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Architect L Brighthouse Life Insurance Company Variable Investment Option Performance Update The performance data quoted represents past performance and does not guarantee future results. Performance current to the most recent month-end may be viewed at www.brighthousefinancial.com. The investment return and principal value of an investment will fluctuate and an investor's shares, when redeemed, may be worth more or less than their original cost. Returns for Sub-Accounts that invest in s that were in existence prior to the Sub-Account inception date have been adjusted to reflect the charges and expenses of the Architect L Variable Annuity, as if the contract had existed during the stated period(s), including all -level expenses, the M&E risk and administrative expense charges of 2.05% and the annual Account Fee of $30. These results do not reflect the withdrawal charges which begin at 6% and decrease over 4 years (for returns reflecting these charges, see the Standardized report pages in this document that follows this Nonstandardized report). These figures represent past performance and are not an indication of future performance. Current performance may be lower or higher than the performance figures quoted. Architect L Non-Standardized Performance: Without surrender charges applied as of 03/31/2018 Inception Date Year-to- Date 1 Year 3 Year* 5 Year* One Month 1919 Variable Socially Responsive Balanced Fund 05/01/92-0.94% -0.05% 10.83% 4.23% 6.08% 4.63% American Funds Global Growth Fund - Class 2 04/30/97-1.99% 2.25% 20.72% 8.78% 10.31% 6.40% American Funds Growth Fund - Class 2 02/08/84-2.48% 2.24% 18.31% 11.64% 12.92% 7.40% American Funds Growth-Income Fund - Class 2 02/08/84-2.54% 1.13% 14.27% 9.17% 11.43% 6.87% BlackRock Bond Income - Class A 08/30/96 0.30% -1.74% -0.35% -0.64% 0.33% 1.85% BlackRock Capital Appreciation - Class A 08/30/96-2.44% 5.22% 25.90% 10.93% 13.25% 7.21% BlackRock High Yield - Class A 08/30/96-0.54% -1.12% 2.49% 2.86% 3.24% 5.87% BlackRock Ultra-Short Term Bond - Class A 12/31/87-0.06% -0.20% -1.04% -1.55% -1.76% -1.68% Brighthouse Asset Allocation 20 - Class B 05/02/05-0.17% -1.42% 1.58% 0.56% 1.08% 2.40% Brighthouse Asset Allocation 40 - Class B 05/02/05-0.50% -1.19% 4.31% 1.99% 3.01% 3.30% Brighthouse Asset Allocation 60 - Class B 05/02/05-0.95% -0.98% 7.09% 3.41% 4.93% 4.00% Brighthouse Asset Allocation 80 - Class B 05/02/05-1.35% -0.79% 10.19% 4.81% 6.72% 4.58% Brighthouse Asset Allocation 100 - Class B 05/02/05-1.65% -0.66% 12.73% 5.99% 8.14% 4.89% Brighthouse Small Cap Value - Class B 04/20/82 1.06% -2.64% 5.67% 7.14% 8.17% 5.56% Brighthouse/Aberdeen Emerging Markets Equity - Class B 03/04/96-1.47% -0.42% 13.00% 4.88% 0.18% -1.02% Brighthouse/Wellington Balanced - Class A 05/16/83-1.14% -1.24% 6.21% 4.65% 7.23% 5.03% Brighthouse/Wellington Core Equity Opportunities - Class A 04/05/93-1.64% -1.65% 8.97% 6.45% 9.22% 4.78% Brighthouse/Wellington Large Cap Research - Class E 03/23/98-2.02% -0.89% 10.12% 7.56% 11.35% 6.49% Clarion Global Real Estate - Class A 05/04/98 1.80% -4.99% 2.49% -1.45% 1.46% 1.34% ClearBridge Aggressive Growth - Class A 05/16/83-1.39% 0.35% 7.15% 2.47% 9.29% 5.02% ClearBridge Variable Aggressive Growth - Class I 12/03/93-1.86% -0.62% 4.76% 1.39% 9.83% 8.60% ClearBridge Variable Appreciation - Class I 10/16/91-2.81% -2.46% 8.99% 6.82% 9.03% 6.43% Page 1 of 7

