Growthpath Portfolios - Growthpath 2020

Similar documents
United Asian High Yield Bond Fund

United Asian High Yield Bond Fund

United Asian High Yield Bond Fund

UOB SMART JAPAN SMALL AND MID CAP FUND (UOBSJSM)

S$100 MANAGEMENT FEE Exxon Mobil BTPS 4.25% Apr 2013 Apple Inc DBR 5.00% Jan 2012 Microsoft BTPS 3.75% Aug 2015 Procter & Gamble PGB 3.

Fund Prices (As at 30 Sep 03)

PRODUCT HIGHLIGHTS SHEET

2nd December 02 To 29th June 12, Performance Based in NAV : Singapore Dollar. Subscription Cash, CPF-OA, SA & SRS Perf NAV NAV^ BM

Your gateway to Asia s strong growth potential. Schroder Asian Income

Asset Allocation (As at 30 Dec 2011)

United SGD Fund scores again at The Edge-Lipper Singapore Fund Awards

PRODUCT HIGHLIGHTS SHEET

July 2012 United Asian Bond Fund - Class SGD

power Asian Equity Yield Fund Schroder The of investing for dividends

PRODUCT HIGHLIGHTS SHEET

HSBC Global Investment Funds - Asia Pacific ex Japan Equity High Dividend Share Class AS

Asian Investment Grade Credit Class A

PRODUCT HIGHLIGHTS SHEET

PRODUCT HIGHLIGHTS SHEET

Schroder ISF Global Multi-Asset Income

Power your way to higher yields

First Quarter Review. G-10 currencies against US Dollar

PRODUCT HIGHLIGHTS SHEET

PRODUCT HIGHLIGHTS SHEET

PRODUCT HIGHLIGHTS SHEET

Eastspring Investments Funds Monthly Income Plan

Eastspring Investments Funds Monthly Income Plan

PRODUCT HIGHLIGHTS SHEET

Eastspring Investments Funds Monthly Income Plan

HSBC Global Investment Funds - Managed Solutions - Asia Focused Income Share Class AM2

PRODUCT HIGHLIGHTS SHEET

Eastspring Investments Asian Low Volatility Equity Fund

Eastspring Investments Asian Equity Fund

PRODUCT HIGHLIGHTS SHEET

Eastspring Investments Asian Low Volatility Equity Fund

Access income and growth from the world s fastest growing economies. Schroder ISF Emerging Multi-Asset Income

HSBC Global Investment Funds - Economic Scale Global Equity

INVESTMENT OBJECTIVE 14.05% Year to Date (YTD)

United Gold & General Fund (the Fund )

Power. Schroder Asian Income. your way to higher yields. p.a.

Eastspring Investments Funds Monthly Income Plan

Eastspring Investments Asian Low Volatility Equity Fund

HSBC Global Investment Funds - Global Emerging Markets Equity

HSBC Global Investment Funds - Chinese Equity

GrowthPath Portfolios

HSBC Global Investment Funds - Chinese Equity

HSBC Global Investment Funds - Chinese Equity

HSBC Global Investment Funds - Indian Equity

HSBC Global Investment Funds - Asia ex Japan Equity Smaller Companies Share Class AD (Active - Closed to All Investors)

Access income and growth from the world s fastest growing economies. Schroder ISF Emerging Multi-Asset Income

Schroder ISF Global Target Return Year-round growth, whatever the weather

Neuberger Berman Emerging Market Debt - Hard Currency Fund

TMLS GLOBAL BOND FUND SUMMARY (SUPPLEMENT TO PRODUCT SUMMARY)

HSBC Global Investment Funds - Economic Scale Global Equity

CitiSelect Asia Tilt Balanced

HSBC Global Investment Funds - Indian Equity

Investec Asian Equity Fund

Eastspring Investments Global Emerging Markets Dynamic Fund

HSBC Global Investment Funds - Russia Equity

Neuberger Berman High Yield Bond Fund

July Afdaal Asia Pacific Equity Fund Portfolios Factsheet. Fund Objective. Fund Details LAUNCH DATE November 2005

PRODUCT KEY FACTS Invesco Asia Infrastructure Fund A sub-fund of Invesco Funds (SICAV)

HSBC Global Investment Funds - BRIC Equity

HSBC Global Investment Funds - Turkey Equity

Principal Asia Pacific High Dividend Equity Fund Grasp the Chance for Yielding Growth and Income! August 2018

