AmanahRaya Islamic Equity Fund (ARIEF)

AmanahRaya Islamic Equity Fund (ARIEF) This Fund aims to provide investors with above average capital growth over a medium to long term period by investing in a carefully selected portfolio of stocks which complies with the Shariah Principles. Ideally for medium to long term investors who are risk tolerant and seek higher returns for their investments. Invest a minimum of 70% and up to 95% of the Fund s Net Asset Value s in Shariah compliant securities of companies that have good growth potential and whose business activities comply with Shariah requirements. Price (RM) 0.7639 0.4546 0.6423 25/10/2012 28/11/2008 30/06/2016 to Fund -2.35.20-5.20 2.25 5.50 14.32 78.90 Benchmark -3.16-5.45-5.45-0.87-1.56 15.07 30.96 Maintain a minimum 5% of the Fund s Net Asset Value s in Shariah based liquid assets comprising of cash and Shariah-based deposits with licensed financial institutions, Islamic accepted bills, sukuk, Cagamas sukuk, Government Issues and any other Shariah compliant instrument capable of being converted into cash within seven (7) days. The Fund invests primarily in Shariah compliant equity securities. The fundamental investment process will be driven by key investment and sectoral themes prevailing in the market at any point in time, the guiding principle to the selection of Shariah compliant investments which comply with Shariah requirements. Fund Category : Equity (Shariah-based) Fund Type : Growth Benchmark : FTSE Bursa Malaysia Emas Shariah Index Launch : 23 April 2008 Approved Fund Size : 400 million units Financial End : 30 th November Current NAV per Unit : RM0.6423 Current Units in Circulation : 54.21 million units Initial Service Charge : Up to 5.5% of NAV per Unit Annual Management Fee : 1.5% per annum of the Fund s NAV Minimum Initial : RM100 Manager : AmanahRaya Trustee : PB Trustee Services Bhd Distribution Policy : The Fund is not expected to pay regular distribution. Historical Distribution (Gross) : 30/11/2012 6.00 sen 30/11/2013 6.00 sen 30/11/2014 4.20 sen 30/11/2015 3.00 sen Tenaga Nasional Berhad Telekom Malaysia Berhad Digi.com Berhad Axiata Group Berhad IJM Corporation Berhad Based on the fund s portfolio returns as at 30 th June 2016, the Volatility Factor (VF) for this fund is 8.36 and is classified as High (source : Lipper Report as at 15 th June 2016). High includes funds with VF that are above 8.645 but not more than 10.595. Investors are advised to read and understand the content of the Product Highlights Sheet (PHS) and Master Prospectus (AmanahRaya Islamic Equity Fund) dated15 th November 2015 and expires on 14 th November 2016, has been duly registered with the Securities Commission. Any issue of units to which the Master Prospectus relates will only be made on receipt of a completed application form referred to in and subject to the terms and conditions therein. in the Fund is exposed to Market Risk, Particular Stock Risk, Manager Risk, Non Compliance Risk, Liquidity Risk, Company/Issue Specific Risk and Reclassification of Shariah Status Risk. Investors can obtain the Product Highlights Sheet (PHS) and Master Prospectus at AmanahRaya. There are fees and charges involved when investing in the Fund. Investors should consider these fees and charges carefully prior to making an investment. Unit prices and income distributions, if any, may fall or arise. Past performance is not reflective of future performance and income distributions are not guaranteed. Investors are also advised to read and understand the contents of the Unit Trust Loan Financing Disclosure Statement before deciding to borrow to purchase units. 1