Architect L Non-Standardized Performance: Without surrender charges applied as of 03/31/2018 Inception Date Year-to- Date 1 Year 3 Year* 5 Year* One Month ClearBridge Variable Large Cap Growth - Class I 04/30/02-2.08% 1.10% 17.44% 10.99% 13.88% 9.58% ClearBridge Variable Large Cap Value - Class I 02/17/98-3.29% -3.62% 4.67% 4.79% 8.00% 5.81% ClearBridge Variable Small Cap Growth - Class I 11/01/99 2.14% 5.24% 22.22% 7.33% 9.72% 9.13% Fidelity VIP Contrafund - Service Class 2 01/03/95-1.97% -0.19% 11.09% 6.59% 9.87% 6.17% Fidelity VIP Dynamic Capital Appreciation - Service Class 2++ 09/25/00-2.04% 1.89% 15.48% 5.86% 10.38% 7.66% Fidelity VIP Mid Cap - Service Class 2 12/28/98-1.39% -0.22% 12.37% 5.93% 9.29% 6.70% Frontier Mid Cap Growth - Class D 03/23/98-0.71% 0.86% 14.47% 6.15% 10.49% 6.38% Harris Oakmark International - Class A 08/01/96-3.55% -2.81% 13.68% 5.29% 6.87% 5.90% Invesco Comstock - Class B 04/30/99-2.38% -2.95% 10.49% 6.06% 8.69% 6.24% Invesco Small Cap Growth - Class A 05/02/05 1.23% 2.25% 18.68% 8.11% 11.48% 9.42% JPMorgan Small Cap Value - Class A 05/02/05 0.48% -2.66% 1.50% 4.04% 6.46% 5.85% MetLife Stock Index - Class B 10/16/91-2.74% -1.38% 11.12% 7.97% 10.42% 6.68% MFS Research International - Class B++ 01/02/97-0.87% -1.06% 16.18% 3.31% 3.58% 0.69% MFS Total Return - Class F 06/16/94-1.44% -2.60% 4.09% 3.50% 5.24% 4.25% MFS Value - Class A 07/20/98-2.93% -3.50% 6.88% 6.78% 9.57% 6.54% Neuberger Berman Genesis - Class A++ 05/02/05 1.25% 0.28% 11.06% 7.81% 9.23% 6.33% Neuberger Berman Genesis - Class B 07/05/00 1.19% 0.16% 10.73% 7.54% 8.96% 5.14% Oppenheimer Global Equity - Class B 01/27/92-2.67% -0.47% 21.39% 7.59% 9.22% 5.98% PIMCO Inflation Protected Bond - Class A 09/30/99 0.75% -1.31% -0.96% -0.93% -2.36% 1.05% PIMCO Total Return - Class B 01/02/98 0.37% -1.74% -0.33% -0.85% -0.59% 2.46% T. Rowe Price Large Cap Growth - Class B 06/26/92-3.42% 3.17% 22.05% 11.24% 14.45% 9.41% T. Rowe Price Large Cap Value - Class B 11/08/96-2.81% -3.17% 6.97% 6.27% 9.25% 5.61% T. Rowe Price Large Cap Value - Class E++ 12/03/93-2.77% -3.13% 7.10% 6.38% 8.58% 5.38% T. Rowe Price Small Cap Growth - Class B 08/31/90 0.47% 1.51% 14.71% 7.42% 11.95% 10.57% Templeton Foreign VIP Fund - Class 2 05/01/92-1.67% -3.60% 3.89% 0.66% 2.08% 0.50% Victory Sycamore Mid Cap Value - Class B 08/20/97-0.80% -1.63% 3.83% 1.03% 5.48% 5.03% Western Asset Management Strategic Bond Opportunities - Class A 10/31/94 0.05% -1.30% 2.42% 2.03% 1.59% 4.15% Western Asset Management U.S. Government - Class A 01/24/92 0.28% -1.24% -1.45% -1.25% -0.99% 0.31% - Return Not Available *Annualized for Investment Options/s in existence for more than one year. ++ Closed to new investments except under dollar cost averaging and rebalancing programs in existence at the time of closing. Effective on or about December 15, 2017, Victory Capital Management Inc. replaced Invesco Advisers, Inc. as the subadviser to the Victory Sycamore Mid Cap Value previously known as the Invesco Mid Cap Value. Prior to March 6, 2017, Brighthouse Funds Trust I was known as Met Investors Series Trust and Brighthouse Funds Trust II was known as Metropolitan Series Fund. Prior to March 6, 2017, the Brighthouse Asset Allocation 20 was known as the MetLife Asset Allocation 20. Prior to March 6, 2017, the Brighthouse Asset Allocation 40 was known as the MetLife Asset Allocation 40. Prior to March 6, 2017, the Brighthouse Asset Allocation 60 was known as the MetLife Asset Allocation 60. Prior to March 6, 2017, the Brighthouse Asset Allocation 80 was known as the MetLife Asset Allocation 80. Page 2 of 7