Eastspring Investments Asian High Yield Bond Fund

HSBC Global Investment Funds - BRIC Equity

Eastspring Investments Asian Local Bond Fund

Jonathan T. Curtis: John Scandalios, CFA: James Cross, CFA:

Eastspring Investments Asian High Yield Bond Fund

PRODUCT KEY FACTS Eastspring Investments Global Market Navigator Fund

SEMI-ANNUAL REPORT & ACCOUNTS. Janus Henderson Global Technology Fund. For the half year ended 31 December 2017 (Unaudited)

HSBC Global Investment Funds - Thai Equity

HSBC Global Investment Funds - Singapore Dollar Income Bond

Emerging Markets Equity. Franklin Templeton Investment Funds Templeton Asian Growth Fund - I (acc) USD. Data as of 31 August 2018

Eastspring Investments India Equity Fund

Eastspring Investments Unit Trusts Dragon Peacock Fund

Sector Equity

HSBC Global Investment Funds - Brazil Equity

Eastspring Investments Unit Trusts Dragon Peacock Fund

PRODUCT KEY FACTS Eastspring Investments US Investment Grade Bond Fund

Description of the Fund TMLS Multi-Asset 70 Fund (the Fund ) is an investment-linked policy sub-fund offered by Tokio

Schroder ISF European Equity Yield Discover yield and growth

Baring Asia Balanced Fund

A

MARKET REVIEW 12 April 2011

PRODUCT KEY FACTS Eastspring Investments US High Investment Grade Bond Fund

HSBC Global Investment Funds - Turkey Equity

BlackRock Global Government Bond Fund A2 USD

HSBC Global Investment Funds - India Fixed Income

Monthly Fund update. Goldman Sachs CORE Equity Portfolios Harnessing the Power of Big Data

GrowthPath Portfolios

HSBC Global Investment Funds - India Fixed Income

JPMorgan Funds Asia Pacific Income Fund. September 2018

HSBC Global Investment Funds - BRIC Equity

JPMorgan Funds Asia Pacific Income Fund. August 2018

UNITED BOND & EQUITY STRATEGIC TRUST (the Fund )

Eastspring Investments Asian Property Securities Fund

Monthly Fund update. Goldman Sachs CORE Equity Portfolios Harnessing the Power of Big Data

HSBC Global Investment Funds - Turkey Equity

Transcription:

Growthpath 2020 Investment Objective The objective of GrowthPath 2020 is to provide medium to long-term capital appreciation for investors planning to begin to withdraw substantial portions of their approximately in the year 2020. Fund Performance Since Inception in Base Currency Growthpath Portfolios - Growthpath 2020 Benchmark Fund Information Fund Size SGD 9.69 mil Base Currency SGD Fund Ratings 220 180 140 100 60 12/02 03/05 06/07 09/09 12/11 03/14 06/16 Fund performance is calculated on a NAV to NAV basis. Benchmark: Benchmark comprises of MSCI AC WI, Singapore Straits Times Index, Citigroup G7 Govt Bond Index, TR/SGX SFI Govt Bond Index. Actual % vary from time to time Performance Cumulative Performance Annualised Performance 1M 3M 6M 1Y 3Y 5Y 10Y Since Incept as of 31 March 2018 Contact Details UOB Asset Management Ltd 80 Raffles Place #03-00 UOB Plaza 2 Singapore 048624 Hotline 1800 22 22 228(8am to 8pm daily, Singapore time) Email uobam@uobgroup.com Website uobam.com.sg Fund NAV to NAV -1.28-2.05-1.17 2.67 2.50 3.26 2.43 4.02 Fund (Charges applied^) -4.74-5.48-4.63-0.92 1.29 2.53 2.06 3.78 Benchmark -0.58-0.63 0.62 3.38 3.39 4.05 3.10 4.18 Source: Morningstar. Performance as at 31 March 2018, SGD basis, with dividends and distributions reinvested, if any. Performance figures for 1 month till 1 year show the %change, while performance figures above 1 year show the average annual compounded returns. Since inception performance under 1 year is not annualised. ^Includes the effect of the subscription fee applied.

