Morgan-White Dental/Vision

Similar documents
2015 Plan Options Benefit Guide

Retiree Benefit Options, Inc.

Dental, vision and life insurance plans. a complete plan is a better plan. find a plan that fits you. Individual and Family Plans

2017 Optional Supplemental. Benefits Guide. Individual Medicare Supplement. Janis E. Carter Health Net

Welcome. Get the most out of your benefits.

Specialty Benefit Solutions SM Big company benefits for small businesses

Table of Contents. Accident Insurance... 8 Short Term Disability Resources... 11

CCPOA RETIRED VISION PLAN

2018 BENEFITS GUIDE» U.S. POST-65 RETIREES. Let s get started!

Dental Plans. for Individuals, Families & Self Employed

Delta Dental of Kentucky

Group Enrollment Processing. In order to ensure proper processing of your applications, please read the following instructions carefully.

Dental Benefit Summary

Careington Maximum Access Discount Dental & Vision Plan with EyeMed Vision

UnitedHealthcare Vision

CAN-AM CONSULTANTS, INC.

Vision Benefit Summary

Individual & Family Dental Insurance (S12040 rev ) Montana Rhode Island

Delta Dental of Kentucky

EMPLOYEE BENEFIT NEWSLETTER

OPERS Health Care Open Enrollment Guide For optional vision and dental coverage YOUR PLAN DETAILS ARE INSIDE.

MEDICAL PLAN SUMMARY 2017

20 E M P L O Y E E B E N E F I 18 T S

Don t let the unexpected set you back. You re one step closer to simpler benefits.

LMUSD CERTIFICATED PLANS

Vision Benefit Summary

your 2017 BENEFITS annual enrollment guide CORE benefits PACKAGE

Vision Benefit Summary

2019 Annual Open Enrollment Form for Dental Coverage

City of Taft. Employee Benefits Guide. Design Zywave, Inc. All rights reserved.

Airline Retiree Benefit Plan 2016 Benefits Guide

Welcome to the Future of Dental & Vision Benefits Today!

WORKFORCE OPTIMIZATION benefits at a glance independence choice

$400/$1,200 (Embedded/Traditional) Eligible for Health FSA Coinsurance 90% covered after deductible 80% covered after deductible

Serving 39 States OH IN MD DC

Tulane University. Tulane University Staff Benefits Overview

Blount Open Enrollment Guideline

2018 DENTAL VISION IDENTITY THEFT

2013 Benefit & Premium Summary

Employee Benefits Guide

Ameritas Dental Plan - PPO

A Dental Insurance Plan For You & Your Family

INDIVIDUAL & FAMILY HEALTH BENEFIT PLANS FOR NORTHEAST OHIO

Vision Benefit Summary

Vision Insurance - Gold. Enrollment brochure Freedom to choose any vision care provider

Enrollment Guide for Medicare Members

Vision Benefit Summary

Employee Benefits Guide

Allied Oilfield Machine & Pump, LLC

Anthem Extras Packages

Employee Benefits Renewal Plan Year: July 1, 2017 June 30, 2018

Welcome to CorTech s 2014 Voluntary Insurance Program

Texas Dental Vision Life Disability

Utah Dental Vision Life Disability

OUT OF NETWORK IN NETWORK

BENEFITS ENROLLMENT

medical solutions traveler employee medical benefits

INDIVIDUAL DENTAL INSURANCE FOR YOU AND YOUR FAMILY

Flexible Benefits Guide

INDIVIDUAL & FAMILY Health Benefit Plans for Northeast Ohio. Let us show you.

fees are associated with a PPO plan and are accepted by participating providers. For more information visit us at

HEALTH & WELFARE BENEFITS PLAN

BENEFITS ENROLLMENT

Cigna Health and Life Insurance Company. Welcome to Cigna Vision Schedule of Vision Coverage

2015 INSURANCE ANNUAL/OPEN ENROLLMENT TRANSFER PERIOD

Table of Contents. Pre-Tax Benefits. Ameritas Dental Plan 3. Superior Vision Plan 6. Aflac Plans 9. Post-Tax Benefits

Medicare Part D Notice: The benefits in this summary are effective:

Directory of Programs and Services

the options the options

2018 Employee Benefits Overview

2018 Health, Dental and Vision Monthly Contributions

Please see the ISMA Anthem Blue View Vision Low Plan and High Plan flyers for benefit details.

