM/ruble rate Trading volume MICEX SPECEX POSEX SICEX MICEX SPECEX POSEX SICEX........ February...... March...... April........ May...... June...... July...... August...... September...... October........ November...... December............ February...... March...... April...... May...... MICEX Moscow Interbank Currency Exchange S PECEX St. Petersburg Currency Exchange R OSEX Rostov Currency and Stock Exchange SICEX Samara Interbank Currency Exchange

Total foreign currency receipts Foreign Cash Flow Through Authorized Banks Across Russia banks imports (entered to cash account) to Russia purchased from resident banks purchased from individuals and accepted for conversion of which: received from individuals (residents and nonresidents) for entering to their foreign currency accounts received from legal entities for entering to their foreign currency accounts Table.. (USD million) other receipts,.,.,.,.,..,.,.,.,.,.,..,. Q,,.,.,.,.,... Q,,.,.,.,.,... Q,,.,.,.,.,... Q,,.,.,.,.,... BULLETIN OF BANKING STATISTICS () Q,,.,.,.,.,... Q,,.,.,.,.,... Q,,.,.,.,.,... Q,,.,.,.,.,...,....... February,....... March,.,...... April,.......

BULLETIN OF BANKING STATISTICS () End (USD million) Total foreign cash expenses banks exports from Russia ( cash account debit) sales to resident banks sales to individuals of which: payments from personal foreign currency accounts (residents and nonresidents) payments from corporate foreign currency accounts other Foreign cash balances at end of reporting period,..,.,.,..,..,..,.,.,..,.. Q,,..,.,.,.... Q,,..,.,.,.... Q,,..,.,.,.... Q,,..,.,.,.... Q,,..,.,.,.... Q,,..,.,.,.... Q,,..,.,.,.... Q,,..,.,.,....,........ February,....,.... March,....,.... April,........ Excluding receipts related to interbranch turnover. Excluding payments related to interbranch turnover.

Selected Indicators Featuring Foreign Cash Transactions by Authorized Banks Exchange Offices Average single transaction (units of currency) buy sell No. of transactions (thousand units) buy sell US Dollar Average monthly rate (rubles per unit of currency) buy sell Average transaction margin (rubles) Table.. Percent share of a specific foreign currency transactions in total volume of foreign cash transactions by exchange offices.,.,.,.,.,.... February.,.,.,.,.,.... March.,.,.,.,.,.... April.,.,.,.,.,.... May.,.,.,.,.,.... June.,.,.,.,.,.... July.,.,.,.,.,.... August..,.,.,.,.... September.,.,.,.,.,.... October.,.,.,.,.,.... November.,.,.,.,.,.... December.,.,.,.,.,......,.,...... February..,.,...... March..,.,...... April..,.,...... May..,.,...... June..,.,...... July..,.,...... August..,.,...... September..,....... October..,....... November..,....... December..,.,........,.,...... February..,.,...... March..,.,...... April.,,.,...... buy sell BULLETIN OF BANKING STATISTICS ()

BULLETIN OF BANKING STATISTICS () Average single transaction (units of currency) No. of transactions (thousand units) Average monthly rate (rubles per unit of currency) Average transaction margin (rubles) End Percent share of a specific foreign currency transaction in total volume of foreign cash transactions by exchange offices buy sell buy sell buy sell buy sell German mark.,...,.,.... February.,...,.,.... March.,...,.,.... April.,...,.,.... May.,...,.,.... June.,...,.,.... July.,...,.,.... August.,...,.,.... September.,...,.,.... October.,...,.,.... November.,...,.,.... December.,...,.,.....,........ February.,........ March.,........ April.,........ May.,........ June.,........ July.,........ August......... September......... October......... November......... December.................. February......... March......... April.........