Growthpath 2020 Portfolio Characteristics Top Holdings of Underlying Funds United Asia Fund SAMSUNG ELECTRONICS CO LTD ALIBABA GROUP HOLDING LTD TAIWAN SEMICONDUCTOR MANUFACTU United Singapore Growth Fund DBS GROUP HLDS LTD OVERSEA-CHINESE BANKING CORP UNITED OVERSEAS BANK LTD United Singapore Bond Fund SINGAPORE GOVERNMENT 3/27 3.5 SINGAPORE GOVERNMENT 3/46 2.75 SINGAPORE GOVERNMENT 4/42 2.75 United High Grade Corporate Bond Fund BAIDU INC 3/28 4.375 AUST + NZ BANKING GROUP 3/24 4.5 REPUBLIC OF INDONESIA 7/24 2.2 United International Growth Fund MICROSOFT CORP ALPHABET INC VISA INC Asset Allocation Bonds 66.50 Equities 33.46 Cash 0.03 Note: the above holdings and asset allocation chart in relation to each Portfolio pertain to the following Underlying Entities in which GrowthPath Portfolios, a feeder fund, feeds into: United Asia Fund, United High Grade Corporate Bond Fund, United International Growth Fund, United Singapore Growth Fund (formerly known as United Growth Fund), United Singapore Bond Fund, and United SGD Fund. Details NAV Price Bloomberg Ticker ISIN Code Inception Date mode SGD 1.767 UOBGPTB SP SG9999001325 Dec 02 Cash, SRS Min. initial Min. subsequent fee Annual management fee SGD 1,000 SGD 100 3.5 0.95 All data as of 31 March 2018, unless otherwise specified.

Growthpath 2020 Important Notice & Disclaimers Investors should consider carefully whether to subscribe for units in the base currency of the Fund or for units in various classes which are denominated in their respective currencies. The difference in the performances of the Fund in various currencies, if applicable, is a reflection of fluctuating exchange rates during the relevant period. A prospectus for the fund(s) (the "Fund(s)") may be obtained from the Manager or any of its appointed distributors. Investors should read the prospectus before deciding whether to subscribe for or purchase units in the Fund(s) ("Units"). All applications for Units must be made on application forms accompanying the prospectus or otherwise as described in the prospectus. Past performance of the Fund(s) or the Manager and any prediction, projection or forecast on the economy or markets are not necessarily indicative of the future or likely performance of the Fund(s) or the Manager. Any extraordinary performance may be due to exceptional circumstances which may not be sustainable. The value of Units and any income from the Fund(s) may fall as well as rise. The above information is strictly for general information only and must not be construed as an offer or solicitation to deal in Units, nor a recommendation to invest in any company mentioned herein. Investments in unit trusts are not obligations of, deposits in, or guaranteed or insured by UOB, UOBAM, or any affiliates or distributors. The Fund may use or invest in financial derivative instruments and you should be aware of the risks associated with s in financial derivative instruments which are described in the Fund's prospectus. An in unit trusts is subject to risks and foreign exchange risks, including the possible loss of the principal amount invested. Investors may wish to seek advice from a financial adviser before making a commitment to invest in Units. In the event an investor chooses not to seek advice from a financial adviser, the investor should consider carefully whether the Fund(s) is/are suitable for him. UOB Asset Management Ltd Company Reg No. 198600120Z

Growthpath 2030 Investment Objective The objective of GrowthPath 2030 is to provide long-term capital appreciation for investors planning to begin to withdraw substantial portions of their approximately in the year 2030. Fund Performance Since Inception in Base Currency Growthpath Portfolios - Growthpath 2030 Benchmark Fund Information Fund Size SGD 5.49 mil Base Currency SGD Fund Ratings 220 160 100 40 12/02 03/05 06/07 09/09 12/11 03/14 06/16 Fund performance is calculated on a NAV to NAV basis. Benchmark: Benchmark comprises of MSCI AC WI, Singapore Straits Times Index, Citigroup G7 Govt Bond Index, TR/SGX SFI Govt Bond Index. Actual % vary from time to time Performance Cumulative Performance Annualised Performance 1M 3M 6M 1Y 3Y 5Y 10Y Since Incept as of 31 March 2018 Contact Details UOB Asset Management Ltd 80 Raffles Place #03-00 UOB Plaza 2 Singapore 048624 Hotline 1800 22 22 228(8am to 8pm daily, Singapore time) Email uobam@uobgroup.com Website uobam.com.sg Fund NAV to NAV -2.24-1.68 0.54 6.35 4.40 4.90 2.91 4.43 Fund (Charges applied^) -5.66-5.12-2.98 2.63 3.16 4.16 2.55 4.19 Benchmark -1.84-1.28 1.76 6.68 6.30 6.70 4.34 5.13 Source: Morningstar. Performance as at 31 March 2018, SGD basis, with dividends and distributions reinvested, if any. Performance figures for 1 month till 1 year show the %change, while performance figures above 1 year show the average annual compounded returns. Since inception performance under 1 year is not annualised. ^Includes the effect of the subscription fee applied.