Prior to March 6, 2017, the Brighthouse Asset Allocation 100 was known as the MetLife Asset Allocation 100. Prior to March 6, 2017, the Brighthouse Small Cap Value was known as the MetLife Small Cap Value. Prior to March 6, 2017, the Brighthouse/Aberdeen Emerging Markets Equity was known as the Met/Aberdeen Emerging Markets Equity. Prior to March 6, 2017, the Brighthouse/Wellington Balanced was known as the Met/Wellington Balanced. Prior to March 6, 2017, the Brighthouse/Wellington Core Equity Opportunities was known as the Met/Wellington Core Equity Opportunities. Prior to March 6, 2017, the Brighthouse/Wellington Large Cap Research was known as the Met/Wellington Large Cap Research. Prior to the opening of business on November 10, 2014, the Legg Mason Investment Counsel Variable Social Awareness of the Legg Mason Partners Variable Equity Trust was reorganized into the 1919 Variable Socially Responsive Balanced Fund of the Trust for Advised s. Values before November 10, 2014 reflect the performance of the Legg Mason Investment Counsel Variable Social Awareness of the Legg Mason Partners Variable Equity Trust. Effective April 28, 2014, the T. Rowe Price Large Cap Value - Class E of the Met Investors Series Trust replaced ClearBridge Variable All Cap Value - Class I of the Legg Mason Partners Variable Equity Trust. Values before April 28, 2014 reflect the performance of the ClearBridge Variable All Cap Value - Class I. Effective April 28, 2014, the ClearBridge Aggressive Growth II of the Met Investors Series Trust merged with and into the ClearBridge Aggressive Growth of the Met Investors Series Trust. Values before April 28, 2014 reflect the performance of the ClearBridge Aggressive Growth II. Effective April 29, 2013, the Oppenheimer Global Equity of the Metropolitan Series Fund merged with and into the Met/Templeton Growth of Met Investors Series Trust (MIST) and the Met/Templeton Growth was renamed the MIST Oppenheimer Global Equity. Values before April 29, 2013 reflect the performance of the Oppenheimer Global Equity of the Metropolitan Series Fund. As of May 2, 2011, the following portfolio merger took effect: MetLife Aggressive Allocation into MetLife Aggressive Strategy (now known as Brighthouse Asset Allocation 100 ). Performance shown for the MetLife Asset Allocation 100 prior to May 2, 2011 is the performance of the MetLife Aggressive Allocation. On May 1, 2009, the following investment portfolio substitutions were made: Legg Mason Partners Variable Equity Index into MetLife Stock Index, PIMCO VIT Total Return into PIMCO Total Return, and Van Kampen Life Investment Trust Comstock into Van Kampen Comstock (now known as Invesco Comstock ). On May 1, 2009, the following investment portfolio mergers were made: FI Large Cap and Met/AIM Capital Appreciation into BlackRock Legacy Large Cap Growth (now known as BlackRock Capital Appreciation ), Legg Mason Partners Managed Assets into BlackRock Diversified (BlackRock Diversified ). Performance for the BlackRock Legacy Large Cap Growth consists of the performance for FI Large Cap before and on May 1, 2009 and the BlackRock Legacy Large Cap Growth after May 1, 2009. Performance for the BlackRock Diversified consists of the performance for Legg Mason Partners Managed Assets before and on May 1, 2009 and the BlackRock Diversified after May 1, 2009. Performance for the MetLife Stock Index consists of the performance for the Legg Mason Partners Variable Equity Index before and on May 1, 2009 and the MetLife Stock Index after May 1, 2009. Performance for the PIMCO Total Return consists of the performance for the PIMCO VIT Total Return before and on May 1, 2009 and the PIMCO Total Return after May 1, 2009. Performance for the Van Kampen Comstock consists of performance for the Van Kampen Life Investment Trust Comstock before and on May 1, 2009 and the Van Kampen Comstock after