BULLETIN OF BANKING STATISTICS () Chart, Dynamics of Foreign Cash Purchase and Sale Transactions with Individuals by Authorized Banks and Their Branches,, $ million,,, February March April May June July August September October November December Foreign cash purchases from individuals Foreign cash sales to individuals February March April May June July August September October November December February March April

Table.. Average Foreign Cash Purchase and Sale Transactions with Individuals by Authorized Banks and Their Branches Average size of transactions April May June July August up to $ September October November December p urchase number of transactions (thousand units),.,.,.,.,.,.,.,.,.,.,.,.,. February value of transactions ($ million)............. s ale number of transactions (thousand units)............. value of transactions ($ million)............. from $ to $ p urchase number of transactions (thousand units),.,.,.,.......... value of transactions ($ million)............. s ale number of transactions (thousand units)....,......... value of transactions ($ million)............. from $ to $, p urchase number of transactions (thousand units)............. value of transactions ($ million)............. s ale number of transactions (thousand units),.,.,.,.,......... value of transactions ($ million),..,.,.,......... from $, to $, p urchase number of transactions (thousand units)............. value of transactions ($ million)............. s ale number of transactions (thousand units)............. value of transactions ($ million)............. over $, p urchase number of transactions (thousand units)............. value of transactions ($ million)............. s ale number of transactions (thousand units)............. value of transactions ($ million)............. March April BULLETIN OF BANKING STATISTICS ()

BULLETIN OF BANKING STATISTICS () Chart Foreign Cash Sources in April,.%.%.%.%.%.% Banks' imports to Russia entered to cash account Purchased from resident banks Purchased from individuals and accepted for conversion Received from individuals (residents and nonresidents) for entering to their foreign currency accounts Received from legal entities for entering to their foreign currency accounts Other sources Structure of Foreign Cash Expenditures in April, Chart.%.%.%.%.%.% Banks' exports from Russia cash accounts debit Sales to resident banks Sales to individuals Payments from personal foreign currency accounts residents and nonresidents Payments from corporate foreign currency accounts Other

BULLETIN OF BANKING STATISTICS () Corporate Securities Market Indicators Table. Date RTS turnover (million dollars) foreign currency value RTS-Interfax index, points ruble value.......................................................................................... RTS-Interfax Index Dynamics Chart points....................................................

.. International Financial Markets USA France Germany United Kingdom Treasury Bills Yield Italy Bulgaria A rmenia China (Hong Kong) Q........ Q......... Q......... Q......... Q......... Q......... Q......... Q......... March........ April......... May......... June......... July......... August.....,... September........ October......... November......... December.................. February......... March........ April...... Table.. Lithuania (% p.a.) BULLETIN OF BANKING STATISTICS () Source: IMF International Financial Statistics,, Vol. L, No.,, Vol. LI, No.,, Vol. LII, No.,.

BULLETIN OF BANKING STATISTICS () Money Market Rates Table.. (% p.a.) USA Japan France Germany United Kingdom Italy Indonesia Korea Singapore U kraine hina (Hong Kong) C a Bulgari Lithuania Q............ Q............. Q............. Q............. Q............. Q............. Q............. Q............. March............. April............. May............. June............. July............. August............. September............. October............ November............ December......................... February............ March.......... April...... Source: IMF International Financial Statistics,, Vol. L, No.,, Vol. LI, No.,, Vol. LII, No.,.

BULLETIN OF BANKING STATISTICS () Deposit Rates Table.. (% p.a.) USA Japan France Germany United Kingdom Italy Indonesia Korea Singapore U kraine hina (Hong Kong) C a Bulgari Lithuania Q............ Q............. Q............. Q............. Q............. Q............. Q............. Q............. March............. April............. May............. June............. July............. August............. September............. October............. November............. December.......................... February........... March......... April... Source: IMF International Financial Statistics,, Vol. L, No.,, Vol. LI, No.,, Vol. LII, No.,.