Dental, vision, & life insurance

Employee. Package. Benefits N O V E M B E R 1, O C T O B E R 3 1,

COVERAGE OPTIONS Fixed Indemnity Plans Enhance your coverage by adding Dental, Vision, Short-term Disability and/or Life and AD&D Insurance

Vision Program. Effective January 1, Introduction How the Program Works... 2

Open Enrollment Guide for optional dental and vision coverage

2018 Health Coverage Comparison Chart

Proposal prepared for: New York Merchant

American Healthcare 101 Workshop. Spring 2018

DISCOVERY. starts here.

Keller Independent School District s Benefit Plan Year is from January 1, 2018 to December 31, Incentive Plan Rates

City of Marietta 2018 BENEFITS OPEN ENROLLMENT REVIEW

All Savers Dental, Vision and Life Insurance Plans

Employee Enrollment Form

Welcome to ConocoPhillips!! Effective January 1, 2017

Anthem Extras Packages

2017 Benefits Open Enrollment

Carroll County Public Schools. Flexible Benefits. Open Enrollment Guide

ENROLLMENT GUIDE 2018

2019 ADT BENEFIT & PREMIUM SUMMARY

YOUR BENEFIT OPTIONS SHORT-TERM DISABILITY LONG-TERM DISABILITY DENTAL TERM LIFE VISION VOLUNTARY

A COMPLETE VISION INSURANCE PORTFOLIO FROM COMPANION LIFE

Vision Insurance Plan 3

2018 employee benefits YOUR GUIDE.

Dental, vision & life insurance

FIRST QUARTER 2018 SMALL GROUP PRODUCT PORTFOLIO

Pediatric Dental and Vision

None PacificSource Network (PSN) Participating Providers. $250 Non-participating Providers $750

Savanna Energy Services. Your 2016 Guide to Benefits

Transcription:

organ-white Dental/Vision Prepared or To or have questions answered call 1-877-385-3601 You may also return apps to benefits@targetcw.com or by fax to 619-704-7799 Date Prepared: 11/15/2011

organ-white Dental/Vision No Deductible No Waiting Periods National PPO Network 1 office visit exam Out of Network claims paid up to the 85th percentile of UCR $1,000 per person, calendar year maximum Diagnostic and Preventative paid at 90% (One office visit, exam, one set of bitewing x-rays, and cleaning every six months) illings and Simple Extractions paid at 80% (One, two, three and four surface amalgams, and simple extractions) Cleaning every six months Plus limited inor Restorative or each covered individual who uses less than $500 of their benefits in a plan year, $250 will be added to the next plan year s annual maximum. If all the claims submitted are thru an authorized PPO provider you will receive an additional $100 on next year s annual maximum. The annual max may be increased up to an additional $1,000. Covered Code* Procedure 2 In-Out Network Co-insurance D0120 EXA -Periodic Oral Evaluation 90% D0140 Limited Oral Evaluation 90% D0150 Comprehensive Oral Evaluation 90% D0270 XRAY-Bitewings - single film 90% D0272 XRAY-Bitewings - two films 90% D0274 XRAY-Bitewings - four films 90% D1110 Prophylaxis - Adult 90% D1120 Prophylaxis - Child 90% D2140 Amalgam - 1 surface, primary or permanent 80% D2150 Amalgam - 2 surfaces, primary or permanent 80% D2160 Amalgam - 3 surfaces, primary or permanent 80% D2161 Amalgam - 4 or more surfaces, primary or permanent 80% D7110 Extraction single tooth 80% D7111 Single Extraction- coronal remnants deciduous tooth 80% *Only the procedure codes listed on this page will be covered under this plan. Dental products are underwritten by UnitedHealthCare Insurance Company, Hartford, CT (except in New York), or United HealthCare Insurance Company of New York, Hauppauge, NY (New York only). Not affiliated with UnitedHealthcare edical.