May 1, 2009. Effective on April 28, 2008, the following investment portfolios merged: Batterymarch Mid-Cap Stock merged into Lazard Mid Cap and the Met Investors Series Trust MFS Value merged into Metropolitan Series Fund MFS Value. Effective on April 28, 2008, the following investment portfolio substitutions were made: Dreyfus Variable Investment Fund Appreciation into Davis Venture Value ; Dreyfus Variable Investment Fund Developing Leaders into T. Rowe Price Small Cap Growth ; Janus Aspen Series Worldwide Growth into Oppenheimer Global Equity and Templeton Developing Markets Securities Fund into MFS Emerging Markets Equity. Investment Performance Is Not Guaranteed. Page 3 of 7

Prospectuses for the investment portfolios are available from your financial professional or at www.brighthousefinancial.com. The contract prospectus contains information about the contract s features, risks, charges and expenses. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Investors should consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. Variable annuities are long-term investments designed for retirement purposes. Variable annuities have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet their stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value. All product guarantees, including optional benefits, are subject to the claims-paying ability and financial strength of the issuing insurance company. Please contact your financial professional for complete details. Withdrawals of taxable amounts are subject to ordinary income tax and if made before age 59½, may be subject to a 10% Federal income tax penalty. Distributions of taxable amounts from a non-qualified annuity may also be subject to the 3.8% Unearned Income Medicare Contribution Tax on Net Investment Income if your modified adjusted gross income exceeds the applicable threshold amount. Withdrawals will reduce the living and death benefits and account value. Withdrawals may be subject to withdrawal charges. "Brighthouse Financial" refers to Brighthouse Financial, Inc., a Delaware corporation, and, where appropriate in context, to one or more of its subsidiaries, or all of them taken as a whole. Architect L variable annuities are issued by Brighthouse Life Insurance Company (previously issued by MetLife Insurance Company USA) on Policy Form Number TL-22386 and are distributed by Brighthouse Securities, LLC (member FINRA). Brighthouse Life Insurance Company Charlotte, NC 28277 L1216486969[exp1118][All States] Page 4 of 7

Architect L The performance data quoted represents past performance and does not guarantee future results. Performance current to the most recent month-end may be viewed at www.brighthousefinancial.com. The investment return and principal value of an investment will fluctuate and an investor's shares, when redeemed, may be worth more or less than their original cost. Each Investment Option consists of a sub-account of the separate account supporting the contract (a "Sub-Account") that invests solely in shares of a fund portfolio (a ""). Standardized Performance for an Investment Option, as defined by the SEC, is the Average Annual Total Return for periods commencing no earlier than the Sub-Account inception date and terminating at the end of the most recent calendar quarter. Average Annual Total Returns shown that include periods prior to the Sub-Account inception date are Non-Standardized Performance. Charges for Standardized Performance include all -level expenses, the M&E risk and administrative expense charges of 2.05%, the contract administrative charge $30, the Enhanced Stepped-Up Provision (E.S.P.) 