BULLETIN OF BANKING STATISTICS () Lending Rates Table.. (% p.a.) USA Japan France Germany United Kingdom Italy Indonesia Korea Singapore U kraine hina (Hong Kong) C a Bulgari Lithuania Q............ Q............. Q............. Q............. Q............. Q............. Q............. Q............. March............. April............. May............. June............. July............. August.......,..... September............. October............. November............. December.......................... February............ March.......... April.... Source: IMF International Financial Statistics,, Vol. L, No.,, Vol. LI, No.,, Vol. LII, No.,.

. CREDIT INSTITUTIONS PERFORMANCE.. General Description Number and Structure of Credit Institutions Table............. Credit institutions registered by Bank of Russia,,,,,,,,,, of which: banks,,,,,,,,,, nonbank credit institutions.. Registered percent foreign-owned credit institutions.. Credit institutions, registered by Bank of Russia, which have not yet paid up their authorised capital and have not yet received licence (within the time-limit set by law) of which: banks nonbank credit institutions. Nonbank credit institutions registered by other bodies. Credit institutions licensed to conduct banking transactions,,,,,,,,,, of which: banks,,,,,,,,,, nonbank credit institutions.. Credit institutions with licence (permission): to attract personal deposits,,,,,,,,,, to conduct transactions in foreign currency credit institutions with general licence to conduct transactions with precious metals permits licences BULLETIN OF BANKING STATISTICS ()

BULLETIN OF BANKING STATISTICS () Cont... Credit institutions with a capital, licensed to conduct of which: foreign stake in authorised banking transactions.......... percent foreign-owned organisations credit institutions with foreign ownership from to %. Registered authorized capital of operating credit institutions (million redenominated rubles),,,,,,,,,,. Branches of operating credit institutions in Russia,,,,,,,,,, of which: Agroprombank branches,, Sberbank branches,,,,,,,,,, branches of percent foreign-owned banks. Branches of credit institutions abroad. Branches of nonresident banks in Russia. Representative offices of operating credit institutions of which: in Russia in non-cis countries in CIS countries. Credit institutions with revoked licences cumulative No.,,,,,. Credit institutions subjected to liquidation cumulative No.. Credit institutions in receivership with court interim trustees cumulative No. appointed

BULLETIN OF BANKING STATISTICS () End. Total entities of credit institutions in State Register of which: registered as liquidated as Credit Institutions credit institutions liquidated owing to revocation of licence for violation of banking legislation and Bank of Russia regulations legal.......... credit institutions liquidated owing to reorganisation of which: credit institutions liquidated owing to merger credit institutions liquidated owing to takeover of which: reorganisation into branches of other banks taken over by other banks (without creating a branch) credit institutions liquidated by partners on a voluntary basis Issued since December in accordance with Bank of Russia Letter No. of December,. Data on Agroprombank branches have not been published since,, as the bank has closed most of its branches. As of December,, the number of Russian credit institutions s branches abroad includes branches for whose opening the Bank of Russia gave permission. In future periods operating branches of Russian credit institutions abroad are indicated. These comprise representative offices whose opening abroad was made known to the Bank of Russia.

Credit Institutions Grouped by Registered Authorized Capital Table.. Less than, rubles number % share number From, to million rubles % share number From million to million rubles % share number From million to million rubles % share number From million to million rubles % share number From million to million rubles % share number million rubles and more Total % share Number........,........,........,........,........,........,........,........,........,........,........,........,........,........,........,........,........,........, BULLETIN OF BANKING STATISTICS ()

BULLETIN OF BANKING STATISTICS () Chart Structure of Registered Credit Institutions % share of all credit institutions registered by Bank of Russia % share of total number of registered institutions % % % % % % % % % % %............................................ Nonbank credit institutions registered by Bank of Russia Credit institutions with licence Credit institutions whose licence was revoked for violations of banking legislation and Bank of Russia regulations Credit Institutions Grouped by Registered Authorized Capital February March April May June July August September October November December February March April May June From million rubles and more Chart From million to million rubles From million to million rubles From million to million rubles From million to million rubles From, to million rubles Less than, rubles