Growthpath 2030 Portfolio Characteristics Top Holdings of Underlying Funds United Asia Fund SAMSUNG ELECTRONICS CO LTD ALIBABA GROUP HOLDING LTD TAIWAN SEMICONDUCTOR MANUFACTU United Singapore Growth Fund DBS GROUP HLDS LTD OVERSEA-CHINESE BANKING CORP UNITED OVERSEAS BANK LTD United Singapore Bond Fund SINGAPORE GOVERNMENT 3/27 3.5 SINGAPORE GOVERNMENT 3/46 2.75 SINGAPORE GOVERNMENT 4/42 2.75 United High Grade Corporate Bond Fund BAIDU INC 3/28 4.375 AUST + NZ BANKING GROUP 3/24 4.5 REPUBLIC OF INDONESIA 7/24 2.2 United International Growth Fund MICROSOFT CORP ALPHABET INC VISA INC Asset Allocation Equities 70.79 Bonds 28.66 Cash 0.55 Note: the above holdings and asset allocation chart in relation to each Portfolio pertain to the following Underlying Entities in which GrowthPath Portfolios, a feeder fund, feeds into: United Asia Fund, United High Grade Corporate Bond Fund, United International Growth Fund, United Singapore Growth Fund (formerly known as United Growth Fund), United Singapore Bond Fund, and United SGD Fund. Details NAV Price Bloomberg Ticker ISIN Code Inception Date mode SGD 1.875 UOBGPTC SP SG9999001333 Dec 02 Cash, SRS Min. initial Min. subsequent fee Annual management fee SGD 1,000 SGD 100 3.5 0.95 All data as of 31 March 2018, unless otherwise specified.

Growthpath 2030 Important Notice & Disclaimers Investors should consider carefully whether to subscribe for units in the base currency of the Fund or for units in various classes which are denominated in their respective currencies. The difference in the performances of the Fund in various currencies, if applicable, is a reflection of fluctuating exchange rates during the relevant period. A prospectus for the fund(s) (the "Fund(s)") may be obtained from the Manager or any of its appointed distributors. Investors should read the prospectus before deciding whether to subscribe for or purchase units in the Fund(s) ("Units"). All applications for Units must be made on application forms accompanying the prospectus or otherwise as described in the prospectus. Past performance of the Fund(s) or the Manager and any prediction, projection or forecast on the economy or markets are not necessarily indicative of the future or likely performance of the Fund(s) or the Manager. Any extraordinary performance may be due to exceptional circumstances which may not be sustainable. The value of Units and any income from the Fund(s) may fall as well as rise. The above information is strictly for general information only and must not be construed as an offer or solicitation to deal in Units, nor a recommendation to invest in any company mentioned herein. Investments in unit trusts are not obligations of, deposits in, or guaranteed or insured by UOB, UOBAM, or any affiliates or distributors. The Fund may use or invest in financial derivative instruments and you should be aware of the risks associated with s in financial derivative instruments which are described in the Fund's prospectus. An in unit trusts is subject to risks and foreign exchange risks, including the possible loss of the principal amount invested. Investors may wish to seek advice from a financial adviser before making a commitment to invest in Units. In the event an investor chooses not to seek advice from a financial adviser, the investor should consider carefully whether the Fund(s) is/are suitable for him. UOB Asset Management Ltd Company Reg No. 198600120Z

Growthpath 2040 Investment Objective GrowthPath 2040 is designed to produce long-term capital appreciation for investors planning to begin to withdraw substantial portions of their approximately in the year 2040. Fund Performance Since Inception in Base Currency Growthpath Portfolios - Growthpath 2040 Benchmark Fund Information Fund Size SGD 19.31 mil Base Currency SGD Fund Ratings 280 220 160 100 40 12/02 03/05 06/07 09/09 12/11 03/14 06/16 Fund performance is calculated on a NAV to NAV basis. Benchmark: Benchmark comprises of MSCI AC WI, Singapore Straits Times Index, Citigroup G7 Govt Bond Index, TR/SGX SFI Govt Bond Index. Actual % vary from time to time Performance Cumulative Performance Annualised Performance 1M 3M 6M 1Y 3Y 5Y 10Y Since Incept as of 31 March 2018 Contact Details UOB Asset Management Ltd 80 Raffles Place #03-00 UOB Plaza 2 Singapore 048624 Hotline 1800 22 22 228(8am to 8pm daily, Singapore time) Email uobam@uobgroup.com Website uobam.com.sg Fund NAV to NAV -2.62-1.60 1.29 7.72 4.88 5.84 3.15 4.75 Fund (Charges applied^) -6.03-5.04-2.26 3.95 3.64 5.09 2.79 4.51 Benchmark -2.34-1.57 2.18 7.81 6.96 7.79 4.76 5.43 Source: Morningstar. Performance as at 31 March 2018, SGD basis, with dividends and distributions reinvested, if any. Performance figures for 1 month till 1 year show the %change, while performance figures above 1 year show the average annual compounded returns. Since inception performance under 1 year is not annualised. ^Includes the effect of the subscription fee applied.