0.20%, current charge (maximum of 1.00% upon reset) for GMWB II 0.50%, and the surrender charge of 6%. Past performance does not guarantee future results. Architect L Average Annual Total Return as of 03/31/2018 Standardized as of 03/31/2018 Sub-Account 1919 Variable Socially Responsive Balanced Fund 05/01/92 4.12% 5.34% 3.90% 05/03/04 4.12% 5.34% 3.90% American Funds Global Growth Fund - Class 2 04/30/97 13.41% 9.54% 5.66% 03/17/03 13.41% 9.54% 5.66% American Funds Growth Fund - Class 2 02/08/84 11.14% 12.14% 6.65% 03/17/03 11.14% 12.14% 6.65% American Funds Growth-Income Fund - Class 2 02/08/84 7.35% 10.65% 6.13% 03/17/03 7.35% 10.65% 6.13% BlackRock Bond Income - Class A 08/30/96-6.38% -0.37% 1.14% 03/10/03-6.38% -0.37% 1.14% BlackRock Capital Appreciation - Class A 08/30/96 18.27% 12.46% 6.46% 03/10/03 18.27% 12.46% 6.46% BlackRock High Yield - Class A 08/30/96-3.72% 2.52% 5.14% 03/10/03-3.72% 2.52% 5.14% BlackRock Ultra-Short Term Bond - Class A 12/31/87-7.03% -2.44% -2.37% 03/10/03-7.03% -2.44% -2.37% Brighthouse Asset Allocation 20 - Class B 05/02/05-4.57% 0.37% 1.69% 05/02/05-4.57% 0.37% 1.69% Brighthouse Asset Allocation 40 - Class B 05/02/05-2.01% 2.29% 2.58% 06/20/05-2.01% 2.29% 2.58% Brighthouse Asset Allocation 60 - Class B 05/02/05 0.60% 4.20% 3.27% 06/30/05 0.60% 4.20% 3.27% Brighthouse Asset Allocation 80 - Class B 05/02/05 3.52% 5.97% 3.85% 06/15/05 3.52% 5.97% 3.85% Brighthouse Asset Allocation 100 - Class B 05/02/05 5.91% 7.38% 4.15% 09/07/05 5.91% 7.38% 4.15% Brighthouse Small Cap Value - Class B 04/20/82-0.73% 7.42% 4.82% 11/17/03-0.73% 7.42% 4.82% Brighthouse/Aberdeen Emerging Markets Equity - Class B 03/04/96 6.16% -0.52% -1.71% 05/01/03 6.16% -0.52% -1.71% Brighthouse/Wellington Balanced - Class A 05/16/83-0.22% 6.49% 4.29% 05/03/04-0.22% 6.49% 4.29% Brighthouse/Wellington Core Equity Opportunities - Class A 04/05/93 2.37% 8.46% 4.05% 03/10/03 2.37% 8.46% 4.05% Brighthouse/Wellington Large Cap Research - Class E 03/23/98 3.45% 10.57% 5.75% 03/10/03 3.45% 10.57% 5.75% Clarion Global Real Estate - Class A 05/04/98-3.72% 0.75% 0.63% 03/10/03-3.72% 0.75% 0.63% ClearBridge Aggressive Growth - Class A 05/16/83 0.66% 8.53% 4.29% 03/10/03 0.66% 8.53% 4.29% ClearBridge Variable Aggressive Growth - Class I 12/03/93-1.58% 9.06% 7.84% 03/10/03-1.58% 9.06% 7.84% ClearBridge Variable Appreciation - Class I 10/16/91 2.39% 8.27% 5.69% 03/10/03 2.39% 8.27% 5.69% ClearBridge Variable Large Cap Growth - Class I 04/30/02 10.33% 13.08% 8.81% 03/10/03 10.33% 13.08% 8.81% ClearBridge Variable Large Cap Value - Class I 02/17/98-1.67% 7.25% 5.07% 03/10/03-1.67% 7.25% 5.07% ClearBridge Variable Small Cap Growth - Class I 11/01/99 14.82% 8.95% 8.37% 03/10/03 14.82% 8.95% 8.37% Fidelity VIP Contrafund - Service Class 2 01/03/95 4.36% 9.11% 5.43% 03/10/03 4.36% 9.11% 5.43% Fidelity VIP Dynamic Capital Appreciation - Service Class 2++ 09/25/00 8.49% 9.61% 6.91% 03/10/03 8.49% 9.61% 6.91% Fidelity VIP Mid Cap - Service Class 2 12/28/98 5.57% 8.53% 5.95% 03/10/03 5.57% 8.53% 5.95% Frontier Mid Cap Growth - Class D 03/23/98 7.54% 9.72% 5.63% 03/10/03 7.54% 9.72% 5.63% Harris Oakmark International - Class A 08/01/96 6.80% 6.12% 5.16% 08/01/96 6.80% 6.12% 5.16% Invesco Comstock - Class B 04/30/99 3.80% 7.94% 5.50% 03/10/03 3.80% 7.94% 5.50% Invesco Small Cap Growth - Class A 05/02/05 11.49% 10.70% 8.65% 05/02/05 11.49% 10.70% 8.65% Sub- Account Page 5 of 7