AmanahRaya Syariah Trust Fund (ARSTF) The Fund aims to provide investors with regular income stream and capital growth over the medium to long-term through investments predominantly in Shariah-approved debt securities, money market instruments and Trust Accounts. Suitable for investors seeking a moderate to low risk investment that has exposure in sukuk, Islamic money market instruments and Trust Accounts that comply with Shariah requirements. in minimum of 70% of the Funds Net Asset value ARSTF will invest a minimum of 70% of the Fund s NAV In Ringgit and foreign currency sukuk rated at least A or P2 by RAM or MARC or A- by S&P, Moodys or Fitch. Price (RM) 1.0976 0.9555 1.0579 29/08/2012 05/09/2008 30/06/2016 to Fund 1.63 3.08 3.08 3.94 9.38 21.31 49.09 Benchmark 0.93 2.24 2.24 3.68 9.50 15.76 40.50 of up to 30% of the Funds Net Asset Value The Fund may invest up to 30% of the Fund s NAV into ARB s Common Fund via Institutional Trust Account and/or other Trust Accounts that comply with the Shariah. Fund Category : Bond (Shariah-based) Fund Type : Growth and Income Benchmark : 70% RAM quant shop GII Index (Medium Sub-Index) + 30% 12 months GIA Launch : 21 September 2006 Financial End : 31 st August Current NAV per Unit : RM1.0579 Current Units in Circulation : 85.325 million units Initial Service Charge : Up to 1.0% of NAV per Unit Annual Management Fee : 1.0% per annum of the Fund s NAV Trustee Fee : From 0.07% per annum (minimum Minimum Initial : RM100 Manager : AmanahRaya Distribution Policy : The Fund aims to make an income distribution once a year. Historical Distribution : 31/08/2008 4.50 sen (Gross) 31/08/2009 5.00 sen 31/08/2010 4.00 sen 31/08/2011 4.00 sen 31/08/2012 4.50 sen 31/08/2013 4.50 sen 31/08/2014 4.00 sen 31/08/2015 4.00 sen CREDIT PROFILE (BASED ON SUKUK EXSPOSURE ONLY) Unitapah Sdn Bhd CIMB Bank Berhad Malakoff Power Berhad MMC Corporation Berhad Country Garden Real Estate Sdn Bhd Based on the fund s portfolio returns as at 30 th June 2016, the Volatility Factor (VF) for this fund is 1.44 and is classified as Low (source : Lipper Report as at 15 th June 2016. Low includes funds with VF that are above 1.395 but not more than 6.550. Investors are advised to read and understand the content of the Product Highlights Sheet (PHS) and Master Prospectus (AmanahRaya Syariah Trust Fund) 15 th November 2015 and expires on 14 th November 2016, has been duly registered with the Securities Commission. Any issue of units to which the Master Prospectus relates will only be made on receipt of a completed application form referred to in and subject to the terms and conditions therein. in the Fund is exposed to Market Risk, Particular Stock Risk, Manager Risk, Non Compliance Risk, Liquidity Risk, Company/Issue Specific Risk and Reclassification of Syariah Status Risk. Investors can obtain the Product Highlights Sheet (PHS) and Master Prospectus at AmanahRaya Management Sdn. Bhd. There are fees and charges involved when investing in the Fund. Investors should consider these fees and charges carefully prior to making an investment. Unit prices and income distributions, if any, may fall or arise. Past performance is not reflective of future performance and income distributions are not guaranteed. Investors are also advised to read and understand the contents of the Unit Trust Loan Financing Disclosure Statement before deciding to borrow to purchase units. 2

AmanahRaya Unit Trust Fund (ARUTF) The Fund aims to provide investors with regular income stream and capital growth over the medium to long-term through investments predominantly in debt securities, money market instruments and Trust Accounts. Suitable for investors seeking a moderate to low risk investment that has exposure in debt securities, money market instruments and Trust Accounts for long term capital growth. in minimum of 70% of the Funds Net Asset value ARUTF will invest a minimum of 70% of the Fund s NAV In Ringgit and foreign currency debt securities rated at least A or P2 by RAM or its MARC equivalent of A- by S&P, or its Moodys or Fitch. Price (RM) 1.0877 0.9478 1.0575 30/07/2012 15/08/2008 30/06/2016 to Fund 1.46 2.94 2.94 4.15 10.34 20.73 56.52 Benchmark 0.82 1.85 1.85 3.56 9.11 15.76 39.50 of up to 30% of the Funds Net Asset Value The Fund may invest up to 30% of the Fund s NAV into ARB s Common Fund via Institutional Trust Account and/or other Trust Accounts. Fund Category : Bond Fund Type : Growth and Income Benchmark : 70% RAM quant shop MGS Bond Index (Medium Sub-Index) + 30% 12 months Fixed Deposit Rate Launch : 21 September 2006 Financial End : 31 st July Current NAV per Unit : RM1.0575 Current Units in Circulation : 111.302 million units Initial Service Charge : Up to 1.0% of NAV per Unit Annual Management Fee : 1.0% per annum of the Fund s NAV Trustee Fee : From 0.07% per annum (minimum Minimum Initial : RM100 Manager : AmanahRaya Distribution Policy : The Fund aims to make an income distribution once a year. Historical Distribution : 31/07/2007 4.00 sen (Gross) 31/07/2008 4.50 sen 31/07/2009 5.00 sen 31/07/2010 4.50 sen 31/07/2011 4.50 sen 31/07/2012 4.50 sen 31/07/2013 4.50 sen 31/07/2014 4.00 sen 31/07/2015 4.00 sen CREDIT PROFILE (BASED ON PDS EXSPOSURE ONLY) Public Bank Berhad Jimah Energy Venture Sdn Bhd Tanjung Bin Energy Issuer Berhad TNB Energy Western Berhad Malayan Banking Berhad Based on the fund s portfolio returns as at 30 th June 2016, the Volatility Factor (VF) for this fund is 1.23 and is classified as Very Low (source : Lipper Report as at 15 th June 2016. Very Low Investors are advised to read and understand the content of the Product Highlights Sheet (PHS) and Master Prospectus (AmanahRaya Unit Trust Fund) dated 15 th November 2015 and expires on 14 th November 2016, has been duly registered with the Securities Commission. Any issue of units to which the Master Prospectus relates will only be made on receipt of a completed application form referred to in and subject to the terms and conditions therein. in the Fund is exposed to Market Risk, Particular Stock Risk, Manager Risk, Non Compliance Risk, Liquidity Risk, Company/Issue Specific Risk and Reclassification of Shariah Status Risk. Investors can obtain the Product Highlights Sheet (PHS) and Master Prospectus at AmanahRaya. There are fees and charges involved when investing in the Fund. Investors should consider these fees and charges carefully prior to making an investment. Unit prices and income distributions, if any, may fall or arise. Past performance is not reflective of future performance and income distributions are not guaranteed. Investors are also advised to read and understand the contents of the Unit Trust Loan Financing Disclosure Statement before deciding to borrow to purchase units. 3

AmanahRaya Islamic Cash Management Fund (ARICMF) The Fund seeks to provide investors with regular income stream and high level of liquidity to meet cash flow requirement while maintaining capital preservation. The Fund is primarily suitable for low risk investors who are generally conservative, risk averse and prefer a short-term investment. The Fund may invest up to 100% of the Fund s NAV in a diversified portfolio of good value short term Islamic financial instruments carrying a minimum credit rating of AA3/P1 (RAM or equivalent) and Islamic money market instruments, including Islamic Negotiable Instruments, Islamic Accepted Bills, Islamic commercial papers and an equivalent form of Shariah-based deposit with licensed financial institutions. Price (RM) 1.0000 0.9741 0.9751 03/12/2007 29/01/2016 30/06/2016 to Fund 0.89 1.87 1.87 3.53 9.78 15.98 26.16 Benchmark 0.41 0.80 0.80 1.70 5.15 8.57 18.31 Fund Category : Wholesale Islamic Money Market Fund Fund Type : Income Benchmark : Maybank Islamic Overnight Repo Rate Launch : 26 November 2007 Approved Fund Size : 1,518.75 million units Financial End : 30 th September Current NAV per Unit : RM0.9751 Current Units in Circulation : 280.481 million units Initial Service Charge : Nil Annual Management Fee : Up to 0.5% p.a. of the Fund s NAV Minimum Initial : RM100,000 Minimum Subsequent : RM1,000 Manager : AmanahRaya Trustee : PB Trustee Services Berhad Distribution Policy : The Fund endeavors to distribute income on a monthly basis by way of reinvestment in the form of additional units. Historical Distribution : 30/06/2015 0.26 sen 31/07/2015 0.25 sen 31/08/2015 0.23 sen 30/09/2015 0.27 sen 31/10/2015 0.27 sen 31/11/2015 0.29 sen 31/12/2015 0.33 sen 31/01/2016 0.31 sen 29/02/2016 0.33 sen 31/03/2016 0.28 sen 30/04/2016 0.30 sen 31/05/2016 0.30 sen 30/06/2016 0.29 sen All Rajhi Bank Berhad Bank Muamalat Berhad Kuwait Finance House Berhad Jimah Energy Ventures Sdn Bhd Country Garden Real Estate Based on the fund s portfolio returns as at 30 th June 2016, the Volatility Factor (VF) for this fund is 0.14 and is classified as Very Low (source : Lipper Report as at 15 th June 2016. Very Low Investors are advised to read and understand the content of the Information Memorandum (AmanahRaya Islamic Cash Management Fund) dated 30 th April 2015, which has been duly registered with the Securities Commission. The