Growthpath 2040 Portfolio Characteristics Top Holdings of Underlying Funds United Asia Fund SAMSUNG ELECTRONICS CO LTD ALIBABA GROUP HOLDING LTD TAIWAN SEMICONDUCTOR MANUFACTU United Singapore Growth Fund DBS GROUP HLDS LTD OVERSEA-CHINESE BANKING CORP UNITED OVERSEAS BANK LTD United Singapore Bond Fund SINGAPORE GOVERNMENT 3/27 3.5 SINGAPORE GOVERNMENT 3/46 2.75 SINGAPORE GOVERNMENT 4/42 2.75 United High Grade Corporate Bond Fund BAIDU INC 3/28 4.375 AUST + NZ BANKING GROUP 3/24 4.5 REPUBLIC OF INDONESIA 7/24 2.2 United International Growth Fund MICROSOFT CORP ALPHABET INC VISA INC Asset Allocation Equities 85.86 Bonds 14.28 Cash(-ve) -0.14 Note: the above holdings and asset allocation chart in relation to each Portfolio pertain to the following Underlying Entities in which GrowthPath Portfolios, a feeder fund, feeds into: United Asia Fund, United High Grade Corporate Bond Fund, United International Growth Fund, United Singapore Growth Fund (formerly known as United Growth Fund), United Singapore Bond Fund, and United SGD Fund. Details NAV Price Bloomberg Ticker ISIN Code Inception Date mode SGD 1.967 UOBGPOD SP SG9999001341 Dec 02 Cash, SRS Min. initial Min. subsequent fee Annual management fee SGD 1,000 SGD 100 3.5 0.95 All data as of 31 March 2018, unless otherwise specified.

Growthpath 2040 Important Notice & Disclaimers Investors should consider carefully whether to subscribe for units in the base currency of the Fund or for units in various classes which are denominated in their respective currencies. The difference in the performances of the Fund in various currencies, if applicable, is a reflection of fluctuating exchange rates during the relevant period. A prospectus for the fund(s) (the "Fund(s)") may be obtained from the Manager or any of its appointed distributors. Investors should read the prospectus before deciding whether to subscribe for or purchase units in the Fund(s) ("Units"). All applications for Units must be made on application forms accompanying the prospectus or otherwise as described in the prospectus. Past performance of the Fund(s) or the Manager and any prediction, projection or forecast on the economy or markets are not necessarily indicative of the future or likely performance of the Fund(s) or the Manager. Any extraordinary performance may be due to exceptional circumstances which may not be sustainable. The value of Units and any income from the Fund(s) may fall as well as rise. The above information is strictly for general information only and must not be construed as an offer or solicitation to deal in Units, nor a recommendation to invest in any company mentioned herein. Investments in unit trusts are not obligations of, deposits in, or guaranteed or insured by UOB, UOBAM, or any affiliates or distributors. The Fund may use or invest in financial derivative instruments and you should be aware of the risks associated with s in financial derivative instruments which are described in the Fund's prospectus. An in unit trusts is subject to risks and foreign exchange risks, including the possible loss of the principal amount invested. Investors may wish to seek advice from a financial adviser before making a commitment to invest in Units. In the event an investor chooses not to seek advice from a financial adviser, the investor should consider carefully whether the Fund(s) is/are suitable for him. UOB Asset Management Ltd Company Reg No. 198600120Z