organ-white Dental/Vision Your Vision is Our ocus When you take a look at our vision plan, you ll see for yourself that the Basic Vision Plan offers one of the most comprehensive prevention, examination, and prescription programs available. We focus on value, quality, and affordability, and offer a large network of credentialed private practice and retail chain providers. The Basic Vision Plan includes a routine vision exam (including refraction), as well as preferred pricing on eyeglasses and contact lenses. Routine vision exam (including refraction) paid in-full after copay. Once every 12 months Preferred Pricing offered on frames, lenses, and lens options at private practice providers, and discounts at retail chains No limit on purchases of eyeglasses and contacts at preferred pricing A network of credentialed private practice and retail chain providers Access to discounts on laser vision correction through a nationwide Network of more than 300 laser vision correction specialists 24-hour access to benefit information through www.spectera.com, and our toll-free Interactive Voice Response (IVR) line at 800.839.3242 No claim forms Description You Pay 1 Vision Exam Once every 12 months Paid-in-full after $20 copay rames 2 At private practice providers At retail chain providers Standard Lenses 3 Contact Lenses Covered-in-full frames Quality Collection frame Elite Collection frame Non-Collection frames embers receive a discount Single vision lenses Bifocal Lenses Trifocal Lenses itting, follow-up, and materials Contact lenses (non-disposable) Contact lenses (disposable) Access to mail-order contact lenses Preferred pricing: $60 $85 15% Discount Discount Preferred pricing: $45 $65 $95 ember pays full provider-billed charges Refractive Eye Surgery embers receive access to discounted refractive eye surgery procedures 1.Preferred pricing is only available at network provider locations. Please consult you vision care provider for preferred pricing on additional lens styles (i.e. progressive lenses), materials, and options (i.e. coatings, tints, etc.). or more information, call member services or visit www.spectera.com 2.embers receive preferred pricing on frames at network private practice providers, and a discount at network retail chains. Discounts are off of network providers billed charges; the discount is 15% for all frames not included in the covered-in-full selection. 3.Standard lenses: non-aspheric, glass/plastic (CR39), clear, all powers, all sizes, standard scratch-resistant coating. Lower prices on Standard lenses and contacts will apply at some retail locations. 3 Spectera, Inc. administers vision benefits underwritten by the following entities: United HealthCare Insurance Company, United HealthCare Insurance Company of New York, Unimerica Insurance Co., Inc., and American General Assurance Company

organ-white Dental/Vision Weekly Rates Employee cost per pay period BASIC PLAN ember $4.15 ember + 1 $7.62 amily $10.62 or ore Information Contact Lucia da Silveira President LDS Benefits 1049 Camino Del ar Suite 1 Del ar, CA 92014 www.ldsbenefits.com Bus (858) 793-LdS1 (5371) ax (858) 793-LdS2 (5372) Alt. (858) 793-LdS3 (5373) Pan-American Life and organ-white are not affiliated. 4

Dental ment orm Group Dental Coverage Provided by United HealthCare Insurance Company SOCIAL SECURITY NUBER EPLOYEE ID NUBER (if different than SSN) Waiver DATE : / / LAST NAE IRST NAE I ADDRESS CITY STATE ZIP TELEPHONE NUBER HOE ( ) WORK ( ) APPLICANTS DATE O BIRTH EPLOYER OR GROUP NAE ale Single emale arried Dental ment Effective Date: / / TRADITIONAL PLAN Benchmark Open Choice Incentive Opportunity PACKAGE PLAN Plan A Plan B Plan C IEDIATE COVERAGE PLAN PLAN COVERAGE Employee Employee + One Employee + Spouse Employee + Child(ren) amily Vision ment - Add Optional WG Vision Coverage PLAN COVERAGE Employee Employee + One amily Add Vision Coverage irst Name Initial Last Name (if different) INORATION OR DEPENDENT COVERAGE Spouse & Unmarried Dependent Children Only (Include Date of Birth) Date of Birth (o/day/yr) Wife Relationship Husband If Child is over 19, please indicate status and school *or court ordered dependent, legal documentation must be attached. Please see employer representative for more information about the qualifications for full-time student status. If dependent does not reside with eligible employee, please provide address on separate sheet. OR INTERNAL USE ONLY EPLOYER or GROUP AUTHORIZATION EECTIVE DATE TYPE O COVERAGE SIGNATURE I hereby understand that any coverage is limited by the benefits and exclusions of the Group Dental Agreement INIU ENROLLENT IS OR ONE YEAR Unimerica Dental Indemnity Plan is underwritten by United HealthCare Insurance Company, Hartford, Connecticut (except in New York), United HealthCare Insurance Company of New York; Hauppauge, New York (New York Only. UHC DenEEApp (10/03)