Introducing the first full-service independent Wealth Platform DESIGNED EXCLUSIVELY FOR INTERNATIONAL INVESTORS 1
Legal disclaimer Important informa on This brochure is an informa ve tool, and whilst it aims to point out the main features and benefits of the Ardan Interna onal Wealth Pla orm, it is not a full descrip on of the service. For a complete descrip on of the service, a more comprehensive coverage of op ons, risks and uses of the service, please refer to our Terms and Condi ons. All detailed queries should be referred to your adviser. In the event of a conflict between this brochure and any reference document, the more detailed document takes precedence over this leaflet. All informa on contained within this brochure is correct at me of produc on, errors and omissions excepted. This leaflet is not intended for distribu on in the US or to US persons. 2
Our online service brings all your investments together Our Pla orm is designed exclusively for Interna onal Advisers and their interna onally mobile clients. 4 Who is Ardan? 10 Regulated financial centre 6 What is a wealth pla orm? 11 Next steps 8 Pla orm features 11 Contact us 9 Why the Isle of Man 3
Who is Ardan International? We strive to be the leading independent wealth pla orm for the interna onal financial services market. We provide access to investments from around the world. We have established rela onships with a range of leading interna onal counterpar es on preferen al terms with banks, fund managers and security traders. We are backed by our parent, the RL360 Group, which provides investment, savings and protec on solu ons to interna onal investors based around the world. The RL360 Group has over 60,000 policyholders, over $10 billion assets under management and employs over 300 staff. You can visit their website at www.rl360group.com We are based in the Isle of Man and are licensed and authorised by the Isle of Man Financial Services Authority. 4
Our charter WE ARE AN INDEPENDENT SERVICE WE ARE UNBIASED This means we are not ed to any par cular fund manager or restricted by a single product provider. We are not incen vised to promote one provider s products over that of another. WE BRING TRANSPARENCY WE BRING CHOICE You and your adviser will have full informa on of your exis ng and planned investments and any associated charges. A wide range of investment types that can be held through the wrapper of your choice. ¹ WE GIVE IMMEDIATE ACCESS To view your por olio and to allow your appointed Adviser to trade your investments. ² WE BRING VALUE Our fees are clear and are related to your investment ac vity. WE OPERATE IN A REGULATED OFFSHORE JURISDICTION The Isle of Man is an established and long-standing highly regarded offshore financial centre. ¹ This may require agreement with your wrapper provider. ² Frequency of trading is dependent on the underlying investment. 5
What is a wealth platform? It is a secure online service that brings all your investments together in a simple and transparent manner, enabling truly holis c wealth management. Rather than trying to track your investments across various ins tu ons and organisa ons, each with their own dealing processes, paperwork and charging structures, you and your adviser can manage your investments in one place. Simply stated, the Ardan Wealth Platform puts you and your adviser in control of your investments. 6
Benefits of the Ardan Platform The service will match the way you and your adviser want to manage your investments The service enables your adviser to make informed investment decisions based on their understanding of your personal financial plans. Access to over 80,000 funds, ETFs, stocks and bonds from around the world in addi on to structured notes. Mul -currency op ons (USD, EUR, GBP, CHF, JPY, SGD, HKD, AUD, AED, CAD, ZAR). Trading is seamless using our tried and tested technology. Online access to your por olio with analysis tools. Highly compe ve and transparent cost structure. Provides access to third party model por olio exper se. Protecting your assets Client investments and monies are held in the name of Ardan Nominees Limited. Client assets are at all mes segregated from the assets of Ardan in ring-fenced accounts and are safe whatever happens to Ardan Interna onal Limited. Clients benefit from assets being custodied within the highly reputable and long-established regulatory regime of the Isle of Man. 7
Platform features designed around the way you want to manage your investment *Graphical representation of dashboard, actual dashboard may vary 8
Why are we based in the Isle of Man? The Isle of Man is a financially strong, independent and well-respected offshore finance centre. The Isle of Man is a reputable interna onal financial centre providing full access to global markets. It retains the confidence of its investors through the adop on and implementa on of high regulatory standards and its reputa on for poli cal stability. 9
Regulated financial centre The Isle of Man has an Aa1 ra ng from Moody s and has been recognised by the Interna onal Monetary Fund as a well regulated offshore Financial Centre of Excellence. The Isle of Man is renowned for quality in the provision of financial services. The Isle of Man Financial Services Authority was established in 2015 and amalgamated the func ons of the Financial Supervision Commission (established in 1983) and the Insurance and Pensions Authority. The Isle of Man Data Protec on Act 2002 requires us to protect your personal informa on. 10
Next steps For more information please contact your financial adviser or wealth manager. They will: Discuss how you can benefit from using the Ardan Wealth Pla orm. Complete the applica on process with you. Receive confirma on of your account details. With your account established: You can begin to consolidate your exis ng holdings with your new Client Por olio Account. Financial Advisers can start to trade. Contact us Postal Address Ardan Interna onal 2nd Floor, Goldie House 1-4 Goldie Terrace Upper Church Street Douglas Isle of Man IM1 1EB Email: hello@ardan-interna onal.com Website: www.ardan-interna onal.com 11
Ardan Interna onal is licensed by the Isle of Man Financial Services Authority with Licence Number 1365. Ardan Interna onal Limited registered company number is 007984V. Ardan Nominees Limited registered company number is 128166C. The registered trading names of Ardan Interna onal Limited are Ardan Interna onal and Ardan Interna onal Wealth Pla orm. Their registered office is: 2nd Floor, Goldie House, 1-4 Goldie Terrace, Upper Church Street, Douglas, Isle of Man, IM1 1EB, Bri sh Isles. Ardan Interna onal is part of the RL360 Group. Client brochure / February 2017 12