Growthpath Today Investment Objective The objective of GrowthPath Today is to provide income and short-term capital appreciation for investors planning to begin to withdraw portions of their in the near future. Fund Performance Since Inception in Base Currency Growthpath Portfolios - Growthpath Today Benchmark Fund Information Fund Size SGD 6.21 mil Base Currency SGD Fund Ratings 180 140 100 12/02 03/05 06/07 09/09 12/11 03/14 06/16 Fund performance is calculated on a NAV to NAV basis. Benchmark: Benchmark comprises of MSCI AC WI, Singapore Straits Times Index, Citigroup G7 Govt Bond Index, TR/SGX SFI Govt Bond Index. Actual % vary from time to time Performance Cumulative Performance Annualised Performance 1M 3M 6M 1Y 3Y 5Y 10Y Since Incept as of 31 March 2018 Contact Details UOB Asset Management Ltd 80 Raffles Place #03-00 UOB Plaza 2 Singapore 048624 Hotline 1800 22 22 228(8am to 8pm daily, Singapore time) Email uobam@uobgroup.com Website uobam.com.sg Fund NAV to NAV -0.87-1.97-1.49 1.99 2.40 2.48 2.73 3.31 Fund (Charges applied^) -4.34-5.40-4.93-1.58 1.19 1.75 2.36 3.07 Benchmark -0.13-0.61 0.22 2.03 2.20 2.36 2.83 3.51 Source: Morningstar. Performance as at 31 March 2018, SGD basis, with dividends and distributions reinvested, if any. Performance figures for 1 month till 1 year show the %change, while performance figures above 1 year show the average annual compounded returns. Since inception performance under 1 year is not annualised. ^Includes the effect of the subscription fee applied.

Growthpath Today Portfolio Characteristics Top Holdings of Underlying Funds United Asia Fund SAMSUNG ELECTRONICS CO LTD ALIBABA GROUP HOLDING LTD TAIWAN SEMICONDUCTOR MANUFACTU United Singapore Growth Fund DBS GROUP HLDS LTD OVERSEA-CHINESE BANKING CORP UNITED OVERSEAS BANK LTD United Singapore Bond Fund SINGAPORE GOVERNMENT 3/27 3.5 SINGAPORE GOVERNMENT 3/46 2.75 SINGAPORE GOVERNMENT 4/42 2.75 United High Grade Corporate Bond Fund BAIDU INC 3/28 4.375 AUST + NZ BANKING GROUP 3/24 4.5 REPUBLIC OF INDONESIA 7/24 2.2 United International Growth Fund MICROSOFT CORP ALPHABET INC VISA INC Asset Allocation Bonds 78.76 Equities 20.70 Cash 0.54 Note: the above holdings and asset allocation chart in relation to each Portfolio pertain to the following Underlying Entities in which GrowthPath Portfolios, a feeder fund, feeds into: United Asia Fund, United High Grade Corporate Bond Fund, United International Growth Fund, United Singapore Growth Fund (formerly known as United Growth Fund), United Singapore Bond Fund, and United SGD Fund. Details NAV Price Bloomberg Ticker ISIN Code Inception Date mode SGD 1.590 UOBGPTD SP SG9999001358 Dec 02 Cash, SRS Min. initial Min. subsequent fee Annual management fee SGD 1,000 SGD 100 3.5 0.80 All data as of 31 March 2018, unless otherwise specified.

Growthpath Today Important Notice & Disclaimers Investors should consider carefully whether to subscribe for units in the base currency of the Fund or for units in various classes which are denominated in their respective currencies. The difference in the performances of the Fund in various currencies, if applicable, is a reflection of fluctuating exchange rates during the relevant period. A prospectus for the fund(s) (the "Fund(s)") may be obtained from the Manager or any of its appointed distributors. Investors should read the prospectus before deciding whether to subscribe for or purchase units in the Fund(s) ("Units"). All applications for Units must be made on application forms accompanying the prospectus or otherwise as described in the prospectus. Past performance of the Fund(s) or the Manager and any prediction, projection or forecast on the economy or markets are not necessarily indicative of the future or likely performance of the Fund(s) or the Manager. Any extraordinary performance may be due to exceptional circumstances which may not be sustainable. The value of Units and any income from the Fund(s) may fall as well as rise. The above information is strictly for general information only and must not be construed as an offer or solicitation to deal in Units, nor a recommendation to invest in any company mentioned herein. Investments in unit trusts are not obligations of, deposits in, or guaranteed or insured by UOB, UOBAM, or any affiliates or distributors. The Fund may use or invest in financial derivative instruments and you should be aware of the risks associated with s in financial derivative instruments which are described in the Fund's prospectus. An in unit trusts is subject to risks and foreign exchange risks, including the possible loss of the principal amount invested. Investors may wish to seek advice from a financial adviser before making a commitment to invest in Units. In the event an investor chooses not to seek advice from a financial adviser, the investor should consider carefully whether the Fund(s) is/are suitable for him. UOB Asset Management Ltd Company Reg No. 198600120Z