Selected Indicators of Credit Institutions Performance Grouped by Assets Indicators, million rubles unless otherwise stated Credit institutions grouped by assets (in descending order) as of.. Table.. (million rubles),,, Total No. of branches throughtout the RF territory, units,, Credits extended,,,,,,, of which: outstanding debt,,,,,, corporate loans,,,,,, of which: outstanding debt,,,,,, personal loans,,,,,, of which: outstanding debt, credits extended to banks,,,,,, of which: outstanding debt,,,, Investment in government securities,,,,,, Investment in bills,,,,,, Investment in shares and equity interest of resident corporations (except for banks),,,, Corporate funds with banks,,,,,,, Budgetary funds with banks,,,,,, Personal deposits,,,,,, Negotiable debt,,,,,, Total assets,,,,,,,, BULLETIN OF BANKING STATISTICS ()

BULLETIN OF BANKING STATISTICS () Chart Comparative Data on Major Sources of Borrowing by Credit Institutions as of.. (Based on Credit Institutions Grouped by Assets) % % share of borrowings (from major sources) % % % % %,,, Credit institutions grouped by assets Negotiable debt Personal deposits Budgetary funds with banks Corporate funds with banks Chart Comparative Data on Major Allocations of Funds by Credit Institutions as of.. (Based on Credit Institutions Grouped by Assets) % % share of major allocations % % % % %,,, Credit institutions grouped by assets Investment in shares and equity interest of resident corporations (except banks) Investment in bills Credits extended to banks Corporate loans Investment in government securities Personal loans

BULLETIN OF BANKING STATISTICS ().. Borrowings Deposits Table.. (million rubles) Total ruble deposits Total Total demand deposits up to days p ersonal deposits corporate deposit s to days by maturity: to days days to year to years years and more Total demand deposits up to days to days by maturity: to days days to year to years years and more bank deposits.,,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,,.,,,,,,,,,,.,,,,,,,,,.,,,,,,,,,,,.,,,,,,,,,,,,.,,,,,,,,,,,.,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,

BULLETIN OF BANKING STATISTICS () End (million rubles) Total foreign currency deposits Total Total demand deposits up to days p ersonal deposits corporate deposit s to days by maturity: to days days to year to years years and more Total demand deposits up to days to days by maturity: to days days to year to years years and more bank deposits.,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,

BULLETIN OF BANKING STATISTICS () Chart Structure of personal deposits as of...%.%.%.%.%.%.% demand deposits up to days to days to days days to year year to years years and more Structure of personal deposits as of...%.%.%.%.%.%.% demand deposits up to days to days to days days to year year to years years and more

Interest rates on personal deposits by maturity up to days to days to days days to year Average Weighted Deposit Interest Rates in Rubles year and more Interest rates on corporate deposits by maturity up to days to days to days days to year year and more up to days Interest rates on banks deposits by maturity of which overnight to days to days days to year................ February................ March................ Table.. April................ May................ June................ July................ August................ September................ October................ November................ December................................ February................ March................ April............... (% p.a.) year and more BULLETIN OF BANKING STATISTICS ()

up to days Average Weighted Deposit Interest Rates in US Dollars Interest rates on personal deposits to days to days days to year year and more up to days Interest rates on corporate deposits Table.. (% p.a.) to days to days days to year year and more.......... February.......... March.......... April.......... May.......... June.......... July.......... August.......... September.......... October.......... November.......... December.................... February.......... March.......... April.......... BULLETIN OF BANKING STATISTICS ()

BULLETIN OF BANKING STATISTICS () Deposit and Savings Certificates and Bonds Table.. (at par, million rubles) T otal deposit certificates T otal savings certificate s Total bond s of which those falling due: of which those falling due: of which those falling due: up to days to days to days days to yea to years more than years Total up to days to days to days days to yea to years more than years Total up to days to days to days days to yea to years more than years Total.,,,,,.,,,,,.,,,,,.,,,,,.,,,,.,,,,.,,,,.,,,.,.,,.,.,.,,.,,.,,.,