Architect L Average Annual Total Return as of 03/31/2018 Standardized as of 03/31/2018 Sub-Account JPMorgan Small Cap Value - Class A 05/02/05-4.65% 5.72% 5.11% 05/02/05-4.65% 5.72% 5.11% MetLife Stock Index - Class B 10/16/91 4.39% 9.65% 5.94% 03/10/03 4.39% 9.65% 5.94% MFS Research International - Class B++ 01/02/97 9.14% 2.85% -0.01% 03/10/03 9.14% 2.85% -0.01% MFS Total Return - Class F 06/16/94-2.22% 4.51% 3.52% 03/10/03-2.22% 4.51% 3.52% MFS Value - Class A 07/20/98 0.40% 8.81% 5.80% 05/03/04 0.40% 8.81% 5.80% Neuberger Berman Genesis - Class A++ 05/02/05 4.34% 8.46% 5.59% 05/02/05 4.34% 8.46% 5.59% Neuberger Berman Genesis - Class B 07/05/00 4.02% 8.20% 4.41% 05/01/04 4.02% 8.20% 4.41% Oppenheimer Global Equity - Class B 01/27/92 14.04% 8.46% 5.24% 01/27/92 14.04% 8.46% 5.24% PIMCO Inflation Protected Bond - Class A 09/30/99-6.96% -3.04% 0.34% 05/01/03-6.96% -3.04% 0.34% PIMCO Total Return - Class B 01/02/98-6.37% -1.29% 1.75% 03/10/03-6.37% -1.29% 1.75% T. Rowe Price Large Cap Growth - Class B 06/26/92 14.66% 13.65% 8.64% 03/10/03 14.66% 13.65% 8.64% T. Rowe Price Large Cap Value - Class B 11/08/96 0.49% 8.48% 4.87% 03/10/03 0.49% 8.48% 4.87% T. Rowe Price Large Cap Value - Class E++ 12/03/93 0.61% 7.82% 4.64% 05/22/98 0.61% 7.82% 4.64% T. Rowe Price Small Cap Growth - Class B 08/31/90 7.76% 11.17% 9.80% 03/10/03 7.76% 11.17% 9.80% Templeton Foreign VIP Fund - Class 2 05/01/92-2.40% 1.36% -0.20% 03/17/03-2.40% 1.36% -0.20% Victory Sycamore Mid Cap Value - Class B 08/20/97-2.46% 4.74% 4.30% 04/27/06-2.46% 4.74% 4.30% Western Asset Management Strategic Bond Opportunities - Class A 10/31/94-3.78% 0.88% 3.42% 06/12/97-3.78% 0.88% 3.42% Western Asset Management U.S. Government - Class A 01/24/92-7.42% -1.68% -0.39% 01/24/92-7.42% -1.68% -0.39% - Return Not Available *Annualized for Investment Options/s in existence for more than one year. ++ Closed to new investments except under dollar cost averaging and rebalancing programs in existence at the time of closing. Investment Performance Is Not Guaranteed. Sub- Account Prospectuses for the investment portfolios are available from your financial professional or at www.brighthousefinancial.com. The contract prospectus contains information about the contract s features, risks, charges and expenses. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Investors should consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. Variable annuities are long-term investments designed for retirement purposes. Variable annuities have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet their stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value. All product guarantees are subject to the claims-paying ability and financial strength of the issuing insurance company. Please contact your financial professional for complete details. Withdrawals of taxable amounts are subject to ordinary income tax and if made before age 59½, may be subject to a 10% Federal income tax penalty. Distributions of taxable amounts from a non-qualified annuity may also be subject to the 3.8% Unearned Income Medicare Contribution Tax on Net Investment Income if your modified adjusted gross income exceeds the applicable threshold amount. Withdrawals will reduce the living and death benefits and account value. Withdrawals may be subject to withdrawal charges. Page 6 of 7

"Brighthouse Financial" refers to Brighthouse Financial, Inc., a Delaware corporation, and, where appropriate in context, to one or more of its subsidiaries, or all of them taken as a whole. Architect L variable annuities are issued by Brighthouse Life Insurance Company (previously issued by MetLife Insurance Company USA) on Policy Form Number TL-22386 and are distributed by Brighthouse Securities, LLC (member FINRA). Brighthouse Life Insurance Company Charlotte, NC 28277 L1216486969[exp1118][All States] Page 7 of 7