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CareCredit made it possible for me to hear. I was able to purchase digital hearing aids for myself. As the years went by I also got LASIK done...best thing I have ever done for myself. I also work at an animal hospital and we offer CareCredit. Our clients love the fact that they can care for their pets needs with CareCredit. LOVE IT. Maria B. Woodruff, SC Only CareCredit, a healthcare credit card, delivers a valuable collection of resources to help you help more patients get the care they want, when they want it. Because only CareCredit has: focused solely on healthcare for 25 years helped more than 20 million patients get the care they want, when they want it 7 million active cardholders with an average of 9,300 additional patients approved each day over 150,000 enrolled practices nationwide where patients can use their CareCredit healthcare credit card for additional care 2
Helps you attract more new patients 2 up to 560,000 Prospective Patients Use Our Provider Locator each month Many of these prospective patients use our Online Provider Locator to find a doctor in their community who provides the care they are seeking and who accepts CareCredit. When you accept CareCredit as a payment option, you automatically receive a FREE listing on our Online Provider Locator. Provider Locator 1 we Send 30 Million Marketing Messages Each Year CareCredit sends, on average, 30 million marketing messages to our 7 million active cardholders each year, educating them on elective care that may enhance their lives including LASIK, digital hearing instruments, free-form lenses and the latest in skin rejuvenation therapies. Cardholder Mailing 3 Your Listing is FREE When prospective patients enter your local zip code, your listing appears and provides your contact information and link to your website. To optimize your FREE listing, go to www.carecredit.com/providerloc and find update my info, request training and order supplies. Simply follow the steps to update your information and customize with a link to your website. Provider Locator Map 4
Patients with a CareCredit healthcare credit card represent $32 billion in open credit and $2 billion in repeat transactions. Helps you increase patient loyalty and repeat business CareCredit has several value-add programs and incentives CARDHOLDER Emails Every month, CareCredit cardholders receive an email reminding them to return to your practice when they need additional care. to remind patients they can use their available credit at your practice for additional care. CARDHOLDER PROMOTIONS Each year, CareCredit cardholders receive exciting promotions that make it fun and rewarding for them to return to your practice for additional or Cardholder Welcome Guide CareCredit cardholders are given details on their account and the information they need to get the most out of their new CareCredit healthcare credit card, including how and where they can use CareCredit again as credit becomes available. CARDHOLDER Resource Center ongoing care. Consumer Promotions CareCredit cardholders have a one-stop shop to find practices that offer CareCredit, see when they have funds available to use and reuse at enrolled practices, and learn more about their account balances and payment plans. 6
Not all plans available in all offices. For amounts from $1,000 & up Monthly Payment For amounts from $1,000 and up For amounts from $1,000 and up For amounts from $2,500 and up TERMINAL CODE: 524 TERMINAL CODE: 536 TERMINAL CODE: 548 TERMINAL CODE: 560 Total Cost with Interest Monthly Payment Total Cost with Interest Monthly Payment Not all plans available in all offices. Total Cost with Interest Monthly Payment Total Cost with Interest For all amounts **14.90% APR and Fixed Monthly Payments Required Until Paid in Full On purchases made with your CareCredit card account. Fixed monthly payment amount based on repayment over 24, 36, 48 or 60 month period. Purchases of $1,000 or more are eligible for a 24, 36 or 48 month offer and purchases of $2,500 or more are eligible for a 60 month offer. Not all promotional plans are available at all Participating Professionals. Offer applies only to single-receipt qualifying purchases made on your CareCredit credit card account. Not all promotional plans are available at all Participating Professionals. Purchases of $1,000 or more are eligible for a 24, 36 or 48 month offer and purchases of $2,500 or more are eligible for a 60 month offer. Interest will be assessed on promotional purchases from the purchase date at a reduced 14.90% APR and fixed monthly payments are required and will be calculated as follows: on 24 month promotions - 4.8439% of initial promotional purchase amount; on 36 month promotions - 3.4616% of initial promotional purchase amount; on 48 month promotions - 2.7780% of initial purchase amount; and on 60 month promotions - 2.3737% of initial promotional purchase amount. However, if account becomes 60 days past due, promotion may be terminated early and regular account terms will apply. The fixed monthly payment may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. 182-461-00 REV 10/11 Estimated monthly payments to avoid interest and pay only the amount financed For amounts from $300 & up For amounts from $300 & up TERMINAL CODE: 106 TERMINAL CODE: 112 TERMINAL CODE: 118 For amounts not on this chart or for amounts over $25,000, please use the payment calculator at www.carecredit.com. *No Interest if Paid in Full within 6, 12 or 18 Months On purchases made with your CareCredit credit card account. Not all promotional plans are available at all Participating Professionals. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period or if you make a late payment. Minimum Monthly Payments Required and may pay off purchase before end of promotional period. Offer applies only to single-receipt qualifying purchases made on your CareCredit credit card account. Not all promotional plans are available at all Participating Professionals. A minimum purchase amount may be required for promotional plans longer than 6 months. No interest will be assessed on the promotional purchase if you pay the promotional purchase amount in full within the promotional period which may be 6, 12 or 18 months. If you do not, interest will be assessed on the promotional purchase from the purchase date. However, if account becomes 60 days past due, promotion may be terminated early, accrued interest will be billed, and regular account terms will apply. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. ^ Under the No Interest Plans, each month you only need to pay the required minimum monthly payment. The amounts in these columns are the suggested amounts to be paid if you choose to make equal monthly payments, to take advantage of the promotion, avoid interest and pay only the amount financed. 182-461-00 REV 10/11 O N L Y Payment Calculator, Payment Options Form & Presentation Chart Makes it easier for patients to get the care they want, when they want it use these tools to show patients how easily care can fit into their budgets and lifestyles when they pay over time with low monthly payments. It s easy to enjoy the benefits of having CareCredit available at your practice. Log in as a provider at www.carecredit.com to schedule time with your Practice Development Team. They can help you access Amount Financed 24 Month 14.90% APR and Fixed Monthly Payments Until Paid in Full Extended Payment Plans Estimated Monthly Payments Including Interest ** 36 Month 48 Month 60 Month $1,000 $49 $1,163 $35 $1,247 $28 $1,334 N/A N/A $1,200 $59 $1,396 $42 $1,496 $34 $1,601 N/A N/A $1,400 $68 $1,628 $49 $1,745 $39 $1,867 N/A N/A these FREE tools and resources and more. $1,500 $73 $1,744 $52 $1,870 $42 $2,001 N/A N/A $2,000 $97 $2,326 $70 $2,493 $56 $2,667 N/A N/A $2,500 $122 $2,907 $87 $3,116 $70 $3,334 $60 $3,561 No Interest If Paid in Full Within Promotional Period* $3,000 $146 $3,488 $104 $3,739 $84 $4,001 $72 (Minimum $4,273 monthly payments required.) Payment Plans $3,500 $170 $4,069 $122 $4,362 FOR OFFICE $98 USE ONLY $4,668 $84 $4,985 Estimated Monthly Payments $4,000 $194 $4,651 $139 $4,985 $112 $5,334 $95 $5,697 $4,500 $218 $5,232 $156 $5,608 $126 $6,001 $107 6 Month $6,410 $5,000 $243 $5,813 $174 $6,231 Amount $139 Financed$6,668 $119 $7,122 $7,500 $364 $8,720 $260 $9,347 $209 $10,001 $179 $10,682 $1 - $299 $50 N/A N/A $10,000 $485 $11,626 $347 $12,462 $278 $13,335 $238 $14,243 $300 $50 $25 $25 $15,000 $727 $17,439 $520 $18,693 $417 $500 $20,002 $357 $84 $21,364 $42 $28 FOR OFFICE USE ONLY 12 Month $20,000 $969 $23,251 $693 $24,924 $556 $600 $26,669 $475 $100 $28,485 $50 $34 $25,000 $1,211 $29,064 $866 $31,155 $695 $700 $33,337 $594 $117 $35,607 $59 $39 $800 $134 $67 $45 Over $25,000 For amounts not on this chart or for amounts over $25,000, please use the payment calculator at www.carecredit.com. $900 $150 $75 $50 $1,000 $167 $84 $56 18 Month $1,200 $200 $100 $67 $1,400 $234 $117 $78 $1,500 $250 $125 $84 $2,000 $334 $167 $112 $2,500 $417 $209 $139 $3,000 $500 $250 $167 $3,500 $584 $292 $195 $4,000 $667 $334 $223 $4,500 $750 $375 $250 $5,000 $834 $417 $278 $7,500 $1,250 $625 $417 $10,000 $1,667 $834 $556 $15,000 $2,500 $1,250 $834 $20,000 $3,334 $1,667 $1,112 $25,000 $4,167 $2,084 $1,389 Over $25,000 Online Payment Tools and Resources Presentation Chart PATIENT EDUCATION MATERIALS display FREE patient brochures and counter displays throughout your practice to make ADVERTISING Toolkit Display Materials sure our 7 million cardholders know they can use their CareCredit healthcare credit card at your practice. Add information about CareCredit to your website and help eliminate cost barriers, price shopping, and improve your listings on popular search engines. Banners and Buttons 8
Personalized Practice Reports Your free online reports make Gives you custom reports and email notifications it easy to identify patients who applied for financing and never scheduled, or have funds remaining in their account. Summary Report and Cardholder Report Patient Email Notification Sign up at www.carecredit.com/getconnected to receive email notification of patients who have specified your practice and have been approved for CareCredit online. Sign up to receive a summary of the CareCredit cardholders who visited your practice, along with the associated revenue. Practice Performance Review Contact your Practice Development Team to receive your custom Practice Performance Review which details all the benefits you get only with CareCredit. Patient Approval Email Notification Cardholder Sales Email Notification 10
Has dedicated practice development teams & personalized practice support CareCredit s Practice Development Team is always available to share their industry expertise and provide you with the support you need to grow your practice and help more patients get care. In addition, you have access to a FREE custom Practice Review Report (see page 10), FREE in-practice training and phone support 23/7. Do you have a CareCredit question? Call (800) 859-9975 and choose option 1, then option 6. 12
www.carecredit.com 851-312-00