issue, offer or invitation to subscribe or purchase units in the Wholesale Fund (AmanahRaya Islamic Cash Management Fund) must be made exclusively to qualified investors as prescribed under the Guidelines on Wholesale Funds. Any issue of units to which the Information Memorandum relates will only be made on receipt of a completed application form referred to in and subject to the terms and conditions therein. in the Fund is exposed to Market Risk, Credit Risk, Interest Rate Risk and Liquidity Risk. Investors can obtain the Information Memorandum at AmanahRaya. There are fees and charges involved when investing in the Fund. Investors should consider these fees and charges carefully prior to making an investment. Unit prices and income distributions, if any, may fall or arise. Past performance is not reflective of future performance and income distributions are not guaranteed. Investors are also advised to read and understand the contents of the Unit Trust Loan Financing Disclosure Statement before deciding to borrow to purchase units. 4

AmanahRaya Cash Management Fund (ARCMF) The Fund seeks to provide investors with regular income stream and high level of liquidity to meet cash flow requirement while maintaining capital preservation. The Fund is primarily suitable for low risk investors who are generally conservative, risk averse and prefer a short-term investment. The Fund may invest up to 100% of the Fund s NAV in a diversified portfolio of good value short term financial instruments carrying a minimum credit rating of AA3/P1 (RAM or equivalent) and Money Market Instruments, including Negotiable Instruments of Deposits, Accepted Bills, Commercial Papers and an equivalent form of deposit with licensed financial institutions. to Fund 0.82 1.78 1.78 3.36 9.62 16.07 22.88 Benchmark Price (RM) 1.0042 0.9999 1.0011 28/04/2016 29/01/2010 30/06/2016 0.44 0.89 0.74 1.79 5.40 9.00 13.89 Fund Category : Wholesale Money Market Fund Fund Type : Income Benchmark : Maybank Overnight Rate Launch : 9 January 2009 Financial End : 31 th August Current NAV per Unit : RM1.0011 Current Units in Circulation : 37.188 million units Initial Service Charge : Nil Annual Management Fee : Up to 0.5% p.a. of the Fund s NAV Minimum Initial : RM100,000 Minimum Subsequent : RM1,000 Manager : AmanahRaya Distribution Policy : The Fund endeavors to distribute income on a monthly basis by way of reinvestment in the form of additional units. Historical Distribution : 30/06/2015 0.26 sen 31/07/2015 0.27 sen 31/08/2015 0.23 sen 30/09/2015 0.27 sen 31/10/2015 0.25 sen 30/11/2015 0.26 sen 31/12/2015 0.29sen 31/01/2016 0.29 sen 29/02/2016 0.27 sen 31/03/2016 0.27 sen 30/04/2016 0.29 sen 31/05/2016 0.29 sen 30/06/2016 0.28 sen UOB Bank Berhad Bank Islam Berhad Kenanga Bank Berhad KAF Bank Berhad Jimah Energy Venture Sdn Bhd Based on the fund s portfolio returns as at 30 th June 2016, the Volatility Factor (VF) for this fund is 0.09 and is classified as Very Low (source : Lipper Report as at 15 th June 2016. Very Low Investors are advised to read and understand the content of the Information Memorandum (AmanahRaya Cash Management Fund) dated 30 th April 2015, which has been duly registered with the Securities Commission. The issue, offer or invitation to subscribe or purchase units in the Wholesale Fund (AmanahRaya Cash Management Fund) mustbemadeexclusivelyto qualified investors as prescribed under the Guidelines on Wholesale Funds. Any issue of units to which the Information Memorandum relates will only be made on receipt of a completed application form referred to in and subject to the terms and conditions therein. in the Fund is exposed to Market Risk, Credit Risk, Interest Rate Risk and Liquidity Risk. Investors can obtain the Information Memorandum at AmanahRaya. There are fees and charges involved when investing in the Fund. Investors should consider these fees and charges carefully prior to making an investment. Unit prices and income distributions, if any, may fall or arise. Past performance is not reflective of future performance and income distributions are not guaranteed. Investors are also advised to read and understand the contents of the Unit Trust Loan Financing Disclosure Statement before deciding to borrow to purchase units. 5